RATIOS

Liquidity 2020 2019 2018 2017 2016 2015

Ratios % % % % % %
Current Ratio 7.07 8.60 7.51 4.85 3.54 4.39
Quick Ratio 7.07 8.60 7.51 4.85 3.54 4.39
Financial Leverage Ratio
Equity total 4.00 4.57 5.2 3.9 4 4
asset

Activity Ratio
Total Assets 0.97 1.3 1.2 1.08 1.29 -
Turnover
ratio

Profitability Ratio
Net (Loss) / 0.50 0.74 0.65 0.62 0.74 1.7
Profit Margin
Return on 28.9 26.2 26.2 41.8 45 43
equity

1. Within firm analysis:

Efu Life Insurance Company

2. Within Industry Analysis 2020:

RATIOS
Companies EFU 2020 TPL 2020 Adamjee 2020
% % %
Liquidity Ratios
Current Ratios 7.07 1.2 1.7
Quick/Acid Test Ratio 7.07 0.73 0.0
Financial Leverage Ratio
Debt to Equity Ratio 0.025 0.45 0.01
Activity Ratio
Total Assets Turnover 0.97 0.7 0.3
ratio
Inventory Turnover Ratio 0.003 0.14 0.71
Profitability Ratio
Gross Profit Ratio 13 28 0.0
Net (Loss) / Profit Margin 0.50 1.7 7.5
Return on Equity 28.9 4.7 8.6

3.Comparison with Industry 2020

RATIOS
Companies EFU 2020 TPL Adamjee Industry
2020 2020
% % % %
Liquidity Ratios
Current Ratios 7.07 1.2 1.7 3.32
Quick/Acid Test 7.07 0.73 0.0 2.60
Ratio
Financial Leverage Ratio
Debt to Equity 0.025 0.45 0.01 0.49
Ratio
Activity Ratio
Total Assets 0.97 0.7 0.3 0.65
Turnover ratio
Inventory Turnover 0.003 0.14 0.71 0.28
Ratio
Profitability Ratio
Gross Profit Ratio 13 28 0.0 13.67
Net (Loss) / Profit 0.50 1.7 7.5 3.23
Margin
Return on Equity 28.9 4.7 8.6 14.07