Form No.

PCEDO 18
Jul 2019
Rev. 02

PROVINCIAL COOPERATIVE AND ENTERPRISE DEVELOPMENT OFFICE

PROJECT EVALUATION REPORT

A. General Profile

A.1. Busines Name : CATHIE’S BAKESHOP

A.2. Address
A.3. Contact Person/
Position
A.4. Tel./Cel No.
A.5. No./Date of Regn.
Registering Agency
A.6. Project
A.7. Purpose of Loan
: #0658 A.C Reyes St., Brgy. Agnaya, Plaridel, Bulacan
: Catherine O. Marcelino
: Owner
: 0942-063-4274
: CN. 05902813
: Department of Trade and Industry (DTI)
: Cakes & Pastries Production
: additional working capital

B. Business Information
B.1. Date Started : April 2017
B.2. Capitalization:
Initialization: Php3,000
Present: Php50,000

B.3. Experience (Pamamahala ng Negosyo)

Si Bb. Catherine O. Marcelino ang may-ari at namamahala ng negosyo. Siya ay nakapagtapos ng
kursong BSHRM. Siya rin ay graduate at lumahok sa mga programa o trainings ng TESDA
patungkol sa BAKING & PASTRIES.

B.4. Existing Market Outlets / Products Distribution Channel

*Haven’s Blend Cafe, Resellers, Neighbors
*Employees of La Consolacion Gen. Hospital and Non Insurance Company
* Social media (facebook), Trade Fairs & Bazaars

B.5. Present Volume of Production

Production per month: Banana Loaf= 50 loaves, Dream Cake= 30 tubs, Brigadiero= 30 tubs,
Choco Butternut Loaf (6x3)= 45 containers, 7 Customized Cakes

B.6.Facilities/ Equipment Available

*Hanabishi Electric Oven- Php5,500.00 *American Home Microwave Oven- Php2,700.00
*Cornel Mixer- Php6,000 *Condura Chiller- Php27,000 *Industrial Oven- Php12,000
*Baking Pans- Php10,000 *Gas Stove- Php1,700 *Imarflex Hand Mixer- Php1,200
*Imarflex Blender- Php1,800 *Chopper- Php280 *Rack- Php1,000 *3 Tables- Php5,000

B.7. Existing Loan/ Borrowings from other Institution

None

B.8. Existing Manpower

1 full time

Bulacan Trade and Business Assistance Center, Antonio S. Bautista

Bulacan Provincial Capitol Compound, City of Malolos, Bulacan 3000
Telephone Nos.: +63 44 812 8877
Email Address: pcedo@bulacan.gov.ph
 Form No. PCEDO 18
Jul 2019
Rev. 02

C. Loan Purpose & Repayment

Additional Working Capital

C.1. Source of Fund

Equity:
 Cash : Php50,000
 Facilities : Php74,180
 Inventory : Php20,000

C.2. Fund Usage/ Utilization: Additional Working Capital

C.3. Amortization Schedule: 1 year to pay (quarterly payment), 6 months grace period, 0%
interest, monthly amortization: Php4,166.66

D. Loan Purpose & Repayment

Source of Fund
Equity:
Cash : Php 50,000
Facilities/Equipment : Php 74,180
Other (Specify) Inventory : Php 20,000
Php144,180
Fund Usage/Utilization:Additional Working Capital
 Production: Purchase of Raw Materials
 Marketing: Online Promotion (Facebook post boosting, by joining Trade Fairs)
Amortization Schedule : 12 months (monthly payment)
Amount : Php4,166.66/month

E. Financial Projection
Projected Income Statement/ (ROI) (one month operation)

SALES: P39,050

Less: COST OF GOODS SOLD: (P17,928)

GROSS SALES _P21,122_

Less: OPERATING EXPENSES

a.) Salaries & Wages P8,000
b.) Utilities (Water & P1,859
Electricity)
c.) Communication P1,500
d.) Transportation P2,000
e.) Miscellaneous P1,000
__P14,359_

NET INCOME __P6,763_

Bulacan Trade and Business Assistance Center, Antonio S. Bautista

Bulacan Provincial Capitol Compound, City of Malolos, Bulacan 3000
Telephone Nos.: +63 44 812 8877
Email Address: pcedo@bulacan.gov.ph
 Form No. PCEDO 18
Jul 2019
Rev. 02

ROI : 38%

Projected Cash Flow

A. Inflow:
Beginning Cash Php50,000
Net Operating Income Php 6,763
Loan Proceeds Php50,000
Total Inflow Php106,763

B. Outflow:
Loan Payment – Principal Php50,000
Interest 0
Total Outflow Php50,000
Net Cash Flow (A-B) Php56,763

Basic Assumption

a.) Salaries & Wages: 1full time-Php8,000/month

b.) Utilities (Water & Electricity): Php1,859
c.) Communication: Php1,500 j.) Customized Cakes: 7 cakes sold/month=Php20,000
d.) Transportation: Php2,000
e.) Miscellaneous: Php1,000
f.) Banana Loaf: 50 loaves sold/month= Php6,000
g.) Dream Cake: 30 tubs. sold/month = Php3,600
h.) Brigadiero: 30 tubs sold/month = Php3,600
i.) Choco Butternut Loaf: 45 containers sold/month= Php5,850

F. Recommendation

I recommend the approval of fifty thousand pesos (Php50,000) loan renewal of Cathie’s
Bakeshop. The owner of the business, Ms. Catherine O. Marcelino is from Parulan, Plaridel,
Bulacan. She’s interested to join the upcoming tradefairs/bazaars to be conducted by PCEDO for
product promotion. The requested loan will be very helpful for the additional working capital (to
purchase raw materials) for cakes and pastries production.

Prepared by:

Jamaica Isabel D. Gumafelix

Noted by: Date: November 17, 2022

Jacqueline Carlota DL. Magpayo

Date:___________________

Bulacan Trade and Business Assistance Center, Antonio S. Bautista

Bulacan Provincial Capitol Compound, City of Malolos, Bulacan 3000
Telephone Nos.: +63 44 812 8877
Email Address: pcedo@bulacan.gov.ph