Your health is your biggest treasure.

Wise of you to protect it.

Digit Health Care Plus Policy

UIN: GODHLIP21486V022021
Your personalized Renewal Quote document
 Here's your Renewal Quote.
Just a quick recap, here's what you have chosen.

Top Up Policy
Let's talk about you.
You are Nikhil Gupta with mobile number +919990383977 and email ID nikg57@gmail.com
T

A snapshot. The gist. The ‘forget everything else, just remember this’ part
of your policy.
First Policy Current Quote
Previous Policy Number D052752888 19-Dec-2021 D074923716
Inception Date Number
From 19-Dec-2022 08.52.10
Policy Type Floater Period of Insurance
To 18-Dec-2023 23.59.59
N53
Premium Payment Zone A Portability NO
N8 Co-payment for Geographical
Geographical limit India NA
Limits Outside India
Increase in SI at
NA Amount opted for every year 0
renewal

Partner Name Digit Website Partner Code 1000651

Partner Contact Partner Email

Who all are covered

N53
N Height Nominee
Relationshi
(cms) / Nominee Relationshi
Name DOB Age / Gender Member ID p with Occupation
Weight Name p with
Proposer
(Kgs) Insured
Nikhil 07-Feb- N53650661
34 yrs/Male Self 177 / 87 Private Job Vaishali . Spouse
Gupta 1988 33
08-Mar- 32 N82516763 Nikhil
Vaishali . Spouse 172 / 60 Spouse
1990 yrs/Female 14 Gupta

Policy Inception dates

First Policy First Policy
First Policy
Insured Name First policy Inception date for Inception date
Inception date for
(a) inception date (g) Section 7 and for Section 11***
Section 8** (i)
Section 2* (h) (j)
Nikhil Gupta 2021-12-19 NA NA NA
Vaishali . 2021-12-19 NA NA NA

1. *Section 7 in (h) above means “SECTION 7. MATERNITY BENEFIT & NEW BORN BABY COVER” and Section 2 means
“SECTION 2. INFERTILITY TREATMENT COVER”.
2. **Section 8 in (i) above means “SECTION 8. OUT-PATIENT (OPD) BENEFIT”.
3. ***Section 11 in (j) above means “SECTION 11. DAILY HOSPITAL CASH COVER”.
Sum Insured Details

Effective Total
Sum Insured in Sum Insured in Auto Enhanced Accrued
Insured Name Coverage for renewal
expiring policy(k) Renewal Policy Sum Insured (m) Cumulative
(a) policy (0) (Rs.)
(Rs.) (l) (Rs.) (Rs.) Bonus (n) (Rs.)
(o=I+m+n)
Nikhil Gupta
1,000,000.00 1,000,000.00 0 0.00 1,000,000.00
Vaishali .

Note:

1. Effective Total Coverage for renewal policy (o) mentioned above is the Sum Insured applicable under Section 1.B Accidental
and Illness Hospitalization Cover of the policy including Accrued Cumulative Bonus.
2. Accrued Cumulative Bonus of 0.00 % shall be applicable for Section 1A, Section 1B and Section 13 if opted and mentioned
in schedule of Benefits below (Subject to whether there has been a claim in the previous policy- apart from claim in OPD
Benefit and Maternity Benefit)
3. All the waiting period applicable under this policy shall be counted from First Policy Inception date (g) for each member.
4. In the case of Section 7/Section 8/Section 11, (if opted for) then the waiting period for the respective sections shall be
applicable for first policy inception date for these sections as mentioned in (h), (i) and (j) above respectively.
5. If you choose to increase your Sum Insured beyond the auto-enhanced sum insured (if opted), fresh waiting period will apply
for that increased Sum Insured only. You may also choose not to increase the auto enhancement Sum Insured.

All the occasions where money hits your account.

Section with Benefits Sum Insured (Rs.) Limits

SECTION 1-HOSPITALIZATION COVER
B. Accidental and Illness
Hospitalization Cover
B1. Day Care Procedures
B2. Pre-Hospitalization Expenses
B3. Post-Hospitalization Expenses
B5. Road Ambulance
B6. Bariatric Surgery Cover
B7. Psychiatric Illness Cover
B8. Complimentary Health Check Up
Initial Waiting Period: 30 days
Accommodation/Room Rent: 100% of
INR 10,00,000
Section 1.B Base Sum Insured
**Inbuilt NA
**Inbuilt Up to 30 Days
Up to 60 Days OR Onetime Lumpsum
**Inbuilt Benefit: 1.50% of the Claim Amount
Approved under Section 1. B.
1% of Section 1.B Sum Insured Max up
**Inbuilt
to the INR 5000
**Inbuilt 20% of Section 1.B Base Sum Insured
20% of Section 1.B Base Sum Insured
**Inbuilt
Up to 1 Lakh
Up to 0.25% of the Base Sum Insured
(excluding any cumulative bonus)
Over and Above the Sum Insured
Subject to maximum of INR 5000 Per
Policy
TopUp Deductible: INR 3,00,000
PED waiting period: 4 Years Specific waiting period: 2 Years

Deductible/Co-payment: %

Section with Benefits Sum Insured (Rs.) Limits

Road Ambulance *Inbuilt Upto INR 5,000 per hospitalization
Pre-Hospitalization Expenses *Inbuilt Up to 30 Days
Post-Hospitalization Expenses *Inbuilt Up to 60 Days
Initial Waiting Period 30 Days
PED Waiting period 4 Years
*Inbuilt - Sum Insured for these Benefits are not separately available but are a part of Section 1. A.
Accidental Hospitalization Cover Sum Insured.
**Inbuilt- Sum Insured for these Benefits are not separately available but are a part of Section 1. B.
Accidental & Illness Hospitalization Cover Sum Insured
City of residence are categorized in either Zone A or B. As the treatment cost is different in
different cities, there are certain conditions if you change your city of treatment

Co-payment applicable(% of
Zone opted for at policy inception Zone where treatment availed
admissible claim amount)
B A 10%
C B 10%
C A 20%
If you avail treatment in the same zone you opt for in your policy, there will be no co-payment applicable

Premium and payment Details

Description Amount (Rs.)
Base Premium (Rs.) 4,189
Total Net Premium (Rs.) 4,188.80
IGST @ 18% = 753.98 753.98
Final Premium (Rs.) 4,942.78

This quote is generated on the basis your health insurance policy. Final premium under the policy will
depend on the medical and health related disclosures submitted by you in this proposal.

Few things before you go ahead for renewal

1. Your policy has a grace period of 30days from the due date of the renewal, If you get delayed in
renewing your policy on or before the expiry date, the coverage will not be available for such break in
period.
2. If the Policy is not renewed within the Grace Period of 30 days from the due date of renewal, then it
will be issued as a fresh policy, subject to Our Underwriting criteria and no continuing benefits shall
be available from the expired Policy.
3. If you wish to alter the Sum Insured, plan, Zone or include or delete insured members or for any
queries please get in touch with our contact center 1800-258-4242 or write to us hello@godigit.com
If you are senior citizen, please write to us at seniors@godigit.com
4. Acceptance of new inclusions or changes will be subject to medical risk assessment
5. Post renewal process you will be eligible for a complimentary health check-up as per eligibility
mentioned in your policy schedule.
For & On Behalf of Go Digit General Insurance Ltd.

Praveen Bhat
Senior Vice President - Customer Experience
praveen.bhat@godigit.com
Authorized Signatory
Printed, Signed, and Executed at Bengaluru.

Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial
Layout, 5 Block, Bengaluru, Karnataka 560095, IRDAI Reg No. 158 CIN U66010PN2016PLC167410,
GST Reg. No. 29AACCO4128Q1ZW, HSN: 9971/General Insurance Services, GSTIN Address: Go
Digit General Insurance Limited, Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial
layout,Bengaluru Karnataka PIN-560095 . Website: www.godigit.com

Stay happy, stay fit!