Delta SkyMiles® Reserve Business Card p.

1/12
ENEVIVE
TRENT SPAFFORD Customer Care: 1-800-297-6200
Closing Date 08/29/22 Next Closing Date 09/28/22 TTY: Use Relay 711
Account Ending 2-51002 Website: americanexpress.com

Delta SkyMiles®
New Balance $31,734.27 Miles Earned this Period
Minimum Payment Due $587.00 64,651
For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment Due Date 09/23/22 Account Summary

Late Payment Warning: If we do not receive your Minimum Payment Due by Previous Balance $9,940.40
the Payment Due Date of 09/23/22, you may have to pay a late fee of up to Payments/Credits -$10,207.71
$39.00 and your APRs may be increased to the Penalty APR of 29.99%. New Charges +$31,551.99
Fees +$449.59
Interest Charged +$0.00

Minimum Payment Warning: If you make only the minimum payment each period, New Balance $31,734.27
you will pay more in interest and it will take you longer to pay off your balance. For Minimum Payment Due $587.00
example:
Credit Limit $50,000.00
If you make no additional You will pay off the balance And you will pay an Available Credit $18,265.73
charges and each month shown on this statement in estimated total of...
Cash Advance Limit $5,000.00
you pay... about...
Available Cash $5,000.00
Only the Days in Billing Period: 31
32 years $98,975
Minimum Payment Due

$46,784
$1,300 3 years (Savings = $52,191)

If you would like information about credit counseling services, call 1-888-733-4139.
See page 2 for important information about your account.

Please refer to the IMPORTANT NOTICES section on

page 11.

Continued on page 3

Payment Coupon Pay by Computer Pay by Phone Account Ending 2-51002

Do not staple or use paper clips americanexpress.com/ 1-800-472-9297
business Enter 15 digit account # on all payments.
Make check payable to American Express.

TRENT SPAFFORD Payment Due Date

ENEVIVE 09/23/22
337 MATISSE LANE
ALPINE UT 84004 New Balance
$31,734.27
AutoPay Amount
$587.00

See reverse side for instructions AMERICAN EXPRESS

P.O. BOX 650448
$ .
Amount Enclosed
on how to update your address,
phone number, or email. DALLAS TX 75265-0448
 TRENT SPAFFORD Account Ending 2-51002
Payments: Your payment must be sent to the payment address shown on
your statement and must be received by 5 p.m. local time at that address to
be credited as of the day it is received. Payments we receive after 5 p.m. will
not be credited to your Account until the next day. Payments must also: (1)
include the remittance coupon from your statement; (2) be made with a
single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US
banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and
you may incur late payment fees and additional interest charges. Electronic
payments must be made through an electronic payment method payable
in US dollars and clearable through the US banking system. Please do not
send post-dated checks as they will be deposited upon receipt. Any
restrictive language on a payment we accept will have no effect on us
without our express prior written approval. We will re-present to your
financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for
payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks
electronically by transmitting the amount of the check, routing number,
account number and check serial number to your financial institution,
unless the check is not processable electronically or a less costly process is
available. When we process your check electronically, your payment may
be withdrawn from your deposit or other asset account as soon as the same
day we receive your check, and you will not receive that cancelled check
with your financial account statement. If we cannot collect the funds
electronically we may issue a draft against your deposit or other asset
account for the amount of the check. (2) By using Pay By Computer, Pay By
Phone or any other electronic payment service of ours, you give us
permission to electronically withdraw funds from the deposit or other asset
account you specify in the amount you request. Payments using such
services of ours received after 8:00 p.m. MST may not be credited until the
next day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB)
method (including new transactions) to calculate the balance on which we
charge interest on your Account. Call the Customer Care number on page 3
for more information about this balance computation method and how
resulting interest charges are determined. The method we use to calculate
the ADB and interest results in daily compounding of interest.
Paying Interest: Your due date is at least 25 days after the Closing Date of
each billing period. We will not charge you interest on your purchases if
you pay the New Balance by the due date each month. We will charge you
interest on cash advances and (unless otherwise disclosed) balance
transfers beginning on the transaction date.
Foreign Currency Charges: If you make a Charge in a foreign currency, we
will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a
particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the
Change of Address, phone number, email
- Online at www.americanexpress.com/updatecontactinfo
- Via mobile device
- Voice automated: call the number on the back of your card
- For name, company name, and foreign address or phone changes, please call Customer Care
Please do not add any written communication or address change on this stub
p. 2/12
highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in
effect on the date of your charge. Charges converted by establishments
(such as airlines) will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement
represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not
request a refund or charge enough to use up the credit balance, we will
send you a check for the credit balance within 30 days if the amount is
$1.00 or more.
Credit Reporting: We may report information about your Account to credit
bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.
Billing Dispute Procedures
What To Do If You Think You Find A Mistake On Your Statement
If you think there is an error on your statement, write to us at:
American Express, PO Box 981535, El Paso TX 79998-1535
In your letter, give us the following information:
- Account information: Your name and account number.
- Dollar amount: The dollar amount of the suspected error.
- Description of Problem: Describe what you believe is wrong and why you
believe it is a mistake.
You must contact us:
- Within 60 days after the error appeared on your statement.
- At least 2 business days before an automated payment is scheduled, if you
want to stop payment on the amount you think is wrong.
You must notify us of any potential errors in writing. You may call us, but if
you do we may not follow these procedures and you may have to pay the
amount in question.
What Will Happen After We Receive Your Letter
When we receive your letter, we will do two things:
1. Within 30 days of receiving your letter, we will tell you that we received
your letter. We will also tell you if we have already corrected the error.
2. We will investigate your inquiry and will either correct the error or
explain to you why we believe the bill is correct.
While we investigate whether or not there has been an error:
- We will not try to collect the amount in question.
- The charge in question may remain on your statement, and we may
continue to charge you interest on that amount.
- While you do not have to pay the amount in question, you are responsible
for the remainder of your balance.
- We can apply any unpaid amount against your credit limit.
After we finish our investigation, one of two things will happen:
- If we made a mistake: You will not have to pay the amount in question or
any interest or other fees related to that amount.
- If we do not believe there was a mistake: You will have to pay the amount
in question, along with applicable interest and fees. We will send you a
statement of the amount you owe and the date payment is due. We may
report you as delinquent if you do not pay the amount we think you owe.
Pay Your Bill with AutoPay
Deduct your payment from your bank
account automatically each month.
- Avoid late fees
- Save time
Visit americanexpress.com/autopay
today to enroll.
For information on how we protect your
privacy and to set your communication
and privacy choices, please visit
www.americanexpress.com/privacy.
 Delta SkyMiles® Reserve Business Card p. 3/12
ENEVIVE
TRENT SPAFFORD
Closing Date 08/29/22 Account Ending 2-51002

Customer Care & Billing Inquiries 1-800-297-6200

International Collect 1-623-492-7719 Website: americanexpress.com
Cash Advance at ATMs Inquiries 1-800-CASH-NOW
Large Print & Braille Statements 1-800-297-6200 Customer Care
& Billing Inquiries Payments
P.O. BOX 981535 P.O. BOX 650448
EL PASO, TX DALLAS TX 75265-
79998-1535 0448
Hearing Impaired
Online chat at americanexpress.com or use Relay dial 711 and 1-800-297-6200

We will debit your bank account for your monthly AutoPay payment of
$587.00 on 09/13/22. This date may not be the same date your bank will
debit your bank account. Any inquiry to American Express concerning
this debit should be made before 09/13/22. If your monthly AutoPay
payment is less than your Minimum Payment Due, we must receive an
additional payment for at least the difference by 09/23/22.

Please note, your credit limit is $50,000.00 and your cash limit is $5,000.00.

Payments and Credits

Summary

Total
Payments -$9,734.93
Credits
TRENT SPAFFORD 2-51002 -$472.78
Total Payments and Credits -$10,207.71

Detail *Indicates posting date

Payments Amount
08/08/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$4,000.00
08/11/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$3,000.00
08/15/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$2,734.93
Credits Amount
08/02/22* TRENT SPAFFORD CR ADJ - ANNUAL MEMBERSHIP FEE -$205.47
08/08/22* TRENT SPAFFORD GGYF:0001 $100 Statement Credit -$100.00
upon spending $3000 within
183 days of product transfer
08/09/22 TRENT SPAFFORD DISPUTE - WALMART.COM AA -$167.31

New Charges
Summary
Total
TRENT SPAFFORD 2-51002 $9,600.50
ASPEN EASTWOOD 2-51028 $4,220.62
BARRETT BANFIELD 2-52034 $913.47
TERESA SPAFFORD 2-51051 $16,373.01
MOSES JAMES NIUMATAL 2-51069 $298.32
HUNTER STALLINGS 2-51085 $146.07
Total New Charges $31,551.99

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 4/12

Detail
TRENT SPAFFORD
Card Ending 2-51002
Amount
07/29/22 BETO'S 0000 AMERICAN FORK UT $17.30
801-756-4113
07/29/22 TAYLOR DRUG 650000004174895 AMERICAN FORK UT $7.85
8017564021
07/30/22 SOL AGAVE - AMERICAN FORK 545500001566 AMERICAN FORK UT $144.73
INFO@SOLAGAVE.COM
07/30/22 STRAP TANK BREWERYLE 436845559574685 LEHI UT $115.34
ACCOUNTING@STRAPTANKBREWE
07/31/22 TMOBILE*AUTO PAY 800-937-8997 WA $210.00
978518547 98006
08/01/22 CLEAR WATER DISTILLING CO. Pleasant Grove UT $21.45
squareup.com/receipts
08/01/22 CLEAR WATER DISTILLING CO. Pleasant Grove UT $198.41
squareup.com/receipts
08/01/22 INDEED (203)564-2400 CT $41.16
INTERNET ADS
08/02/22 DOLLAR SHAVE CLUB (866)223-2780 CA $12.72
ELECTRIC RAZOR STORE
08/02/22 ADOBE ACROPRO SUBS Adobe Systems SAN JOSE CA $16.06
ADOBE.LY/ENUS
08/02/22 ROCKETLAW 877-757-1550 SAN FRANCISCO CA $5.00
8778810947
08/03/22 #1 THE CORNDOG COMPANY UT Lindon UT $19.32
squareup.com/receipts
08/03/22 1 PERCENT FITNESS (ONL 801-833-5383 UT $160.66
801-833-5383
08/03/22 DALLANS AFFORDABLE AUTO & 739296865300 PLEASANT GROV UT $783.28
1 84062
08/04/22 MACEYS PLEASANT GROVE 000000000571638 Pleasant Grove UT $190.81
8017966601
08/05/22 TST* EIGHT SETTLERS RESTA 00050009 COTTONWOOD HEIG UT $131.91
BAR/NIGHTCLUB
08/06/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $159.09
800-325-3265
08/06/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $36.19
800-325-3265
08/07/22 GOOGLE *GOOGLE STORAGE G.CO/HELPPAY# CA $2.14
DIGITAL GOODS: APPS
08/08/22 GOOGLE *YOUTUBEPREMIUM G.CO/HELPPAY# CA $12.86
DIGITAL GOODS: MEDIA
08/09/22 BEANS & BREWS 202 650000011198275 DRAPER UT $17.43
8015722450
08/10/22 TST* GOURMANDISE - AMERIC 300590699 AMERICAN FORK UT $58.76
3853871780
08/10/22 PREMIUMBEAT.COM MONTREAL $64.95
8002087163
08/10/22 1 PERCENT FITNESS (ONL 801-833-5383 UT $160.66
801-833-5383
08/10/22 USPS PO 4970040160 001377792 PLEASANT GROV UT $208.24
8002758777
08/11/22 TACO BELL #036492 0364 CEDAR HILLS UT $16.00
602-469-0775
08/12/22 H2O FILTER WAREHOUSE 436845558927314 770-874-2608 GA $1,778.72
00000000000110409030062

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 5/12
ENEVIVE
TRENT SPAFFORD
Closing Date 08/29/22 Account Ending 2-51002

Detail Continued
Amount
08/12/22 BJ SHORT STOP 09478918 PLEASANT GROVE UT $5.75
BJ SHORT STOP
08/13/22 EXTRA SPACE STORAGE PLEASANT GROVE UT $186.00
8885869658
08/14/22 SNOWBIRD F&B SPECIAL HOLLADAY UT $49.66
RESTAURANT
08/14/22 SNOWBIRD F&B SPECIAL HOLLADAY UT $17.74
RESTAURANT
08/14/22 SNOWBIRD F&B SPECIAL HOLLADAY UT $29.56
RESTAURANT
08/14/22 SNOWBIRD F&B SPECIAL HOLLADAY UT $29.56
RESTAURANT
08/15/22 QUICKQUACK ROSEVILLE CA $65.99
+18887722792
08/15/22 PAR*COSTA VIDA - PLEASANT 000001313 PLEASANT GROV UT $57.66
8017858180
08/16/22 ARBY'S AMERICAN FORK UT $11.02
8005992729
08/17/22 1 PERCENT FITNESS (ONL 801-833-5383 UT $160.66
801-833-5383
08/17/22 HOLIDAY OIL # 67 LINDON 4176 LINDON UT $12.49
800-325-3265
08/19/22 SALESRABBIT.COM LEHI UT $1,591.19
+18014199009
08/19/22 MCDONALD'S LEHI UT $52.65
9999999999
08/20/22 QNAIL SALON 000000001 HERRIMAN UT $84.00
8015983507
08/20/22 JCWS HERRIMAN 650000010729757 HERRIMAN UT $14.05
8018498597
08/20/22 LEATHERHEADS SPORTS GRILL 561105001166 DRAPER UT $93.84
801-528-1888
08/24/22 H2O FILTER WAREHOUSE 436845558927314 770-874-2608 GA $2,393.94
00000000000110612030062
08/26/22 VIVINT.COM PROVO UT $39.99
104318604 84604
PROTECTION/SECURITY SRV
08/26/22 THE HOME DEPOT AMERICAN FORK UT $28.73
800-654-0688
08/26/22 BEANS & BREWS COFFEE HOUS 650000011176 AMERICAN FORK UT $7.98
8014920385
08/29/22 MILES WIRELESS (801)368-8814 UT $77.00
801-368-8814
ASPEN EASTWOOD
Card Ending 2-51028
Amount
07/29/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $115.00
00000000AR0131534078155
08/02/22 CANVA* I03501-0466675 CAMDEN DE $79.00
+17372853388
08/05/22 PIPEDRIVE INC NEW YORK NY $379.31
DIGITAL GOODS: APPS
08/05/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $710.00
00000000AR0132525078155

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 6/12

Detail Continued
Amount
08/05/22 USPS PO 4970040160 001377792 PLEASANT GROV UT $16.10
8002758777
08/06/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/08/22 PIPEDRIVE INC NEW YORK NY $56.81
DIGITAL GOODS: APPS
08/08/22 FS *OPTIMOROUTE 877-327-8914 CA $52.51
6E474087CDCBC910 93101
08/09/22 ZAPIER.COM/CHARGE SAN FRANCISCO CA $111.25
8773818743
08/09/22 PERFECT GOLF EVENT 567140111965623 JACKSONVILLE FL $728.41
40111965623@MAVERICKGATEW
08/10/22 SMK*SURVEYMONKEY.COM 971-231-1154 CA $411.45
43093919 94301
ADVANTAGE ANNUAL PLAN
08/11/22 HOUSECALL PRO DENVER CO $134.56
+18884636126
08/13/22 RINGCENTRAL INC 888-898-4591 CA $181.39
5662221002 94002
08/15/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/16/22 HOUSECALL PRO DENVER CO $320.68
+18884636126
08/16/22 THERO* REALTRUCK OCALA FL $117.98
+18772165446
08/18/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/19/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $375.00
00000000AR0135514078155
08/22/22 OFFICE DEPOT #2963 000002963 LONG BEACH CA $120.12
8004633768
Custom Carbonless Form
FS Color NCR SS 3PRT LGL
08/22/22 AMZN MKTP US*D54H50LB3 AMZN.COM/BILL WA $22.39
BOOK STORES
08/22/22 PIPEDRIVE INC NEW YORK NY $28.10
DIGITAL GOODS: APPS
08/23/22 LS SUN RIVER GARDENS OREM UT $88.50
+18669321801
08/23/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/23/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/25/22 RINGCENTRAL INC 888-898-4591 CA $24.82
5783003002 94002
08/26/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/26/22 MACEYS PLEASANT GROVE 000000000571638 Pleasant Grove UT $27.24
8017966601
BARRETT BANFIELD
Card Ending 2-52034
Amount
08/03/22 HOLIDAY #34 4176 HERRIMAN UT $97.14
800-325-3265
08/10/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $51.33
8017960981

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 7/12
ENEVIVE
TRENT SPAFFORD
Closing Date 08/29/22 Account Ending 2-51002

Detail Continued
Amount
08/15/22 THE HOME DEPOT LINDON UT $126.56
800-654-0688
08/15/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $40.20
KRISTIN@BJPLUMBINGSUPPLY.
08/15/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $261.21
KRISTIN@BJPLUMBINGSUPPLY.
08/15/22 CJS CARWASH LLC 923500080433537 RIVERTON UT $7.75
CJSPREMIERAUTO@GMAIL.COM
08/16/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $73.39
8017960981
08/23/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $39.24
8017960981
08/25/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $216.65
KRISTIN@BJPLUMBINGSUPPLY.
TERESA SPAFFORD
Card Ending 2-51051
Amount
07/29/22 PACIFIC WATER INC SOUTH SALT LA UT $4,000.00
801-485-6510
08/01/22 TRIBE HOUSE TRIBE HOUSE PLEASANT GROV UT $199.00
BUSINESS SERVICE
08/02/22 BOUNCIE PLANO TX $77.00
+14692501250
08/02/22 PLEASANTGROVECITYCOR 801-785-5045 UT $336.16
UTILITY
08/03/22 LOWE'S LEHI UT $52.49
801-768-6020
08/04/22 GODADDY.COM 480-505-8855 AZ $40.34
GODADDY.COM
.COM Domain Name Renewal - 2 Years (recu
08/05/22 PRIME IV HYDRATION AND WE 403903148705 LEHI UT $10.00
HNEVILLE@PRIMEIVHYDRATION
08/05/22 PACIFIC WATER INC SOUTH SALT LA UT $3,300.00
801-485-6510
08/08/22 DRIP MINNEAPOLIS MN $74.01
+13019434743
08/09/22 WALMART.COM AA WALMART.COM AR $167.31
800-966-6546
08/09/22 BOUNCIE PLANO TX $8.00
+14692501250
08/11/22 WAL-MART SUPERCENTER 2511 2511 AMERICAN FORK UT $88.97
DISCOUNT STORE
08/11/22 THE SPA BROS Lehi UT $250.00
squareup.com/receipts
08/11/22 PARAMOUNT+ SAN FRANCISCO CA $4.99
888-274-5343
08/11/22 WALMART.COM AA 800-966-6546 AR $83.66
DISCOUNT STORE
08/11/22 WAL-MART 2307 2307 SANDY UT $27.66
DISCOUNT STORE
08/12/22 PACIFIC WATER INC SOUTH SALT LA UT $2,400.00
801-485-6510
08/13/22 MACEY'S HIGHLAND 000000000236735 HIGHLAND UT $43.45
8017568383

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 8/12

Detail Continued
Amount
08/13/22 JSLATIN PLEASANT GROVE UT $425.04
+13859859656
08/14/22 TST* GOURMANDISE - AMERIC 300590699 AMERICAN FORK UT $116.12
3853871780
08/15/22 IN *PROACTIVE ACCOUNTING AND ADVISORY WEST JORDAN UT $225.00
3432 840889
08/17/22 BLS*NETTRACER L F ATLANTA GA $34.43
MISC PERSONAL SERVICE
08/18/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $21.17
800-325-3265
08/18/22 WAL-MART SUPERCENTER 5270 5270 LINDON UT $72.15
DISCOUNT STORE
08/18/22 SMITHS FOOD & DRUG PLEASANT GROVE UT $31.66
8666111979
GROCERY STORES
08/19/22 PACIFIC WATER INC SOUTH SALT LA UT $2,300.00
801-485-6510
08/24/22 GOOGLE *GOOGLE STORAGE G.CO/HELPPAY# CA $2.14
COMPUTER PROGRAMMING
08/26/22 PACIFIC WATER INC SOUTH SALT LA UT $1,800.00
801-485-6510
08/27/22 AUTO-OWNERS INSURANCE 002 LANSING MI $155.47
800-288-8740
08/28/22 HLU*HULU 449384858340-U HULU.COM/BILL CA $19.28
HULU.COM/BILL
08/28/22 DISNEY PLUS BURBANK CA $7.51
CABLE & PAY TV
MOSES JAMES NIUMATAL
Card Ending 2-51069
Amount
08/10/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $95.06
8017960981
08/11/22 ALLREDS ACE HDWE 0000 PLEASANT GROV UT $48.16
801-785-2221
08/11/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $66.77
8017960981
08/16/22 WAL-MART SUPERCENTER 5270 5270 LINDON UT $11.78
DISCOUNT STORE
08/17/22 690 W STATE RD 12404447018 PLEASANT GROVE UT $76.55
8017960981
HUNTER STALLINGS
Card Ending 2-51085
Amount
08/24/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $4.11
800-325-3265
08/24/22 MAVERIK #543 000000000349768 MURRAY UT $77.50
8012617450
08/24/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $8.15
KRISTIN@BJPLUMBINGSUPPLY.
08/25/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $56.31
KRISTIN@BJPLUMBINGSUPPLY.

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 9/12
ENEVIVE
TRENT SPAFFORD
Closing Date 08/29/22 Account Ending 2-51002

Fees

Amount
08/02/22 TRENT SPAFFORD ANNUAL MEMBERSHIP FEE $449.59

Total Fees for this Period $449.59

Interest Charged

Amount

Total Interest Charged for this Period $0.00

About Trailing Interest

You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called
"trailing interest". Trailing interest is the interest charged when, for example, you didn't pay your previous balance in full. When that
happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest
on purchases by paying your balance in full and on time each month. Please see the "When we charge interest" sub-section in your
Cardmember Agreement for details.

2022 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2022 $494.12
Total Interest in 2022 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance Subject Interest
Percentage Rate to Interest Rate Charge

Purchases 26.99% (v) $0.00 $0.00

Cash Advances 27.49% (v) $0.00 $0.00

Total $0.00
(v) Variable Rate

SkyMiles® Account Number: XXXXXX8327

Current Period Year to Date

Miles Earned for Eligible Purchases 31,384 299,909
Total Bonus Miles Earned and Adjustments 33,267 103,265
Total Miles Earned 64,651 403,174

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 10/12

Bonus Miles Earned and Adjustments

Current Period
Upgrade Bonus 20,000
Purchases after spending $150,000 13,267
Total 33,267

You may have forfeited miles that are eligible for reinstatement. To avoid forfeiting miles, please make the minimum payment on time.

Congratulations! You now earn 1.5 miles per dollar on eligible purchases for the rest of the year because you have spent more than $150,000.00
in the calendar year. For details, please visit americanexpress.com/deltareservebusiness.
 ENEVIVE p. 11/12
TRENT SPAFFORD Closing Date 08/29/22 Account Ending 2-51002
IMPORTANT NOTICES

EFT Error Resolution Notice

In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1-800-IPAY-AXP for Pay By
Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay and at
1-800-CASH NOW for Express Cash questions. You may also write us at American Express, Electronic Funds
Services, P.O. Box 981531, El Paso TX 79998-1531, or contact us online at www.americanexpress.com/
inquirycenter as soon as you can, if you think your statement or receipt is wrong or if you need more information
about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the
FIRST statement on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you
believe it is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to
do this, we will credit your account for the amount you think is in error, so that you will have the use of the money
during the time it takes us to complete our investigation.

End of Important Notices.

TRENT SPAFFORD Account Ending 2-51002 p. 12/12
Delta SkyMiles® Reserve Business Card
ENEVIVE
TRENT SPAFFORD
Closing Date 08/29/22 Account Ending 2-51002
TRENT SPAFFORD Account Ending 2-51002

American Express® Cards Warmly Welcomed

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