17 HABITS

OF WEALTH
 17 HABITS OF WEALTH

After I unlocked my wealth DNA

and accumulated a lot of money, I
became interested in the habits of
other rich people.

So I started interviewing these rich

people that I had come into
contact with over the last few years
to find out what their routines
were like and what they had done
to get rich.

And what I noticed after dozens of

these interviews is that they all had
these same 17 habits in common!

And that's why I put together this

report. Thus, you can analyze the
habits of billionaires and add these
habits to your routine, further
intensifying the results that the
Wealth Code will bring you.
 17 HABITS OF WEALTH

O1
VISUALIZE SUCCESS
Visualization is a mental exercise
that can be used to promote
success in all areas of life.

Do you dream of having a dream

job, dream of having the ideal
partner or do you want to have
more self-confidence?

Follow the steps below and start

visualizing success:

Step One:

It is vital to be in a relaxed state

and in a positive frame of mind
when you use visualization. For
example, you can walk quietly in a
park, take a long shower, or simply
listen to that song that makes you
feel good.
 17 HABITS OF WEALTH

Once you're relaxed, find a place

where you won't be disturbed and
is very comfortable. An important
tip: There is no minimum and
maximum time, but the longer the
visualization time, the more
effective your practice will be.

Step Two:

Once you feel your mind calm and

receptive, start building a picture
of what you want, taking as much
time as you like to build your goal
in all its details.

For example, if you are visualizing a

big promotion at the company,
imagine your boss promoting you,
people congratulating you, all the
positive reactions from family
members, people close to you, etc.

Try to make the process as realistic

as possible, do not just create
images, but listen to the sound,
aromas and everything else.
 17 HABITS OF WEALTH

Step Three:

Hold the feelings associated

with your visualization. While
the most important part of
creative visualization is the
process described in the
second step,
accomplishments have a
greater propensity when you
let them interfere with your
day.

Try to hold onto the feelings of

accomplishment, happiness,
confidence and peace that
you experienced when you
imagined your goal, and
repeatedly make positive
affirmations about the
visualized goal.
 17 HABITS OF WEALTH

Step Four:

Ideally, you should do creative

visualization daily. Many people
practice visualization just before
bed (15 minutes period), but the
important thing is that you
maintain the daily habit of
visualizing your goal until you get
what you want in your life.

Fifth step:

Creative visualization is incredibly

powerful and will certainly play a
big role in your life, bringing into
your life what you've wanted so
much. Now the final tip is that you
substantially increase your chances
of success if you take concrete
steps towards your goals. Take
advantage of every relevant
opportunity you come across, be
brave, and believe that you can
and deserve to live a happy,
fulfilling, and fulfilling life.
 17 HABITS OF WEALTH

02
PRACTICE PHYSICAL EXERCISES

As much as we have a tiring and

busy routine, we should take care
of our health, which includes
regular physical exercise. Did you
know that one of the main benefits
of physical activities is the
prevention of serious problems
such as cancer, heart disease and
diabetes?

That's because this habit helps

control cholesterol, blood sugar
and pressure, as well as avoiding a
sedentary life - risk factors for
many diseases. But the advantages
don't stop there, for that reason,
I'm going to explain other gains
that you can get by exercising
daily.
 17 HABITS OF WEALTH

1. Stress and tiredness reduction

During exercises, the body releases

important substances and decreases
the production of what does not
favor a good physiological and
psychological performance.
Serotonin and dopamine, for
example, provide benefits as they
increase pleasure and well-being.
Cortisol, the hormone that causes a
feeling of tiredness, has its rates
reduced. Thus, throughout the day,
you will feel less stressed and tired,
which is essential for maintaining
mental health.

2. Help with weight control

Not only people who want to lose

weight should exercise, those who
want to control their weight also
need to acquire this habit. When we
eat food, the calories contained in the
meal are stored in the form of fat and
will increase your weight if they are
not burned
 17 HABITS OF WEALTH

3. Increased disposition

Physical activities generate an

increase in heart rate and blood
flow, a factor that increases the
practitioner's energy and ensures
more vigor. In addition, it also
allows for more quality sleep and
an invigorating feeling that will
last all day and improve
productivity in everyday tasks.
 17 HABITS OF WEALTH

4. Relief of muscle tension

The relief of muscle tension is due to

the fact that the body releases
endorphins, a neurotransmitter that
generates happiness and relaxation.
That way, the muscles are less rigid
and overloaded.

5. Increased resistance

Physical exercises work strength and

flexibility, which increases the
performance of the muscles, as it
promotes muscle strengthening and,
consequently, resistance.
 17 HABITS OF WEALTH

03
MAKE TO-DO LISTS AND
PRIORITIZE

One thing is for sure: planning

improves productivity. Therefore,
a to-do list is a way to “give that
push” to your subconscious,
encouraging you to move
towards completing an item and
checking what you have planned.
That's because crossing off items
gives a sense of accomplishment.
 17 HABITS OF WEALTH

Here are some benefits of having a

to-do list:

You can prioritize the important

things;
Makes sure you don't forget
anything;
It helps to stay focused on what
really needs to be done;
Helps block distractions and focus
on one thing;
It helps to identify what has
already been completed and
measure its evolution;
Collaborates to expand creativity
and the emergence of new ideas;
Leaves your mind lighter by
having the ideas recorded;
It serves as a history to consult
later.
 17 HABITS OF WEALTH

One tip I give is to prepare your

weekly and daily to-do list, and
always do this in advance, for
example:

On Sunday prepare your to-do

list for the week and at the end
of each day prepare your to-do
list for the next day.
 17 HABITS OF WEALTH

04
WAKE UP EARLY

If you wake up at the last

minute, need to run to work and
sometimes you still end up
being late, your morning is
certainly already stressful, and
this can affect your entire day.

Try to wake up at the right time

(avoid using your cell phone's
"snooze"), have a healthy
breakfast and give yourself
enough time to get to work
without rushing.
 17 HABITS OF WEALTH

Try to keep your mornings

calmer and, if possible, away
from stress.

Of course, it's not always

possible to escape the crowded
bus or the traffic, but if you
start the day calmer, these
obstacles may not affect your
mood and mood so much.

But what is the best strategy

for waking up early? Sleeping
early.
 17 HABITS OF WEALTH

Set a regular bedtime and strive to

wake up at the same time each
day.

Our circadian rhythm needs a

routine to function well, as it
adjusts to regular sleep and wake
times.

After an entire week of going to

bed at 11 pm and waking up at 7
am, for example, your body will
start to feel tired around bedtime,
and you'll start to feel more
refreshed the following mornings.
Instead of messing with your cell
phone or watching TV while lying
in bed, choose to read a good
book.
 17 HABITS OF WEALTH

05
SAY NO
Saying yes to everything that
appears in front of you has a very
expensive cost: your time.

The more things you commit to

doing, the less time you have left
for yourself and your own stuff.

Besides being a frighteningly

time-consuming habit, saying too
many yes's can also get in the way
of getting things done right.

Just imagine that you agree to do

various things for various people in
order to please them. However,
there are so many that you end up
not being able to devote much
time to any of them.
 17 HABITS OF WEALTH

Result: you can't do anything right

and ruin your chances of people
liking you - your image will be, at
the very least, messy and
unproductive.

Here's another keyword for

something you're killing by
accepting too many things: your
productivity.

No one in the world can do

everything and please everyone. If
you try, you can be sure that you
will not be able to be productive in
the activities you start.

And, perhaps worst of all, is that

when you try to be a “nice person”
and put everyone else's needs
before your own, you end up
forgetting to do what you need to
do.
 17 HABITS OF WEALTH

Therefore, saying yes to many

activities, projects, undertakings,
etc., will only make you unable to
dedicate yourself properly to
what was really important to you,
your real needs and your
personal projects.

But the problem doesn't stop

with what other people ask of
you. After all, we also usually put
several personal projects to carry
out.

The same happens here: if you

say yes to every new idea that
pops into your mind, you
certainly won't have enough time
to develop any of them well.

So we need to start
understanding that, for
everyone's sake, but mostly for
your own sake, yes shouldn't
always be the answer.
 17 HABITS OF WEALTH

06
ARE GRATEFUL

How often do you cultivate

gratitude for life, for everything
you've achieved, for your life
experiences and for the people you
have by your side?

Gratitude, from a scientific point of

view, combines beliefs of deep
appreciation and positive
emotions.

These intense experiences of being

grateful for important things,
people, or life experiences have the
power to connect us with the
meaning and purpose of our lives.
 17 HABITS OF WEALTH

Being grateful to people or life

events leads us to emotional states
that favor a sense of well-being,
optimism and greater self-control.

The benefits of gratitude range

from lessening the effects of
chronic stress to experiencing
frequent positive emotions.

Result: the level of satisfaction with

life increases and, consequently,
provides happiness!
According to renowned
psychologist and researcher
Robert Emmons, being frequently
grateful is key to lifelong well-
being and mental health.
 17 HABITS OF WEALTH

From childhood to old age,

accumulating evidence
documents the wide range of
psychological, physical, and
relational benefits associated with
gratitude (sleep, immunity, stress
modulation).

One of the main reasons why

practicing gratitude can help us
shift our focus from being sad
about what we lack to being
content with what we already
have is that our brains can't focus
on both positive and negative
things at the same time.
The best news is that gratitude
can be cultivated as a healthy
micro habit!

As? Make it a habit every day to

say out loud 3 things you were
grateful for during the day. A good
idea is to talk to someone close to
you, your spouse or family
member, and exchange
experiences.
 17 HABITS OF WEALTH

07
ARE BRAVE

You will come across fears and

afflictions, unknowns and giant
difficulties. In front of them you
seem so small.

And that's what evil feeds on.

Of her astonishment at the
grandeur she shows herself.
Pure trick.

All you seek is to carry your

dreams forward and that
makes you a brave warrior,
capable of facing any
challenge.
 17 HABITS OF WEALTH

And never forget, that in many

moments of your life you came
across barriers that seemed giant
and insurmountable and yet today
you are here.

Always have a positive attitude in

the face of difficulties, understand
that not having the answer to the
problem at that time does not
make you weak. It just means that
you need to reflect a little more on
the subject, look at it from other
angles, discover new experiences
and thus follow your destiny
towards success.
 17 HABITS OF WEALTH

08
DRINK WATER
Stay hydrated. Simple as that,
drink water.

It's important because if you're

not properly hydrated, you can
become tired and depressed.

Drinking water helps keep your

blood pressure in check and
transport nutrients and oxygen
through your cells.

I'll leave you some ideas for you to

maintain the habit of drinking
water:
 17 HABITS OF WEALTH

Don't wait for thirst to arrive:

Thirst is a late sign. That way,

when she appears, it means that
the body is already less supplied
with liquid than it should. That is,
it is already at the beginning of
the dehydration process.

Drink a glass of water every hour

or hour and a half:

Fractionating consumption, we
maintain constant hydration. The
human body always needs to
have liquid in sufficient quantity
for its reactions. It's no use
drinking 1/2 liter of water in the
morning, which will soon be
eliminated as urine, and not
drinking anything in the
afternoon.
 17 HABITS OF WEALTH

Use an app:

In this case, we can use

technology to our advantage.
Some apps sound the cell phone
alarm from time to time,
reminding you to drink more
water. Therefore, those who are
still not in the habit of hydrating
can install one of these apps on
their smartphone to help you.

Leave a bottle of water nearby:

Keeping water on the work or

study table makes it very easy.
Without being aware of it, many
people put off the idea of ​getting
up to go to the filter when they
are busy. So always remember to
leave a bottle always within your
reach.
 17 HABITS OF WEALTH

09
SAVE MONEY
Surely you already know the
importance of saving money for
unforeseen moments, to achieve
goals, make dreams come true,
among others.

However, in practice, things are

not as simple as they seem.

Separating a portion of the salary

every month and leaving it in
some investment (I'll talk more
about that) is a difficult task.
That's why a lot of people give up
trying to improve their financial
life and put their budget in order.

And actually when we think about

getting rich, it doesn't matter how
much you earn, but how much
you can save.
 17 HABITS OF WEALTH

OBS: If today you have a low

salary, which is just enough to pay
the bills, I do not indicate that you
waste a lot of time trying to save.

I suggest that you focus your

energy on making more money.
But if you earn a little more than
you have from accounts, I
recommend that you follow these
steps to save:

Step one: Schedule your spending

in advance. Before the month
begins, write down everything
you will need to pay, all fixed bills
and estimate variable expenses
such as the market, pharmacy,
etc...

The ideal is to program all of this

in a spreadsheet on the
computer, but if you don't know
how to use it, a notebook will do
just fine.
 17 HABITS OF WEALTH

It's also ideal to set aside some

budget for unexpected expenses,
but the more precise you are in
planning, the less unexpected
expenses you will have.

Second step:

After programming all your

expenses, you will have a vision
of how much you will receive and
how much you will spend in the
month. If your expenses exceed
your budget, it is recommended
that you try to reduce some
things.
 17 HABITS OF WEALTH

Third step:

In case you have a surplus of budget,

it is recommended that you set aside
that money as soon as you receive it,
and invest it, but I will talk more
about investments in habit 14.

Step Four:

Earn More Yes, the best way to save

money is to earn more, but here's the
secret. As you earn more, you should
keep your spending plan the same,
only increasing the money you invest.
That way you will reach wealth faster.
 17 HABITS OF WEALTH

10
ARE DISCIPLINED
Learning how to be more
disciplined is an essential mental
skill, which in other words means
being mentally capable of
planning, carrying out set tasks
and consistently progressing in
any activity.

Of course, mastering this personal

skill involves leaving the comfort
bubble and giving up certain
momentary pleasures of
procrastination in exchange for
the greater good.

And perhaps these are the

biggest performance limiters for
those who seek to have discipline
in a diet, gym, work or studies.
 17 HABITS OF WEALTH

However, building self-discipline

is a personal development
process that can be improved
upon. And over time, it can
change the way of life for anyone
pursuing their own ambitions.

Learning how to be more

disciplined requires methods, and
they need objectives, goals, and
procedures. If they don't exist,
there's nothing you discipline
yourself for in the first place.
 17 HABITS OF WEALTH

So have these concepts to create

your own methods:

Stipulate clear and consistent

objectives to be pursued.
Walk the path with small goals
that are interdependent.
Develop procedures that
accomplish goals satisfactorily.
Perfect each process, goal and
always review your final
objective.

Do this with work goals, your diet,

studies or as a way to solve
problems in general, because
following them is the best way to
progressively live around your
personal purposes.
 17 HABITS OF WEALTH

11
SEEK EVOLUTION
You evolve as your habits evolve.
When you are spending MORE
HOURS watching videos about
investments, entrepreneurship and
personal development on youtube
than on Netflix, you can be sure that
in a short period of time,
“miraculously”, your life will start to
improve.

Just don't evolve who doesn't want

to. We have a great tool in our
hands which is the internet, where
you can learn whatever you want
for free.

The only factor that influences this

learning is yourself.
 17 HABITS OF WEALTH

Are you willing to spend more time

learning something new that can
take your life to another level, or do
you prefer to lie on the couch every
weekend and “marathon” an entire
series on Netflix?

Nothing against Netflix, in fact I

subscribe to it and use it a lot, as
leisure and rest are part of good
mental hygiene habits, but there is a
need for common sense!

Your choices, their consequences.

Then just don't say that the fault of
your life being like this is your
parents, your children, your friends,
your boss, the government and so
on...

The fault, in the end, is solely yours.

The sooner you understand this the
better.
 17 HABITS OF WEALTH

12
READING
When Warren Buffett was asked
about the key to success, he
pointed to a pile of books next to
him and said,

“Read 500 pages like these every

day. That's how knowledge works.
It builds up, like compound
interest. All of you can do it, but I
guarantee many of you won't."

Buffett takes this habit to the

extreme, he read between 600
and 1000 pages a day when he
was starting his career as an
investor, and he still dedicates
about 80% of his day to reading.
 17 HABITS OF WEALTH

And he is not alone. Here are just

a few business leaders and
entrepreneurs who make reading
an important part of their daily
lives:

Bill Gates reads about 50 books a

year, which means 1 a week

Mark Cuban reads more than 3

hours a day

Elon Musk is an avid reader and

when asked how he learned to
build rockets, he said, "I read
books."

Mark Zuckerberg decided to read

a book every 2 weeks throughout
2015

Oprah Winfrey selects one of her

favorite books each month for her
book club members to read and
discuss
 17 HABITS OF WEALTH

And these are not just isolated

examples. A study of 1200 wealthy
people found that they all have
reading as a common hobby.
But successful people don't read
just anything.

They are highly selective about

what they read, opting for
education over entertainment.
They believe that books are a
gateway to learning and
knowledge.

I recommend that you choose a

good book on personal
development and read for 15
minutes in bed before going to
sleep.
 17 HABITS OF WEALTH

13
INITIATIVE
The work meeting starts and
you're full of ideas and solutions,
but for something you can't
explain, you just can't speak.

About ten minutes later, a co-

worker raises his hand and says
exactly what you were going to
say.

Compliments flow freely towards

your colleague and you think:
“Wow, I'm very shy, I have to
understand how to take initiative
in life”.

When it's not work, it's at home.

 17 HABITS OF WEALTH

Sometimes you realize that

something is not right, that it
needs to be changed, but you
keep turning a blind eye, pushing
everything with your belly.

You get upset, but you think: “I

have to pay more attention to
problems, I only take action when
the situation becomes
unsustainable”.

If these situations sound familiar

to you, believe me, your problem
is not lack of attention or shyness.
Your problem, in reality, is that
you lack initiative in life.

People with more initiative, both

professionally and personally, are
more praised, valued, reap more
fruits and, above all, are the
protagonists of their own lives.

But then, how to have more

initiative in life?
 17 HABITS OF WEALTH

Be Proactive: Initiative is allied with

proactivity, or vice versa.

In any case, being an initiative

person is being a person focused on
action, who does what needs to be
done, without the need for
someone to ask or say what they
need.

Exercise Initiative: Not a small

number of people believe that
having initiative in life is only when
you take great actions.

Believe me, it is not necessary,

because the initiative is more
present in small attitudes than in
large ones.

For example, you can practice

initiative by helping your neighbor
who needs help or suggesting
some process improvements in
your work meetings.
 17 HABITS OF WEALTH

These are simple attitudes, but

they make you exercise your
initiative muscle.

Surprise: You know that person

who does only what was asked of
him?

Yeah, that kind of person is never

someone with great initiative.
Those who only do what they
expect are average. And a person
with great initiative outperforms
the average.

So stop for a minute and think

about yourself.
Who have you been so far?
Someone who just fulfills what
they asked of you or someone who
goes far beyond what was
expected of you?
 17 HABITS OF WEALTH

14
STUDY ABOUT FINANCE
First I want to say what you
shouldn't waste time studying. All
the rich people I've met during
these years don't invest in these
things that I'm going to quote
below, you might not believe it
because the little guy who boasts
big cars and mansions on the
internet said he got rich with it.

But what nobody tells you is that

he got rich teaching other people
to invest in this, in fact they never
made money with these
investments.
 17 HABITS OF WEALTH

Take a moment and think of all

the successful people in your city
or neighborhood. Certainly not
one invests in these things.
So don't waste your time (and
money) on this:

Cryptocurrencies
Bitcoin
Trade
sports betting
investment robot
binary options
Multi-level marketing
brave
Etc..

I know that many will attack and

curse me for this, but if I save a
single person from losing their
hard-earned money investing in
these scams, I will have already
fulfilled my role.
 17 HABITS OF WEALTH

But then what do I do with that

money I've saved

The first thing you must do is

create a financial mattress, this
financial mattress must meet
your monthly expenses for at
least 6 months.

Then, every month you must

apply the money saved in this
mattress. Thus, if an unforeseen
event occurs in your life, you will
not need to acquire debt,
allowing you to prosper
financially.

And after I complete my financial

mattress? So I suggest you start
studying stocks and real estate
funds. These topics are very
extensive and require hours of
study before you start investing.
 17 HABITS OF WEALTH

But it is worth mentioning a

thought that I carry with me:

Be aggressive in business and

moderate in investments, the
financial market will never make
someone rich overnight, but it
can make you poor. The
enrichment process is slow and
gradual, always keep that in mind.
 17 HABITS OF WEALTH

15
CELEBRATE YOUR
ADVANCEMENTS
Know that inserting this custom
into your life is very important.

This attitude will provide an

increase in your confidence level,
and will also make it possible to
gain more conviction for even
greater achievements.

Don't wait for something grand to

celebrate. Try to visualize and
recognize that there have been
small advances.

Some people tend to only

visualize their mistakes, so they
don't allow themselves to feel the
small achievements, nor celebrate
them.
 17 HABITS OF WEALTH

They prefer to wait for supposed

bigger achievements, don't make
this mistake!

The tendency not to value

yourself emerges from the feeling
of never being ready, never being
able and consequently the feeling
of failure comes to the fore.

Value your small achievements,

only you know the pain and
sacrifices you went through in
each one of them.

When we allow ourselves to savor

and feel the small victories, we
become stronger, motivated and
capable, generating more self-
confidence, which is essential to
face life with more resilience.
 17 HABITS OF WEALTH

“Ah! But I don't have money to

celebrate", it doesn't have to be
actions that exaggerate your
financial expenses.

It can be a different dinner

prepared by you, having a wine or
beer, getting to know a place you
haven't visited yet, watching a
movie in good company, having a
barbecue with friends, etc. The
important thing is that it's
something you enjoy doing and
that makes sense in some way.

Be close to those who really

vibrate with you these
achievements. Walk away from
people who don't believe in your
potential!
 17 HABITS OF WEALTH

16
SET GOALS
The most important benefit of
setting goals is not even
achieving your goal, but what you
do and the person you become to
achieve what you want.

These are the real benefits, which

will keep moving you, even after
your dreams come true.

Goal setting is powerful because

it gives you focus.

Goals shape our dreams, which

gives us the ability to hone in on
the exact actions we need to take
to achieve everything we want in
life.
 17 HABITS OF WEALTH

They are great because they push

us to grow in ways we never
imagined before.

Setting goals also helps us to have

a long-term vision in our lives.
So we all need powerful goals,
especially ones that make us
think far ahead to help us
overcome the obstacles of the
present.

A goal is an idea of ​the future or

desired outcome that a person or
group of people imagines, plans,
and commits to achieving.

People must strive to achieve

goals within a limited time by
setting deadlines.
 17 HABITS OF WEALTH

The main characteristics that a

goal should have are:

Be specific;
Be systematic;
Have a set deadline;
Have evidence that gives
you feedback on how you
are performing;
One should also think about
features, size and
alternatives.
 17 HABITS OF WEALTH

17
HAVE A HEALTHY DIET
Balanced nutrition provides more
health and well-being to
individuals.

Eating well helps ensure more

quality of life, mood and energy
for everyday life. In addition,
healthy eating is essential to
maintain proper body functions.

A healthy diet is balanced and

capable of providing the nutrients
needed to maintain the proper
functioning of the body. It is also
varied, prioritizes foods with good
nutritional value and is
harmonious in quantity and
quality.
 17 HABITS OF WEALTH

A balanced diet allows you to

meet the body's energy needs, in
addition to maintaining the good
performance of your activities.
Nutrition is directly linked to the
well-being of individuals and even
helps to prevent and treat
diseases.

Therefore, it is essential to take

care of food and prioritize it in
everyday life. Maintaining a
nutritious diet, with foods that are
good for the body and in correct
amounts, contributes to longevity
and a better quality of life.
THE ONLY STEP BETWEEN A
DREAM AND REALITY IS THE
ATTITUDE.