Child Insurance Education cost inflation 10%

Why Child Insurance

Plan is so important?

https://www.tflguide.com/cost-of-higher-education-in-india-calculator-infographics/
Arulkumar
Financial Consultant
9003043292 arulkumar2011@gmail.com

Responsibility of Parents
• The required amount when the kids going to
Best
Good College
professional course or higher education may
Food Education be above 15 Lacs
Good • Dimension of kids dream may vary at that
Best Higher
Health/ Education time of higher education and it is our duty to
Habits fulfill their needs
Best School Good Job
• To accumulate the said amount it is
Education necessary to plan proper savings
Grand
Good Marriage
Sports
activity 9003043292 arulkumar2011@gmail.com

9003043292 arulkumar2011@gmail.com

THE SAVINGS SHOULD BE

• For every parents, kids are very very
important . At good and safe known company
• It is the basic responsibility of parents to give Assured returns with good growth
best education from LKG to PG. Attached with traditional plan
• The cost of education is increasing every year With government approved plan
higher than inflation rate. Risk coverage required
• The professional degree expenses may Double insurance is ideal
increase from 6 lacs to 15 lacs or more over With income tax benefit 80C
the period of 15 years With capital gain tax benefit
of 10(10)D
9003043292 arulkumar2011@gmail.com 9003043292 arulkumar2011@gmail.com

1
 Yes we have a super Plan New Creating Life
1st
Risk for
The name of the plan is Insurance
the Life
assured

NEW CREATING LIFE

PLAN Option 1 Option 2 2.5 L /60
5 Lac 2.5 Lac monthly
Double insurance plan immediate
payment
immediate
payment
payment
Rs 4166/-

9003043292 arulkumar2011@gmail.com

New Creating Life New Creating Life

2nd
Insurance
Maturity
50K for 15 years 15 Lac
Maturity amount 15 L
amount paid

No need to pay
future premium
College Higher Marriage
admission Education

9003043292 arulkumar2011@gmail.com
9003043292 arulkumar2011@gmail.com

• The maturity amount is inclusive of Sum Assured

+ Bonus + Loyalty Bonus
80C 10
• IF any problem occurred to Life assured, (10D)
immediately the sum assured given to the child
or mother No need to pay

• Or 50% of sum assured paid immediately and

remaining 50% paid in 60 monthly installment
• Then the future premium is born by the
company- no need to pay
• As per the original plan the maturity amount
10(10D)
given to the child when she goes to college.

9003043292 arulkumar2011@gmail.com

2
 BE. CSC Tuition Fees
• The maturity of the plan may be useful at the time of
higher education or wedding or etc as per your wish
• The maturity amount is non taxable under 10(10)D

Are you prepared?

Are you prepared?

• The premium amount starts from Rs.15K.
• The premium payment term and policy term can be
tailor made as per the parents interest
• The illustration is for 50K for 15 years.

WISH YOU TO HAVE GOOD SAVINGS, PROTECTION PLAN

Yearly Tuition fees as on 2022 is Rs. 2,50,000
For 4 years the fees will be Rs 10,00,000
Imagine the fees after 15 years ???
9003043292 arulkumar2011@gmail.com May be 10 lac per year

Your Child’s Bright Future Depends on Your What is your choice for your
Today’s Decision lovable children?
Category Salary per Please
month Tick
Ordinary Degree Rs. 10,000

Professional Qualification Rs. 25,000

Professional Qualification in
Rs.50,000
Top Class University
Professional PG Degree in
Rs. 1 Lac
National Level institution

Professional PG Degree in
International Level institution Rs. 3 Lac

Indian Education System

Time Fixed & Amount Fixed
Course Duration of course Age in years

Post Graduation 2 to 3 years 23 to 25

Graduation 3 to 5 years 18 to 22

Higher Secondary Class 11 to 12 16 to 17

Secondary Class 6 to 10 11 to 15

Primary Class 1 to 5 6 to 11

3
 Education cost in India
Best Wishes
Present and future
Course Today Cost After 5 After 10 After 15
years years years
Engineering 4 Lac 6 Lac 10 Lac 17 Lac

Doctor 25 Lac 40 Lac 64 Lac 104 Lac

MBA 3 Lac 5 Lac 7 Lac 12 Lac

Foreign Study 10 Lac 16 Lac 26 Lac 41 Lac

Get 29.8 Lacs
By saving 1 Lac for
C.A 5 Lac 8 Lac 13 Lac 21 Lac 15 years
Architecture 4 Lac 9 Lac 15 Lac 25 Lac

Aeronautics 7 Lac 11 Lac 18 Lac 29 Lac

arulkumar2011@ mail.com
9003043292
arulkumar2011@gmail.com

Quality product Claim

Education Planning from Exide settlement
ratio 97.3%
group, top
class Battery
There are two options only industry for Solvency
more than margin
Option 2 100 years 206%
Option 1
Now in
Insurance
sector
Bonus
Save Money& Age Get Loan & 7.5%
Earn Interest Pay Interest

Which option do you want to choose ?

9003043292 arulkumar2011@gmail.com

Five rules for planning your child future

Can I
Best Wishes Follow my YouTube Channel
@
Arulkumar Savings
afford to S. Arulkumar
send my 9003043292 Vedios on
child to Financial Consultant
What if I Child Development Education Planning
college? How much www.exidelife.in
(New Creating Life)
am not arulkumar2011@gmail.com
able to will his Continuous Money Back Plan
save studies S. Chandru (Sampoorna Jeevan)
cost? 9940008969 Term Insurance with Return of Premium
enough?
SADM (Smart Term Plan)
10, Venkatesan Street Pension like plan with insurance cover
West Tambaram upto age 97 years (GWP)
www.exidelife.in
When do I What chandru.s1@exidelifesales.in
need to happens in
start my
planning? absence?