Fintiba GmbH | Baseler Str.

35-37 | 60329 Frankfurt am Main | Germany

Mrs. Fintiba GmbH

Ould Hadj Abdelkader Baseler Str. 35-37
Hiba 60329 Frankfurt am Main
Germany

Frankfurt am Main, 09.07.2022

Need help? Visit help.fintiba.com

Transfer and Account Information

Dear Hiba

Your account has been successfully opened! Please transfer the required amount to the following account details:

__________________________________________________________________________________________________________________

Account beneficiary / holder Hiba

Ould Hadj Abdelkader
IBAN DE23202308000507462381
BIC / SWIFT / bankcode MHSBDEHBXXX
Amount to transfer 1) € 5355.00
Currency EUR
__________________________________________________________________________________________________________________

Please make the deposit in one transfer and do not send more than the required sum for your visa to your blocked account.2)
Please transfer the blocked amount fully in a single payment, only. If your first payment does not reach the required blocked sum, it
will be sent back to the original account, which will delay the process for you. Please also make sure to check our emails carefully
regarding potential document requirements for your money transfer related to the source of funds. Additional information about the
source of funds documentation can be found on page three of this document.

Your visa documents will be issued as soon as we can confirm the receipt of the full transfer amount on your blocked
account. You can then download all required documents from your Fintiba account.

Transfer Options
1) Fintiba Transfer
With Fintiba Transfer we can offer you a fast local currency transfer without expensive exchange rates or
additional transfer fees. Find out more in your Fintiba app under Fintiba Transfer.
2) Regular International Bank Transfer
Send your money via a regular international bank transfer. However, this is often more expensive and takes
more time.
Important Information
1. The “Amount to transfer” (total amount + initial fee + EUR 100.00) contains a buffer deposit of EUR 100.00. This is a measure to issue your
blocking confirmation quickly and avoid inconveniences from potential deductions of fees for international money transfers by intermediary
banks. A detailed calculation of the "Amount to Transfer" is provided on the next page for your convenience. The buffer is NOT a Fintiba fee - you
will receive the (remaining) amount from the buffer deposit with your first payout!

€ 12000.00 Please
2. Please only deposit the transfer amount as stated above. Do not send more than the maximum deposit amount of EUR ____________.
make sure to not exceed this limit because Sutor Bank reserves the right to return the exceeding amount otherwise (additional charges may
apply).

1
Detailed Calculation

Duration of blocked account 6

Monthly blocked amount x € 861.00
Total blocked amount = € 5166.00
Initial fee + € 89.00
Buffer deposit + € 100.00
Additional basic sum + € 0.00

Amount to transfer = € 5355.00

€ 89.00 - will be charged prior to the first payout. The monthly account
Please note that the initial fee of - __________
€ 4.90 - will be deducted from your account on a monthly basis.
administration fee of - __________

Useful information regarding your money transfer

• International transfer fees

Please note that additional transfer fees are sometimes charged by intermediary banks for international
cross-border payments. In comparison, there are no transfer fees when using Fintiba Transfer.
• Where is the account number provided?
Your account number is the last 9 digits of your IBAN number.
• Special note for Chinese customers
In case your Chinese bank asks you to provide a German beneficiary address and you do not have one, you
can provide your German University's or Language School's address. For the required reference text, you can
state “living expenses”.

In special cases, the following transaction details might be required to make the transfer to your blocked account:
__________________________________________________________________________________________________________________
“Beneficiary’s name and address” This is your name and your address in your home country.
„Beneficiary's bank name ... Max Heinr. Sutor oHG
... and address" Hermannstrasse 46, 20095 Hamburg, GERMANY
__________________________________________________________________________________________________________________

2
⚠ Please read carefully!
Dear Hiba

Due to the current legal regulations in Germany, we need to know where the money for your blocked account
comes from. This documentation is necessary in case you live in a so-called "high-risk country for money
laundering" as previously advised via email. Please note that we provide this information to you in advance so
you are aware of what might await you. In case this process becomes relevant for you, we will notify you about
the circumstances and you can then provide all the requested information conveniently via the Fintiba app.

Did you earn the funds yourself?

Then we would like a bank statement from your bank showing how much you earned, who your employer is, and
also showing the incoming funds as well as the transfer to your blocked account. We need detailed information
about the regular payments you receive on your bank account. The bank statements must be in English or
German or must be translated into either of those two languages by a certified translator. They must be written
in Latin letters (no Arabic or Chinese characters please). They must bear the bank's logo or be written on official
bank paper.

For separately prepared documents we need a signature and a stamp of the bank. If bank statements are not
possible, please explain the circumstances (civil war, environmental disasters, etc.).

When sending very extensive documents, please mark the essential statements. If, for example, a large number
of individual payments are involved, which are added to a total payment, then please mark the individual amounts
in the bank statements. All other documents have to be in English or German or must be official translations into
either of those languages.

Will someone else transfer the money to your account?

If the money does not come from you, but from someone else, we need to know the relationship between this
person and you. Are they your parents, uncles, aunts, siblings, cousins? Or are they friends or acquaintances?
Please provide a written document such as a signed letter from the person in question explaining how they are
related to you. Please enclose a copy of the person's identity card or passport. We need documents in Latin
letters (no Arabic or Chinese characters) or a certified translation. If the surname is different from your surname,
we need proof of the family relationship. Please include an official document such as a family book or birth
certificate translated into English or German.

The person who supports you with the money has to tell us where the money comes from. So we would also like
to have a bank statement from the bank showing how much the salary is and who the employer is. If the money
comes from savings, we would like a copy of the savings book or the relevant account or deposit where the money
was held. If the money was saved in cash, we would like a written statement from the saver about how the money
was saved, where it came from, and the period over which it was saved.

If the money was collected or donated by many different people, we would like a statement from the primary
donor that the money was collected or donated for you. If there is an official body (e.g. the mayor, pastor,
minister, clergyman, a known Non-Governmental Organisation) that could confirm this on official paper, this
would be helpful.

We thank you for your support. The better the documents are compiled, the faster we can answer and set up the
account for you.

Best regards,
Your Fintiba team on behalf of Sutor Bank