Professional Documents
Culture Documents
CHAPTER I
INTRODUCTION
This chapter includes the background of the study, statement of the problem,
review of related literature and the significance of the study, in which each discusses the
information and introduction toward the behaviors of male Filipino adults engaged in
Lottery Gambling.
"What we’re really buying is the fantasy that we might win, as opposed to really
believing we will."(Schaffel, 2018). With the winning prize starting at P6,000,000 of the
Philippines Lotto 6/42 game, Filipino lottery players buy P20 lottery ticket and choose
six numbers from 1 to 42. Still, the chances of winning the first prize jackpot in
Philippines Lotto are only one in 5,245,786 even though this game has the smallest
number format and is considered the easiest lotto game to win (“Philippine Lotto
Strategies”, 2018). Even if the chances of winning is so small, the reason why we keep
trying is that we all believe money buys happiness. A recent Swedish study found that
winning the lottery really does lead to a greater life satisfaction. This leads people who
Lottery gambling has enjoyed appeal around the world for many years and is very
popular (Brenner & Brenner, 1990; Wolfson & Briggs, 2002). According to Lotterycodex
(2017), the lottery is relatively inexpensive. The promise of a huge jackpot prize made it
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the most popular form of gambling among the masses. Spend a little, get a lot -- the basis
for every good investment. The low cost of a lottery ticket is one of the most seductive
lotto outlets in the Philippines. Lured by the hope of getting a winning ticket, the lotto
quickly became a part of life for millions of Filipinos as lotto branches opened in the
metro and in provincial areas. Lotto outlets can be spotted everywhere, and are quite
noticeable as ridiculously long lines form when big jackpot dates draw near (Guia, 2012).
have been in existence in the Philippines as early as 1833. Under the auspices of private
government conducted loterias to generate revenues. With the irruption of the Philippines
Revolution, the loteria was forced to stop operations. And it was not until the early 1930s
that the thought of holding lottery games was revived. As of now, lotteries are now a big
business, and there are now literally millions of players in the Philippines.
In the context of many Filipinos, a single lotto ticket can change their lives and
their fortunes and be millionaires. It is this dream of an easier, more comfortable life that
has made the lotto a part of the Filipino life and culture. It is the dream of every Filipino
to win the million-peso jackpot week in and week out (Guia, 2012).
The mystery lies to the reasons on why people play the lottery. It is said that
players are happy to spend Php 20 for approximately 15 seconds of irrational hope, for
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the pleasure of thinking about what might happen if he would suddenly won millions of
According to Lehrer (2011), while most players know the slim chances of
winning – the odds are a joke – the latex coated ticket is a cheap permission to daydream,
Lottery like any other form of gambling is meant to be fun. The lottery is just
entertainment. However, for a minority, losses from the lottery may lead to a desperate
attempt to win back money rather than having fun. Everyone who holds misconceptions
about the random nature of the lottery is at risk of addiction (Lotterycodex, 2017).
Gambling addiction can lead to a number of negative effects. Anon (n.d.) states
bankruptcy, fraud and check forgery, forced home sales, increased alcohol and drug
abuse and poor mental and physical health of individual and families. Although
taxation of businesses providing gambling. Taxes come in the form of licensing fees,
property tax, corporate income tax, and goods and services taxes. It is also important to
consider whether taxes may have risen if government had not received additional revenue
from gambling (Williams, Rehm and Stevens, 2011). Revenues from lottery gambling
This research study will showcase the contemporary behaviors of male Filipino
adults toward lottery gambling in Naga City. It will show the reasons why these lottery
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gamblers engage in lottery gambling and what are the effects of gambling excessively
This study explored the contemporary behaviors of male Filipino adults toward
lottery gambling in Naga City. Specifically, it sought to answer the following questions:
1. What are the behavioral patterns that can be observed toward male Filipino adults that
2. What are the reasons toward the gambling behavior of the male Filipino adults of Naga
City?
3. What are the effects of the behaviors toward the lottery players?
This section of the study provides related literatures about the behaviors of lottery
gamblers. There are various reports and studies on gambling both locally and
internationally. In this section are the related literature and studies that will aid in the
research study toward the contemporary behaviors of male Filipino adults toward lottery
Gambling
Western Culture, as “an exchange of wealth determined by a future event, the outcome of
which is unknown at the time of the wager” (Dickerson and O’Conner, 2006). Another is
that, “Gambling is taking part in any game or activity in which you risk money or a
valuable object in order to win money” (Anon., 2018). Thus, these definitions focuses
A more complete definition is given by Fiedor (2016, p. 5), who defined gambling
as a very specific kind of socio-economic activity, as it brings not only entertainment, but
in extreme cases, also personality and behavioral disorders in the form of problem and
pathological gambling.
This case study takes account on the accessibility of gambling in a Czech City,
Olomouc. In which, different gambling activities are being stated such as the presence of
Electronic Generated Machines used in gambling, casinos, betting shops, and gambling
halls. It is estimated that gambling halls are preferably accessible in the city.
In the Philippine Context, there are numerous gambling activities that takes place.
According to SWS (1999), during the nationwide survey, top ten gambling activities in
the Philippines were measured. It involves 30 percent for buying a lotto ticket, 20 percent
for betting in jueteng, 16 percent for buying jai-alai ticket, 12 percent for playing card
games for money, 9.2 percent for playing bingo for money, 8.1 percent for betting in
masiao, 7.1 percent in betting in a cockfight, 4.8 percent for playing mahjong, and 1.0
gambling tends to be higher to men than women, and it peaks in the age group, 25-49
It is estimated that over 62 percent of male Filipino adults are engaged in some
form of gambling. In gender preferences, the top preference of male Filipino adults is
The theoretical framework that chosen to define lottery gambling is based on the
contemporary and moral attitudes that affect gambling behavior. According to Hanss et
al. (2014), public perceptions of gambling are equivocal. On one end, people are aware
that gambling presents risks to those who are predisposed to gambling excessively.
However, it is still being considered that gambling results to positive outcomes for the
community such as provide a source of revenue for humanitarian causes and be a source
Nevertheless, there is an adequate evidence that shows how people tend to act
toward the idea of gambling shows how much they gamble and how often do they
people’s intentions to act and, indirectly, their actual behavior; an example is the theory
of planned behavior (Hanss et al., 2014). Proof that one attitude can be the basis for the
attitude of others. This study focuses on how do the attitude and beliefs of other people
affect the behavior of gamblers themselves. In the data reported by Hanss et al. (2014),
the study gathered a large subset of three thousand teenage respondents and provided
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them test which involves a 14-item Attitudes Toward Gambling Scale (ATGS) by Orford
et al. (2009). To study their perception and moral attitudes toward gambling that may
affect the behaviors of gamblers. The principal conclusion of the study is that, gambling
members and peers. Family and peer approval of gambling may have commonalities with
gambling-related knowledge that could explain why knowledge turned out to be non-
acquire their knowledge about gambling through interactions with family members or
peers. Perhaps those who strongly approve or decline of gambling are more likely to
share their opinion with others, and adolescents’ knowledge about gambling may be
biased toward the knowledge and beliefs of opinion leaders (Hanss et al., 2014). Wherein
the perceived analysis of potential or current gamblers is affected by the opinions and
According to Moore, Susan & Ohtsuka, Keis. (1999), intentions to gamble was
significantly predicted by attitudes and subjective norms. The more positive the attitudes
toward gambling, and the more positively the norms of significant others to gambling
were perceived, the greater the intention to gamble. Wherein, male with strong intentions
to gamble and positive subjective norms were more likely to take engage in this activity.
gambling from the perspectives of theory, research and practice. Recognizing the critical
role of psychology in addressing this important public issue, the APS developed a
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gradually pass by, the scientific understanding of gambling behavior has grown, and
problem gambling has become acknowledged as both a public health and mental health
the stress of low esteem via escape or fantasy (Burns, Gillett, Rubinstein and Gentry,
1990). In this exploratory study, 235 usable questionnaires from random respondents
were utilized. The results and discussions involve how lottery players apparently view
their playing as socially acceptable risk-taking which provides then with a means of
fantasizing sudden wealth and escape from their current status. Players are stimulated by
situational factors, and most are likely to increase their purchases when the jackpot grows
in size. There are heavy players who buy more tickets regularly even when the jackpot is
at its lowest level. These lottery gamblers acquired less education than the light players,
According to Dr. Kevin Bennet (2016), brains of the players evolved under
conditions where they never had to make any probability calculations like those involved
with things like Powerball tickets, and so the odds in these games fall outside the range of
everyday life experiences. Also, availability bias shapes the player’s perception of how
likely it is they would win. Gamblers would also have a mistaken belief and fallacy of
gamblers. Wherein, the mind of the player is making a misapprehension of the losses and
misses. The player would think that a series of missed or losses is a sign that the next bet
that the gambler would place is a win; a psychological experience of a “near miss”.
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Some people have been playing lotto games for decades. The investment in
lottery tickets over the years has piled up – and this helps to justify continued investment
Lotteries indeed provide state governments with a relatively easy way to enhance
their revenues without imposing more taxes (Anon., 2018). It is still being considered that
gambling results to positive outcomes for the community such as provide a source of
revenue for humanitarian causes and be a source of entertainment for individuals (Hanss
et al., 2014).
As the stakes of the lottery prize increase as time passes by, a lot of people engage
in buying and placing a bet for lottery tickets, anticipating to win the prize. The
anticipation of being the lottery winner makes the gamblers place more bet profusely
According to Evans (2018), “It is now thought that 430,000 adults are suffering as
including the loss of relationships, health issues due to stress and of course, serious
financial difficulties.” For instance, a 48-year old fish vendor from Iloilo, who admittedly
does not have enough money to send his children to college, spends P50 a day for lotto
tickets. Even though the amount is small, when computed, he spends about P18, 000 just
for lotto tickets every year which is considerably a large amount (Naorbe, 2014).
In the study conducted by Grüsser, Plöntzke, Albrecht, and Mörsen, the positive
effect of lottery gambling includes the negligence of something unpleasant, the players
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handed out to 171 active lottery gambling subjects, the negative and positive effects of
lottery gambling reflect the expected function of lottery gambling. Lottery gambling
that the desire to win is the most important purchase motivation of lottery gamblers
SYNTHESIS
Lottery evolves through eras but the system of gambling is still on going. Both the
player and the one selling the tickets for instance are benefitted in ways. The lottery itself
is giving people a chance to win but the chance is one in a million. The Filipino culture
showcases Filipinos as people who like to play games that ensures a reward. This
behavior has been much influenced by their ancestors and subjugators. As lottery came in
the Philippines in 1833, when the Spanish Government conducted these lotteries as
means to generate revenues (Primer, 2018). On the other hand, the one who sells tickets
for legal gambling also enjoys the pleasure of gaining profit from it.
Lottery gambling is still alive and prosperous nowadays. The players are
motivated because of the prize or prizes offered for every player with the mindset of
joining because there is nothing to lose if they try to join. Gambling, as defined by M.D
unknown during the wager. Further definition of gambling was given by Fiedor (2016, p.
5) who stated, since gambling does not only bring entertainment but also disorders
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relating to personality and behavior in the form of pathological and problem gambling,
There are a countless gambling activities that take place in the Philippines. Top
ten gambling activities were found throughout the nationwide survey according to SWS
(1999). The survey found 30 percent of gambling activities is for buying lotto ticket,
betting in jueteng gained 20 percent, buying jai-alai ticket gained 16 percent, playing
card games for money gained 12 percent, playing bingo for money gained 9.2 percent,
betting in masiao gained 8.1 percent, betting in a cockfight gained 7.1 percent, playing
mahjong gained 4.8 percent and casino gained 1 percent. Among the 66 percent of the
Filipino survey participants, gambling is found to be more inclined to men than women
It is estimated that over 62 percent of male Filipino adults are engaged in some
form of gambling. In gender preferences, the top preference of male Filipino adults is
lottery gambling (Stradbrooke, 2010). According to research, when the prize/s involves
cash, luxury items or things that can be used, people will indulge on playing the game.
Psychologically, Filipinos who play the game gets something even if they are not
winning, these are the satisfactory feeling of hoping to win, experiencing an escape from
the reality of being hopeless. According to Hanss et al (2014), there is a sufficient proof
that the way people are inclined to the idea of gambling manifests just how much they
place bets and how frequently they encounter problems related to gambling. These results
give support for the conjectures relating to behavior and decision-making that allocates
significant role in discovering the purpose of a person to act and the person’s behavior.
As it has been stated by Burns, Gillet, Rubinstein, & Gentry (1990), compulsive
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sentsation-seeking, impulsivity, and a need to relieve the stress of low esteem which is
Lottery Gambling does not also affect the gambler itself, but also the
environment, family ties, financial security and health of the gambler. As stated by Evans
Problem gambling can result to serious effects which includes loss of relationships,
health issues that resulted from stress and financial difficulties. A fish vendor from Iloilo,
this. Although the fish vendor does not have enough money to send his children to
college, he still spends P50 every day for lotto tickets. Even if the amount is small, when
calculated, about P18, 000 is the amount of money he spends for lotto tickets every year
which is already considered as a large amount. In contrast with this, Grüsser, Plöntzke,
Albrecht, and Mörsen concluded the positive effect of lottery gambling is the negligence
of the players of something displeasing, they learn to reward themselves by placing bets
in the lottery.
At the end of the day, these gamblers would have a score of chance on winning
the lottery game. Considering the fact that a lot of people want to win a great amount of
prize just by placing a bet in lottery tickets. Although it is a gamble that involves money
and luck, either way, what they give that lessens their own money, will therefore gain
them in the side of chances. The process is a system of losses and gains, just like in
business.
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This study focused on the behaviors of male Filipino adults engaged in lottery
gambling in Naga City. The findings in this study may be beneficial to the following:
Participants and other lottery gamblers. The findings in this study may serve as a tool to
get to know themselves better by identifying factors such as why they engaged in lottery
gambling. Hence, the study would help them identify the source of their addiction that
would become a key in improving their own lifestyle. They would also be able to
Family members of the lottery gamblers. The study may be beneficial for the family
members as they will be able to understand the reasons why they resort to lottery
gambling. Thus, they will be able to have the capacity to help their family member in
Society. The results of this study will contribute to the society considering that a lot of
people engage in lottery gambling despite the slim chances of winning. The great number
of people that engage in lottery gambling justifies the needs of enhancing their awareness
Future Researchers. The study intends to help them in conducting further studies in the
field of lottery gambling. Researchers may use this study to further improve knowledge
CHAPTER II
METHODOLOGY
presented. This chapter will introduce the research design, definition of terminologies,
ethical consideration, data collection source and procedure, and also the data analysis for
Research Design
This study follows qualitative case study means of identifying inputs for the
identifying the different factors to determine the contemporary behaviors of the Male
Adult Filipinos engaged in lottery gambling, their perceived reasons and the impacts of
lottery gambling toward their environment and lives. The researchers conducted data
collection process, wherein the data gathered served as one of the bases of the research
discussion.
Definition of Terms
In this study, terms are being used and elaborated. The definition of some terms
happening or existing at the same time. Whereas in the study, it pertains to the recent and
“1/week,” “2-3 times/week,” or “4-7 times/week” on any of the gambling activities listed
in the Gambling Behavior Scale. Wherein in this study, it is referred to male Filipino
Gambling (n.d) Gambling is to play a game for money or property. In this study, it is the
wagering of money in lottery bets; often becomes the root of other forms of legal bets and
games.
Lottery (n.d) Lottery is the act of drawing of lots in which prizes are distributed to the
winners among person buying a chance. In this study, it is referred as the form of
Ethical Consideration
In this study, the researchers are about to focus on the contemporary behaviors of
adult male Nagueños toward lottery gambling to study their sentiments that the
researchers can use in this research case. This study will focus with male Nagueños, ages
25-54 years old, which is the average median age range of male Filipino adults, according
to Index Mundi (2017), of which each is engaged in lottery gambling. In this research
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whereby the study is containing the use of the participants that are considered to be
Data Collection
The researchers used the Purposive sampling, wherein the researchers chose the
the study. This study will involve three participants of Male Adult Filipinos residing in
Naga City, who have been frequent gamblers for more than a year. The factors that were
considered on how to identify lottery gamblers from nonplayers are stated by Burns,
Gillett, Rubinstein and Gentry (1990). This includes mainly those male, older people who
are heavy players and are most likely to increase their purchases when the jackpot grows
in size and would continuously place bets regularly even when the jackpot prize is at its
lowest.
The researchers used various processes and procedures in order to acquire the
proper and accurate information for the research study. First is Note Taking, the
researchers wrote down background information on the informants such as name and age
as well as the important points that the informants make during the interview. The
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researchers used Mobile Phone Recording, such that the availability of the voice
recording application on most mobile phone such as the one that is utilized by the
researchers enabled the oral recording of the narration of the informants. Thus, will
ensure and record verbatim transcripts that is efficient for the research study. Also,
recorded interviews is transliterated. The cellphone after the interview was carefully
transcribed into written transcript by the researchers. Ethical Considerations were used,
as it is understood that some of the informants would like to be interviewed only on the
those who are requested anonymity shall be referred to in this paper using general codes
or fictional names, including their age. Lastly, the length of the Interviews was
considered during the Data Collection Procedure. The number of minutes that were
consumed during the interview, ranged from five minutes to thirty minutes depending on
the length of narrative given and time availability of the respondent. The researchers
Data Analysis
This study made use of content analysis specifically thematic content analysis
which is one of the most common forms of analysis in qualitative research. Thematic
analysis describes an iterative process as to how to go from a messy data to a map of the
most important themes in the data (Mortensen, 2019). First, the researchers familiarized
the transcribed data to pay attention to the patterns that occur. Second, the researchers
assigned preliminary codes the data to describe the content furthermore --- where and
how patterns occur. The researchers collapsed the data in labels in order to create
categories for more efficient analysis. Third, the researchers combined codes into
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overarching themes across the different interviews that accurately represent the data.
Fourth, the researchers reviewed at how the themes support the data and the theoretical
perspective. Fifth, the researchers defined and named what each theme is. Lastly, the
researchers wrote and produced the report, and must be able to decide which themes
CHAPTER III
RESULTS
This chapter presents the findings regarding the behavioral patterns of male
Filipino adults engaged in Lottery Gambling and the reasons why they still play the lotto
despite of the slim chances of winning. The gathered data through the interview are
discussed in this chapter. The data are presented in this narrative and tabular form per
case in order to have wider view of the themes that surfaced during the interview.
Case A:
Winston
Table 1. The Behavioral Patterns of Winston that can be observed toward his
pesos na.”
(Sometimes if I have
malaking pera.”
cashback.)
20
Table 1. shows the behavioral patterns that can be perceived toward his engagement in
ganon.”
like that.)
makatulog sa tanghali at
malibang.”
entertained.)
Hope to win Lottery players assume and “Tumataya pa rin ako kasi
21
Table 2. shows the reasons as to why Winston engaged in lottery gambling. It includes
regarding my relationship
Extensive Needs of Money Lottery playing involves “Minsan ‘pag may pera,
pesos na.”
(Sometimes if I have
pesos.)
because I won.)
nakaka 2k.”
23
sometimes 2k.)
pera)”
amount.)
Table 3. shows the impacts of the behavioral patterns and lottery gambling itself, toward
Winston. The themes that surfaced are the Acceptance, Extensive Need of Money for
Narration
Winston is a 53 years old who engaged in lottery playing and resides at the
rear side of Ateneo de Naga University Campus. He started playing lotto when he is 50
years old. During year 2018, he suffered from stroke that is why every lunch he goes to
Puregold Centro to play lotto. This serves as his entertainment and past time activity for
him not to fell asleep during lunch. There is no certain time and day for him in playing
lotto. Every time he has money, he goes to lottery and buys ticket in amount of Php
20.00 and place his bet on it. Lotto is a matter of luck where he cannot remember of how
many times he loses in playing. But he already won an amount of Php 45,000 last 2017.
Despite of slim chances of winning he still chose to play again and again hoping that he
Behavioral Patterns
Habitual Playing
One of the themes that surfaced during the interview with Winston regarding the
behavioral patterns is habitual playing. He made lottery gambling a habit in every week,
“Minsan ‘pag may pera, araw-araw ganon, pero daan-daan lang, mga dala-dalawa, 20
pesos ganon, pero ngayon tumaas na, 24 pesos na.” (Sometimes if I have money, I play
every day, but if I just happen to pass by, just two, for example a bet for 20 pesos, but
today each bet is amounting for 24 pesos.) Even though he does not play the lotto every
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day, he makes it as a habit if ever he has a money to use in placing a bet on a lottery
ticket.
Fallacy of Gamblers
Another theme that surfaced under the behavioral pattern of Winston is Fallacy of
Gamblers. “Mas madami ang pagkatalo kasi araw-araw, pero kapag nanalo ka,
malaking pera.” (I experience more loses because I play every day, but if you win, more
cashback.) He believes that they would always be a loss when playing a lotto, but if you
Reasons
If the participant were to ask what their reasons behind these gambling behaviors
are, Entertainment and Recreational Purposes is one of the themes that emerged. He feels
like lottery gambling helps him to be entertained and too let time pass especially when he
has nothing to do. “Pag tumataya ng lotto, medyo nalilibang, para makalipas yung oras,
ganon.” (Whenever I place a bet in lotto, I’m entertained, just to let the time pass, just
like that.) “Tumataya ako para ‘di makatulog sa tanghali at malibang.” (I place a bet so
that I won’t be able to sleep in the afternoon, and to be entertained.) It is one of the
Hope to Win
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Hope to Win is one of the themes that appeared during the interview with
Winston in line with his reasons toward his gambling behaviors. Despite of the slim
chances of winning, he still plays his luck in for his desire and aspiration to win.
“Tumataya pa rin ako kasi tsamba-tsamba lang, baka manalo ulit, ganyan.” (I still play,
even though it’s just a fluke, I might win again, just like that.) Regardless of his number
Impacts
Money for Bets. Lottery gambling involves a squandering of money for uncertain bets
and unassertive victory. Therefore, Winston as a habitual lottery player, needs money for
him to place bets. “Minsan ‘pag may pera, araw-araw ganon, pero daan-daan lang, mga
dala-dalawa, 20 pesos ganon, pero ngayon tumaas na, 24 pesos na.” (Sometimes if I
have money, I will play every day, but only if I pass by, sometimes two for 20 pesos, but
Satisfaction
Lottery Playing gives the players satisfaction, most especially when they win
greater amounts that their bets. Winston stated this as one of the impacts that he receives
whenever he plays the lotto. “Ang maganda na, minsan nananalo, nakapanalo na rin ako
nung 2017 nakapanalo ako ng 45k.” (The beauty is, I sometimes win, I earned 45k in
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2017 because I won.) Even though, lottery playing upholds a great risk, it still gives
satisfaction to the players whenever they win, just like Winston for example.
Unassertive Victory
Another impact that surfaced during the conversation with Winston is Unassertive
impact toward
the lottery players. “Wala na pagtapos nun ‘di naman na ako nagtataya ng araw-araw,
minsan 8k lang ganyan (ang napapanalo), ganito lang, pito lang, nakaka 2k.” (After that,
nothing more, I don’t place a bet every day, sometimes I win atleast 8k, that’s for seven
times, sometimes 2k.) “Madalas din ang talo pero kuwan lang, halimbawa may pera na
(I often lose but, for example you have 90 pesos, I stop there, I do not spend more than
that amount.), “Pag nanalo, wala na.” (If I win, that’s it.) Lottery players anticipate the
loss that they will be encountering as they engage in lottery gambling, but even though
unassertive victory is one of the impacts of lottery gambling, they still choose to play it.
Case B:
Dikdik
Table 1. The Behavioral Patterns of Dikdik that can be observed toward his engagement
in Lottery Gambling.
28
semana.”
week)
Impulsive Money Lottery players place bets “Pag may pantaya, oo pag
Table 1. shows the behavioral patterns that is evident in Dikdik. It includes Habitual
entartainment)
win right?)
win. manggana.”
man.”
it is also helpful.)
Table 2. shows the reasons as to why Dikdik engaged in lottery gambling. It includes
misunderstanding in the
family.)
costly hehe)
time)
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feel excited )
Table 3. shows the impacts of the gambling behaviors that can be observed in Dikdik. It
includes themes such as Acceptance, Extensive Need of Money for Bets, Frequent Losses
and Excitement.
Narration
Dikdik is a 45 year old male adult residing in Naga City. He engaged in playing
lotto ever since lottery started in Naga City and that’s about 15 to more than 20 years ago.
He was about 25 years old at that time. Every week, he at least place lottery bets twice or
thrice. Dikdik showed behavioral patterns in his behaviors toward lottery gambling.
Dikdik also stated many reasons why he keep on placing lottery bets and impacts of his
gambling behaviors.
Behavioral Patterns
Habitual Playing
One of the themes that arose during the interview with Dikdik, regarding his
behavioral pattern toward lottery gambling is Habitual Playing. “Ahh minsan thrice,
minsan twice sa sarong semana.” (Ahh, sometimes I’d place bets thrice or twice in one
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week. Even though lottery playing is not done every day for the week, it is still done as a
constant habit.
Lottery players place bets whenever they have money, as for the reason that you
need money to play the lotto. Impulsive Money Consumption is one of the perceived
behavioral patterns that can describe Dikdik as a lottery player. “Pag may pantaya, oo
pag may pantaya.” (Whenever I have the money to place bets, yes whenever I have the
money to place bets). He explained that whenever he has the money to place a bet on a
Reasons
Entertainment
Entertainment is one of the themes that emerged when Dikdik was asked on why
he plays the lotto. “Nag-eenjoy lang ako.” (I just enjoy playing lotto), “Parang ano lang
yan, yang lotto, libangan.” (That’s just like, lotto, an entartainment), he stated. Lottery
Hope to Win
Hope to Win is another reason why Dikdik plays the lotto. “Nagbabakasakali na
uh, manggana.” (I’m hoping to, uh, win), “Malay mo, malay ko, malay natin, manalo
diba?” (Who knows, maybe I’ll win right?). His drive to win serves as his motivation to
Take Chances
Help Society
To help the society is another reason for the gambling behavior of Dikdik. “Pero
sagayon man, sagayon man, nakakatabang man kaya saka ta nakakatabang man.” (But
the beauty of it, is that it is also helpful.) He clarifies that the beauty of placing bets in
lottery tickets lies on the fact that it also helps the community.
Impacts
Acceptance
no, uh, no misunderstanding in the family.) No matter what the reasons and behavioral
patterns Dikdik upholds toward his engagement in Lottery Gambling, his family still
supports him. Thus, he does not have any misunderstandings with his family members,
Costly
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For Dikdik, the adverse impact of Lottery Gambling is that it is costly. “Masama
eh magastos hehe.” (The bad effect is that it is costly hehe.) Dikdik admitted that Lottery
Frequent Losses
madalas puro talo kapag nagtataya.” (Not often, I lose all the time.) He confessed that
Excitement
Excitement is one of the reasons why Dikdik engaged in lottery gambling. “Na e-
excite. Oo excite, excite lang.” (I feel excited. Yes, I just feel excited.) He feels
Case C:
Dennis
Table 1. The Behavioral Patterns of Dennis that can be observed toward his engagement
in Lottery Gambling.
times a week.)
Table 1. shows the behavioral patterns that is evident in Dennis. It includes Habitual
Playing.
(Nothing, but I am
do.”
right?)
manggana.”
nagtatabang sa
komunidad.”
the community.)
Table 2. shows the reasons on why Dennis engaged in lottery gambling. The themes that
surfaced are Entertainment and Recreational purposes, Hope to Win, Determination and
Charitable Causes.
playing habits.)
Extensive Need of Money Lottery gambling involves “Hehe, uh, nauubos ang
sometimes I win,
pirming gana.”
Table 3. shows the impacts of the behavioral patterns and lottery gambling itself, toward
Dennis. The themes that surfaced are Acceptance, Extensive Need of Money for Bets and
Frequent Losses.
Narration
Dennis is a 35 year old lottery player, residing in Naga City. He started playing
the lotto when he was 25 years old. In a week, he at least place in lottery tickets for four
days. Dennis is a habitual lottery gambler, he plays lotto as a habit for every week. His
behavioral patterns shows habitual playing. Whilst for the reasons toward his behavioral
Behavioral Patterns
Habitual Playing
One of the themes that arose during the interview with Dennis, regarding his
araaldaw, mga apat na beses sa sarong semana.” (Hmm. I don’t play every day. But I at
least play four times a week.) He declared that he plays the lotto at least four times a
39
week. Even though he does not play the lotto every day, he still does it a habit for the
week.
Reasons
plays the lotto. He believes that playing the lotto helps him to be entertained and to relax.
“Mayo man, pero nalilibang kaya ako lalo na pag mayong magibo.” (Nothing, but I am
entertained most especially when I have nothing to do.) Lottery playing serves as his
Hope to Win
Hope to Win is one of the themes that appeared during the interview with Dennis
in line with his reasons toward his gambling behaviors. “I hope to win. Ta kung dae ako
mataya dae man ako mangagana diba?” (I hope to win. Because if I won’t try, I won’t
win, right?). Despite of the slim chances of winning, he still plays his luck in for his
Determination
Another reason why Dennis plays the lotto is his Determination. His firm
determination to win and to succeed. “Gusto ko kaya talaga manggana.” (I really want to
win.) His drive to win and prosper served as one of his bases for his gambling behavior.
Charitable Causes
40
Charitable Causes is one of the reasons Dennis plays the lotto. “Ang magayon na
ano nalilibang ako tapos nakakatabang sa charity, ta ang PCSO baga saro sa
nagtatabang sa komunidad.” (The beauty is I get to help through charity. Since, we know
that PCSO is one of the organizations that helps the community.) He professed that in
Impacts
Acceptance
Acceptance can be considered one of the positive effect Lottery Gambling that
impacted on Dennis. “Dae pa man, mayo pa, suportado man ako kang pamilya ko sa
pagtataya kang lotto.” (I did not had any problem with my family, they are supportive
with my lottery playing habits.) No matter what the reasons and behavioral patterns
Dennis upholds toward his engagement in Lottery Gambling, his family still supports
him. Thus, he does not have any misunderstandings with his family members, therefore
One of the themes that surfaced under the impacts of Lottery Gambling toward
Dennis is Extensive Need of Money for Bets. It means that the demand for the need of
money to place bets on lottery tickets. “Hehe, uh, nauubos ang kwarta ko miski minsan
41
nangagana minsan nadadaog haha.” (Hehe, uh, I lose my money, even though
sometimes I win, sometimes I lose haha.). And Dennis confessed, how his money is
Frequent Losses
Another impact of lottery gambling that surface during the interview with Dennis
is his Frequent Losses. “Ang masakit ta nadadaog pero iyo nayan kayan ta dae man
talaga dyan pirming gana.”(The hard part is when you lose, but that’s the game, you
can’t always win.) Dennis professed that in the venture of Lottery Gambling, the player
CHAPTER IV
DISCUSSION
Presented in this chapter are the analysis and interpretations of the results. Further
discussion of the findings from the data gathering up to the data analysis can also be
found in this chapter. The comprehensive discussion is presented per viable – the
behavioral patterns of lottery gamblers, the reasons toward this gambling behavior and
the impacts of the gambling behavior toward the lottery gamblers themselves.
Behavioral Patterns
Habitual Playing
as an everyday basis, most lottery gamblers developed a habit of placing bets in the
43
lottery for a week. One participant, particularly Dennis, when asked how many times a
week he place bets in the lottery, he responded by saying that he place bets for about four
times a week, “Hmm…dae man araaldaw, mga apat na beses sa sarong semana.”
(Hmm. I don’t play every day. But I at least play four times a week.). This is a form of
manifestation on his habit of placing lottery bets. The context of the statement given by
Dennis can also be compared to the statements of the other 2 participants who are Dikdik
and Winston since all of their statements convey their habit in placing lottery bets.
Frederick, also known as Dikdik, when asked the same question, stated that he place
lottery bets twice or thrice a week, “Ahh minsan thrice, minsan twice sa sarong semana.”
(Ahh, sometimes I’d place bets thrice or twice in one week). Winston also said that he
plays lotto whenever he has money to place bets which is shown in his statement
“Minsan ‘pag may pera, araw-araw ganon, pero daan-daan lang, mga dala-dalawa, 20
pesos ganon, pero ngayon tumaas na, 24 pesos na.” (Sometimes if I have money, every
day, if I just pass by, just two, for example a bet for 20 pesos, but today each bet is
amounting for 24 pesos.). Based on the statements of the three respondents, it is evident
The result gathered is also similar to the study conducted by Hays (2013) which
described gambling as a “habitual and pervasive social activity” among Pinoys. “From
the humblest barrios to the most affluent villages, Filipinos are into gambling,” they
observed, citing the abundance of casinos, lotto and bingo outlets, municipal cockpit
arenas, card games and “cara y cruz” on city streets, and bookies that go house to house
for the illegal numbers game called jueteng. The habitual playing of lottery gamblers
also connects to the study of Canare (2011) which states that as the stakes of the lottery
44
prize increase as time passes by, a lot of people engage in buying and placing a bet for
lottery tickets, anticipating to win the prize. The anticipation of being the lottery winner
makes the gamblers place more bet profusely until it becomes a serious habit.
Fallacy of Gamblers
Kenton (2018), it is when an individual erroneously believes that a certain random event
is more likely or less likely, given a previous event or a series of event. Based from the
result we have gathered, the gambler’s fallacy that the two participants believes in,
resulted them into developing a habit of continuously placing bets in the lottery. One
participant, namely Winston, believes that there would always be a loss when playing a
lotto, but if you win, in exchange, you will gain a lot of money. “Mas madami ang
pagkatalo kasi araw-araw, pero kapag nanalo ka, malaking pera.” (I experience more
loses because I play every day, but if you win, more cashback.). Another participant,
Dikdik, also believes that behind all those losses he encountered, he still believes that
there’s still a chance that he will win in the future if he would just keep on placing bets.
This was reflected in his statement “Pero okay lang, makikipagsapalaran lang.” (But it’s
okay, I will gamble.) just after saying that lottery doesn’t do anything good to him
“Magandang naidulot? Uh, wala pa.” (Good effect? Still nothing) and that placing bets
in the lottery is costly “Ano pa yan? Masama eh magastos hehe”.(What else? Bad effect
eh it’s costly hehe). Knowing that lottery playing is a pursuit for risk, both Winston and
Dikdik still engage with it for the belief that they will win after the losses.
45
The result also relates to the study of Dr. Kevin Bennet. According to Dr. Kevin
Bennet (2016), brains of the players evolved under conditions where they never had to
make any probability calculations like those involved with things like Powerball tickets,
and so the odds in these games fall outside the range of everyday life experiences. Also,
availability bias shapes the player’s perception of how likely it is they would win.
Gamblers would also have a mistaken belief and fallacy of gamblers. Wherein, the mind
of the player is making a misapprehension of the losses and misses. The player would
think that a series of missed or losses is a sign that the next bet that the gambler would
One of the reasons why lottery gamblers resort to their gambling behavior is that
placing bets in lottery brings them entertainment in which all 3 of the participants stated.
Dikdik mentioned that his reason for playing lotto is that it brings him joy which was
supported in his statements, “Nag-eenjoy lang ako.” (I just enjoy playing lotto) and
“Parang ano lang yan, yang lotto, libangan.” (That’s just like, lotto, an entertainment).
This relates to the study by Meir (2002) which declares that for some people, gambling is
a form of entertainment. Just like some people play cards for fun and introduce stakes just
to make things interesting, so some people enjoy testing their luck and look at the jackpot
Besides the fact that lotto playing serves as an entertainment for players, placing
lottery bets also serves as a pastime or leisure for players whenever they don’t have any
work to do. “Pag tumataya ng lotto, medyo nalilibang, para makalipas yung oras,
ganon.” (When placing lottery bets, it somewhat entertains me which serves as a pastime,
like that), one of the respondents namely Winston, narrated. This response is also similar
to the response given by another participant, Dennis. Dennis professed that lotto
entertains him especially if he has no work to do, “Mayo man, pero nalilibang kaya ako
lalo na pag mayong magibo.” (Nothing, but I am entertained most especially when I have
nothing to do.). This relates to the study of Hays (2013) which states that many would
amounts they’ve already lost to wagering haven’t already cost them a fortune. But, such
hard-earned money, Castell and Tanchuco said, should have gone to more productive
Hope to Win
is their hope to win. Despite the slim chances of winning, they are still willing to take risk
by constantly placing bets in order for them to win. When a participant was asked what is
the reason why he place lottery bets, the respondent named Dikdik explained by saying,
“Malay mo, malay ko, malay natin, manalo diba?” (Who knows, maybe I’ll win right?).
The same participant also said “Nagbabakasakali na uh, manggana.” (I’m hoping to, uh,
win) which truly manifests the respondent’s hope to win. Dennis, after asking the same
47
question, also stated “I hope to win. Ta kung dae ako mataya dae man ako mangagana
diba?” (I hope to win. Because if I won’t try, I won’t win, right?). Both Dennis’ and
Dikdik’s reason why they kept on placing lottery bets is also similar to Winston’s
reasons. Winston conveyed his hope to win in his statement, “Tumataya pa rin ako kasi
tsamba-tsamba lang, baka manalo ulit, ganyan.” (I still play, even though it’s just a
fluke, I might win again, just like that.). These statements shows the undeniable fact that
lottery players fantasize about winning to a greater extent. This particular data about the
reason toward the gambling behaviour of lottery players is similar to the study of Burns,
Gillet, Rubenstein and Gentry in 1990 which states that lottery players apparently view
their playing as socially acceptable risk-taking which provides them with a means of
fantasizing sudden wealth and escape from their current status. Further, compulsive
variety, or sensation-seeking, impulsivity, and a need to relieve the stress of low esteem
via escape or fantasy. According to Canare (2011), bettors may find some comfort in the
mere possibility of becoming an instant millionaire--and with it, the attendant perks;
sometimes, such psychological benefits are so high that they effectively negate any
Based on the data gathered, lottery gamblers apparently view their gambling
behaviour as a mean to help the society. Besides the fact that placing lottery bets serves
as an entertainment and that it could possibly bring them wealth, another reason why they
48
associated with their gambling behaviour is for them to help the society knowing that
lottery playing helps in charitable and humanitarian causes. “Ang magayon na ano
nalilibang ako tapos nakakatabang sa charity, ta ang PCSO baga saro sa nagtatabang
sa komunidad.” (The beauty is I get to help through charity. Since, we know that PCSO is
one of the organizations that helps the community.), Dennis stated after asking the reason
why he consistently place lottery bets. Similar question was also asked to another
participant and Dikdik’s response to it was, “Pero sagayon man, sagayon man,
nakakatabang man kaya saka ta nakakatabang man.” (But the beauty of it is that it is
also helpful.). The answer of the participant Dikdik, is almost as similar from the
response given by Dennis since both of their reason for continuously placing lottery bets
is for Lotto’s charitable causes that they manifest to the community. From the utterances
stated, it is evident that a lot of lottery players take part in lottery playing not just for the
benefit of winning for themselves but also for the betterment of the community.
Similar idea was also shown in the study conducted by Anon (2018) which states
that lotteries indeed provide state governments with a relatively easy way to enhance
their revenues without imposing more taxes. According to Hanss et al. (2014), gambling
results to positive outcomes for the community such as provide a source of revenue for
humanitarian causes and be a source of entertainment for individuals. Another study that
can be compared to the data gathered was the study by Meir (2002) which states that
some people even have a charitable intention when playing lottery. They know that
income from state lotteries goes to worthy causes, and the possibility of winning is only a
little incentive which was both shown by participants Dikdik and Dennis.
49
One of the impacts of the gambling behavior of lottery players includes the
extensive need of money in order to place bets. This is supported with the statement
given by Winston saying “Minsan ‘pag may pera, araw-araw ganon, pero daan-daan
lang, mga dala-dalawa, 20 pesos ganon, pero ngayon tumaas na, 24 pesos na.”
(Sometimes if I have money, I will play every day, but only if I pass by, sometimes two
for 20 pesos, but the rate got higher, it’s already 24 pesos.). Another utterance that shared
the same sense with Winston’s statement was expressed by Dennis in which he stated,
“Hehe, uh, nauubos ang kwarta ko miski minsan nangagana minsan nadadaog haha.”
(Hehe, uh, I lose my money, even though sometimes I win, sometimes I lose haha.).
These statements proves the point that lottery playing involves squandering an amount of
money for an uncertain victory. These statements given by the participants also relate to
the study by Evans (2018) which includes that the consequences of problem gambling
can result to financial difficulties. He also stated that considering the fact that a lot of
people wants to win a great amount of prize just by placing a bet in lottery tickets.
Lottery gamblers do not foresee the effects of it and the value of the amount spent just by
playing the lotto. This study is also similar to the statement given by Clark. According to
Clark (2015), gamblers also have an excessive engagement in a behavior in which money
is wagered on the uncertain prospect of a larger monetary prize. Even the role of money
psychological level, it is a complex, learned reinforcer (as distinct from a natural reward,
Frequent Losses
Placing lottery bets does not always ensure wins. Losing happens frequently when
playing lotto which is an inevitable impact for lottery players. According to a long-time
lottery player, Dikdik, he said that he loses all the time, “Walang madalas puro talo
kapag nagtataya.” (Not often, I lose all the time). The statement shows just how much he
experience losing ever since he started placing lottery bets. “Ang masakit ta nadadaog
pero iyo nayan kayan ta dae man talaga dyan pirming gana.” (The hard part is when you
lose, but that’s the game, you can’t always win.), Dennis narrated which also shows the
number of losses he encountered when playing lotto. The number of losses encountered
by the two participants can also be compared to the losses encountered by Winston.
Winston said “Madalas din ang talo pero kuwan lang, halimbawa may pera na 90 pesos
hanggang dun lang hindi na lalagpas (ang itatayang pera)” (I often lose but, for example
you have 90 pesos, I stop there, I do not spend more than that amount.). This just proves
that there is only a slim chance of winning in the lottery which is also included in the
study of Smartluck (2019) which states that the odds of winning the first prize jackpot in
Philippines Lotto are one in 5,245,786. The datagathered also related to the study of Dr.
Bennet (2016) in which he stated that some people have been playing lotto games for
decades. The investment in lottery tickets over the years has piled up – and this helps to
justify continued investment to recoup losses, this is called Social Traps by Dr. Bennet.
Acceptance
51
Many lottery players’ family accepts their habitual playing. Based on the
interview we held with the 3 respondents, Winston, Dikdik and Dennis, there’s not a
single one of them who have had any misunderstandings with their family members when
it comes to their habit of placing lottery bets. When asked if the participant have had any
misunderstandings with his family members, Winston answered our question by stating,
“Wala naman, uhm pagkakaintindihan sa pamilya, okay lang naman sakanila” (There’s
no, uhm, misunderstandings with my family, it’s okay for them). Dikdik’s family
members also accepts his gambling behaviour which is apparent in his statement, “Wala
pa naman di, uh, pagkakaintindihan sa pamilya.” (There still no, uh, misunderstandings
with my faimly). Dennis’ response was also similar to the responses given by the
previous two participants. After asking the same question, Dennis stated, “Dae pa man
man mayo pa, suportado man ako kang pamilya ko sa pagtataya kang lotto.” (No, not
yet, I’m supported by my faimly). Looking at the responses given by the 3 participants, it
is evident that their habit of consistently placing lottery bets is supported and accepted by
The data gathered relates to the study conducted by Hanss et.al. in the data
reported by Hanss et, al. (2014), the principal conclusion of the study, Attitudes Toward
Gambling Scale (ATGS) by Orford et al. (2009), is that, gambling attitudes showed a
strong positive association with approval of gambling by family members and peers.
Family and peer approval of gambling may have commonalities with gambling-related
knowledge that could explain why knowledge turned to out to be non-significant in the
regression analysis. According to Hanss et. Al. (2014), he perceived analysis of potential
or current gamblers is affected by the opinions and attitude of other people toward
52
gambling. This also connects with the study of Moore, Susan & Ohtsuka, Keis. (1999),
which states that intentions to gamble was significantly predicted by attitudes and
subjective norms. The more positive the attitudes toward gambling, and the more
positively the norms of significant others to gambling were perceived, the greater the
intention to gamble. Wherein, male with strong intentions to gamble and positive
This part showcases the problems encountered during the research study. The first
limitation is in concern with the participants of the study. One of the participants was shy
and a little bit nervous regarding the interview, so he did not allow us to record his voice,
because of that the data that we gathered from him is useless because it will be difficult
for us to do code his statements. The second limitation is time and cooperation with the
research study and other requirements for other subjects. Thus, required the researchers to
manage the time efficiently. Lastly, is the availability of equipment needed for the study,
in our situation, a laptop. In our group the lack of equipment is also our problem since we
find it difficult to edit our research study in time. Nonetheless, despite of these problems
and circumstances that were encountered during the process, the researchers are pleased
Recommendations
This part of the research study presents the recommendation of the researchers to
the male Filipino adults in Naga City who are engaged in Lottery Gambling, to the family
members of the lottery gamblers, to the society and to the future researchers who wish to
further investigate and will be the future beneficiaries of this research study.
To the lottery gamblers who are engaged in lottery gambling. The players can be
more aware of the impacts of lottery gambling, through reading texts and articles about
this issue. Seminars and group discussions about handling the gambling behaviors they
uphold should also be considered. May this be a source of awareness to the lottery
gamblers on what could be the possible behavioral patterns and impacts they may
To the family members of the lottery gamblers, who are in some way accept the
behaviors of their family member who are engage in lottery gambling. It will be deeply
appreciated if they continue to guide and comprehend the perception of your male family
members toward lottery gambling and understand their reasons toward their gambling
behaviors.
To the society, may you be aware of the things about the contemporary behaviors
of male Filipino adults engaged in Lottery Gambling. And be aware of the possible
To the future researchers, who may be undertaking the same topic with this
present study, this may lead them toward garnering more information and behavioral
patterns that can be observed toward male Filipino adults engaged in Lottery Gambling.
54
May this research study be a reliable source toward their wish to further investigate on
this issue. And may the unforeseen lapses in the study may motivate them to refine and
CHAPTER V
This study aimed to examine the Contemporary behaviors of the male Filipino
adults who engaged in Lottery Gambling using the qualitative case study. It also sought
to determine the effects of these behaviors towards them and the people that surrounds
them.
Three male Filipino adults residing in Naga City ranging from 25-54 years old
were randomly chosen to be the respondents of this study using purposive sampling.
They were given a letter and an ethical consideration through the other researchers and
the respective interviewer for the scheduled interview. The data were gathered through a
note taking. The three chosen respondents has 2-20 years of experience in playing the
lotto.
Themes that emerged from the conducted thematic analysis raised from the
transcribed focus group discussion of the three respondents showed significant effects
that affects their lives towards lottery playing. Results showed that the common
behavioral patterns observed among the three respondents is habitual playing. The
reasons towards this gambling behaviors are for entertainment and recreational purposes,
hope to win, and to help the society or for charitable causes. The impact of the gambling
behavior are the extensive need of money for bets, and frequent losses.
Therefore, the researchers concluded that based from the gathered and analyzed
data, the present study shows that playing the lottery among male Filipino adults affects
their behavior and gives advantages and disadvantages to the lives of the player. Mostly
male Filipino adults residing in Naga City are supported by their family regarding their
habitual lottery playing despite the slim chances of winning. The researchers also
concluded that playing the lotto does not give much impact to the life of the players.
Once they won they satisfy themselves by providing their needs and wants and after a
couple of days they are back at playing hoping that they could win again. In their
personal aspect, it is okay for them to allot their time in playing the lotto because it is
possible for them to obtain money very easily at once knowing the chance of winning is
one in a million. However, it is also found out that not all male Filipino adults who are
playing the lotto aims for the money and the pleasure just for themselves but also, for the
APPENDICES
58
APPENDIX A
ATENEO DE NAGA UNIVERSITY
Lungsod ng Naga, Camarines Sur
Julianne Caceres
Pinuno ng grupo (ABM–AC12)
NotedBy:
Ms.KryziahL.Tiueco
TagapayosaRiserts
59
-----------------------------------------------------------------------------------------------------------
ReturnSlip
Nota: Mangyaring lagyan ng tsek ang kahon ng inyong napili at para sa inyong
kumpirmasyon
Oo, nais kong makilahok sa inyong pagsusuri. Pwede ako sa ika-9 o ika-11 ng
Pebrero (kung ibang petsa, mangyaring tukuyin ________) para sa
pakikipanayam.
Hindi,hindi ako pwede at tinatanggihan kong maging katugon para sa inyong
pagsusuri.
_________________________________
Lagda
60
APPENDIX B
SERTIPIKASYON NG PAGKAKOMPEDISIYAL
Examining the Contemporary Behavior of Male Filipino Adults Engaged in Lottery Gambling in
Naga City
____ Huwag alisin ang kahit ano mang kompidensyal na material sa pangangalaga ng mga
tagapagpananaliksik, maliban kung may pahintulot ng mga tagapagpananaliksik.
___________________________________
Lagda ng Katugon
61
APPENDIX C
Magandang Araw!
Kami, ang mga estudyante sa ika labing-isang hakbang ng Senior High School, na
kaugalian ng mga Pilipinong nakatira sa Naga City na tumataya sa lotto, “Examining the
Contemporary Behaviors of Male Filipino Adults Engaged in Lottery Gambling in Naga City.”
Nais naming hingin ang iyong suhestiyon at mga tugon ukol sa isyung ito. Ang pag-aaral
sagot ay gagamitin lamang para sa kapakanan ng pag-aaral na ito. Nais naming iabot ang aming
Maraming Salamat!
Lubos na Gumagalang,
Julianne Caceres
62
Address: ________________________________________________________________
_________________
_______________________________
________________________________________
________________________________________
_____________________________________________________________________________________
_____________________________________________________________________________________
______________________________________________________________________________________
8. Ano ang nagbago sa iyo mula ng maglaro ka ng lotto kumpara noong hindi ka pa naeenganyo rito?
______________________________________________________________________________________
______________________________________________________________________________________
______________________________________________________________________________________
11. Bakit tumataya ka pa rin ng lotto kahit bibihira lang ang pagkapanalo rito?
___________________________________________________________________________________
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1