INSIGHTS GAIN ON SAVING

Financial struggles happen from a person not spending money wisely. Saving extra
money from your earnings and salary is an opportunity where you were able to value savings
over expenses. Not everyone is gifted and lucky to have a good job with a highest paid salary.
But we can have a comfortable and successful life if we know how to value and save money
with little income.
Saving money from income was one of my lists in financial goals. I keep and set aside
20% from my income for investment purposes, investing monthly saving from “tampuhay”. I
usually spend money on monthly expenditure, with our family, basic needs, education for my
children and paying monthly bills. Spending it wisely and not buying unnecessary things and do
a list for your budget is what I gain in setting my goals financially.
I also believe that paying debt makes a good fortune in your life. Enjoying life with what
You have is very essential in reaching financial goals. Everything we can see has a price and
money is one of the things that everyone worries about in our life.

Prepared by:

ARLYN M. AYAG
MAED 141 STUDENT

Submitted to:

CARMELITA LIPIO, Ph,D

MAED 141 PROFESSOR