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REPUBLIC OF THE PHILIPPINES

SANDIGANBAYAN
QUEZON CITY

FOURTH DIVISION

PEOPLE OF THE PHILIPPINES,

Plaintiff,

- versus - SB-10-CRM-0143

ERIC EMMANUEL L. PINEDA, ET AL.,

Accused.
x---------------------------------------x

JUDICIAL AFFIDAVIT

I, EMELYN A. PIZARRO, single, 53 years old, of #29

Progressive Village 7 San Nicolas II, Bacoor City Cavite, depose
and state:

a. That I am one of the of the accused in this case;

b. That I adopt the statements and the exhibits submitted herein as

part of my testimony and evidence;

c. That counsel, ATTY. CLARISSA A. CASTRO who conducted and

supervised this examination which was conducted at King Center
No. 57 Sgt. Rivera, Quezon City, M. M.;

d. That I answered the questions asked of me and fully conscious

that I do so under oath and I may face criminal liability for false
testimony or perjury;

e. That I confirm the truthfulness of the statements in the form of

question and answer and the purpose for which these statements
are being offered, to wit:
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ATTY. CASTRO: I formally offer the testimony of witness, EMELYN A.

PIZARRO; to prove that the accused was the cashier
of LandBank Marikina Branch since December
1996 up to May 15, 2000. To prove that testify
that she had never been complained of any act
of graft and corruption, malfeasance or
misfeasance within the time of her employment;
to prove that she had no participation in the
alleged falsification of Marina Coronel’s savings
account; to prove the opening of the savings
account 2721-0113-16 on January 6, 1998 was
done in a regular banking procedure as clearly
shown by the signatures affixed by Marina Coronel
and of her son; to prove that the accused allowed
the withdrawal of P370,000.00 from Account
2721-0113-16 on October 15, 1998 after the
signature verifier had CONFIRMED her signature;
to prove that with book transaction, withdrawal of
money could not be done in the absence of the
depositor and or without the passbook; to prove
that after she withdraw the amount of
P370,000.00 from Account 2721-00-13-16, she
deposited the amount of P304, 718.40 with her
Account No. 2721-0113-24 on November 16, 1998
as her initial deposit and an additional amount of
P50,000.00 on January 12, 2000 or a total
deposit of P354,718.40.; to prove that Marina
Coronel never complained the accused of any
crime and to prove other matters related to this
case.

1.  Q: Are you one and the same Emelyn A. Pizarro who is
one of the accused in this case?
A: Yes, ma’am.
 

2.  Q: Do you know the complainants in this case?

A: No, ma’am. I only know Ms. Coronel to be the depositor
of Land Bank Marikina Branch, not personally.

 
3.  Q: ________________?
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A: I was Assistant Department Manager I, BBS, Land Bank

of the Philippines, Head Office, M. H. Del Pilar Malate, Manila
until November 13, 2013

4. Q: _____________?
A: That I was then Chief of Division, Cashiering of Land
Bank Marikina Branch from December 16, 1996 to May 15,
2000.

Atty. Castro: May we request that the photocopy of Ms.

Pizarro’s Service Record be marked as Exhibit “___”.

5. Q:What happened, next if any?

A: That on January 6, 1998, Ms. Marina M. Coronel opened
an Individual Savings Account under SA No. 2721-0013-16
with an initial deposit of P500.00. That upon presenting
valid IDs and documents and subject to existing bank
policies and procedures I allowed the opening of SA number
2721-0013-16 of Ms. Marina Coronel.

Atty. Castro: May we request that the photocopy of

Specimen Signature Card dated January 6, 1998 for account
2721-0013-16 be marked as Exhibit “___”.

6. Q: What happened, next if any?

A: That upon examination of the IDs and documents by the
Signature Verifier, finding it in order I instructed the New
accounts clerk to open Ms. Coronel a savings account which
the New Accounts clerk did subject to bank
guidelines/procedures.

7. Q: _____________?
A: That upon opening the account in the system and after
the teller received and validated the cash deposit slips, I
approved the account opening by affixing my initials on the
Specimen Card, Passbook entries (Name Address and Acct
Number) and on the initial entry on the Passbook of Ms.
Coronel, which are all in line with the guidelines of the bank.

8. Q: _____________?
A: That upon my approval same passbook was released by
the New Accounts Clerk to Ms. Marina M. Coronel.

9. Q: _____________?
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A: That on January 12, 1998 Ms. Marina M Coronel

converted her Individual account to a joint account with his
son ROBERTO M. CORONEL and the joint account specimen
was approved by then Branch Manager ERIC EMMANUEL I.
PINEDA.

Atty. Castro: May we request that the photocopy of

Specimen Signature card bearing date January 12, 1998 for
account 2721-0013-16 be marked as Exhibit “___”.

10. Q:______________?
A: That the account of Marina M. Coronel and/or Roberto M.
Coronel had a series of deposits both cash and check prior
to its closure on January 12, 2000.

Atty. Castro: May we request that the photocopy of the

Account Summary for account 2721-0013-16 be marked as
Exhibit “___”.

11. Q: ________________?
A: That on October 12, 1998 Ms. Marina M Coronel made a
Local Check Deposit to their joint account in the amount of
P364,892.61.

Atty. Castro: May we request that the photocopy of the

check deposit slip amounting to P364,892.61 for account
2721-0013-16 be marked as Exhibit “___”.

12. Q: ______________?
A: That on October 15, 1998, 3 days after the check was
cleared, Ms. Coronel withdrew from the joint account the
amount of P370,000.00.

Atty. Castro: May we request that the microfilmed

photocopy of the withdrawal slip amounting to P370,000.00
for account 2721-0013-16 be marked as Exhibit “___”.

13. Q:______________?
A: That I was the one who override the transaction since the
Teller’s Limit at the time was up to P30,000.00 only.
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Atty. Castro: May we request that the microfilmed

photocopy of the withdrawal slip amounting to P370,000.00
for account 2721-0013-16 be marked as Exhibit “___”.

14. Q: _____________?
A: That upon overriding the transaction I affixed my initials
on the approval portion of the withdrawal slip and Teller paid
the cash amount.

Atty. Castro: May we request that the microfilmed

photocopy of the withdrawal slip amounting to P370,000.00
for account 2721-0013-16 be marked as Exhibit “___”.

15. Q:_____________?
A: That Ms. Marina M Coronel closed her account on January
12, 2000 by filling out a withdrawal slip with a closing
balance of P7,453.77 contrary to her statement that she
already closed her account in October 1998.

Atty. Castro: May we request that the photocopy of the

withdrawal slip amounting to P7,453.77 account 2721-
0013-16 be marked as Exhibit “___”.

16. Q:_____________?
A: That on November 16, 1998 Ms. Coronel opened a
Personal Savings Plan (PSP) account no, 2721-0113-24
which was later phased out by the bank based on bank
guidelines with the launch of the new product ESP and
converted to Easy Savings Plus account(ESP) as contained in
the affidavit of Ms. Ma. Paz Batencila and was closed
January 12, 2001.

Atty. Castro: May we request that the photocopy of

Specimen Signature Card for account no. 2721-0113-24
and the guidelines on the Phaseout of PSP and
Implementing guidelines on ESP be marked as Exhibit
“___” and Exhibit “ ___” respectively .

Atty. Castro: May we request also to refer again to the

photocopy of Ms. Pizarro’s Service Record reflecting her
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transfer to another LandBank branch be marked as Exhibit

“___”.

17. Q:______________?

A: That I am no longer the Cashier when Ms, Marina Coronel

converted the account to ESP and during its closure
(Account No. 2721-0438-24).

18. Q: ____________?
A: That I was already the Branch Cashier of Land Bank
Greenhills Branch in 2004 when I received an invitation from
PNP Crime Laboratory to shed light on the initial complaint
of Ms. Coronel with the CIDG.

19. Q: _____________?
A: That on September 2009 all bank documents /microfilm
of Land Bank Marikina Branch, and back-up copies
maintained Offsite branch - Land Bank Marcos Highway
Branch were completely submerged in flood waters due to
Typhoon ONDOY as certified by then Cashier Lourdes
Castillo.

Atty. Castro: May we request that the copy of Affidavit dated

April 21, 2010 executed by Ms. Lourdes Castillo of Land
Bank Marikina branch be marked as Exhibit “ ___” .

20. Q: _____________?
A: That sometime in 2012/2013, undersigned together
with RICARDO G. ESPINO requested from then Manager of
Land Bank Marikina Branch DM Rina Oscillado to retrieve
from Land Bank Antipolo warehouse documents like the
account register, thank you letters, letter request from
clients pertaining to the account /s of Ms. Marina M Coronel,
but to no avail. Official Records Custodian disclosed that
particular year/s (1998) transactions have already been
shredded in line with the banks retention period policy

21. Q:_____________?
A: That I received information from Ricardo Espino that
microfilm copies of all checks that were deposited to the
joint account of Ms. Marina M Coronel and or Roberto M.
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Coronel under SA NO. 2721-0013-16 are also no longer

available with the Philippine Clearing House due to
prescription /retention period.

22. Q:_____________?
A:

Atty. Castro: That would be all, your honor.

IN WITNESS WHEREOF, I have here unto sign this 6 thday of

February, 2020, in Malabon City.

EMELYN A. PIZARRO
Accused
SSS No.

SWORN ATTESTATION

I, CLARISSA A. CASTRO, of legal age, married and with

postal address at King Center, Unit 502-A, No. 57 Sgt. Rivera,
Quezon City, hereby depose and state:

1. That I am the lawyer who conducted and supervised the

examination of the witness, Emelyn A. Pizarro;

2. That I faithfully recorded or caused to be recorded the

questions I asked and the corresponding answers that the
witness gave; and

3. Neither did I nor any other person then present or assisting

me coach the witness regarding her answers.

Affiant further sayeth naught.

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CLARISSA A. CASTRO
IBP Lifetime 01446
IBP Roll No. 39245

BOTH AFFIANTS HAVE SUBSCRIBED AND SWORN to before

me their respective Judicial Affidavit and Sworn Statement on this
6th day of February, 2020 in the City of Malabon.

Doc. No.___ ATTY. ZENALFIE M. CUENCO

Page No. __ Notary Public
Book No.___ Date of Commission No. 17-053-MN
Series of 2020 Until December 31, 2020
PTR No. 4569109/1-02-20/MALABON
IBP No. 091815/09/12/2019/CALMANA
IBP Roll No. 50312
MCLE No. VI-0026857/04-05-19
Malabon City, Metro Manila

cc:

OFFICE OF THE SPECIAL PROSECUTOR Reg. Receipt No. _______

5th Floor, Sandiganbayan,
Centennial Building, Quezon City

ATTY. GABRIEL F.A. RAMIREZ Reg. Receipt No. _______

Counsel for Private Complainant
Suite 301 BorresBldg.,
No. 4 Ilang-Ilang Street, New Manila
Quezon City

LAND BANK OF THE PHILIPPINES Reg. Receipt No. ________

Legal Services Group
31st Floor, Landbank Plaza
M.H. del Pilar cor.
Dr. E. Quintos Streets
Malate, Manila 1004

OMBUDSMAN Building Agham Road Reg. Receipt No. ________

Government Center, North Triangle
Diliman, Quezon City

ATTY. NORBERTO L. MARTINEZ Reg. Receipt No. ________

MARTINEZ ALCERA ATIENZA
& BENUSA(+) LAW OFFICES
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Unit 608 Cityland Pasong Tamo Tower

2210 Don Chino Roces Avenue
Makati City 1231

The copy of which was served through registered mail to this

Honorable Court and other parties due to time constraint and lack
of personnel.

CLARISSA A. CASTRO