22nd November Thunderstorm Guidely

Optimum Daily Current Affairs 22nd November By Karan Sinha
1. As per report which of the following has developed Vintage Prototype Aircraft “Kanpur-1” ?
A. Punjab Engineering College
B. IIT Madras
C. IIM Kanpur
D. IIT Bombay
 Indian Air Force (IAF) Heritage Centre being set up at Sector 18, Chandigarh has received a Vintage Prototype
Aircraft “Kanpur-1”.
 This rare single engined machine had been designed and built by late Air Vice Marshal Harjinder Singh VSM 1,
MBE in 1958 and was in the proud possession of Punjab Engineering College (PEC) Chandigarh.
 This vintage aircraft was gifted to PEC by AVM Harjinder Singh in the year 1967 and shares a strong bond with
Indian aviation heritage.
 The “Kanpur-1” will be displayed along with other aircraft at the IAF Heritage Centre.
 This aircraft is to be seen as a moment of glory for future generations to understand the significance of self
reliance, innovation & the dream of 'Make in India’.
2. In November as per report _______________ government has launched an award scheme named Sushasan Puraskaar Yojana to reward human resources
who make extraordinary efforts at workplace.
A. Haryana
B. Himachal Pradesh
C. Uttar Pradesh
D. Bihar
 Haryana government has launched an award scheme to reward human resources who
make extraordinary efforts at workplace.
 The scheme is named as Haryana Good Governance Award Scheme, 2022 (Haryana
Sushasan Puraskaar Yojana, 2022).
 Officials who have done innovative work in infrastructure, economic and social sector or
state flagship programmes can apply for awards under this scheme.
 At the state level, the first prize would be of Rs 51,000, the second prize Rs 31,000 and the
third prize Rs 21,000. At the district level, the first prize would be of Rs 31,000, the second
prize Rs 21,000 and the third prize Rs 11,000.
3. In November Red Sea International Film Festival (Red Sea IFF) announced that
_______________ will receive an Honorary Award.
A. Salman Khan
B. Ranbir Kapoor
C. Shahrukh Khan
D. Amitabh Bachchan
 On 20 November, the Red Sea International Film Festival (Red Sea IFF) announced that
Bollywood superstar Shah Rukh Khan will receive an Honorary Award.
 He will receive this award in recognition of his exceptional contribution to the film
industry at the opening ceremony of the second edition of the festival in Jeddah on the
eastern coast of the Red Sea.
 Shahrukh, fondly called King Khan, made more than 100 films in three decades in the film
industry and crafted an extraordinary career in India and around the world.
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 It is a film festival launched in 2019. It is organized in Jeddah, western Saudi Arabia.
 It is a platform for Arab filmmakers and industry professionals to connect, host short and feature film competitions, and support emerging talent.
4. Recently seen in news 75 Creative Minds of Tomorrow is initiative of which of the folloiwng ministry ?
A. Minister for Information and Broadcasting and Youth Affairs
B. Ministry of Culture
C. Ministry Of Tribal Affairs
D. Ministry Of Education
 75 youths selected as winners of the second edition of ‘75 Creative

Minds of Tomorrow’ initiative.
 The initiative is a brainchild of Anurag Thakur, Union Minister for
Information and Broadcasting and Youth Affairs and Sports.
 The aim of the initiative is to identify, encourage, and nurture young
creative talent in filmmaking from every nook and corner of the
country.
 The initiative is part of the 53rd edition of the International Film
Festival of India (IFFI), taking place in Goa from 20 to 28 November
2022.
 As part of the initiative “75 Creative Minds of Tomorrow”, 75 youth in
the age group of 18 to 35 got a chance to attend the 53rd IFFI as
special guests.
 The maximum number of winners are from Maharashtra (23 artistes),
followed by Tamil Nadu (9 winners) and Delhi (6 talents).
 The competition is being run by the National Film Development
Corporation in association with Shorts TV.
5. In November as per report Indian Army’s South Western Command conducted Integrated Fire
Power Exercise _____________ at Mahajan Field Firing Range (MFFR) in the Thar Desert of
Rajasthan.
A. SHATRUNASH
B. GARUDA RAKSHA
C. VAYU PRAN
D. SHAKTI PRAN
 Indian Army’s South Western Command conducted Integrated Fire Power Exercise,
“SHATRUNASH’’.
 The exercise was conducted at Mahajan Field Firing Range (MFFR) in the Thar Desert of
Rajasthan on 21 November 2022.
 The exercise involved the use of multifarious firing platforms in an integrated manner.
 In order to combat emergent dangers, multiple participants engaged in real-time
communication and shared a single operating picture.
 An important aspect of the exercise was the use of resources including assets of the Indian Air
Force in an integrated manner with a combined arms approach to warfighting.
 This was affected by using Advanced Light Helicopter (Weapon System Integrated), K9 – Vajra,
Sharang Artillery Guns, Bhishma (T-90 tanks) & Ajeya (T-72 tanks).
6. Recently seen in news Sangai Festival is associated with which of the following state ?
A. Manipur
B. Mizoram
C. Nagaland
D. Assam
 The Sangai, the largest tourism festival in Manipur, has begun.

 Sangai Festival is named after the state animal of Manipur ‘Sangai’ deer.
 Union Tourism Minister G. Kishan Reddy and Chief Minister N. Biren Singh attended the inaugural ceremony of the Manipur Sangai Festival 2022 in the
Bishnupur district.
 On this occasion, two coffee table books – Manipur Sangai Festival 2022 and Manipur Today Special Edition on Sangai
Festival, have been released.
 Chief Minister Biren Singh also inaugurated the Sangai Ethnic Park.
 'Festival of oneness' is the theme of this year’s festival. The ten-day festival will be celebrated at 13 venues across six districts.
7. Kassym-Jomart Tokayev has been recently appointed as president of which of the following country ?
A. Cambodia
B. Croatia
C. Kazakhstan
D. Myanmar
 Kazakhstan President Kassym-Jomart Tokayev won 81.31% of the vote in the election on 20 November 2022.
 He has secured a second term. He first came to power in 2019.
 None of the five other candidates scored double digits in the vote. 5.8% of voters cast their ballot against all candidates.
 Nur-Sultan (Astana) is the capital and Tenge is the currency of Kazakhstan.
8. In November as per report Ministry of Environment, Forest and Climate Change gave environmental clearance for the ambitious __________crore
development project on the strategically important Great Nicobar Island.
A. Rs 76,000 crore
B. Rs 86,000 crore
C. Rs 72,000 crore
D. Rs 60,000 crore
 Ministry of Environment, Forest and Climate Change gave environmental clearance for the ambitious Rs 72,000 crore development project on the
strategically important Great Nicobar Island.
 The project is to be implemented in three phases over the next 30 years.Great Nicobar, is the southernmost island of the Andaman and Nicobar Islands.
 The two groups of which are separated by the 150-km wide Ten Degree Channel.
 Indira Point on the southern tip of Great Nicobar Island is India’s southernmost point, less than 150 km from the northernmost island of the Indonesian
archipelago.
 A greenfield city has been proposed, including an International Container Trans-shipment Terminal (ICTT), a greenfield international airport, a power
plant.
 The port will be controlled by the Indian Navy, while the airport will have dual military-civilian functions and will cater to tourism as well.
9. India has set a target to achieve reduction in suicide mortality by ___________% by

2030.
A. 5 %
B. 15 %
C. 10 %
D. 20 %
 The Ministry of Health and Family Welfare recently announced a National Suicide
Prevention Strategy.
 It is the first of its kind in the country, with time-bound action plans and multi-sectoral
collaborations to achieve reduction in suicide mortality by 10% by 2030.
 The strategy broadly seeks to establish effective surveillance mechanisms for suicide
within the next three years.
 It aims to establish psychiatric outpatient departments that will provide suicide
prevention services through the District Mental Health Programme in all districts within
the next five years.
 While the strategy is in line with the WHO’s South East-Asia Region Strategy for suicide
prevention, it says it will remain true to India’s cultural and social milieu.
 In India, more than one lakh lives are lost every year to suicide, and it is the top killer in
the 15-29 years category.
 In the past three years, the suicide rate has increased from 10.2 to 11.3 per 1,00,000
population.
10. In November as per report Indian Cost Guard recently laid the keel for two Coast Guard Pollution Control Vessels. Who among the following will develop
the vessel ?
A. Goa Shipyard Limited
B. Hindustan Shipyard Limited
C. Cochin Shipyard Limited
D. Magzon Dock Shipbuilders
 For effective pollution monitoring and response, the Indian Coast Guard will
get two more new generation vessels from Goa Shipyards Ltd (GSL) by
2025.
 The keel laying ceremony for the two pollution control vessels, GSL Yard
1267 and 1268, took place at the Goa Shipyard .
 The vessel, with an overall length of 114.5 meters, breadth of 16.5 meters
and a draft of 4.5 meters, is capable of carrying a of 129 personnel, 14
officers and 115 sailors, onboard.
 The vessel’s maximum speed will be 22 knots with an endurance of 6,000
nautical miles.
 These vessels designed for the first time in India, will also have a significant
indigenous content, which the GSL believed was key considering the
government’s push for Make in India, said the Shipyard.
 The GSL bagged the contract for two PCVs, which will be delivered by
February 2025 and August 2025, through competitive bidding which saw
participation from both, public as well as private shipyards.
 Besides this, the GSL will hand over 8 Fast Patrol Vessels to the Coast Guard, from 2024 onwards. These specially designed FPVs are medium range
weapon fitted surface vessels capable of operation in coastal waters and around island territories to protect offshore assets, said the GSL.
 The vessel is being designed to recover the lightest to the most viscous oil at the rate of 300 tons per hour.
 The vessels are also equipped with fire-fighting and salvage systems.
 Indian Coast Guard Director-General VS Pathania
 Brajesh Kumar Upadhyay, the CMD of GSL
11. As per report Union Minister Dr Jitendra Singh to inaugurate the 25th National Conference on e-Governance (NCeG) to be held in_____________ on 26th
November, 2022.
A. Bardoloi
B. Katra
C. Udhampur
D. Angtang
 Union Minister Dr Jitendra Singh to inaugurate the 25th National Conference on e-Governance (NCeG) to be held in Katra, Jammu & Kashmir on 26th
November, 2022.
 Theme: "Bringing citizens, industry and government closer".
 Department of Administrative reforms & Public Grievances (DAR&PG) presents National Awards every year during National conference on e-Governance.
 To recognize and promote Excellence in implementation of e-Governance initiatives.
 The Award recognizes some of the best Government to Government (G to G), Government to Citizen (G to C), Government to Business (G to B) initiatives
taken by government departments.
 It also recognizes initiatives in Start-ups, Academic Research Institutions as well as initiatives in adopting emerging technologies.
 It will be presented under 5 categories of the NAeG Scheme - 2022 to 18 e-Governance initiatives at Central, State and District levels, Academic & Research
Institutions and Public Sector Undertaking.
 This includes 9 Gold and 9 Silver Awards.
12. What is the name of the Largest South Asian film market which was recently inaugurated by Union Minister Anurag Singh Thakur ?
A. Film Samagam
B. Film Bazaar
C. Film Mela
D. Film Saarthi
 Largest South Asian film market- Film Bazaar was recently inaugurated by Union
Minister Anurag Singh Thakur.
 The initiative organised on side-lines of 53rd International Film Festival of India
(IFFI), encourages creative and financial collaboration between the South Asian
and International film communities.
 It was created and organized by the National Film Development Corporation
(NFDC).
 It was started in 2007.
 Every edition witnesses increased national and international participation.
 It becomes the converging point for film buyers and sellers from all over the
world.
 The focus is on discovering, supporting and showcasing South Asian content and
talent in filmmaking, production and distribution.
 The Bazaar also facilitates the sales of world cinema in the South Asian region.
13. Recently in november as per report QatarEnergy announced a 27-year natural gas
supply deal with ___________ .
A. India
B. China
C. US
D. Germany
 QatarEnergy recently announced a 27-year natural gas supply deal with China.
 QatarEnergy will send four million tonnes of liquefied natural gas annually from its new North Field East project to China Petroleum and Chemical
Corporation (Sinopec).
 The deal “marks the longest gas supply agreement in the history of the LNG industry”.
 Asian countries led by China, Japan and South Korea are the main market for Qatar’s gas, which is increasingly being sought by European countries since
Russia’s invasion of Ukraine.
 North Field is at the centre of Qatar’s expansion of its liquefied natural gas production by more than 60% to 126 million tonnes a year by 2027.
 North field accounts approximately 10% of the world's known reserves.
 China is the first country to seal a deal for North Field East.
14. What is the name of the compaign title that the government has
finalised to revive international tourism post-COVID ?
A. Incredible India! Future Ready Year 2023
B. Incredible India! Visit India Year 2023
C. Incredible India! Bright India Year 2023
D. Incredible India! Shining India Year 2023
 The government has finalised — “Incredible India! Visit India Year 2023”
— as its campaign tagline to revive international tourism post-COVID.
 Due to G20 Presidency and other events, India is likely to see as many
international arrivals in 2023 as it had in pre-COVID 2019 at 1.7 crore.
 It is an international marketing campaign to promote tourism in India. It
was launched as a Government of India initiative in the year 2002.
 The government is planning to release new National Tourism Policy
before the next Budget session (i.e., budget 2023-24). It is being drafted
with following objectives:
 In the short term, to recover to pre-pandemic levels by mid-2024.
 The country is estimated to achieve USD 150 billion GDP contribution and
15 million foreign tourist arrivals by that period.
 In the medium term (that is 2030), tourism-related goals are: USD 250
billion GDP contribution; 137 million jobs and 56 million foreign tourist
arrivals.
 In the long term, to revive India’s tourism and targets to achieve USD 1
Trillion by 2047.
 Various tourist circuits are being promoted. New ‘Ambedkar Circuit’ and
‘Himalayan Circuit’ will also be promoted under the action plan for
development of tourist circuits.
 Ministry of Tourism has recently launched the Swadesh Darshan Scheme
2.0 with the objective to develop sustainable and responsible
destinations following a tourist and destination centric approach.
15. What is the name of the Rasna founder who passed way recently ?
A. Areez Pirojshaw Khambatta
B. Ramesh Chauhan
C. Alejandro Maza
D. James Quincey
 Rasna founder and Chairman Areez Pirojshaw Khambatta, who had contributed immensely to the Indian industry and business, passed away.
 In 1976, Khambatta established the popular orange-flavoured beverage brand, which went on to become a
household name by the early 1980s. Subsequently, the birth of the Rasna Girl became an instant hit with its
iconic “I love you, Rasna" tagline.
 Khambatta, a professional flavourist, sold the soft drink concentrates for ₹5 per pack, which could serve up to 32
glasses of drinks, and was a favourite among India’s middle-class families.
16. In November as per report ____________ announced the launch of an add-on cover called Meter (switch
on/switch off) available with private car insurance policy.
A. Kotak Mahindra General Insurance
B. Bharti Axa General Life Insurance
C. Future Genrali Life Insurance
D. Bajaj Allianz Life Insurance
 Kotak Mahindra General Insurance on Monday announced the launch of an add-on cover called Meter (switch
on/switch off) available with private car insurance policy.
 Kotak General Insurance claimed to be India’s first company to offer a cashback via an add-on for private car
insurance policy.
 The name ‘Meter’, a colloquial term associated with commuting, signifies that vehicle owners can pay for
insurance only when the vehicle is in use.
 Kotak Mahindra General Insurance Company Ltd. is a general insurance company headquartered in Mumbai.
 Suresh Agarwal is the Managing Director (MD) & CEO of Kotak Mahindra General Insurance Company Ltd.
17. As per report by Reserve Bank of India ___________ topped the list in the daily wage rate
for workers.
A. Kerala
B. Jammu & Kashmir
C. Tamil Nadu
D. Gujarat
 Kerala, Jammu & Kashmir and Tamil Nadu top in

the daily wage rate for workers, but industrialized
states Gujarat and Maharashtra, where wages are
lower, are front-runners in attracting investments,
Reserve Bank of India data showed.
 RBI’s latest handbook of statistics on Indian states
showed that in FY22, construction workers’ average
daily wage in Kerala was more than three times
that in the lowest paying states Tripura and
Madhya Pradesh.
 A daily wage construction worker in Kerala earned
on an average ₹837.3 a day, compared to ₹250 in
Tripura, ₹267 in Madhya Pradesh, ₹296 in Gujarat
and ₹362 in Maharashtra, FY22 data compiled by
the central bank showed.
 In the case of agricultural and non-agircultural
segments too, for which data is available, Kerala
was the top payer followed by Himachal Pradesh,
while Madhya Pradesh and Gujarat remained the
lowest payers.
 However, industrialized states remained front-
runners in attracting investments.
 Gujarat reported the highest gross fixed capital formation (GFCF) of over ₹72,000 crore in FY20, for which data is available.
 Maharashtra came second with over ₹69,900 crore, followed by Tamil Nadu with ₹45,900 crore. Karnataka reported over ₹27,000 crore of GFCF in the
year.
 India had entered a national lockdown towards the end of FY20, but the bulk of its economic impact was visible in FY21 and FY22.
 Nationally, GFCF saw a decline in FY21 but recovered in FY22 to ₹47.8 trillion.
 UP, Maharashtra, Andhra Pradesh and Bihar remained the most populous states in the country. Density of population remains the highest in the national
capital region (NCR) followed by Chandigarh.
18. In November as per report ____________ has launched two new products-- Loan Against Deposits (LAD) and Dollar Bonds-- for NRI customers at its
branch in GIFT City, the Gujarat-based emerging global financial and IT services hub.
A. Axis Bank
B. ICICI Bank
C. Yes Bank
D. Bank Of Baroda
 ICICI Bank has launched two new products-- Loan Against Deposits (LAD) and Dollar Bonds--
for NRI customers at its branch in GIFT City, the Gujarat-based emerging global financial and
IT services hub.
 ICICI Bank is the first bank to offer these products in GIFT City.
 Loan against Deposits resembles a loan in foreign currency against a deposit in India
(including Rupee NRE FDs). The customers can avail LAD for their short-term cash requirement
without having to prematurely close their Term Deposits and thereby avoid paying a penalty
for breaking the deposit.
 Dollar Bonds: It is an alternate investment option for NRIs, where they can book dollar bonds through ICICI Bank in GIFT City.
19. In November as per report _____________and Flipkart have partnered to launch the ‘Super Elite Credit Card’ to scale the Flipkart SuperCoins reward
programme and enhance the customer shopping experience.
A. Axis Bank
B. ICICI Bank
C. Yes Bank
D. Bank Of Baroda
 Axis Bank and Flipkart have partnered to launch the ‘Super Elite Credit Card’. In an effort to scale the Flipkart SuperCoins reward programme and enhance
the customer shopping experience, this card will serve extensive value to shoppers.
 The Flipkart Axis Bank Super Elite Credit Card, being launched with Axis Bank, customers can access their favorite products on Flipkart at great price points
with 4X the SuperCoins.
 Axis Bank Limited, formerly known as UTI Bank, is an Indian banking and financial services company headquartered in Mumbai, Maharashtra.
 Kalyan Krishnamurthy is the Group CEO of the Flipkart Group since 2018.
20. In November as per report ________________and the government of Kerala announced the proposal to build the Kochi Green Hydrogen (KGH2) Hub.
A. India Hydrogen Alliance
B. Tata Power
C. Adani Power
D. Reliance Industries
 India Hydrogen Alliance (IH2A) and the government of Kerala announced the proposal to build the Kochi Green Hydrogen (KGH2) Hub.
 The proposal envisages potential capital expenditure of USD 575 million, to build a 60-tonnes per day (TPD) green hydrogen plant with a 150 MW
Electrolyser.
 IH2A’s KGH2 Hub plan is modelled after the Hydrogen Valley projects in the EU, to create production, storage, transmission and end-use infrastructure for
green hydrogen (in compressed gas and liquified form) within a 50-km radius cluster in Kochi.
 The Kochi Green Hydrogen Hub is the first of its kind in the country, in its current form and scale.
 India Hydrogen Alliance is an industry-led coalition formed by global energy and industrial majors focussed on commercializing hydrogen .
 Jill Evanko, Chief Executive and President,India Hydrogen Alliance (IH2A).
21. As per report volume of India’s soft loans to neighboring countries has increased from about $3 billion to almost ___________ billion in the last eight
years.
A. $10 billion
B. $15 billion
C. $20 billion
D. $25 billion
 The volume of India’s soft loans to neighboring countries has increased from about $3 billion to
almost $15 billion in the last eight years.
 A soft loan is a loan with no interest or a below-market rate of interest.
 Also known as “soft financing” or “concessional funding,” soft loans have lenient terms such as-
 Soft loans are often made by multinational development banks such as the Asian Development
Fund affiliates of the World Bank etc.
22. In November as per report ____________ announced that it has entered into an alliance with
Aerem Solutions Private Limited (ASPL) for the financing of Solar Rooftop projects for captive use
by MSMEs.
A. Yes Bank
B. Bank Of Baroda
C. HDFC Bank
D. ICICI Bank
 Bank of Baroda, one of India’s leading public sector banks, announced that it has entered into an alliance with Aerem Solutions Private Limited (ASPL) and
its subsidiary, Aerem Finance Private Limited (AFPL) for the financing of Solar Rooftop projects for captive use by MSMEs.
 Under the agreement, Bank of Baroda will provide collateral-free loans at affordable rates to MSMEs for installation of captive solar rooftop projects.
 ASPL is a revolutionary end-to-end platform that enables quality rooftop solar installations for MSMEs, while AFPL is an NBFC registered with the Reserve
Bank of India.
 This collaboration will encourage MSMEs to adopt solar energy, significantly reducing power bills and increasing profitability of the business as well as
supporting the development and growth of the renewable energy market in India.
 Anand Jain, Founder and CEO, AEREM .
23. In November as per report _______________ has partnered with Flywire Corp to enable Indian payers to seamlessly and digitally pay international
education fees to higher education institutions all over the world.
A. Yes Bank
B. Bank Of Baroda
C. HDFC Bank
D. ICICI Bank
 Private sector lender HDFC Bank has partnered with Flywire Corp, a global payments enablement and software company, to enable Indian payers to
seamlessly and digitally pay international education fees to higher education institutions all over the world.
 The integration provides students and families a streamlined experience when making high-value tuition payments and helps them comply with LRS
requirements.
 HDFC Bank integrates directly with Flywire’s platform, providing Indian students with a fully digital checkout experience for their transactions, ranging
from application fees to tuition payments.
 The integration also streamlines the compliance process for Liberalised Remittance Scheme (LRS), which are guidelines set by the Reserve Bank of India
that enable Indian residents to remit up to $250,000 overseas per financial year.
24. In November as per report Novak Djokovic equalled Roger Federer's record by winning the __________ ATP Finals title.
A. 5th
B. 6th
C. 7th
D. 8th
 Novak Djokovic equalled Roger Federer's record by winning the 6th ATP
Finals title.
 In Tennis, Novak Djokovic defeated Casper Ruud of Norway in the ATP
World Tour Finals in Turin, Italy.
 Djokovic defeated Ruud in straight sets 7–5, 6–3 to equal Roger Federer's
record of six ATP Finals titles.
 This is Djokovic's first ATP title since 2015.
 At 35, Djokovic is the oldest player to win the title.
25. In November Central government recently unveiled the new standard -

Indian Standard (IS) 19000:2022 on “Online Consumer Reviews” and
ratings, which has been prepared by ___________ .
A. Niti Aayog
B. Bureau of Indian Standards
C. RMI India
D. All of the above
 The Central government

recently unveiled the new
standard - Indian Standard
(IS) 19000:2022 on “Online
Consumer Reviews” and
ratings, which has been
prepared by the Bureau of
Indian Standards (BIS).
 To combat the threat of
fraudulent and deceptive
product and service
reviews, all e-commerce
players, travel and
ticketing portals and online
food delivery platforms will
soon be required to
voluntarily reveal all paid
or sponsored reviews.
 Online reviews have
greater influence on
consumers mainly in three
sectors - tour and travel,
restaurant and eateries,
and consumer durables.
 With the notification of the standard, India will be the first country in the world to have such a norm for Online Consumer Reviews.
 As per the new standard, the BIS has defined reviews as solicited and unsolicited.
 The person responsible for handling the review in any organisation will be called the review administrator.
 The new standard gives an option for the reviewers to withdraw their reviews
 The new standard will be applicable even for independent third-party entities that post such reviews on any online platform.
 There are websites in countries like Turkey and Moldova where there is a business of fake reviews and companies pay money and get reviews.
 Representatives from all major players, including Google and Meta, were part of the committee that developed the final standard, thus high
compliance is to be expected, as fake reviews also harm the industry.
 The BIS will come up with a conformity assessment scheme to certify the websites hosting such reviews. The websites will display such certification for
consumers information.
 It is the National Standards Body of India under Department of Consumer affairs, Ministry of Consumer Affairs, Food & Public Distribution, Government
of India.
 Initially established as a society, the BIS was made a statutory body under the Bureau of Indian Standards Act, 2016, with its headquarters in New
Delhi.
 It has 25 members drawn from Central or State Governments, industry, scientific and research institutions and consumer organisations.
26. In November as per report ___________ signed a Memorandum of Understanding with Karnataka Innovation and Technology Society, Government of
Karnataka toprovide banking and financial services to businesses registered with the 'Karnataka Startup Cell'.
A. HDFC Bank
B. ICICI Bank
C. Yes Bank
D. Bank Of Baroda
 The Karnataka Innovation and Technology Society (KITS) and HDFC Bank signed a
Memorandum of Understanding.
 According to the agreement, HDFC Bank will provide banking and financial services
to businesses registered with the ‘Karnataka Startup Cell’ as part of HDFC Bank’s
‘SmartUp Program’.
 The agreement was signed at the 25th Bengaluru Tech Summit.
 The ‘SmartUp Program’ is HDFC Bank’s main programme to enhance the country’s start-up ecosystem. The initiative intends to help start-ups achieve
their objectives by utilising the bank’s well-known and cutting-edge smart financial technologies. The programme also aligns with the Indian
government’s ‘Startup India’ strategy.
27. In November as per report _____________to decide on lowering voting age from 18 to 16.
A. Australia
B. New Zealand
C. Botswana
D. Croatioa
 New Zealand’s Supreme Court has ruled that the country’s current voting age of 18 was
discriminatory, forcing Parliament to discuss whether it should be lowered.
 The case, which has been going through the courts since 2020, was brought by advocacy group
‘Make It 16’, which wants the age lowered to include 16 and 17 year olds.
 The Supreme Court found that the current voting age of 18 was inconsistent with the country’s Bill of
Rights, which gives people a right to be free from age discrimination when they have reached 16.
 Make It 16’ is a youth-led campaign in New Zealand advocating for the vote to be extended to 16
and 17-year-olds.
 New Zealand’s voting age was previously lowered from 21 to 20 in 1969, and then to 18 in 1974.
 New Zealand Prime Minister Jacinda Ardern said the government would draft legislation to reduce
the age to 16, which could then be put to a vote in Parliament.
28. In November as per report Open Network for Digital Commerce (ONDC) is signed a memorandum with
the ___________ to onboard industry awareness workshops for micro, small and medium enterprises.
A. Uttar Pradesh
B. Madhya Pradesh
C. Karnataka
D. Tamil Nadu
 The government-backed Open Network for Digital Commerce (ONDC) is signing a memorandum with the Madhya
Pradesh government today to onboard industry and would like to sign similar MoUs with other Indian states.
 This involves industry awareness workshops for micro, small and medium enterprises, startups, industries and farmer
groups, who will join the network as sellers.
 An ONDC masterclass to encourage e-commerce entities operating private and public owned e-commerce portals, is also
part of the MoU.
 Technology providers and startups in the state will have to develop ONDC-compliant buyer and seller applications.
29. In November as per report __________ for the first time became the biggest fertilizer supplier to India in the first half of
the 2022/23 fiscal year.
A. China
B. Japan
C. Russia
D. Australia
 Russia for the first time became the biggest fertilizer supplier to India in
the first half of the 2022/23 fiscal year by offering discounts over
prevailing global prices, cornering more than a fifth of the market
share, government and industry sources said.
 India's fertilizer imports from Russia surged 371% to a record 2.15
million tonnes in the first six months of the year started on April 1.
 Combined, Russia and Belarus accounted for more than 40% of global
exports of potash last year. Russia accounted for about 22% of global
exports of ammonia, 14% of the world's urea exports and about 14% of
monoammonium phosphate (MAP) - all key kinds of fertilizers.
 India's total fertilizer imports in the first half of 2022/23 fell 2.4% from a year ago to 10.27 million tonnes, although in
value terms imports during the period surged 59% to $7.4 billion.
30. As per recent data from the Reserve Bank of India, Banks recovered only _____________cr from write-offs in 5 years
ending March 2022.
A. Rs 2.58 lakh cr
B. Rs 1.32 lakh cr
C. Rs 1.92 lakh cr
D. Rs 2.12 lakh cr
 As per recent data from the Reserve Bank of India, Banks

recovered only Rs 1.32 lakh cr from write-offs in 5 years ending
March 2022.
 The mega write-off exercise has enabled banks to reduce their
non-performing assets (NPAs), or defaulted loans, by Rs
10,09,510 crore ($123.86 billion) in the last five years.
 Due to this write-off, the banking sector reported a decline in
gross NPAs to Rs 7,29,388 crore, or 5.9 percent of the total
advances, as of March 2022.
 Gross NPAs were 11.2 per cent in 2017-18.
 The total defaulted loans (including write-offs but excluding
loans recovered from write-offs in five years) amount to Rs 16.06
lakh crores.
 A non-performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
 Loan Write-Off refers to the situation when the lender has moved a particular loan’s pending dues out of the “Assets” column and has reported this
amount as a loss. This happens after the borrower has defaulted on the loan repayment, and there is a low chance of recovery.

22nd November Thunderstorm Guidely

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22nd November Thunderstorm Guidely

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Optimum Daily Current Affairs 22nd November By Karan Sinha

 75 youths selected as winners of the second edition of ‘75 Creative

 The Sangai, the largest tourism festival in Manipur, has begun.

9. India has set a target to achieve reduction in suicide mortality by ___________% by

 Kerala, Jammu & Kashmir and Tamil Nadu top in

25. In November Central government recently unveiled the new standard -

 The Central government

 As per recent data from the Reserve Bank of India, Banks

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