\_CEIRRDCFNA

IMYBN]DCF
]C\FC]B@I_R FC]I 2
>. Zdt` t`i FBO]R ns judmi prckctis endrfiss3
n. Oudams knfy prceissdcfna adfhnjis
o. Ds snei nfm bcfmubdvi ecr ainrfdfj
b. Istnoads`is nfm kndftndfs bcfsdstift stnfmnrms ce ainrfir—s oi`nvdcr
m. ]`i ainrfdfj ifvdrcfkift prckctis endrfiss

?. Z`db` enbdadis nri prisift df n `inat`-prckcfj sb`cca ifvdrcfkift3

D. Bnftiif t`nt siaas naa hdfm ce eccm dfbaumdfj gufh eccm
DD. Bckecrt rccks bckkcf ecr ocys nfm jdras
DDD. Rnfdtnry mrdfhdfj ecuftndfs
DU. Rnei panyjrcufm
n. DDD nfm DU
o. D nfm DD
b. D, DD, DDD nfm DU
m. D, DDD nfm DU

2. Z`db` p`ysdbna sb`cca ifvdrcfkift suppcrts ainrfdfj3

n. Nvndanodadty ce ixdoai banssrcck eurfdturi
o. \rckdfifbi ce ouaaif ocnrms df iviry oudamdfj
b. ]naa sb`cca oudamdfjs
m. \risifbi ce spnbdcus banssrccks

=. N >9-yinr-cam eiat djfcrim oy `ir brus` w`ck s`i oiadivis ds `ir cfi trui acvi. R`i ds brydfj dfbissnftay nfm rieusis tc
adstif nfm nbbipt scufm nmvdbi t`nt t`i tinb`ir ds cirdfj. @ir ri eusna tc nbbipt ds oibnusi.
n. ]iifnjirs fivir adstif tc nmuat nmvdbi.
o. R`i t`dfhs w`nt s`i eiias ds tcc spibdna nfm ufdqui, t`nt fc cfi `ns eiat adhi t`ds oiecri.
b. >9-yinr-cams nri fct yit bnpnoai ce pirspibvi tnhdfj nfm bnffct tnhi t`i tinb`ir—s pirspibvi.
m. ]`i tiifnjir—s envcrdti wcrm ds ‑fc‛, nfm s`i wdaa sdkpay rigibt i viryt`dfj t`i tinb`ir snys.

9. N prisb`cca tinb`ir ds t`dfhdfj nocut `cw oist tc miviacp t`i fi kcfdtcr shdaas ce t`i =-yinr-cams. Z`db` ce t`i
ecaacwdfj s`cuam oi oist tc bcfsdmir3
n. Nsh t`i b`damrif tc mc ripintim wrdfjs mrdaa ivirymny.
o. \rcvdmi mnday bcacrdfj occh nbvdis.
b. Bcfmubt n vnrdity ce euf nfm b`naaifjdfj nbvdis dfvcavdfj `nfm kusbais mnday.
m. Ifbcurnji b`damrif tc int dfmipifmiftay.

5. Rbdifbi ]inb`ir Hnrif Nff s`cwim `ir banss n janss ce wntir wdt` nf ijj df dt. R `i nshim t`i banss7 ‑Z`nt `nppifs tc
t`i ijj de D nmm t`rii tnoaispccf snat tc t`i janss ce wntir3‛ ]`ds ds `ypct`isds ecrkuancf. Z`nt bnf ycu dfeir nocut
t`i bcjfdvi miviacpkiftna stnji ce ]inb`ir Hnrif Nff—s banss3

n. Oitwiif bcfbriti nfm ecrkna cpirncfna stnji

o. Ecrkna cpirncfna stnji
b. \ri-cpirncfna stnji
m. Bcfbriti cpirncfna stnji

:. Ecbusdfj cf fnturna bcfsiquifbis ce stumifts— oi`nvdcr miviacp kcri siae-rijuancf df t`i stumifts. Z`db` ce t`i
ecaacwdfj tinb`ir stntikifts mikcfstrntis ecbusdfj cf fnturna bcfsiquifbis3
n. ‑]`csi w`c nri wiaa-oi`nvim df banss wdaa oi jdvif paus 9 pcdfts df t`i qudz.‛
o. ‑De dt tnhis ycu acfjir tc fds` t`i sintwcrh oibnusi ki ds wnstim wdt` b`nfj, t`if wi wcf—t `nvi ki tc jc
tc t`i panyjrcufm nfykcri.‛
b. ‑]`csi w`c wiri fcdsy tcmny murdfj sintwcrh wdaa fct oi naacwim tc pany jnkis df t`i bckputir antir.‛
m. De ycu jit n jrnmi ce 49 cr `dj`ir df t`i rst twc nssdjfkifts, ycu wdaa oi i xikptim erck t`i 2rm nssdjfkift.‛

0. Ainrfirs nri kcri adhiay tc dftirfnadzi nfm ecaacw banssrcck ruais w`if SSSSSSS.
n. ]`i ainrfirs hfcw t`i pufds`kifts ecr fct ecaacwdfj t`i ruais.
o. ]`i ainrfirs pnrbdpnti df t`i ruai-knhdfj prcbiss.
b. ]`i tinb`ir bainray ixpandfs t`i ruais s`i pripnrim.
m. ]`i tinb`ir jdvis nmmdcfna pcdfts ecr t`csi w`c ecaacw t`i ruais.

4. Ecr n tinb`ir tc istnoads` nfm kndftndf bcfsdstift stnfmnrms ce ainrfirs— oi`nvdcr, t`iy s`cuam mc naa IPBI\]7
n. @nfmai oi`nvdcr prcoaiks prckptay nfm wdt` mui rispibt tc ainrfirs— rdj`ts.
o. Jdvi dkkimdnti eiimonbh tc ridfecrbi npprcprdnti oi`nvdcr ce ainrfirs.
b. Oi cpif tc ixbipcfs inb` ki n ainrfir kdsoi`nvis df banss.
m. Bckkufdbnti nfm ifecrbi sb`cca pcadbdis nfm prcbimuris bainray nfm bcfsdstiftay.

><. Z`db` stntikift cf stumift mdvirsdty ds BC__IB]3

n. ]inb`ir kust mc `ds/`ir oist tc rimubi stumift mdvirsdty df banss.
o. ]`i aiss t`i mdvirsdty ce stumifts df banss, t`i oiir ecr tinb`irs nfm stumifts.
b. Rtumift mdvirsdty ds puriay mui tc stumifts— vnrdim buaturis.
m. ]inb`ir s`cuam nbbipt t`i vnaui mdvirsdty.

>>. Z`db` stumift t`dfhdfj/oi`nvdcr dfmdbntis t`nt `i/s`i vnauis mdvirsdty3

n. @i/R`i ikp`nsdzis cf t`i mdirifbis nkcfj picpai nfm mdsrijnrms t`idr bckkcfnadis.
o. @i/R`i rijnrms `ds buaturi ns dfeirdcr tc ct`ir—s buaturis.
b. @i/R`i rijnrms `ds buaturi ns supirdcr tc ct`ir—s buaturis.
m. @i/R`i nbbipts t`i enbt t`nt naa picpai nri ufdqui df t`idr cwf wny.

>?. Z`nt ds n tinb`dfj ‒ ainrfdfj dkpadbncf ce stumift mdvirsdty3

n. Bckpnri stumifts.
o. Miviacp mdirift stnfmnrms ecr mdirift stumifts jrcups.
b. Knhi usi ce n vnrdity nfm nssisskift kit`cms nfm nbvdis.
m. Mc `ckcjificus jrcupdfj ecr jrcup nbvdis.

>2. _inm t`i ecaacwdfj bckkifts oy t`i tinb`ir. Z`db` ce t`isi bckkifts wdaa kcst adhiay knhi n b`dam try `nrmir,
rnt`ir t`nf jdvi up3
n. Fnhdhdtn hc fn hndanfjnf kcfj knjannf fj kns kn`nonfj pnfn`cf sn pnhsnfj dtc pnrn auocs kcfj knufnwnnf
dtc.
o. @dfmd hn tnanjn knjnadfj mdtc sn pnhsnfj dtc, ‐fc3
b. Rdfuwirti hn fjnycf mdtc sn tist, `n3
m. Fn`d`drnpnf hn sn pnhsnfj dtc. Knnrd hdtnfj tuaufjnf.

>=. Z`db` ce t`i ecaacwdfj mikcfstrntis mdirifntim dfstrubcf3

n. ]`i tinb`ir jrcups t`i ainrfirs oy t`idr nodadty aivia nfm nssdjfs mdirift bcftift tcpdbs ecr t`i jrcups tc wcrh cf.
o. ]`i tinb`ir jrcups t`i ainrfirs oy t`idr nodadty aivia nfm knhis t`i jrcups wcrh wdt` t`i snki tcpdb out nssdjfs n
mdirift tnsh npprcprdnti ecr inb` jrcup tc nbbckpads`
b. ]`i tinb`ir mdvdmis t`i banss dftc t`rii `itircjificus jrcups nfm nssdjfs t`i snki nbvdty ecr inb` jrcup tc wcrh
cf.
m. ]`i tinb`ir jrcups t`i ainrfirs oy nodadty aivias nfm nssdjfs inb` jrcup n mdirift t nsh cf t`i snki tcpdb, nfm t`if
riquists t`rii tinb`irs, inb` tc nssiss cfi ce t`i jrcups>9. Z`db` tinb`dfj prnbbi jdvis prdknry bcfsdmirncf tc
dfmdvdmuna mdirifbis3
n. \ripnrdfj twc mdirift sits ce ixnkdfncf, cfi ecr t`i enst ainrfirs nfm nfct`ir ecr t`i sacw ainrfirs.
o. Naacwdfj b`damrif tc s`cw t`nt t`iy ainrfim t`i stnjis ce kdtcsds df nwny w`iri t`iy eiia kcst bckecrtnoai ixbipt oy
aibturdfj.
b. Naacwdfj b`damrif tc s`cw t`nt t`iy ainrfim t`i stnjis ce kdtcsds df n wny w`iri t`iy eiia kcst bckecrtnoai.
m. Nppaydfj twc sits ce mdirift stnfmnrms.

>5. Z`db` nri kcst adhiay t`i hdfm ce b`damrif rndsim oy nut`crdtnrdnf pnrifts3
D. Einreua
DD. Df`dodtim
DDD. @csai
DU. Zdt`mrnwf
n. D, DD, DDD, nfm DU
o. D nfm DD
b. D, DD, nfm DU
m. DD nfm DDD

>:. De n b`dam wns rndsim oy nut`crdtnvi pnrifts, `cw wdaa kcst adhiay wdaa `i/s`i oi`nvi df banss3
n. ^unrrias cif wdt` bansskntis
o. Ds suspdbdcus ce ct`irs
b. _iantis wiaa tc bansskntis
m. @ns acw aivia de dfmipifmifbi

>0. Z`db` pnriffj styai/s bcftrdouti/s tc t`i miviacpkift ce b`damrif w`c `nvi acw aivia ce rispcfsdodadty3
n. Nut`crdtnvi
o. \irkdssdvi
b. Nut`crdtnrdnf
m. Fijaibfj nfm pirkdssdvi

>4. ]inb`ir Ndmn oiadivis t`nt stumifts fiim fct hfcw t`i dftifmim ainrfdfj cutbcki ce `ir aisscf. R`i prcbiims tc
`ir ainrfdfj nbvdis nt cfbi wdt`cut aifj t`ik hfcw w`nt t`iy nri suppcsim tc ainrf ecr t`i mny. Z`db` prdfbdpai ce 
ainrfdfj mcis ]inb`ir Ndmn fijnti3
n. Ainrfdfj ds t`i mdsbcviry ce t`i pirscfna kinfdfj ce dmins.
o. Iibvi ainrfdfj oijdfs wdt` t`i sifj bainr ixpibtncfs nfm ainrfdfj cutbckis.
b. Ainrfdfj prcbiss ds nf nbvi prcbiss.
m. Ainrfdfj ds n bccpirnvi nfm n bcaanocrnvi prcbiss.

?<. ]inb`ir Ernfbdsbc fcbim t`nt df jrcup wcrh, stumifts gust ainvi t `i wcrh tc t`i ainmir nfm sc vcwim fivir tc jdvi
jrcup wcrh njndf. Njndfst w`db` prdfbdpai ce ainrfdfj ds ]inb`ir Ernfbdsbc mibdsdcf3
n. Ainrfdfj ds t`i mdsbcviry ce t`i pirscfna kinfdfj ce dmins.
o. Ainrfdfj ds nf nbvi prcbiss.
b. Ainrfdfj ds n bccpirnvi nfm n bcaanocrnvi prcbiss.
m. Iibvi ainrfdfj oijdfs wdt` sifj bainr ixpibtncfs nfm ainrfdfj cutbckis.

?>. Df `ds misdri tc fds` t`i bcftift ce t`i bcursi syaanous, Rdr Git`rc gust aibturis w`dai stumifts adstif. Z`db` prdfbdpai
ce ainrfdfj mcis Rdr Git`rc vdcanti3
n. Ainrfdfj ds n bccpirnvi nfm n bcaanocrnvi prcbiss.
o. Ainrfdfj ds t`i mdsbcviry de t`i pirscfna kinfdfj ce dmins.
b. Ainrfdfj ds nf nbvi prcbiss.
m. Iibvi ainrfdfj oijdfs wdt` sifj bainr ixpibtncfs nfm ainrfdfj cutbckis.

??. Kr. _cbhy nshs `ds pupdas tc sii t`i bcffibcf ce t`idr fiw aisscf tc t`idr cwf pirscfna ixpirdifbis nfm
s`nri t`i snki wdt` t`i banss. Kr. _cbhy oiadivis df w`db` prdfbdpai ce ainrfdfj3
n. Ainrfdfj ds t`i mdsbcviry ce t`i pirscfna kinfdfj ce dmins.
o. Ainrfdfj ds n bccpirnvi nfm n bcaanocrnvi prcbiss.
b. Ainrfdfj ds nf nbvi prcbiss.
m. Iibvi ainrfdfj oijdfs wdt` sifj bainr ixpibtncfs nfm ainrfdfj cutbckis.

?2. Rdr Yb`d`n nvcdms mrdaas cut ce bcftixt. @i jdvis rina-wcram Knt` prcoaik ecr stumifts tc mrdaa cf. Rdr Yb`d`n ds viry
kub` bcfvdfbim ce w`db` prdfbdpai ce ainrfdfj3
n. Iibvi ainrfdfj oijdfs wdt` sifj bainr ixpibtncfs nfm ainrfdfj cutbckis.
o. Ainrfdfj ds nf nbvi prcbiss.
b. Ainrfdfj ds t`i mdsbcviry ce t`i pirscfna kinfdfj ce dmins.
m. Ainrfdfj ds n bccpirnvi nfm n bcaanocrnvi prcbiss.

?=. Ecr kinfdfjeua tinb`dfj nfm ainrfdfj, dt ds oist tc bcffibt t`i aisscf tc t`i adei ce stumifts oy dftijrnfj n riaivnft
vnaui df t`i aisscf. Z`db` prdfbdpai ds nppadim3
n. Zrdti RKN_] aisscf cogibvis/dftifmim ainrfdfj cutbckis.
o. Oijdf wdt` t`i ifm df kdfm.
b. R`nri aisscf cogibvis/ dftifmim ainrfdfj cutbckis wdt` stumifts.
m. Aisscf cogibvis/dftifmim ainrfdfj cutbckis kust dftijrnti ? cr 2 mckndfs ‒ bcjfdvi, shdaa nfm nibvi cr
bcjfdvi nfm nibvi cr shdaa nfm nibvi.

?9. ]inb`ir Irkiadfn s`nrim t`ds aisscf cogibvi/ainrfdfj cutbcki wdt` `ir stumifts7 ‑Oiecri t`i pirdcm ifms, naa ce
ycu kust oi noai tc dmifey t`i tcpdb siftifbi nfm suppcrfj siftifbis ce n jdvif pnrnjrnp`.‛ ]inb`ir Irkiadfn
mrdaaim t`ik cf suogibt-viro njriikift tc ifsuri t`nt t`iy bnf wrdti n jccm pnrnjrnp` t`if jnvi n tif-siftifbi
pnrnjrnp` ecr t`i stumifts tc mitirkdfi suogibt-viro njriikift oiecri t`i banss pirdcm ifmim. Mdm ]inb`ir Irkiadfn
usi t`i aisscf cogibvi/ainrfdfj cutbcki ns judmi df t`i miviacpkift ce `ir aisscf3
n. N adai, oibnusi suogibt-viro njriikift ds n kust df pnrnjrnp` wrdfj
o. Fc.
b. Tis.
m. Uiry kub`, oibnusi s`i knmi usi ce n tif-siftifbi pnrnjrnp` ecr t`i ifm-ce-t`i-pirdcm qudz

?5. @iri ds n aisscf cogibvi7 ‑Nt t`i ifm ce t`i aisscf, t`i pupdas kust oi noai tc miviacp n pcsdvi ntumi tcwnrms
wcrh.‛ Ds t`ds n RKN_] cogibvi3
n. Tis, de t`i wcrm ‑miviacp‛ ds ripanbim wdt` ‑brinti‛
o. Fct nt naa, miviacp ds n fcf-oi`nvdcrna tirk
b. \nrtay, dt ds df t`i nibvi mckndf
m. Uiry kub` dt ds spibdb

_inm t`i sdtuncf t`if nfswir t`i quiscfs ecr fukoir ?:-2?.

]inb`ir Gcsiadtc tnuj`t t`i pnrts ce n kdbrcsbcpi, mikcfstrntim `cw tc ecbus dt ufmir t `i acw pcwir cogibvi, t`if
nshim 2 stumifts tc try tc ecbus t`i kdbrcsbcpi bcrrib tay. @i nasc nshim t`i banss de t`i 2 stumifts wiri noai tc ecbus t`i
kdbrcsbcpi bcrribtay nfm ifmim `ds aisscf bdfj t`i ‑mcf—ts‛ nfm ixpandfdfj t`i ‑w`y—s‛ oi`dfm t`i ‑mcf—ts‛ df ecbusdfj
t`i kdbrcsbcpi. Oiecri `i mdm naa t`isi, `i nshim t`i banss de dt ds fct dkpcrtnft ecr t`ik tc ainrf `cw tc ecbus t`i
kdbrcsbcpi.

?:. Onsim cf Hifmnaa—s nfm Knrzc—s fiw tnxcfcky, df w`nt mckndfs wns ]inb`ir Gcsiadtc—s aisscf3
D. Dfecrkncf (Mibanrnvi hfcwaimji)
DD. Kiftna prcbimuri (prcbimurna hfcwaimji)
DDD. \syb`ckctcr prcbimuris (\`ysdbna shdaas)
n. DD nfm DDD
o. DD cfay
b. D nfm DD
m. D, DD nfm DDD

?0. Z`db` pnrt ce ]inb`ir Gcsiadtc—s aisscf bcfsdsts ce kiftna prcbimuri (prcbimurna hfcwaimji)3
D. Nshdfj t`i banss de t`i 2 stumifts ecbusim t`i kdbrcsbcpi bcrri btay
DD. Ixpandfdfj t`i ‑w`y—s‛ oi`dfm t`i ‑mcf—ts‛
DDD. Ecbusdfj t`i kdbrcsbcpi
n. D cfay
o. DD cfay
b. D nfm DD
m. D, DD, nfm DDD

?4. Onsim cf Oacck—s tnxcfcky, w`db` pnrt ce ]inb`ir Gcsiadtc—s aisscf df t`i psyb`ckctcr mckndf3
n. Nshdfj t`i banss de dt ds dkpcrtnft tc ainrf `cw tc ecbus t`i kdbrcsbcpi
o. Ixpandf t`i ‑w`y—s‛ oi`dfm t`i mcf—ts
b. ]`i 2 pupdas ecbusdfj t`i kdbrcsbcpi
m. ]`i pupdas adstifdfj tc t`i ‑mcf—ts‛ df ecbusdfj t`i kdbrcsbcpi

2<. De ]inb`ir Gcsiadtc—s aisscf cogibvi/dftifmim ainrfdfj cutbcki ds ‑tc ecbus t`i kdbrcsbcpi bcrribtay‛, b cuam `i
`nvi gust s`cwf t`i banss `cw tc mc dt wdt`cut ixpandfdfj t`i pnrts ce t`i kdbrcsbcpi nfm t`idr bcrrispcfmdfj
eufbcfs3
n. Tis, ?>st Biftury stumifts ainrf shdaa viry enst.
o. Tis, out rdshy.
b. Fc.
m. Fc, dt ds onsdb ecr t`i stumifts tc hfcw t`i eufbcf ce inb` pnrt. ]`ds judmis t`i stumifts cf `cw tc ecbus t`i
kdbrcsbcpi.

2>. De ixpandfdfj nfm mikcfstrnfj nri fibissnry ecr ]inb`ir Gcsiadtc tc rinadzi `ds aisscf cogibvi/dftifmim ainrfdfj
cutbcki, w`nt mcis t`ds dkpay cf aisscf panffdfj nfm miviacpkift ecr w`cai nfm kinfdfjeua ainrfdfj3
n. \anf n aisscf t`nt ds ixbausdviay ecr shdaa cr ecr dfecrkncf.
o. Tcu knhi aisscf ecbus cfay dfecrkncf.
b. Nawnys tcub` t`i nibvi mckndf ce ainrfdfj.
m. Dftijrnti t`i mckndfs ce ainrfdfj nbvdis.

2?. Z`db` pnrt ce ]inb`ir Gcsiadtc—s aisscf ds df t`i nibvi mckndf3

n. Nshdfj t`i stumifts de ainrfdfj tc ecbus t`i kdbrcsbcpi ds dkpcrtnft
o. ]`i ‑mcf—ts‛ df ecbusdfj t`i kdbrcsbcpi
b. ]inb`ir Gcsiadtc mikcfstrnfj tc t`i banss rst `cw tc ecbus t`i kdbrcsbcpi oiecri nshdfj t`i 2 tc ecbus t`i snki df
crmir tc nvcdm nbbdmift
m. Ixpandf t`i w`y oi`dfm t`i ‑mcf—ts‛ df kdbrcsbcpi ecbusdfj

22. ]inb`ir Kjbnaif wnftim `ir stumifts tc rnti t`idr cwf wcrh usdfj t`i sbcrdfj ruordb w`db` s`i ixpandfim tc t`i
banss oiecri t`i stumifts oijnf wdt` t`idr tnsh. Onsim cf rivdsim Oacck—s tnxcfcky, df w`db` aivia ce bcjfdvi
prcbissdfj nri t`i stumifts3
n. Nppaydfj
o. Nfnayzdfj
b. Ryft`isdzdfj
m. Ivnaunfj

2=. Tcu nri riqudrim tc ecrkuanti ycur cwf p`dacscp`y ce imubncf df t`i bcursi, ]`i ]inb`dfj \rceissdcf. Onsim cf
Oacck—s rivdsim tnxcfcky, df w`db` aivia ce bcjfdvi prcbissdfj nri ycu3
o. Mimubvi
b. Dt mipifms cf ycur typi ce jifirnadzncf
m. Dt mipifms cf t`i qunfty ce mitndas ycu ordfj df

=0. Z`if ycu oijdf tinb`dfj wdt` bcfbriti ixpirdifbi t`if b cki df wdt` bcfbausdcf, w`db` kit`cm mc ycu ikpacy3
n. Dfmubvi
o. Mimubvi
b. Dt mipifms cf ycu typi ce jifirnadzncf
m. Dt mipifms cf t`i qunfty ce mitndas ycu ordfj df

=4. Ainrfdfj ds nf nbvi prcbiss. Z`db` cfi ds nf nppadbncf ce t`ds prdfbdpai3

n. ]inb` ycur bcftift erck n kuamdsbdpadfnry pirspibvi.
o. Ait stumifts ainrf t`i stips df cpifdfj n bckputir oy knhdfj t`ik ecaacw t`i stips.
b. Nvcdm mrdaas w`db` nri cut ce bcftixt.
m. Jrcup stumifts ecr wcrh cr prcgibt t`nt wny prcgibt oibckis aiss ixpifsdvi.

9<. ]`i kcri sifsis t`nt nri dfvcavim, t`i kcri nfm t`i oiir t`i ainrfdfj. Z`db` prnbbi ds nadjfim wdt` t`ds
prdfbdpai3
n. Ikpacy bccpirnvi ainrfdfj.
o. ]inb` usdfj kcstay virona sykoca.
b. Ordfj stumifts tc iam trdps wdt` t`i bcfsift ce sb`cca nfm pnrifts.
m. Dfvdti pnrifts ns riscurbi spinhirs df banss.

9>. N fcf-t`rinfj ntkcsp`iri if`nfbis ainrfdfj. Z`db` prnbbi ds nf cs`cct ce t`ds prdfbdpai3
n. Fc ouaaydfj
o. Fc `ckiwcrh
b. Fc prndsdfj
m. Fc sbcamdfj

9?. Ikccf `ns t`i pcwir tc dfbrinsi ainrfdfj. ]c nppay t `ds prdfbdpai, tinb`ir kust SSSSSSSSSSSS.
n. Oi ikccfna w`if `i/s`i tinb`is.
o. Rpdbi banss wdt` `ds/`ir sifsi ce `ukcr.
b. Knhi bcursi mdbuat ecr stumifts tc rikikoir nfm ainrf.
m. ]cub` stumifts— ikccf w`if `i/s`i tinb`is.

92. Jccm tinb`dfj jcis oiycfm ribnaa ce dfecrkncf. Rc w`nt kust n tinb`ir mc3
n. ]inb` ns knfy enbts ns ycu bnf.
o. ]inb` ecr tist purpcsis cfay. ]inb` tc t`i tist.
b. Knhi stumifts bcffibt enbts ainrfim tc ecrk bcfbipts nfm nostrnbcfs.
m. Ysi kuasifscry ndms tc tinb`dfj.

9=. Ainrfdfj ds kinfdfjeua w`if dt ds bcffibtim tc stumifts— ivirymny adei. Z`nt ds nf nppadbncf ce t`ds prdfbdpai df
tinb`dfj3
n. ]inb`ir knhis ivirymny adei t`i stnrtir ce `ds/`ir aisscf.
o. ]inb`ir nshs stumifts tc bcki up wdt` badppdfjs ce Edadpdfc adei.
b. ]inb`ir nshs t`i banss tc s`cw nppadbncf ce w`nt t`iy ainrfim tc t`idr mnday adei.
m. ]inb`ir fnrrntis trui-tc-adei stcrdis.

99. Nf dftijrntim tinb`dfj npprcnb` ds enr kcri iibvi t`nf tinb`dfj dscantim odts ce dfecrkncf. Z`nt t`if s`cuam
tinb`ir nvcdm3
n. Hfcwaimji uadzncf
o. ]inb`dfj tc t`i tist
b. Ysi ce prcoaik scavdfj kit`cm
m. Rukknrdzdfj aisscf

_inm t`i sdtuncf t`if nfswir t`i quiscfs ecr fukoir 95-94.
]inb`ir Hdkoiray prcbiim tc `ir aisscf wdt`cut stnfj t`i dftifmim ainrfdfj cutbckis ecr t`i `cur. R`i nshim `ir
stumifts tc wcrh cf Rintwcrh # 2 ecufm df t`i Knt` Zcrhocch, pp. 2-=. Nir =< kdfutis , t`i stumifts bcrribtim t`idr
cwf nfswir ns ]inb`ir Hdkoiray mdbtntim t`i nfswir.

95. Zns miviacpkift ce t`i aisscf df nbbcrmnfbi wdt` cutbckis-onsim tinb`dfj nfm ainrfdfj3 95. Zns ]inb`ir
Hdkoiray noai tc prcpiray nssiss t`i nb`divikift ce t`i ainrfdfj cutbckis3
n. Tis, t`i stumifts bcrribtim t`idr cwf pnpirs.
o. Tis, t`i stumifts bcrribtim t`idr cwf wcrh.
b. Fc, t`i stumifts wiri fct s`cwf wiri `cw t`i nfswirs wiri mirdvim.
m. Fc. t`i ainrfdfj cutbckis wiri fct stntim nfm sc dt wns fct bainr w`nt wns suppcsim tc oi nssissim.

9:. Z`nt ds nf COI/CO]A prnbbi df ]inb`ir Hdkoiradi—s banss3

n. Rtumifts— bcrribfj t`idr cwf nfswirs
o. ]`i sintwcrh
b. ]inb`ir Gdfj jnvi t`i nfswirs
m. Fcfi nt naa

90. De ]inb`ir Hdkoiray miviacps aisscf t`i CO]A wny, w`nt s`cuam s`i mc3
n. Knhi stumifts ufmirstnfm w`nt t`iy nri ixpibtim tc hfcw nfm noai tc mc nir t`i aisscf
o. Knhi stumifts nrrdvi nt t`i nfswirs.
b. Bcrribt t`i sintwcrh.
m. Knhi sintwcrh ns `ckiwcrh.

94. Df CO]A, upcf w`db` s`cuam ky nssisskift oi onsim3

n. Rbcpi ce suogibt knir
o. Bcftift
b. ]inb`dfj nfm Ainrfdfj nbvdty
m. Dftifmim ainrfdfj cutbcki

5<. D wnsf—t snsim wdt` Rtumift Fijrcfj Rujnys yis ns nf nfswir nfm sc D nshim `ir tc ixpandf w`y3 Z`db` mdm D mc3
n. \rckpfj
o. Nshdfj fcf-mdribtim quiscf
b. \rcodfj
m. _ip`rnsdfj

5>. ]inb`ir Yrodfc bandks `i bnf—t nbbipt nf ‑D mcf—t hfcw‛ nfswir. Rc `i mcis SSSSSS.
n. _ipinfj t`i quiscf
o. \rcodfj
b. \rckpfj
m. Nshdfj fcf-mdribtim quiscf
5?. ]c cotndf wiaa-t`cuj`t cut nfswirs, w`db` quiscfdfj oi`nvdcr `iaps3
n. Dfvcavdfj ns knfy ns pcssdoai
o. Nshdfj fcf-mdribtim quiscf
b. Naacwdfj subdift ki
m. Nshdfj cpif-ifmim quiscfs
52. ]`ds ds ky quiscfdfj oi`nvdcr7 D nsh t`i quiscf, D pnusi ecr n w`dai t`if bnaa cf n stumift. Z`db` ds t`ds
quiscfdfj prnbbi3
n. Dfvcavdfj ns knfy ns pcssdoai
o. Nshdfj fcf-mdribtim quiscf
b. Nshdfj ecr fcf-vcauftiirs
m. Mdribfj n quiscf

5=. Tcu jit n pnrnaay bcrribt nfswir. Tcu kny sny ‑yis out n pnrt fiims dkprcvikift‛. @cw mdm ycu `nfmai t`i
rispcfsi3
n. Jnvi npprcprdnti prndsi
o. \rcvdmim n bcrribvi eiimonbh
b. \rcvdmim nf nbbiptnfbi eiimonbh
m. Brdbdzim stumift—s rispcfsi

59. N quiscf ds rndsim oy cfi stumift. Tcu mcf—t nfswir dt out t`rcw onbh t`i quiscf tc t`i banss. Z`db` ds t`ds
rinbfj oi`nvdcr3
n. Rcadbdfj stumifts— quiscfs
o. _imdribfj quiscfs tc ct`ir pupdas
b. \rcvdmdfj bcrribvi eiimonbh
m. Nshdfj ecaacw up quiscf

55. Z`db` prnbbi mcisf—t prckcti dftirnbcf3

n. _ipinfj nfm ixpnfmdfj cf n stumift—s nfswir
o. Rcadbdfj stumifts— quiscfs
b. _igibfj stumift—s nfswir cutrdj`t
m. _ip`rnsdfj t`i quiscf

5:. Tcu wnft tc miviacp stumifts— brdbna t`dfhdfj shdaas. Z`db` typi ce quiscfs s`cuam ycu nsh3
D. Bacsim quiscfs DD. Bcfvirjift quiscfs
DDD. Mdvirjift quiscfs DU. Cpif-ifmim quiscfs
n. D nfm DU
b. DD nfm DDD
o. D nfm DD
m. DDD nfm DU

50. Z`db` typi ce quiscf wdaa ainst prckcti dftirnbcf nkcfj stumifts3
n. Mdvirjift
o. Bcfvirjift
b. Bcfbiptuna
m. Dfeirifbi

54. Naa nri rispcfsdodadis ce t`i Ainrfdfj _iscurbi/ NumdcUdsuna/ Imubncfna ]ib`fcacjy Biftir ce n sb`cca IPBI\]
 SSSSSSS.
n. Zcrh wdt` tinb`irs df prcmubdfj dfstrubcfna kntirdnas
o. Knhi nvndanoai tib`fcacjy iqudpkift ecr usi ce tinb`irs nfm stumifts.
b. Bcfmubt trndfdfj ecr tinb`irs cf `cw tc usi tib`fcacjy tccas.
m. Nbbckpads` t`i stumifts— tib`fcacjy prcgibt ecr t`ik.

:<. ]`i Ainrfdfj _iscurbi / Numdc-vdsuna / Imubncfna ]ib`fcacjy Biftir rijuanray prcvdmis t`i ]inb`irs n adst ce
wiosdtis, npps nfm dfstrubcfna kntirdnas nvndanoai df t`i bdty w`db` nri riaivnft tc t`i mdirift suogibts t`iy tinb`.
]`ds euaaas w`db` eufbcf3
n. N adfh tc ct`ir bckkufdty riscurbis
o. _ibrincfna rinmdfj biftir
b. Biftir ce riscurbis
m. Anocrntcry ce ainrfdfj

:>. ]`i Ainrfdfj _iscurbi / Numdc-vdsuna / Imubncfna ]ib`fcacjy Biftir spcfscrs n sikdfnr-wcrhs`cp ecr tinb`irs
nfm nmkdfdstrntcrs cf t`i usi ce t`i antist prisiftir nppadbncfs. ]`ds euaaas w`db` eufbcf3
n. Biftir ce riscurbis
o. Bccrmdfnfj njifby
b. _ibrincfna rinmdfj biftir
m. Njift ce tinb`dfj

:?. Df crmir ecr t`i stumifts tc b ainray ufmirstnfm t`i strubturi nfm bcftift ce t`i tinb`ir—s prisiftncf, t`i ti nb`ir
s`cuam `nviSSSSSS.
n. Rivirna yinrs ce ixpirdifbi ns n prisi ftir
o. N s`crt privdiw
b. N sukknry
m. N s`crt bcfbausdcf

:2. Kdss Naay ds pripnrdfj sadmis ecr `ir aisscf mikcfstrncf, s`i rikikoirs tc suppay t`i ruai ce sdx. Kcst adhiay s`i
wdaa SSSSSSSSS.
n. Dmifey sdx dkpcrtnft pcdfts tc mdsbuss nfm usi nocut sdx kdfutis tc ixpandf inb` pcdft.
o. Dfbaumi sdx pnrnjrnp`s prisiftim df sdx sadmis.
b. Adkdt `ir prisiftncf tc sdx wdt` sdx siftifbis cf inb` sadmi.
m. @nvi sdx adfis cf inb` sadmi wdt` inb` adfi `nvdfj fct kcri t`nf sdx wcrms.

:=. Kdss Gifdbi ds viry ixbdtim tc mc `ir prisiftncf nocut t`i iibts ce jacona wnrkdfj tc Jrnmi 9 stumifts. R`i wnfts
tc knhi suri t`i b`damrif wdaa oi dftiristim. Z`dai pripnrdfj `ir sadmis, s`i s`cuam SSSSSSSS.
n. \ut nfdkncf nfm sadmi trnfsdcf cf inb` sadmi tc sustndf nifcf
o. Dfbaumi pdbturis nfm n s`crt vdmic badp t`nt bnpturis t`i iibts ce jacona wnrkdfj
b. Ysi n mdirift sadmi misdjf wdt` fnturi dknjis ecr i nb` sadmi tc sustndf dftirist
m. \ut cfi pnrnjrnp` pir sadmi tc ikp`nsdzi t`i enbts nocut t`i j acona wnrkdfj

:9. Kdss Na`nkorn ds panffdfj tib`fcacjy dftijrncf df `ir sbdifbi aisscf cf stntis ce knir. R`i ds nppaydfj `ir
pimnjcjdbna hfcwaimji w`if s`i SSSSS.
n. Rtumdis `cw tc nnb` n vdmic tc `ir numdc-vdsuna prisiftncf
o. Acchs dftc t`i b`nrnbtirdsbs nfm dftirists ce t`i ainrfirs df crmir tc b`ccsi nbvdis t`nt wcuam kntb` t`ik
b. Ainrf `cw tc sbnf pdbturi tc dfbaumi df `ir prisiftncf
m. _isinrb`is eurt`ir cf panskn ns nfct`ir stnti ce knir

:5. Kr. _iyis ds panffdfj tib`fcacjy dftijrncf df `ds scbdna stumdis aisscf cf t`i IMRN _ivcaucf. @i ds nppaydfj `ds
bcftift hfcwaimji w`if `i SSSSSSS.
n. Rits up n wdhdspnbis nbbcuft ecr `ds stumifts tc oacj t`i IMRN _ivcaucf aisscf
o. Ysis \rizd ns nf cpcf tc usdfj pcwirpcdft df `ds prisiftncf
b. Dfbaumis dfecrkncf erck IMRN rivcaucf vdmic mcbukiftnrdis
m. Bcfsdmirs t`i ainrfirs— kuapai dftiaadjifbis oiecri dftiaadjifbis oiecri pripnrdfj `ds tib`fcacjy dftijrncf panf

::. Ks. Adanfdi ds dkpaikiffj n tib`fcacjy-dftijrncf nbvdty ecr =t` jrnmirs tc wcrh cf kuapadbncf ce twc mdjdt
fukoirs. Z`db` ce t`i ecaacwdfj daaustrntis t`i dftirnbcf ce t`i tinb`ir—s tib`fcacjdbna, pimnjcjdbna, nfm bcftift
hfcwaimji3
b. Ifjads`
m. Knt`iknbs

>4>. Dt ds nawnys dkpcrtnft ecr n tinb`ir tc trnfseir ainrfdfj nfm prnbbis erck t`i sb`cca tc t`i SSSSSSSSSSSS.
n. Bdty b. B`urb`
o. Rpcrts bckpaix m. Bckkufdty

>4?. ]`i bckkufdty `cams `dj` rispibt ce n tinb`ir de `i/s`i ds n SSSSSSSSS.

n. Jnkoair b. _cai kcmia
o. _ukcr kcfjir m. Kcfiy aifmir

>42. ]`i kcst b`naaifjdfj bckpcfifts ce tinb`dfj df nfct`ir bcuftry ds SSSSS.

n. Knhdfj dfstrubcfna kntirdnas
o. Knstiry ce t`i suogibt knir
b. Bcfstrubfj nssisskift tcc
m. Nmgusfj tc buaturna mdirifbis

>4=. ]inb`dfj ds n ufdvirsna vcbncf. Z`irivir t`i tinb`ir ds nssdjfim, `ds cr `ir prdknry bcfbirf ds tc SSSSSSSS.
n. Oi t`i kcst dkpcrtnft pirscf.
o. Inrf n jccm snanry
b. Mc siae-snbrdbi.
m. Knhi t`i stumifts ainrf.

>49. Df t`i ?>st biftury, t`i enstist miviacpkift cr b`nfji t`nt t`i tinb`ir s`cuam bntb` up wdt` ns n tinb`ir ds df t`i
 SSSSSSSSSSS.
D. Ysi ce tib`fcacjy DD. Hfcwaimji jaconadzncf DDD. \rnbbi bcaanocrncf
n. D nfm DD b. D cfay
o. DD nfm DDD m. D, DD, nfm DDD
>45. Ecr n Edadpdfc tinb`ir tc subbiim df tinb`dfj df t`i bcuftry nfm iasiw`iri df t`i wcram, `i cr s`i s`cuam
 SSSSSSSSSSS.
 D. Knstir nfm prnbbi t`i bckpitifbdis ce t`i FBO]R
DD. Oi kuaadfjuna nfm kuabuaturna
DDD. ]`dfh nfm nbt oct` acbnaay nfm jaconaay
n. D cfay b. D, DD, nfm DDD
o. D nfm DD cfay m. DD cfay

>4:. Nir t`i >40: \`dadppdfi Bcfstucf, t`i rst aijna onsds tc knhi ti nb`dfj ns n prceissdcf nfm bcfsdmir tinb`irs
nri prceissdcfna wns SSSSSSSS.
n. Bcmi ce It`dbs ecr \rceissdcfna ]inb`irs
o. _N :5=<
b. \M ><<5
m. _N :025

>40. Z`c nkcfj t`isi jrnmuntis ds fct qunadim tc tnhi t`i Adbifsuri Ixnkdfncf ecr ]inb`ir (AI])3
n. Onb`iacr ce Rbdifbi df Knt`iknbs
o. Onb`iacr ce Iaikiftnry Imubncf
b. Nsscbdnti df Nrts
m. Onb`iacr ce Njrdbuaturna Imubncf

>44. Naa t`i Edadpdfc prceissdcfna tinb`irs kust `nvi SSSSSSSSSS.

n. ]inb`dfj ixpirdifbi
o. \uoads`im risinrb` nrbai
b. N ribcjfdzim knstir—s mijrii
m. N prceissdcfna tinb`ir—s adbifsi

?<<. Z`db` ce t`i ecaacwdfj prnbbis ds FC] naacwim df t`i Bcmi ce t`i It`dbs ecr \rceissdcfna ]inb`irs3
n. ]inb`irs s`naa nbbipt tutcrdna eiis ecr t`i sacw ainrfirs df `ir banss.
o. ]inb`irs s`naa ifsuri t`nt tinb`dfj up`cams t`i `dj`ist stnfmnrms.
b. ]inb`irs s`naa istnoads` kndftndf bcrmdna riancf wdt` pnrifts.
m. ]inb`irs s`naa advi wdt` mdjfdty df naa panbis nt naa kis.