Fill in your income and expenses in the relevant boxes.

Use the "amount"

column to record your monthly spending or set goal amounts. Scroll down to see
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self- ₱ 15,000.00
employment, child support, pension, etc.)
Total ₱ 15,000.00

Expenses
Needs (monthly) Amount
Rent/mortgage ₱ 6,000.00
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill ₱ 1,670.00
Water bill ₱ 300.00
Sanitation/garbage bill ₱ 50.00
Groceries, toiletries and other essentials
Public transportation
Phone bill ₱ 100.00
Internet bill
Other minimum loan payments
Other
Total spent on necessities ₱ 8,120.00
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages ₱ 50.00
Home decor items
Other
Total spent on wants ₱ 50.00
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions
Other investments Your totals
Credit card payments Needs ₱ 8,120.00
Excess payments on student loans Wants ₱ 50.00
Excess payments on mortgage Savings and debt repayment ₱ -
Other
Total spent on savings and paying off debt ₱ - 50/30/20 comparison
50% for necessities ₱ 7,500.00
Total expenses ₱ 8,170.00 30% for
20% for savings
wants and debt ₱ 4,500.00
Income remaining ₱ 6,830.00 repayment ₱ 3,000.00
 Fill in your income and expenses in the relevant boxes. Use the "amount"
column to record your monthly spending or set goal amounts. Scroll down to see
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self- ₱ 15,000.00
employment, child support, pension, etc.)
Total ₱ 15,000.00

Expenses
Needs (monthly) Amount
Rent/mortgage ₱ 6,000.00
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill ₱ 1,670.00
Water bill ₱ 300.00
Sanitation/garbage bill ₱ 50.00
Groceries, toiletries and other essentials ₱ 177.00
Public transportation
Phone bill ₱ 100.00
Internet bill
Other minimum loan payments
Other
Total spent on necessities ₱ 8,297.00
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out ₱ 150.00
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages ₱ 50.00
Home decor items
Other
Total spent on wants ₱ 200.00
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions
Other investments Your totals
Credit card payments Needs ₱ 8,297.00
Excess payments on student loans Wants ₱ 200.00
Excess payments on mortgage Savings and debt repayment ₱ -
Other
Total spent on savings and paying off debt ₱ - 50/30/20 comparison
50% for necessities ₱ 7,500.00
Total expenses ₱ 8,497.00 30% for
20% for savings
wants and debt ₱ 4,500.00
Income remaining ₱ 6,503.00 repayment ₱ 3,000.00