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Aditya Sir GA Genius
Question. Which of the following is also called a swing loan or gap financing.
a) Teaser Loan
b) Bridge Loan
c) Mortgage Loan
d) Personal Loan
e) Payday Loan
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MCQs Revision
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Question. As per the Reserve Bank of India release, India’s foreign exchange reserves
increased by $1.727 billion to ________ in the week ended January 20, 2023?
भारतीय ररज़र्व बैंक की वर्ज्ञप्तत के अनुसार, 20 जनर्री, 2023 को समातत सतताह में भारत का वर्दे शी मुद्रा
भंडार $1.727 बबलियन बढ़कर ________ हो गया?
(a) $553.727 billion
(b) $563.727 billion
(c) $573.727 billion
(d) $583.727 billion
(e) $593.727 billion
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Question. As per the Reserve Bank of India release, India’s foreign exchange reserves
increased by $1.727 billion to ________ in the week ended January 20, 2023?
भारतीय ररज़र्व बैंक की वर्ज्ञप्तत के अनुसार, 20 जनर्री, 2023 को समातत सतताह में भारत का वर्दे शी मुद्रा
भंडार $1.727 बबलियन बढ़कर ________ हो गया?
(a) $553.727 billion
(b) $563.727 billion
(c) $573.727 billion
(d) $583.727 billion
(e) $593.727 billion
▪ As on January 13, 2023, the forex reserves of India stood at $561.583 billion.
▪ The Foreign Currency Assets (FCA) stood at $503.65 billion.
▪ FCA includes the effect of appreciation or depreciation of non-US units like the euro,
pound, and yen held in the foreign exchange reserves.
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Question. Star Health and Allied Insurance has renewed its strategic corporate agency tie-up
for bancassurance with which bank for a long-term period?
स्टार हे ल्थ एंड एिाइड इंश्योरें स ने िंबी अर्धि के लिए ककस बैंक के साथ बैंकाश्योरें स के लिए अपनी रणनीततक
कॉपोरे ट एजेंसी टाई-अप का नर्ीनीकरण ककया है ?
(a) Bank of Baroda
(b) SBI
(c) HDFC Bank
(d) ICICI Bank
(e) Punjab National Bank
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Question. Star Health and Allied Insurance has renewed its strategic corporate agency tie-up
for bancassurance with which bank for a long-term period?
स्टार हे ल्थ एंड एिाइड इंश्योरें स ने िंबी अर्धि के लिए ककस बैंक के साथ बैंकाश्योरें स के लिए अपनी रणनीततक
कॉपोरे ट एजेंसी टाई-अप का नर्ीनीकरण ककया है ?
(a) Bank of Baroda
(b) SBI
(c) HDFC Bank
(d) ICICI Bank
(e) Punjab National Bank
▪ PNB will continue to distribute Star Health’s insurance products across all their branches
pan India.
▪ It is a testament to Star Health’s customer service, and track record.
▪ Bancassurance: Contract between bank and insurance company to allow the insurance
company to sell its products to the bank's client base.
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Question. According to the Futures Industry Association (FIA), the National Stock Exchange
of India (NSE) emerged as the world's largest derivatives exchange in 2022, in terms of the
number of contracts traded. NSE was established in which year?
फ्यूचसव इंडस्री एसोलसएशन (FIA) के अनुसार, नेशनि स्टॉक एक्सचें ज ऑफ़ इंडडया (NSE) 2022 में कारोबार ककए
गए अनुबंिों की संख्या के मामिे में दतु नया के सबसे बडे डेररर्ेटटर् एक्सचें ज के रूप में उभरा। एनएसई की
स्थापना ककस र्र्व हुई थी?
(a) 1992
(b) 1994
(c) 1995
(d) 1996
(e) 1998
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Question. According to the Futures Industry Association (FIA), the National Stock Exchange
of India (NSE) emerged as the world's largest derivatives exchange in 2022, in terms of the
number of contracts traded. NSE was established in which year?
फ्यूचसव इंडस्री एसोलसएशन (FIA) के अनुसार, नेशनि स्टॉक एक्सचें ज ऑफ़ इंडडया (NSE) 2022 में कारोबार ककए
गए अनुबंिों की संख्या के मामिे में दतु नया के सबसे बडे डेररर्ेटटर् एक्सचें ज के रूप में उभरा। एनएसई की
स्थापना ककस र्र्व हुई थी?
(a) 1992
(b) 1994
(c) 1995
(d) 1996
(e) 1998
▪ This is the fourth consecutive year when the exchange earned the top spot.
▪ In addition, the exchange was ranked third in the equity segment by the number of
trades (electronic order book) in 2022.
▪ Whereas last year it was in fourth position.
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Question. RenewBuy has launched its first line of customized health insurance products
'RenewBuy Health Wellness plan‘. It is available in how many variants?
RenewBuy ने अनुकूलित स्र्ास््य बीमा उत्पादों की अपनी पहिी श्ंख
र िा 'RenewBuy Health Wellness
plan' िॉन्च की है । यह ककतने र्ेररएंट में उपिब्ि है ?
(a) 5
(b) 4
(c) 1
(d) 3
(e) 2
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Question. RenewBuy has launched its first line of customized health insurance products
'RenewBuy Health Wellness plan‘. It is available in how many variants?
RenewBuy ने अनुकूलित स्र्ास््य बीमा उत्पादों की अपनी पहिी श्ंख
र िा 'RenewBuy Health Wellness
plan' िॉन्च की है । यह ककतने र्ेररएंट में उपिब्ि है ?
(a) 5
(b) 4
(c) 1
(d) 3
(e) 2
▪ On the large uninsured segment beyond the tier 1 markets.
▪ It is available in three variants: Gold Plan, Silver Plan, Wellness Plan.
▪ The product has new-age health insurance benefits, ranging from coverage of ₹2-5 lakhs.
▪ Up to 70% lower premiums are offered for senior citizens, and up to 50% lower premiums
for people till 59 years.
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▪ According to data, released by the RBI, as of December 2022, the total number of micro
ATMs across the country has reached 14.19 lakh.
▪ But, there has been no significant surge in the value of money withdrawn through these
devices since June 2022
▪ There were just about 3.56 lakh micro ATMs in India in 2020
▪ The cash withdrawal in Dec 2021 was ₹25.2-lakh crore.
It grew to only about ₹25.5-lakh crore by November 2022
▪ The data for cash withdrawal for December was not released
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➢ New India Assurance launches ‘Pay As You Drive’ vehicle insurance policy
➢ न्यू इंडडया एश्योरें स ने 'पे एज़ यू ड्राइर्' र्ाहन बीमा पॉलिसी िॉन्च की
▪ The New India Assurance has launched “Pay as You Drive” policy for vehicles.
▪ It is a comprehensive motor insurance policy that charges premiums based on the usage
of the vehicle.
▪ The policy has two components - third-party cover and own-damage cover.
▪ This policy offered features like discounts on renewals, coverage beyond the distance
limit, and enhanced protections.
▪ The discount will be applied to the basic own damage premium.
▪ NIA Chairman: Neerja Kapur
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▪ Infibeam Avenues Ltd’s brand 'CCAvenue' has become India’s FIRST payment gateway
player to process Central Bank Digital Currency (CBDC) or Digital Rupee transactions for
online retail merchants.
▪ The RBI launched the first pilot of the digital rupee for the retail segment on December 1,
2022.
▪ Edelweiss Mutual Fund launched India's first passive short-duration fund named
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index Fund.
▪ It will invest in a diversified portfolio of Indian government bonds and state development
loans (SDL).
▪ The scheme will invest 50% in Indian government bonds and 50% in SDLs.
▪ The index will be rebalanced every quarter with an effective date as the first business day
of the month.
▪ Edelweiss AMC CEO: Radhika Gupta
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▪ According to IMF’s World Economic Outlook, the economic growth of India would decline
from 6.8% in 2022 to 6.1% in 2023, before picking up to 6.8% in 2024.
▪ The report has also stated that the growth in emerging and developing Asia is expected to
rise in 2023 and 2024 to 5.3% and 5.2%, respectively.
▪ China’s uncertain economic conditions.
▪ The IMF also expected that global growth would fall from around 3.4% in 2022 to 2.9% in
2023 and rise to 3.1% in 2024.
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Question. The government of India has collected _________ gross GST revenue during
December 2022?
भारत सरकार ने टदसंबर 2022 के दौरान _________ सकि GST राजस्र् एकत्र ककया है ?
(a) Rs 1,48,507 crore
(b) Rs 1,50,507 crore
(c) Rs 1,49,507 crore
(d) Rs 1,51,507 crore
(e) Rs 1,15,507 crore
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Question. The government of India has collected _________ gross GST revenue during
December 2022?
भारत सरकार ने टदसंबर 2022 के दौरान _________ सकि GST राजस्र् एकत्र ककया है ?
(a) Rs 1,48,507 crore
(b) Rs 1,50,507 crore
(c) Rs 1,49,507 crore
(d) Rs 1,51,507 crore
(e) Rs 1,15,507 crore
▪ Out of which, CGST is Rs 26,711 crore, SGST is Rs 33,357 crore, IGST is Rs 78,434 crore and
Cess is Rs 11,005 crore.
▪ The revenues for December 2022 are 15% higher than the GST revenues in December
2021.
▪ The total revenue of Centre and the States after regular settlements in the month of
December 2022 is Rs 63,380 crore for CGST and Rs 64,451 crore for the SGST.
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• It is headed by the Union finance minister (currently Nirmala Sitharaman) and comprises
finance ministers or other representatives of all states and Union Territories.
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Appointment News
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Appointment
➢ Morgan Stanley appoints Arun Kohli as new country head for India
➢ मॉगवन स्टे निी ने अरुण कोहिी को भारत के लिए नया कंरी हे ड तनयुक्त ककया
▪ Arun Kohli has been appointed as the new head of Morgan Stanley (India).
▪ He has replaced Sanjay Shah, who is set to retire.
▪ He has been associated with Morgan Stanley for the past 15 years.
▪ Currently, he is serving as the chief operating officer (COO) for Europe, the Middle East,
and Africa (EMEA) region.
▪ Earlier, he was the MD for firm strategy and execution for five years, stretching from 2007
to 2012.
▪ Morgan Stanley, CEO: James P. Gorman; Headquarters: New York. USA
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Appointment
▪ The Union Public Service Commission (UPSC) has recommended Dr Rajeev Singh
Raghuvanshi as the new Drugs Controller General of India (DCGI).
▪ The recommendation will be approved by the Health Ministry, followed by approval of the
Appointments Committee of Cabinet (ACC) led by PM Narendra Modi.
▪ He will replace Dr. V G Somani, whose extended tenure will be ended in February 2023.
▪ Dr. Somani was appointed DCGI for three years on August 14, 2019.
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Appointment
▪ Puma India (Sports brand) has appointed women’s cricket team captain, Harmanpreet
Kaur as a brand ambassador.
▪ She will endorse the footwear, apparel, and accessories throughout the year.
▪ With this, Harmanpreet joins PUMA’s roster of brand ambassadors which includes Virat
Kohli, Neymar Jr, Sunil Chhetri, MC Mary Kom, Harleen Deol, K L Rahul, and Avani
Lekhara.
▪ Harmanpreet Kaur has the record of the fourth fastest women’s T20I hundred in the
world to her name.
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Appointment
➢ Air Marshal AP Singh will be the new Vice Chief of the Air Force
➢ एयर माशवि एपी लसंह र्ायुसेना के नए र्ाइस चीफ होंगे
▪ Air Marshal Amanpreet Singh has been appointed as the new Vice Chief of the Air Staff.
▪ He will replace Air Marshal Sandeep Singh.
▪ Air Marshal AP Singh is currently serving as the Air Officer Commanding-in-Chief, Central
Air Command, Prayagraj.
▪ He has served as Project Director (Flight Test) at National Flight Test Centre.
▪ Air Marshal AP Singh has also headed the 'MiG 29 Upgrade Project Management Team' in
Moscow, Russia.
▪ He has also served as the Air Defense Commander in the South Western Air Command.
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Appointment
Appointment
▪ Madhvendra Singh has been appointed as the first Chief Executive Officer (CEO) of
Gujarat Maritime Cluster by Gujarat Ports Infrastructure Company Limited.
▪ GMC was envisioned as a dedicated ecosystem of ports, ocean shipping and logistics
service providers.
▪ The Gujarat Maritime Cluster will host an array of maritime, shipping industry companies
and service providers along with relevant government regulatory agencies at GIFT City in
Gandhinagar.
▪ The International Financial Services Centers Authority (IFSCA) is a unified authority for
the development and regulation of financial products, financial services and financial
institutions in India.
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Appointment
▪ GIFT City in Gandhinagar is India's first operational Smart City and International Financial
Services Center (IFSC).
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National News
▪ The first G20 Education working group meeting is being organized in Chennai on 1st Feb
2023 and will continue till 2nd Feb 2023.
▪ The Minister of State for Information and Broadcasting, Dr. L. Murugan inaugurated the
session.
▪ Discussion topic: K-12 education, tech-enabled learning, and skill development
▪ A seminar on the ‘Role of Digital Technology in Education’ – a unique initiative under
India’s Presidency was organized at the IIT Madras Research Park.
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National News
▪ Government e-Marketplace (GeM) informed through a tweet that in 2022, the Ministry of
Defense emerged as the largest buyer through MSME sellers.
▪ In 2022, the Ministry of Defense envisages procurement of goods and services worth Rs
16,747 crore from the MSME sector.
▪ This was 250% more than the purchases made in 2021.
▪ Among the states, Uttar Pradesh procured the maximum.
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National News
▪ Uttar Pradesh procured goods and services worth Rs 9,642 crore through GeM.
▪ GeM's turnover in 2022 is Rs 1,06,647 crore, which is expected to double in 2023.
▪ Compared to 2016, when GeM was first launched, its business has grown 17 times.
National News
▪ Chief Minister Mamata Banerjee on 30 January inaugurated the 46th edition of the
International Kolkata Book Fair.
▪ The fair is being organised at Boimela Courtyard, Central Park Fair Ground, Karunamayee,
Salt Lake Kolkata.
▪ Mara José Gálvez Salvador from the Spanish Ministry of Culture and Sports and
Ambassador of Spain to India, Jose Maria Ridao Domínguez were present at the
inauguration.
▪ The fair will be open for visitors from January 31 to February 12.
▪ Around 20 countries from all over the world are participating in the fair. Spain is the focal
country for the second time this year.
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National News
▪ The United States, United Kingdom, Bangladesh, Japan, France, Cuba, Italy, Australia and
many other Latin American countries will be represented at the book fair.
▪ Thailand is participating for the first time.
▪ The fair will have several kiosks sponsored by the Jute Board to reduce plastic and bio-
toilets.
National News
▪ A meeting of the Quad Senior Cyber Group was held in New Delhi to strengthen cyber
security cooperation on 30-31 January.
▪ The heads of the Quad Senior Cyber Group, along with their inter-agency delegations, met
in New Delhi to discuss cyber security cooperation and a collective approach to enhancing
resilience.
▪ The group also discussed cyber security capacity building for Quad members and for
partners in the Indo-Pacific region.
▪ The meeting discussed how Quad members can prevent cyber incidents and respond to
such cyber incidents along with building national and international capabilities for
security.
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National News
National News
National News
▪ She said that the 'Beti Bachao, Beti Padhao' campaign has been successful, due to which
the number of women in India is more than men for the first time.
▪ The government's priority is the 11 crore small farmers who were deprived of
government benefits for decades.
▪ India is trying to find collective solutions to global challenges along with the G20 member
countries.
Parliamentary Sessions
• In general, the parliamentary sessions are of three types:
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National News
1. Budget Session
• It is the longest Session, starts at the end of January and concludes by the end of April or
the first week of May.
• The session has a recess so that Parliamentary Committees can discuss the budgetary
proposals.
• This session begins every year with the President's address to both the Houses.
2. Monsoon Session
• Monsoon session is held every year from July to September. It begins after a gap of two
months from the budget session.
• Matters of public interest are discussed in this session.
3. Winter Session
• This session is held every year from mid-November to mid-December. This is the shortest
session.
• It takes up those matters which could not be considered earlier.
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National News
▪ The Adani Group has acquired the strategic Israeli port of Haifa for USD 1.2 billion.
▪ The deal was signed by Adani Group chairman Gautam Adani in presence of Israeli PM
Benjamin Netanyahu.
▪ The Haifa Port is the second largest port in Israel in terms of shipping containers and the
biggest in shipping tourist cruise ships.
▪ The Adani group will also develop real estate at the port to transform the Haifa skyline.
▪ Israel Capital: Jerusalem
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National News
▪ Tourism Minister G Kishan Reddy launched the Visit India Year-2023 initiative in New
Delhi on 31 January and also unveiled its logo.
▪ The Tourism Minister also unveiled the logo of the campaign which is inspired by the
image of 'Namaste'.
▪ The logo represents India as a microcosm of countless stories.
▪ It imbibes the philosophy of 'Atithi Devo Bhava' along with the heritage of India to the art
of cooking divine food and our rich wildlife.
▪ It is an initiative of the Ministry of Tourism.
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National News
▪ The global business firm, BioAsia has selected the United Kingdom (UK) as its country
partner for the 20th edition of the largest event in the biotechnological industry of Asia.
▪ BioAsia 2023 will be organized from February 24 to 26 in Hyderabad, Telangana.
▪ Theme 2023: Advancing for ONE: Shaping the next generation of humanized healthcare.
• ‘O’ in ONE stands for One Health
• ‘N’ in ONE stands for Next Generation Health
• ‘E’ in ONE stands for Equity
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State in News
▪ Madhya Pradesh Chief Minister Shivraj Singh Chouhan announced the implementation
of Ladli Bahna Yojana on the occasion of Narmada Jayanti.
▪ Through this scheme, ₹ 1000 per month will be given to the sisters of poor and middle
class families of Madhya Pradesh.
▪ Women of all castes of the state – General, Backward, Scheduled Castes, Scheduled Tribes
will be able to get the benefit of this scheme.
▪ 65% sisters of Madhya Pradesh will be able to get the benefit of this scheme.
▪ Through the scheme, an amount of ₹ 60000 will be added to each sister's account by the
government in 5 years.
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State in News
Madhya Pradesh
• Capital - Bhopal
• Chief Minister - Shivraj Singh Chouhan
• Governor - Mangubhai Chhaganbhai Patel
• Lok Sabha seats - 29
• Rajya Sabha seats - 11
• National Parks - Kanha Tiger Reserve, Bandhavgarh National Park, Panna National Park
• Festivals - Khajuraho Festival, Bhagoria Haat Festival, Madai Festival
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State in News
▪ The Assam Cabinet, headed by CM Himanta Biswa Sarma, approved a state floriculture
mission with an initial investment of Rs 150 crore that covers 20,000 farmers.
▪ The cabinet has also approved several other essential decisions including setting up a
different CM secretariat at Dibrugarh and building a new Raj Bhavan in Tezpur.
▪ Under State Floriculture Mission, the flower cultivation area will be expanded from 2,200
hectares to 3,288 hectares within three years.
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State in News
▪ Delhi CM Arvind Kejriwal has inaugurated a “super site” and a mobile van to collect real-
time pollution data and tell its constituents.
▪ Delhi would become the first city in the country to get a real-time source segmentation of
air pollution.
▪ It will identify factors that are responsible for the increase in air pollution in Delhi.
▪ The project has been initiated by the Delhi Pollution Control Committee in collaboration
with IIT Kanpur, IIT Delhi, and TERI.
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International News
▪ National Security Advisor Ajit Doval and his US counterpart Jake Sullivan launched the US-
India initiative on Critical and Emerging Technology (iCET) and Innovation Bridge.
▪ The iCET was announced by US President Joe Biden and PM Narendra Modi in May 2022.
▪ To elevate and expand strategic technology partnerships and defense industrial
cooperation between governments and businesses.
▪ Innovation Bridge will connect both countries' defense startups.
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➢ UP has the highest number of colleges in the country: AISHE 2020-21 report
➢ यप
ू ी में दे श में सबसे ज्यादा कॉिेज हैं: एआईएसएचई 2020-21 ररपोटव
▪ The Union Ministry of Education has released the All India Survey on Higher Education
(AISHE) 2020-2021.
▪ According to the report Uttar Pradesh has the highest number of colleges in the country,
followed by Maharashtra and Karnataka.
▪ According to the latest ranking, released by the Indian Institutional Ranking Framework
(IIRF), the Indian Institute of Management (IIM), Ahmedabad is the best college to pursue
the Master of Business Administration (MBA) course in India.
▪ IIM Ahmedabad is followed by IIM Bengaluru and IIM Kolkata at second and third spots,
respectively.
▪ Among private colleges, the Xavier Labour Relations Institute (XLRI), Jamshedpur has
topped the rankings.
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➢ Announcement of best marching contingents and tableau for 74th Republic Day Parade
➢ 74र्ें गणतंत्र टदर्स परे ड के लिए सर्वश्ेष्ट्ठ माधचिंग टुकडडयों और झांकी की घोर्णा
▪ The best marching contingents and tableaux for the 74th Republic Day Parade have been
announced with Punjab Regiment being awarded the best marching contingent and
Uttarakhand for the best tableau.
▪ Uttarakhand (Manaskhand), Maharashtra (Sade Tin Shaktipeeth and Nari Shakti) and
Uttar Pradesh (Ayodhya Deepotsav) have been selected for best three tableaux from
States and Union Territories respectively.
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Tableau of Uttarakhand
▪ A tableau based on the theme of wildlife and religious places of the state was displayed
by the Uttarakhand government.
▪ In the forefront of the tableau, the Corbett National Park featured deer, reindeer and a
variety of birds.
▪ Its centre featured the state animal musk deer, the national bird peacock and the ghoral.
▪ Next, the tableau of Jageshwar Dham was displayed in Manskhand of Almora district.
There are 125 big, small ancient temples here and deodar trees were shown at the back.
Special award
• The special award was given to the 'Biodiversity Conservation and Vande Bharatam'
dance group of the Central Public Works Department.
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➢ Usman Khawaja wins Shane Warne Men’s Test Player of the Year award 2023
➢ उस्मान ख्र्ाजा ने शेन र्ानव मेन्स टे स्ट तिेयर ऑफ द ईयर अर्ाडव 2023 जीता
▪ Australia's opening batter, Usman Khawaja has claimed the inaugural Shane Warne
Award as the men’s Test player of the year in 2023.
▪ He has been Australia’s top run-scorer in the five-day format since rejoining the Test
team, with 1020 runs at 78.46 during the voting period.
Other winners:
• Belinda Clark Award (Women's): Beth Mooney
• Allan Border Medal (Men's): Steve Smith
• Men's ODI Player of the Year: David Warner
• Women’s ODI Player of the Year: Beth Mooney
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Sports
▪ Veteran India opener, Murali Vijay (38) announced his retirement from international
cricket.
▪ He last represented India in 2018 against Australia in the Perth Test.
▪ He had played 61 Tests, 17 ODIs, and 9 T20Is for India since making his debut in November
2008 in the Border-Gavaskar Trophy.
▪ He scored 3,982 runs for India in the longest format that including 12 centuries and 15
fifties.
▪ In the one-day, he had 339 runs that included a half-century.
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Obituary
▪ Well-known poet and writer, KV Tirumalesh passed away at the age of 82 in Hyderabad
(Telangana) due to an age-related illness.
▪ In 2016, he was honoured with the Sahitya Akademi award for his collection of poems -
Akshaya Kavya - along with several other literary awards.
▪ His critical works include an essay on Da Ra Bendre's poems and existentialism in
Kannada.
▪ He was also a retired professor, who taught at the English and Foreign Languages
University, Hyderabad.
Code ADITYA for Maximum Discount on Oliveboard’s Mocks and Courses
Obituary
▪ Former Union Law Minister and veteran lawyer, Shanti Bhushan passed away at the age
of 97 in New Delhi.
▪ He served as the law minister of India under the Morarji Desai government from 1977 to
1979.
▪ He was best known for successfully arguing for setting aside the election of Indira Gandhi
in 1975.
▪ In his political career, he was a member of Congress and later joined the Janata Party.
▪ He also served as a Rajya Sabha member from 14 July 1977 to 2 April 1980.