05-09-2022

Benefit Illustration for HDFC Life Click 2 Protect Life

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Click 2 Protect Life
DETAILS
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Sample Name of Product: HDFC Life Click 2 Protect Life
A Non Linked, Non Participating, Individual,
Age: 35 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of Life Assured: Sample Unique Identification No: 101N139V04
Age: 35 GST Rate: 18% for first year
Gender: Male 18% second year onwards
Policy Term: 40 Years
Premium Paying Term: 15 Years Tobacco User: No
Amount of Instalment Premium(Without
Rs.20845
GST):
Mode of Premium Payment: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details

Plan Option Life Protect - Fixed Term Sum Assured Rs. 5000000
WOP CI Benefit No Accidental Death Benefit No
Return of Premium Benefit No Sum Assured on Death (at inception of the policy) Rs. 5000000
Survival Benefit Not Applicable

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 20,845 0 0 0 0 0 20,845

Instalment Premium with First Year GST 24,597 0 0 0 0 0 24,597

Instalment Premium with GST 2nd Year Onwards 24,597 0 0 0 0 0 24,597
 (Amount in Rupees)
Policy Single/ Guaranteed
Year Annualized Survival Benefit/ Accrued Guaranteed
Additions Other Maturity Death Inbuilt Benefit on diagnosis of Min Guaranteed Special Surrender
Premium
Benefits Benefit Critical Illness Surrender Value Value

1 20,845 0 0 0 50,00,000 0 0 0

2 20,845 0 0 0 50,00,000 0 19,803 0

3 20,845 0 0 0 50,00,000 0 28,922 0

4 20,845 0 0 0 50,00,000 0 37,521 0

5 20,845 0 0 0 50,00,000 0 45,598 0

6 20,845 0 0 0 50,00,000 0 53,155 0

7 20,845 0 0 0 50,00,000 0 60,190 0

8 20,845 0 0 0 50,00,000 0 66,704 0

9 20,845 0 0 0 50,00,000 0 72,697 0

10 20,845 0 0 0 50,00,000 0 78,169 0

11 20,845 0 0 0 50,00,000 0 83,119 0

12 20,845 0 0 0 50,00,000 0 87,549 0

13 20,845 0 0 0 50,00,000 0 91,457 0

14 20,845 0 0 0 50,00,000 0 94,845 0

15 20,845 0 0 0 50,00,000 0 97,711 0

16 0 0 0 0 50,00,000 0 93,803 0

17 0 0 0 0 50,00,000 0 89,894 0

18 0 0 0 0 50,00,000 0 85,986 0
19 0 0 0 0 50,00,000 0 82,077 0

20 0 0 0 0 50,00,000 0 78,169 0

21 0 0 0 0 50,00,000 0 74,260 0

22 0 0 0 0 50,00,000 0 70,352 0

23 0 0 0 0 50,00,000 0 66,443 0

24 0 0 0 0 50,00,000 0 62,535 0
25 0 0 0 0 50,00,000 0 58,627 0

26 0 0 0 0 50,00,000 0 54,718 0

27 0 0 0 0 50,00,000 0 50,810 0

28 0 0 0 0 50,00,000 0 46,901 0

29 0 0 0 0 50,00,000 0 42,993 0
30 0 0 0 0 50,00,000 0 39,084 0

31 0 0 0 0 50,00,000 0 35,176 0

32 0 0 0 0 50,00,000 0 31,268 0

33 0 0 0 0 50,00,000 0 27,359 0

34 0 0 0 0 50,00,000 0 23,451 0

35 0 0 0 0 50,00,000 0 19,542 0
36 0 0 0 0 50,00,000 0 15,634 0

37 0 0 0 0 50,00,000 0 11,725 0

38 0 0 0 0 50,00,000 0 7,817 0

39 0 0 0 0 50,00,000 0 3,908 0

40 0 0 0 0 50,00,000 0 0 0

Notes:
1.Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender Value payable will be the higher of GSV (Guaranteed Surrender Value) and SSV (Special Surrender Value).
4. On a valid CI Benefit claim, future premiums will be waived off and the Life Cover Sum Assured will be fixed at the then applicable value for the remainder of the policy term
(Applicable only for Life &CI Rebalance plan option).
5. In case Whole of Life option is chosen, the Benefits will be payable for as long as the Life Assured is alive.

I , have explained the premiums charges and benefits under the policy fully to the I Sample ,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".