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31-08-2022

Quote No : qbb0t1ryhgw12

Benefit Illustration for HDFC Life Click 2 Protect Life


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Click 2 Protect Life
DETAILS
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: NITIN Name of Product: HDFC Life Click 2 Protect Life
A Non Linked, Non Participating, Individual,
Age: 38 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of Life Assured: NITIN Unique Identification No: 101N139V04
Age: 38 GST Rate: 4.5% for first year
Gender: Male 2.25% second year onwards
Policy Term: 27 Years
Premium Paying Term: 10 Years Tobacco User: No
Amount of Instalment Premium(Without
Rs.35799
GST):
Mode of Premium Payment: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details

Plan Option Life Protect - Fixed Term Sum Assured Rs. 3500000

WOP CI Benefit No Accidental Death Benefit No


Return of Premium Benefit Yes(lumpsum) Sum Assured on Death (at inception of the policy) Rs. 3500000
Survival Benefit Not Applicable

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 35,799 0 0 0 0 0 35,799


Instalment Premium with First Year GST 37,410 0 0 0 0 0 37,410

Instalment Premium with GST 2nd Year Onwards 36,604 0 0 0 0 0 36,604


(Amount in Rupees)
Policy Single/ Guaranteed
Year Annualized Survival Benefit/ Accrued Guaranteed
Additions Other Maturity Death Inbuilt Benefit on diagnosis of Min Guaranteed Special Surrender
Premium
Benefits Benefit Critical Illness Surrender Value Value

1 35,799 0 0 0 35,00,000 0 0 0

2 35,799 0 0 0 35,00,000 0 21,479 8,942

3 35,799 0 0 0 35,00,000 0 37,589 14,553


4 35,799 0 0 0 35,00,000 0 71,598 21,054

5 35,799 0 0 0 35,00,000 0 89,498 28,554

6 35,799 0 0 0 35,00,000 0 1,07,397 37,178


7 35,799 0 0 0 35,00,000 0 1,25,297 47,061

8 35,799 0 0 0 35,00,000 0 1,48,924 58,356

9 35,799 0 0 0 35,00,000 0 1,73,983 71,230


10 35,799 0 0 0 35,00,000 0 2,00,474 85,872

11 0 0 0 0 35,00,000 0 2,07,634 93,171


12 0 0 0 0 35,00,000 0 2,18,374 1,01,090

13 0 0 0 0 35,00,000 0 2,25,534 1,09,683


14 0 0 0 0 35,00,000 0 2,32,694 1,19,006

15 0 0 0 0 35,00,000 0 2,39,853 1,29,122

16 0 0 0 0 35,00,000 0 2,47,013 1,40,097

17 0 0 0 0 35,00,000 0 2,54,173 1,52,005

18 0 0 0 0 35,00,000 0 2,61,333 1,64,926


19 0 0 0 0 35,00,000 0 2,68,493 1,78,945

20 0 0 0 0 35,00,000 0 2,75,652 1,94,155

21 0 0 0 0 35,00,000 0 2,82,812 2,10,658

22 0 0 0 0 35,00,000 0 2,93,552 2,28,564

23 0 0 0 0 35,00,000 0 3,00,712 2,47,991

24 0 0 0 0 35,00,000 0 3,07,871 2,69,071


25 0 0 0 0 35,00,000 0 3,15,031 2,91,942

26 0 0 0 0 35,00,000 0 3,22,191 3,16,757

27 0 0 0 3,57,990 35,00,000 0 0 0

Notes:
1.Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender Value payable will be the higher of GSV (Guaranteed Surrender Value) and SSV (Special Surrender Value).
4. On a valid CI Benefit claim, future premiums will be waived off and the Life Cover Sum Assured will be fixed at the then applicable value for the remainder of the policy term
(Applicable only for Life &CI Rebalance plan option).
5. In case Whole of Life option is chosen, the Benefits will be payable for as long as the Life Assured is alive.

I SUMIT BERA, have explained the premiums charges and benefits under the policy I NITIN ,having received the information with respect to the above, have understood
fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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