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09-11-2023

Quote No : bxem4xykdhs

Benefit Illustration for HDFC Life Click 2 Protect Life


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Life
DETAILS
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Ramaiah Swaminathan Shankar Name of Product: HDFC Life Click 2 Protect Life
A Non Linked, Non Participating, Individual,
Age: 41 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of Life Assured: Ramaiah Swaminathan Shankar Unique Identification No: 101N139V05
Age: 41 GST Rate: 18%* for first year
Gender: Male 18%* second year onwards
Policy Term: 10 Years
Premium Paying Term: 10 Years Tobacco User: No
Amount of Instalment Premium(Without
Rs.30997
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details
Plan Option Life & CI Rebalance Sum Assured Rs. 10000000
WOP CI Benefit No Accidental Death Benefit No
Return of Premium Benefit No Sum Assured on Death (at inception of the policy) Rs. 8000000

Survival Benefit Not Applicable

Premium Summary
PP HPR HPR Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Rider Instalment
(ADC) (CCI) (CC) Premium

Instalment Premium without GST 30,997 0 0 0 0 0 0 30,997


Instalment Premium with First Year GST 36,576 0 0 0 0 0 0 36,576
Instalment Premium with GST 2nd Year Onwards 36,576 0 0 0 0 0 0 36,576
(Amount in Rupees)
Policy Single/ Guaranteed
Year Annualized Survival Benefit/ Accrued Guaranteed
Additions Other Maturity Death Inbuilt Benefit on diagnosis of Min Guaranteed Special Surrender
Premium
Benefits Benefit Critical Illness Surrender Value Value

1 30,997 0 0 0 80,00,000 20,00,000 0 0


2 30,997 0 0 0 77,00,000 23,00,000 0 0

3 30,997 0 0 0 74,00,000 26,00,000 0 0

4 30,997 0 0 0 71,00,000 29,00,000 0 0


5 30,997 0 0 0 68,00,000 32,00,000 0 0

6 30,997 0 0 0 65,00,000 35,00,000 0 0

7 30,997 0 0 0 62,00,000 38,00,000 0 0


8 30,997 0 0 0 59,00,000 41,00,000 0 0

9 30,997 0 0 0 56,00,000 44,00,000 0 0

10 30,997 0 0 0 53,00,000 47,00,000 0 0

Notes:
1.Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender Value payable will be the higher of GSV (Guaranteed Surrender Value) and SSV (Special Surrender Value).
4. On a valid CI Benefit claim, future premiums will be waived off and the Life Cover Sum Assured will be fixed at the then applicable value for the remainder of the policy term
(Applicable only for Life &CI Rebalance plan option).
5. In case Whole of Life option is chosen, the Benefits will be payable for as long as the Life Assured is alive.

I , have explained the premiums charges and benefits under the policy fully to the I Ramaiah Swaminathan Shankar,having received the information with respect to the
prospect / policy holder. above, have understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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