BHIM Baroda Pay (UPI)

KAMAL PATENCHA
 Who can use UPI

 Mobile no registered with bank

 SA (self and either or survivor ) expect NRE/NRO & Sukanya Samridhi
 Current Account holders “Sole Proprietor”.
 OD Account holders OD002, OD003, OD004, OD005, OD006, OD016,
OD017, OD023, OD026, OD028
 Debit Card is mandatory for linking of Account

Kamal Patencha, BA Rajkot

 Transaction Limits:

Transaction Per txn Per day Min. Amount per No. of txns per day
Type (amount) (amount) txn
Fund transfer Rs.25,000/- Rs.1,00,000/- Rs.1/- 10 (24 hrs rolling limit)
(P2P)
Fund Rs.5000/- Till 24 Hrs Old limits Rs.1/- 10 (24 hrs rolling limit)
Transfer(P2P) After (PIN Set orReset) applicable post
Setting/Resettin coolingperiod
g of UPI PIN
IPO (ASBA) Rs.2,00,000/- Not Applicable Not Applicable Not Applicable
Fund transfer Rs.1,00,000/- Rs.1,00,000/- Rs.1/- 10 (24 hrs rollinglimit)
(P2M) Rs.2,000/-
(in case of Online
Mode where
Merchant
is un-verified)
USSD (*99#) Rs.5,000/- Rs.5,000/- Rs.1/- 10
Kamal Patencha, BA Rajkot
 E-RUPI

 e-RUPI, a new digital payment mode under UPI is launched by Hon’ble

Prime Minister on 02nd August 2021
 e-RUPI is a one-time redeemable payment voucher in form of QR Code or
an SMS string which will be delivered to the beneficiary’s mobile phones
 e-RUPI can be redeemed at specific accepting centers without any credit
or debit card, mobile app or internet banking
 The maximum limit for each e-RUPI voucher has currently been set at INR
10,000. up to 10 e-RUPI vouchers can be issued on a single mobile
number.

Kamal Patencha, BA Rajkot

Kamal Patencha, BA Rajkot