o t

ajk
y R
em
a d
A c
Digital
d a
Banking Department
ro Internet Payment Gateway
Ba
Kamal Patencha, BA Rajkot
February 22, 2011 eBusiness 1
 o t
• Internet Payment Gateway (IPG) is a payment and
ajk
settlement infrastructure by which a merchant can collect
R
payment from their customer for online sale of products or
y
services.
em
ad
A c
d a
ro
Ba
Kamal Patencha, BA Rajkot
 IPG Connects…

o t
All types of Businesses jk
BUSINESS-TO-BUSINESS
(B2B)
BUSINESS-TO-CONSUMER
(B2C)
R a CONSUMER-TO-CONSUMER
(C2C)
GOVERNMENT-TO-CONSUMER
(G2C)

y
e.g. Amazon, Flipkart, Paytm-
e.g. alibaba.com, indiamart.com e.g. eBay.com, olx.in, quikr.com e.g. IRCTC, GSTN, BharatKosh
Mall

e m
a d
All Merchant Categories
Government
• Municipal Corp
Education
• School
A c Utility Insurance Mutual Funds Retail

a
• Bill / Recharge • Investments
• Water Boards • Colleges • Investments • SIP • e-Com, Apparels

d
• Water, Gas DTH,
• Forest Corp. • Universities Electric, • Premiums • Investment in • Hotels, Travel &

o
• Taxes • All types / size of • units or lump Tour

r
• Housing Society General
• Fee Collection educational Maintenance • sum • Groceries

a
Life
institution • Training/

B
Coaching

Kamal Patencha, BA Rajkot

 B a ro d a e - G ate way

o t
k
Your very own trusted Bank

•TLS 1.2 encryption and Hashing

aj
•The first and only public sector bank to Capex (fully own and manage) IPG infra

We care for our own…

y R
•Dedicated in-house team for integration, dispute management and operations.

m
•Dashboard and MIS Portal – Real time transaction monitoring by Merchant.

Latest Features
d e
c a
• Cards (Visa/MC/Rupay) Net Banking (35+ banks), UPI (Dynamic QR & VPA)
• Customisable ERP solutions for Educational /Society/Retail/Hotels

Super secure
a A
d
• PADSS compliance, Two factor authentication, Tier – 3 Data center

o
• Continuous monitoring for vulnerability & Risk Mitigation

ar
Ready for the best

B
•Compatible with Government Sites & NIC
•Quick on-boarding and fast Integration

Kamal Patencha, BA Rajkot

 B a ro d a e - G ate w ay - F u n c ti o n s

o t
On-
•
•
Easy documentation
Attractive pricing (MDR)
ajk
R
• Customisable solutions
Boarding • Demo and Fast on-boarding

y
•

em
Compatible with all major platforms

d
Integration • Dedicated support and hand holding

a
• Integration within two to five working days

c
• Debit / Credit Cards, Net Banking and UPI modes provided

Settlement
a A •
•
Settlement on next working day
Merchant Self Service Portal for complete access

d
• Rapid complaints handling

o
• Support for custom MIS and reconciliation

ar • Disputes (Chargeback) handled by Bank personnel

B
Chargeback • Single point support for Chargeback representment
• High representment success rate
• Fully compliant with RBI & Interchange guidelines

Kamal Patencha, BA Rajkot

 A Fe w A s s o c i ati o n s

o t
ajk
Government Education Retail
y R MF/ Insurance

m
• IRCTC • AIIMS • Kimberly Club • India First Life

e
• Development • Nagpur • Poorti Agri Services
Authorities
• GIDC
• Bhopal
• Jodhpur
ad • Institute of Integrated Rural
Dev.
• Temple :

c
• GUDM • IIM Amritsar • Gujarat Badminton Asso. • Shree Durga

A
• DMIC • MS University parameshwari,

a
• FSSAI • NIT, Imphal • Hospital : • Somnath,

d
• Municipals • JBIMS • Mangeshkar • Dharmasthala

o
• Asansol • JIPMER • Safdarjang Manjunatheswara
• PCMC
• MCGM
ar • KNIT
• Jabalpur Medical Uni.
• RML

B
Kamal Patencha, BA Rajkot
 o t
ajk
R
Thankemyou
y
ad
A c
Contact us-
d a
ro
For Approval : E Mail - sales.digital@bankofbaroda.com

Ba Ph. : 0265-2316211
For Integration : (Baroda e Gateway Operations Team)
E Mail – ipgot.bcc@bankofbaroda.com
Ph. : : 0265-2316267
Kamal Patencha, BA Rajkot