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  • Article Related To Chapter 7 by Iqra 013-19-0156

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    Iqra -Abdul Shakoor
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    This case study examines the 2019 merger of Bank of Baroda, Vijaya Bank, and Dena Bank in India. The merger process involved due diligence, legal and regulatory approvals, integrating systems and processes, and combining cultures. Bank of Baroda launched steps to combine operations like reducing branches, harmonizing policies, and consolidating IT systems. The merger strengthened Bank of Baroda's position in the Indian banking market by creating a larger, more competitive institution. While the merger provided benefits like improved capital management, expanding services, and governance changes, the bank still struggles with reducing non-performing assets. Overall, the merger helped Bank of Baroda, but it must prioritize reforms to achieve long-term success.

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    This case study examines the 2019 merger of Bank of Baroda, Vijaya Bank, and Dena Bank in India. The merger process involved due diligence, legal and regulatory approvals, integrating systems and processes, and combining cultures. Bank of Baroda launched steps to combine operations like reducing branches, harmonizing policies, and consolidating IT systems. The merger strengthened Bank of Baroda's position in the Indian banking market by creating a larger, more competitive institution. While the merger provided benefits like improved capital management, expanding services, and governance changes, the bank still struggles with reducing non-performing assets. Overall, the merger helped Bank of Baroda, but it must prioritize reforms to achieve long-term success.

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    © All Rights Reserved
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    9 views1 page

    Article Related To Chapter 7 by Iqra 013-19-0156

    Uploaded by

    Iqra -Abdul Shakoor
    This case study examines the 2019 merger of Bank of Baroda, Vijaya Bank, and Dena Bank in India. The merger process involved due diligence, legal and regulatory approvals, integrating systems and processes, and combining cultures. Bank of Baroda launched steps to combine operations like reducing branches, harmonizing policies, and consolidating IT systems. The merger strengthened Bank of Baroda's position in the Indian banking market by creating a larger, more competitive institution. While the merger provided benefits like improved capital management, expanding services, and governance changes, the bank still struggles with reducing non-performing assets. Overall, the merger helped Bank of Baroda, but it must prioritize reforms to achieve long-term success.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Name: Iqra

    Class: BBA VIII B


    013-19-0156
    Title: Merger and Acquisition in the Indian Banking Sector: A Case Study of Bank of Baroda
    Link: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3980653
    Published on: 1st Feb 2022
    Summary:
    This case study examines the merger of Bank of Baroda, Vijaya Bank, and Dena Bank in the
    Indian banking industry, which attempted to achieve synergies and cost savings in order to form
    a larger, more competitive business. Due diligence, legal and regulatory clearances, system and
    process integration, and cultural integration were all part of the merger process. Following the
    merger, the Bank of Baroda launched a number of steps to combine the operations of the three
    banks, including branch reduction, policy and process harmonization, and IT system
    consolidation. Bank of Baroda has strengthened its position in the Indian banking market,
    emerging as a stronger and more competitive institution as a result of the merger. The article also
    examines the causes of bank mergers and acquisitions in India, as well as current trends and the
    long-term consequences of such mergers. Moreover, the study reveals that mergers and
    acquisitions may be beneficial in the Indian banking sector and can aid in improved capital
    management, proper governance and management changes, and broadening the range of services
    supplied. Finally, the Bank of Baroda merger with Vijaya Bank and Dena Bank had a
    tremendous influence on the Indian banking system. As a result of the merger, the market size,
    client base, branches, and regional and zonal offices have all grown. Both the bank's obligations
    and assets have grown dramatically. Yet, the bank is having difficulty lowering gross and net
    NPAs.
    Overall, the merger has benefited the Bank of Baroda by improving capital management and
    broadening the bank's service area. To achieve long-term success, the bank must prioritize proper
    governance and managerial reforms. According to an examination of the bank's annual report,
    the merger had a beneficial influence on the bank, and it will be fascinating to watch how the
    bank navigates the hurdles and continues to expand in the future.

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