Investment

Portfolio

Kevin Van Gent, Santiago Salinero,

Teresa Maroño, Daniel Yebra
Individual Client
Goals

● Paying for annual

expenses + 25 year
mortgage

● Not relying on any

other form of income

● Able to travel the world

and golf without
having to worry about
money
Portfolio

€10.8m 5% 21
Total Investment Expected returns Number of instruments
 Portfolio Allocation

10%
Long term Bonds
40%
Stocks

Funds

Short term Bonds

30% 20%

10% of the client’s savings are kept as liquidity, this percentage

is reduced to 8% after 10 years if expected returns are being
met
 Bonds selected:

Bonds Long term:

● US Treasury GT5:GOV
● Bonds are a vital part of our portfolio; they help - 10 years and 2.98% yield
offset the volatility equity prices, bonds are safe ● Australian Treasury GTAUD15Y:GOV
- 15 years and 3.73% yield
investments that can provide a predictable
● Municipal Bond BVMB10Y:IND
stream of income for our clients. - 10 years and 2.89% yield
● Chile Government Bond
- 10 years and 6.42% yield
● New Zealand GTNZD10Y:GOV
- 10 years and 3.72% yield

Short term:
● Apple 2026
- 4 years and 4.22% yield
● Czech Republic Government Bond
- 5 years and 5.176% yield
● Canada Government Bond
- 5 years and 3.243% yield
 ● Alphabet Inc Class A (5y up
157%) - Tech, US

Stocks ● Meta Platforms Inc Class A (5y

up 29%) - Tech, US
● The Home Depot Inc (5y up by
96.5%) - Retail, US
● Exposure to multiple ● Financiere de Tubize SA (TUB)
countries and industries
(5y up by 31%) - Healthcare, EU
-> Diversified
● CIMC Enric Holdings Ltd (5y up
● Stocks that offer a desirable risk to return relationship by 38%) - Energy, China
● Haier Smart Home Co Ltd ADR
● Mostly well established stocks with high prospects of (5y up by 5%) - Industrials, China
growth, currently developing expansion projects ● Crown Castle International Corp
(5y up by 83%) - Real Estate, US
● Mostly show steady growth in income and net income in
● Zalando SE (5y down by 17%) -
the last years
Retail, EU
● Have shown good return for investors in the last years ● Berkshire Hathaway Inc Class A
(5y up by 90%) - Financial
Services, US
● Transmissora Alianca de
Energia Electrica SA (Taesa)
Higher risk, greater potential return (TAEE11) (5y up by 78%) -
Energy, Brazil
 Investment Funds
Invesco QQQ ETF
Wall Street listed mutual fund that can be traded on a minute-by-minute basis
as if it were a stock,
● Very high liquidity and an active options market, which is necessary
for gauging risk.
● Most popular ETF for investors wishing to replicate the Nasdaq 100.

iShares Core High Dividend ETF

● Clearly a liquid ETF (average bid-ask )

● Tracks the Morningstar Dividend Yield Focus Index,
➔ highly diversified,

Invesco S&P 500 ETF

● Based on the S&P 500 Growth at a Reasonable Price Index.

● Composed of approximately 75 stocks from the S&P 500 Index t
➔ highest "growth scores"
➔ "quality and value composite scores"
Portfolio returns over 25 years(all scenarios)

0% inflation
Scenario 1 Net gain of 52%

2% inflation Scenario 2
Net gain of 24% (Most likely)

5% inflation
Scenario 3 Net loss of 35%
Institutional Client
10 year target
● Able to pay for 4% annual spending (4 Million Euros)
● Preserving capital by beating inflation
● Investing in ESG investments
Portfolio

€90m 6% 22
Total Investment Expected returns Number of instruments
 Philippines 10Y Government Bond
-10 years and 6,710% yield (PHP)
Bonds
Australia 10Y Government Bond
-10 years and 3,761% yield (AUD)

Poland 10Y Government Bond

- 10 years and 7,234% yield (PLN)

Chile 10Y Government Bond

- 10 years and 6.42% yield (USD)

Long Term U.S Treasury GT10 : GOV

-10 years and 2,98% yield (USD)

Canada Treasury TMBMKCA-07Y :GOV

-7 years and 3,21% (CAD)
Short Term

APPLE 2026
- 4 years and 4.22% yield (AUD)
 ESG

NVIDIA MICROSOFT BEST BUY ADOBE

● Strengthening diversity
and inclusion
● Pursuing social changes
with its products
● Treat people fairly
● In 2020, Best Buy's facility in
● Leadership in energy efficiency Chino, California, achieved ● Global gender pay parity
➔ Supported by its partnership 100% waste diversion
with Black-owned solar company ● Half of Adobe´s energy
● committed $10 million toward
Volt Energy, Microsoft is working comes from renewable
building teen tech centres
toward 100% renewable energy sources
by 2025. where young people can learn : ➔ Set a goal for 2035
➔ By 2050, the company plans to ➢ Programming >obtaining all power from
offset all the carbon emissions it's ➢ Design
produced since 1975. renewable sources
➢ Music
Production
Stocks
The Coca-Cola Company is one such brand, a world leader in concentrates and
soft drinks.
There are two reasons why we have chosen to invest in this company.:
1. Well known company in the world market,
2. Shares of this company, even if they have some ups and downs, like all
companies, always bounce back and make a lot of profit.

CIMC Enric is an investment holding company dedicated mainly to the sale and
development of transport equipment.
● Great trajectory it can have in the Chinese market
● Long term it is an investment that can give us a lot of profitability.

Amazon Inc. is one of the safest and most profitable long-term investments.
● "gold" of the stock market
● Ecommerce sector, which is still in its early stages of growth,
● Online sales will continue to increase In addition to this, if all goes well, it
is predicted that its share price will continue to rise.

Alphabet is a technology giant that owns Google,

● Alphabet has been growing steadily for years and its results promise much more in
the future, as well as delivering great results,
● Strong cash flows and a great solid base.
Stocks
Apple >guaranteed capital gains.
● Increase in the share price, which has been
rising in value over the years
● Great diversification and solidity, which is the
company's main source of income.

Taesa
● Past performance has been quite good
● In terms of future outlook it is strategically
positioned to capture synergies through new
acquisitions.
● Consistent and solid dividend payout.

Walmart (WMT)
● Outperformed the S&P 500 in recent years.
● Distinguished brand in the world and also has great stability.
● Excellent job of managing its growing earnings, using a smart
reinvestment strategy and giving back to shareholders.
● Growing all the time (diversification and innovation)
Investment Funds
Ishares Global Clean Energy fund

This particular fund tracks the S&P Global Clean Energy Index and consists of a
diversified mix of 30 companies involved in the production of clean energy. It helps
give exposure and funding to these companies involved in the future of clean energy.

Invesco QQQ ETF

Best-performing large-cap growth fund over the past 15 years. Consistently

outperforms the S&P 500. Composed of a diversified portfolio of Nasdaq’s 100 largest
non-financial companies.

Ishares Core S&P 500 ETF

Long-term growth investment. Tracks the S&P 500, so this fund consists of 500 large-cap US
companies. Heavily diversified and provides solid growth over the long term

ARK Innovation ETF

A more volatile ETF than the rest. However, we think its main goals align with those of the
university very well. It’s goal is to look for companies that benefit from the development of new
products and services. Thus, the companies in this fund are innovative and an asset to society.
Thank you