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Pitch Deck: Fintech App for Creditworthiness Score Calculation and Budgeting

[Cover slide: Company name and logo]

Slide 1: Mission Statement


Our mission is to empower individuals with the necessary tools to make informed financial
decisions and improve their creditworthiness through easy access to credit scores and
effective budgeting.

Slide 2: Vision Statement


We envision a future where financial wellness is accessible to everyone, regardless of their
socioeconomic status or geographical location.

Slide 3: The Problem


Managing finances can be a daunting task, especially in emerging markets where financial
literacy is low. Many people struggle with budgeting, which makes it difficult to make ends
meet, let alone improve their creditworthiness. Additionally, accessing credit scores can be
a challenging process, which limits their ability to get loans from financial institutions.

Slide 4: The Solution


Our fintech app provides a solution by offering a simple and user-friendly platform that
helps individuals track their income and expenses and create budgets. Moreover, we offer
an easy-to-use credit score calculation feature that allows users to check their
creditworthiness, making it easier to access loans from financial institutions.

Slide 5: Market and Scale


Our initial target market is Africa, where there is a large untapped market for fintech
solutions. However, we plan to scale globally, leveraging partnerships and alliances to
expand our reach.

Slide 6: Traction and Revenue


We have achieved significant traction since launching our app, with over 50,000 downloads
and growing. Our revenue streams come from a subscription-based model and partnerships
with financial institutions that offer loan services.

Slide 7: Founders and Team


Our founding team is made up of two individuals, I Ojiaku Favour and [co-founder's name],
who have a wealth of experience in ecommerce and software engineering, respectively. Our
team is comprised of experienced software developers, data analysts, and business
development experts.

Slide 8: Our Technology


Our app is built using cutting-edge technology, with a robust backend that enables seamless
data analysis, credit score calculation, and budgeting. We also leverage cloud computing
technology and AWS infrastructure for optimal performance and scalability.

Slide 9: Our Competitive Advantage


Our fintech app stands out from the competition because it offers a one-stop-shop solution
for credit score calculation and budgeting, with a user-friendly interface and easy-to-
understand reporting. Additionally, our app is easily accessible, making it available to a
wider audience.

Slide 10: Financial Projections


Based on our market research, we project significant revenue growth, with a potential
market size of [$X billion] in [year]. We anticipate a steady increase in subscriptions and
revenue streams as we expand our reach.

Slide 11: Call to Action


Join us on our mission to empower individuals with the tools and knowledge to make
informed financial decisions. Download our app and start your journey to financial wellness
today!

[Final slide: Contact information and social media links]

Great! In that case, here's a pitch deck for your fintech app:

Slide 1: Cover slide

Company name, logo, and tagline


Founders' names and titles
Slide 2: Mission Statement

A one-sentence statement that defines what your company aims to accomplish and how it
will benefit people. For example: "Our mission is to empower people to take control of their
finances and achieve their financial goals through technology."
Slide 3: Vision Statement

A one-sentence statement that describes your company's long-term aspirations. For


example: "We envision a future where anyone, regardless of their income or background,
can access financial tools that help them achieve financial security and freedom."
Slide 4: The Problem

A brief description of the problem you're solving. For example: "Many people struggle to
manage their finances effectively and don't have access to credit when they need it, which
can hinder their ability to achieve their goals."
Slide 5: The Solution

A brief description of your product and how it solves the problem. For example: "Our fintech
app uses advanced algorithms to calculate a user's credit worthiness score based on their
income and expenses. It also allows users to budget and track their spending, making it
easier for them to manage their finances."
Slide 6: The Market
An overview of the market opportunity for your product. For example: "There is a huge
market for financial technology in Africa, where many people are underserved by traditional
financial institutions. Our app has the potential to scale globally and reach millions of users."
Slide 7: Traction and Revenue

A summary of your company's achievements to date, such as successful beta testing or


partnerships with key players in the financial industry. You can also include projections for
revenue and growth.
Slide 8: Business Model

A description of how your company plans to make money. For example, through
subscription fees, commission on loans, or advertising revenue.
Slide 9: Marketing and Sales

An overview of your marketing and sales strategy. For example, partnerships with financial
institutions, social media advertising, or influencer marketing.
Slide 10: Competition

A brief analysis of your main competitors and how your product stands out from the
competition.
Slide 11: Financial Projections

A detailed financial projection for the next three to five years, including revenue, expenses,
and profitability.
Slide 12: Team

A brief introduction of your team, their roles, and their relevant experience. You can also
include a photo of your team members.
Slide 13: Ask

A clear call to action, such as asking for funding or partnership opportunities.


Good luck with your pitch!

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