SAMARA UNIVERSITY

COLLEGE OF BUSINESS AND ECONOMICS

DEPARTMENT OF ECONOMICS

APPENDIX
QUESTIONNAIRES

Questionnaires request for respondents

Dear respondents, we are going to conduct the research on the role of saving and loan association
in poverty reduction for partial fulfillment of Bachelor of Art (BA) degree in Economics. So, you
are kindly requested to give accurate and relevant information which are the most valuable input
for the success of my study. Your responses are confidential and will be used only to get
information for this research. Therefore, you are requested to answer the questionnaire honestly,
kindly and frankly as much as possible.

Thank you for your cooperation!!!

Guidelines how to fill the questionnaire:

➢ No need of mentioning your name.

➢ For the questions which have choice, please mark (√).

➢ For the questions which have no choice, please write your answer on the given space
provided.

Part I: Demographic and personal information.

1. Age: A.18-22 B.23-30 C.31-38 D.39-46 E. above 46

2. Sex: A. Male_______ B. Female_______

3. Education background

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A. Illiterate__ B.1-5 ____C.6-8______ D.9-10_________E.11-12 __F. Diploma_____

4.Occupation:

A. Farmer B. Merchant and Farmer. C Merchant D. other

specify_______________________________

5. Marital status:

A. Married B. Single C. Divorced D. widowed

6. On question number five (5) of your answer is A or C how many children you have
___________________________________________________

Part II: Loan utilization and repayment

1.How the number and the loans dispersed per year? ____

2. Before you become a member of saving and loan association what was source of finance?

A. Idir

B.Local money lender

C.Iqub D.

other Specify____________

3. What do you think about repayment period of loan?A. too Short B. short C. satisfactoryD.
long

4. Have you ever faced any difficult in loan repayment? A. Yes B. No

5. On question member 4 if your answer is yes how you overcome these difficulties

A. Selling castle B. Borrwing from idri C. Borrowing from local lender D. Other
specify__________________________________________

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6. Is your demand for loan increasing or decreasing? ____________________________

7. On question number 7 if your answer is increasing have you get the desired amount?

A. Yes B. No

8. On question number 8 If your answer it your answer it “No” what were the preseason’s?

A. shortage of cash from saving and associationB. By unfair decision of management

C. Others specify____________________________________

Part III: Saving Mobilization

1. What is your source of income for saving mobilization?

A. From business profit finance B. From saving agriculture profitC. From Remittances D. Other
specify______________________

2. Why you save your money in saving and loan association?

A. For borrowing loan B. To earn interest C. To buy agricultural input D. Other

specify_________________________________

3. What is factor's that limits to save in

ACSSCO________________________________________________________________?

Part IV: Assets of saving and loan association before and after a membership.

1.How many oxen do you have now and before you become of members of saving loan
association respectively?
______________________________________________________________________________
_______________________________________________________

2. Before you become members of the institution by what way your house cover constructed?

A.Iron sheet B. Grass C. Other Specify_________________

3. Currently by what your house is collected byA.Iron sheet B. Grass C. Other Specify________

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4. Before a member of saving and loan association what was your income status?

A. Poor B. GoodC.Better D.Best D.Other specify_________________

5. How about your income status currently?

A. lowers than before B.better than before C.The same as before D.Other specify________