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    Yashkumar Patel Year 9
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    My brother-in-law's financial situation is strained due to the pandemic. As a self-employed individual, his income is inconsistent and he still owes taxes and VAT payments. He and my sister-in-law support two families including three children in a one-bedroom flat. They are spending money on tuition, clubs, and trips for the children's well-being during the pandemic. They also have a mortgage renewal coming up in September and will need to use some savings for that. My brother-in-law is stressed about supporting two families, and if he does not have savings, they could become homeless if his work does not increase.

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    My brother-in-law's financial situation is strained due to the pandemic. As a self-employed individual, his income is inconsistent and he still owes taxes and VAT payments. He and my sister-in-law support two families including three children in a one-bedroom flat. They are spending money on tuition, clubs, and trips for the children's well-being during the pandemic. They also have a mortgage renewal coming up in September and will need to use some savings for that. My brother-in-law is stressed about supporting two families, and if he does not have savings, they could become homeless if his work does not increase.

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    3 views1 page

    Untitled

    Uploaded by

    Yashkumar Patel Year 9
    My brother-in-law's financial situation is strained due to the pandemic. As a self-employed individual, his income is inconsistent and he still owes taxes and VAT payments. He and my sister-in-law support two families including three children in a one-bedroom flat. They are spending money on tuition, clubs, and trips for the children's well-being during the pandemic. They also have a mortgage renewal coming up in September and will need to use some savings for that. My brother-in-law is stressed about supporting two families, and if he does not have savings, they could become homeless if his work does not increase.

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    © All Rights Reserved
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    of 1

    Respected Sir/Madam,

    We have received your email dated 24th june 2021.

    I would like to explain our finacial situation as below:

    As you have mention that my brother in law has £6700 in his saving bank account.Firstley my brother in
    law has been self emplooyed recently. In this pendamic time he is not getting the work as he planned.
    His income is not steady and his HMRC self employment TAX and VAT are still due to be paid which he
    will need some menoy to pay for. My sister in law works part time 12 hours contract. some time she gets
    over time but it is not gureteed My brother in law and my sister in law have been looking after two
    families including 3 kids. My brother in law has a small One bed room flat. For 4 elder n 3 kinds its not
    enough place. He was looking for 3 bedroom house but he can not afford at the moment to buy 3
    bedroom house in this pendamic time . Therefor he is trying to find a Studio flat or rental room for us.
    He will need money from his savings for that.

    Secondly they are spending money for their Childrens tuition fees and clubs as well for children's well
    being due to pendamic time.They have been spending extra money for my son's school trips and taking
    him out to support his mental health during pendamic. They have been provinding us everything as
    mentioned before in application.

    Most imporantly they have mortgage renewal due in Sepetmber2021 .Therefore they will need some
    part of their savings for mortgage renewal.

    In addition my brother in law is stressed about two families survival. Due to his stress his health is
    effected. He says we must need savings for two families living just incase if he doent get enough work. If
    he doent have any savings he will not be able to afford mortgage and two families will go homeless.

    This is my brother and sister in law's financial situation at the moment. We all are stuggling a lot and my
    son mental health has been affected.

    Please consider our situation.your kind consideration will be higly appreciated.

    Thank you

    Your Sincerely

    Bhoomikaben Patel

    Sachinkumar Ptel

    Yashkumar Patel

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