To

The Manager
HUDCO Ltd.,
Madurai

Sub: Legal Opinion on Title

01. Name and Address of the : C. Pasumoorthy

Title holder S/o. Chinnaiya Pillai
Musuvanoothu Village,
Nilakottai Taluk,
Dindigul District.

02. Constitution : Individual

03. Description of the Property : 2175 Sq. Feet of House site in

S.No.94/1C and 95/6B at
Musuvanoothu Village,
Nilakottai Taluk, Dindigul District,
Bounded by:

North : 10 Feet Pathway

East : Main Road

South : Panchayat Board Building

West : Land of Dhanasekaran

04. Nature of Property : Freehold

05. Documents Studied:

Sl.No. Date of Nature of Parties to the

Documents Documents Documents
1. 17.08.1994 Sale Deed Executed by Murugan son of
Chinnappan, for himself and as
guardian of his minor daughter
Pandi Selvi in favour of
Dhanasekaran son of Kandasamy

2. 23.03.1995 Mortgage Deed Executed by 1)Kandasamy son of

Chinnakalai Sevai,
2)K.Dhanasekaran son of
C.Kandasamy in favour of
Chellammal wife of Palaniyandi.

3. 04.08.1999 Mortgage Receipt Issued by Chellammal wife of

Palaniyandi to 1)Kandasamy son
of Chinnakalai Sevai,
2)K.Dhanasekaran son of
C.Kandasamy

4. 23.09.1999 Sale Deed Executed by Dhanasekaran son

of Kandasamy in favour of
Pasumoorthy son of T.Chinnaiya
Pillai.

5. 19.12.2003 House Tax Issued by the President,

Receipt Musuvanoothu Panchayat

6. 10.11.2004 Encumbrance Issued by Sub-Registrar,

Certificate for the Nilakottai
Period from
01.01.1971 to
31.12.1986

7. 10.11.2004 Encumbrance Issued by Sub-Registrar,

Certificate for the Nilakottai
Period from
01.01.1987 to
09.11.2004
06. Tracing of Title:

A through reading of the contents of the documents show that the

opinion mentioned property originally belonging to K. Dhanasekaran son of
Kandasamy, who had purchased the said property by a sale deed dated
17.08.1994, executed by Murugan son of Chinnappan as his ancestral property.
Subsequently on 23.09.1999, the said K.Dhanasekaran had sold the opinion
mentioned property to Pasumoorthy son of T.Chinnaiya Pillai through a
Registered Sale Deed. Presently Mr. Pasumoorthy son of T.Chinnaiya Pillai is
the absolute owner of the opinion mentioned property. Mr. Pasumoorthy son of
T.Chinnaiya Pillai may transfer the land either by himself or through his Power
of Attorney.

07. Encumbrance : The Encumbrance Certificate for the

period from 01.01.1971 to
09.11.2004 do not disclose any
subsisting encumbrance.

08. Minor’s Interest : No minors’ interest involved

09. Who is empowered to create : Mr. Pasumoorthy son of

Mortgage T.Chinnaiya Pillai is empowered to
create charge over the opinion
mentioned property.

10. Nature of charge to be created : Equitable Mortgage by deposit of

Title Deeds.
Final Certificate:

Mr. Pasumoorthy son of T.Chinnaiya Pillai is having good marketable

title over the property described in Para 3 of the opinion. The said owner could
transfer the opinion mentioned property either by way of Sale, or Mortgage
either by himself or through his Power of Attorney. He can create Mortgage by
depositing the documents of title deeds listed below alongwith NIL
Encumbrance Certificate from 09.11.2004 to till date.

1. Sale Deed dated 23.09.1999 … Original

2. Encumbrance Certificates … originals

The Documents are returned herewith.

Madurai
13.01.2005 Advocate