Instant Mudra

Technologies Private Ltd

Bridging the last mile….

Instant Mudra Technologies Private Limited is a DIPP certified Fin-Tech Organization

registered under The Startup India program of Government of India.
 Our Founding Team
• Successful deal closures, distribution & project management
across financial services sectors for all digital banking products
(PPI, DMT, AEPS, Payment Gateway etc.)
• Extensive Financial Services and payment experience spanning
18+ years

Mr. Sajjad Shaikh

Co- Founder & CEO

• Successful IT and Business Operation experience

across financial services sectors for PPI, Acquiring,
DMT, FI Products.
• Extensive Financial Services and payment experience
Mr. Aniket Labde spanning 19+ years
Co- Founder &COO
DIPP CERTIFICATE
 FUNDING BANK DETAILS
Instant Mudra Technologies Pvt Ltd
PAN: AAFCI2936K
GSTIN: 27AAFCI2936K1ZB
CIN: U7290MH2019PTC326135
 AWARDS & NEWS
Our Co-Founder & CEO, Mr. Sajjad Shaikh
Awarded as - One of the most Influential
Payment Professional in India

Our Co-Founder & CEO, Mr. Sajjad Shaikh,

Guest of Honor – Bank of India Corporate BC
Conference at Telengana.
Instant Mudra Proudly Partnered
With Mbnk for Rugged Ebike Bookings
OUR STRATEGIC PARTNERS
PRODUCTS & SERVICES
MONEY TRANSFER SMS COLLECT

RECHARGE AMAZON DOST

AEPS LOAN

AADHAAR PAY MPOS

MICRO ATM INSURANCE

CASH COLLECTION LIC

BILLPAY FASTAG
PANCARD
CASH DEPOSIT

CREDIT CARD
 Commercials - RT
Commission Slab – AEPS & Micro ATM

Amount Range Retailer

100-499 1
500-999 1
1000-1499 2.5
1500-1999 4
2000-2499 6
2500-2999 7
3000-4999 7.5
5000-6999 8.5
7000-8999 10
9000-10000 9
 Commercials - RT
DMT Prepaid & Postpaid –
Prepaid - DMT Commission %
Retailer
0.52

Move to Bank Charges from Postpaid - IMPS Charges –

Transaction Amount Charges

1 to 25,000 Rs.4/- + GST

25,001 to 1,00,000 Rs.8/- + GST

1,00,000 to 2,00,000 Rs.10/- + GST

 Commercials - RT
Recharges -

Operator Retailer
Airtel 1.33%
BSNL 3.31%
Idea 2.12%
Jio 1.06%
Vodafone 2.12%
Airtel DTH 2.12%
Dish TV 2.12%
Sun Direct 1.86%
Tata Sky 1.91%
Videocon D2H 2.12%
 Commercials - RT
Payment Gateway -
Transaction Limit : Per Day
For Partner:
Credit / Debit Card /– Rs. 50,000/-
Wallet / UPI- 100000.
Net Banking – Rs.50,000.
Charges
Payment Mode Applicable
Credit Card 1.2%
Prepaid Wallet 2.36%
Debit Card 1.2%
Netbanking Rs. 19.00
UPI < 2000 0.30%
UPI > 2000 1.18%
 Commercials - RT

Bill Pay -

Category Retailer

Utility Electricity, Gas & Water 0.11

Telecom Postpaid 0.07

Insurance 0.11
 Commercials - RT
FasTag Recharges-

Txn Slab Type RT

1 100000 0.25

10001 100000 0.1

LIC Premium-

Txn Slab Type RT

100-10000 Percentage 0.125

 Commercials - RT
Credit Card Bill Pay Commission -

Txn Slab Type RT

100-5000 Percentage 0.1

5001-50000 Flat 5

Move to Bank NEFT charges –

No Charges
 Commercials - RT
Commission Slab – Cash Deposit

Amount Range Retailer

500-999 0.60
1000-1499 1.20
1500-1999 1.80
2000-2499 2.40
2500-2999 3.00
3000-3999 3.60
4000-4999 3.60
5000-5999 3.60
6000-6999 3.60
7000-7999 3.60
8000-8999 3.60
9000-10000 3.60
 Commercials - RT
CMS Commission Fees in % age ( inclusive of GST ) on collection / transaction value

Sr.No CMS Biller name RT

1 Aadhar Housing Finance- Agent 0.075
2 Aadhar Housing Finance- Customer 0.1

3 ADANI CAPITAL PRIVATE LIMITED AGENT 0.15

4 AMU LEASING_CUSTOMER 0.15

5 AROHAN_AGENT 0.05
6 AROHAN_CUSTOMER 0.05
7 Arth Financial 0.125
8 ARTIONIS INDIA LLP AGENT 0.125
9 ASIANET_CUSTOMER 0.1
10 AVANTI_AGENT 0.1
 Commercials - RT
Sr.No CMS Biller name RT
11 AVANTI_CUSTOMER 0.15
12 BAJAJ AUTO FINANCE LIMITED CUSTOMER 0.125
13 BAJAJ FINANCE CUSTOMER 0.125
BLUE JAY FINLEASE LIMITED_ZIPLOAN
14 0.15
AGENCY AGENT
BLUE JAY FINLEASE LIMITED_ZIPLOAN
15 0.15
AGENCY AGENT
BLUE JAY FINLEASE LIMITED_ZIPLOAN
16 0.15
AGENCY AGENT
BLUE JAY FINLEASE LIMITED_ZIPLOAN
17 0.15
AGENT AGENT
BLUE JAY FINLEASE LIMITED_ZIPLOAN
18 0.15
AGENT AGENT
BLUE JAY FINLEASE LIMITED_ZIPLOAN
19 0.15
CUSTOMER
BLUE JAY FINLEASE LIMITED_ZIPLOAN
20 0.15
CUSTOMER
21 BUNDL TECHNOLOGIES CUSTOMER 0.1
 Commercials - RT
Sr.No CMS Biller name RT
22 BUSSAN AUTO FINANCE AGENT 0.15
BUSSAN AUTO FINANCE INDIA PVT LTD
23 0.2
CUSTOMER
BUSYBEES LOGISTICS SOLUTION PVT
24 0.05
LTD_XPRESSBEES AGENT
25 CREDIT ONE PAYMENTS_CUSTOMER 0.15

26 DBS BANK INDIA LIMITED-Agent 0.1

27 DELHIVERY_AGENT 0.075
DELIGHTFUL GOURMET_AGENT/ Licious
28 0.075
agent
DHANI LOANSAND SERVICES LIMITED
29 0.15
CUSTOMER
30 DMI FINANCE CUSTOMER 0.2

31 DODLA DAIRY_AGENT_TG 0.1

32 DODLA DAIRY_AGENT_TN 0.1
 Commercials - RT
Sr.No CMS Biller name RT
33 DUNZO DIGITAL PRIVATE LIMITED AGENT 0.2
EQUITAS SMALL FINANCE BANK_AGENT RD
34 0.05
COLLECTION
35 E-SAVARI_CUSTOMER 0.125
ESMACO (ESAF SWASRAYA MULTISTATE
36 AGRO CO-OPERATIVE SOCIETY LIMITED)- 0.1
Agent
37 ETO MOTORS PRIVATE LIMITED CUSTOMER 0.125

38 FAIRASSETS_CUSTOMER 0.1
39 Flipkart Kirana- Agent 0.075
40 GET AND GIVE_AGENT 0.125
GODAWARI EMOBILITY LTD_EBLU
41 0.125
CUSTOMER
42 HDB_AGENT 0.15
43 HDB_CUSTOMER 0.175
 Commercials - RT
Sr.No CMS Biller name RT
44 Herbalife- Agent 0.1
45 HERO FINCORP LIMITED AGENT 0.05
46 HERO FINCORP LIMITED CUSTOMER 0.2
HOME CREDIT INDIA FINANCE PVT LTD
47 0.15
CUSTOMER
48 HUMANA CAPITAL_AGENT 0.075

49 ICICI AGENT CD LOAN 0.125

50 ICICI AGENT HOME LOAN 0.125

51 ICICI AGENT OD 0.125

52 ICICI AGENT RETAIL LOAN 0.125

53 ICICI CUSTOMER CD LOAN 0.125

54 ICICI CUSTOMER HOME LOAN 0.125
 Commercials - RT
Sr.No CMS Biller name RT
55 ICICI CUSTOMER OD 0.125
56 ICICI CUSTOMER RETAIL LOAN 0.125
57 IDFC FIRST BANK LTD AGENT 0.075
58 IDFC FIRST BANK LTD CUSTOMER 0.1

59 Iffco Tokio- Agent 0.075

60 IIFL HOME CUSTOMER 0.125

61 IIFL HOME FINANCE LTD AGENT 0.125

62 INDUSIND BANK LIMITED AGENT 0.05

63 INDUSIND BANK LIMITED CUSTOMER 0.05

64 JADHAV CHEMIST_AGENT 0.1

65 JANA SMALL FINANCE LTD AGENT 0.05
 Commercials - RT
Sr.No CMS Biller name RT
66 KANAKADURGA FINANCE AGENT 0.15
67 KINARA CAPITAL_CUSTOMER 0.1
68 KPB FINCARE PVT LTD AGENT 0.1
69 L & T FINANCE LIMITED CUSTOMER 0.15

70 LAXMI INIDIA FINLEASECAP- AGENT 0.1

71 LOADSHARE NETWORKS PVT LTD AGENT 0.1

MAGMA HDI GENERAL INSURANCE
72 0.125
COMPANY LIMITED-Agent

73 Manappuram Housing Finance- Customer 0.15

74 Margdarshak Financial Services (Agent) 0.1

75 MIDLAND MICROFINLTD AGENT 0.075

76 MIDLAND_CUSTOMER 0.125
 Commercials - RT
Sr.No CMS Biller name RT
77 MITRATA_AGENT 0.1
78 MITRATA_CUSTOMER 0.1
MS WHEELSEMI PRIVATE LIMITED
79 0.2
CUSTOMER
80 MS WHEELSEMI PVT LTD_AGENT 0.15

81 NISSAN RENAULT_CUSTOMER 0.15

82 NM FINANCE PVT LTD AGENT 0.125

OROBORO LOANS (TRANSWARRANTY
83 0.15
FINANCE) CUSTOMER
84 PERFECT CAPITAL SERVICES CUSTOMER 0.175
R INDVENTURES PVT LTD_CUSTOMER/ Pidge
85 0.15
agent
86 S M I L E MICROFINANCE LIMITED AGENT 0.1
87 SAIJA FINANCE PRIVATE LIMITED- Agent 0.1
 Commercials - RT
Sr.No CMS Biller name RT
SAKHI CO OP CREDIT AND SUPPLY SOCIETY
88 0.1
LTD_CUSTOMER
89 SAMASTA MICROFINANCE LIMITED AGENT 0.05
90 SAMASTA_CUSTOMER 0.075
91 SATYA_AGENT 0.1
92 SATYA_CUSTOMER 0.1
93 SHIKSHA _AGENT 0.1
94 SHIKSHA _CUSTOMER 0.1
95 SHOP KIRANA_AGENT 0.1
SHRIRAM FINANCE COMPANY LTD-
96 0.1
Customer
SHRIRAM TRANS FINANCE COMPANY LTD-
97 0.075
Agent flow
SHRIRAM TRANS FINANCE COMPANY LTD-
98 0.075
Customer flow
 Commercials - RT
Sr.No CMS Biller name RT
STANDARD CHARTED RESEARCH &
99 0.1
TECHNOLOGY PVT LTD AGENT
100 SURYODAY_AGENT 0.075
101 Svatantra Micro Housing Finance- Agent 0.05
102 Svatantra Micro Housing Finance- Customer 0.05

103 SWADESH MILK_AGENT 0.075

104 TIkona Infinet- Agent 0.2

105 TVS CREDIT SERVICE L CUSTOMER 0.125

UJJIVAN SMALL FINANCE BANK LIMITED
106 0.05
_AGENT
UJJIVAN SMALL FINANCE BANK LIMITED
107 0.075
_CUSTOMER
108 UJJWAL_AGENT 0.1
109 UP MONEY LTD AGENT 0.125
 Commercials - RT
Sr.No CMS Biller name RT
110 VAYA FINSERV PRIVATE LIMITED_AGENT 0.05
111 VEDIKA CREDIT AGENT 0.15
112 VEDIKA CREDIT CAPITAL LTD- AGENT 0.15
113 VEDIKA CREDIT CUSTOMER 0.15

114 WOMEN EMPOWERMENT AGENT 0.375

115 ZIPLOAN AGENCY-URGO 0.15

116 ZIPLOAN AGENT-URGO 0.15

117 ZIPLOAN CUST-URGO 0.15

118 Zomato 0.1