1. WHICH DEPT IN LHO IS THE NODAL OFFICE FOR RADAR RELATED ISSUES?

A. BOPM
B. HRD
C. AUDIT
D. ITS

2. IN WHAT FREQUENCY CORRECTONS MADE IN SOURCE SYSTEMS ARE UPDATED IN RADAR?

CHOOSE THE BEST OPTION
A. MONTHLY
B. REAL TIME
C. EOD
D. FORTNIGHTLY

3. AS PER THE LATEST RBI GUIDELINES WHILE UNDERTAKING RTGS/NEFT TXN ABOVE 50 CRORE,
LEI CODE IS MANDATORY. WHICH AMONG THE FOLLOWING OPTION IS NOT CORRECT.
A. WHERE REMMITTER IS AN INDIVIDUAL AND THE BENEFICIARY IS A NON INDIVIDUAL
ENTITY, BENEFICIARY LEI SHOULD BE INCORPOATED.
B. WHERE BOTH REMITTER AND BENEFICIARY ARE NON INDIVIDUAL, BOTH SENDER LEI AND
BENEFICIARY LEI NUMBER TO BE PROVIDED IN THE TXN.
C. WHERE BOTH REMITTER AND BENEFICIARY ARE NON INDIVIDUAL, ONLY SENDER LEI TO
BE PROIDED IN THE TXN.
D. WHERE REMITTER IS A NON INDIVIDUAL ENTITY AND BENEFICIARY IS AN INDIVIDUAL,
SENDER LEI SHOULD BE INCORPORATED IN THE TXN.

4. THERE ARE SOME VALUE STATEMENTS IN RADAR RELATED TO DEVIATIONS IN LOS. CHOSE THE
BEST OPTION FOR RECTIFICATION.
A. DEVIATIONS RELATED TO LOS ARE TO BE RECTIFIED BY RAISING S CORE TICKET.
B. BRANCHES TO ENSURE NOT TO REPEAT THE MISTAKES IN FUTURE PROPOSALS.
C. DEVIATIONS RELATED TO LOS NEED NOT BE RECTIFIED AND ARE SHOWN FOR THE MONTH
ONLY.
D. BOTH B&C.

5. DURING THE RFIA IT WAS OBSERVED THAT BRANCH HAS ALREADY BEEN SUBJECTED TO
OFFSITE RADAR EBCT DURING REVIEW PERIOD. CHOOSE THE BEST OPTION AMONG THE
FOLLOWING.
A. BETWEEN TWO RFIAS THERE WILL BE ONLY ONE RADAR EBCT. SO THE BRANCH WILL NOT
BE SUBJECTED TO ONSITE RADAR EBCT.
B. THE BRANCH WILL BE SUBJECTED TO ONSITE RADAR EBCT INVARIABLY NOT WITH
STANDING THE FACT THAT IT HAS BEEN SUBJECTED TO OFFSITE RADAR EBCT AFTER LAST
RFIA.
C. THE RADAR EBCT WILL DEPEND ON WHETHER ANY FRAUD IS DETECTED AFTER LAST RFIA.
 D. CONDUCTING RADAR EBCT WILL DEPEND ON RADAR AVERAGE SCORE DURING THE AUDIT
PERIOD.

6. WHAT IS THE PATH TO ACCESS HELP DOCUMENT RELATED TO RADAR?

A. RADAR>> REPORTS
B. RADAR>> MANUALS & HELP DOCUMENTS.
C. RADAR>> CIRCULARS
D. RADAR>> REPORTS>>HELP DOCUMENTS.

7. HOW TO RECTIFY THE DEVIATION LOW RISK CUTOMER OPENED AS HIGH/MEDIUM RISK?
A. THE DEVIATIONS ARE SHOWN TO BRANCHES FOR THE MONTH ONLY. THE BRANCH
OFFICIALS SHOULD EXERCISE CAUTION WHILE DOING RISK CTEGORIZATION AT THE TIME
OF OPENING PF THE A/C
B. NO NEED TO RECTIFY. THE BRANCH CAN IGNORE THE DEVIATIONS AS THESE ARE SHOWN
AS ALERS ONLY.
C. THE RISK CATEGORISATIONS OF THE CUSTOMER HAS TO BE AMMENDED IN CBS TO
CLASSIFY IT AS LOW RISK CUSTOMER.
D. NO NEED TO RECTIFY IN BRANCH. THE BRANCH CAN RAISE S CORE REQUEST FOR BACK
END UPDATION.

8. A BRANCH HAS SECURED 90% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER CRM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN CRM IS 80%. CONSIDERING NO EXPOSURE
SCRUTINISED UNDER WBCAS/ERS, WHAT WILL BE EFFECTIVE CR SCORE OF THE BRANCH IN
RFIA AFTER RADAR SCORE.
A. 88.6
B. 87.6
C. 85.5
D. 90

9. IN HOME LOANS SANCTIONED FOR CONSTRUCTION OF PROPERTY WHERE EXISTING LAND IS

IN THE NAME OF THE BORROWER, CERSAI REGISTRATION MUST BE DONE
A. WITHIN 45 DAYS FROM FIRST DISBURSEMENT OF THE LOAN
B. WITHIN 30 DAYS FROM THE FULL DISBURSEMENT OF THE LOAN.
C. ALONG WITH EM CREATION BASED ON SALE DEED BEFORE DISBURSEMENT OF THE LOAN.
D. WITHING 60 DAYS FROM THE FULL DISBERSEMENT OF THE LOAN.

10. INLAND BANK LCS EXPIRED BUT NOT CLOSED, CHOOSE THE BEST OPTION FOR RECTIFICATION
OF DEVIATIONS IN THIS VALUE STATEMENT.
 A. INLAND BANK LCS WHICH ARE EXPIRED AND WITHOUT HAVING ANY OUTSTANDING BILLS,
TO BE CLOSED IN EXAM BILLS/TRADE FINANCE.
B. S CORE HAS TO BE RAISED FOR BACKEND UPDATION.
C. CORRECTION TO BE DONE IN CBS.
D. A MAIL HAS TO BE SENT TO IAD WITH APPROVAL FROM CONTROLLERS FOR BACK END
UPDATION.

11. CUE RATING IS NOT UPDATED IN CBS. CHOOSE THE BEST OPTION FOR RECTIFICATION OF
DEVIATIONS IN THIS VALUE STATEMENT.
A. S CORE TO BE RAISED FOR UPDATION AT BACK END.
B. IN CIF LEVEL CISLA SCREEN 60007 IN CBS, CUE RATING FIELDS ARE AVIALBLE TO CAPTURE
THE CUE RATING DETAILS.
C. IN ACCOUNT LEVEL CISLA SCREEN 67154 IN CBS, CUE RATING FIELDS ARE AVIALBLE TO
CAPTURE THE CUE RATING DETAILS.
D. IN PAN LEVEL CISLA SCREEN 60003 IN CBS, CUE RATING FIELDS ARE AVAILABLE TO
CAPTURE THE CUE RATING DETAILS.

12. WHICH OF THE FOLLOWING IS NOT CORRECT ABOUNT RADAR?

A. RADAR SCORE GET INTEGRATED WITH RFIA SCORES IN CRM PRESANCTION POST
SANCTION AND PROBLEM LOAN MANAGEMENT SUB PARAMETER LEVELS SEPARETELY.
B. RADAR ORM SCORE GETS INTEGRATED WITH RFIA SCORE IN CRM PRESANCTION ONLY.
C. WBCAS, ERS SCORES FOR THE AUDIT REVIEW PERIOD OF AN AUDITEE UNIT GET
INTEGRATED WITH RFIA IN PRE SANCTION UNDER CRM.
D. THE WEIGHATGE OF ERS AND WBCAS IN RFIA DEPEND ON THE EXPOSURE SCRUTINISED
UNDER WBCAS, ERS DURING THE AUDIT REVIEW PERIOD.

13. DURING THE RFIA IT WAS OBSERVED THAT BRANCH HAS ALREADY BEEN SUBJECTED TO
OFFSITE RADAR EBCT DURING REWIEW PERIOD. CHOOSE THE BEST OPTION AMONG THE
FOLLOWING.
A. BETWEEN TWO RFIAS THERE WILL BE ONLY ONE RADAR EBCT SO THE BRANCH WILL NOT BE
SUBJECTED TO ONSITE RADAR EBCT.
B. THE BRANCH WILL BE SUBJECTED TO ONSITE RADAR EBCT INVARIABLY NOT WITHSTANDING
THE FACT THAT IT HAS BEEN SUBJECTED TO OFFSITE RADAR EBCT AFTER LAST RFIA.
C. THE RADAR EBCT WILL DEPEND ON WHETHER ANY FRAUD IS DETECTED AFTER LAST RFIA.
D. CONDUCTING RADAR EBCT WILL DEPEND ON RADAR AVERAGE SCORE DURING THE AUDIT
PERIOD.

14. WHICH OF THE FOLLOWING IS TRUE ABOUT RADAR?

 A. CONTROLLER VISIT SYSTEM RELATED VALUE STATEMENTS ARE IN ORM UNDER RADAR.
B. CONTROLLER VISIT SYSTEM RELATED VALUE STATEMENT ARE IN CRM UNDER RADAR.
C. DIRECT CONTROLLED BRANCHES ARE ALSO COVERED IN CONTROLLER VISIT SYSTMEN
RELATED VALUE STATEMENTS IN RADAR.
D. CM (SALES AND BD) VISITS ARE OUT OF THE PURVIED OF RADAR.

15. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 100 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 50 CRORE. EXPOSURE SCRUTINISED UNDER WBCAS IS RS. 30
CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER CRM FOR THE BRANCH
DURING RFIA?
A. 40 RADAR, 265 RFIA
B. 265 OFFSITE, 40 RFIA
C. 40 RADAR, 159 WBCAS, 106 RFIA
D. 40 RADAR, 165 WBCAS, 100 RFIA

16. CONCURRENT AUDIT (WBCAS) & EARLY REVIEW OF SANCTION SCORES ALONG WITH RADAR
SCORES ARE INTEGRATED IN CRM PRESANCTION SCORE OF RFIA, IN PROPORTION TO THE
EXPOSURE SCRUTINISED BY THOSE AUDITS. WHAT TYPE OF ERS LOANS ARE CONSIDERED
UNDER ERS FOR INTEGRATION MENTIONED ABOVE?
A. ERS-LARGE LOANS
B. ERS-SMALL LOANS
C. BOTH ERS-SMALL LOANS & LARGE LOANS
D. AS PER THE SAMPLING METHODOLOGY.

17. A BRANCH HAS SECURED 70% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER ORM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN ORM IS 90%. WHAT WILL BE EFFECTIVE
SCORE OF THE BRANCH IN RFIA AFTER RADAR SCORE INTEGRATION?
A. 76.2
B. 74.2
C. 75.2
D. 80

18. WHAT IS THE EXPECTED DATE OF POPULATION OF RADAR MONTH END DEVIATIONS?
A. 12TH OF THE SUCCEEDING MONTH
B. 15TH OF THE SUCCEEDING MONTH
C. 25TH OF THE SUCCEEDING MONTH
D. FIRST WEEK OF THE SUCCEEDING MONTH
19. UNIT INSPECTION MODULE IN RADAR IS UNDER ----------------- SUB PARAMETER?
A. PRE SANCTION, ORM
B. POST SANCTION, CRM
C. PROBLEM LOAN MANAGEMENT CRM
D. PRE SANCTION, CRM

20. PBBU QUICK MORTALITY A/C TURNED NPA WITHIN 2 YEARS FROM THE DATE OF SANCTION
CHOOSE THE BEST OPTION FOR RECTIFICATION OF DEVIATIONS IN THIS VALUE SATATEMENT.
A. STAFF ACCOUNTABILITY STUDY HAS TO BE DONE AND S CORE TO BE RAISED.
B. NO RECTIFICATION IS POSSIBLE.
C. BRANCHES TO UPGRADE/CLOSE BY RECOVERY OR ARRANGE FOR WRITE OFF OF THE
ACCOUNTS.
D. EITHER 1 OR 3.

21. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 300 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 100 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 70
CRORE AND WBCAS IS 60 CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER
CRM FOR THE BRANCH DURING RFIA?
A. 93 OFFSITE, 212 RFIA
B. 40 OFFSITE, 265 RFIA
C. 201 OFFSITE, 104 RFIA
D. 212 OFFSITE, 93 RFIA

22. BANKS SHALL MAKE IT MANDATORY FOR CORPORATE BORROWERS HAVING AGGREGATE
FUND-BASED AND NON-FUND BASED EXPOSURE OF RS --------------- CRORES AND ABOVE
FROM ANY BANK, TO OBTAIN LEGAL ENTITY INDENTIFIER (LEI) IN A PHASED MANNER AND
CAPTURE THE SAME IN THE CENTRAL REPOSITORY OF INFORMATION TO LARGE CREDITS
(CRILIC)
A. 5
B. 25
C. 50
D. 500.

23. WHICH OF THE FOLLOWING IS NOT TRUE ABOUT RADAR?

A. UNIT INSPECTION IS A MODULE IN RADAR.
B. CRA IS MODULE IN RADAR.
C. PROBLEM LOAN MANAGEMENT IS A MODULE IN RADAR.
D. INSURANCE IS A SEPARATE MODULE IN RADAR.
24. IN OFFSITE RADAR EBCT, THE RADAR COMPLIANCE ARE VERIFIED BY ---------? CHOOSE THE
BEST OPTION.
 A. BRANCH HAS TO UPLOAD EVIDENCE WHICH WILL BE VERIFIED AT CAOS.
B. BRANCH HAS TO UPLOAD EVIDENCE WHICH WILL BE VERIFIED BY CONTROLLERS AND
FINALLY SCRUTINISED AT CAOS.
C. BRANCH HAS TO UPLOAD EVDENCES WHICH WILL BE VERIFIED BY INTERNAL AUDITOR
AND CNTROLLERS AND FINALLY SCRUTINISED AT CAOS.
D. BRANCH HS TO UPLOAD EVIDENCES WHICH WILL BE VERIFIED BY THE CONTROLLERS
ONLY.

25. UNDER RADAR EBCT THE PENALTY OF FLASE COMPLAINCES TO BE LEVIED ON-------
A. RADAR SCORE BEFORE INTEGRATION
B. RFIA SCORE
C. CDS
D. RADAR SCORE AFTER INTEGRATION.

26. A BRANCH HAS SECURED 80% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER CRM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN CRM IS 75%. CONSIDERING NO EXPOSURE
SCRUTINIZED UNDER WBCAS/ERS, WHAT WILL BE EFFECTIVE CRM SCORE OF THE BRANCH IN
RFIA AFTER RADAR SCORE INTEGRATION?
A. 78.3
B. 79.3
C. 75
D. 77.5

27. VALUE STATEMENTS IN RADAR SHOW DEVIATIONS BASED ON THE DATA POINTS AVAILABLE
IN-----------?
A. MIS ONLINE
B. PROJECT GANGA
C. SOURCE SYSTEMS LIKE CBS LOS ETC
D. ALL OF THE ABOVE.

28. WHAT IS THE MAX SCORE FOR A HIGH RISK VALUE STATEMENTS?
A. 4
B. 6
C. 2
D. 1
 29. IN ORDER TO RECTIFY THE DEVIATIONS IN RADAR A BRANCH OFFICIAL UPDAED SOURCE
SYSTEM WITH CONGRUENT DATA WITHOUT ACTUAL COMPLIANCE. THE FALSE COMPLIANCE
WILL BE DETECTED AND PENALTY WILL BE IMPOSED FOR SUCH ACT. THE PROCESS IS CALLED-
-----------?
A. RADAR EBCT
B. RFIA EBCT
C. COMPLIANCE EBCT
D. RADAR AUDIT

30. IN WHICH MENU BRANCH OFFICIAL CAN SEE THE RADAR SCORE IN VALUE
STATEMENT/MODULE/SUB SUB PARAMENTER ETC AND ANALYSE THE RADAR SCORE OF THE
BRANCH.
A. OFFSITE SCORES MONTH/LEVEL WISE UNDER REPORTS.
B. DEVIATIONS COMPARISON SUMMARY UNDER REPORTS.
C. MONTHWISE DEVAITIONS UNDER REPORTS.
D. OTHER OFFSITE SCORES UNDER REPORTS.

31. PERSONAL SEGMENT GOLD LOANS SHOULD BE AUCTIONED WITHIN ……. DAYS/MONTHS
FROM THE DATE OF NPA.
A. 30 days
B. 2 months
C. 45 days
D. 3 months

32 What is the terms used in RADAR to show non adherence to control

a. Key risk indicator

b. Value statement
c. Value proposition
d. Control violation

33.RADAR deviation reports are available at what frequency to the operating units

Ans. Fortnightly

34. Monitoring of Mobile Numbers changed during the months (alert purpose), CRF-2 and OVD to be
kept on record. Choose the best option for deviations shown under this value statement.

Ans. This is a very sensitive and fraud prone area. Branches to ensure available of CRF-2 and OVD for
verification during audit.
35.Online RADAR EBCT is carried out

Ans. Every year separately

36. The rectification of RADAR deviations shown in PVC, CSC meetings are to be done in BCSBI

37. When there is no applicable records in a value statement in RADAR, how it will impact the overall
score. Choose the best option

Ans. Improves the score as the score will be normalised.

38.Home loan accounts where EM not created/ not recorded in CBS after 18 months from the date of
sanction, branch has not done correction in CBS. However deviations are still showing in RADAR
applications. What might be the reason

Ans. RADAR data updation will happen in next loading cycle.

39. ERS Large Loans covers all sanctions (new/renewal/enhancement) involving exposure of Rs.
…..Crores for Domestic Branches

Ans. 50 crs

40. Which of the following is not correct about RADAR

Ans. CRM Problem loan management max score is 120

41. Probable Ineligible Savings bank-Govt accounts. Deviations are shown for an account in a branch
where the branch has obtained permission letter from appropriate authority. Choose the best option

Ans. Where SB accounts are opened after obtaining permission letters from appropriate authority,
such details has to be entered in CBS Screen no 001002/001003 in SWO ID

42. What is the range of maximum score of Pre-sanction under CRM considering all off site audits.

Ans. 40 to 265

43. RADAR score has impact on which among the following?

Ans. RFIA rating