Repayment Schedule

08-Mar-2023
Principal Amount Transaction P 67983.00 Booked on your Credit card
Monthly Installment Due P 5,998.42 at 0.49% Converted Monthly Factor Rate for 12 month(s)
Annual Effective Interest Rate 11.22% per year

Installment Initial Interest and Monthly Principal Component Interest Component

Period Installment Due (Php) (Php) (Php)

0 P 564.81 P 0.00 P 564.81

1 P 5,998.42 P 5,393.26 P 605.16
2 P 5,998.42 P 5,441.27 P 557.15
3 P 5,998.42 P 5,489.71 P 508.71
4 P 5,998.42 P 5,538.58 P 459.84
5 P 5,998.42 P 5,587.88 P 410.54
6 P 5,998.42 P 5,637.62 P 360.80
7 P 5,998.42 P 5,687.80 P 310.62
8 P 5,998.42 P 5,738.43 P 259.99
9 P 5,998.42 P 5,789.51 P 208.91
10 P 5,998.42 P 5,841.05 P 157.37
11 P 5,998.42 P 5,893.04 P 105.38
12 P 5,998.42 P 5,944.85 P 53.57

Your actual repayment schedule will be mailed to you in a few days. The initial interest is computed based on
the actual number of days from the approval date of your Installment Transaction to your statement date, and
will be charged on your first Statement of Account issued following the approval date. The Monthly
Installments Due will be reflected on your second and succeeding Statements of Account after the approval
date.
If you wish to cancel an Installment Transaction before its Term ends, you may do so without a prepayment
penalty. In that case, you agree to pay in full the unpaid portion of the Principal Amount and the cancellation
processing fee equivalent to 4% of the unbilled portion of the Principal Amount for Citi Balance Conversion
and Citi Balance Transfer or P300 for Citi PayLite after purchase, plus accrued Interest Charges on the
cancelled Installment Transaction computed based on the actual number of days from the last Statement Date
until the date of cancellation.