Aditya Birla Sun Life Insurance Version 1

ABSLI Nishchit Aayush Plan UID : 3078704171082

A non-linked non-participating individual savings life insurance plan Mar 12, 2023 18:41:47
Your Benefit Illustration

LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited
This shall form a part of the policy contract

Proposer Mr. Xyz Age : 22 years Gender : Male

Life Insured Mr. Xyz Age : 22 years Gender : Male

This benefit illustration is intended to show year wise premiums payable and benefits under the policy:

Policy Details
UIN : 109N137V02
Annualized Premium : Rs. 100,000 Premium Paying Term : 12 years
GST Rate Year 1 : 4.5% Policy Term : 40 years
GST Rate Year 2 onwards : 2.25% Deferment Period : 0 year
Premium Payment Frequency : Annual

Policy Details
Benefit Option : Long Term Income Sum Assured : Rs. 1,000,000
Income Variant : Level Income with Lumpsum Benefit Sum Assured on Death (at inception : Rs. 1,000,000
of policy)
Benefit Payout Frequency : Annual Income Benefit Factor : 41.8%

Rider Details
Rider Name Sum Assured Rider Term Annualized Premium
ABSLI Accidental Death Benefit Rider Plus -- -- --
ABSLI Critical Illness Rider -- -- --
ABSLI Surgical Care Rider -- -- --
ABSLI Hospital Care Rider -- -- --
ABSLI Waiver of Premium Rider -- -- --

Premium Summary (in Rs.) Base Plan Riders Total

Annualized Premium 100,000 0 100,000
Installment Premium before Modal Loading (A) 100,000 0 100,000
Modal Loading Factor (B) 0% 0% 0%
Installment Premium without GST after Modal Loading 100,000 0 100,000
{(A*B) + A}
First year's GST 4,500 0 4,500
Installment Premium with First Year GST 104,500 0 104,500
Installment Premium with GST 2nd Year onwards 102,250 0 102,250

Prepared for: Mr. Xyz ABSLI Nishchit Aayush Plan Page 1

 Aditya Birla Sun Life Insurance Version 1

ABSLI Nishchit Aayush Plan UID : 3078704171082

A non-linked non-participating individual savings life insurance plan Mar 12, 2023 18:41:47
Your Benefit Illustration

LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

(Amount in rupees)
Non
Guaranteed Guaranteed
Policy
Year Cumulative Special
Annualized Survival Maturity Total Benefits Death Minimum Guaranteed
Annualized Surrender
Premium(1) Benefit (A) Benefit (B) (A) + (B) Benefit(2) Surrender Value*
Premium Value
BOY EOY* EOY EOY* EOY EOY EOY
1 100,000 100,000 41,800 0 41,800 1,000,000 0 0
2 100,000 200,000 41,800 0 41,800 1,000,000 18,200 18,200
3 100,000 300,000 41,800 0 41,800 1,000,000 21,400 21,400
4 100,000 400,000 41,800 0 41,800 1,000,000 74,600 74,600
5 100,000 500,000 41,800 0 41,800 1,000,000 82,800 39,080
6 100,000 600,000 41,800 0 41,800 1,000,000 91,000 46,060
7 100,000 700,000 41,800 0 41,800 1,000,000 99,200 65,952
8 100,000 800,000 41,800 0 41,800 1,000,000 115,400 73,980
9 100,000 900,000 41,800 0 41,800 1,000,000 133,600 81,660
10 100,000 1,000,000 41,800 0 41,800 1,050,000 163,800 106,790
11 100,000 1,100,000 41,800 0 41,800 1,155,000 187,000 134,365
12 100,000 1,200,000 41,800 0 41,800 1,260,000 212,200 202,454
13 0 0 41,800 0 41,800 1,260,000 182,400 228,032
14 0 0 41,800 0 41,800 1,260,000 152,600 252,774
15 0 0 41,800 0 41,800 1,260,000 134,800 276,680
16 0 0 41,800 0 41,800 1,260,000 105,000 272,500
17 0 0 41,800 0 41,800 1,260,000 75,200 321,984
18 0 0 41,800 0 41,800 1,260,000 45,400 343,382
19 0 0 41,800 0 41,800 1,260,000 27,600 363,944
20 0 0 41,800 0 41,800 1,260,000 0 383,670
21 0 0 41,800 0 41,800 1,260,000 0 427,720
22 0 0 41,800 0 41,800 1,260,000 0 445,356
23 0 0 41,800 0 41,800 1,260,000 0 486,480
24 0 0 41,800 0 41,800 1,260,000 0 525,932
25 0 0 41,800 0 41,800 1,260,000 0 563,712
26 0 0 41,800 0 41,800 1,260,000 0 622,890
27 0 0 41,800 0 41,800 1,260,000 0 656,908
28 0 0 41,800 0 41,800 1,260,000 0 711,488
29 0 0 41,800 0 41,800 1,260,000 0 763,560
30 0 0 41,800 0 41,800 1,260,000 0 834,522
31 0 0 41,800 0 41,800 1,260,000 0 902,140
32 0 0 41,800 0 41,800 1,260,000 0 966,414
33 0 0 41,800 0 41,800 1,260,000 0 1,047,488
34 0 0 41,800 0 41,800 1,260,000 0 1,124,382
35 0 0 41,800 0 41,800 1,260,000 0 1,197,096
36 0 0 41,800 0 41,800 1,284,520 0 1,284,520
37 0 0 41,800 0 41,800 1,385,400 0 1,385,400
38 0 0 41,800 0 41,800 1,480,428 0 1,480,428
39 0 0 41,800 0 41,800 1,587,240 0 1,587,240
40 0 0 41,800 1,680,000 1,721,800 1,704,582 0 0

"BOY" = refers to cash flows payable at the "Beginning of the Year", "EOY" = refers to cash flows payable at the "End of the Year", "EOY*" = refers to

cashflows payable in arrears as per the Benefit Payout Frequency chosen

Notes:

(1) Annualized Premium means Premium amount payable during a Policy Year, excluding underwriting extra premiums, loadings for modal premiums, rider
premiums, first year discounts and applicable taxes, cesses and levies, if any.
(2) In the event of death of the Life Insured during the Policy Term, the benefit shall be, Higher of :
- Sum Assured on Death

Prepared for: Mr. Xyz ABSLI Nishchit Aayush Plan Page 2

 Aditya Birla Sun Life Insurance Version 1

ABSLI Nishchit Aayush Plan UID : 3078704171082

A non-linked non-participating individual savings life insurance plan Mar 12, 2023 18:41:47
Your Benefit Illustration

LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited
- Surrender Benefit

The Sum Assured on Death is the highest of:

• Sum Assured
• 105% of the Total Premiums Paid up to the date of death
Where,
• "Total Premiums Paid" means total of all the premiums received, excluding underwriting extra premium, loadings for modal premium, any rider premium, first
year discounts and applicable taxes, cesses and levies, if any.
• "Sum Assured" is the absolute amount equal to a 10 times of the Annualized Premium.
*Income Benefit/s paid till date are deducted from the Surrender Values indicated above.

-
Please refer the Product Brochure for more details on the terms used in this illustration.
The rider benefit(s), if any, shall not be payable if the policy is in reduced paid-up mode.

I,................................................................, have explained the premiums, I,................................................................, having received the information
and benefits under the policy fully to the prospect/policyholder.. with respect to the above, have understood the above statement before
entering into the contract.

Place :

Date :12/3/2023 Date :12/3/2023

____________________________________ ____________________________________

Signature of Agent/Intermediary/ Official Signature of Prospect/Policyholder

V02 - 12/3/2023

For further details please refer to the product brochure.

Aditya Birla Sun Life Insurance Company Limited Reg. No. 109

Prepared for: Mr. Xyz ABSLI Nishchit Aayush Plan Page 3