GROUP TAKAFUL/MEDICAL PLAN FOR INTERNATIONAL STUDENTS SCHEDULE OF BENEFITS SUMMARY OF THE BENEFITS - GHS

OF IIUM
HOSPITAL AND SURGIAL PLAN (GHS) AMOUNT
COVERED  Hospital Room & Board
IN-PATIENT TREATMENT Reasonable and Customary for daily room accommodation and
Room & Board per day meals during the confinement as an in-patient.
i) Ordinary (up to 120ndays in Private Hospital / RM 150.00
THIS LEAFLET IS ONLY FOR GENERAL INFORMATION AND
Government Hospital)  Intensive Care Unit
ii) Incentive Care Unit (daily maximum up to 30 As charged Reasonable and Customary Charges for daily room and board as an
GUIDELINES ON GROUP TAKAFUL / MEDICAL PLAN days) in-patient in the Intensive Care Unit of the hospital.
Hospital Miscellaneous Services As charged
FOR INTERNATIONAL STUDENTS OF IIUM
Surgical Fees As charged  Hospital Supplies & Services
Policyholder Anesthetic Fees As charged Reasonable and Customary Charges incurred during a hospital
Operating Theatre Fees As charged confinement, which shall include general nursing, prescribed and
INTERNATIONAL ISLAMIC UNIVERSITY MALAYSIA (IIUM) In-Hospital Physician (daily maximum up to 120 As charged consumed drugs and medicines, dressing, splints, plaster casts,
days) X-ray, laboratory examinations, electrocardiograms, physiotherapy,
Insurer Person basal metabolism tests, intravenous injections and solutions,
EMERGENCY & OUTPATIENT administration of blood and blood plasma but excluding the cost of
TREATMENT blood and plasma.
All registered international students of IIUM Pre-Surgical / Medical Diagnostic Services
(within 60 days prior to admission)
As charged  Operating Theatre
Pre-Surgical / Medical Specialist Consultation As charged Reasonable and Customary Charges for usage of operating theatre
(within 60 days prior to admission) incidental to the surgical procedure.
Second Surgical Opinion As charged  Surgical Fees
Insurer Post Hospitalization Treatment As charged Reasonable and Customary Charges for surgery performed and
(within 60 days of discharge) normal operative care up to 31 days before and after the
ETIQA FAMILY TAKAFUL BERHAD Emergency Accident Treatment As charged operation.
ETIQA GENERAL TAKAFUL BERHAD Emergency Accidental Dental Treatment As charged
Emergency Sickness Treatment As charged  Anesthetic Fees
Level 19, Tower C, Dataran Maybank, No 1 Jalan Maarof (from 9.00 pm -7.00 am) Reasonable and Customary Charges by the Anesthetist for the
supply and administration of anesthesia.
59000 Kuala Lumpur ADDITIONAL BENEFITS
Ambulance Services Fees As charged  In-Hospital Physician Visit
www.etiqa.com.my Reasonable and Customary Charges by the physician for the
Claim/reimbursement Medical Report Fee RM 50.00
Government Hospital Cash Benefit RM 30.00 treatment of the Insured Person when confine for a non-surgical
Allowance (up to a maximum of 120 days) disability subject to maximum of one (1) visit per day.
Reimbursement of Government Service Tax 6%  Organ Transplant
Reasonable and Customary Charges and professional fees for
DESCRIPTION OF COVERAGE the surgical transplantation of the kidney, heart, lung, liver, or
ANNUAL OVERALL LIMIT RM20,000.00 bone marrow performed in a hospital. Payment is limited to one
This medical plan comprises the following benefits :
event per lifetime.
i) Group Hospital and Surgical (GHS)  Pre-Hospital Diagnostic Test
- It covers you in the event you are hospitalized or have undergone a Reasonable and Customary Charges for diagnostic tests, which
surgery to an illness or accident. IMPORTANT NOTE : are recommended by a Specialist within 60 days preceding hospital
Hospital / Medical Benefits payable is subject to 5% co-takaful of confinement. No payment will be made if upon such diagnosis, the
ii) Group Personal Accident & Term Life (GPA / GTL) insured Person does not result in hospital confinement for the
eligible medical expenses except for treatment in Government Hos-
pital. (The patient is required to bear 5% of the total bill) treatment of the medical condition diagnosed.
- It covers you 24 hours a day worldwide in the event of death and per-
manent disablement due to an illness or accident.  Pre-Hospital Specialist Consultation
GROUP TERM LIFE (GTL) & GROUP AMOUNT Reasonable and Customary Charges by the Specialist for the first
- This plan also extended to cover Funeral / Repatriation Expenses up to time consultation, which are recommended by a general portioner
the maximum limit as specified in the policy contract. PERSONAL ACCIDENT (GPA) COVERED
in writing within 60 days preceding hospital confinement. Payment
ELEGIBILITY will not be made for clinical treatment (including medication and
Death (Natural cause/sickness) RM17,000.00 subsequent consultation after the illness is diagnosed), or where
All International students aged between 16 to 65, registered with IIUM Death (Accidental cause) RM20,000.00 the Insured does not result in hospital confinement for the
are covered under this medical/takaful plan. Total Permanent Disablement (Natural cause) RM17,000.00 treatment of the medical condition diagnosed.
Total Permanent Disablement (Accidental) RM20,000.00
EFFECTIVE DATE OF COVERAGE
Partial Permanent Disablement (Accidental) RM20,000.00
The coverage will take effect according to the arrangement made be- (As per our standard table of benefits) (Maximum)
tween Etiqa Takaful and IIUM.
Funeral / Repatriation Expenses (All causes) RM11,000.00
(Maximum)
Outpatient Medical Expenses (Due to Accidental RM2,000.00
Cause Only) - Maximum

 Post-Hospitalization Treatment
Reasonable and Customary Charges for treatment by the same
physician within 60 days following discharge from
hospital for a non-surgical confinement.
 Emergency Accidental Outpatient Treatment
Reasonable and Customary Charges for services and medical
supplies provided by the hospital or clinic for emergency
treatment of bodily injury as a result of a covered accident and
received as an outpatient within 24 hours of the accident.
Follow-up treatment is up to 14 days of the accident
administered by the same Physician.
 Ambulance Fees
Reasonable and Customary Charges for domestic ambulance
services for transporting the Insured Person to and/ or from
hospital. Payment will not be made if the Insured Person is
not hospitalized.
 Daily-Cash Allowance
For each full day of hospital confinement at a Malaysia
Government Hospital.
 Malaysian Government Service Tax
On eligible paid expenses.
 Overall Annual Limit
It is the maximum annual reimbursement for benefits payable
in respect of expenses incurred for treatment provided to the
Insured Person during the period of insurance as stated in
the Schedule of Benefits.
For detail description of the covered benefits, please refer to the Policy
Contract / Policy Information Statement.
IMPORTANT CONDITIONS FOR GROUP HOSPITAL & SURGICAL
POLICY (GHS)
1. Upgraded Room & Board Co-Payment
If the Insured person is hospitalized at a published Room &
Board rate which is higher than his/her eligible benefit, the
Insured Person shall bear 20% of the other eligible bene fits
described in the Schedule of Benefits.
2. Residence Overseas
No benefit whatsoever shall be payable for any medical
treatment received by the Insured outside Malaysia for more
that ninety (90) consecutive days.
3. Overseas Treatment
If the Insured Person seeks treatment overseas, benefits in
respect of the treatment shall be covered subject to the
exclusion, limitations and conditions specified in the Policy
and all benefits will be payable based on the official
exchanged rete ruling on the last day of the Period of
Confinement and shall exclude the cost of transport to the
place of treatment provided :
(a) an Insured person traveling abroad for a reason
other than for medical treatment, needs to be
confined to a Hospital outside Malaysia as a
consequences of a Medical Emergency.
(b) an Insured Person upon recommendation of a
Physician.
4. With effect from 01 April 2017, any medical treatment
(including pre & post) at Prince Court Medical Centre and
Gleneagles Medical Centre are not covered under this
policy.
5. Change of Passport No or Other personal Details
Kindly email us at etiqaagency.iium@gmail.com or
etiqaagency1.iium@gmail.com as soon as possible if you have
changed your passport number or other personal detail or if
you found the existing record is to be in incorrect.
EXCLUSION - GHS
This contract does not cover any hospitalization, surgery or charges
cause directly or indirectly, wholly or partly, by any one (1) of the fol-
lowing occurrences:
1) Plastic /Cosmetic surgery, circumcision, eye examination,
glasses and refraction or surgical correction of nearsightedness
(Radial Keratotomy or Lasik) and the use or acquisition of
external prosthetic appliances or devices such as artificial
limbs, hearing aids, implanted pacemakers and prescription
thereof.
2) Dental conditions including dental treatment or oral surgery
except as necessitated by Accidental injuries to sound natural
teeth occurring wholly during the Period of Insurance.
3) Private nursing, rest cures or sanitaria care, illegal drugs,
intoxication, sterilization, venereal disease and its sequelae,
AIDS (Acquired immune Deficiency Syndrome) or ARC
(AIDS Related Complex) and HIV related diseases, and any
communicable diseases required quarantine by law.
4) Pregnancy, child birth (including surgical delivery), miscarriage,
abortion and prenatal or postnatal care and surgical, mechanical
or chemical contraceptive methods or birth control or treatment
pertaining to infertility. Erectile dysfunction and tests or treat-
ment related to impotence or sterilization.
5) Suicide, attempted suicide or intentionally self-inflicted injury
while sane or insane.
6) Hospitalization primarily for investigatory purposes, MRI,
diagnosis, X-ray examination, general physical or medical
examinations, not In accidental to treatment or diagnosis of a
covered Disability or any treatment which is not Medically
Necessary and any preventive treatments, preventive medicines
or examinations carried out by a Physician, and treatments
specifically for weight reduction or gain.
7) War or any act of war, declare or undeclared, criminal or
terrorist activities, active duty in any armed forces, direct
participation in strikes, riots and civil commotion or insurrection.
8) Ionizing radiation or contamination by radioactivity from any
nuclear fuel or nuclear waste from process of nuclear fission or
from any nuclear weapons material.
9) Expenses incurred for donation of any body organ by an Insured
Person and costs of acquisition of the organ including all costs
incurred by the donor during organ transplant and its
complications.
10) Investigation and treatment of sleep and snoring disorders,
hormone replacement therapy and alternative therapy such as
treatment, medical service or supplies, including but not limited
to chiropractic services, acupuncture, acupressure, reflexology,
bone setting, herbalist treatment, massage or aroma therapy or
other alternative treatment.
11) Care or treatment or which payment is not required or to the
extent which is payable by any other insurance or indemnity
covering the insured and Disabilities arising out of duties of
employment or profession that is covered under a Workman's
Compensation Takaful Contract.
12) Psychotic, mental or nervous disorders, (including any neuroses
and their physiological or psychosomatic manifestations).
13) Costs/expenses of services of a non-medical nature, such as
DVD, television, telephones, telex services, radios or similar
facilities, admission kit/pack and other ineligible non-medical
items.
14) Sickness or injury arising from racing of any kind
(except foot racing), hazardous sports such as but not
limited to skydiving, water skiing, underwater activities
requiring breathing apparatus, winter sports,
professional sports and illegal activities.
15) Private flying other than as a fare-paying passenger in
any commercial schedules airlines licensed to carry
passengers over established routes.
16) Expenses incurred for sex changes
17) Hereditary Disease
18) Terrorism
19) Any treatment arising from alcoholic or drug addiction.
20) Any breach of the civil or Syariah Law by the members.
QUESTIONS YOU MAY ASK
Q: Who is eligible to participate in this medical plan?
A: All registered IIUM International Students with active
status. The participant shall be at least 18 years old
upon enrolment. The maximum are at entry shall be 65
years (age next birthday).
Q: Why do I need this plan?
A: As hospital cost can be substantial and can wipe out
your saving, the last thing you would want to worry
about is money. Furthermore, this plan also provides
24 hours worldwide coverage for death and disability
benefits due to natural accidental causes.
Q: When will my cover begin?
A: As soon as you registered with IIUM with the premium
insurance paid and University notify us in writing and
subject to our policy terms, conditions and exclusion
specified in the Policy Contract.
Q: How do I pay my contribution / premium?
A: The payment of premium is to be paid annually to IIUM
upon registration.
Q: What does pre-existing illness means?
A: Sickness, decease or illness which you have been
suffering from prior to the effective date of your cover.
Q: What is the duration of my coverage?
A: The coverage will continue as long as you are registered ANY PROBLEM DURING ADMISSION AND DISCHARGE FROM
as IIUM student, active status, paid the takaful
contribution and subject to renewal of the plan made HOSPITAL?
between IIUM and Etiqa Takaful Berhad.
Q: What are not covered under GHS plan?
A: 1) Illness contracted within the first 30 days from the Any problem with regard to admission and discharge from hospital,
Effective Date of cover. please call 24 hours Etiq a Health Care call Centre as appear on your
medical card at
2) Exclusion specified in the policy contract.
1 8 0 0 8 8 9 9 9 8
3) Treatment received overseas following more than 90
HOW TO MAKE A CLAIM FOR REIMBURSEMENT CLAIM
days stay in overseas.
AND GROUP TERM LIFE AND PERSONAL ACCIDENT POLI-
CY?
Q: Who is Etiqa Takaful Berhad?
A: Etiqa Takaful Berhad is the coverage provider for this
plan. Established since 1993, is licensed under Takaful
Act 1984 and regulated by Central Bank of Malaysia
to transact all classes of takaful business. Etiqa Takaful is IMPORTANT NOTES
largest takaful operator and a member of Maybank
Group, the largest financial Institution in Malaysia. This leaflet is for general information only and not a contract of
insurance. All details of the precise Benefits, Terms, Conditions and
Q: What happen if I loss my medical card? Exclusions and other details are available in the Master Policy Con-
A: effective from 01 September 2020, no medical card will tract and other related contract documents.
be reprinted. Student can download Etiqa Smile Apps for
more information and admission process.
Printed for:
Q: Can I use my medical card for cashless Inpatient INTERNATIONAL OFFICE
treatment in any Government Hospital? INTERNATIONAL ISLAMIC UNIVERSITY MALAYSIA
A: All Government Hospital DO NOT accept insurance JALAN GOMBAK
medical card but do accept the Guarantee letter issued 53100 KUALA LUMPUR
by Etiqa Takaful. For inpatient treatment in any
Government Hospital, you need to call Etiqa Healthcare
call Centre requesting for Guarantee Letter.
Q: Is this medical plan cover outpatient treatment. ENQUIRES:
A: This medical plan DO NOT cover normal outpatient
treatment except for emergency cases caused by ETIQA HEALTHCARE CALL CENTRE - 1 800 88 9998
accident or sickness (subject to policy terms, conditions
and exclusions). CALL / WHATSAPP : 013-4475139 ( ETIQA IIIUM)
Q: What is my entitlement room rate if I admit in private
Hospital?
A: Please ensure the room rate per day is RM150.00 or be
low. If the rate is higher than RM150.00 , the patient
shall bear 20% of the eligible benefits.
Q: How to use the medical card in private hospital?
A: Present your medical card at the Hospital admission
Counter. If you have no card, just provide full name and
passport no and the hospital will verify with Etiqa
Healthcare Call Centre .
 SELANGOR PERLIS
HOSPITAL TOWN TEL NO.
KPJ Perlis Specialist Hospital Kangar 04-9707777
HOSPITAL TOWN TEL NO.
Ara Damansara Medical Centre Shah Alam 03-56391212
Assunta Hospital Petaling Jaya 03-76807000 JOHOR
HOSPITAL TOWN TEL NO.
Avisena Specialist Hospital Shah Alam 03-55151888 Columbia Asia Hospital Iskandar Puteri Nusajaya 07-2339999
Avisena Women’s & Children’s Shah Alam, 03-5551888 Columbia Asia Hospital Tebrau Johor Bahru 07-2729999
Specialist Hospital
Hospital Penawar (Pasir Gudang) Pasir Gudang 07-2521800
Beacon International Specialist Centre Petaling Jaya 03-76207979
Kempas Medical Centre Johor Bahru 07-2368999
Bukit Tinggi Medical Centre Klang 03-33243288
Kluang Utama Specialist Hospital Kluang 07-7718999
Columbia Asia Hospital Bukit Rimau Shah Alam 03-51259999
KPJ Bandar Maharani Specialist Muar 06-9564500
Columbia Asia Hospital Cheras Cheras 03-90869999 Hospital
Columbia Asia Hospital Klang Klang 03-33467999 KPJ Bandar Dato' Onn Specialist Bandar Dato' 07-3011000
Hospital Onn
Columbia Asia Hospital Petaling Jaya Petaling Jaya 03-79499999
KUALA LUMPUR KPJ Batu Pahat Specialist Hospital Batu Pahat 07-4591000
Columbia Asia Hospital Puchong Puchong 03-80648688
HOSPITAL TOWN TEL NO. KPJ Johor Specialist Hospital Johor Bahru 07-2253000
Alty Orthopaedic Hospital Jln Ampang 03-27120866 Hospital Islam Az-Zahrah Bangi 03-89212525
KPJ Pasir Gudang Specialist Hospital Pasir Gudang 07-2573999
Cardiac Vascular Sentral Kuala Kuala Lumpur 03-22767000 Hospital Pakar An-Nur Bandar Baru 03-89235500
Lumpur Bangi KPJ Puteri Specialist Hospital Johor Bahru 07-2253222
Cengild G.I. Medical Centre Jln Kerinchi 03-22427000 Kajang Plaza Medical Centre Kajang 03-87397077 Medical Specialist Centre Johor Bahru 07-2243888
Columbia Asia Hospital Setapak Setapak 03-41459999 KMI Kelana Jaya Medical Centre Petaling Jaya 03-78052111 Pantai Hospital Batu Pahat Batu Pahat 07-4338811
Damai Service Hospital (HQ) Jln Ipoh 03-40434900 KPJ Ampang Puteri Specialist Hospital Ampang 03-42702500 Putra Specialist Hospital (Batu Pahat) Batu Pahat 07-4133333
Hospital Pakar Al-Islam Kg. Baru 03-26913008 KPJ Damansara Specialist Hospital Petaling Jaya 03-77222692 Regency Specialist Hospital Johor Bharu 07-3817700
Hospital Pusrawi Jln Tun Razak 03-26875000 KPJ Kajang Specialist Hospital Kajang 03-87692999
NEGERI SEMBILAN
Institut Jantung Negara Jln Tun Razak 03-26178200 KPJ Klang Specialist Hospital Klang 03-33777888
HOSPITAL TOWN TEL NO.
ISEC International Specialist Eye Midvalley City 03-22848989 KPJ Rawang Specialist Hospital Rawang 03-60998999 Aurelius Hospital Nilai Nilai 06-8500999
Centre
Kementerian Kesihatan Malaysia Putrajaya 03-88833758 KPJ Selangor Specialist Hospital Shah Alam 03-55431111 CMH Specialist Hospital Seremban 06-7631688
KL Eye Specialist Centre Kepong 03-62500077 KPMC Puchong Specialist Centre Puchong 03-80624073 Columbia Asia Hospital Seremban Seremban 06-6033988
KPJ Sentosa KL Specialist Hospital Jln Chemur 03-40437166 MSU Medical Centre Shah Alam 03-55216539 KPJ Seremban Specialist Hospital Seremban 06-7677800
KPJ Tawakkal Specialist Hospital Jln Pahang 03-40267777 Pantai Hospital Klang Klang 03-33742020 Salam Senawang Specialist Hospital Senawang 06-6751188
KL Sports Medicine Centre Jln Dungun 03-20961033 Putra Medical Centre (Sungai Buloh) Sungai Buloh 03-61564735
MALACCA
Lourdes Medical Centre Jln Ipoh 03-40425335 Regen Ambulatory Care Centre Petaling Jaya 03-76215925
HOSPITAL TOWN TEL NO.
Pantai Hospital Ampang Pandan Indah 03-42892828 Sentosa Specialist Hospital Klang 03-51628814 Mahkota Medical Centre Melaka 06-2852999

Pantai Hospital Cheras Cheras 03-91452888 Shah Alam Specialist Hospital Shah Alam 03-55434000 Oriental Melaka Straits Medical Centre Melaka 06-3158888

Pantai Hospital Kuala Lumpur Jln Bukit Pantai 03-22960888 Sri Kota Specialist Medical Centre Klang 03-33733636 Pantai Hospital Ayer Keroh Ayer Keroh 06-2319999

Parkcity Medical Centre Desa Park City 03-56391212 Subang Jaya Medical Centre Subang Jaya 03-56391212 Putra Specialist Hospital (Melaka) Melaka 06-2835888

Pusat Perubatan Naluri Wangsa Maju 03-41433633 Sungai Long Specialist Hospital Kajang 03-90103788
PAHANG
Pusat Perubatan Universiti Malaya Lembah Pantai 03-79492202 Sunway Medical Centre Petaling Jaya 03-74919191 HOSPITAL TOWN TEL NO.
Darul Makmur Medical Centre Kuantan 09-5349988
Sunway Medical Centre Velocity Sunway Velocity 03-97729191 Sunway Specialist Centre Damansara Petaling Jaya 03-6411 9191
IIUM Medical Specialist Centre Kuantan 09-5730380
KMI Taman Desa Medical Centre Jln Desa Lama 03-79826500 The Tun Hussein Onn National Eye Petaling Jaya 03-77181488
Hospital KPJ Pahang Specialist Hospital Kuantan 09--5112692
Tung Shin Hospital Jln Pudu 03-20372288
Thomson Hospital Kota Damansara Petaling Jaya 03-62871111 Kuantan Clinical Diagnostic Centre Kuantan 09-5139891
UKM Specialist Centre Cheras 03-91456288
UiTM Private Specialist Centre Sg Buloh 03-61441600 KMI Kuantan Medical Centre Kuantan,Pahang 09-5902828
UM Specialist Centre Bkt Pantai 03-78414000
Pahang Medical Centre Jalan Gambut 09-5137110
 PULAU PINANG TERENGGANU
HOSPITAL TOWN TEL NO. HOSPITAL TOWN TEL NO.
Bagan Specialist Centre Butterworth 04-3322800 KMI Kuala Terengganu Medical Centre Kuala 09-6245353
Georgetown Specialist Hospital Penang 04-8275118 Terengganu
Hospital Lam Wah Ee Penang 04-6571888 Salam Specialist Hospital Kuala Kuala 09-6200200

Island Hospital Penang 04-2383236 Terengganu Terengganu

KPJ Penang Specialist Hospital Bukit Mertajam 04-5486688

SABAH
Loh Guan Lye Specialists Centre Georgetown 04-2388888 HOSPITAL TOWN TEL NO.
Jesselton Medical Centre Kota Kinabalu 088-366333
Mount Miriam Cancer Hospital Tg Tokong 04-8923999
KPJ Sabah Specialist Hospital Kota Kinabalu 088-211333
Pantai Hospital Penang Bayan Lepas 04-6433888
Rafflesia Medical Centre Penampang 088-272620
Penang Adventist Hospital Penang 04-2227200
Tawau Specialist Medical Centre Tawau 089-779082

KEDAH SARAWAK
HOSPITAL TOWN TEL NO. HOSPITAL TOWN TEL NO.
Pantai Hospital Laguna Merbok Sungai Petani 04-4423888 Bintulu Medical Centre Bintulu 086-330333
Hospital Pakar Metro Sungai Petani 04-4238888 Borneo Medical Centre Kuching 082-507333
Kedah Medical Centre Alor Setar 04-7308878 Columbia Asia Hospital Bintulu Bintulu 086-251888
Pantai Hospital Sungai Petani Sungai Petani 04-4428888 Columbia Asia Hospital Miri Miri 085-437755
Putra Medical Centre (Alor Setar) Alor Setar 04-7342888 KPJ Kuching Specialist Hospital Kuching 082-365777

PERAK KPJ Miri Specialist Hospital Miri 085-649999

HOSPITAL TOWN TEL NO. Sibu Specialist Medical Centre Sibu 084-329900
Anson Bay Medical Centre Teluk Intan 05-6232999
Miri City Medical Centre Miri 085-426622
Apollo Medical Centre Taiping 05-8056000
Normah Medical Specialist Centre Kuching 082-440055
Columbia Asia Hospital Taiping Taiping 05-8208888
Rejang Medical Centre Sibu 084-330733
Hospital Fatimah Ipoh 05-5455777
Timberland Medical Centre Kuching 082-234466
KPJ Ipoh Specialist Hospital Ipoh 05-2408777
Pantai Hospital Ipoh Ipoh 05-5405555
Pantai Hospital Manjung Seri Manjung 05-689 8555
Perak Community Specialist Hospital Ipoh 05-2419000
KPJ Sri Manjung Specialist Centre Setiawan 05-6918153
Taiping Medical Centre Taiping 05-8071049

KELANTAN
HOSPITAL TOWN TEL NO.
Kota Bharu Medical Centre Kota Bharu 09-7433399
KPJ Perdana Specialist Hospital Kota Bharu 09-7458000
Usains Tech Services Kubang Kerian 09-7666200

If you have any enquiries, please call our 24 hours Etiqa Healthcare Call
Centre 1 800 88 9998 @ Whatsapp us at 013 447 5139 (Ms. Shafikah /
Mrs. Atiqah / Ms. Aina)