Introduction to Power BI

Power BI is a Data Visualization and Business

Intelligence tool that converts data from different
data sources to interactive dashboards and BI
reports. Power BI suite provides multiple software,
connector, and services - Power BI desktop, Power BI
service based on Saas, and mobile Power BI apps
available for different platforms. These set of
services are used by business users to consume data
and build BI reports.

A Power BI dashboard is a single page, often called a

canvas, that tells a story through visualizations.

The visualizations on a dashboard come from reports

and each report is based on a dataset. One way to
think of a dashboard is as an entryway to the
underlying reports and datasets. Selecting a
visualization takes you to the report (and dataset)
that it's based on.

Treasury Analytics
Page 12 24 August 2021
Draft- For discussion purposes only
Power BI demo

Power BI – demo

Treasury Analytics
Page 13 24 August 2021
Draft- For discussion purposes only
Key trends changing the Treasury technology landscape

Treasury technology landscape – key levers

Analytics Internet of Cloud Mobile /

Things Computing Applications

Agile Distributed Machine

Ledgers Big Data
Integration Learning

Robotic Process Modular Tech Cyber Security Mobile

Automation Platforms Payments

Treasury analytics
Page 14 24 August 2021
Draft- For discussion purposes only
Key trends changing the Treasury technology landscape

Treasury technology landscape – key levers

Analytics Internet of Cloud Mobile /

Things Computing Applications

Agile Distributed Machine

Ledgers Big Data
Integration Learning

Robotic Process Modular Tech Cyber Security Mobile

Automation Platforms Payments

Treasury analytics
Page 15 24 August 2021
Draft- For discussion purposes only
RPA Video

Robotic Process Automation

What is it?

Resources: animaker editing

Treasury Analytics
Page 16 24 August 2021
Draft- For discussion purposes only
Understanding RPA and how it changes the way we think about dealing with
data in new transformative ways

Tools Web Application RPA is an enterprise-class software

s automation solution that runs unattended
by people:
► Performs laborious and repetitive data
handling tasks reliably

ERP ► Scales up and down to match peak loads

Utilities
(e.g.GW)
► Maintains emulated business user behavior
taught by users
► Shifts control directly to the business rather
than IT coders

RPA ► Delivers ROI in weeks, not quarters or years

Databases 3270 through a rapid, agile implementation
approach

RPA enables organizations to automate

existing high volume and/or complex data
handling actions as if the business users
were doing the work

24 August 2021
Treasury Analytics
Page 17
Draft- For discussion purposes only
RPA Advantages

Early adopters realize quick benefits at a early stage in the fast return of
investment
Accuracy
Low Risk The right result, decision
or calculation the first time
Saving potentials

Non-invasive technology Consistency

Identical processes and 20%–35%
RPA can be overlaid on existing systems, allowing tasks, eliminating output
creation of a platform compatible with ongoing variations Up to 65%
developments in sophisticated algorithms
and machine-learning tools
Audit trail Cross-industry
Fully maintained logs RPA can be used across
essential for industries since it follows
compliance procedures in use
Productivity
Freed up human resources
fir higher value-added tasks

Right shoring Scalability

Geographical independence Instant ramp up and down
without business case to match demand peaks
impact and troughs
Duration
Reliability Retention RPA projects run 9 to12
No sick days, services Shifts towards more months with a return of
are provided 365 days a year stimulating tasks investment below 1 year

Treasury Analytics
Page 18 24 August 2021
Draft- For discussion purposes only
RPA Video

Robotic Process Automation

How does it work?

Treasury Analytics
Page 19 24 August 2021
Draft- For discussion purposes only
The role and importance of Data visualisation

Page 20 24 August 2021

Know your trainer

Experience of working over 5 years with leading

SHAHRAG TRIKHA corporates and financial institutions on various
advisory and transformation initiatives.
Senior Consultant, EY Solutions Architect. Tech geek.

Travelling, trading and driving.

Crypto-hoddler

Finance graduate from NMIMS, Mumbai

CFA Level 2 Candidate

Page 21 24 August 2021

Treasury Analytics
Draft- For discussion purposes only
Defining visualisation

Visualization Dashboard
A visual representation of the A dashboard is a visual display
data that communicates its of the most important
content in a way that enables information needed to achieve
learning and decision making one or more objectives,
consolidated and arranged on a
single screen so the information
can be monitored at a glance.

Treasury analytics
Page 22 24 August 2021
Draft- For discussion purposes only
Types of visualisations and their purpose

Graph Purpose Dashboard

1. To Explore

2. To Analyze

3. To Present

Treasury analytics
Page 23 24 August 2021
Draft- For discussion purposes only
 There are numerous examples of people using statistics to mislead individuals

Possibly one of the most famous examples of this was related to tax cuts proposed by President George Bush,
in which a 5% increase was made to look much larger by distorting the axis of a bar chart.

Treasury Analytics
Page 24 24 August 2021
Draft- For discussion purposes only
Transformation of poor visualisation to a meaningful one

This was the original map of the London Underground that dates back to 1927 . Can you tell
me what is wrong with this map?

Treasury Analytics
Page 25 24 August 2021
Draft- For discussion purposes only
1933 revamped map design

The revamped map addresses 2 points: Visualisation should be relevant to audience and
Colour plays an important role in defining a good visualisation

Treasury Analytics
Page 26 24 August 2021
Draft- For discussion purposes only
Avoid unnecessary noise in visualizations by reducing redundant data-ink and
non-data ink (chart junk)

The goal is to have simple visualizations that are easy to read, and not cluttered with redundant or
irrelevant elements

Treasury Analytics
Page 27 24 August 2021
Draft- For discussion purposes only
Colour is a very useful tool and should contribute to clearly communicate the
message or answer the question

A. Guide the initial attention of B. Emphasize differences

the viewer

C. Avoid cognitive D. With similar intensity in colors,

overload nothing stands out

Treasury Analytics
Page 28 24 August 2021
Draft- For discussion purposes only
It is important to represent data with the right chart, colour and font to
enable users to interpret and derive insights from them

• Colour is a very useful tool and

should contribute to clearly
communicate the message or
answer the question
• Avoid unnecessary noise in
visualizations by reducing redundant
data-ink and non-data ink (chart junk)
• Choose a diagram that effectively
helps you communicate your
message

Treasury Analytics
Page 29 24 August 2021
Draft- For discussion purposes only
To summarize

Think through your use of colors Stop using pie charts

Avoid unnecessary use of ink Do not underestimate tables

The answer should be readily available

Treasury analytics
Page 30 24 August 2021
Draft- For discussion purposes only
Working with BI

Treasury Analytics
Page 31 24 August 2021
Draft- For discussion purposes only
Evolution of Treasury Technology –
Continued…

Page 32 24 August 2021

Key trends changing the Treasury technology landscape

Treasury technology landscape – key levers

Analytics Internet of Cloud Mobile /

Things Computing Applications

Agile Distributed Machine

Ledgers Big Data
Integration Learning

Robotic Process Modular Tech Cyber Security Mobile

Automation Platforms Payments

Treasury analytics
Page 33 24 August 2021
Draft- For discussion purposes only
What is Machine Learning?

“Machine Learning is the science of getting computers to learn and act like humans do,
and improve their learning over time in autonomous fashion, by feeding them data and
information in the form of observations and real-world interactions.”

Investor Decision Support

Return
A

Risk

Treasury Analytics
Page 34 24 August 2021
Draft- For discussion purposes only
Supervised, Unsupervised and Reinforced Learning

Supervised Learning Reinforced Learning Unsupervised Learning

Depends on outputs Depends on user Does not depend on

for testing data feedback on output or feedback
predicted data

Treasury Analytics
Page 35 24 August 2021
Draft- For discussion purposes only
Quiz

Identify whether the scenarios below are a use of Supervised learning, Unsupervised
learning or Reinforced Learning

1 2 3
Scenario 1 Scenario 2 Scenario 3

Netflix suggestions Fraudulent transactions Medical diagnosis in

customized for every identified by a bank modern hospitals
user according to symptoms

Treasury Analytics
Page 36 24 August 2021
Draft- For discussion purposes only
What is artificial intelligence

Artificial intelligence (AI) refers to the ability of a Artificial intelligence is the science
computer or a computer-enabled robotic system to
process information and produce outcomes in a
and engineering of making
manner similar to the thought process of humans in intelligent machines, especially
learning, decision making and solving problems intelligent computer programs.’ –
John McCarthy, father of AI

Artificial
intelligence
system

Learns from Uses the Recognises Solves Understands Creates

experience learning to images complex knowledge perspectives
reason problems and nuances

Treasury analytics
Page 37 24 August 2021
Draft- For discussion purposes only
 What does AI encompass

AI is an over-arching concept that encompasses multiple (often overlapping) disciplines. These draw upon knowledge and
techniques from mathematics, statistics, computer science and domain-specific expertise to create models, software
programs and tools. These software programs and tools can undertake complex tasks with outcomes that are comparable, if
not better, to traditional manual approaches.

Natural language Visualisation

processing Machine learning
Image analytics Deep learning Audio/speech
recognition
Robotics
Social network
Natural language
analysis generation Machine translation

Treasury analytics
Page 38 24 August 2021
Draft- For discussion purposes only
Machine Learnings use case

How can ML be leveraged?

EY Audit example

Source: https://www.youtube.com/watch?v=SSo_EIwHSd4&t=2s

Treasury Analytics
Page 39 24 August 2021
Draft- For discussion purposes only
Key trends changing the Treasury technology landscape

Treasury technology landscape – key levers

Analytics Internet of Cloud Mobile /

Things Computing Applications

Agile Distributed Machine

Ledgers Big Data
Integration Learning

Robotic Process Modular Tech Cyber Security Mobile

Automation Platforms Payments

Treasury analytics
Page 40 24 August 2021
Draft- For discussion purposes only
Understanding cloud computing and it’s various models

Cloud computing is a new paradigm where resources are available on-demand and on a pay-per-
use basis to enterprises and users.

Public Cloud Private Cloud

The cloud infrastructure is made The cloud infrastructure is operated
available to the general public or a solely for an organization with
large industry group and is owned by dedicated compute resources or
an organization selling/ consuming logical portioning from public cloud. It
(internal/ external) cloud services. may be managed by the organization
or a third party and may exist on
premise or off premise.

Hybrid Cloud Community Cloud

The cloud infrastructure is a
The cloud infrastructure is shared by
composition of two or more clouds
several organizations and supports a
(private, community or public) that
specific community that has shared
remain unique entities but are bound
concerns (e.g., mission, security
together by standardized or
requirements, policy and compliance
proprietary technology that enables
considerations). It may be managed by
data and application portability (e.g.,
the organizations or a third party and
cloud bursting for load balancing
may exist on premise or off premise.
between clouds).

Treasury Analytics
Page 41 24 August 2021
Draft- For discussion purposes only
Understanding role of on-premise and cloud solutions

In-House Out-sourced

Components controlled
Cloud Services (Public/ Private/ Hybrid Cloud) Components controlled
in-house by Service Provider

On-Premises Infrastructure as a Service (IaaS) Platform as a Service (PaaS) Software as a Service (SaaS)

Applications Virtualization Applications Virtualization Applications Virtualization Applications Virtualization

Components

Data Servers Data Servers Data Servers Data Servers

Runtime Storage Runtime Storage Runtime Storage Runtime Storage

Middleware Networking Middleware Networking Middleware Networking Middleware Networking

O/S O/S O/S O/S

The tradition approach of Combining executing operating Include security, authentication, Provides the capability to the
deploying and using business systems, storage, messaging, authorization, transaction consumer to use the provider's
software in-house by the databases, load balancing, management, code applications running on a cloud
Description

enterprise. System is developed
and installed, supporting
infrastructure hosted internally.
networking, failover, redundancy, execution, powerful domain infrastructure. The applications
etc., together so that the specific languages, and point and are accessible from various client
customer buys a service rather click configuration that replaces devices through a thin client
than having to architect and traditional software languages. interface such as a web browser.
specify (in a deep technical way)
how such infrastructure should
be configured and deployed

Treasury Analytics
Page 42 24 August 2021
Draft- For discussion purposes only
Properties of blockchain

Distributed Immutable Time stamped

Unanimous Anonymous Secure

Understanding a block

Block 1 Block 2 Block 3 Block 4

► Transaction data
► Hash
► Previous hash
Network consensus

Source: Tech In Asia

Understanding different types of blockchains

1 Public blockchains

2 Private blockchains

3 Hybrid blockchains
Use cases of Blockchain
Crypto currencies

Cryptocurrency market capitalization and future trends (as of April 2021)

~$2.04tn ~6,790
cryptocurrencies currently
total market capitalization
(as of April 2021) exist in the world

~367 ~50%
exchanges that deal in
of the entire cryptocurrency market
cryptocurrency
capitalization is dominated by Bitcoin

According to the study by Facts and Factors, the global Cryptocurrency market was ~US$793 million in 2019.
The market is expected to grow at a CAGR of 30% from 2019-2026 and is anticipated to reach around US$5.1
trillion by 2026.

Source: Coinmarket.com, CNBC

 Crypto currencies: Potential use cases
Transactional
Highly efficient means of
payment. Can transfer money
globally in a minimal amount of
time compared to traditional
mode of wire transfer via bank.
► JPMorgan Chase launched its in-house
digital currency, JPM Coin, and is
being used commercially for payments.
► AT&T is the first US mobile carrier to
accept bitcoin as a mode of payment
through BitPay, a cryptocurrency
payment processor.
Compensation
Paying salaries in cryptocurrency
helps save on fees of transfer &
conversion. Also makes it convenient
to hire remote workers, as payments
can be made instantly, without the
need of a banking institution.
► Danish company SC5 (a digital services
provider), was one of the first companies
worldwide, to pay its employees in
cryptocurrency (since March 2013).
► NFL’s Okung to get 50% of $13 Million
salary in Cryptocurrency).
Asset
Considered to be one of the most lucrative
investment options. Functions as an asset/
commodity in the real-or virtual-world
through ownership of exclusive tokens on a
blockchain network.
► MicroStrategy continues to acquire Bitcoin
to increase value for its shareholders. The
company holds ~ 91,579 Bitcoin, valued at
around $5.1 billion.
► Tesla bought $1.5 billion worth of bitcoin -
representing an investment of a significant
percentage of its cash in Bitcoin as an
asset.