MEMOIR ESSAY

They said that discipline is a bridge between goals and accomplishments.

Students, like me, are given by our parents a daily allowance for us to use during our
school days. It can range from 50 to 200 pesos a day. Expenses in school can be a lunch
meals, snacks, transportation expenses, or additional school-related expenses, such as
printing costs. Before the pandemic, face-to-face classes is the normal way of conducting
learning for students in their universities, academy, or colleges. In the year before 2019,
the allowances I received from my parents are enough to cover my daily expenses in
school. From my snacks, lunch meals, and transportation from home to school and vice-
versa.

However, in my student journey, I learned the value and importance of

budgeting and discipline in my daily allowance and expenses. During that time, I have
the goal of saving up for a new phone. To attain that goal, I need to create a plan and act
to achieve it. As a solution, I made my budgeting plan. In my budgeting plan, I evaluate
the amount I needed to purchase the phone I want, costing P5,500.00. After that, I
measure the period from the day I will start my budgeting plan up to the date when I
will going to purchase the phone. Then, I divided the amount by the period I have. As a
result, I limit my expenses and did precautions regarding what I will purchase every
day. To minimize my expenses, instead of buying lunches and water in the school
canteen, I rather packed my own lunch and water from home. Regarding my snacks,
instead of chips and expensive snacks, I purchased bundle biscuits in the grocery that I
will consume as snacks during break time. Meanwhile, to reduce my transportation
expenses, I will rather walk, if it’s just a short distance than consume money on
transportation rides.

As a result of this process, I was able to save enough and purchase the phone I
needed. In conclusion, the discipline of a person can result in something great or can be
used as a tool to accomplish the goal she/he wants. Thus, a person’s action can always
be turned into something great o worst depending on how she/he approaches her/his
action throughout the course of the process.