SR Company Name Reliance General Insurance

NO Features / Plan Reliance Health Infinity

1 Sum Insured 10 Lakhs / 15 Lakhs / 25 Lakhs / 50 Lakhs / 1 Cr / 2 Cr / 3 Cr / 4 Cr / 5 Cr
2 Entry Age - Minimum 18
3 Entry Age - Maximum 65
4 Exit Age Lifelong
5 Premium Discount 10% for 2 & 3 years
6 BMI Discount 17 to 30 BMI 5% Discount
7 Stay Healthy Discount Sharing annual health check-up results with us will get you a 10% discount on renewal premium
8 Female Proposal Discount 5% Discount if the proposal is a female
9 Girl Child Discount 5% discount on the premium of your floater policy if a you insure a girl child
10 Vaccination Discount Covid-19 and/ or Booster or Human Papilloma virus and/ or Pneumococcal, you get 2.5%
11 Pre Policy check up Above 55 years of age PPC will be applicable irrespective of opted Sum Insured
12 Pre-hospitalisation Up to SI, upto 90 days prior to hospitalization
13 Post hospitalisation Up to SI, upto 180 days after discharge
14 Hospitalisation Expenses Up to Sum Insured
15 Pre-existing Diseases Coverage Covered after 3 years (can be reduced to 1 year also)
16 Named Ailments Coverage Covered after 2 years (Can be reduced to 1 year also)
17 Ayush Treatment Up to Sum Insured
18 Domiciliary Hospitalization Up to Sum Insured
19 Transportation Benefit Maximum upto Rs.500 per hospitalisation (within Sum Insured)
20 Emergency Ambulance Cover Up to Sum Insured
21 Organ Donor Expenses Up to Sum Insured
22 Restore Benefit On subsequent claim, one restore up to 100% SI for unrelated illness/ injury
23 Day Care Procedures Up to Sum Insured
24 No Claim Bonus Avaialble as Super Charger under Smart protector rider irrespective of claim status its payable every year
25 Stem CellTherapy >= Rs.10 Lakhs covers 100% SI
26 Bronchial Thermoplasty >= Rs.10 Lakhs covers 100% SI
27 Oral Chemotherapy >= Rs.10 Lakhs covers 100% SI
28 Robotic surgeries >= Rs.10 Lakhs covers 100% SI
29 Mental Illness/Anxiety Policy wording is silent
30 HIV/AIDS Excluded
31 Bariatric Surgery Covered up to S.I - If Body Mass Index (BMI) is greater than or equal to 40 or greater than or equal to 35
32 Intra Vitreal Injections >= Rs.10 Lakhs covers 100% SI
33 Co Payment Not Applicable
34 ICU Up to Sum Insured
35 Room Rent All Category Rooms Allowed
Addtion One Optional Cover Free
Sum Insured (in Rs)-More Cover Sum Insured(in Rs) 10Lakh--3Lakh / 15Lakh --5Lakh / 25Lakh --7Lakh /
a) MoreCover* (in Rs) 50Lakh --15Lakh / 1Crores--30Lakh / 2Crores--60Lakh / 3Crores--90Lakh / 4Crores--1.20Crores / 5Crores--
1.5Crores

The policy period will be extended by one month in case of one year policy period and two months in case
b) MoreTime*
of two year policy period. This option is not available for three-year policy period

Covers emergency hospitalization, OPD ($100 DEDUCTIBLE), Road & Air Ambulance and day care
c) MoreGlobal* treatment upto 100% of SI (Within SI)
Sub-limit of 50Lakhs or SI whichever is lower for planned in Patient-Treatement
Zyaada Add-On Benefits+
Pays for miscellaneous expenses like Syringe, gloves etc. upto SI opted, which are usually non-
Consumable Cover
payable.
Limitless Covers
For SI >=10Lakh Unlimited utilization for subsequent claims for related and unrelated
Unlimited Restore Benefit
illness or injury.

Charge up policy with an additional SI of either 20% or 33.33% of SI (as opted) at the end of
Super Charger
Smart each policy year. (Max upto 100% of SI)
Protector S.I< 1crores: 7.5% of Sum Insured or Rs 5 Lakhs whichever is higher
Air Ambulance
S.I >=1crores: 10% of Sum Insured(Within Sum Insured)
 Maternity Cover >= Rs.10 Lakhs 1 or 2 Lakh and 1 or 2 year waiting period can opt
Mother and Child
Care New-born Baby and Vaccination
Cover newborn and their vaccination expenses for 1Lakh
Cover

a). OPD Consultations with 10 Super Specialist.

Plan A b) Diagnostic Tests. c) Prescription Drugs: 35% of OPD limit.
OPD Limit- 10K, 15K, 20K
OPD Cover
a) OPD Consultations with Medical Practitioners. b) Diagnostic Tests
(2 or 3 Years)
c) Prescription Drugs: 35% of OPD limit. d) Surgical Treatments.
Plan B
d) OPD for Dental Treatment & related Diagnostic Tests & prescription drugs.
OPD Limit- 25K, 30K, 35K, 40K, 45K, 50K

Policy covers Durable Medical Equipment upto 5% of SI subject to max 2.5Lakh and Small
Medical Equipment Cover
Medical Equipment upto 1% of SI subject to max Rs.20,000.

Double Cover 100% of SI for the same claim.

Home Care Treatment Medical expenses related to listed home treatments are covered within SI limits.