DCB BANK LIMITED Mumbai, India Credit Risk Analyst Nov’21 – Present • Financial Analysis: Post disbursal of loan, performing financial analysis of the corporate borrower based upon key risk parameters such as Financial Risk, Industry Risk, Management Risk & Business Risk and validating the credit ratings • Capital adequacy calculation as per BASEL III • Performing Stress Testing and ICAAP modeling • Formulation and updating of policies on credit risk mitigation, stress testing, ICAAP basis RBI guidelines and Bank's internal policies • Development of New Analytics for monitoring credit risk and preparation of various reports on credit risk
DCB BANK LIMITED Mumbai, India
Management Trainee Aug’21 – Nov’21 • Retail Banking - Mortgages and Gold Loan Department • Due Diligence of Vendor Registered with the Mortgages Business • Performing annual due diligence and identifying discrepancies and variances in line with company's lending protocols Motilal Oswal Financial Services Limited Mumbai, India Internship April’21 – June’21 • Providing analysis of securities data to inform fund managers and aid them in the investment process • Creating and maintaining earnings, valuation, and industrial models for {allocated number of stocks, or the name of the industry to be covered}
Key Projects Undertaken
Finlatics Investment Banking Experience Program April’21 – May’21 • Investment banking, private equity & venture capital-oriented program • Assess investment proposals and identify start-ups with high growth potential.
Finlatics Financial Markets Nov’21 – Jan’21
• Live projects in equity markets- Actively following companies listed on BSE 500 INDEX and maintaining a real-life simulated portfolio • In depth research and analysis of Indian economic sectors
EDUCATION • June’20 – June’22: MBA, IES Management College and Research – Mumbai, India CGPA – 3.45/4
SKILLS & ACTIVITIES
Technical Skills: SAS, Excel, Microsoft Office, Python Certifications & Training: CITI Bank-APAC Investment Banking Virtual Reality Intern Experience from Forage (Jan,2021), Deloitte-Technology Consulting Virtual Internship from Forage, (Jan,2021), Python for Data Science and AI from Coursera, (Dec,2020) Activities: Participated in Credit Research Challenge AIWMI, (2021), Finalist in Make the Case Competition, (March 2021), Participated in 4th Peregrine Global Instant Cases Competition, (Dec 2020), Member of LEO Club Organization, NGO