SIMULASI KREDIT ACC

*Isi Hanya yang kuning saja

Nama Customer :
Tipe Kendaraan :
ADDB/ADDM : ADDB
Dealer : ASTRIDO TOYOTA

On The Road (OTR) : 283,700,000

% DP : 25.00% 70,925,000
TAHUNKREDIT : 5
% ASS Total : 5.3220% 15,098,514
% ASS Cash : -
% ASS Credit 5.3220% 15,098,514
Premi ACP Cash : 0.00% - **Cukup Ganti Rate Standarnya saja/ Rate Nett
Premi ACP Credit : 1.69% 5,563,000
Bunga : 8.89% 101,289,777
PH 227,873,514 TOTAL REFUND
Total Hutang 329,163,291 PDC
PH Baru 233,436,514 Rate Jual
Bunga Baru 103,762,530 Rate Nett
A/R Baru 337,199,044 PDC (Rp)

ANGSURAN Rp5,620,000
***Nilai PDC (bunga balik) total
OJK
TOTAL DP (BAYAR 1)
Dp Murni : 70,925,000
Ass Cash : -
Angsuran 1 : - PDC BALIK
Premi ACP cash : - BM
Admin+fiducia : 1,600,000 SS
Polis : 50,000 SALES
TOTAL

TOTAL BAYAR 1 72,575,000 ADMIN BALIK

BM
NOTE 59,575,000 SS
SALES
TOTAL

REFUND ASURANSI
BM
Tangerang, 2020 SS
Mengetahui, SALES
TOTAL

TOTAL
BM
RATE EFEKTIF : 12.67% SS
Sales Manager ACC Pondok Cabe SALES
TOTAL

PLATFORM OTR 14,185,000

PLATFORM OJK 15,804,380
BENEFIT DEALER 15,410,000
TOTA; BENEFIT DEALER 15,410,000
BUNGA EFEKTIF 0%

-41.6661944%
i Rate Standarnya saja/ Rate Nett

TOTAL REFUND
1.79%
8.89%
7.10%
15,410,000

(bunga balik) total 805555.555556

NOT OKE!

15,410,000
 3,082,000 20.00% HOLD
3,082,000 20.00% 3,082,000
6,164,000 40.00% TOTAL PDC
12,328,000 15,410,000

- HOLD
- 40.00% -
- 40.00% TOTAL ADMIN
- 0.00% -
-

- 0.00%
- 0.00%
- 0.00% TOTAL ASURANSI
- 3,019,703

3,082,000
3,082,000
6,164,000
12,328,000
4
 PDC ADMIN ASURANSI
BM SS SALES BM SS SALES BM SS SALES
AI DSO 15.8% 18.0% 49.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
TUNAS TOYOTA 20.0% 15.0% 45.0% 60.0% 20.0% 0.0% 2.0% 2.0% 5.0%
TUNAS DAIHATSU 18.0% 18.0% 48.6% 0.0% 0.0% 0.0% 2.0% 3.0% 7.0%
ASTRIDO TOYOTA 20.0% 20.0% 40.0% 40.0% 40.0% 0.0% 0.0% 0.0% 0.0%

<20% EFF 9.8%

 Tarif Gross Asuransi Kendaraan Bermotor
Wilayah 2 (DKI Jakarta, Jabar, Banten)
Usia Kendaraan 0 sd 5 thn

Tarif untuk: Mobil Baru

Risiko Send: Rp300,000
Penggunaa: Pribadi/Dinas - Non Fleet

Harga Pertanggungan Kendaraan Penumpang : Sedan, Jip, Minibus, ST Wagon, SUV, MPV, City Car dan
>178,571, >285,714,
Tenor per Coverage 0 s/d >125,000,0 >156,250, 428.57 >200,000, >250,000, 285.71 >400,000, >500,000, 571,428,5
125,000,00 00 s/d 000 s/d s/d 000 s/d 000 s/d s/d 000 s/d 000 s/d 71.42 s/d
0 156,250,00 178,571,4 200,000,0 250,000,0 285,714,2 400,000,0 500,000,0 571,428,5 800,000,0
0 28.57 00 00 85.71 00 00 71.42 00

Periode 5 Tahun
5 thn Comph. 13.0400% 12.2500% 10.9860% 9.8800% 9.4900% 8.8660% 8.3200% 7.4400% 6.0320% 4.8000%
4 thn Comph., 1 thn TLO 11.2130% 10.4230% 9.1590% 8.4590% 8.0690% 7.4450% 7.1300% 6.2500% 4.8420% 4.1350%
3 thn Comph., 2 thn TLO 9.3860% 8.5960% 7.3320% 7.0380% 6.6480% 6.0240% 5.9400% 5.0600% 3.6520% 3.4700%
2 thn Comph., 3 thn TLO 7.2980% 6.5080% 5.7080% 5.4140% 5.0240% 4.6640% 4.5800% 3.7000% 2.8920% 2.7100%
1 thn Comph., 4 thn TLO 5.2100% 4.4200% 4.0840% 3.7900% 3.4000% 3.3040% 3.2200% 2.3400% 2.1320% 1.9500%
5 thn TLO 2.6000% 2.3900% 2.0540% 1.7600% 1.7000% 1.6040% 1.5200% 1.3900% 1.1820% 1.0000%
Periode 4 Tahun
4 thn Comph. 10.7580% 9.9680% 8.7040% 8.1510% 7.7610% 7.1370% 6.8640% 5.9840% 4.5760% 3.9600%
3 thn Comph., 1 thn TLO 8.9310% 8.1410% 6.8770% 6.7300% 6.3400% 5.7160% 5.6740% 4.7940% 3.3860% 3.2950%
2 thn Comph., 2 thn TLO 6.8430% 6.0530% 5.2530% 5.1060% 4.7160% 4.3560% 4.3140% 3.4340% 2.6260% 2.5350%
1 thn Comph., 3 thn TLO 4.7550% 3.9650% 3.6290% 3.4820% 3.0920% 2.9960% 2.9540% 2.0740% 1.8660% 1.7750%
4 thn TLO 2.1450% 1.9350% 1.5990% 1.4520% 1.3920% 1.2960% 1.2540% 1.1240% 0.9160% 0.8250%
Periode 3 Tahun
3 thn Comph. 8.4760% 7.6860% 6.4220% 6.4220% 6.0320% 5.4080% 5.4080% 4.5280% 3.1200% 3.1200%
2 thn Comph., 1 thn TLO 6.3880% 5.5980% 4.7980% 4.7980% 4.4080% 4.0480% 4.0480% 3.1680% 2.3600% 2.3600%
 1 thn Comph., 2 thn TLO 4.3000% 3.5100% 3.1740% 3.1740% 2.7840% 2.6880% 2.6880% 1.8080% 1.6000% 1.6000%
3 thn TLO 1.6900% 1.4800% 1.1440% 1.1440% 1.0840% 0.9880% 0.9880% 0.8580% 0.6500% 0.6500%
Periode 2 Tahun
2 thn Comph. 5.8680% 5.0780% 4.4460% 4.4460% 4.0560% 3.7440% 3.7440% 2.8640% 2.1600% 2.1600%
1 thn Comph., 1 thn TLO 3.7800% 2.9900% 2.8220% 2.8220% 2.4320% 2.3840% 2.3840% 1.5040% 1.4000% 1.4000%
2 thn TLO 1.1700% 0.9600% 0.7920% 0.7920% 0.7320% 0.6840% 0.6840% 0.5540% 0.4500% 0.4500%
Periode 1 Tahun
1 thn Comph. 3.2600% 2.4700% 2.4700% 2.4700% 2.0800% 2.0800% 2.0800% 1.2000% 1.2000% 1.2000%
1 thn TLO 0.6500% 0.4400% 0.4400% 0.4400% 0.3800% 0.3800% 0.3800% 0.2500% 0.2500% 0.2500%
Kondisi Asuransi:

Nilai
pertanggu
ngan Thn 1 Th 2 Th 3 Th 4 Th 5
Mobil Baru (") 100% 80% 80% 70% 70%
(**) nilai penggantian Total Loss adalah 100% pada 6 bulan pertama dan 90% pada 6 bulan kedua
otor

SUV, MPV, City Car dan PU Double Cabin

>800,000, >1,000,00
000 s/d 0,000 s/d >1.142,85
1.000.000 1,142,857 7,143
.000 ,143

4.6500% 4.4100% 4.2000% #REF!

3.9850% 3.7450% 3.6050% #REF!
3.3200% 3.0800% 3.0100% #REF!
2.5600% 2.4000% 2.3300% #REF!
1.8000% 1.7200% 1.6500% #REF!
0.9500% 0.8700% 0.8000% #REF!
#REF!
3.8100% 3.5700% 3.4650% #REF!
3.1450% 2.9050% 2.8700% #REF!
2.3850% 2.2250% 2.1900% #REF!
1.6250% 1.5450% 1.5100% #REF!
0.7750% 0.6950% 0.6600% #REF!
#REF!
2.9700% 2.7300% 2.7300% #REF!
2.2100% 2.0500% 2.0500% #REF!
1.4500% 1.3700% 1.3700% #REF!
0.6000% 0.5200% 0.5200% #REF!
#REF!
2.0100% 1.8900% 1.8900% #REF!
1.2500% 1.2100% 1.2100% #REF!
0.4000% 0.3600% 0.3600% #REF!
#REF!
1.0500% 1.0500% 1.0500% #REF!
0.2000% 0.2000% 0.2000% #REF!