Professional Documents
Culture Documents
September 2014
Part 1
CONVEYANCER
Erinda Frantzen
Form E
Deed of Transfer
1
Also see September 2009 (Part 1), question 2 for 30 marks. A similar
question was also asked in May 2002 (Part 1), question 4.
2
Consents in terms of section 15(2) of the Matrimonial Property Act by Sally
Viljoen and Karen Botha must be lodged together with the transfer.
and
3 YVETTE SMITH (FORMERLY COETZEE)
Identity number 571219 0359 08 2
unmarried
carrying on business in partnership as Viljoen & Associates 3
AND the said appearer declared that the aforementioned Andre Viljoen has, in
terms of an agreement dated 15 August 2014 retired from the partnership and that
in terms of the said agreement his share in the undermentioned property has been
taken over by the remaining partners;
AND that she in her capacity aforesaid, did, by these presents, cede and transfer to
and on behalf of
1 NAAS BOTHA
Identity number 500508 5553 08 7
married in community of property to Karen Botha
and
2 YVETTE SMITH
Identity number
unmarried
carrying on business in partnership as Botha & Smith Interior Decorators
First transferred and still held by Deed of Transfer T4276/1988 with diagram SG No
323/1985 annexed thereto4 [13]
3
See Regulation 34(3). Each partner of the original firm must give transfer to
the new partnership. The whole property must be transferred to the new
partnership and not only the share of the retiring partner.
4
As the extending clause in the existing title deed follows the wording of
prescribed Form TT, Form UU (suitably adapted) must be used for the
1.3 In such an instance an application, signed by all three partners of the former
partnership must be lodged in the deeds registry for an endorsement in
terms of section 24bis(2) of the Deeds Registries Act on the existing title
deed T4276/1988 to the effect that such land vests in the individual partners
and thereupon such partners shall be entitled to separately deal therewith as
if they had taken formal transfer into their names of their shares in such land.
[3]
1.4 The individual partners can be substituted as mortgagors in the bond in the
place of the former partnership in terms of section 24bis(3). The mortgagee
must consent to the substitution of the individual partners as mortgagors
under the bond and the individual partners must apply to be substituted,
jointly and severally under the bond and waive the exception de duobus vel
pluribus reis debendi. [3]
subsequent transfer.
5
See Example 6C in the example bundle of your notes. Similar questions were
asked in May 2012 (Part 1), question 1 and May 2002 (Part 1), question 6.
6
See Example 14M (page 4) of the example bundle and May 2006 (Part 1),
question 4 and May 2001 (Part 1), question 9
7
You may use a property description applicable in the area where you
practice.
8
Form MM to the Deeds Registries Act must be used for all the consents in
this question.
9
Section 65(3) requires that the mortgagee consents to the registration of the
servitude, free from the bond.
3.4
3.4.1 “... do hereby consent for the release of the following property from the
operation of the said bond, namely:
PORTION 8 OF THE FARM WATERFALL 123
Registration Division J.R., Province of Gauteng
Measuring: 250,0000 (two hundred and fifty comma nil nil nil nil)
Hectares”
3.4.2 “... do hereby consent to the issue of a Certificate of Registered Title in terms
of Section 43 of the Deeds Registries Act No 47 of 1937 in respect of the
following property, namely:
PORTION 3 OF THE FARM WATERFALL 123
Registration Division J.R., Province of Gauteng
Measuring: 150,1234 (one hundred and fifty comma one two three
four) hectares” [4]
10
Consent must also be given to the registration of the general plan, as the
application for the opening of a township register includes an application of
the registration of the general plan.
11
Section 11(3)(d) specifically prescribes that consent for this must be given by
the mortgagee.
CONVEYANCER
Gabriël Jacobus le Roux
I, the undersigned
BRENDA GREEN (BORN BROWN)
Identity number: 921201 4003 08 2
married in community of property to Werner Green, with the exclusion of the
community of property in respect of the undermentioned property as a result
of the stipulations in the will of the late Joe Brown dated 1 May 1993
do hereby apply in terms of section 25(3) of the Deeds Registries Act 47 of 1937 to
the Registrar of Deeds at Pretoria, for the endorsement of the Deed of Transfer
T1234/2009 under which is held
PORTION 1 OF THE FARM KAALLAAGTE 31
Registration Division IP, Province of Gauteng
measuring 3 000,0000 (three thousand comma nil nil nil nil) hectares
Whereas I am the only child born of the marriage between Chris Brown and
Michelle Brown and is now ascertained following the death of the said Chris Brown
on 1 July 2012
Now therefore I hereby apply for an endorsement to be made on the above title
deed to the effect that the name of the said Brenda Green be contained in the
title deed and that I shall be entitled to deal with the said property as if I had
acquired the said property by means of formal transfer, subject to the
exclusion of the community of property as more fully set out in the will of the
late Joe Brown dated 1 May 1993.
Finally I declare the value of the property to be R2 000 000,00 (two million rand).
Brenda Green
12
Similar questions have been asked in July 2004 (Part 1) question 3 for 15
marks and in May 2002 (Part 1) question 8 for 11 marks.
I, the undersigned
Gabriel Jacobus le Roux
a conveyancer practising as such in Pretoria, hereby certify that in respect of the
transfer from
ERNIE ELS
Identity number 720105 5637 08 2
and
CYNTHIA ELS
Identity number 821212 0012 08 8
married in community of property to each other
to
NIGELLA LAWSON
Identity number 690919 0356 08 7
unmarried
of the following property namely-
A unit consisting of -
a) Section No. 14 as shown and more fully described on Sectional Plan No. SS
46/2014 in the scheme known as SUNSET MEWS in respect of the land and
building or buildings situated at the TOWNSHIP OF HATFIELD, City of
Tshwane Metropolitan Municipality, of which section the floor area
according to the said sectional plan is 175 (one seven five) square metres in
extent; and
together with Exclusive use areas Garage G14, Garden Area GG 14 and Parking
Bay P14
1 The body corporate has not yet been established and therefore no moneys
are payable to such body corporate.13
2.2 such right was not disclosed to the transferee in the deed of alienation; but
2.3 the transferee has given written notice, in terms of section 25(15), that he
does not intend to annul the alienation of land for reason of this defect.
CONVEYANCER
Gabriël Jacobus le Roux [8]
13
As the question does not indicate whether this is the first transfer in the
scheme or not (in other words whether the body corporate has been
established or not) this paragraph could also have read:
“1 The body corporate has certified that as at date of registration all
moneys due to the body corporate by the transferor in respect of the
said unit have been paid.”
14
In the Cape Town deeds registry the sequence is first the release (cover 3),
thne cover 1 , 2 and 4.
WHEREAS in terms of the will dated 31 March 2010 and signed at Ixopo of
the late Eugene Basson, who died on 12 May 2013, he bequeathed his
entitre estate to his surviving spouse, Anna Basson to whom he was married
out of community of property subject to a fideicommissum in favour of their
son Andre Basson 16
15
A similar question was asked in May 2011 (Part 1), question 2 and also in
September 2007 (Part 1), question 3 and May 1995 (Part 1), question 2.
16
No reference must be made to the exclusion of the community of property
as provided in the will as the examiners want to test whether you are aware
that the community of property is excluded in respect of a fiduciary on
grounds of common law.
6.2.1 First transferred and still held by Deed of Transfer T1483/1985 with diagram
SG No A245/1974 annexed thereto [4]
6.3 No. Both transfers are exempt from the payment of transfer duty in terms of
section 9(1)(e) of the Transfer Duty Act, as being inheritances. [2]
6.4 Although the power of attorney in respect of the first transfer will not contain
an endorsement in terms of section 42(2) of the Administration of Estates
Act, a conveyancer certificate in terms of section 42(1) must be lodged. No
endorsement or certificate is required in respect of the second transfer, as
transfer is not effected by the executor (the fiduciary is not deceased). [2]
17
This number has been made up as the existing title deed number whereby
Anna Basson held the property was not disclosed in the question.
CONVEYANCER
Erinda Frantzen
SIPHISO NXUMALO
Identity Number 640421 5010 08 6
and
DUDU ZUMA
Identity number 660329 0129 08 4
married in community of property to each other
A unit consisting of -
a) Section No. 26 as shown and more fully described on Sectional Plan No. SS
102/1982 in the scheme known as ATHOLLBANK in respect of the land and
building or buildings situated at the ATHOLL GARDENS TOWNSHIP, in the
area of CITY OF JOHANNESBURG METROPOLITAN MUNICIPALITY, of
which section the floor area according to the said sectional plan is 210 (two
hundred and ten) square metres in extent; and
S Nxumalo D Zuma
7.3 MEMORANDUM
PROCEDURE TO BE FOLLOWED FOR THE REGISTRATION OF AMENDING
SECTIONAL PLAN OF EXTENSION SG D299/2009 OF SECTION 26 IN THE
SCHEME KNOWN AS ATHOLLBANK
1 Section 24 of the Sectional Titles Act deals with the extension of a section.
4 We also need the original title deed for unit 26. It should be in possession of
Mr Nxumalo, as it appears that there is no bond endorsement attached to the
title deed.
6 If the percentage deviation is more than 10% you have to comply with
section 24(6A) of the Sectional Titles Act. Section 24(6A) requires the
following:
6.1 The applicant for the registration of the sectional plan of extension
(Sihipso Nxumalo and Dudu Zuma) must send a notice per registered
post to every mortgagee in the scheme. There are specific particulars
that need to be addressed in these notices. We shall be in a position
to assist with the drafting and sending of these notices on your behalf.
6.2 The identity of all the mortgagees will therefore have to be
ascertained.
6.3 If we do not receive any reaction to the notices within 30 days after the
date upon which the notice has been sent per registered post, it will be
deemed that the mortgagee has no objection to the proposed
extension and that the mortgagee consents thereto.
6.4 If there are mortgagees that object, this might delay the process as
their objections need to be attended to.
CONVEYANCER
Erinda Frantzen
FORM O
Application under section 24(1) 18
of the Sectional Titles Act, 1986
18
Form O to the Sectional Titles Act is used.
19
Reference must here be made to the sectional plan on which section 26 is indicated before
the extension is registered.
CONVEYANCER
Erinda Frantzen
Power of Attorney
We, the undersigned
SIPHISO NXUMALO
Identity Number 640421 5010 08 6
and
DUDU ZUMA
Identity number 660329 0129 08 4
married in community of property to each other
Siphiso Nxumalo did, with the written consent of Dudu Zuma, on 10 July 2010 sell
the undermentioned property for an amount of R900 000,00 (nine hundred
thousand rand) to the undermentioned transferee
DIRK STORM
Identity number 721201 5058 08 7
unmarried
20
As soon as the amending sectional plan of extension of a section has been
registered, Registrar of Deeds will allocate a new SS number to such plan. In
subsequent dealings with the extended section reference must be made to
this new SS number. As the new SS number was not provided in the
question, a new SS number has been made up.
21
The larger extent of the extended section 26 can be found on sheet 5, the
participation quota sheet of Sectional Plan SG D299/2009.
and further to cede and transfer the said property to the said transferee.
Witnesses:
1
S Nxumalo
2
D Zuma [15]
Question 8 - Model answer [25]
8.1 The title deed in terms whereof Unit 5 in the scheme Omygosh is held must
first be rectified in terms of section 4(1)(b) of the Deeds Registries Act to
indicate Ebrahim Vally and his spouse Priscilla as being married in
community of property. Thereafter an application must be brought by both
spouses in terms of section 45bis(1A)(b) of the Deeds Registries Act in terms
whereof the property is allocated to each spouse in equal one half shares.23
[5]
22
The existing title deed (ST123/2004) was endorsed regarding the extension
of section 26. A new deed of transfer or other deed is therefore not drafted
and registered when a section is extended.
23
Registrars’ Conference Resolution 32/2005. Question 8.1 was also tested in
May 2009 (part 2), question 5 for 4 marks.
CONVEYANCER
Gabriël Jacobus le Roux
Application and affidavit in terms of
Section 4(1)(b) of the Deeds Registries Act 47 of 1937
I, the undersigned
1 EBRAHIM VALLY
Identity number: 581011 5003 08 2
married out of community of property
do hereby make oath and say:
1 That I was married in community of property to Priscilla Vally at the time
when the property held by Deed of Transfer ST4569/2010 was registered
into my name.
2 That I was incorrectly described in the said Deed of Transfer as married out
of community of property.
3 That there are no other deeds or documents registered in the deeds registry
at Pretoria in which marital status us was incorrectly reflected.
4 That the required amendment will not have the effect of transferring any
rights.
5 That I do hereby apply to the Registrar of Deeds at Pretoria that the error be
rectified so that the transferee in the vesting clause is described as follows in
the said Deed of Transfer:
Ebrahim Vally
Identity number: 581011 5003 08 2 and
Priscilla Vally
Identity number: 681215 0036 08 2
married in community of property to each other
E Vally
I certify that the deponents have acknowledged that they know and understand the
contents of this affidavit which was signed and sworn to before me at Pretoria on
10 September 2014.
COMMISSIONER OF OATHS
CONVEYANCER
Gabriël Jacobus le Roux
Application in terms of Section 45bis(1A)
of the Deeds Registries Act 47 of 1937
1 Ebrahim Vally
Identity number: 581011 5003 08 2
married out of community of property
2 Priscilla Vally
Identity number: 681215 0036 08 2
married out of community of property
A unit consisting of - 24
a) Section No. 5 as shown and more fully described on Sectional Plan No. SS
753/2008 in the scheme known as OMYGOSH in respect of the land and
building or buildings situated at CENTURION TOWNSHIP, CITY OF
TSHWANE METROPOLITAN MUNICIPALITY, of which section the floor
area according to the said sectional plan is 295 (two hundred and ninety
five) square metres in extent; and
24
The prescribed form for this description can be found in paragraph 1 of Form
H issued under the Sectional Titles Act.
Whereas our marital status was changed from in community of property to out of
community of property by a court order issued by the High Court of South Africa
Gauteng Division, Pretoria dated 15 May 2014 in terms of section 21 of the
Matrimonial Property Act, 88 of 1984, and the property was awarded to both of
us in equal shares, we hereby apply that an endorsement be made on the
above-mentioned title deed to the effect that each one of us is entitled to deal
with his or her one-half a share of the above-mentioned property as if each of
us had received formal transfer thereof.
We declare that the value of the herein mentioned property is R1 200 000,00 (one
million two hundred thousand rand).
9.1 I will draft the necessary documents for the registration of a collateral bond
over Unit 9, passed by the same mortgagor (ABC (Pty) Ltd) than in the
principal bond (that is already registered for R10m) in favour of the same
mortgagee than in principal bond (Vatso Bank) in respect of the same cause
of debt than in the principal bond (loan) over other property of the
mortgagor(Unit 9 in the scheme Nouja) as additional security.
25
In Standard Bank of South Africa Ltd v Hunkydory Investments 188 (Pty) Ltd
the court held that dispose means a disposal in the form of a transfer of
ownership rather than a transaction that exposes the company’s assets to
the risk of forced disposal because of borrowing.
CONVEYANCER
Erinda Frantzen
Power of Attorney
I, the undersigned,
Mark Wilhelm in my capacity as director and duly authorised thereto by virtue of
a resolution of
ABC (PTY) LTD
Registration number 1990/369547/07
do hereby declare that I have this day signed and executed a Collateral Sectional
Mortgage Bond in favour of VATSO BANK LIMITED, Registration number
1960/004586/06, its order, successors or assigns (hereinafter referred to as the
mortgagee) for the sum of R10 000 000,00 (ten million rand), together with the sum
of R2 000 0000,00 (two million rand) and specially hypothecating as a First
mortgage subject to the conditions set out in an annexure to the said bond -
A unit consisting of -
a) Section 9 as shown and more fully described on sectional plan no. SS111/2009
in the scheme known as NOUJA in respect of the land and building or buildings
situated at SANDTON TOWNSHIP, local authority CITY OF
JOHANNESBURG METROPOLITAN MUNICIPALITY, of which section the
floor area according to the said sectional plan is 1 750 (on thousand seven
hundred and fifty) square metres in extent; and
Subject to all the terms and conditions contained in the aforesaid Deed of Transfer
26
You could have omitted this paragraph if the mortgagor personally appeared
before the conveyancer.
and generally to so whatsoever may be necessary to make the said bond valid and
effectual as I could do if personally present, hereby ratifying all and whatsoever the
said attorney, conveyancer and agent shall lawfully do or cause to be done by
virtue of these presents.
As Witnesses:
1
2
M Wilhelm obo ABC (Pty) Ltd
27
Although it is not required for a conveyancer (or the mortgagor himself) to
appear before the registrar of deeds and pass the bond, the sectional bond
must still be registered in the deeds office and a conveyancer therefore
needs authority for such registration on behalf of the mortgagor.
I, the undersigned
OLIVIA GROENEWALD
duly authorised thereto by virtue of a Power of Attorney signed at Johannesburg on 10
September 2014 and granted to me by 28
Mark Wilhelm in his capacity as director and duly authorised thereto by virtue of a
resolution of
ABC (PTY) LTD
Registration number 1990/369547/07 29
(Hereinafter referred to as the mortgagor),
28
You could have let the mortgagor personally appear before the conveyancer
and then this paragraph would have been omitted.
29
As the power of attorney is not lodged in the deeds office, the full names
and authority of the person acting on behalf of the mortgagor must be
inserted here.
in the sum of R10 000 000,00 (ten one million rand), arising from and being for
money lent and advanced as security for which indebtedness mortgage bond
B123/2012 (hereinafter called the principal bond) was registered in the Deeds
Registry at Bloemfontein on the 6th of October 2012 over the property thereby
specially hypothecated;
And whereas the said mortgagee requires the indebtedness of the mortgagor under
the principal bond to be further secured by the hypothecation of the
undermentioned property as collateral security therefor;
Now therefore, I, renouncing all benefits arising from the legal exceptions non
numeratae pecunia, non causa debiti, revision of accounts, errore calculi and no
value received 30 (in so far has the renunciation thereof is not prohibited by the
National Credit Act), with the full force and effect of which I declare myself to be
fully acquainted, do by these presents declare and acknowledge the company to be
held and firmly bound unto and on behalf of the said mortgagee, its order or
assigns in the aforesaid sum of R10 000 000,00 (ten million rand) together with the
sum of R2 000 000,00 (two million rand) as a preferent charge for costs and other
matters as more fully set out in the principal bond, and as collateral security for the
due and property repayment of the aforesaid sums with interest on the said capital
sum and for the due and proper fulfilment of all the terms and conditions mentioned
or referred to in the principal bond as well as all my obligations thereunder, I
declare to bind specially as a first mortgage -
A unit consisting of -
30
The same exceptions that have been renounced in the principal bond must
be renounced in the collateral bond. As the cause of debt in the principal
bond is for money lent and advanced the renunciation of the exceptions
above would have been included in the principal bond.
Registered at Johannesburg on
Seal of Office Registrar of Deeds
I, the undersigned
1 This collateral bond shall be subject to all the terms and conditions set out in
the principal bond as fully and effectually as if the same had been inserted
herein and to the special condition that upon payment and discharge of all
obligations secured under the principal bond, this collateral bond shall be null
and void abut shall otherwise be and remain of full force and effect.
[25]
TOTAL: [200]
September 2014
Part 2
Self-Study Deeds Course
If a fiduciary interest in land terminates before transfer of the land has been
registered in favour of the fiduciary, it shall be competent to transfer the land
directly to the fideicommissary - section 14(1)(b)(vi) of the Deeds Registries Act.
The property may therefore be transferred by the executor in the estate of the late
X directly to the grandson, Z (fideicommissary).
31
Also asked in Question 10 (Part 2) September 2005 for 4 marks.
32
32/1965.
WHEREAS in the matter in which XYX (Pty) Ltd Limited was the plaintiff and
Jo Brown, Identity Number 690306 5032 081, was the defendant and by
virtue of a writ issued by the High Court of South Africa (North Gauteng
Division) on 2 January 2011 at Pretoria under case number 301/2010, the
undermentioned property was attached by the sheriff;
3.2 And the appearer declared that the said late Jo Brown, during his lifetime
had truly and legally sold the undermentioned property on 3 April 2011 [3]
3.3 And the appearer declared that his principal had truly and legally donated the
undermentioned property on 15 May 2014 [4]
WHEREAS, in terms of the joint will, dated 10 April 2009 of the late Jo
Brown, who died on 15 January 2014 and his surviving spouse Alice Brown
to whom she was married in community of property, the testators massed
their estates and the undermentioned property was specifically bequeathed
to their son, James Brown, subject to a usufruct in favour of the surviving
spouse and further subject to the exclusion of the community of property as
more fully set out hereunder;
AND WHEREAS the surviving spouse has adiated the terms of the will;
Now therefore the appearer in his capacity aforesaid hereby cedes and
transfers to and on behalf of [8]
4.1 A deed of alienation in which a real right of extension has not been disclosed
shall be voidable at the option of the purchaser. After notice by the
purchaser to the seller that he annuls the alienation, the alienation shall be
void - section 25(15). [2]
4.2 I would inform John Smith of the real right of extension, provide him with the
necessary particulars thereof and inform him of his rights as discussed in 4.1
in order for him to decide whether he wants to continue with the transaction.
If he wishes to proceed with the transaction, I will draw a written notice for
him to sign wherein he confirms that he does not intend to annul the
alienation for reason of the non-disclosure of the real right of extension. [2]
Section 80 of the Administration of Estates Act only requires the consent from the
Master or the High Court if a minor intends to alienate or encumber any immovable
property. It does not require such consent when a bond that is registered in favour
of a minor must be cancelled as no alienation of immovable property is taking
place.33 In Ex Parte MacRobert NO it was decided that it is unnecessary for a
guardian to obtain the court’s approval for the cancellation of a bond that is
registered in favour of a minor. The minor must, however, still be assisted by his
parent or guardian in the execution of the required consent. It is not necessary for
both parents or all the guardians to consent, the consent of 1 is sufficient.
6.1 No, he may not, if it is a long term lease that is to be registered in the deeds
registry. According to section 15(2)(a) of the Matrimonial Property Act the
consent of the other spouse is required if immovable property is to be
alienated. A registered long term lease is defined in the Deeds Registries
Act as “immovable property”. A lease will further boil down to an alienation.
If the lease is, however, a short term lease this will not boil down to the
conferring of a real right in immovable property under section 15(2) , but only
a personal right and the consent of the John’s spouse will not be required. [2]
6.2 As the underhand surety by John Brown is not given in the ordinary course of
his business, the written consent by Sue Brown to such underhand surety,
attested by two competent witnesses is required, which consent may not be
given by way of ratification.
With regard to the mortgaging of Erf 1234 Hillside as security for the surety,
the written consent by Sue Brown, attested by two witnesses is also required,
as this constitutes the mortgaging of immovable property as referred to in
section 15(2) (a) of the Matrimonial Property Act, which consent may not be
given by way of ratification. [2]
6.3 Yes. Section 15(9) of the Matrimonial Property Act provides that when a
spouse enters into a transaction for which the consent of the other spouse
33
Registrars’ Conference Resolution 25/1980.
Joan Jillson
Identity number 420916 3043 08 7
formerly unmarried
(now married out of community of property)
Jo Jackson
Identity number 440919 5096 08 2
(now deceased)
and
Jill Jackson
Identity number 501001 0057 08 7
(formerly married in community of property to each other)
As Cool Ideas is not registered as a home builder, it is not entitled to carry on the
business of a home builder nor to receive any consideration therefor and the
members make themselves guilty of an offence. Cool Ideas was therefore not
entitled to receive any consideration and is also not entitled to the outstanding
consideration payable. I will therefore advise Cool Ideas to immediately register as
a home builder.
34
Section 1A.
35
Section 10(6)(b).
It should be ascertained whether the quality of certain aspects of the building work
in respect of which Ms Hubbard complains has bearing on (b)(i), (ii) or (iii) above
and then whether she gave notice of the defects within the periods as set out
above. If the answer is in the affrimative, Ms Hubbard shall be entitled to enforce
the guarantees against Cool Ideas who will have to rectify the defects at his own
cost. If not, such guarantees have lapsed and she will not be entitled to enforce
same against Cool Ideas.
If Ms Hubbard is entitled to enforce the guarantee, Cool Ideas may in terms of its
contract with Velvori Construction, cailm from Velvori to do the necessary repairs
and rectification or to claim damages from Velvori for its ommission to do the work
as agreed to.
13.3 An attorney must keep records for a period of at least five years from the
date on which the business relationship with a client has been terminated or
from the date on which a transaction has been concluded. [2]
1 James Viljoen
Identity number 850210 6396 08 7
unmarried
(½ share)
2 Craig Smith
Identity number 801215 7895 08 8
unmarried
(1/4 share)
3 Jemma Smith
Identity number 831216 0059 08 8
Erinda Frantzen
BCom(Law)(UP) LLB (UNISA)
Attorney, Conveyancer and Notary of the High Court of South Africa
and
Gawie le Roux
BA(Law)(UP) LLB (UP) BA Honours (UNISA)
Attorney and Conveyancer of the High Court of South Africa
and published by
PO Box 74047
Lynnwood Ridge
0040
SOURCES