ESPINOSA LAW OFFICE

Ground Floor, CINTON Building, Abad Santos Street,

Barangay Zone 4, Koronadal City
Tel. # (083) 877-2961

Date February 28, 2022

NOTICE OF DISHONOR AND DEMAND

WIL AGRI-SUPPLY
HISO ST. KALAWAG III, ISULAN, SULTAN KUDARAT

Dear Ma’am / Sir,

My client, ABIGAIL FARM SUPPLY, INC., represented by its Corporate Secretary,

RUTH P. CUENCA, referred for appropriate legal action your deliberate failure to pay
your overdue obligation in the amount of ONE MILLION SEVEN HUNDRED
THIRTY SIX THOUSAND PESOS ONLY (Php 1,736,000.00), Philippine Currency.
According to my client, you purchased from ABIGAIL FARM SUPPLY, INC. located at
Tomas Claudio St., Surallah, South Cotabato, several agricultural/farm inputs such as
Chemicals, Hybrid Seeds, Fertilizers, Insecticides, Pesticides and Herbicide. You then
issued the listed checks for the payment thereof, as follows:

POSTING DUE CHECK

REFERENCE # REMARKS
DATE DATE AMOUNT
Drawn Against
06/27/19 11/24/19 BDO484979 434,000.00
Insufficient Fund
Drawn Against
06/27/19 11/24/19 BDO484980 434,000.00
Insufficient Fund
Drawn Against
06/27/19 11/24/19 BDO484978 434,000.00
Insufficient Fund
Drawn Against
06/29/19 11/26/19 BDO485012 434,000.00
Insufficient Fund
TOTAL 1,736,000.00

Out of your total purchases amounting to Php 1,736,000.00, you did not pay any amount.
When its representative reminded you to pay said amount after due date of the checks, you
failed and refused to pay the same until this date. Copies of the checks that you issued are
hereto attached to form part of this Notice of Dishonor and Demand.

This is also to NOTIFY and ADVISE you that the said checks were deposited to our
depository bank sometime on stated above, but the same were dishonored for reason of
DRAWN AGAINST INSUFFICIENT FUND. When you issued said checks, you also
assured the representative of Abigail Farm Supply, Inc. that there are more than sufficient
funds in your bank account under Account No. 003308005249 and under the Account
Name WILLY L AGAHA to cover the amount of the checks. However, the checks that
you issued were returned, dishonored and stamped DRAWN AGAINST INSUFFICIENT
FUND when deposited, as evidenced by the dates stamped on the checks.  Likewise, your
unreasonable refusal to pay your overdue obligation caused my client damage and
prejudice.

In this regard, you are demanded to pay your said obligation within 15 days from receipt
hereof. Otherwise, my client will be constrained, with much regret, to file appropriate
criminal and civil actions against you, with claim for damages and attorney’s fees to
protect its interest. We trust that this demand letter will merit your prompt attention to
avoid inconvenience, embarrassment, unnecessary expenses, and possible imprisonment.

Very truly yours,

ATTY. BENJIE G. ESPINOSA

Counsel