Account Opening Form

-vftf vf]Ng] b/vf:t kmf/fd_

zfvf ldltM
Branch Date: ............................................

Screen No.:
dxfzo,
Dear Sir/Madam, KYC:
s[kof tn pNn]lvt gfddf vftf vf]lnlbg' xf]nf . Client Code:
Please open in your book an account with undermentioned title.
Account No.:

vftfsf] lsl;d -pko'Qm 7fp“df [ü] lrGx nufpg'xf]; ._ / Nature of Accounts (Mark [ü] as Appropriate)
art ;+o'Qm vftf gfaflnu ;+:yfut cGo
Saving Account Joint Account Minor Institutional Others ______________

Types of Account:

kl/ro ljj/0f / Identification Details

lgj]bssf] gfd / Name of Applicant in Block Letters
In English:

b]jgfu/LdfM
lnËM dlxnf k'?if cGo a}jflxs l:yltM ljjflxt clajflxt
Gender: Female Male Other Marital Status Married Unmarried
....................
hGd ldlt -lj=;+=_M /fli6«otfM
Date of Birth (B.S.): Nationality:

k]zfM Kofg g+=M
Occupation: PAN No.:

gful/stf÷kf;kf]6{ g+=M hf/L ldltM hf/L :yfgM

Citizenship/Passport No.: Date of Issue: Place of Issue:

JolQmut ;+o'Qm vftfsf] nflu / For Personal Joint Account

Account Name
(in BLOCK Letters)

Mr./Mrs./Ms/Others
(in BLOCK Letters
1

>Ldfg\÷>LdtL÷;'>L÷cGo
Mr./Mrs./Ms/Others 2
(in BLOCK Letters

>Ldfg\÷>LdtL÷;'>L÷cGo

gfafnssf] xsdf / Details in Case of Minor Account:

gfafnssf] pd]/M hGd btf{ k|=k=g+=M hf/L :yfgM
Age of minor: Birth Regd. No.: Place of Issuance:

;+/Ifssf] gfdM gfafns ;+usf] gftfM

Name of Guardian: Relation with Minor:

;+:yfut vftfsf] nflu / For Institutional Account

sDkgLsf] gfd
Name of Company

/lhi68{ 7]ufgf
Registered Address

btf{ g+= btf{ ldlt kfg÷Eof6 g+=

Reg. No. Registration Date: PAN/VAT No.

:yfoL 7]ufgf÷Permanent Address xfnsf] 7]ufgf÷Present Address kqfrf/ ug]{ 7]ufgf÷Communication Address

kmf]g g+=÷Phone Number df]afO{n g+=÷Mobile Number

6]n]S;÷km\ofS; g+=÷Telex/Fax number O{d]n 7]ufgf÷Email Address
kqfrf/ ug]{ 7]ufgf - _ sfof{no - _ cfjf;Lo Correspondence address [ ] Business [ ] Residential
 ljb]zL gful/s tyf z/0ffyL{sf] xsdf / In Case of Foreign Nationals and Refugee
cflwsfl/s kl/ro kq g+= hf/L ldltM
Regd./ID No.: Issued Date:

hf/L ug]{ lgsfoM hf/L u/]sf] :yfgM

Issuing Authority: Place of Issuance:

x:tfIf/ gd"gf sf8{ / Signature Specimen Card

Special Instructions:
gfd÷Name: cf}+7f 5fk÷Thumb Impression
x:tfIf/÷Signature x:tfIf/÷Signature bfofF÷ Right afofF÷Left

kmf]6f]
Photo

gfd÷Name: cf}+7f 5fk÷Thumb Impression

x:tfIf/÷Signature x:tfIf/÷Signature bfofF÷ Right afofF÷Left

kmf]6f]
Photo

Finance’s use Only:

Verified by Approved by Scanned by Image Approved by

z]ifkl5 OR5fOPsf] JolQmsf] ljj/0f / Name of Nominee

dxfzo,
d ===============================================================================================n] o; ljQLo ;+:yfdf ;+rfng u/]sf] art÷d'2tL vftf g+=
=================================== af6 d]/f] z]ifkl5 k|fKt ug{ s'g} /sd afFSL eP lgDg adf]lhdsf] OR5fPsf] JolQmnfO{ e'QmfgL lbg'xf]nf .
Dear Sir, P.P. Size
Photo
I ......................................................... maintaining Saving/Terms Deposit Account No. ................................................
with your Finance hereby give details of the nominee(s) to receive any sums of amount which may be due to from
Finance in the event of my death.

gfdM (Name) .............................................................................................................................................................. gftfM (Relationship) ..........................

pd]/M (Age) .................7]ufgfM (Address) ............................................................................................................... b:tvtM (Signature) ..............................

kl/ro–kq -/fxbfgL÷;jf/L nfO{;]G;÷gful/stf k|df0f–kq÷cGo_ g+= ........................................................................................................................................................

Identification Card No. (Passport/Driving License/Citizenship Certificate/Other): ................................................................................................................

cGo ;]jfx¿ / Other Services

Mobile Banking Facilities Yes No Mobile No._______________________

-df]afO{n a}+lsË ;]jf_ -rflxG5_ -rflxFb}g_ -df]afO{n g+=_

Inquiry (Balance, Statement) Request (Cheque book, Statement) Bill/Merchant Payment/Recharge
;f]wk'5 -df}Hbft, :6]6d]G6_ r]s a's / :6]6d]G6sf] nflu cg'/f]w lan÷dr]{06 ltg'{÷l/rf{h
Fund Transfer (Internal A/C, Other Bank A/C) Transaction alerts
/sdfGt/
-cfGtl/s vftf tyf cGo a}+s vftf_ sf/f]jf/ ;"rgf
Debit Card Yes No
-8]la6 sf8{_ -rflxG5_ -rflxFb}g_ =============================
x:tfIf/
 kl/ro / Introduction:
lgj]bs-x¿_ sf] kl/ro, k]zf 7]ufgf b'¿:t 5 egL k|dfl0ft ub{5'÷5f}+ . I/We confirm the identity, occupation and address of the applicant(s).
gfd÷Name: ....................................................................................................................................................................................... .............
vftf gDa/÷Account Number: b:tvt÷Signature: ....................................................

For Manjushree Finance use only / d~h'>L kmfOgfG;sf] k|of]hgsf] nflu dfq
Initial Initial Account opened by
Opened Date: Documentation Completed Name: ...................................................................
Specimen Signature Card Introduction confirmed Signature: ..............................................................
Nominee A/C Verified & Approved by
Name: ...................................................................
Identification copies
verified against originals Signature: ..............................................................

vftf ;DjGwL lgodx?

! vftfjfnfx?n] ;DjlGwt vftf ;~rfng k|of]hgsf] nflu kmfO{gfG; ln=n] lbPsf] r]sjf6 dfq cfkm\gf]÷pgsf]÷pgLx?sf] vftfjf6 dfq /sd lemSg ;Sg]5g .
@ r]sdf ul/g] x:tfIf/ kmfO{gfG;nfO{ lbPsf] x:tfIf/ gd'gf cg';f/ x'g'k5{ / r]sdf s]xL x]/km]/ ul/Pdf k"/f x:tfIf/åf/f To;nfO{ k|dfl0ft ul/Psf] x'g'k5{ .
# kl5Nnf] ldlt / Dofb gf3]sf r]sx?sf] e'QmfgL ul/g] 5}g .
$ kmfO{gfG;åf/f k|bfg ul/Psf r]sx? vftfjfnfx?n] ;'/lIft /fVg'kg]{5 . vftfjfnfx?n] tL r]sx? x/fPdf, rf]l/Pdf jf cGo s'g} klg tl/sfjf6 em'7f] b:tvt eO{
e'QmfgL ePdf kmfO{gfG;nfO{ hjfkmb]xL agfpg kfOg] 5}g .
% r]ssf] e'QmfgL /f]Ssf ug]{ 8«o/sf] lgb]{zgnfO{ kmfO{gfG;n] k+lhs[t ug]{5, t/ sy+sbflrt e'QmfgL x'g uPdf kmfO{gfG; To;sf] hjfkmb]xL x'g] 5}g .
^= vftfjfnfx? :jo+dsf] lhDd]jf/Ldf dfq sn]Szgsf nflu r]s :jLsf/ ul/g]5 . To:tf] r]sx?sf] oyf;Dej ;fjwfgL tyf lz3|tfsf ;fy e'QmfgL lng] k|of;
kmfO{GffG;n] ug]{5,t/ s'g} l9nfO{ tyf xfgLgf]S;fgL ePsf] v08df To;sf] lhDd]jf/L kmfO{gfG;n] lng] 5}g . vftfdf hDdf ul/g' cl3 ;j} r]s tyf sfuhftx?nfO{
/]vf+lst ul/g cfjZos 5 . vftfdf /sd hDdf ul/Psf] ePtf klg r]s jfktsf] /sdsf] e'QmfgL k|fKt geP;Dd /sd lemSg kfO{g]5}g . /sd e'QmfgL geO{
cfPsf] v08df u|fxsx?sf] vftfjf6 To:tf] /sd vr{ n]Vg] clwsf/ kmfOgfG;;Fu ;'/lIft /xg]5 .
&= u|fxssf] vftfdf hDdf tyf vr{ ePsf] /sdnfO{ z'¢tfsf ;fy clen]v ug]{ s'/fdf kmfO{gfG;n] k'/fk'/ Wofg lbg]5,t/ sf/0fjz s'g} uNtL ePsf] v08df ljgf
;"rgf vftf ;dfof]hg u/L ;Rofpg] / u|fxsx? ;Fu lng afFsL c;'n ug]{ clwsf/ kmfO{gfG;nfO{ x'g]5 .
*= vftfjfnfsf] 7]ufgf kl/jt{g ePdf To;sf] hfgsf/L tTsfn kmfO{gfG;nfO{ lbg'kg]{5 . lr¶Lkq, /]ld6fG; cflb x:tfGt/0fsfnflu x'nfs tyf o:t} sfo{df ;+nUg
Ph]06x?nfO{ vftfjfnfx?sf] Ph]06 dflgg]5 l9nfO{ ckx'Fr cflb s'/fsf nflu kmfO{gfG;n] s'g} klg bfloTj :jLsfg]{ 5}g .
( cGoyf ;Demf}tf gePsf] cj:yfdf b'O{ jf b'O{eGbf a9L JolQmsf] gfddf /x]sf] s'g} vftfdf /x]sf] /sd tL dWo] Ps jf PseGbf a9L JolQmsf] d[To' ePdf
d[tsx?åf/f O{R5fOPsf] JolQmx?nfO{ ;f] /sd e'QmfgL ul/g]5 / vftfdf kmfOgfG;nfO{ ltg'{kg]{ /sd 5 eg] hLljt JolQmx? tyf d[ts vftfjfnfx?sf] ;DklQjf6
;+o'Qm tyf k[ys ?kjf6 ;f] /sd e'QmfgL ul/g]5 .
!) kmfO{gfG;sf] tkm{jf6 lbOg] gub /l;b, r]s, ;'/If0f kq cflb kmfO{gfG;sf] dfGotf k|fKt clws[tx?sf] b:tvt ePdf dfq k|dfl0ft dflgg]5 .
!! ;"rgf hf/L ul/ s'g} jf ;a} lgodx?df yk ug]{ jf kl/jt{g ug]{ ;jf{lwsf/ kmfOgfG;df ;'/lIft /xg]5 / To:tf kl/j{tg jf yk lgodx? ;j} u|fxfssf] nflu
tTsfn nfu" x'g]5 .
!@= vftf ;Gtf]ifhgs 9+ujf6 ;~rfng eO/x]sf] 5}g eGg] kmfO{gfG;nfO{ nfu]df jf cGo h'g;'s} sf/0fjf6 k'j{;"rgf ljgf s'g} vftf jGb ug]{ clwsf/ kmfO{gfG; ;+u
;'/lIft /xg]5 o;f] ug'{sf] sf/0fjf/] u|fxsx?nfO{ jtfO/xg kmfO{gfG; jfWo x'g]5}g .
!#= k|To]s vftfsf] nflu laz]if ;+Vof 5'6\ofOPsf] 5 . vftf ;DjGwL ;j} lsl;dsf] n]vfk9L / /sd hDdf ubf{ lemSbf of] ;+Vof pNn]v ug'{kg]{5 .
!$= JolQmut vftf vf]Nbf s[kof gf]ldg]zg kmf/d eg'{ kg]{5 .
!%= ;do ;dodf kmfO{gfG;jf6 lbOg] vftfsf] ljj/0fdf cGoyf ePsf] hfgsf/L ljj/0f k7fPsf] ;ft -&_ lbgleq kmfO{gfG;nfO{ k|fKt gePdf ;f] ljj/0f b'?:t ePsf]
dflgg]5 .

pk/f]Qm vftf ;+rfng ;DaGwL d~h'>L kmfO{gfG; lnld6]8sf] zt{x? k9]+÷k9\of]}+ / pQm lgodx?sf] kfngf ug{ d]/f]÷xfd|f} d~h'/L 5 .
lgod / ;t{x¿
8]la6 sf8{
!= d~h'>L kmfOgfG; lnld6]8sf] 8]la6 sf8{ ;w}+ d~h'>L kmfOgfG; lnld6]8sf] ;DklQ x'g]5 .
@ pQm sf8{ cGo s;}nfO{ x:tfGt/0f ug{ kfO{b}g .
#= olb sf8{ wf/sn] k]z u/]sf] hfgsf/L em'§f kfOPdf jf sf8{sf] b'?kof]u ePdf d~h'>Ln] sf8{ wf/snfO{ hf/L u/]sf] sf8{ hkmt jf /2 ug{ ;Sg]5 .
$= sf8{ k|of]u u/L /sd lgsfNg] ;lxt ul/Psf ;Dk"0f{ sf/f]jf/sf] nflu sf8{ wf/sn] tf]s]sf] vftfx?jf6 s§f ug]{5 . o; k|of]hgsf] nflu sf8{ wf/s ;+:yfnfO{
cfgf] tf]lsPsf] vftfjf6 sf8{sf] k|of]u u/L ul/Psf] /sd s§f ug{ ckl/jt{lgo 9Ëjf6 clVtof/ k|bfg ub{5 .
%= sf8{ / To;n] k|bfg ug{] ;]jfx¿ ;DaGwL] tf]s] adf]lhdsf] ;a} z'Nsx? tf]lsPsf] vftfx?jf6 o; lalQo ;+:yfn] s§f ug]{5 .
^= tf]lsPsf] ;+o'Qm vftfx?sf] ;DjGwdf sf8{åf/f ul/Psf] ;Dk"0f{ sf/f]jf/sf] nflu ;j} ;b:ox? ;+o'Qm / Psn ?kdf lhDd]jf/ x'g]5g\ .
&= s'g} klg ;dodf ;b:otf vf/]h ug{], sf8{df k|bfg ul/Psf ;'lawfx? lkmt{f lng] jf Dofb ;lsPsf] sf8{nfO{ s'g} klg ;dodf gjLs/0f gug{] / sf8{ wf/snfO{
sf8{ ;dk{0f ug{ cfXjfg ug{] clwsf/ o;} ;+:yfdf lglxt /xg]5 .
*= ;'ljwfx? al~rt u/]sf] jf ;b:otf vf/]h u/]sf] ;"rgf kl5 sf8{sf] k|of]u wf]vfw8L xf] / k|rlnt sfg"g cg';f/ ;+:yfn] sfg'gL sf/afxL ug{ ;Sg]5 .
(= sf8{df tf]lsPsf] Dofb ;lsg] ldlteGbf cufl8 sf8{ wf/sn] ;+:yfnfO{ sf8{ /2 jf gljs/0f ug{sf nflu lnlvt lgb{]zg lbg' kg{]5 .
!)= sf8{ wf/snfO{ hf/L ul/Psf] sf8{ / JolQmut kl/rofTds gDj/ -o;kl5 lkg elgg]5_ k"0f{ ¿kdf sf8{ wf/ssf] hf]lvd / bfloTjdf /xg]5g . sf8{ wf/sn]
cGo s'g} klg JolQmnfO lkg JoQm ug]{ 5}g jf sf8{sf] :jfldTj cGo s'g} JolQmnfO{ u|x0f ug{ cg'dlt lbg] 5}g . sf8{ wf/snfO{ yfxf jf clVtof/ eO{ geO{
sf8{sf] k|of]u u/L ul/Psf] ;Dk"0f{ sf/f]jf/sf] bfloTj sf8{ wf/sn] lng]5 .
!!= x/fPsf]÷rf]/L ePsf], ljlu|Psf] sf8{ / AoQm ul/Psf] lkg ;DjGwdf ;+:yfnfO{ lnlvt ¿kdf hfgsf/L lbg sf8{ wf/s d~h'/ ub{5 . o;/L lbO{Psf] hfgsf/Lk"j{sf]
;Dk"0f{ sf/f]jf/x? k|lt sf8{ wf/s g} lhDd]jf/ 7xl/g]5 .
!@= gub lemSg] / vl/b ;lxtsf] b}lgs sf/f]jf/ ;Ldf lgwf{/0f ug]{ / ;+:yfsf] cfgf] Automated Teller Machine -o;kl5 Pl6Pd elgg]5_ jf6 k|bfg ul/g]
gf]6sf] b/ lgwf{/0f ug]{ clVtof/ o; ;+:yfdf lglxt /xg]5 .
!#= sf8{sf] jf Pl6Pd jf Point of Sale Terminal -o; kl5 lkcf]P; elgg]5_ sf] v/fjLn] To:tf d]lzgdf ckof{Kt /sd ePsf]n], oflGqs jf laB'lto k|jfxsf]
v/fjLn] jf cGo sf/0fn] pTkGg s'g} klg jf h'g;'s} sf/0fn] Pl6Pd jf laqm]tfsf] :yndf /x]sf lkcf]P;jf6 ;]jfx? k|fKt ug{ g;lsPdf ;+:yf s'g} klg k|sf/n]
hjfkmb]xL x'g] 5}g .
!$= sf8{ dfkm{t ul/Psf] sf/f]jf/ ;DalGw s'g} klg ljjfb ;+:yfnfO{ sf/f]jf/ ePsf] #) lbgleq rfh{Aofssf] k|lqmof yfNgsf] nflu ;"lrt ug'{kg]{5 .
!%= sf/f]jf/sf] ;Totf olsg ug{ ;do ;dodf sf/f]jf/sf] ljj/0f hfFrug]{ bfloTj sf8{ wf/ssf] x'g]5 .
!^= oxfF pNn]lvt zt{ tyf aGb]hx?sf] kfngf sf8{ wf/sjf6 x'g g;s]/ pTkGg ePsf] / ;+:yfn] a]xf]/]sf] ;Dk"0f{ Iflt xhf{gf vr{ jf Aook|lt ;+:yfnfO{ s'g} bfjL ug]{
5}g egL sf8{ wf/s d~h'/ ub{5 .
!&= oL zt{ tyf aGb]hx? / z'Ns tyf b:t'/x? sf8{ wf/snfO{ k"j{ ;"rgf glbO{ kl/dfh{g ug{] clwsf/ ljlQo ;+:yf;Fu lglxt /xg]5 / To:tf kl/dfh{g tyf ;+zf]wgx¿
sf8{ wf/snfO{ dfGg afWosf/L x'g]5 .
!*= ;a} ljjfbx¿ sf7df8f}+, g]kfnsf cbfntx¿sf] sfo{If]qdf kg]{5g\ .
df]afOn a}+lsË
!= df]afOn a}+lsª ;]jf s]jn JolQmut k|of]hgsf] nflu dfq xf] . of] c? s;}nfO{ x:tfGt/0f ul/g] 5}g . o;sf] k|of]u ljQLo ;+:yfn] O+uLt u/]sf] k|of]hgsf] nflu
dfq ul/g] 5 .
@= u|fxsn] o; ;+:yfjf6 sf/f]jf/sf nfuL lbOPsf ;'/lIft uf]Ko gfd, kf;j8{, lkg cflb hfgsf/Lx?sf] uf]klgotf sfod ug]{5 / oL hfgsf/Lx? s'g}klg cj:yfdf,
s;}nfO{ slxn] klg lbg] 5}g .
#= olb cfgf uf]Ko kf;j8{, gDj/, lkg x/fPsf] cyjf ;f]sf] hfgsf/Lx? st} sf]xL c;DjlGwt JolQmsf] hfgsf/Ldf cfPsf] yfxf ePdf t'?Gt ;+:yfnfO{ hfgsf/L
u/fO{ /2 u/fpg'kg]{5 / ltgsf] kl/jt{g ug'{kg]{5 .
$= df]afOn a}+lsË ;]jfsf] k|of]uaf6 x'g] ;a} sf/f]af/sf] k"0f{ lhDd]jf/L u|fxs :jo+sf] x'g]5 .
%= u|fxssf] hfgsf/L jf hfgsf/L ljgf g}, u|fxsnfO{ pknJw lkg, kf;j8{ cflbsf] k|of]ujf6 ul/Psf] ;Dk"0f{ sf/f]jf/ cfb]znfO{ sfof{Gjog ug]{ xs ;+:yf ;+u ;'/lIft
/x]sf] x'g]5 .
^= df]afOn a}+lsË k|0ffnL dfkm{t lbO{Psf cfb]zx? k|ToIf ?kdf u|fxsjf6 gcfPsf] z+sf nfu]df ;+:yfn] o:tf cfb]znfO{ cl:jsf/ ug]{ xs cfkm";+u ;'/lIft /fv]sf]
x'g]5 .
&= ljlQo ;+:yfn] ;]jf k|bfg u/] jfkt cfgf] cfGt/Ls lgod cg';f/sf] sldzg jf ;]jf z'Ns nufpg ;Sg]5 . ;+:yfn] ;do ;dodf lgwf{/0f yk jf kl/dfh{g u/]
cg';f/sf] z'Ns u|fxssf] vftfdf nfu" ug{ ;Sg]5 . s'g} klg z'Ns, vr{, sldzg dflh{g hl/jfgf / ;/sf/sf] laefu jf lgsfojf6 c;'n ug]{ s/ e'QmfgLsf]
nflu u|fxsnfO{ ;"rgf ;lxt jf ljgf ;"rgf u|fxssf] vftfjf6 c;'n pk/ ug{ a}+snfO{ ;b}j clVtof/L x'g]5 . uNtL clen]v ePsf] cj:yfdf To;nfO{ ;Rofpg]
clwsf/ a}+snfO{ x'g]5 .
*= df]afOn a}+lsË k|0ffnLdf x'g cfPsf] l9nfO{, c8\rg, jfwf jf cGo s'g} k|fljws sf/0fj; u|fxssf] cfb]zsf] sfof{Gjogdf x'g uPsf] l9nfO{ jf afwfjf6 u|fxsnfO{
x'g uPsf] c;'ljwf, Iflt jf xfgL gf]S;fgLsf] nflu ;+:yf s'g} klg lsl;dn] lhDd]jf/ x'g] 5}g .
(= u|fxfssf] vftfdf kof{Kt /sdsf] cefjx'g] u/L s'g}klg cfb]z df]afOn a}+lsË k|0ffnL dfkm{t ljlQo ;+:yfnfO{ lbg] 5}g . o:tf cfb]z ;+:yfn] kfpbfv]/L vftfdf
kof{Kt /sdsf] cefj ePdf oL cfb]zsf] kfngf ug{ ;+:yf afWo x'g] 5}g .
!) u|fxsn] ;+:yfsf] clen]v cg';f/ u|fxfssf] vftfdf bh{ u/]sf clen]vx?nfO{ ;b}j :jLsf/ ug]{5 / s'g}klg k|of]hgsf] nflu lg0ff{os x'g]5 .
!!= df]afOn a}+lsË k|0ffnLsf] k|of]u ;w}+ k|rlnt lgod / ljlgodx?sf] clwgdf /xg]5 .
!@= pNn]lvt lgod Pj+ zt{x?nfO{, s'g} klg ;dodf, u|fxsnfO{ ;'lrt u/L jf gu/L ;+zf]wg, kl/jt{g jf yk ug]{ clwsf/ ;+:yfnfO{ /xg]5 / oL kl/jt{gx? ;b}j
u|fxsn] :jLsf/ ug'{kg]{5 .
!#= sfg"g cg';f/ cfjZos ePsf] v08df jf s'g} lgodgsf/L ;/sf/L lgsfojf6 cg'/f]w ePsf] cj:yfdf jfx]s u|fxssf] vftf ;DaGwL ;"rgfx? uf]Ko /flvg]5 .
!$= u|fxsnfO{ ;'lrt u/L jf gu/Lsg, df]afOn a}+lsË ;'ljwfnfO{ /2 ug{], lkmt{f lng] jf gjLs/0f ug{] k"0f{ clwsf/ ;+:yfdf lglxt x'g]5 .
!%= ;a} ljjfbx¿ sf7df8f}+, g]kfnsf cbfntx¿sf] sfo{ If]qdf kg]{5g\ .

:jM3f]if0ff
d÷xfdL of] 3f]if0ff ub{5'÷5f}+ ls dfly pNn]lvt ;Dk'0f{ ljj/0fx? ;fFrf] x'g\ . olb pNn]lvt ljj/0fx? s'g} sf/0faz unt ePsf] cyjf unt k|dfl0ft ePsf]
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