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ELECTRIC
ELECTRIC VEHICLE
VEHICLE NAVIGATING ECONOMIC
BUDGET
BUDGET 2023
2023
A Game Changer For Laying TheHEADWINDS:
Foundation of
A Game Changer For Laying The Foundation of
Indian Auto Industry Vibrant India
Indian Auto Industry Can India Achieve Its Ambitious
Vibrant$2 Trillion
India
Export Target Amidst a Slowdown?
ESG
ESG INVESTING
INVESTING
Will Impact Investing Be
Will Impact Investing Be
Profitable For All?
Profitable For All?
INDIAN ECONOMY
RECESSIONARY FEARS
RESILIENT AND
Unmasking the WITHERING THEthe
THE
Truth Behind STORM
STORM
Hype
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WHAT’S
INSIDE
06
Navigating Economic Headwinds:
Can India Achieve Its Ambitious $2 Trillion
Export Target Amidst a Slowdown?
09
How India’s Digital Revolution
Can Contribute $1 Trillion in
Economy
17
Recessionary Fears:
Unmasking the Truth Behind the Hype
27
The journey of Indian real estate markets
towards institutionalization
33
Unleashing the Power of Domestic Investments
CEO’S
DESK
04
NAVIGATING
ECONOMIC
HEADWINDS:
CAN INDIA ACHIEVE ITS
AMBITIOUS $2 TRILLION
EXPORT TARGET AMIDST
A SLOWDOWN?
India is riding a wave of
optimism as it continues to
secure its position as the
s e co n d -fas te s t- g ro w i n g
economy for the second
consecutive year.
£
£
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08 NAVIGATING ECONOMIC HEADWINDS:
CAN INDIA ACHIEVE ITS AMBITIOUS $2 TRILLION EXPORT TARGET AMIDST A SLOWDOWN?
£
HOW INDIA’S DIGITAL REVOLUTION
CAN CONTRIBUTE $1 TRILLION
IN ECONOMY
10 HOW INDIA’S DIGITAL REVOLUTION CAN CONTRIBUTE $1 TRILLION IN ECONOMY
292,748 (as of April 2018) 200 million
up from 63,000
up from 30 million
Common
▪ Access points for delivery of ▪ 290,000 functional CSCs with 72% of all gram
electronic services to villages panchayats covered
Services
Centre ▪ 54,800 women entrepreneurs
▪ Crucial information, services ▪ 22 billion text SMSs sent since May 2013
advisories on farming through ▪ Kisan call centres answer farmers’ queries in
MKisan
SMS 22 languages
Rashtriya
▪ Health insurance coverage for ▪ Over 36.3 million families enrolled
families living below the ▪ 8,697 public and private hospitals in 278
Swasthya
poverty line districts
Bima Yojna
Health
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Andhra ▪ Aadhaar enabled Public ▪ Ration card data is digitised and ▪ 13 million monthly Aadhaar
Pradesh Distribution System Aadhaar seeded beneficiaries (ration card
▪ Entirely digitised PDS ▪ Monitors the movement of inventory holders)
with supply chain from the Food Corporation of India ▪ Resulted in $165 million in
management, fair shop godown, or warehouse, to fair-price savings
transactions automated shops until it reaches consumers ▪ 28,132 total shops with
with Aadhaar-based 12.2 million availed cards and
biometric ID enables 12.4 million monthly
PoS devices transactions
West ▪ Kanyashree Online 5.0 ▪ Exclusive virtual workspace in ▪ Serves 4.2 million girls
Bengal is a flagship programme Kanyashree online system where girls ▪ 15,826 registered institutions
of the West Bengal can share their experiences and take
government to improve part in e-learning initiatives ▪ Over $600 million disbursed
the status and well- ▪ Scheme has two transfer components: ▪ 9 million applications
being of girls, sanctioned out of 9.4 million
specifically those from – Annual incentive of $11.50 to be paid applications received
socioeconomically to girls 13 to 18 years old
disadvantaged families – One-time grant of $385 to be paid
through conditional cash after a girl turns 18, provided she was
transfers engaged in an academic or
occupational pursuit and was
unmarried
13 HOW INDIA’S DIGITAL REVOLUTION CAN CONTRIBUTE $1 TRILLION IN ECONOMY
Significant Government Investment In Foundational Platforms Has Helped Accelerate Digital Adoption
e-KYC DIGILOCKER
Paperless KYC process, verifying subscriber’s Platform for issuing and verifying documents digitally
identity and address electronically through Aadhaar using cloud storage linked to Aadhaar
UPI GSTN
Enables all bank account holders to send and receive Unified indirect tax administration platform for the
money instantly using smartphones, without bank entire country to handle invoices, returns,
account information registrations, and payments
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Internet subscriptions, million Average monthly mobile data consumption per user, MB
93x 8,320
+293 560
+245
267
22 89
2011 2014 2018 2014 2018
894
+50 944
+620 720
100
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house or a car, InvestOnline’s goal based calculator can help you to get a rough estimate
of the money you require to fulfil each goal. w w w. I nve s t O n lin e. in
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C: Brent D: Gold
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Inflation (Y-o-Y)
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house or a car, InvestOnline’s goal based calculator can help you to get a rough estimate
of the money you require to fulfil each goal. w w w. I nve s t O n lin e. in
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A: Relative Contribution to Import Growth B: India’s Merchandise Trade Deficit Against Major Countries
(April 2023 over April 2022)
A: Manufacturing B: Services
25 RECESSIONARY FEARS: UNMASKING THE TRUTH BEHIND THE HYPE
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A: Gross and Net FDI - India B: Country-wise FDI in Semiconductor Industry in 2022
Kotak Gold ETF has delivered an CAGR return of 12.90% in the last 5 years.
-Gold is considered as a safe-haven asset.
-Investment in gold can act as a shield against volatility. www.I nvestOnline.in
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THE JOURNEY OF
Technology sector
clients accounted for an
average of 43% share of
rental revenue across
the REIT office portfolio
as of 31st March 2023
REITs hold 9.6% of
Operational office stock
India Grade A office
under REITs tripled to 74.4
stock- substantial
mn sq ft as of 31st March’23
potential to expand
from 24.8mn sq ft as of 31st
the REIT market size
March’19
APAC markets - Leading The New REIT Launches
Asia / Pacific witnessed a strong increase in number of REITs
100%
90%
80%
30% 30%
37%
70%
54% 39% 8% 8%
60% 99% 81% 69%
50%
1%
9%
20% 20%
1990 1995 2000 2005 2010 2015 2021 2022
Africa / Middle East Asia/Pacific Europe Latin America and Caribbean United States and Canada
29 THE JOURNEYELECTRIC VEHICLES:
OF INDIAN A GAME
REAL ESTATE CHANGER
MARKETS FOR INDIAN
TOWARDS AUTO INDUSTRY?
INSTITUTIONALIZATION
¨ % Of Global
Country Enacted Year
REIT INDEX
©
United States (US-REIT) 1960 67.01%
¬
Japan (J-REIT) 2000 7.48%
Australia 1985 3.87%
United Kingdom (UK-REIT) 2007 4.85%
Singapore (S-REIT) 1999 3.50%
Canada 1994 2.98%
France 2003 0.98%
¬
Hong Kong 2003 1.37%
Belgium (BE-REIT) 2014 1.60%
South Africa 2013 0.53%
Malaysia 2015 0.09%
India 2014 0.22%
¬
South Korea (K-REIT) 2001 0.08%
New Zealand 2007 0.30%
¤ Saudi Arabia 2016 0.19%
Philippines 2009 0.03%
Germany (G-REIT) 2007 0.04%
¨
Year Return Dividend Return Dividend Return Dividend Return Dividend Return Dividend
(Total) Yield (Total) Yield (Total) Yield (Total) Yield (Total) Yield
2019 23.58 3.89 25.06 4.02 20.22 3.66 27.33 3.63 4.4 8.25
2020 -9.16 4.02 -10.23 3.95 -10.43 4.27 -1.67 4.27 -39.94 7.41
2021 23.04 3.25 41.38 2.74 -1.82 4.39 10.06 4.39 28.55 5.13
2022 -23.58 4.34 -24.44 4.16 -12.41 -12.41 -40.2 4.51 -4.83 5.71
ªª
14%
15%
13%
Listed REIT REIT worthy assets Other assets
Mar-20 Mar-21 Mar-22 Mar-23
65
ªª
Mar-20 Mar-21 Mar-22 Mar-23
¨
REITs In-place office rents v-s REIT Worthy Asset Rents
68 68
60 19%
65 22%
20%
18%
40
10%
20
Do You Know? By investing just Rs. 10,000 every month, you can potentially accumulate
corpus of Rs. 3.24 crore* in 25 years!
w w w. I nve s t O n lin e. in
Index
170
160
150
140
130
120
110
100
90
80
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
21 21 21 21 21 21 21 21 21 22 22 22 22 22 22 22 22 22 22 22 22 23 23 23 23 23
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Tax treatment for REIT unitholders ¤ª
Income distribution to Existing Union Budget
REIT unit holders Provision 2023 provisions
Interest Taxable No change
©
Dividend Taxable No change
Rental Income Taxable No change ©
Amortisation / Repayment of shareholders Non-Taxable Specified sub taxable
Loan
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34 UNLEASHING THE POWER OF DOMESTIC INVESTMENTS
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Expansion of Indian Economy
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30.00%
-23.2
-30.00%
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India's Share of Investments
80 75.94
Investment In Billion U.S Dollars
60
56.47
47.58
46.55
40 37.41
26.18
19.7
20 16.2
0
2015 2016 2017 2018 2019 2020 2021 2022
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entity to the vendors at arm’s length
and in a fair and non-discriminatory
basis.
Sale price cannot be directly or indirectly
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Mar-19
Jun-19
Sep-19
Dec-19
Mar-20
Jun-20
Sep-20
Dec-20
Mar-21
Jun-21
Sep-21
Dec-21
Mar-22
Jun-22
Sep-22
Dec-22
Occupation Wise Share In Total Employed
Business Salaried Employees Small Traders & Wage Labourors Farmers
450
Millions
400
350
300
250
200
150
100
50
0
Trend in High-Frequency Indicators
Jan-19
Mar-19
May-19
Jul-19
Sep-19
Nov-19
Jan-20
Mar-20
May-20
Jul-20
Sep-20
Nov-20
Jan-21
Mar-21
May-21
Jul-21
Sep-21
Nov-21
Jan-22
Mar-22
May-22
Jul-22
Sep-22
Nov-22
Jan-23
Power E-Way Bills Exports TW Sales GST Collection Rail Freight Vehicle Registration PV Sales
180
Indexed, Feb 20 = 100
160
140
120
100
80
60
40
20
0
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Feb-21
Mar-21
Apr-21
May-21
Jun-21
Jul-21
Aug-21
Sep-21
Oct-21
Nov-21
Dec-21
Jan-22
Feb-22
Mar-22
Apr-22
May-22
Jun-22
Jul-22
Aug-22
Sep-22
Oct-22
Nov-22
Dec-22
Jan-23
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ANALYSE,
COMPARE, RESEARCH,
INVEST
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Equity Diversified – Pure Large Cap 1yr 2yr 3yr 5yr 7yr 10yr Equity Diversified - Mid Cap 1yr 2yr 3yr 5yr 7yr 10yr
KOTAK BLUECHIP FUND (G) 21.73 9.57 23.26 13.28 12.64 14.20 QUANT MIDCAP FUND (G) 27.99 16.94 37.83 20.63 17.47 16.32
QUANT TAX PLAN (G) 23.93 14.06 40.56 23.30 20.29 22.97 Cosmic CRF 30-Jun-23 330 251.2 -23.88% 238.65 -27.68%
KOTAK TAX SAVER FUND (G) BIZOTIC 23-Jun-23 175 171 -2.29% 139.35
26.08 12.38 26.00 15.28 14.79 16.44 -20.37%
PGIM INDIA ELSS TAX SAVER FUND Sonalis 19-Jun-23 30 39.9 33.00% 30 0.00%
23.52 13.06 27.42 14.00 14.33 -
REGULAR (G) Consume
EDELWEISS LONG TERM EQUITY 23.87 11.01 23.97 11.49 11.94 13.79 IKIO Lighting 16-Jun-23 285 403.85 41.70% 437.4 53.47%
(TAX SAVINGS) FUND (G)
ABB 4,421.25 3,372.80 31.09 AXISCADES 480.40 281.20 70.84 Escorts Kubota 70 10-May-23
SOME RECENTLY ANNOUNCED BONUS INDICES PERFORMANCE April to June 2023 Varun Beverages 10 5 15-Jun-23
TAHMARENT 10 1 15-Jun-23
Year : 2023 Close Prev. Close
Company Bonus Ion Exchange 10 1 12-Jun-23
-DATE- Company Name % Change
Name Ratio 30-Jun-23 3-Apr-23 Radhagobind 10 1 8-Jun-23
Announcement Record Ex-Bonus Com
DDEVPLASTIK 1:10 16-May-23 30-Jun-23 30-Jun-23 BSE_Auto 34,919.74 28,638.65 21.93%
The Quarter That Was
Indiamart Inter BSE_Metal 20,561.27 19,220.13 6.98%
1:01 28-Apr-23 21-Jun-23 21-Jun-23
Indices 30-Jun-23 3-Apr-23 Difference
Points
Gulshan Poly 1:05 12-May-23 21-Jun-23 21-Jun-23 BSE_Midcap 28,776.20 24,152.47 19.14% Sensex 64,718.56 59,106.44 5,612.12
Hardwyn 1:03 26-Apr-23 5-Jun-23 5-Jun-23 BSE_Bankex 50,500.57 46,278.85 9.12% BSE_SMLCAP 32,602.14 27,271.27 5,330.87
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