He will owe money, but we aren’t balanced yet.

Very truly yours,

Joshua

Joshua F. Gilman, Esq.

inbox@ctclosing.com
CT License #423402
LL.M in Estate Planning and Elder Law
Connecticut Title & Escrow, LLC
CT License #437090
www.ctclosing.com
71 East Avenue Unit T (All deliveries, deposits, etc)
Norwalk, CT 06851
P: 203-810-4360
F: 203-810-4364

Danbury Location (Meetings by appointments only) AS OF 4/1/2022

83 Wooster Heights Road Ste 125
Danbury CT 06810

Carbon Copy: It is NOT appropriate to carbon copy your client or your lender to any
emails to my office. Doing so will automatically create a conflict of interest in the
transaction. Any email to my office with a CC of your client and/or lender without
explicit permission from my office is referable to the standing committee on
professional ethics and/or the the statewide grievance committee.

IRS Circular 230 Notice:

In compliance with regulations issued by the Internal Revenue Service, we inform
you that any Federal tax advice contained in this communication, including any
attachments, was not written to be used and may not be used by any person to avoid
any penalties under the Internal Revenue Code.

Confidentiality Notice:

This electronic mail transmission, along with any accompanying documents, contains
information from the Law Office of Gilman & Francis, LLC which is confidential, and /
or legally privileged. The information is intended only for the use of the individual or
entity named on this transmission sheet. If you are not the intended recipient, you are
hereby notified that any disclosure, copying, distribution, or the taking of any action in
reliance on the contents of this telecopied information is strictly prohibited and that
the document should be returned to this firm immediately. In this regard, if you have
received this email in error, please notify us immediately.

From: george stevens <gstevens6@att.net>

Sent: Tuesday, May 24, 2022 2:03 PM
To: Claudio Ortiz <junior_7557@yahoo.com>; Connecticut Title & Escrow, LLC
<inbox@ctclosing.com>
Subject: Re: Attn Josh

Hi Claudio. I can bring the documents right to your home, or we could meet at a nearby
restaurant such as the Burger King on Silver Lane. I'll be glad to do whatever is convenient. Joshua
may know otherwise, but the only item I can think of for you to bring is some kind of government issued
photo ID such as a driver's license. Take care, George

On Tuesday, May 24, 2022, 01:52:46 PM EDT, Claudio Ortiz <junior_7557@yahoo.com> wrote:

Hi George

11am works for me on Thursday, May 26th in East Hartford where exactly where would be meeting?
Would there be anything that I would have to bring with me to this appointment?

Claudio

Sent from my iPhone

On May 24, 2022, at 12:34 PM, george stevens <gstevens6@att.net> wrote:

​ Hi Joshua and Claudio. 11am in East Hartford on Thursday, May 26th, is OK with me. Best wishes,
George

Sent from AT&T Yahoo Mail on Android

On Tue, May 24, 2022 at 12:30 PM, Connecticut Title & Escrow, LLC
<inbox@ctclosing.com> wrote:

How is 11am in East Hartford. George good for you?

Joshua F. Gilman, Esq.

inbox@ctclosing.com
CT License #423402
LL.M in Estate Planning and Elder LawConnecticut Title & Escrow, LLC
CT License #437090
www.ctclosing.com
71 East Avenue Unit T (All deliveries, deposits, etc)
Norwalk, CT 06851
P: 203-810-4360
F: 203-810-4364

Danbury Location (Meetings by appointments only) AS OF 4/1/2022

83 Wooster Heights Road Ste 125
Danbury CT 06810

IRS Circular 230 Notice:

In compliance with regulations issued by the Internal Revenue Service, we

inform you that any Federal tax advice contained in this communication,
including any attachments, was not written to be used and may not be used by
any person to avoid any penalties under the Internal Revenue Code.

Confidentiality Notice:

This electronic mail transmission, along with any accompanying documents,

contains information from the Law Office of Gilman & Francis, LLC which is
confidential, and / or legally privileged. The information is intended only for the
use of the individual or entity named on this transmission sheet. If you are not
the intended recipient, you are hereby notified that any disclosure, copying,
distribution, or the taking of any action in reliance on the contents of this
telecopied information is strictly prohibited and that the document should be
returned to this firm immediately. In this regard, if you have received this email in
error, please notify us immediately.

From: Claudio Ortiz <junior_7557@yahoo.com>

Sent: Tuesday, May 24, 2022 12:19 PM
To: Connecticut Title & Escrow, LLC
Subject: Re: Attn Josh

Hey Joshua,

Just wanted to follow up on the conversation yesterday. Were you able to figure out what time on
Thursday would be best to sign the closing paperwork?

Thank you,

Claudio Ortiz

Sent from my iPhone

On May 23, 2022, at 12:19 PM, Connecticut Title & Escrow, LLC <inbox@ctclosing.com> wrote:

Let me circle back

Joshua F. Gilman, Esq.

inbox@ctclosing.com
CT License #423402
LL.M in Estate Planning and Elder LawConnecticut Title & Escrow, LLC
CT License #437090
www.ctclosing.com
71 East Avenue Unit T (All deliveries, deposits, etc)
Norwalk, CT 06851
P: 203-810-4360
F: 203-810-4364

Danbury Location (Meetings by appointments only) AS OF 4/1/2022

83 Wooster Heights Road Ste 125
Danbury CT 06810

IRS Circular 230 Notice:

In compliance with regulations issued by the Internal Revenue Service, we

inform you that any Federal tax advice contained in this communication,
including any attachments, was not written to be used and may not be used by
any person to avoid any penalties under the Internal Revenue Code.

Confidentiality Notice:

This electronic mail transmission, along with any accompanying documents,

contains information from the Law Office of Gilman & Francis, LLC which is
confidential, and / or legally privileged. The information is intended only for the
use of the individual or entity named on this transmission sheet. If you are not
the intended recipient, you are hereby notified that any disclosure, copying,
distribution, or the taking of any action in reliance on the contents of this
telecopied information is strictly prohibited and that the document should be
returned to this firm immediately. In this regard, if you have received this email
in error, please notify us immediately.

From: Claudio Ortiz <junior_7557@yahoo.com>

Sent: Monday, May 23, 2022 12:17 PM
To: Connecticut Title & Escrow, LLC
Subject: Re: Attn Josh

That sounds good to me , what time would we be meeting?

Sent from my iPhone

> On May 23, 2022, at 10:24 AM, Connecticut Title & Escrow, LLC <inbox@ctclosing.com> wrote:
>
> ​I can send Attorney Stevens to you
>
>
>
> Very truly yours,
>
> Joshua
>
>
> Joshua F. Gilman, Esq.
> Email: inbox@ctclosing.com
> CT License #423402
> Connecticut Title & Escrow, LLC
> CT License #437090
> LL.M in Estate Planning and Elder Law
> 71 East Avenue Unit T (All deliveries, deposits, etc)
> Norwalk, CT 06851
> P: 203-810-4360
> F: 203-810-4364
> www.ctclosing.com
>
>
> Danbury Location (Meetings by appointments only. No mail or deliveries)
> AS OF 4/1/2022
> 83 Wooster Heights Road Ste 125
> Danbury CT 06810
> Carbon Copy: It is NOT appropriate to carbon copy your client or your lender to any emails to
my office. Doing so will automatically create a conflict of interest in the transaction. Any email to
my office with a CC of your client and/or lender without explicit permission from my office is
referable to the standing committee on professional ethics and/or the the statewide grievance
committee.
>
> IRS Circular 230 Notice:
>
> In compliance with regulations issued by the Internal Revenue Service, we inform you that any
Federal tax advice contained in this communication, including any attachments, was not written
to be used and may not be used by any person to avoid any penalties under the Internal Revenue
Code.
>
> Confidentiality Notice:
>
> This electronic mail transmission, along with any accompanying documents, contains
information from the Law Office of Gilman & Francis, LLC which is confidential, and / or legally
privileged. The information is intended only for the use of the individual or entity named on this
transmission sheet. If you are not the intended recipient, you are hereby notified that any
disclosure, copying, distribution, or the taking of any action in reliance on the contents of this
telecopied information is strictly prohibited and that the document should be returned to this firm
immediately. In this regard, if you have received this email in error, please notify us immediately.
>
> -----Original Message-----
> From: Claudio Ortiz <junior_7557@yahoo.com>
> Sent: Monday, May 23, 2022 10:24 AM
> To: Connecticut Title & Escrow, LLC <inbox@ctclosing.com>
> Subject: Re: Attn Josh
>
> I’m located in East Hartford.
>
> Sent from my iPhone
>
>> On May 23, 2022, at 10:09 AM, Connecticut Title & Escrow, LLC <inbox@ctclosing.com>
wrote:
>>
>> ​Are you up in enfield or somewhere else?
>>
>>
>>
>> Very truly yours,
>>
>> Joshua
>>
>>
>> Joshua F. Gilman, Esq.
>> Email: inbox@ctclosing.com
>> CT License #423402
>> Connecticut Title & Escrow, LLC
>> CT License #437090
>> LL.M in Estate Planning and Elder Law
>> 71 East Avenue Unit T (All deliveries, deposits, etc) Norwalk, CT
>> 06851
>> P: 203-810-4360
>> F: 203-810-4364
>> www.ctclosing.com
>>
>>
>> Danbury Location (Meetings by appointments only. No mail or
>> deliveries) AS OF 4/1/2022
>> 83 Wooster Heights Road Ste 125
>> Danbury CT 06810
>> Carbon Copy: It is NOT appropriate to carbon copy your client or your lender to any emails to
my office. Doing so will automatically create a conflict of interest in the transaction. Any email to
my office with a CC of your client and/or lender without explicit permission from my office is
referable to the standing committee on professional ethics and/or the the statewide grievance
committee.
>>
>> IRS Circular 230 Notice:
>>
>> In compliance with regulations issued by the Internal Revenue Service, we inform you that any
Federal tax advice contained in this communication, including any attachments, was not written
to be used and may not be used by any person to avoid any penalties under the Internal Revenue
Code.
>>
>> Confidentiality Notice:
>>
>> This electronic mail transmission, along with any accompanying documents, contains
information from the Law Office of Gilman & Francis, LLC which is confidential, and / or legally
privileged. The information is intended only for the use of the individual or entity named on this
transmission sheet. If you are not the intended recipient, you are hereby notified that any
disclosure, copying, distribution, or the taking of any action in reliance on the contents of this
telecopied information is strictly prohibited and that the document should be returned to this firm
immediately. In this regard, if you have received this email in error, please notify us immediately.
>>
>> -----Original Message-----
>> From: Claudio Ortiz <junior_7557@yahoo.com>
>> Sent: Monday, May 23, 2022 10:09 AM
>> To: Connecticut Title & Escrow, LLC <inbox@ctclosing.com>
>> Subject: Re: Attn Josh
>>
>> Yes Thursday works for me. What time would you like for me to come in?
>>
>> Sent from my iPhone
>>
>>>> On May 23, 2022, at 9:58 AM, Connecticut Title & Escrow, LLC <inbox@ctclosing.com>
wrote:
>>>
>>> ​If you are good to move forward, we schedule. My next good day is Thursday can you
confirm that works for you?
>>>
>>>
>>>
>>> Very truly yours,
>>>
>>> Joshua
>>>
>>>
>>> Joshua F. Gilman, Esq.
>>> Email: inbox@ctclosing.com
>>> CT License #423402
>>> Connecticut Title & Escrow, LLC
>>> CT License #437090
>>> LL.M in Estate Planning and Elder Law
>>> 71 East Avenue Unit T (All deliveries, deposits, etc) Norwalk, CT
>>> 06851
>>> P: 203-810-4360
>>> F: 203-810-4364
>>> www.ctclosing.com
>>>
>>>
>>> Danbury Location (Meetings by appointments only. No mail or
>>> deliveries) AS OF 4/1/2022
>>> 83 Wooster Heights Road Ste 125
>>> Danbury CT 06810
>>> Carbon Copy: It is NOT appropriate to carbon copy your client or your lender to any emails
to my office. Doing so will automatically create a conflict of interest in the transaction. Any email
to my office with a CC of your client and/or lender without explicit permission from my office is
referable to the standing committee on professional ethics and/or the the statewide grievance
committee.
>>>
>>> IRS Circular 230 Notice:
>>>
>>> In compliance with regulations issued by the Internal Revenue Service, we inform you that
any Federal tax advice contained in this communication, including any attachments, was not
written to be used and may not be used by any person to avoid any penalties under the Internal
Revenue Code.
>>>
>>> Confidentiality Notice:
>>>
>>> This electronic mail transmission, along with any accompanying documents, contains
information from the Law Office of Gilman & Francis, LLC which is confidential, and / or legally
privileged. The information is intended only for the use of the individual or entity named on this
transmission sheet. If you are not the intended recipient, you are hereby notified that any
disclosure, copying, distribution, or the taking of any action in reliance on the contents of this
telecopied information is strictly prohibited and that the document should be returned to this firm
immediately. In this regard, if you have received this email in error, please notify us immediately.
>>>
>>> -----Original Message-----
>>> From: Claudio Ortiz <junior_7557@yahoo.com>
>>> Sent: Monday, May 23, 2022 9:57 AM
>>> To: Connecticut Title & Escrow, LLC <inbox@ctclosing.com>
>>> Subject: Attn Josh
>>>
>>> Good morning Joshua,
>>>
>>> I wanted to reach out and let you know I have read all the paperwork that was sent over to
me and was wondering what is the next steps.
>>>
>>> Thank you,
>>>
>>> Claudio Ortiz
>>>
>>> Sent from my iPhone
>>
>