WELCOME

The Creator and owner of Investbook is

pleased to represent a new business
model “Buy-to-Sublease Hotel Property
Investments”. The goal of the creation is
to provide an ample opportunity for
small and average investors to invest in
the Luxury Hotels business.

Stephan Stoyanov
Founder of Investbook Pte. Ltd.
 Problems
1 At the moment small and average investors, operating with as small investment
amount as 2,500 SGD, are able to invest in Luxury Hotels business mostly by
purchasing shares of large corporations, which own those Hotels.

But, as we know, many

. factors could cause low or even negative ROR (Rate Of
Return), such as poor performance of a company, turmoil within a sector or the
entire Economy.

2 On the other hand, private Hotels owners have small options to find partners to
their business or sell their Hotel for a satisfactory price. Mostly, they are able to
sell all their Hotel at once, which at usually takes a lot of time, and quite often not
for a desired price.
 Our solutions
We separate a Hotel’s business into fractions.
Investbook, applying a Formula*, segmenting the overall cost of a Hotel’s business (real estate asset
and hospitality business itself) into a multiple succinct units and titles them “I-Leases” (Investbook’s
leases). I-Leases are issued for a particular Hotel and coupled with for a lifelong term.
For investors

* This method has been used by the Hospitality industry for a long time, commonly by time-share business & tour operators.
The formula results from two figures: the quantity of available to rent rooms of a given hotel and the quantity of days in a
year (which by default is 365).
Example: if a hotel has 100 rooms, there would be: 100 X 365 = 36,500 gross units.
Implement the “Buy-to-Sublease” scheme.
Investors would purchase* I-Leases in one lump-sum payment for lifelong term (99 years), thus
becoming lessors, then sublease* them back to Investbook for further to manage the Hotel, all
for an annual, FIXED letting/leasing fee.
* Buy and sublease are two non-splittable, simultaneous actions.

Thence we provide calculated, fixed ROI.

Investors, in our scheme, will be able to invest through Investbook in a particular Hotel’s
business, starting with as low amount of investments as 2,500 SGD. Such investments would
provide fixed return, similar to landlords, who lease/let their real estate spaces out.
For Hotels owners
Landlords, in our scheme, would be able to sell all the Hotel they own or part of it, entrusting
Investbook the burdens, for a fair price. Using Investbook’s services, Hotels owners just have
to wait until Investbook converts their Hotel business into I-Leases and sell them out.
 Investbook’s business model
“Buy-to-Sublease Hotel Property Investments”

➢ Investors purchase I-Lease(s) in one lump-sum for lifelong term, which is 99 years, then
sublease them back to Investbook for an annual letting fee for further to manage the Hotel.
➢ Investbook, in turn, hires a reliable Hotel Management Company to run the Hotel.

➢ Subsequently, Investbook offsets its performance costs and pay prior agreed letting fee to its lessors.
 I – Lease
01 02 03
Price ROI Lease term
Any I-Lease of an issue cost 2,500 SGD. Letting fee of I-lease is 132.5 SGD* per
Price is defined by NAV of the Hotel, cost annum, which is 5,3% of its initial price. I-Lease longevity span is 99 years.
of distribution and other expenses.

04 05 06
Legal Quantity Fungible Token
I-Lease legally is similar to any Quantity of I-Leases is specified I-Leases will be turned into Fungible
other real estate lease. by Formula: Σ = rooms X 365. Tokens and distributed using Blockchain
and Decentralized Finance technologies.
 Distribution channels
1 ILO

Investbook
. will distribute
its investment units online
on its and 3rd party platforms.

3 Exit from investments

On our and 3rd party Exchange platforms lessors (leases owners) and
investors would have an opportunity to buy/sell I-leases turned into FTs.
 Our Advantages
Singapore Investment Hub
Singapore ranked by the World Bank
as Number#1 to do business, because it
has a strong economy, stable currency,
smart corporate law and regulations.
The city-state, apart from its low
corporate tax rates, also has a low
personal income tax rate. In addition,
as far as our business (Hotel) take
place abroad, Singaporeans and
Singapore constituencies don’t have to
pay taxes from this income. More
details in Business Plan.
Investbook’s leader
Stephan Stoyanov, the author of the
Investbook’s model “Buy-to-Sublease”
and founder of the Company, is an
European experienced entrepreneur, with
a long history of creation and successful
implementation different kinds of
startups and spin offs
More details you can find in LinkedIn:
linkedin.com/in/stephan-stoyanov-sg888.
The Hotel in operation
The Hotel, which Investbook is up to
acquire, is in operation for a few years
already. Hence, there are data
resources available of the Hotel’s
previous financial performances,
thereby offering potential investors
some guidance in calculating potential
future revenue forecasts.
In addition, there is a list of incentives
Investbook considers to implement,
which would invariably rocket the
profit of the Hotel.
 Investment opportunity
Investors are offered 23% of the business for 1 Ml. USD investments.

There are other options, in which investors/lobbyists are offered:

In case when an investor would like to receive their investment back before the Company pays
out dividends, the offer of shares is reduced to 18% for the same amount of money. In this case,
Investbook takes an obligation to return the investments ASAP, means when the first revenue
from selling IFTs is received by the company.

Let's talk, I'm happy to discus other options of cooperation.