Geetha Srinivasan

sgeethams@rediffmail.com
0-97421-64943

Work Experience
 Associate Vice President - Actuarial- Heading Group Business Pricing and
Reinsurance Management, working for Exide Life Insurance Since Sept 2014 Till
Date presently moved to HDFC Life Insurance upon merger Since Oct 2022.
 Deputy Manager (Heading Actuarial Analytics Team)- Operations – WNS Global,
Bangalore working for AVIVA General Insurance Since 29th Oct 2012 to May 2013
 Assistant Manager - Actuarial (Life Insurance), MetLife Insurance Pvt. Ltd, from 2 nd May
2008 to 22nd Oct 2012
 Assistant (Life Insurance) - Training Operations, MetLife Insurance Pvt. Ltd, from 29 th
August 2005 to 12th Jan 2006
 Higher Grade Assistant, LIC of India, Chennai Sep 2001 ~ Apr 2005 as a Financial
Underwriter,
 Faculty, Department of Actuarial Science – Bishop Heber College, Triruchirapalli, from
Mar-2000 to Sep-2001

Educational Qualification
 Master of Science in Information Technology, 2000 – 2002
 Post Graduate Diploma in Actuarial Science, 1998 - 1999
 Bachelors’ in Commerce, 1995 – 1998
 Member of Actuarial Society of India. Have cleared following papers:
o Financial mathematics
o Economics
o Finance and financial reporting
o Business Awareness ( Exempted)

Soft Skills:
o Knowledge on SQL Coding
o MS Office

Profile Summary

 General Manager - Actuarial- Group Business Pricing & Reinsurance Management

working for Exide Life Insurance Team Size: 4.

o To summarize my profile, I’m Heading Group Business Pricing. I posses good exposure
in Group Term Life, Gratuity & Critical Illness product pricing and filing of products,
Preparation of Profit & Loss for revenue account & to Appointed Actuary, lnstitutional
Business Metrics consisting of business nos, profit margin, persistency, P&L, planning
Vs actuals for Appointed Actuary, Calculation of reserves like UPR and IBNR, providing
Sum assured for Solvency reserve by reconciliation of Sum assured, Reinsurance
Bordeaux and have prepared and structured Group Underwriting guidelines/manual  as
 required by the regulator in line with underwriting framework built in for the board
approval. 
o Reinsurance Portfolio: Preparation of Reinsurance Program detailing & reporting all
arrangement with reinsurer which has to be approved by board & to be sent to regulator,
Reinsurance provisions to finance, Reinsurance Costing (Bordeaux) ,periodical
submission on all reinsurance reporting to regulator which are statutory requirements,
Reinsurance Profit share & arranging/modification of treaty for any product filed.
o Also working on Credit life products and have exposure in providing Gratuity Valuation. 
o Conducted analysis like Loss Ratio, Mortality analysis, Profit and Loss on portfolio basis
comparison with various years and Persistency report. 
o Providing Group Business Pricing to corporate clients (Employee Benefits) with greater
understanding of the market and effective negotiation with reinsurer.
o I am also working with operations, Claim , Medical Underwriting & retention in terms of
ensuring quality in work, sharing my experience in bringing an efficiency in process,
retaining the customers, and support cross functional requirement. 

 Worked as Deputy Manager ( Onshore: Heading Actuarial Analytics Team)- –

Operations WNS, Servicing AVIVA General Insurance, UK, Team size: 6

o My role consists of reporting to UK client. I manage a team of actuarial working

on Excel and SQL expertise. Profile of my work consists of analyzing, graphical
representation, interpretation/observation and posting recommendations on
various reports to the Pricing Team viz rate comparison indicating the market
behavior and other pricing implications, actual Vs expected rate, retention report,
analysis of actual performance of a product, providing clarification to customers
on premium queries from pricing point of view.
o Monitoring calculation of profit share payable, impact analysis in terms of
conversion rate and integrity testing.
o Overall these reports are delivered to pricing team of various General Insurance
Products. Ensuring a quality in work by my team members on the all the
report delivered to the onshore client
o I have proficiency in Analytics and have provided complete analysis and report on
Group Mediclaim to corporate clients and Non Life Insurance on Motor and
Home products for UK General Insurance (AVIVA General Insurance UK).

 Worked as Assistant Manager – Actuarial Metlife Corp. Individual Contributor

o My role includes New product pricing, filing with IRDA, preparation of relevant
statement, preparation of pricing model and releasing the pricing quotation,
making analysis like Mortality Analysis, Reinsurance Analysis, lapse analysis
etc., Business Metics, Coordination on Audit work on product validation
boundary and providing reserves - IBNR, inforce sum assured (solvency) and
reconciliation of sum assured and frequent interaction and rendering support to
Sales.
  Worked as Training Manager Metlife Corp.

o My role includes providing training for employees on all aspects of Operations,

Financial Underwriting and Guidance on all queries, updating ops team on the
organizational changes, Identification of TNA, Customization of Training
module based on TNA and Provide Insurance training for new hires.

 Worked as Higher Grade Assistant with LIC of India Chennai.

o My role includes Underwriting, Statutory/Regulatory Returns (D-returns) and

preparation of related statements.

Accomplishments

 Have done a remarkable performance appreciated by all seniors & both internal
and external stakeholders in developing the complete Group Business portfolio and
have prepared the Underwriting Guidelines setting out the complete Group
Business pricing methodology approved by Board of Directors complying
regulatory requirement (IRDAI).
 Highly appreciated on maintaining good relationship with reinsurers and handling
reinsurance management efficiently in terms of maintenance of proper accounting,
timely submission of bordereaux, coordinating with reinsurers on all treaty terms,
handling any cross functional issues and ensuring proper functioning of system with
all updates.
 Have been a pilot in setting up a new team called Actuarial testing team to support the
onshore pricing team. Undergone a complete training at onshore to setup the new process
and successfully completed the BAU (Business as usual) delivering about 10 reports at
the initial stage itself.
 New Product Pricing and Filing, providing reserves like UPR, IBNR, Sum assured for
solvency purpose,
 Prepared a Query Analysis for easy retrieval of any clarification on underwriting for both
employees and also for customers in the name of FAQ.
 Investigation of CRAC (Capital Redemption and Annuity Certain) policies by visiting all
branches that comes under my division (LIC – DO II) as a part of contribution towards
D-Returns statements preparation.
 Exhaustively contributed towards fort-night, month-end and year-end closing in
underwriting of proposals and have received appreciation from seniors.