2022 Fall Agents Manual R & H

CONTENTS
2022 FALL AGENT

TRAINING MANUAL
CONTENTS
SALES TRAINING CURRICULUM AND REQUIREMENTS

2022 SRA — APPENDIX IV, SECTION II, (B)
(1) The sales training curriculum developed by the Company shall include those eligible crop insurance contracts the Company will be selling
or servicing in the States identified in the Company’s Plan of Operations, in accordance with Appendix II, and include at a minimum (for
new agents and employees performing functions relating to sales or service, comprehensive information on all of the following, and for
experienced agents and employees performing functions relating to sales or service, comprehensive information on updates or changes
in the following), sufficient information to make such individuals proficient in:
(A) The meaning of the terms and conditions of the Common Crop Insurance Policy, Basic Provisions and applicable Crop Provisions,
published at 7 C.F.R. part 457, and the other available plans of insurance such as the Group Risk Plan published at 7 C.F.R. part 407,
the revenue insurance plans, pilot programs, and other plans of insurance found on FCIC’s website at www.rma.usda.gov, and any
changes thereto;
(B) All applicable endorsements, Special Provisions and options and any changes thereto;
(C) The benefits and differences between the applicable plans of insurance specified in subparagraph (A) and their suitability to farming
conditions and operations, including conservation activities and agronomic practices (including organic and sustainable practices),
in the relevant area;
(D) The actuarial documents and their use;
(E) The procedures applicable to the sales and service of eligible crop insurance contracts and any changes thereto;
(F) How to properly fill out and submit all applicable forms, documents, notices and reports;
(G) The requirements under applicable Federal civil rights statutes and methods to encourage program participation, including, but not
limited to, participation of limited resource, women, minority, and underserved producers or in underserved areas;
(H) How to recognize anomalies in reported information and common indicators of misrepresentation, fraud, waste or abuse, the process
to report such to the Company, and appropriate actions to be taken when anomalies or evidence of misrepresentation, fraud, waste or
abuse exist;
(I) Compliance with applicable laws and regulations governing business conduct and ethics, including, but not limited to, rebating
prohibitions, conflicts of interest, and controlled business, etc.; and
(J) Any other requirements as may be established by FCIC.
(2) The Company shall ensure the following:
(A) Any new agent or other individual who solicits or otherwise promotes crop insurance sales on behalf of the Company shall participate
in a structured training program on all of the items listed in paragraph (1) before selling or servicing any eligible crop insurance contract.
(B) Any experienced agent shall annually complete structured training, on updates or changes specifically related to the items listed in
paragraph (1), or that are identified by FCIC or the Company where errors or omissions were identified during quality control reviews
or processing of the sales related documents.
(C) All new agents shall pass a basic competency test before they can sell or service an eligible crop insurance contract (all testing
records, including test results, shall be maintained in accordance with section IV(g) of the Agreement). Basic competency tests shall
specifically relate to the items listed in paragraph (1) and determine the proficiency of the individual who completed the required
training. Additionally, the Company shall review the test results and document follow-up training for any deficiencies identified.
(D) All agents shall retake and pass the basic competency test (in accordance with the standard established in subsection (a)(2)(A)(i))
every three years.
(E) If the agent was not employed by or did not contract with the Company in the previous year(s), the Company shall obtain, and make
available upon request, documentation that the agent has passed the basic competency test within the past 3 years with another AIP.
(F) Proficiency is established by passing a written test meeting the standards of the TPEP, and maintaining satisfactory work performance
during the respective crop year measured against the measurement standards established under subsection (a)(2)(A).
(G) In addition, the agent is considered to maintain satisfactory work performance if the results of reviews to respond to producer
complaints, State Departments of Insurance or FCIC inquiries, or other quality control reviews identify no material errors.
MINIMUM HOURS OF TRAINING FOR AGENTS AND LOSS ADJUSTERS

2022 SRA — APPENDIX IV, SECTION II, (D)
(1) In order to sell or service any eligible crop insurance contract:
(A) A new agent or other applicable individuals (including any other individual who solicits or otherwise promotes crop insurance sales on
behalf of the Company) must participate in a structured training program of at least 12 hours on all of the items listed in subsection (b)(1).
(B) An experienced agent or other applicable individual must annually complete at least 3 hours of structured training on updates or
changes specifically related to the items listed in subsection (b)(1), or that are identified by FCIC or the Company as deficient during
the quality control reviews or processing of the sales related documents.
(C) All agents and other applicable individuals must pass a basic competency test before they can sell or service an eligible crop
insurance contract (all testing records, including test results, shall be maintained in accordance with section IV(g) of the Agreement).
Basic competency tests must specifically relate to the items listed in subsection (b)(1) and determine the proficiency of the individual
who completed the required training to sell and service eligible crop insurance contracts. Additionally, the Company must review the
test results and document follow-up training initiatives for any area of identified weakness on the part of any one or more individuals.
(D) All agents and applicable individuals must retake and pass the basic competency test every three years.
(E) If the agent or other applicable individual was not employed by or did not contract with the Company in previous years, the Company
must obtain and have available upon request, documentation that the agent or other applicable individual has passed the basic
competency test within the past 3 years with another AIP.
(Rev. 3/21)
CONTENTS
Table
of Contents 2022 Fall Agent Training Manual (Master Full) — PUBL_1320_05_12_21
Reminder New Update

Insured Information Security Policy
1 Contacting the Division Office

See division specific manual for information
2 Introduction to Rain and Hail.......................................................................... 1

Introduction to Rain and Hail. . .................................................................................................................................. 2
Rain and Hail Facts................................................................................................................................................. 2
Rain and Hail Vision................................................................................................................................................ 2
Rain and Hail Goals. . ............................................................................................................................................... 3
Rain and Hail Mission Statement. . ............................................................................................................................ 3
Corporate Management........................................................................................................................................... 4
Company Directory.................................................................................................................................................. 5
Rain and Hail Insurance Society (RHIS)................................................................................................................... 6
RHIS Political Action Committee (PAC).. ................................................................................................................... 6
Join the Rain and Hail Insurance Society.. ................................................................................................................ 7
3 Agent/Agency Compliance Requirements........................................................ 9

MPCI Training and Disclosures.............................................................................................................................. 10
Summary of RMA Required Disclosures and Certifications...................................................................................... 10
Agent Training and Online Competency Exam........................................................................................................ 11
2022 SRA Conflict of Interest Provisions................................................................................................................ 11
2022 SRA Conflict of Interest Reviews................................................................................................................... 11
Non-Disclosure. . .................................................................................................................................................... 12
Controlled Business. . ............................................................................................................................................. 12
Rebating............................................................................................................................................................... 13
4 Civil Rights................................................................................................... 15
Civil Rights Awareness.......................................................................................................................................... 16
Nondiscrimination.................................................................................................................................................. 16
Company Policy/Assurance Statement................................................................................................................... 16
Public Notification Required................................................................................................................................... 16
Discrimination Complaints. . .................................................................................................................................... 17
Rehabilitation Act of 1973...................................................................................................................................... 17
Title VII................................................................................................................................................................. 17
Civil Rights Communication Tools.. ......................................................................................................................... 18
Limited English Proficiency (LEP).. ......................................................................................................................... 18
Reaching Limited Resource, Women and Minority Producers.................................................................................. 19
Information for Civil Rights Materials. . .................................................................................................................... 19
Office of Civil Rights.............................................................................................................................................. 20
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CONTENTS
2022 Fall Agent Training Manual
5 Program Integrity......................................................................................... 21
Controlling and Preventing Fraud, Waste and Abuse Through Program Integrity...................................................... 22
Claim Fraud Indicators. . ......................................................................................................................................... 24
Reporting Fraud, Waste and Abuse........................................................................................................................ 26
6 Writing and Submitting a Policy.................................................................... 27

Deadlines.............................................................................................................................................................. 28
Important Dates. . ................................................................................................................................................... 28
Sales Closing Date (SCD). . .................................................................................................................................... 30
Power of Attorney.................................................................................................................................................. 31
RH-5066 — Prevented Planting Intended Acreage Reporting Form ........................................................................ 32
Option Codes........................................................................................................................................................ 33
2015 Crop List Contract Price Addendum............................................................................................................... 34
New/Transfer Application....................................................................................................................................... 35
Landlord/Tenant Applications................................................................................................................................. 36
‘Minor’ Applications. . .............................................................................................................................................. 37
ERA Transfer Process. . .......................................................................................................................................... 37
Agent-to-Agent (In-House Agency) Transfers.......................................................................................................... 38
Sales Closing Date — Policy Changes................................................................................................................... 39
New Producer Example.. ........................................................................................................................................ 41
Policy/Crop Cancellation. . ...................................................................................................................................... 42
Production Reporting Date (PRD).. ......................................................................................................................... 44
Guidelines to Reporting Production........................................................................................................................ 45
Acreage Reporting Date (ARD).............................................................................................................................. 48
Unsigned Acreage Report Procedure. . .................................................................................................................... 49
NCIS 757 — Assignment of Indemnity.................................................................................................................... 50
Guidelines to Reporting Acreage............................................................................................................................ 51
Acreage Reporting. . ............................................................................................................................................... 52
Summary of Coverage........................................................................................................................................... 56
ERA Order of Processing....................................................................................................................................... 58
ERA Corrections and Paperwork Exceptions. . ......................................................................................................... 58
Submitting Paperwork to Rain and Hail L.L.C......................................................................................................... 59
7 Forms........................................................................................................... 61
Supply Order Form................................................................................................................................................ 62
MPCI Forms.......................................................................................................................................................... 63
MPCI Claim Forms.. ............................................................................................................................................... 96
Stand Alone Product Forms.. .................................................................................................................................. 96
Crop-Hail Forms.................................................................................................................................................. 104
Crop-Hail Claims Forms. . ..................................................................................................................................... 104
Miscellaneous Forms........................................................................................................................................... 107
8 Web Ser vices Resources..............................................................................111

www.RainHail.com............................................................................................................................................... 112
www.RainHail.com, Anytime, Anywhere................................................................................................................ 113
Agency Dashboard.............................................................................................................................................. 114
Policy Dashboard................................................................................................................................................ 114
Agent Services.................................................................................................................................................... 119
Agent Services Favorites..................................................................................................................................... 120
Obtaining Forms on Agent Services.. .................................................................................................................... 120
Agent Services File a Claim (eNotice of Loss — eNOL)........................................................................................ 122
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CONTENTS
Table of Contents
Document Upload Feature for Faster Claims Servicing......................................................................................... 129

View Claim Paperwork......................................................................................................................................... 130
Batch a Claims Progress Report — Track Claim Progress. . ................................................................................... 130
Schedule a Report............................................................................................................................................... 131
User Dashboard Application................................................................................................................................. 132
Agent Services My Profile.................................................................................................................................... 133
Agent Services Site Navigation............................................................................................................................ 134
Data Set Builder.................................................................................................................................................. 137
Processing (eProcessing).................................................................................................................................... 138
Mapping.............................................................................................................................................................. 139
Agent Profile Listing.. ........................................................................................................................................... 140
Online Registration for Rain and Hail Agent Meetings........................................................................................... 141
Agent Services and Policyholder Services QuickTour Guides................................................................................ 143
Agent Services Help and Support. . ....................................................................................................................... 144
Submitting Documents Electronically. . .................................................................................................................. 145
eSigning Forms / eSign Compatibility................................................................................................................... 148
Viewing Submitted Documents Using Agent Images Inquiry.................................................................................. 153
Helpful and Informative Websites......................................................................................................................... 154
Policyholder Services.......................................................................................................................................... 154
Policyholder Services Statement of Accounts....................................................................................................... 156
Electronic Delivery of Provisions.......................................................................................................................... 156
9 CLU Reporting.............................................................................................157
Acreage Reporting by Common Land Unit (CLU).................................................................................................. 158
Information Reporting Flow.................................................................................................................................. 158
Background for Requirement to Report Field Location on the Acreage Report....................................................... 158
Reasoning for Reporting through Crop Insurance................................................................................................. 159
Acreage Reporting Form Options......................................................................................................................... 159
Mapping.............................................................................................................................................................. 159
10 Added Land..................................................................................................161
Added Land, New Crop/P/T and Added Crop/P/T.................................................................................................. 162
Added Land Flowchart......................................................................................................................................... 164
New Crop/P/T and Added Crop/P/T Flowchart.. ..................................................................................................... 169
11 High-Risk Land . . ...........................................................................................177

High-Risk Land Exclusion Option — NCIS 764..................................................................................................... 178
High-Risk Land Exclusion Option Acreage Example. . ............................................................................................ 179
High-Risk Alternate Coverage Endorsement — HR-ACE NCIS 848.. ...................................................................... 180
12 Rain and Hail Plans of Coverage..................................................................181

Rain and Hail Plans of Coverage. . ........................................................................................................................ 182
Private Crop-Hail and Fire Program. . .................................................................................................................... 183
Multiple Peril Crop Insurance (MPCI) Endorsements. . ........................................................................................... 185
Private Stand Alone Programs.. ............................................................................................................................ 185
Coverage Comparison......................................................................................................................................... 187
APH Plan............................................................................................................................................................ 191
Area Risk Protection Insurance (ARPI). . ............................................................................................................... 192
Area Revenue Protection Example (Harvest Price is Higher than Projected Price)................................................. 193
Area Yield Protection Example............................................................................................................................. 194
Area Revenue Protection Example (Harvest Price is Lower than Projected Price). . ................................................ 195
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CONTENTS
Area Revenue Protection with Harvest Price Exclusion Example........................................................................... 196

Pilot Silage Sorghum Endorsement...................................................................................................................... 197
Silage Sorghum Guarantee and Loss Calculation................................................................................................. 198
Yield Protection (YP)........................................................................................................................................... 199
Revenue Protection (RP)..................................................................................................................................... 200
Revenue Protection with Harvest Price Exclusion (RPHPE).................................................................................. 201
Supplemental Coverage Option (SCO)................................................................................................................. 205
Stacked Income Protection Plan of Insurance (STAX)........................................................................................... 207
Commodity Exchange Price Provisions (CEPP).................................................................................................... 209
12a Stand Alone Policies.. .........................................................................211

Field Grain Fire. . .................................................................................................................................... 212
Hay Fire................................................................................................................................................ 213
Rain Insurance RH-1275........................................................................................................................ 214
Pasturage Fire....................................................................................................................................... 215
13 Person Type/SBI Reporting Requirements....................................................217

Person Type Reporting Requirements.................................................................................................................. 218
Substantial Beneficial Interest (SBI)..................................................................................................................... 218
Dissolution of an Insured Entity. . .......................................................................................................................... 219
Person Status Changes....................................................................................................................................... 220
Person Types...................................................................................................................................................... 220
Substantial Beneficial Interest (SBI) Guidelines.................................................................................................... 223
Completing the SSN/EIN Reporting Form............................................................................................................. 225
14 Beginning Farmer Rancher (BFR) and Veteran Farmer Rancher (VFR)..........227

BFR General Summary (NCIS 893)...................................................................................................................... 228
BFR Electronic Application. . ................................................................................................................................. 233
BFR Policy Report............................................................................................................................................... 234
BFR Questions and Answers. . .............................................................................................................................. 235
VFR General Summary (NCIS 898)...................................................................................................................... 237
VFR Electronic Application. . ................................................................................................................................. 239
15 Actual Production Histor y/Unit Structure.. ...................................................241

Actual Production History (APH).. ......................................................................................................................... 242
APH Procedures.................................................................................................................................................. 243
Yield Cup — YC Option. . ...................................................................................................................................... 246
Yield Floor (Not Applicable for Catastrophic (CAT) Coverage)............................................................................... 248
Yield Floor Options.............................................................................................................................................. 248
APH Yield Adjustment Guidelines (YA) — Not Applicable to ARPI. . ........................................................................ 249
Trend-Adjusted (TA) Actual Production History (APH) — TA Option....................................................................... 251
APH Yield Exclusion — YE Option. . ...................................................................................................................... 253
APH Yield Reductions. . ........................................................................................................................................ 256
Different Production Method Examples. . ............................................................................................................... 258
New Producer or New Producer of Crop Procedure (N/A ARPI)............................................................................. 260
Acreage Emerging From a USDA Program, Initial and Subsequent Crop Years. . .................................................... 260
Initial Year of Planting After Emergence From a USDA Program............................................................................ 260
Subsequent Years of Planting After Emergence From a USDA Program................................................................ 261
Unit Structure and Numbering (N/A ARPI).. ........................................................................................................... 261
Combining and Dividing Basic and Optional Units. . ............................................................................................... 274
Dividing Basic into Optional or Optional into Additional Optional Units. . ................................................................. 278
PRD Dividing Units (must follow CIH, Section 7). . ................................................................................................. 279
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CONTENTS
Table of Contents
16 Actuarials....................................................................................................281
Format for Actuarial Documents........................................................................................................................... 282
Actuarial Information Browser (AIB)..................................................................................................................... 283
17 Written Agreements.....................................................................................289
Written Agreements — NCIS 851......................................................................................................................... 290
General Information............................................................................................................................................. 290
Written Agreement Deadlines............................................................................................................................... 291
Required Documentation for Written Agreements. . ................................................................................................ 291
Forwarding Written Agreement Requests. . ............................................................................................................ 291
Approval of Written Agreements........................................................................................................................... 291
Reporting Acres for Written Agreements............................................................................................................... 291
Denial of Written Agreements. . ............................................................................................................................. 291
Renewal “Agreements”........................................................................................................................................ 291
Written Agreements and High-Risk Land Exclusions, HR-ACE.............................................................................. 292
Example of Summary of Coverage with Written Agreement Applied to Acres. . ........................................................ 293
New Breaking Acreage Insurability Request — NCIS 846 or NCIS 847.................................................................. 294
Native Sod Guidelines......................................................................................................................................... 295
RO Determined Yields — NCIS 869. . .................................................................................................................... 297
18 Claims.........................................................................................................299
Important Notice of Loss and Claim Completion Requirements and Deadlines....................................................... 300
Causes of Loss. . .................................................................................................................................................. 301
Reporting a Loss................................................................................................................................................. 301
Agent Services File a Claim (eNotice of Loss)...................................................................................................... 302
Claim Requirements by Loss Type....................................................................................................................... 302
Prevented Planting Flowchart.. ............................................................................................................................. 306
First Crop (Prevented Planting Acreage).. ............................................................................................................. 307
Replant Worksheet.............................................................................................................................................. 309
Quality Adjustment Guidelines.. ............................................................................................................................ 311
Representative Sample Area (RSA). . .................................................................................................................... 312
Farm Stored Production Requirements................................................................................................................. 314
Production Weighed and Farm-Stored.................................................................................................................. 316
RH-5133 — Precision Farming System. . ............................................................................................................... 318
Planting a Second Crop....................................................................................................................................... 321
First Crop (Planted Acreage). . .............................................................................................................................. 322
Monitor Claim Progress on Agent Services........................................................................................................... 323
Claim Paperwork................................................................................................................................................. 323
Track Claim Progress (Claim Progress Report). . ................................................................................................... 324
Claim Summaries................................................................................................................................................ 325
Insured Claim Letter Example.............................................................................................................................. 326
First Notice of Damage Letter Example................................................................................................................ 326
Second Notice of Damage Letter Example. . .......................................................................................................... 327
Loss Type A Notice Example................................................................................................................................ 327
Replant Without Award Claim for CAT Policy Letter Example.. ............................................................................... 328
WFRP Replant Letter........................................................................................................................................... 328
Check Endorsement Policy.................................................................................................................................. 329
Revenue Protection vs. Yield Protection Loss Examples....................................................................................... 331
Revenue Protection Enterprise Unit Example.. ...................................................................................................... 332
ARPI Revenue Protection Example (Harvest Price is Higher than Projected Price)................................................ 333
Claim Review...................................................................................................................................................... 334
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CONTENTS
19 Quality Control............................................................................................335
Federal Compliance Requirements and Quality Assurance. . .................................................................................. 336
Agent Training Requirements and Reviews. . ......................................................................................................... 336
20 Perennial Crops (Categor y C). . .....................................................................339

General Information............................................................................................................................................. 340
Minimum Age and/or Production Requirements. . ................................................................................................... 340
Age/Leaf Determination....................................................................................................................................... 340
Producer’s Pre-Acceptance Worksheet (PAW)...................................................................................................... 341
Pre-Acceptance Inspection Report (PAIR)............................................................................................................ 344
APH Database Establishment ............................................................................................................................. 344
Added Insurable Acreage..................................................................................................................................... 344
Added Land......................................................................................................................................................... 345
Organic Perennials.............................................................................................................................................. 346
Acreage Adjustments .......................................................................................................................................... 346
High Variability Tests .......................................................................................................................................... 347
Added County and Yield Floor. . ............................................................................................................................ 347
Non-Contiguous Land.......................................................................................................................................... 347
RO Determined Yields.. ........................................................................................................................................ 347
Options............................................................................................................................................................... 348
21 Organic Farming..........................................................................................349
Certified Organic and Transitional Acreage. . ......................................................................................................... 350
Organic Database. . .............................................................................................................................................. 352
22 Agency Accounting and Ineligible Tracking System (ITS).. ...........................353

Premium Payments. . ............................................................................................................................................ 354
RH-10053 — Statement of Account...................................................................................................................... 354
Unpaid Premium Collection and Ineligible Tracking Service Timeline. . ................................................................... 356
Termination for Non-Payment of Premium.. ........................................................................................................... 357
Ineligible Tracking System (ITS). . ......................................................................................................................... 358
2014 Farm Bill Update — Late Payment of Debt Reinstatement Procedures.......................................................... 359
MPCI Statement of Accounts. . .............................................................................................................................. 360
Commission Direct Deposit Information (ACH). . .................................................................................................... 361
Commission Schedule Provisions. . ....................................................................................................................... 362
Administrative and Operating Subsidy (A&O). . ...................................................................................................... 363
23 Marketing Tools...........................................................................................365
The Winning Team — You and Rain and Hail........................................................................................................ 366
Marketing Opportunities. . ..................................................................................................................................... 367
Coverage Analyzer.............................................................................................................................................. 369
Marketing Materials............................................................................................................................................. 370
Ordering Marketing Materials............................................................................................................................... 372
Rain and Hail Merchandise.................................................................................................................................. 372
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CONTENTS
Never send email communication to Rain and Hail which includes personal identifiable information for any person, including
SSN, EIN, etc.
Insured Information Security Policy

Rain and Hail Insurance Service, Inc., and its Subsidiaries
I. Purpose
The purpose of this Insured Information Security Policy is to: (1) ensure the security and confidentiality of customer information; (2)
protect against any anticipated threats or hazards to the security or integrity of the information; and (3) protect against unauthorized
access to or use of the information that could result in substantial harm or inconvenience to any customer. This Policy applies to
Rain and Hail Insurance Service, Inc., and all of its subsidiaries (“Rain and Hail”).
II. Insured Information Security Risk Assessment and Existing Rain and Hail Procedures
A. Rain and Hail specializes in providing and servicing crop insurance and other commercial agricultural risk protection insurance
products. Rain and Hail does not provide or service life insurance, annuity contracts, or workers compensation coverages.
B. All applicants are required to provide social security numbers and employer identification numbers as part of the
application process.
C. When third parties, including policyholders, agents and adjusters, submit sensitive information electronically, the information is
protected both online and offline. Rain and Hail uses encryption software and other security measures to protect from the loss,
misuse, or alteration of sensitive information under our control.
D. Rain and Hail limits employee access to personally identifiable information to those employees with a business reason to
know such information. Rain and Hail educates its employees about the importance of confidentiality and customer privacy
through standard operating procedures, special training programs, and our policies on ethics. Rain and Hail takes appropriate
disciplinary measures to enforce employee privacy responsibilities.
E. Rain and Hail does not reveal specific information about customer accounts or other personally identifiable data to parties
outside its affiliated companies for independent use unless: (1) the customer requests or authorizes it; (2) the information
is provided to help complete a transaction initiated by the customer; (3) the information is provided to a reputable credit
bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. Rain and Hail
does not provide account or personal information to non-Rain and Hail affiliated companies for the purpose of independent
telemarketing or direct mail marketing of any non-financial products or services of those companies.
F. At times it is necessary for Rain and Hail to provide personally identifiable information about customers to a party outside
its affiliated companies, such as to an insurance agent or adjuster who provides support or services for one or more of our
products. These parties agree to safeguard our confidential information about our customers and our customers’ products and
services with us and must abide by applicable law.
G. Rain and Hail has implemented a “Privacy Statement” for its website and has an “E-Business Implementation Plan,” which
addresses the proper handling of customer transactions.
H. Based upon the types of risks that it insures and its existing procedures, Rain and Hail has determined that its precautions to
protect insured information are commercially reasonable.
III. Designation of Compliance Officer
Rain and Hail hereby designates its Associate General Counsel/SIU Manager as the Policyholder Information Security
Compliance Officer.
IV. Detecting Violations
If an employee detects any suspected violations of this Policy, the employee shall notify the Compliance Officer. In the event of
a referral or notification, the Compliance Officer shall audit and investigate the circumstances of any such activity. Rain and Hail,
through its Compliance Officer, will directly review and report any suspicious activities to the proper authorities as required. These
controls and monitoring shall be in place on a daily basis.
V. Keys to Privacy and Protecting Confidential Information
A. Rain and Hail is committed to protecting the privacy and confidential information in its possession. Safeguard the security and
privacy of confidential information!
B. Confidential information includes: personal information of individuals, proprietary information and non-public proprietary
information provided by third parties.
C. Personal information includes any personally identifiable information about an individual such as name, address, social
security number and policy information.
D. Store data on secure servers and protect it with passwords. Limit both internal and external access to it.
E. Take steps to protect all confidential and personal information on your computer. Do not: share your password or user ID; write
down your password and leave it in an unsecured location; use anyone else’s password; or leave your computer unlocked and
unattended while signed in.
F. Hard copies of confidential and personal information should be kept in locked cabinets. Shred unneeded documents that
contain private information.
G. If you suspect an information security breach has occurred—contact your supervisor immediately to determine the appropriate
action and potential referral to the Incident Response Team.
H. If you have any questions about Privacy and Protecting Confidential Information, please contact your supervisor.
CONTENTS
VI. Privacy Best Practices

The following Privacy and Information Best Practices ensure that all forms of Personal Information are appropriately accessed,
used and protected. These Best Practices focus on the following areas:
• Sharing of Information
• Email
• Telephone/Verbal Communication
• Authorized Users
• Minimum Necessary
• Authentication
• Location and Use of Printers and Faxes
Sharing of Information:
• Never share personal information without authenticating or validating the identity of the recipient.
• Redact/de-identify personal information whenever possible, reasonable and appropriate.
• Do not release personal information unless properly authorized and the data is required for a business purpose.
Authorized Users:
• Ensure there is a legitimate business purpose need to access and store personal information.
• Do not assume that all colleagues should have access to an individual’s personal information. If in doubt, contact
your supervisor.
Authentication:
• Before disclosing personal information, first verify the individual is authorized to receive it.
Email:
• Use encryption to send attachments containing personal information via email.
• Never send personal information or confidential information in an email’s subject line or body of the text.
• Unencrypted emails, including subject lines, may not be secure or confidential.
• Attachments from unknown sources should never be opened.
Location of Printers and Fax Machines:
• Use a fax cover sheet marked as confidential.
• Alert recipients of incoming faxes.
• Empty printer and fax trays regularly.
• Place printers and fax machines in low traffic areas.
Telephone/Verbal Conversations:
• Complete authentication requirements before providing personal or confidential information to a caller.
• Keep your conversations, whether face-to-face or over the telephone, at a safe volume to help protect against personal
information from being overheard by others.
Minimum Necessary:
• Limit the use of personal information to a minimum amount necessary to accomplish the intended purpose of the information.
• Request or provide only information that is needed to complete the business/transaction.
• Individual access to personal information should be limited to the minimum amount necessary.
VII. Protecting Your Laptop Computer – A Few Simple Steps You Should Take
Laptop computer theft is a growing concern. Here are some important yet practical steps you should take to protect your
laptop computer.
A. After business hours, lock your laptop somewhere out of sight in the office, take it with you or make sure it is secured to your
desk with a cable lock.
B. Most laptops are stolen from cars, often while the car is unlocked in the garage! Take your laptop into your home or hotel
overnight to avoid leaving it in your car.
C. If you have to leave your laptop in a car, leave it in the trunk, but remember, extreme heat or cold can damage it.
D. If you are traveling, keep your laptop with you whenever possible; never check it with your luggage; always secure it with a
cable lock in your hotel when leaving it unattended.
E. Never store your password with your laptop. If you do, both your laptop and Rain and Hail’s computer network become
accessible to a thief.
F. If your laptop is lost or stolen, please contact your supervisor or division manager. It is critical that we get notified as soon
as possible.
VIII. Effective Date
This program shall be effective October 17, 2017.
(Rev. 1/18)
CONTENTS
2
Introduction to
Rain and Hail
Introduction to Rain and Hail..............................................................................................................................................................................2
Rain and Hail Facts............................................................................................................................................................................................2
Rain and Hail Vision...........................................................................................................................................................................................2
Rain and Hail Goals............................................................................................................................................................................................3
Rain and Hail Mission Statement.......................................................................................................................................................................3
Corporate Management......................................................................................................................................................................................4
Company Directory.............................................................................................................................................................................................5
Rain and Hail Insurance Society (RHIS)............................................................................................................................................................6
RHIS Political Action Committee (PAC)..............................................................................................................................................................6
Join the Rain and Hail Insurance Society...........................................................................................................................................................7
www.RainHail.com
CONTENTS
Introduction to Rain and Hail

Rain and Hail Insurance Service, Inc., managing general agency, is comprised of nine divisions in the United States and one in Canada.
The Corporate Office and National Processing Center are both located in Johnston, Iowa. The ten divisions are responsible for the
marketing, underwriting, claims and servicing of insurance, while the Corporate Office provides for the overall liaison and coordination of
the corporation.
The organization began in 1919 as the Rain and Hail Insurance Bureau. It changed from a company-owned entity to an employee-owned
managing general agency in 1981. Prior to 1981, the Company concentrated on private Crop-Hail insurance and miscellaneous related
crop insurance products. In 1981, Rain and Hail added Multiple Peril Crop Insurance (MPCI) to its portfolio. As of 2010 Rain and Hail is
now a Chubb Company, the world’s largest publicly traded property and casualty insurer.
Currently, Rain and Hail manages the business for its principal risk bearer, Chubb.
Rain and Hail Facts

The uniqueness of Rain and Hail may be summarized by the following facts:
Premier Service
Rain and Hail service is characterized by:
1. Localized, professional support
2. The latest technology to quote, process and access information
Financial Strength and Stability
Sound Products Backed by Strong Companies
Chubb - A.M. Best Rating A ++ (Superior)
Responsive Claims Service
A reputation built on prompt and fair claims adjustment
The Right Products to Manage Today’s Risks
The right products to manage all of your risks, including MPCI, Livestock, Crop-Hail, Property and Casualty, Auto, Liability, Umbrella
and Specialty coverages
Industry Leadership Recognized Worldwide
With an enviable reputation as a leading and reputable underwriting business organization, Rain and Hail is uniquely situated to shape
the future profitability of farming throughout the world.
Rain and Hail Vision

Rain and Hail’s vision is to be the leading provider of agricultural risk management solutions by:
1. Growing Farm and Commercial Ag lines from the strength of the Crop book
2. Being an industry leader in each of our markets
3. Helping our customers succeed
4. Providing high quality customer services
5. Leading with Integrity
6. Developing and providing our service, systems and support that will bring a competitive advantage (including technologically
advanced tools)
7. Developing our team to the best (Recruiting and retaining high quality employees)
8. Providing leadership through participation in industry trade groups and committees
9. Generating profitable growth and return for shareholders
Narrative
Rain and Hail is intensely focused on helping our customers succeed. This means we are committed to providing the easiest, most
efficient, and most effective service platform. Being best means best in industry service and innovation, always leading with integrity.
Many of our customers, agents, farmers, agribusinesses, find themselves in a more competitive, challenging environment. Being best
means bringing products and services to our customers that increase their profits and support their growth.
We must make the first move on leading the industry in change as we cannot wait for the market to react. We must drive growth by
aggressively seeking relationships, opportunities and new markets.
2
CONTENTS
Chapter 2 — Introduction to Rain and Hail
Rain and Hail Goals

1. Maximize ROE by utilization of revenue sources through sound business plans and diligent management.
2. Maintain sound underwriting principles and rates to produce a spread of risk that, with proper loss adjusting, will produce
underwriting results that achieve financial objectives.
3. Attract and retain profitable agents by continuing to streamline development, marketing and servicing of all products via automation 2
and program revision. This will allow for a reduction of overall delivery costs including cost-effective premium collection.
4. Develop, market and support risk management products and services, both domestic and abroad, to meet economic needs of the
agribusiness markets.
5. Identify marketing opportunities and implement alternative marketing systems within the agribusiness sector to enhance core lines
of business.
6. Develop, maintain and automate adjusting staffs to timely and accurately service all policyholders.
7. Recruit, train and empower all employees to achieve long-term professional growth within our organization.
8. Expand market recognition of Rain and Hail and Chubb.
9. Maintain 100% private delivery of crop insurance and achieve 35% minimum MPCI premium market share in historically profitable
counties, 20% minimum Crop-Hail premium market share in historically profitable counties and 5% minimum Agribusiness premium
market share in historically profitable areas of the nation.
10. Build a profitable P&C book by building the commercial ag business and the farm business on the sound strengths of the current
practices utilized in the production of the crop book of business.
Rain and Hail Mission Statement

We are an organization focused on the future. Our challenge is to be the best agricultural insurance organization in the world. Our efforts to
constantly excel in this endeavor benefits our customers, affiliated organizations, owners and rural communities.
1. Customers
We strive to provide products and services that meet the needs of our customers. Our products and services are constantly
evaluated, updated and improved to better meet and exceed the customers’ needs and expectations. Customer satisfaction is a
top priority. Our objective is to have an expanding base of satisfied customers who benefit from financial stability, profitability and
improved cash flow, as a result of our business relationship.
2. Business Affiliates
Our business affiliates are very important links to the customers we serve. We are committed to being an organization with whom
our business affiliates desire to maintain a proud and long-term relationship — a relationship that enhances their reputation
and profitability.
3. Employees
Meeting customers’ needs and market expansion are the natural outgrowths of our commitment to excellence in the training,
personal growth and benefits to all employees. Their abilities, dedication and professionalism control our success and our destiny.
4. Communities
We strive to earn the privilege of being an accepted and respected member of business communities throughout the world.
Our goal is for our risk management products to provide economic strength and stability to improve the quality of life in
rural communities.
5. Financial
We strive to achieve a fair profit as is required for growth and survival. It is a critical measure of our efforts.
6. Principles
We are committed to the highest business, moral and ethical standards. Our integrity shall never be compromised to achieve our
goals and objectives.
3
CONTENTS
CANADA
Regina
Spokane
S
Great Falls
Minneapolis
C
Omaha Des Moines Peoria
Fresno
Raleigh
Amarillo Atlanta
C
Corporate Office
Division Office
S
Service Office
Corporate Management
Scott Arnold ......................................................................................................................................................................................... President
Dave Schuler ...........................................................................................................................Executive Vice President Crop Field Operations
Mike Davenport .............................................................................................. Senior Vice President Chief Operating Officer/General Counsel
Dan Bird..............................................................................................................................Senior Vice President National Marketing Manager
Tony Catalano........................................................................................................................................ Executive Vice President Agribusiness
Brian Gugat ............................................................................................................................... Senior Vice President Research and Analytics
Hunter Hall..................................................................................................................................... Senior Vice President National Crop Claims
Vince Le.......................................................................................................................................................................... Vice President Actuary
Matt McAleer ............................................................................................................................. Senior Vice President Division Finance Officer
Brad Meyer ................................................................................................................ Senior Vice President Agriculture Legal and Compliance
Jeff Meyer ........................................................................................................................................................Vice President Product Manager
Randy Thomas ...........................................................................................................................Senior Vice President Information Technology
Tammy Wigham ...................................................................................................................................Vice President Application Development
(Rev. 07/20)
4
CONTENTS
Company Directory
Midwest Division — IA and MO Atlantic Division — CT, DE, ME, MD, MA, NH,
9200 Northpark Drive, Suite 200 NJ, NY, NC, PA, RI, SC, VT, VA and WV
Johnston, IA 50131 3120 Highwoods Blvd., Suite 202 2
Phone: 515.559.1100 • 1.800.342.7194 Raleigh, NC 27604
Fax: 515.559.1101 Phone: 919.790.1537 • 1.800.252.5022
Fax: 515.559.1567
Central Division — IL, IN, MI and OH
7800 North Sommer Street, Suite 504 Canadian Division — AB, MB and SK
Peoria, IL 61615 4303 Albert Street, Suite 200
Phone: 309.691.2364 • 1.800.776.4045 Regina, SK S4S 3R6
Fax: 309.691.2434 Phone: 306.584.8844 • 1.800.667.8084
Fax: 306.584.3466
Southwest Division — NM, OK and TX
6900 W Interstate 40, Suite 310 Corporate Headquarters
Amarillo, TX 79106 9200 Northpark Drive, Suite 300
Phone: 806.353.4344 • 1.800.299.4344 Johnston, IA 50131
Fax: 515.559.1554 Phone: 515.559.1000
Fax: 515.559.1001
Northern Division — MN, ND, SD and WI
Two Carlson Parkway, Suite 255 Chubb Agribusiness
Plymouth, MN 55447
Farm & Ranch
Phone: 763.473.2421 • 1.800.328.7308
Fax: 515.559.1556 9200 Northpark Drive, Suite 250
Johnston, IA 50131
Great Plains Division — CO, KS and NE Phone: 515.559.1200 • 1.800.585.9624
14517 F Street, Suite 213 Fax: 515.559.1201
Omaha, NE 68137
Commercial Ag
Phone: 402.334.5176 • 1.800.633.3550
Fax: 515.559.1557 72 North Franklin Street
P.O. Box P
Southern Division — AL, AR, FL, GA, KY, LA, Wilkes-Barre, PA 18773
MS and TN Phone: 1.800.233.8347
1951 Rosebud Road
Grayson, GA 30017 Farm & Ranch, Commercial Ag
Phone: 770.339.8020 • 1.800.538.8020 11171 Sun Center Drive
Fax: 515.559.1558 Rancho Cordova, CA 95670
Phone: 916.858.8002
California Division — AZ and CA Fax: 916.858.2396
499 West Shaw Avenue, Suite 101
Fresno, CA 93704 Commercial Ag
Phone: 559.224.2300 • 1.800.274.4245 One American Square, Suite 2600
Fax: 515.559.1559 Indianapolis, IN 46282
Northwest Division — ID, MT, NV, OR, UT, Help Desk: 1.800.338.7630
WA and WY Available Mon. - Fri. from 7:00 a.m. to 7:00 p.m. CST (All Inquiries)
North 200 Mullan Road, Suite 111 Available Sat. from 7:00 a.m. to 9:30 a.m. CST (General)
Spokane, WA 99206 7:00 a.m. to 8:00 p.m. CST (LGM Only)
Phone: 509.922.1401 • 1.800.967.8088 Agency Support Unit — All States
Fax: 515.559.1561 Phone: 515.559.1594 • 1.877.789.5029
Great Falls Service Office Fax: 515.559.1598 • 1.877.789.4847
300 River Drive North, Suite 2
Great Falls, MT 59401
Phone: 406.452.1375 • 1.800.633.7191
Fax: 515.559.1561
(Rev. 7/19)
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CONTENTS
Rain and Hail Insurance Society (RHIS)

Membership and participation will help to promote the following:
1. Favorable support of crop insurance as the best program for disaster protection for crop farmers.
2. The value of crop insurance for improved economic development in small and rural communities.
3. The idea that a strengthened public/private crop insurance partnership is the most cost effective use of taxpayers’ funds.
4. The delivery and servicing of crop insurance through local independent businesspeople (agents, adjusters, insurance
companies, etc.).
5. The value of crop insurance in good years to help growers improve their income through better crop marketing on a micro and
macro basis.
Members and contributors:
1. Crop insurance agents
2. Crop insurance adjusters
3. Crop insurance support personnel
4. Agribusiness persons
5. Civic leaders
6. Farmers and ranchers
Talk to your field supervisor or log on to www.RainHail.com for more information on how to become a Rain and Hail
Insurance Society member.
Communication Tools
Society members receive the following informational items that not only provide useful information about crop insurance, but can also
serve as communication tools to use when discussing the program:
1. Washington Weekly email update with the latest news from Washington, D.C.
2. Annual Report to Congress with detailed statistics proving that crop insurance is working
3. Annual Society newsletter with timely articles and crop insurance talking points
4. Periodic news alerts with notifications of breaking news and applicable grass roots efforts
RHIS Political Action Committee (PAC)

The Rain and Hail Insurance Society Political Action Committee (PAC) was formed to help in the election of candidates for public office
who have demonstrated support of crop insurance through the private sector and other rural development issues. Your contribution will
help advance this process.
How to Participate
1. Participation can be made on an individual basis using a personal check (preferred method) or by using a company check (see
bold, asterisk statement below regarding limitation to corporations). If you choose to contribute to the RHI Society PAC using a
company check, please provide the following information:
What is the federal tax classification of the company/organization printed on your contribution check (choose only one option)?
□ Sole Proprietor or single-member L.L.C. □ C Corporation* □ S Corporation* □ Partnership □ Trust/Estate
□ Limited Liability Company (multi-member L.L.C.). If you check this box, please indicate your tax classification as a multi-member L.L.C.
(C = C Corporation*, S = S Corporation*, P = Partnership)___
*RHI Society PAC contributions may not be made using corporate funds. Federal law prohibits RHI Society PAC from accepting contributions
from corporations.
2. All checks should be made payable to RHI Society. Checks made payable specifically to the RHI Society PAC cannot be
applied to a membership fee. If you wish to donate funds to the RHI Society PAC, please indicate your preferences on the form
to the right.
3. Corporations may make donations to the Rain and Hail Insurance Society Administrative Fund to defray some of the expenses
incurred in printing, postage, photocopying and other administrative costs.
4. Complete the Contributor Information Form and forward it with your check to the attention of the RHI Society Treasurer.
Fund Use
PAC funds will be used for:
1. Educational purposes to help inform public officials of the value of crop insurance in their communities, districts and states.
2. The election and re-election of candidates who have demonstrated or are committed to supporting RHI Society-PAC goals
and objectives.
6
CONTENTS
Join the Rain and Hail Insurance Society

You can join RHIS by paying by check or online with a credit card.
Affiliate Membership $5.00 $__________________
□ Yes! I would like to become an Affiliate Member of RHI Society. Enclosed is my annual 2
membership fee of $5.00.
Note: This fee is required only one time annually. If you are already a member and are making a second
contribution to the PAC or Administrative Fund, this fee does not need to be paid.
Administrative Fund Contribution $__________________
□ Yes! I would like my corporate or individual contribution to be used to defray administrative
expenses of RHI Society.
PAC Contribution* $__________________
□ Yes! I want to do my part to assure that Congress understands and fully supports crop insurance
as the most cost-effective way to provide farmers with disaster protection. Please use my RHI
Society PAC contribution for this purpose.
*Federal law requires political committees to report the name, mailing address, occupation, and name of
employer for each individual whose aggregate contributions are in excess of $200 in a calendar year. PAC
contributions will be used for political purposes. Contributions to PAC are not tax deductible as charitable
contributions for Federal income tax purposes. Contributions to the PAC are strictly voluntary and you may
refuse to contribute without reprisal.
Federal law also prohibits RHI Society PAC from accepting contributions from corporations.
Total Enclosed $__________________

Please make your check payable to RHI Society Treasurer. Fill out the form below and mail, along
with your check, to the following address:
RHI SOCIETY TREASURER
9200 Northpark Drive, Suite 300
Johnston, IA 50131
Name:
Home Phone:
Home Address:
City: State: Zip:
Email (Email must be provided to receive Washington Weekly updates):
Agency/Employer:
Adjuster □ Agent □ Employee □ Other □
Division (if applicable):
Business Address:
City: State: Zip:
7
CONTENTS
Pay Online with Credit Card

www.RainHail.com/s/rhismembership
8
CONTENTS
3 3
Agent/Agency
Compliance Requirements
MPCI Training and Disclosures........................................................................................................................................................................10
Summary of RMA Required Disclosures and Certifications.............................................................................................................................10
Agent Training and Online Competency Exam.................................................................................................................................................11
2022 SRA Conflict of Interest Provisions..........................................................................................................................................................11
2022 SRA Conflict of Interest Reviews.............................................................................................................................................................11
Non-Disclosure.................................................................................................................................................................................................12
Controlled Business..........................................................................................................................................................................................12
Rebating...........................................................................................................................................................................................................13
www.RainHail.com
CONTENTS
MPCI Training and Disclosures

1. Commission may be reduced by 100% on any MPCI policy when the producing agent has not attended a required,
industry sponsored training session and/or fulfilled the testing requirements or RHLLC must provide additional training
for the agent to meet the requirements.
2. Commission may be reduced by 100% on any MPCI policy when the producing agent has not completed the applicable
(COI) Conflict of Interest disclosure, (NDS) Non Disclosure Statement form, Controlled Business statement, or is not
properly licensed and/or appointed with the proper company. Any of the above items will prevent Rain and Hail from
paying commissions as described in the schedule.
Summary of RMA Required Disclosures and Certifications

Conflict of Interest form (COI) – This form is completed by agents to disclose any policy in which they have any business, financial
or legal relationship with an insured. The disclosure must also disclose whether any employee or affiliate is a relative of the insured or
whether any employee or affiliate has a substantial beneficial interest in the insured. Agents must complete the COI prior to submitting any
MPCI application for the applicable crop year. (Employees of the agency do not need to complete a COI unless they are an agent on the
Rain and Hail system.)
Deadline: Annually by the first acreage reporting date for the agency
Individual Non-Disclosure Statement (NDS) – This certification is for all persons having access to protected information, who are
either employed by or have contracted with a Company. All non-agents’ forms are kept in the agent’s office. Agents on the Rain and Hail
system must complete this statement online via their Agent Services account. This form is completed one time only for all agents and all
employees in the agent’s office.
Deadline: At the time an agent is set up on the Rain and Hail system
Affiliate Non-Disclosure Certification (Affiliate NDS) – This certification is completed by the officer of the affiliate (agency) certifying that
all employees have completed the above Individual NDS form. This form is completed online via Agent Services.
Deadline: Annually from the last sign date
Individual Controlled Business Certification (CBC) – This form is completed and kept in the agent’s office by any individual that
received compensation directly or indirectly through a Company or its affiliates, (including any commission, profit sharing, bonus or any
other direct or indirect benefit) for the sale or service of an eligible crop insurance contract if:
1. The individual has a substantial beneficial interest, or a member of the individual’s immediate family has a substantial beneficial
interest, in the eligible crop insurance contract; and
2. The total compensation to be paid to the individual with respect to the sale or service of the eligible crop insurance contract that
meets the condition described in subclause (i) exceeds 30 percent, or the percentage specified in State law, whichever is less,
of the total of all compensation received directly or indirectly by the individual for all eligible crop insurance contracts sold and
serviced by the individual for the reinsurance year.
Deadline: Annually by December 1 after the crop year is complete (This certification is for the previous crop year’s compensation.)
Affiliate Controlled Business Certification (CBC) – This certification is completed by the president or owner of the agency certifying that all
employees who received compensation (based on above definition) has completed the above Individual Controlled Business Certification. If
any individuals who received compensation are not in compliance, the owner or president of the agency must provide a list of individuals who
are not in compliance and the reason they are not in compliance. This form is completed and sent to Rain and Hail L.L.C.
Deadline: Annually by December 1 after the crop year is complete (This certification is for the previous crop year’s compensation.)
Agreement Not to Sue Certification (ANTS) – This certification is completed by each agent certifying that he/she will not institute or file
any judicial or administrative proceeding against FCIC, RMA, the United States Department of Agriculture or any officer, agent or director
thereof challenging the legality of the terms and conditions of Section III(a) of the SRA. This certification is a one-time completion when the
agent is set up on the system.
Deadline: At the time an agent is set up on the Rain and Hail system.
Please review these items and the following pages thoroughly to ensure proper compliance.
10
CONTENTS
Chapter 3 — Agent/Agency Compliance Requirements
Agent Training and Online Competency Exam

Agent Training and Testing Requirements
Per the SRA, a new agent or other applicable individuals (including any other individual who solicits or otherwise promotes crop
insurance sales on behalf of the Company) must participate in a structured training program of at least 12 hours on all of the items
listed in subsection (b)(1).
Per the SRA, an experienced agent or other applicable individual must annually complete at least 3 hours of structured training on
updates or changes specifically related to the items listed in subsection (b)(1), or that are identified by FCIC or the Company as
deficient during the quality control reviews or processing of the sales related documents. 3
Per the SRA, all agents and other applicable individuals must pass a basic competency test before they can sell or service an
eligible crop insurance contract (all testing records, including test results, shall be maintained in accordance with section IV(g) of the
Agreement). Basic competency tests must specifically relate to the items listed in subsection (b)(1) and determine the proficiency
of the individual who completed the required training to sell and service eligible crop insurance contracts. Additionally, the Company
must review the test results and document follow-up training initiatives for any area of identified weakness on the part of any one or
more individuals.
Per the SRA, all agents and applicable individuals must retake and pass the basic competency test every three years.
Per the SRA, if the agent or other applicable individual was not employed by or did not contract with the Company in previous years,
the Company must obtain and have available upon request, documentation that the agent or other applicable individual has passed the
basic competency test within the past three years with another AIP.
Online Competency Exam
All agents are required to take and pass a basic competency exam every three years, per the SRA. Rain and Hail offers online testing
only through our Rain and Hail University (RHU). You must have an Agent Services account to take the exam. Only the person logged
in may take the test. The test is associated with the logged in Agent Services account. By taking the test, you confirm you are the
individual on the Agent Services account. Test results will apply only to the individual user associated with the user account.
2022 SRA Conflict of Interest Provisions

2022 SRA, Appendix I, Section VI. Conflict of Interest
Information can be found on the RMA website (https://www.rma.usda.gov/) under the “Reinsurance Agreements” link.
2022 SRA Conflict of Interest Reviews

2022 SRA, Appendix IV, Section III. Quality Control Guidelines
Conflict of Interest Disclosure Guidelines

(Disclosure = Agent)
Review
Questions Prohibited Activity Requirement
Discloser performs both agent and loss adjustment activities, Company must ensure that the Agent does not perform loss
possibly for different approved insurance providers (AIPs). adjustment activities in same or adjoining counties as those
in which the agent performs sales activities, regardless of
whether contracted with the Company or another AIP.
1. Discloser has a share in a crop insured under any eligible Sales agents, owners or employees of sales agencies, sales Mandatory Review
crop insurance contract insured by the Company. supervisors, or any relative of the same shall not be involved in
the acceptance and verification of underwriting data associated
with any crop insurance contract written by such person.
2. Discloser has a relative (a father, mother, stepfather, Sales agents, owners or employees of sales agencies, sales Mandatory Review
stepmother, brother, sister, stepbrother, stepsister, son, supervisors or any relative of the same shall not be involved in
daughter, stepson, stepdaughter, grandparent, grandson, the acceptance and verification of underwriting data associated
granddaughter, father-in-law, mother-in-law, brother-in-law, with any crop insurance contract written by such person.
sister-in-law, son-in-law, daughter-in-law, the spouse of the
foregoing and the individual’s spouse) with a substantial
beneficial interest in any insurance contract insured by
the Company.
3. Discloser has power of attorney to act on behalf of a The agent shall not perform those tasks in the loss adjustment Elective Review
policyholder on any eligible crop insurance contract insured process on behalf of a policyholder that are prohibited as
by the Company. specified in the SRA.
11
CONTENTS
Conflict of Interest Disclosure Guidelines

(Disclosure = Agent)
Review
Questions Prohibited Activity Requirement
4. Discloser has an ownership interest in a business (excluding Sales agents, owners or employees of sales agencies, sales Elective Review
stock in public corporations or entities in which the discloser supervisors, or any relative of the same shall not be involved in
owns less than a ten percent interest) with any policyholder the acceptance and verification of underwriting data associated
insured by the Company. with any crop insurance contract written by such person.
5. Discloser has a rental or leasing arrangement for land, Sales agents, owners or employees of sales agencies, sales Elective Review
buildings or equipment with any policyholder insured by supervisors or any relative of the same shall not be involved in
the Company. the acceptance and verification of underwriting data associated
6. Discloser is an owner/operator of a business or a Sales agents, owners or employees of sales agencies, sales Elective Review
commission based employee of a business, that provides supervisors or any relative of the same shall not be involved in
goods or services related to farming operations (custom the acceptance and verification of underwriting data associated
farming, tractor sales, etc., but excluding insurance with any crop insurance contract written by such person.
services) for which the discloser receives revenue as the
owner/operator or a direct commission as an employee
with respect to any policyholder whose policy the discloser
services for the Company.
7. Discloser is an owner/operator of a business or a Sales agents, owners or employees of sales agencies, sales Elective Review
commission based employee of a business, that provides supervisors or any relative of the same shall not be involved in
goods or services not related to farming operations, the acceptance and verification of underwriting data associated
excluding insurance services, for which the discloser with any crop insurance contract written by such person.
receives revenue as the owner/operator or direct
commission as an employee with respect to any policyholder
whose policy the discloser services for the Company.
8. Discloser is a financial institution employee and part of the Sales agents, owners or employees of sales agencies, sales Elective Review
approval decision-making process of financial arrangements supervisors or any relative of the same shall not be involved in
for any policyholder insured by the Company. the acceptance and verification of underwriting data associated
9. Discloser has an agent compensation, barter or financial Sales agents, owners or employees of sales agencies, sales Elective Review
arrangement (excluding those reported under question 8. supervisors or any relative of the same shall not be involved in
above) with any policyholder insured by the Company. the acceptance and verification of underwriting data associated
10. Discloser has a business, familial, financial or legal Sales agents, owners or employees of sales agencies, sales Elective Review
relationship that has not been identified above with any supervisors or any relative of the same shall not be involved in
policyholder insured by the Company. the acceptance and verification of underwriting data associated
11. Discloser has a relative who works with the Federal crop Sales agents, owners or employees of sales agencies, sales Elective Review
insurance program for the Company or any of its affiliates. supervisors or any relative of the same shall not be involved in
the acceptance and verification of underwriting data associated
Non-Disclosure
2022 SRA, Appendix I, Section XV. Non-Disclosure
Controlled Business
2022 SRA, Appendix I, Section VII. Controlled Business
12
CONTENTS
Chapter 3 — Agent/Agency Compliance Requirements
Rebating
Rebating is strictly prohibited, with limited exceptions, by the Federal Crop Insurance Act (Act) and the Standard Reinsurance Agreement
(SRA). The Risk Management Agency (RMA) takes the rebating prohibition seriously and enforces it stringently.
Section 508(a)(9) of the Act states:

(9) PREMIUM ADJUSTMENTS. —
(A) PROHIBITION. — Except as provided in subparagraph (B), no person shall pay, allow, or give, or offer to pay, allow,
or give, directly or indirectly, either as an inducement to procure insurance or after insurance has been procured, any
rebate, discount, abatement, credit, or reduction of the premium named in an insurance policy or any other valuable 3
consideration or inducement not specified in the policy.
(B) EXCEPTIONS. — Subparagraph (A) does not apply with respect to —
(i) a payment authorized under subsection (b)(5)(B);
(ii) a performance-based discount authorized under subsection (d)(3); or
(iii) a patronage dividend, or similar payment, that is paid —
(I) by an entity that was approved by the Corporation to make such payments for the 2005, 2006, or 2007
reinsurance year, in accordance with subsection (b)(5)(B) as in effect on the day before the date of enactment of
this paragraph; and
(II) in a manner consistent with the payment plan approved in accordance with that subsection for the entity by the
Corporation for the applicable reinsurance year.
(C) PUBLICATION OF VIOLATIONS. —
(i) PUBLICATION REQUIRED. — Subject to clause (ii), the Corporation shall publish in a timely manner on the website
of the Risk Management Agency information regarding each violation of this paragraph, including any sanctions
imposed in response to the violation, in sufficient detail so that the information may serve as effective guidance to
the approved insurance providers, agents, and producers.
(ii) PROTECTION OF PRIVACY. — In providing information under clause (i) regarding violations of this paragraph,
the Corporation shall redact the identity of the persons and entities committing the violations in order to protect the
privacy of those persons and entities.
[SOURCE: Federal Crop Insurance Act (Act), Section 5089(a)(9)]

Additional information on rebating, including scenarios of rebating violations, may be found at:
https://www.rma.usda.gov/en/News-Room/Frequently-Asked-Questions/Published-Rebating-Violations-and-Sanctions.
13
CONTENTS
14
CONTENTS
4
Civil
Rights 4
Civil Rights Awareness.....................................................................................................................................................................................16

Nondiscrimination.............................................................................................................................................................................................16
Company Policy/Assurance Statement............................................................................................................................................................16
Public Notification Required.............................................................................................................................................................................16
Discrimination Complaints................................................................................................................................................................................17
Rehabilitation Act of 1973.................................................................................................................................................................................17
Title VII.............................................................................................................................................................................................................17
Civil Rights Communication Tools....................................................................................................................................................................18
Limited English Proficiency (LEP)....................................................................................................................................................................18
Reaching Limited Resource, Women and Minority Producers.........................................................................................................................19
Information for Civil Rights Materials................................................................................................................................................................19
Office of Civil Rights.........................................................................................................................................................................................20
www.RainHail.com
CONTENTS
Civil Rights Awareness

1. Title VI& VII—The Civil Rights Act of 1964
2. Rehabilitation Act of 1973—Section 504
3. Age Discrimination Act of 1975
MPCI Providers, reinsured by the Federal Crop Insurance Corporation (FCIC), are required by the Standard Reinsurance Agreement
(SRA) to provide civil rights training to employees, agents, and adjusters.
Every program that involves federal tax dollars falls under nondiscrimination provisions of the Civil Rights Act. The Civil Rights Act pertains
to MPCI because the program receives federal financial assistance. Companies reinsured by FCIC are considered primary recipients of
federal funds because they receive expense reimbursement, reinsurance, retention of net losses, etc., from FCIC. Financial assistance is
also provided to insureds through MPCI premium subsidies and loss payments.
Title VI of the Civil Rights Act (as amended), Section 504 of the Rehabilitation Act of 1973 (as amended), and the Age Discrimination Act of
1975 (as amended) prohibit discrimination in programs or activities receiving federal financial assistance.
Nondiscrimination
MPCI is available to all eligible producers without regard to:
1. Race 8. Parental Status
2. Color 9. Religion
3. National Origin 10. Sexual Orientation
4. Age 11. Political Beliefs
5. Disability 12. Reprisal
6. Sex 13. Income (if derived from any public assistance program)
7. Marital or Family Status 14. Genetic Information
Company Policy/Assurance Statement

Plan of Operation
Companies reinsured by FCIC must submit to FCIC, as part of their Plan of Operation, assurance statements of nondiscrimination. The
assurance statement is the company policy regarding availability and delivery of MPCI, benefits and employment without discrimination.
Agent Responsibilities Concerning Discrimination
1. It is the policy of Rain and Hail that crop insurance policies be available to all eligible producers regardless of race, color, national
origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic
information, political beliefs, reprisal or because all or a part of an individual’s income is derived from any public assistance program.
2. Agents contracting with Rain and Hail are expected to offer crop insurance policies to eligible producers in accordance with this
nondiscrimination policy.
3. Display “And Justice for All” poster or its equivalent in facilities used by the public. Rain and Hail will provide a copy of the poster
free of charge.
4. Report any complaints about discrimination from insured or applicant to Rain and Hail Corporate Office.
5. Advise complainant of their right to file a complaint and provide them with USDA civil rights contact information.
Public Notification Required

Statements Required on Semi-Permanent Advertising and Informational Materials
Rain and Hail prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and
where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs,
reprisal or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply
to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print,
audiotape, etc.) should contact USDA’s TARGET Center at (202) 720-2600 (voice and TDD).
As a substitute to the full statement, Rain and Hail may use,
“This institution is an equal opportunity provider and employer.”
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CONTENTS
Chapter 4 — Civil Rights
Service Delivery Points

Display current “And Justice for All” poster in a conspicuous space where it is visible and within reading distance upon
entering the agent’s office.
All adjusters must display poster conspicuously as well.
1. Right to “Complain”.
2. Where to File Complaint.
The public must also be informed that MPCI and its benefits are available without discrimination. To meet the public notification
requirement, a nondiscrimination statement must be included on semi-permanent advertising/informational material. (Semi-
permanent is defined as material expected to be effective for about a year.)
3. Agents should include the nondiscrimination statement on all forms, pamphlets, brochures, and advertising materials distributed to
the public, pertinent to FCIC programs, or which inform the public of events where FCIC programs will be discussed. 4
4. “This institution is an equal opportunity provider and employer” is an abbreviated version, appropriate for radio, TV and
newspaper advertisement, of the nondiscrimination statement that may be submitted as an alternative to the full statement
where time and/or space is limited.
5. Crop insurance sections of agency websites should either include the complete version of the Non-Discrimination Statement
or add a link to the following websites where the Statement may be found: http://www.rma.usda.gov/web/nondiscrim.html
or http://www.RainHail.com/d/ps/content/non-discrimination-statement.
Discrimination Complaints
Insureds or applicants for crop insurance who feel they have been discriminated against may file verbal or written complaints through
any company representative (agent, adjuster, company employee) or they may write directly to the manager of FCIC or the Secretary
of Agriculture.
The recipient of the initial (verbal) complaint is required to notify the complainant of their right to file and provide them with the name,
address and phone number of the USDA Office where they can officially file their complaint. (A copy of the Office of Civil Rights “Complaint
Procedure” should be given to the complainant.)
Individuals who may accept complaints from insured or applicants for crop insurance are:
1. Agent - Forward to Rain and Hail Division or Corporate Office
2. Adjuster - Forward to Rain and Hail Division or Corporate Office
3. Company Employee
4. FCIC
5. Secretary of Agriculture
Complaint must be filed within 180 days of incident prompting the complaint.
Rehabilitation Act of 1973

Section 504—Prohibits Discrimination Forward to Rain and Hail Division or Corporate Office
The following programs and services must be available to handicapped individuals:
1. Participation in MPCI
2. Physical accessibility
3. Employment if qualified
Section 504 of the Rehabilitation Act of 1973, as amended, assures that program services and benefits are available and accessible
(physically) to handicapped individuals. It also prohibits employment discrimination on the basis of handicap in any program or activity
that receives federal financial assistance. Discrimination is prohibited in all aspects of employment against handicapped persons who with
reasonable accommodation can perform the essential functions of a job.
Title VII
Civil Rights Act of 1964
Prohibits Discrimination in Employment
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CONTENTS
Rain and Hail Equal Opportunity Policy

1. It is the policy of the Company that an individual’s race, color, national origin, age, disability, and where applicable, sex, marital
status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal or because
all or a part of an individual’s income is derived from any public assistance program is not and will not be considered in any
personnel or management decisions.
2. Recruiting, hiring, training and promotions will be done without regard to race, color, national origin, age, disability, and where
applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs,
reprisal or because all or a part of an individual’s income is derived from any public assistance program except in situations
where age or sex is a bona fide occupational qualification.
3. Promotion decisions will be made in accordance with equal opportunity principles and only valid job requirements will be used.
4. All other personnel actions, such as compensation, benefits, transfers, layoffs, returns from layoffs, company-sponsored
training, social and recreational programs, will be administered without regard to race, color, national origin, age, disability, and
where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political
beliefs, reprisal or because all or a part of an individual’s income is derived from any public assistance program except where
age or sex is a bona fide occupational requirement.
5. Any employee who feels he/she is the victim of discrimination should report this to his/her immediate supervisor or to the
personnel department at Corporate Office. The complaint will be promptly investigated and the employee bringing the
complaint will be advised of the findings.
Civil Rights Communication Tools

Departmental Regulation, Number 4300-3, November 16, 1999, “Equal Opportunity Public
Notification Policy”
Establishes policy for ensuring positive and continuing notification of USDA equal opportunity policy to the public.
The “And Justice for All” poster, which includes the nondiscrimination statement
The poster should also be sent to all agents, with instructions to conspicuously display at the public entrance to the premises and at
other exterior or interior locations, as directed by RMA. The statement is available in 12 languages and should be translated locally
where other languages are needed. Several translations of the nondiscrimination statement are available on the USDA home page.
When needed, the appropriate translation can be copied from the home page and inserted on the poster.
https://www.usda.gov/oascr/and-justice-all
Departmental Regulation, Number 4360-001. January 14, 1998, "Communicating With
Under-served Communities"
Establishes policy to ensure that educational and technical assistance services and communications materials are available to all
customers in languages appropriate to the community being served, and that USDA offices use appropriate media outlets to distribute
information to under-served communities.
Limited English Proficiency (LEP)

Individuals who do not speak English as their primary language and who have a limited ability to read, speak, write or understand English
can be limited-English proficient (LEP).
Language Assistance Plan (LAP)
We have implemented a LAP to help LEP individuals gain access to RMA programs and activities. The LAP identifies language
resources, personnel and services for LEP individuals, including employees, USDA agencies, community-based organizations,
language translations and interpretation services.
Who to Contact
If you identify a LEP individual who has a language assistance request, please contact Kellen Corbett at LEPCoordinator@RainHail.
com and, if possible, provide the following information:
1. The language(s) of the LEP individual.
2. The information being requested.
3. Any available language resources.
4. Urgency of the request.
5. Type of language assistance needed (written or oral).
Please send any questions to LEPCoordinator@RainHail.com.
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CONTENTS
Chapter 4 — Civil Rights
Reaching Limited Resource, Women and Minority

Producers
As a reminder, under the 2022 Standard Reinsurance Agreement, agents should look for opportunities to encourage limited-resource
producers, women, minorities, underserved producers, and producers in underserved areas to participate in the Federal Crop Insurance
Program. The following websites contain information that may assist in you in your outreach efforts:
https://www.rma.usda.gov/Topics/Education-and-Training
https://www.nass.usda.gov/AgCensus/
https://www.usda.gov/partnerships
Limited Resource Farmers
According to the Limited Resource Farmer Program Definition (https://lrftool.sc.egov.usda.gov/), a limited resource farmer or rancher or 4
forest owner is a person with:
1. Direct or indirect gross farm sales not more than $179,300 (for FY2021) in each of the previous two years.*
and
2. A person with a total household income at or below the national poverty level for a family of four or less than 50 percent of
county median household income in each of the previous two years.**
*This value will be increased from $100,000 beginning in fiscal year 2004 to adjust for inflation using the “Prices Paid by
Farmer Index” compiled by NASS.
**Total household income will be determined annually and indexed for inflation using Commerce Department Data.
An entity or joint operation can be a Limited Resource Farmer or Rancher if all individual members independently qualify. If a producer
qualifies as a limited resource farmer, administrative fees for crop insurance policies will be waived.
Information for Civil Rights Materials

Contact
Brian Garner, Chief
Compliance and Training
Civil Rights/Equal Employment Opportunity Division
Farm Production and Conservation Business Center
U.S. Department of Agriculture
Office: (202) 401-7197
Email: brian.garner@usda.gov
Additional Contact
Samora Bennerman-Johnson
Team Lead, Compliance Section
Compliance and Training Branch
Civil Rights/Equal Opportunity Division
Farm Production And Conservation Business Center
Office: (301) 504-2286
Email: samora.bennerman@usda.gov
For information concerning Civil Rights questions and concerns:
Ron Brown
Equal Opportunity Specialist
Civil Rights/Equal Opportunity Division
Farm Production And Conservation Business Center
Office: (202) 690-1687
Email: ron.brown@usda.gov
Information Available at the Above Address
1. Video tape - “Simple Justice”
2. Publication - “Unlocking the Barriers - Keys to Communication with Under Served Customers”
3. Brochure - “How to File a Program Complaint”
4. Form - “Program Discrimination Complaints Form”
19
CONTENTS
Office of Civil Rights

Complaint Procedures
Steps to file a civil rights complaint against the delivery of USDA programs and services:
1. Contact the Office of Civil Rights to obtain a Complaint Intake Data Form:
a. Online
https://www.ascr.usda.gov/filing-program-discrimination-complaint-usda-customer
b. By Email
program.intake@usda.gov
c. By Mail
U.S. Department of Agriculture Director, Center for Civil Rights Enforcement
1400 Independence Ave., S.W.
Washington, D.C. 20250-9410
d. By Telephone
Toll Free: (866) 632-9992
Relay: (866) 377-8642
2. Complete the Complaint Intake Data Form by reporting:
a. Your name, address, phone numbers and best time to call.
b. Name, address and phone numbers of your representative or attorney.
c. List of the basic issues, decisions, actions or events that you believe were discriminatory.
d. The date of the most recent event.
e. The name of the individual(s) or entity you believe discriminated against you and the agency or recipient that employs
that/those individual(s).
f. Select one or more of the bases of discrimination, such as race, gender, age, physical ability, marital status and reprisal.
g. Other brief facts that may be relevant.
3. Sign the Complaint Intake Form and return it to the above address, email to program.intake@usda.gov or fax to (202) 690-7442.
If your complaint is accepted, you will receive an acknowledgment letter notifying you of the acceptance and inform you of the
issues that will be investigated. If your complaint is not accepted, you will also receive a letter explaining why your complaint is
not accepted.
20
CONTENTS
5
Program
Integrity
Controlling and Preventing Fraud, Waste and Abuse Through Program Integrity............................................................................................22
5
Claim Fraud Indicators.....................................................................................................................................................................................24
Reporting Fraud, Waste and Abuse.................................................................................................................................................................26
www.RainHail.com
CONTENTS
Controlling and Preventing Fraud, Waste and Abuse

Through Program Integrity
Rain and Hail is committed to conducting all aspects of our business in an ethical manner. This ethical commitment refers to our strong
desire to always do the right thing, while imposing the least amount of financial, social or emotional costs.
Insurance fraud and abuse cheats everyone—insurance companies and taxpayers alike. Fraud, waste and abuse not only impact each line
of insurance we provide, they also affect every insured by increasing premium costs. A portion of every premium dollar goes to offset the
cost of insurance fraud.
Everyone’s actions affect the integrity of the crop insurance program.
Fraud, Waste and Abuse Defined

Fraud according to:
1. Black’s Law Dictionary (8th ed. 2004) – A knowing misrepresentation of the truth or concealment of a material fact to induce
another to act to his or her detriment.
2. USDA Office of Inspector General (OIG) – Intentional deception (including attempts and conspiracies to effect such deception)
for the purpose of: inducing [government] action, inaction or reliance on that deception.
Waste according to:
1. Black’s Law Dictionary (8th ed. 2004) – To consume, spend or employ uselessly or without adequate return: use to no avail or
profit; squander.
2. USDA Office of Inspector General (OIG) – Extravagant, careless or needless expenditure of [government] property that results
from deficient practices, system controls or decisions.
Abuse according to:
1. Black’s Law Dictionary (8th ed. 2004) – To depart from legal or reasonable use in dealing with (a person or thing); to misuse.
2. USDA Office of Inspector General (OIG) – Intentional, wrongful or improper use of [government] resources such as the misuse
of rank, position or authority that causes the loss or misuse of resources.
Ethical Issues in Crop Insurance
1. Fraud, waste and abuse
2. Pressure to overpay or underpay claims
3. Falsifying expense vouchers
4. Ignoring rules and procedures
5. Altering production history
6. Dishonesty
7. Confidentiality
What the RMA is Doing to Combat Fraud, Waste and Abuse
In an effort to better detect and eliminate fraud, waste, and abuse in the crop insurance program, the USDA Risk Management Agency
(RMA) utilizes a number of techniques including mandatory audits and reviews, actuarial sound programs, consistent loss adjustment,
education and training, data mining technology and conflict of interest disclosures.
1. Mandatory Audits and Reviews – RMA mandates that Approved Insurance Providers (AIPs) conduct a variety of reviews
including, but not limited to, Program Reviews, Data Mining Reviews, Express Claim Reviews, Consecutive Loss Adjuster
Reviews, $200,000 claim reviews, self certification replant reviews, Irrigated practice reviews and ARPI acreage reviews. In
addition to these policy and program reviews, RMA conducts audits on AIPs to ensure adherence to crop insurance program
rules and regulations.
2. Actuarially Sound Programs – RMA ensures that crop insurance programs are actuarially sound through proper risk
classification, rating/pricing and underwriting.
3. Consistent Loss Adjustment – The creation, implementation and oversight of loss adjustment procedures ensures that the
majority of losses are adjusted fairly and accurately.
4. Education and Training – In Appendix IV of the Standard Reinsurance Agreement (SRA), which is the contract between RMA
and AIPs, RMA mandates that all AIP agents and adjusters receive a set number of crop insurance training hours annually.
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CONTENTS
Chapter 5 — Program Integrity
5. Data Mining Technology – Data mining software, contracted through third-party suppliers, is used by RMA to recognize
patterns relating to crops, locations, producers, agents, loss adjusters or AIPs. This software reviews over 10 years of historical
records within the RMA database to detect these patterns. Once a pattern is detected, an investigation is initiated. The goal of
RMA’s data mining is to improve the compliance and integrity of the federal crop insurance program. As a result, Rain and Hail
has performed numerous spot checks on insureds flagged in the RMA data mining process. Of particular note:
a. Every insured farmer, every crop insurance agent and every adjuster are now under close watch from data mining and the
use of satellite imagery.
b. It is becoming increasingly difficult for those who choose to hide or participate in fraudulent activity.
c. Data mining is driven by advances in computing and data storage capabilities. It enables government agencies to analyze
massive volumes of data and detect patterns that identify fraud, waste and abuse of the crop insurance program.
6. Conflict of Interest (COI) Disclosures – The COI disclosure provision was included in the 2011 Standard Reinsurance
Agreements as a way to identify and investigate potential crop insurance conflicts of interest. This COI disclosure must be
completed by every AIP employee, agent and adjuster. These disclosures bring to the forefront any conflicts of interest that
could potentially lead to a fraud, waste or abuse situation. Upon discovery of a conflict, mandatory reviews are conducted by
Rain and Hail to ensure the integrity of that person. 5
7. Public Relations Campaign – www.cropinsuranceinamerica.com
During a period of financial uncertainty, fluctuating commodities prices and volatility in the credit markets, the National Crop
Insurance Services (NCIS) created a website to communicate to policymakers the importance of the crop insurance program
to the rural economy. There is an easy-to-use online form to submit that requires only asks for your name, email address
and state and shows your support for the program. On the site, you will find information about the history of the federal crop
insurance program, news stories, first-hand stories from people about their experiences with crop insurance and much more.
What Rain and Hail is Doing to Combat Fraud, Waste and Abuse
Rain and Hail is sincerely committed to reducing fraud, waste and abuse of the federal crop insurance program. In addition to always
acting ethically towards employees, agents and insureds, Rain and Hail practices the following techniques to strengthen the integrity of
Rain and Hail and the federal crop insurance program.
1. Adherence to written procedures and standards of conduct. Standards of conduct are not just the minimums as required
by the Federal government. Rain and Hail strives to go above and beyond in drafting internally imposed procedures and
standards to ensure that program integrity is always held in the highest regard. These internally imposed procedures include:
a. New Adjuster and Agent Reviews
b. Growing Season and Pre-Harvest Inspections
c. Insured Reviews as identified by fieldstaff, adjusters, agents and management
d. Review of the 100 highest paid claims annually, and
e. Livestock policy reviews
2. Creation and maintenance of an internal Special Investigative Unit. The purpose of the unit is to assist in the discovery,
investigation and prosecution of fraud within the insurance industry.
3. Diligence regarding required QC Reviews and spot checks.
4. Availability of a 24/7 Fraud Hotline for anonymous and confidential reporting (1-866-893-9791).
5. Training for employees, agents and adjusters on the importance of acting ethically.
6. Professional conduct that enhances the positive image of the industry.
7. Honesty to our customers.
8. Selling our product based upon our company’s strengths, not other’s weaknesses.
9. Losses are adjusted utilizing industry recognized procedures and practices.
10. Reduction and awareness of conflicts of interest.
11. Supervision and maintenance of a qualified staff, including access to available current materials and training to keep them
knowledgeable and capable.
23
CONTENTS
What Agencies Can Do to Combat Fraud, Waste and Abuse

1. Report Conflicts of Interest in a timely and honest manner.
2. Support industry recognized loss procedures.
3. Act in good faith in settlement of disputes involving all companies.
4. Notify the company of any weaknesses or deficiencies in delivering a quality product to the customer.
5. Make it clear to all customers that ethical behavior is expected and that fraud, waste and abuse will not be tolerated.
a. Prominently display the “Combat Fraud, Waste and Abuse” poster.
6. Support industry-related activities on a local, regional and national level.
7. Avoid the mindset of being lax because federal dollars are in the equation.
a. How do you feel when other federal programs misuse your tax dollars?
b. Because of the federal program, consequences are more severe.
c. In MPCI, fraud has two victims:
i. The crop insurer (private risk capital)
ii. FCIC (taxpayer dollars)
8. Adhere to contracts.
a. Know what the contract says and use it as your guideline.
b. Know the policy provisions or where to find answers for those you do not know.
c. Know what the procedure instructs you to do.
d. Know what the SRA expects of you.
i. Training/licensing requirements
ii. Conflict of Interest Disclosure
e. Commit to making decisions within the bounds of the contracts.
Claim Fraud Indicators

The following list contains fraud indicators. The fact that one or several indicators are identified during a claim investigation does not
necessarily prove that fraud has been committed. The existence of a fraud indicator does, however, suggest that further investigation of
the claim is warranted. Many times producer fraud can be found in issues with production/yields, acreage/inventory, share/entity, causes
of loss and farming practices. Agent fraud can be identified by high-value loss ratios that are unusual for the area, untimely submission of
documents, frequent policy movement, monopoly of the local market and recurring significant losses. When a red flag is raised, Rain and
Hail responds with a variety of RMA-imposed Quality Control reviews, as well as internally imposed reviews that go above and beyond the
RMA requirements.
Indicators Associated with Common Patterns in Insurance Claim Fraud
1. When the Loss Occurred
a. During the first policy year
b. Shortly after the insured increased the policy limits
c. Shortly after coverage was expanded by endorsement
2. Unusual Conditions or Circumstances
a. Insured asked the insurance producer hypothetical question shortly before loss occurred
b. Has made several other recent claims
c. Relatives, neighbors and/or friends are unaware of the accident and loss
d. Claim is made by someone from out of town and on vacation
3. Insured or Other Claimant Oddities
a. Lifestyle
i. Has recent marital separation or divorce
ii. Is migratory
iii. Is difficult to contact
iv. Dwelling, occupation and income are incompatible
24
CONTENTS
Chapter 5 — Program Integrity
b. Address
i. Post Office Box
ii. Hotel
iii. Bar
iv. Restaurant
c. Attitude and Demeanor
i. Is very pushy, domineering, intimidating or aggressive
ii. Demands a quick settlement and is willing to take a reduced amount
iii. Appears to know more than most people about insurance and claim procedures
iv. Is too anxious for a quick settlement because threatens to hire an attorney
v. Is too anxious for a quick settlement because an attorney was hired shortly after the event
vi. Is too anxious for a quick settlement because he or she threatens to complain to insurance company officials
vii. Seems very concerned about having to answer questions under oath 5
viii. Suggests he/she is being picked on and attempts to induce sympathy
4. Claim Papers
a. Appears to avoid using the U.S. Postal Service by personally delivering claim papers
b. Complains about having to provide so much information
c. Is willing to accept a much smaller settlement in return for not having to fill out all the paperwork and provide records
5. Receipts or Invoices
a. Cannot remember when or where items were purchased or how much they cost
b. Cannot provide receipts to prove ownership
c. Cannot provide canceled checks to prove ownership of expensive items recently purchased
d. Receipt has no store identification
e. All the handwriting on the receipt does not match
f. Math error on receipt or invoice
6. Statements
a. Incomplete information
b. Contradictory statements
c. Unclear details
25
CONTENTS
Reporting Fraud, Waste and Abuse

Please do the right thing and report any suspected fraudulent activity anonymously and confidentially by calling our toll free number,
1-866-893-9791 (complete anonymity). Adjusters should contact their immediate Rain and Hail supervisor.
To order a “Stop Insurance Fraud” poster free of charge from Rain and Hail, simply contact your local Rain and Hail division office and
request MKTG_0302. We encourage all of our agents to display this poster prominently within their office to set forth a message that fraud,
waste and abuse of the crop insurance program will not be tolerated.
MKTG_0302
26
CONTENTS
6
Writing and
Submitting a Policy
Deadlines..........................................................................................................................................................................................................28
Important Dates................................................................................................................................................................................................28
Sales Closing Date (SCD)................................................................................................................................................................................30
6
Power of Attorney.............................................................................................................................................................................................31
RH-5066 — Prevented Planting Intended Acreage Reporting Form ...............................................................................................................32
Option Codes....................................................................................................................................................................................................33
2015 Crop List Contract Price Addendum........................................................................................................................................................34
New/Transfer Application..................................................................................................................................................................................35
Landlord/Tenant Applications............................................................................................................................................................................36
‘Minor’ Applications...........................................................................................................................................................................................37
ERA Transfer Process......................................................................................................................................................................................37
Agent-to-Agent (In-House Agency) Transfers...................................................................................................................................................38
Sales Closing Date — Policy Changes............................................................................................................................................................39
New Producer Example....................................................................................................................................................................................41
Policy/Crop Cancellation..................................................................................................................................................................................42
Production Reporting Date (PRD)....................................................................................................................................................................44
Guidelines to Reporting Production..................................................................................................................................................................45
Acreage Reporting Date (ARD)........................................................................................................................................................................48
Unsigned Acreage Report Procedure...............................................................................................................................................................49
NCIS 757 — Assignment of Indemnity.............................................................................................................................................................50
Guidelines to Reporting Acreage......................................................................................................................................................................51
Acreage Reporting............................................................................................................................................................................................52
Summary of Coverage......................................................................................................................................................................................56
ERA Order of Processing.................................................................................................................................................................................58
ERA Corrections and Paperwork Exceptions...................................................................................................................................................58
Submitting Paperwork to Rain and Hail L.L.C..................................................................................................................................................59
www.RainHail.com
CONTENTS
Deadlines
Federally subsidized crop insurance programs, such as APH, Revenue Protection and Yield Protection, are regulated by the Federal Crop
Insurance Corporation (FCIC).
Forms must be printed, signed and dated by the appropriate deadline and submitted within the allotted time frame (may vary by division).
Rain and Hail must adhere to the dates and deadlines set forth by FCIC/RMA.
Electronic Reporting Agents must complete the processing of their policies and submit the paperwork within the allotted
time frame.
Important Dates
For a complete list of Important Dates refer to the county actuarial for applicable crop contract.
If the Sales Closing Date, Production Reporting Date or Acreage Reporting Date listed below fall on a weekend or holiday, the deadline is
extended until the next business day.
Cancellation Date
The calendar date specified in the crop provisions on which coverage for the crop will automatically renew unless canceled in writing
by either the insured or the AIP or terminated in accordance with the policy terms.
Earliest Planting Date
The initial planting date contained in the special provisions, which is the earliest date you may plant an insured agricultural commodity
and qualify for a replanting payment if such payments are authorized by the Crop Provisions.
Final Planting Date
The date contained in the special provisions for the insured crop by which the crop must initially be planted in order to be insured for
the full production guarantee or amount of insurance per acre.
Acreage Reporting Date
The date contained in the special provisions or as provided in the basic provisions by which insureds are required to submit
acreage reports.
Premium Billing Date
The earliest date upon which you will be billed for insurance coverage based on your acreage report. The premium billing date is
contained in the Special Provisions.
End of Insurance Date
Latest date of insurance coverage.
Termination Date
The calendar date contained in the crop provisions upon which insurance ceases to be in effect because of nonpayment of any amount
due under the policy, including premium.
Contract Change Date
The calendar date by which changes to the policy, if any, will be made available in accordance with the basic and crop provisions.
Final Planting Dates
Refer to county actuarials for applicable crop contract.
Important Dates for Filing Claims
1. For a planted crop, notice must be provided within 72 hours of discovery of damage or loss of production but not later than 15
days after the end of the insurance period.
2. No damage or loss of production and a revenue plan of insurance is in effect, notice must be given no later than 45 days after
the latest date the harvest price is released.
3. PP notice must be provided within 72 hours after the final planting date or the time the producer determines it will not be
possible to plant during any applicable late planting period.
Requests for Actuarial Change
Refer to the Written Agreement Handbook for types of written agreements authorized, deadlines and supporting documentation.
How Crop Years Work
The crop year is defined by the year in which the crop is harvested, not planted.
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Chapter 6 — Writing and Submitting a Policy
9/ 10/ 11/ 12/ 1/ 2/ 3/ 4/ 5/ 6/ 7/ 8/ 9/ 10/ 11/ 12/ 1/ 2/ 3/ 4/ 5/ 6/ 7/ 8/ 9/ 10/ 11/ 12/

20 20 20 20 21 21 21 21 21 21 21 21 21 21 21 21 22 22 22 22 22 22 22 22 22 22 22 22
2021 Fall Crop Year
2021 Spring Crop Year
2022 Fall Crop Year
2022 Spring Crop Year

The 2022 Fall Crop Year begins in September 2021 and ends in October 2022.
The 2022 Spring Crop Year begins in March 2022 and ends in December 2022.
29
CONTENTS
Sales Closing Date (SCD)

The following items/changes must be indicated on an application form (unless otherwise noted below) that is printed, signed and dated by
the applicable sales closing date and submitted to Rain and Hail within the allotted time frame.
Always use the most current forms for your agency when submitting policy changes. Applications/policy changes
submitted on the wrong company forms and/or outdated application forms will not be accepted. The application and
signature page must be returned with all paperwork submitted for sales closing, production and acreage.
Sales Closing Date Checklist (MKTG_8405): The checklists can be printed directly from Agent Services or ordered by agents through their
local Rain and Hail Marketing Representative.
Processing agents must complete the processing of their policies and submit the paperwork as soon as processing is complete.
1. New Applications
2. Transfers
Agent-to-Agent (In-House Agency) Transfers – Upload or fax the application along with In-House Agency Transfer Form
(RH-10105) to Workflow so agency information can be changed.
3. Adding crops and/or counties

4. Change in plan, price, level of insurance or EU, EP or WU unit structure
5. Adding or canceling Supplemental Coverage Option (SCO)
6. Adding or deleting options (HR, CPA, PF, LP, YE, etc.)
7. High-Risk Alternate Coverage Endorsement (NCIS 848)
a. HB option must be added to the crop contract and NCIS-848 form must be submitted.
8. Added County Election and Reference County Designation (CAT will be provided if reference county plan of insurance, level of
coverage or price is not available)
9. High-Risk Land Exclusion (NCIS-764)
a. HR option must be added to the crop contract and HR Exclusion form must be submitted.
10. CAT coverage for excluded high risk acres
11. Cancellations (policy, crop or county)
12. Tax ID or entity changes/corrections (including spousal SSN due to change in marital status)
Verify the Entity, SSN/EIN for the policyholder at SCD, PRD and ARD.
13. Prevented Planting Intended Acreage Reporting Forms (RH-5066)
14. Request for Actuarial Change Form for Written Agreements (NCIS 851)
Not all written agreement requests have a sales closing deadline. Refer to the Written Agreement Handbook for
complete details.
15. Cancellation of existing Master Yields

16. Landlord/tenant applications (including evidence of lease, SSN/EIN and POA, if applicable)
17. Request for Coverage – Fall Seeded Wheat/Canola in a Spring Only County(ies) – RH-5119
The application questions and Conditions of Acceptance questions must be answered on all sales closing date changes.
Items to Consider at Sales Closing Date

1. Beginning Farmer Rancher
Does the customer qualify for Beginning Farmer Rancher (BFR)? Refer to BFR Section 14 of the full manual for qualifications,
and submit NCIS-893 if applicable.
2. Conservation Compliance
Has the insured signed an AD-1026 at the Farm Service Agency (FSA)? In order to be eligible for federal crop insurance
premium subsidy, producers must sign and file form AD-1026 with FSA by the premium billing date.
30
CONTENTS
Power of Attorney
Insureds may grant a third-party the authority to sign crop insurance documents on their behalf if a legally executed POA is provided to the AIP.
1. A POA that is executed in accordance with the laws of the state of execution is acceptable for crop insurance purposes. Such
POA must be in writing and specify the powers granted to the authorized representative by the grantor. A POA is executed when it
is signed.
2. POAs which grant authority to sign contracts and legally bind the grantor(s) are sufficient for crop insurance purposes. Oral or
open powers of attorney are not acceptable. The POA must specify the person authorized, the period of authorization and powers
granted. An oral or open POA is a POA that does not specify who the authorized representative receiving the power is at the time
of execution.
3. In states that require POAs to be notarized, the signatures of the grantor and grantee must be notarized.
4. If notarization is not required by the state, the signatures of the grantor and grantee must be witnessed and the
signatures of the witness obtained on the document.
5. If the grantor of the POA dies, disappears or is judicially declared incompetent, then the POA is void.
6. An agent, loss adjuster and AIP authorized representative’s use of a POA to act on behalf of an insured may be limited by the
conflict of interest requirements contained in the SRA.
7. FSA-211 is an acceptable power of attorney form. This form contains a specific section for crop insurance and is acceptable for use
without being notarized if the proper crop insurance related items have been noted and checked.
8. Notary Requirements for POA are subject to state statutes. Reference forms section for state requirements on notary requirements
6
for Power of Attorney Forms.
Signature Authorization
The applicant may elect to grant signature authority on the Application or provide a separate POA. If the applicant grants authority on
the Application, the Application is not subject to the signature requirements of the State.
The first time the signature authority is being added or whenever it is being expanded to include additional crop(s) and/or
county(ies), then the RH-5200 form needs to be signed by the named insured policyholder.
Acceptable Signatures Types

1. Signature of Required Person (i.e. applicant, insured or grantor)
2. Signature of Authorized Representative Granted by a POA
3. Signature of Authorized Representative by a Legally Sufficient Document
For example:
Person Type Application Signatures Required

INDIVIDUAL John C. Doe John C. Doe
INDIVIDUAL John C. Doe John C. Doe by Richard Roe POA
Notary Requirements for Power of Attorney Forms

This information is based on versions of state statutes in effect on September 7, 2018. All statutes are subject to amendments which
could change the requirements listed below. Additionally, regardless of the state requirements, we strongly encourage agents to always
obtain notarized Power of Attorneys from insureds, unless the Power of Attorney form is one that is specifically authorized by USDA,
e.g., an FSA Power of Attorney. If notarization is not required by statute, witness signatures are required.
State Notary Witness(es) Additional Information

Alabama Recommended*
Alaska Required
Arizona Required and 1 witness
Arkansas Recommended*
California Required or 2 witnesses
Colorado Recommended*
Connecticut Recommended*
Delaware Required
Florida Required and 2 witnesses
Georgia Required and 1 witness
Hawaii Recommended*
Idaho Recommended*
31
CONTENTS
State Notary Witness(es) Additional Information

Illinois Required and 1 witness
Indiana Required
Iowa Required
Kansas Required or 2 witnesses
Kentucky Required and 2 witnesses
Louisiana Required and 2 witnesses
Maine Recommended*
Maryland Required and 2 witnesses
Massachusetts Not required
Michigan Required or 2 witnesses
Minnesota Not required
Mississippi Not required
Missouri Required
Montana Recommended*
Nebraska Required
Nevada Recommended*
New Hampshire Required
New Jersey Required
New Mexico Required
New York Required
North Carolina Required
North Dakota Not required
Ohio Recommended*
Oklahoma Required and 2 witnesses
Oregon Not required
Pennsylvania Not required
Rhode Island Not required
South Carolina Required and 2 witnesses
South Dakota Recommended*
Tennessee Not required
Texas Required
Utah Required
Vermont Required and 1 witness
Virginia Recommended*
Washington Required or 2 witnesses
West Virginia Required
Wisconsin Recommended*
Wyoming Recommended*
Revised 04/19
*A notarized signature is not required to create a valid power of attorney in these states. However, a third-party receiving a notarized power of attorney
in these states may presume the power of attorney is valid. In contrast, un-notarized power of attorneys are not entitled to this same presumption of
validity. Therefore, third-parties that rely on such power of attorneys are not entitled to the same level of protection from challenges to the validity of
documents signed pursuant to un-notarized power of attorneys.
RH-5066 — Prevented Planting Intended Acreage

Reporting Form
1. If the insured is adding a new county to the policy in which they have not produced any insurable crop in the last four years, they
must submit intended acres for all crops that will be planted for the current crop year to use in determining total eligible prevent
plant acres.
2. A producer may submit an intended acreage report within 10 days of obtaining acreage in a county if the producer did not have any
acreage in the county on or before the sales closing date.
3. Intended acres for Added Land are not applicable unless they are for a new county.
32
CONTENTS
Option Codes
Code Option Name Crop/Type Deadline to Elect Option
AF Fresh Fruit Option Apples SCD
BF Beginning Farmer Rancher Crops and livestock on a nationwide basis. SCD
CE Coverage Enhancement TX Citrus Trees only SCD
CH Certified Seed High Potatoes *** SCD
CL Certified Seed Low Potatoes *** SCD
Reference Contract Price Addendum or
CP Contract Price Addendum SCD
Co. Actuarial
CR Canola Rotation Option Canola ARD
EC Enterprise Unit by FAC and/or NFAC * SCD
ECO Enhanced Coverage Option * SCD
EP Enterprise Unit by Irrigated and/or NI Practice * SCD
EU Enterprise Unit * SCD
FL Following Select Crops Wheat – select ND and MT counties only
FN Floor Option – 90%
FO Floor Option – 100% 6
HB High Risk Alternative Coverage (HR-ACE) Corn, Grain Sorghum, Soybeans and Wheat SCD
HF Hail & Fire Exclusion ** Prior to hail policy becoming effective.
HR High Risk Land Exclusion * SCD
HS Hybrid Seed Price Endorsement Seed Corn SCD
LP Coverage Level By IRR Practice * SCD
ME Malting Endorsement Barley SCD
MC Multi-County Enterprise Unit Endorsement * SCD
NS Stage Removal Onions and Sugar Beets SCD
PF Prevented Planting +5% * N/A for CAT SCD
PQ Pear Quality Adjustment Pears SCD
PR Processing Quality Potatoes *** SCD
PY Personal T-Yield ND only* PRD
QA Quality Option #1 Potatoes (ID, OR, UT, WA) *** SCD
QB Quality Option #2 Potatoes *** SCD
QC Quality Option #2/Fresh Potatoes *** SCD
QD Quality Option #2/Processing Potatoes SCD
QF Pilot Apple Quality Option Fresh Apples ***
QLO Quality Loss Option * SCD
QP Pilot Apple Quality Option Processing Apples ***
Spring Barley, Corn, Cotton, Rice, Sorghum,
SCO Supplemental Coverage Option SCD
Soybeans and Wheat in select counties
VA Minimum Value Option I Cherries, Naval Oranges and Peppers SCD
VB Minimum Value Option II Cherries, Naval Oranges and Peppers SCD
VO Fresh Sweet Corn SCD
ST Storage Potatoes SCD
TA Trend Adjustment * SCD
WO Winter Coverage Barley, Dry Peas, Mint and Winter Wheat *** SCD
WU Whole-Farm Unit * SCD
YA Yield Adjustment 60% * PRD
YC Yield Cup * SCD
YE APH Yield Exclusion * SCD
* Not available on all crops/plans. As authorized by Actuarial Documents.

** All crops except: Citrus Trees, Macadamia Nuts, Macadamia Trees, Raisins and all ARPI plans.
*** Not available in all counties. As authorized by Actuarial Documents.
See CIH Exhibit 9 for a listing of endorsements and options, continuous or yearly elections, applicability to CAT or
additional coverage, etc. The actuarial documents provide endorsements and options that may be selected by the insured.
33
CONTENTS
2015 Crop List Contract Price Addendum

Crop List
Contract Price Addendum
Use Existing CP Use Existing CP
Commidity Name Plan Commidity Name Plan
CPA1 Option2 CPA1 Option2
ALFALFA SEED APH No Yes ORANGES (Navel, Sweet,and Valencia) APH Yes
ALL OTHER GRAPEFRUIT APH Yes PAPAYA APH Yes
ALMONDS APH Yes PEACHES APH Yes
APPLES APH Yes PEANUTS APH No Yes
AVOCADOS APH Yes PEARS APH Yes
BANANA APH Yes PLUMS APH Yes
BLUEBERRIES APH Yes POPCORN APH Yes
BUCKWHEAT APH No Yes POTATOES APH Yes
CABBAGE APH Yes PROCESSING APRICOTS APH Yes
CAMELINA APH No Yes PROCESSING BEANS APH Yes Yes
COFFEE APH Yes PROCESSING CLING PEACHES APH Yes
CRANBERRIES APH Yes PROCESSING FREESTONE PEACHES APH Yes
CULTIVATED WILD RICE APH Yes PRUNES APH Yes
DRY BEANS APH Yes Yes PUMPKINS APH No Yes
DRY PEAS APH Yes Yes RIO RED & STAR RUBY APH Yes
EARLY & MIDSEASON ORANGES APH Yes RUBY RED GRAPEFRUIT APH Yes
ELS COTTON APH Yes RYE APH Yes
FIGS APH Yes SAFFLOWER APH Yes
FLAX APH Yes SESAME APH No Yes
FRESH APRICOTS APH Yes SILAGE SORGHUM APH No Yes
FRESH FREESTONE PEACHES APH Yes SUGAR BEETS APH Yes
FRESH MARKET TOMATOES APH Yes SUGARCANE APH Yes
FRESH NECTARINES APH Yes SWEET CORN APH No Yes
GRAPEFRUIT APH Yes TABLE GRAPES APH Yes
GRAPES APH No Yes TANGELOS (Minneola & Orlando) APH Yes
GRASS SEED APH No Yes TOBACCO APH Yes
GREAN PEAS APH No Yes TOMATOES APH Yes
LATE ORANGES APH Yes WALNUTS APH Yes
LEMONS APH Yes BARLEY YP Yes Yes
MACADAMIA NUTS APH Yes CANOLA/RAPESEED Combo Yes Yes
MANDARINS APH Yes CORN Combo Yes Yes
MILLET APH Yes COTTON Combo Yes
MINT APH Yes GRAIN SORGHUM Combo Yes
MUSTARD APH No Yes RICE Combo Yes
OATS APH Yes SOYBEANS Combo Yes Yes
ONIONS APH Yes SUNFLOWERS Combo Yes
WHEAT Combo Yes
(1) Organic and transitional practices only; (2) Existing contract pricing provisions may not apply to all locations, types, and/or practices
Published by RMA in June 2015. See county actuarials for most recent data.
34
CONTENTS
New/Transfer Application
Important Items for New/Transfer Applications:
1. The correct company form for your agency must be submitted for a New/Transfer Application. Applications submitted on the wrong
company form and/or outdated application forms will not be accepted.
2. Mark the box for new applicant or transfer.
3. New/Transfer Applications must include all of the information required by us to insure the crop. Applications that do not contain all
Social Security and/or Tax ID numbers (as applicable); crop(s), type(s), variety(ies) or class(es); plan(s) of insurance; coverage
level(s) and price election(s); or any other information required to insure the crop(s), will not be accepted.
The full Social Security and/or Tax ID numbers must be included on the new/transfer application.
4. All options must be indicated on the New/Transfer Application as they will not transfer from the previous company.
5. The Conditions of Acceptance questions must be answered.
6. You must provide the previous company and policy number(s) if available on the application in order for us to request cancellation
from a previous AIP.
7. New/Transfer Applications must be signed and dated by the sales closing date and received within the allotted time frame.
8. Any other applicable forms for the policy. This includes (but is not limited to): 6
a. Request for Actuarial Change (NCIS 851)
b. Power of Attorney (FSA 211 or RH-10047)
c. High-Risk Land Exclusion Option (NCIS 764) or High-Risk Alternate Coverage Endorsement Application (NCIS 848)
d. Unit Division Option (UDO) (NCIS 850)
e. Limited Resource Farmer Waiver (NCIS 852)
f. Prevented Planting Intended Acreage Reporting Form (RH-5066)
Renewal written agreements do not transfer from one AIP to another.
Application
MP-1234567 ANY STATE 14 XX/XX/XXXX AB
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX
RAIN AND HAIL L.L.C.
MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form
I M INSURED I M AGENCY
111 ANYSTREET 111 MAIN STREET
ANYTOWN ANYSTATE 11111 ANYTOWN ANYSTATE 11111
mailto: IMAGENCY@AGENCY.COM
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
X X
X
X
APPLICATION INFORMATION
8,9,11,12
Percentage of Price Election, Projected Unit "X" If 8 ARC/
8,9,11,12
Plan of Insurance Coverage Level
9,12
Price, Amount of Ins., or Prot. Factor
Effective Practice/Type/Class Options, Elections Structure Crop to HNew Designated Zero 9 SCO
County Name of Crop Crop Year Current Change Current Change Current Change etc. or Endorsements Code Cancel Producer 9,10County Acres Coverage
YES
ANYCOUNTY CROP A 20XX RP A 0.75 X.XX PT OU NO
YES
CROP B 20XX YP A 0.75 X.XX PT OU NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:
POLICY LOSS PAYEE AND ADDRESS

2014 T 600285 600286
LOSS PAYABLE TO ME AND NO OTHERS

SBI INFORMATION - List all persons with a substantial beneficial interest (10% or more) in the insured/applicant as defined in the applicable policy provisions (include landlords or tenants insured under the applicant). If none, state NONE. For spousal
insureds/applicants, indicate the spouse’s name, identification number and identification number type. If individual insured/applicant is not married, state No Spouse.
Identification
SBI Request Name Complete Address Telephone Number Identification Number Number Type Person Type
UPDATE SUE INSURED 111 ANYSTREET 555-555-5555 *****XXXX SSN Spousal
REMOVE
ANYTOWN ANYSTATE 11111
ADD
WEB COPY Application RH-5200-2021
RH-5200 New/Transfer Application Example Page 1

35
CONTENTS

ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I M INSURED
07/01/14 08/15/14
2014 T 600285 600286

I M Insured I M Agent XX
I M Insured XX/XX/XX I M Agent XX/XX/XX
WEB COPY SEE REVERSE SIDE FOR ADDITIONAL TERMS AND CONDITIONS RH-5200-2021
RH-5200 New/Transfer Application Example Page 2

9. Transfers submitted to Rain and Hail should be faxed to 1.877.225.3971 or electronically uploaded using the File Upload tool on
Agent Services.
10. The current year’s production does not transfer with the ceding company records. It is the new agent’s responsibility to report the
current year’s production by the production reporting date.
Landlord/Tenant Applications
Any person (individual, spousal/married individual, partnership, corporation, etc.) may insure a landlord’s and/or tenant’s share(s).
If a person is sharing with multiple landlords/tenants, only one application is allowed per person.
If the tenant or landlord has a separate policy for that crop contract, they cannot be insured under another person’s policy.
1. The application (due by the SCD for the applicable crop contract) must clearly state the tenant will insure the landlord’s share or
landlord will insure the tenant’s share; otherwise, the landlord or tenant must have separate policies.
2. Evidence of the other party’s approval (lease, power of attorney, etc.) and an SSN/EIN Reporting Form with the landlord’s/tenant’s
SSN must be provided to the insurance provider by the applicable sales closing date.
a. The landlord(s) or tenant(s) insured by a person must be listed as an SBI on the entity’s application even if their share is less
than 10%.
b. A POA form is needed unless both landlord and tenant are signing the application.
3. The percent of interest for all persons must be reported on the acreage report.
36
CONTENTS
‘Minor’ Applications
For individuals less than 18 years of age or where emancipation has not been conferred by a court, to be eligible for crop insurance:
1. Provide evidence an insurable share exists.
2. A parent or court-appointed guardian must co-sign the application.
3. When a parent or court-appointed guardian co-signs the application:
a. An acknowledgment guaranteeing payment of the annual premium must be included with the application.
b. A written statement describing the farming operation and the insurable share must be provided.
4. For CAT coverage only, a minor who is competent to enter into a binding contract, may insure a crop at CAT level without a
co-signer; however, if not competent to enter into a binding contract, a parent or court-appointed guardian must sign
the application.
5. When the minor enters the age of legal majority and is competent to enter a legally binding contract his/her existing contract is
dissolved and a new Application is required.
ERA Transfer Process

Agent completes header and crop contract information and prints application. 6
Yes Do you have previous company’s APH form? No
Complete header information and crop contract information only. Do not enter any
production or databases or mark the “no yield lines” as the PHTS will not download.
Agent obtains signature and completes most recent year’s production Agent obtains signature.
on previous company's paper. Do not process Yield Lines.
Remove marketing flag in processing (if applicable), and submit to Rain and Hail.
Remove marketing flag (if applicable).
Agent can request ceding information from Rain and Hail.
Policy history transfers via PHTS.
Agent reviews policy history transfer information Review policy history transfer information from PHTS.
from PHTS and prior company paperwork.
Agent obtains signature and completes most recent

year’s production on a production reporting form.
Enter missing information.
Enter previous years production and Production Record Type via Production Quick Entry.
Print application to review policy.
Submit application and previous company Submit production to Rain and Hail.
form with APH to Rain and Hail.
37
CONTENTS
ERA Transfer Process

Reference full eProcessing Manual for details on how to create a policy.
Once you have completed an application with all of the required information, process the following information by 6:00 p.m. CST to
complete the transfer:
1. Insured information
2. Crop contract information
3. Prior company and prior policy number(s)
4. If the policy from the ceding company has more than one policy number for different crop contracts, you can key each policy
number in the work area when adding crop information.
Do not key any units (databases) on the policy and do not use the “No Yield Lines” option as this prevents policy history
from pulling via PolicyHolder Tracking System (PHTS).
Once the processing is complete, submit the New Application/Transfer form to Rain and Hail. APH database information will electronically
download from RMA/PHTS (PolicyHolder Tracking System) into eMPCI in about 48 hours. Once downloaded from RMA/PHTS, process
any changes and/or key any missing information. Missing information may include (but is not limited to):
1. Current year’s production (even if it was reported to the prior company)
2. Farm Numbers
3. Percent of Interest, Shareperson, make sure the shareholder names are keyed identically on all units as this affects unit structure
(ie: JOHN SMITH)
4. Legal/Land Descriptions
PHTS Checklist
1. All SSN/EIN’s must be reported and processed. Please be sure to verify all Tax ID numbers.
2. Verify the address, state and zip code for the insured.
If the Tax ID is different for the current year, PHTS information will not pull through for the new policy with Rain and Hail.
Agent-to-Agent (In-House Agency) Transfers

When transferring a policy from another Rain and Hail agent, you must upload or fax the application along with In-House Agency Transfer
Form (RH-10105) to our Workflow so the agency information can be changed.
Please do not set up a new policy for an agent transfer.
1. The agency transfer application must include all of the information required to insure the crop. Applications that do not contain all
Social Security numbers and/or Tax ID numbers (as applicable); crop(s), type(s), variety(ies) or class(es); plan(s) of insurance;
coverage level(s), price election(s); or any other information required to insure the crop(s), will not be accepted.
38
CONTENTS
Sales Closing Date — Policy Changes

Examples of a plan change from Revenue Protection to Yield Protection and adding a crop contract to the policy.
1. Be sure to mark the “Policy Change” box when submitting any sort of policy/plan change(s).
2. All policy/plan changes must be on a MPCI Application Change Form, signed and dated by the sales closing date, and received
within the allotted time frame.
3. “Added County Election” – A reference county must be designated in order for coverage to attach to counties added after the
SCD. To indicate the “designated county,” an “X” will need to be placed in the far right-hand box (that corresponds with that crop
contract). In this example, the insured has chosen AnyCounty as the designated county for Crop A and Crop B.
4. Supplemental Coverage Option Endorsement (SCO)
In this example the producer has elected SCO on Crop A in two counties and also indicated the producer does not have ARC in
Any County 1 but has applied for ARC in Any County 2.
As a part of the acreage reporting process for Any County 2 this producer will have to indicate on which specific farm(s)
he/she has ARC and any acreage on such farm(s) would not be eligible for SCO coverage. Reference the superscript of #8
from the last page of the application.
Late signed and/or received policy changes may not be accepted. 6

Application
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
x X
X
x X
8,9,11,12
8,9,11,12
9,12
YES
ANYCOUNTY CROP A 20XX RP A 0.75 X.XX PT OU X NO
YES
CROP B 20XX YP A 0.75 X.XX PT OU X NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:

2014 T 600285 600286

Identification
REMOVE
ADD
RH-5200 SCD Policy/Plan Change Example Page 1
39
CONTENTS

07/01/14 08/15/14
2014 T 600285 600286

RH-5200-2021
40
CONTENTS
New Producer Example

New Producer status must be requested on the application/production report. The request must be made no later than the production
reporting date. Mark the New Producer box on the application form or indicate New Producer on the applicable database for crop/county.
Application
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
X X
X
X
8,9,11,12
8,9,11,12
9,12
YES
CROP B 20XX YP A 0.75 X.XX PT OU x YES

NO
YES
NO
6
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:
RH-5200 NewPAYEE
POLICY LOSS Producer Example Page 1
AND ADDRESS
2014 T 600285 600286

MP-1234567 ANY STATE 14 Identification

XX/XX/XXXX AB
UPDATE SUE INSURED 111AND
RAIN ANYSTREET
HAIL L.L.C. 555-555-5555 *****XXXX SSN Spousal
REMOVE
ADD
07/01/14 08/15/14
2014 T 600285 600286
RH-5200 New Producer Example Page 2
Prevented Planting Intended Acreage Reporting Form RH-5066

1. If the insured is adding a new county to the policy in which they have not produced any insurable crop in the last four years,
they must submit a Prevented Planting Intended Acreage Reporting Form (RH-5066).
2. A producer may submit an intended acreage report within 10 days of obtaining acreage in a county if the producer did not have
any acreage in the county on or before the sales closing date.
41
CONTENTS
Policy/Crop Cancellation
Both Policy Cancellations and Crop Cancellations must be signed and dated by the cancellation date and received within the allotted
time frame.
Late signed and/or received cancellations will not be accepted for the current crop year.
Policy Cancellation
On this application, the agent has indicated to cancel the whole policy, due to the insured’s request.
Crop Cancellation
On this application, the agent has indicated to cancel Crop A. Crops B and C remain insured.
Processing agents must submit a copy of the policy/crop cancellations and also process within the allotted time frame
allowed for sales closing date (SCD).
Application
ACE PROPERTY AND CASUALTY INSURANCE COMPANY
Policy Cancellation
20XX
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
X X
X
X
8,9,11,12
8,9,11,12
9,12
YES
YES
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:
Application
ACE PROPERTY AND CASUALTY INSURANCE COMPANY
Crop Cancellation
POLICY LOSS PAYEE AND ADDRESS 20XX
LOSS PAYABLE TO ME AND NO OTHERS 2014 T 600285 600286
I M INSURED I M AGENCY Identification

SBI
111 Request
ANYSTREET Name Complete Address Telephone111
Number
MAIN STREET Identification Number Number Type Person Type
SUE INSURED 111 ANYSTREET 555-555-5555 ANYTOWN ANYSTATE 11111
*****XXXX SSN Spousal
UPDATE
REMOVE
ADD
555-555-5555 *****#### Spousal 555-555-5554 9876-54

WEB COPY Application X RH-5200-2021
X
X
X
8,9,11,12
8,9,11,12
9,12
YES
ANYCOUNTY CROP A 20XX RP A 0.75 X.XX PT OU X NO
YES
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:
Policy/Crop Cancellation Example Page 1

2014 T 600285 600286

42 SBI Request Name Complete Address Telephone Number Identification Number

Identification
Number Type Person Type
REMOVE
CONTENTS
Policy Cancellation
X
07/01/14 08/15/14
2014 T 600285 600286

Crop Cancellation MP-1234567 ANY STATE 14 XX/XX/XXXX AB

07/01/14 08/15/14
2014 T 600285 600286
Policy/Crop Cancellation Example Page 2

43
CONTENTS
Production Reporting Date (PRD)

The following items/changes must be indicated on a production reporting form (unless otherwise noted below) that is printed, signed and
dated by the applicable production reporting date and submitted to Rain and Hail within the allotted time frame.
If the policyholder is making changes, including contract changes, adding SBI's, etc., with Production you must select the MPCI Application
Changes when generating a production form.
Always use the most current forms for your agency when submitting production. The application and signature page
must be returned with all paperwork.
Processing agents must complete the processing of their policies and submit paperwork as soon as processing is complete.
Production Reporting Date Checklist (MKTG_8404): The checklists can be printed directly from Agent Services or ordered by agents
through their local Rain and Hail Marketing Representative.
The production reporting date is not extended when the sales closing date occurs on a weekend or holiday.
1. Current year production and RMA production type

a. Include all acreage and production (insured and uninsurable/uninsured) by P/T/TMA as identified on the actuarial documents
from the insured’s operation for each APH crop year being reported.
b. Including production from prior year units not contained in the insured’s operation for the current crop year.
c. Claims for indemnities are considered production reports and must be used.
2. New locations/databases (if APH is to be used)
3. Using shareperson’s records or Transfer of APH
a. If certifying production, submit a copy of the Authorization to Use Another Producers Acreage and Production History
(RH-5140) and certify the production on a production application.
4. Yield Adjustment (YA) option – Adding or removing the YA option for a crop contract/database/individual actual year
5. New Producer status
6. Yield Exclusion (YE) – adding or removing individual years for a individual database to “opt-out” of YE
7. Requests for Master Yields
8. Dividing units (split out current year’s production/acres)
9. Combining units or adding land to an existing database which qualifies for an optional unit – Agreement to Combine Optional Units
NCIS 855
10. Organic Certified and Organic Transitional APH (APH must be established and maintained separately by Conventional, Transitional
Organic and Certified Organic acreage)
11. Revising misreported information (past years’ production/acres figures)
ERA Reminder: For units that are no longer part of the farming operation, report total production for the current year and
select “Removed from Farming Operation” from yield maintenance.
Failure to provide actual production by the production reporting date results in imposing 75% of the prior year’s APH approved yield for
all units within the same crop contract in lieu of actual production, except when records from a prior year’s losses are available. When
production is imposed, the insured does not qualify for optional units and the policy will change to the basic unit structure. Any
production records provided after the reporting date will be used for the next crop year.
A late signed or received production report also results in imposing 75% of the prior year’s APH approved yield and the policy will change
to the basic unit structure.
Category C Crops Only – A Producer’s Pre-Acceptance Worksheet is required annually and due by the production reporting date. The
information provided on the worksheet is used to determine the insurable acreage on the unit for the current crop year, to indicate whether
a complete field inspection is needed, or to provide other important data that may affect the APH yield or insurability of the crop.
44
CONTENTS
Guidelines to Reporting Production

1. Be sure to mark the “Production Report” box when submitting production.
2. Total production figures and record type must be reported on all units with acres. If there is a loss on a policy, the insured must
report production on all non-loss units by PRD. A unit with just a yield being reported, without an actual production figure, will not
be accepted.
3. If production is not provided for the prior year acres, assigned yield provisions apply. The APH database will show an “I” next to the
year when the yield was imposed (and actual production was not subsequently submitted).
All revisions require a new signature and date.
Additional Guidelines to Reporting Production

1. Reference APH section for production included on the production report and in the APH database.
2. Prorated Production (PA). If the insured has commingled production between enterprise units, you must indicate these as
prorated on the production report and processed as commingled in PQE. These units are identified by a PA description next to
the current year in the database.
3. UUF/Third-Party Damage (FA, FD). If the insured suffers production losses due to uninsured, unavoidable fire or third-party
damage, they may choose to not include an actual yield/acres for the damaged acreage in the APH database. These units
are identified by either FA (part of acreage damaged) or FD (all acreage damaged) next to the current year in the database. 6
Reference Section 15 for further details on UUF/third-party damage.
4. 35% PP Weighted Average (PW). If the insured had units with planted acres and PP acres that were planted to a second crop,
the production from the harvested acres and the assigned production from the PP acres must be calculated. These units are
identified by a PW descriptor next to the current year in the database on the production form.
5. Be sure to check the Insured Progress Reports for Production Reported Status – this will help identify unprocessed production
for your agency.
Production Reporting
555-555-5555 *****#### Spousal 555-555-5554 9876-54

Other Changes: Add Signature Authorization Add/change/correct Insured’s authorized representative Correct the spelling of Insured’s name Correct SBI’s identification number
Remove Signature Authorization Correct Insured’s identification number Change/correct Insured’s address Correct the spelling of SBI’s name
MPCI Production Reporting Form

8,9,
Unit "X" If
Effective Plan of
11,12 Coverage 8,9,11,12 Percentage of Price Election, Projected Practice/Type/Class
9,12
Options, Elections Structure H
New 9
Designated Zero
County Name of Crop Crop Year Insurance Level Price, Amount of Ins., or Prot. Factor etc. or Endorsements Code Producer County Total Acres Acres
ANYCOUNTY CROP A 20XX RP A 0.75 X.XX PF
PT OU
CROP B 20XX YP A 0.75 X.XX PF

PT OU
REMARKS/OTHER:

2014 T 600285 600286

Identification
REMOVE
ADD
WEB COPY Production Reporting RH-5200-2021
Production Reporting Example Page 1
45
CONTENTS
MP-1234567 ANY STATE 10/07/20XX 01234of56789 DR

AGRI GENERAL INSURANCE COMPANY 20XX
MPCI Acreage and Production Reporting Form SCAN: 10401927171722370025 20XX
51 ANYCOUNTY 51 ANYCOUNTY 51 ANYCOUNTY 51 ANYCOUNTY
RP-CORN RP-CORN RP-CORN RP-CORN
NON IRR NON IRR NON IRR NON IRR
GSG GSG GSG GSG
1.000 1.000 0.500 0.500

IMA INSURED IMA INSURED
EU 2.04 2656 10.0 EU 2.01 3535 11.0 EU 1.01 3714 12.0 EU 1.03 2968 14.0
X
XX 16276.00 105.20 155.0 A XX 14723.00 90.00 164.0 A XX 19455.00 109.30 178.0 A XX 7639.00 48.00 159.0 A
XX 14197.00 157.20 90.0 A XX 17136.00 78.70 218.0 A XX 14919.00 104.80 142.0 A XX 51381.00 230.20 223.0 A
XX 26811.00 157.30 170.0 A XX 14298.00 96.70 148.0 A XX - 0.00 - XX 14467.00 112.80 128.0 A
XX 22731.00 157.30 145.0 A XX 25576.00 163.00 157.0 A XX - 0.00 - XX 35580.00 226.50 157.0 A
XX 26338.00 157.30 167.0 A XX 23857.00 176.70 135.0 A XX 20118.00 109.40 184.0 A XX 30105.00 232.20 130.0 A
XX 28161.00 157.30 179.0 A XX 1955.00 13.80 142.0 A XX - 0.00 - XX 46730.00 232.30 201.0 A
XX 34266.00 162.00 212.0 A XX - 0.00 - XX 12864.00 91.00 141.0 A L XX 21659.00 104.70 207.0 A
XX A 34274.00 160.80 213.0 A XX - 0.00 - XX - 0.00 - “A” = Actual

XX 16232.00 104.00 156.0 A L
XX - 0.00 - XX - 0.00 - XX - 0.00 - XX B 4883.00 27.50 178.0 A
XX 160.80 A XX 13.80 A XX 105.60 A “I” = Imposed

XX 0.00 -
9
186.0
7
161.0
5
179.0
“T” = T-Yield
9
188.0
“C” = SA-T for New Crop P/T/V

0.0 0.0 0.0 0.0
“L” = SA-T Added Land

*Reference Exhibit 15 for full
list of yield indicators
7-18 YLD 1331.0 8-13 YLD 964.0 9-17 YLD 645.0 8-19 YLD 1539.0
A, Actual A, Actual A, Actual A, Actual
Risk: ___ Risk: ___ Risk: ___ Risk: ___
ADDED LAND 2009
WEB COPY RH-5204-2021

07/01/14 08/15/14
2014 T 600285 600286
46
CONTENTS
Production Reporting
555-555-5555 *****#### Spousal 555-555-5554 9876-54


8,9,
Unit "X" If
Effective Plan of
11,12 Coverage 8,9,11,12 Percentage of Price Election, Projected Practice/Type/Class
9,12
Options, Elections Structure H
New 9
Designated Zero
County Name of Crop Crop Year Insurance Level Price, Amount of Ins., or Prot. Factor etc. or Endorsements Code Producer County Total Acres Acres
ANYCOUNTY CROP A 20XX RP A 0.75 X.XX PT
PF OU
CROP B 20XX YP A 0.75 X.XX PT

PF OU
6
REMARKS/OTHER:
2014 T 600285 600286

Identification
REMOVE
ADD
WEB COPY Production Reporting RH-5200-2021

MP-1234567 ANYSTATE 10/06/20XX
SCAN: 10465158706916570020 20XX
Unit Number/ Insured's 3 Name of Other Person(s) FSA PR T-Yield T-Yield/ 5Production Yield APH Year 20XX Pre/Post- Uninsurable
Crop Practice Type Options Share Sharing in the Crop Farm-Tract-Field Date Area/Area PY-Yield Record Type/ Number Pre/Post-Quality Quality Total
6 Insur. Acres Actual Acres
Class. Total Production Production
Yield
BU 2.00 0.0
CORN IRRIGATED A 1.000 XXXX 175.00 1.0 0.00
Added Land/Cropland Acres______ New Crop New Prac/Type/TMA Meas Serv.
2 Legal Description: Unit Description: HOME
Remarks: Yield Adjustment
BU 2.00 0.0
Remarks: A, Actual
BU 1.00 0.0
SOYBEANS IRRIGATED A 0.500 I AM INSURED XXXX 54.0 6.0 0.00
Remarks: Z, Zero Acres
BU 2.00 0.0
SOYBEANS IRRIGATED A 1.000 XXXX 47.0 13.0 54.30
Remarks: A, Actual
2Legal Added Land/Cropland Acres______ New Crop New Prac/Type/TMA Meas Serv.
Description: Unit Description:
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:
47
CONTENTS
1234567
MP-1234567 ANY
ANYSTATE
STATE 14 XX/XX/XXXX
XX/XX/XXXX AB
ACE PROPERTY AND CASUALTY INSURANCE COMPANY XXXX
20XX I M INSURED
07/01/14 08/15/14
2014 T 600285 600286

Acreage Reporting Date (ARD)

The following items/changes must be indicated on a acreage reporting form (unless otherwise noted below) that is printed, signed and
dated by the applicable acreage reporting date and submitted to Rain and Hail within the allotted time frame.
Processing agents must complete the processing of their policies, and submit the paperwork as soon as processing is complete.
Acreage Reporting Date Checklist (MKTG_8400): The checklists can be printed directly from Agent Services or ordered by agents through
their local Rain and Hail Marketing Representative.
Reminder! An acreage report must be received in order for a summary to generate.
All acreage for insurance plans YP, RP, RPHPE, AYP, ARP and ARPHPE are required to be reported by CLU (or equivalent).
Acreage not reported by CLU for plans above will not be accepted.
1. Planted acres with plant dates (report timely planted acres separately from late planted acres)
a. High-Risk and Unclassified Land
b. Uninsured/Uninsurable Acreage (i.e. second crop acreage the insured previously elected to not insure)
c. Prevented Planting acres (must also file a PP loss)
d. Organic Acres – Certified and Transitional (must also have a organic plan and certificate)
If acres are not planted for a crop/county, the insured must certify zero acres for the crop/county on the acreage
reporting form.
2. ARPI acres must be reported

3. Added Land, New Crop/P/T and Added Crop/P/T (refer to the flowcharts, in the Added Land section, for required documentation on
the reporting form)
4. New locations/databases
5. Changing percent of interest/sharepersons
6. Loss Payee (Assignment of Indemnity) – NCIS-757
7. Hail and Fire Exclusions
8. Completed Unit Division Option
48
CONTENTS
9. Malt Barley acres

10. Certified seed acres (potatoes)
11. MR-R acres on Canola with the CR option
12. Acreage Measurement Service
13. Report acres for SCO by Farm Number
For units that are no longer part of the farming operation, select “Removed from Farming Operation” from yield maintenance.
Share Arrangement Reminder

Please remember to review the current share arrangement with your insureds as you are completing acreage reports, as share may be
changed until the acreage reporting date.
Given the current commodity prices, we have heard more insureds having a variable lease with their landowner(s). The Basic Policy
Provisions, provided below, explain how to address these situations.
Share Insured
Acreage rented for a percentage of the crop, or a lease containing provisions for both a minimum payment (such as a specified
amount of cash, bushels, pounds, etc.) and a crop share will be considered a crop share lease.
6
Examples of Lease with both a Minimum Payment and a Crop Share Interest
Sharing Crop and Minimum Payment = Crop Share Lease
50/50 crop share and $100/acre payment = Crop Share Lease .50
25/75 crop share and $150/acre payment = Crop Share Lease
Acreage rented for cash, or a lease containing provisions for either a minimum payment or a crop share (such as a 50/50 share or
$100.00 per acre, whichever is greater) will be considered a cash lease.
Examples of Lease for either a Minimum Payment or a Crop Share

(whichever is greater) Interest
Sharing Crop or Minimum Payment = Cash Rent Lease
50/50 crop share or $100/acre payment = Cash Rent Lease 1.0
60/40 crop share or $200/acre payment = Cash Rent Lease 1.0
Unsigned Acreage Report Procedure

The unsigned acreage report should not be used as a substitute for obtaining signatures on a broad-scale basis. It should only be
used in instances when obtaining a signature on the acreage report is impossible.
6/20/20XX From a legal perspective, should a dispute arise, the agent’s and
RE: Policy No. MP-1234567 Rain and Hail’s position is much stronger when an actual signature
Dear IM Insured : is present.
Enclosed is a copy of theAcreage
Reporting form, which pertains to your crop insurance coverage. This information
was received: If the insured’s signature is not obtained on the acreage report,
in the mail including revisions, the agent must do the following:
X You
from by phone
1. Send a letter to the insured with a copy of the submitted
from
information (Acreage Reporting Form). The letter will state
your landlord
that the information is considered final if not notified by the
your tenant
insured immediately.
Since the form does not contain your signature, please review it carefully for accuracy of the information
2. Send the reported information (on an Acreage Reporting
contained. If you identify any inaccurate information, please notify this office within 10 days of the date of this
letter. Changes after this 10 day period may be prohibited under insurance policy and/or administrative rules.
Form) to Rain and Hail with a copy of the completed
Your review is important to assure that your crop insurance coverage is based on the correct information; unsigned acreage report letter.
otherwise, you may forfeit program benefits.
Your failure to respond may result in the information which is shown being used as the correct information for 3. The unsigned signature letter must follow the deadlines for
your policy. the applicable crop acreage reporting dates.
Thanks for your business, and best wishes for a successful and profitable season!
Sincerely,
cc: Agent’s insured file

Rain and Hail Division Office (attached to the unsigned document)
Unsigned Acreage Report Letter Example
49
CONTENTS
NCIS 757 — Assignment of Indemnity

An insured may assign the right to an indemnity payment for a crop(s) under a policy to a creditor(s) or other persons to whom the insured
has a financial debt or other pecuniary obligation by using an Assignment of Indemnity. The assignment(s) applies for all acreage of the
crop covered by the policy.
1. The Assignment is effective upon approval in writing by an authorized representative of the AIP. The AIP may request proof of debt
or other pecuniary obligation before an assignment of indemnity is accepted. If the Assignment of Indemnity is not approved in
writing by the AIP, the assignment is not effective and the proposed assignee does not obtain rights under the policy.
2. An Assignment executed prior to the date of a Transfer of Coverage and Right to an Indemnity, remains effective after the Transfer
of Coverage and Right to an Indemnity.
3. For an Assignment to be effective for a crop year, it must be made after acceptance of the Application, but before a loss claim is
submitted to the AIP for payment of the indemnity.
4. An Assignment is effective only for the crop(s) and the crop year specified on the Assignment.
5. Any indemnity payments will be made payable to the assignee(s) and the insured jointly, subject to any administrative fee
deduction or any other unpaid balance, not to exceed the total amount of indemnity due. Payments will not be made to any
lien holder or other person to whom the insured has a financial debt or other pecuniary obligation, and not identified on the AIP
approved Assignment of Indemnity, even if there is a lien or other assignment recorded elsewhere.
6. Any assignee has the right to submit all loss notices or other forms as required by the policy.
Transfer of Coverage and Right to an Indemnity NCIS 787
A Transfer of Coverage and Right to an Indemnity may be used to transfer insurance coverage and the right to any subsequent
indemnity from one insured person to another person. The transfer is used when a transfer of part or all of the ownership/share of the
insured crop occurs during the insurance period.
1. The Transfer of Coverage and Right to an Indemnity is effective upon approval in writing by an authorized representative of the
AIP. If the Transfer of Coverage and Right to an Indemnity is not approved in writing by the AIP, the transfer is not effective and
the proposed transferee does not obtain rights under the policy.
2. An Assignment of Indemnity to a creditor(s) or other person that was executed prior to the Transfer of Coverage remains
effective after the TOC is approved and accepted by the AIP.
3. An approved Transfer of Coverage and Right to an Indemnity grants all rights and responsibilities under the policy to the
transferee consistent with the transferor’s interest.
4. The transferee and the transferor (insured) will be jointly and severally liable for any unpaid premium, administrative fee and/or
other amounts due on the acreage and share transferred, even if the Transfer is released by the transferee.
5. An insured may execute multiple transfers during the crop year.
6. The Transfer expires at the end of the insurance period for the crop year specified. For succeeding crop years, an Application
must be made to insure the proper person for insurance to remain in effect unless the transferee has an existing policy.
7. Both the transferor and transferee must be in compliance with HELC and WC provisions for premium subsidy on the portion of
the policy that is transferred.
If the transferee is new to farming, they must have a AD-1026 on file by the premium billing date and/or submit a NCIS-999
Exemption for Persons Farming for the First Time After June 1 as applicable.
The transferee must certify the acreage and production history on or before the PRD for the following crop year. The year of transfer
counts as a year of producing the crop for both the transferor and the transferee. Incomplete or unacceptable production reports will
result if the transferee fails to certify acreage and production for the applicable crop year.
Added County Elections
Added county election allows the applicant/insured to insure the listed crop(s) on land in a county that is added after the applicable
SCD for the current crop year. For the election to be applicable, the crop must be insurable in the county being added, and the insured
must not have an interest in any land in the added county as of the SCD for the current crop year. Any interest an insured may have
had in land in previous crop years in a county being added does not impact added county election for the current crop year.
1. Added County election must be made by the applicable sales closing date.
2. Available for CCIP, ARPI and STAX polices. Added county does not apply to Forage Production.
3. Any endorsement, option, exclusion or election effective for the designated county will apply to any added county crop,
if applicable.
4. Added County is not optional once elected. If the insured adds land in a different county after SCD and the added county
election is elected, then the new ground is insured. It is not an option for the insured to not add the county if this election was
previously made.
50
CONTENTS
Guidelines to Reporting Acreage

The Acreage Reporting Form must be filled out completely. The land description, CLU (Farm, Tract and Field), percent of interest, practice
and other persons sharing in the crop must be included.
Processing agents must complete the processing of their policies, and submit the paperwork as soon as processing is complete.
1. Be sure to mark the “Acreage Report” box when submitting acres and plant dates.
2. Planted Acres: Enter the number of acres including Prevented Planted, High-Risk or Uninsurable acres in their respective boxes on
the acreage reporting form. This should not be the insured’s share of the acres, but all acres.
3. Date Planting Completed: Enter the date planting was completed (in case of replanted acres, enter original plant date).
4. Prevented Acres: Enter the acres that were prevented from being planted due to an insured cause of loss. Acres planted after the
late planting period may be insured at the same guarantee as PP or report as uninsurable due to late plant.
5. Uninsurable Acres: If there is a literal such as “UNI” in the “High-Risk Area” box, this indicates that part or all of the legal description
on the unit is uninsurable. Make sure to enter the number of acres that fall into the Uninsurable category (as published in the
county actuarial) separately from the “Planted Acres.”
6. All High-Risk Acres: If there is a literal such as “High-Risk (BBB),” this indicates that part or all of the entire legal description on the
unit is high-risk. High Risk and Non-High Risk acres must be reported accordingly.
7. Part High-Risk Acres: If there is a literal such as “Part Risk (BBB)” in the “High-Risk Area” box, this indicates that part of the legal
description on the unit is high-risk. Report the acres by RMA map area. 6
8. IA, MN, MT, NE, ND and SD – all policies must complete the required statement for Native Sod (I ___HAVE or ___HAVE NOT
broken native sod after February 7, 2014). This question is in the lower right hand corner of the signature page.
9. If the insured does not have 100% interest in the crop, you must indicate the percent of share and the other person(s) who shares.
10. If the producer has SCO, they must identify acres that have ARC by Farm Number as such farm(s) would not be eligible for SCO
coverage. Producers that do not identify or misidentified acres covered by ARC will be ineligible for SCO on that FN and will owe
60% of the premium.
Reference the superscript of #8 from the last page of the application.
Additional Guidelines When Reporting Acres
1. A Transfer of Right to Indemnity Form (NCIS 787) may be used when all/part of the ownership of a share of the crop changes
during the insurance period. (Acres must be planted before the TOC can be effective.)
2. If a Loss Payee (Assignment of Indemnity) is applicable, please indicate the name and address on the application. You must
also include a copy of the Assignment of Indemnity Form (NCIS 757) if a signed copy is requested.
3. First crop/second crop acres – Example: Corn has failed and insured plants soybeans. The insured must provide written notice
if they elect not to insure the second crop (soybeans).
a. If the first crop has failed and the insured has decided to plant and insure a second crop:
i. Report the original corn acres on the applicable corn unit in the planted acres box with plant date(s).
ii. Also report the second crop (soybeans) in the applicable soybean unit in the planted acres box with plant dates.
b. If the insured elects not to insure the second crop (soybeans):
i. Report the original corn acres on the applicable corn unit with plant date(s).
ii. Also report the second crop (soybeans) as uninsurable in the applicable soybean unit in the uninsurable box.
Reminder: Production from uninsurable second crop acres must be kept separate from any insurable soybeans reported
in the same unit/yield line.
4. Late plant acres after the late plant period (final plant date plus late plant days if applicable):
a. If acres are planted after the late plant period, you must determine if acres are uninsurable due to late plant or insurable
with the prevent plant guarantee.
5. Replanted acres – If the AIP determines it is practical to replant, the crop cannot be released to plant another crop. Also, if the
insured does not replant or plants another crop, the AIP will not pay a loss on the acreage, and the insured/agent will need to
revise the AR to designate such acreage as uninsurable due to underwriting rules.
6. Be sure to check the Insured Progress Reports for Acreage Reported Status – this will help identify acreage reports that are
still outstanding.
51
CONTENTS
Acreage Reporting
Acreage Reporting
555-555-5555 *****#### Spousal 555-555-5554 9876-54

MPCI Acreage Reporting Form

8,9,
Unit "X" If 8 ARC/
Effective Plan of
11,12 9,12
Coverage 8,9,11,12
Percentage of Price Election, Projected Practice/Type/Class Options, Elections Structure HNew 9
Designated Zero 9 SCO
County Name of Crop Crop Year Insurance Level Price, Amount of Ins., or Prot. Factor etc. or Endorsements Code Producer County Total Acres Acres Coverage
YES
YES
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:
2014 T 600285 600286

Identification
REMOVE
ADD
WEB COPY Acreage Reporting RH-5200-2021
Acreage Reporting Example Page 1
MP-1234567 ANY STATE 10/06/20XX

AGRI GENERAL INSURANCE COMPANY 20XX I M INSURED
MPCI Acreage and Production Reporting Form with Farm/Tract SCAN: 10401926950641170022 20XX
51 ANYCOUNTY
NON IRR
RP-WHEAT
S
51 ANYCOUNTY
NON IRR Crop A – Section 19 is located in a High-Risk
RP-WHEAT
S
RP-WHEAT
S map area. Acres should
51 ANYCOUNTY
NON IRR
be reported in the high-risk acres box and processed accordingly

in eProcessing.
1.000 1.000
Crop B – Sections 18, 191.000and 20 are located in regular and high-risk
map areas (denoted as part risk BBB). Acres should be broken out for
regular and high-risk and processed by selecting the corresponding
EU 1.00 (2.04) TA XXXX 19.0 EU 1.00 (2.06) XXXX 20.0 EU 1.00 (2.02) TAYA XXXX 21.0
legal/section in eProcessing.
XX 5769.00 101.80 57.0 TA XX 3497.00 100.30 35.0 A XX 985.00 22.50 44.0 TA
XX 7472.00 108.00 69.0 TA 57.0 XX 8642.00 124.70 69.0 A 57.0 XX 825.00 22.50 37.0 TA 57.0
XX 5141.00 102.00 50.0 TA 597.0 XX 4002.00 50.00 80.0 A 277.0 XX 7352.00 119.50 62.0 TA 312.0
XX 8382.00 178.20 47.0 TA 10 XX 5704.00 105.30 54.0 A 5 XX 1171.00 22.50 52.0 TA 7
XX 7369.00 103.00 72.0 TA 60.0 XX 626.00 16.10 39.0 A 55.0 XX 576.00 22.50 26.0 PTA 45.0
XX 7346.00 105.10 70.0 TA 66.0 XX 0.00 0.00 - Z 55.0 XX 1132.00 22.50 50.0 TA 51.0
XX 2942.00 69.10 43.0 TA 60.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 45.0
XX 5032.00 69.10 73.0 TA XX Z 0.00 0.00 - Z XX B 928.00 22.50 41.0 TA
XX 6702.00 107.50 62.0 TA 60.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 45.0
XX B 3726.00 69.10 54.0 TA 68.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 53.0
XXXX-2112-1 69.10 XXXX-916-1 13.80

XXXX-2112-2 214.46 XXXX-916-2 6.11
XXXX-916-3 2.60
SC 03/15 PR 11/16 PL 05/15 AR 07/15 SC 03/15 PR 11/16 PL 05/15 AR 07/15 SC 03/15 PR 11/16 PL 05/15 AR 07/15
Trend Adjustment Z, Zero Acres OPTIONS:TAYA
A, Actual Z, Zero Acres
Non-Trend App Yld 60.0 60% YA Plug,11T=48
Trend Ylds: 03T=70, 04T=81, 05T=61, Non-Trend App Yld 45.0
06T=58, 09T=80, 10T=78, 11T=50, Trend Ylds: 03T=57, 05T=48, 07T=72,
14T=78, 15T=66, 18T=56 09T=60, 11T=33, 15T=54, 18T=43
52
CONTENTS
1234567
MP-1234567 ANY
ANYSTATE
STATE 14 XX/XX/XXXX
XX/XX/XXXX AB
ACE PROPERTY AND CASUALTY INSURANCE COMPANY XXXX
20XX I M INSURED
07/01/14 08/15/14
2014 T 600285 600286


Application
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
X X
X
X
8,9,11,12
8,9,11,12
9,12
YES
YES
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:

2014 T 600285 600286

Identification
REMOVE
ADD
Acreage Reporting (Optional Form) Example Page 1
53
CONTENTS
MP-1234567 ANYSTATE 04/09/20XX 2 3 EL

ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I M Insured
MPCI Acreage Reporting Form SCAN: 50400907361113220024 20XX
Prevented High Risk
Crop Practice Type Unit Number/ Approved Insured's 3 Name of Other Person(s) Final Plant 4 Acreage FSA Acres Yield Planted Date Planting Planting Uninsurable Acres/
Options Yield Share Sharing in the Crop Date/A/R Due Type Farm-Tract-Field Number Acres Completed Acres Acres Area Class
CROP A NON IRR 146.0 .5 05/20/XX 1.0
07/15/XX XX XX -Y YYY -Z
2 Legal
Description: AnyCnty 27 23N 10E Unit Description: HOME
CROP B NON IRR 36.0 .5 05/20/XX 2.0

07/15/XX XX XX -YY YY -Z
2 Legal
2 Legal Description: The land description, completed CLU (Farm, Tract and Field), percent
Unit Description:
of interest and other person sharing in the crop must be included.

Remarks:
2 Legal Description: Added Land/Cropland Acres______ New Crop New Prac/Type/TMA Meas Serv.
Unit Description:
Remarks:
Unit Description:
Remarks:
Unit Description:
Remarks:
Unit Description:
Remarks:
Unit Description:
Remarks:
Unit Description:
Remarks:
Unit Description:
Remarks:

All revisions require a new signature and date. 07/01/14 08/15/14

2014 T 600285 600286
54
CONTENTS
MP-0123456 ANY STATE 05/05/20XX 01234of56789 ELS

SCAN: 71201516529240320031 20XX
Map Based Acreage Reporting Form with Farm/Tract
Map: Legal: XX XX XX
Any County,Any State MAP KEY: FSN, TRACT, FIELD, CLU ACRES
Acres Type Key : PL = Planted PP = Prevent Plant UI = Uninsurable HR = High Risk
Yield #/Crop Farm-Tract-Field Field Acres Acres Acres Type Plant Date
1.0 NON IRR XXXX-XXXX-X 21.54 21.54 PL 05/01/XX
RP-CORN **
XXXX-XXXX-X 41.16
XXXX-XXXX-X 16.30

RP-SBEAN **
Crop 20XX 20XX

CORN 21.54 XXXX XXXX
XXXX XXXX
X X
SOYBEANS 24.05
Total Page Acres 45.59
Unit
Yld# 1.0 Yld# 2.0 Yld# Yld#
2017 T 1516528 1516529

Description
Crop RP-CORN Unit BU 99.00 RP-CORN Unit BU 5.01 Unit Unit
Type GSG FSN 6038 COMM FSN 4569 FSN FSN
Practice NON IRR Options NON IRR Options Options Options
Added Land/Cropland Acres____________________________ Share 0.500 Added Land/Cropland Acres____________________________ Share 1.000 Share Share
New Prac/Type/TMA New Crop Meas. Serv. New Prac/Type/TMA New Crop Meas. Serv.
Other Persons Sharing Other Persons Sharing
Legal Description XXXX XX XX Legal Description XXXX XX XX
F/P DATE= 06/15/XX A/R Date= 07/17/XX APP/Yield 0.0 F/P DATE= 05/25/XX A/R Date= 07/17/XX APP/Yield 0.0
55

6
CONTENTS
Summary of Coverage
Once acres are processed by either the division office or the ERA (and an acreage report is submitted), a Summary of Coverage (SOC) will
generate and be mailed. These mailings will include two copies of each Summary, one for the insured and one for the agency. The insured
should be given his/her copy of the SOC.
Item # Column Heading Description
Batch Date The date that the SOC was printed.
Added County Statement Shows if the insured has chosen this election or not.
Coverage Information Lists the insured crop contract(s), options, level, price and experience factor.
Acres Total acres for the crop contract.
Liability Total liability for the crop contract. This is the amount that would be paid for a total loss.
Premium Gross premium for the crop contract. This amount includes A&O subsidy.
Subsidy The amount of the gross premium that the government pays (A&O and farmer subsidy).
Net Premium Gross premium minus the subsidy amount. This is the insured’s premium.
Credits Payments made by the insured or credits applied from a loss.
Fees Government administrative fees applicable if acres are planted for the crop contract.
Interest Shows interest that has accrued on the premium.*
Balance Net premium plus the administrative fees and interest*, minus any credits.*
1 Billing Date Date the premium is due.
Loss Payee Information The loss payee name and address will print in this area.*
The top number is the premium line number and the bottom number is the yield line number. Unit
Database/Unit Information information, including crop, unit number, FN, insured interest, shareperson, county, land description and
approved yield is also shown.
The guarantee for each acre on this database.
1. YP (plan 1) and RP (plan 2) show the production guarantee per acre. RPHPE (plan 3) does not show
Acre Guarantee
the production guarantee per acre. Reference line 15 for RP Summary of Coverage and line 1 for RPHPE
Summary of Coverage.
Acres Number of acres reported for this particular database. This includes PP acres.
Plant Date Plant date reported for the planted acres.
Total Guarantee The total bushels guaranteed (acre guarantee x acres) for all acres on this database.
Liability The dollar amount that the insured would receive for this database if there is a total loss.
Risk Area If the acres were processed with a risk area (i.e., 001, AAA, etc.), it will print here.
This is not the price per acre. This is a factor used in the premium calculation and does not represent a
Rate
dollar amount. Note: To figure the price per acre, divide the premium figure by the number of acres.
Net premium for this policy line after the subsidy has been taken out (but before the administrative fees
Premium
have been added).
Please note from time to time Rain and Hail is required to make changes on policies according to the rules
Summary Message and regulations set forth by RMA/FCIC. As we enhance our system and make changes/corrections to
policies, please be sure to review additional summaries sent by Rain and Hail.
*If applicable
56
CONTENTS
How Lines Print in the Summary of Coverage (SOC)

County, Crop (Normal Line, HR Ace Line, Unit Number, Practice, Type, FN, Line ID). SCO and Margin Protection print after the main
policy/premium line.
COMPANY COPY
MP-0123456 ANYSTATE XX/XX/XXXX 1 2
Crop Insurance Serviced By RAIN AND HAIL L.L.C.
20XX SUMMARY OF COVERAGE SCAN: 60427007243932060016 20XX
PRODUCER/OWNER INFORMATION AGENCY INFORMATION I request insurance coverage for my share of the Category B crop (except forage production)
specified with a designated county in all added counties where the crops are insurable. --> NO
123 ANY STREET 456 ANY STREET SPOUSAL: I M SPOUSE
ANYTOWN AS 12345-0000 ANYTOWN AS 12345-0000 12 ANY STREET
ANYTOWN AS 12345-0000
mailto: AGENCY@EMAIL.COM
PHONE SSN/EIN/OTHER ENTITY PHONE CODE

555-555-5555 *****1234 (SSN) SPOUSAL 555-555-5556 1234-56 1
COVERAGE
COUNTY PLAN CROP TYPE OPTION LEVEL PRICE FINAL ACRES LIABILITY PREMIUM SUBSIDY NET CREDITS FEES INTEREST BALANCE BILLING
CLASS, ETC PLANT DATE PREMIUM DATE
ANYCOUNTY RP CORN NON-IRROC CPYA A 75 8.42 06/05/20XX 45.30 33,489 2,213 1,768 445 475.00 30 08/15/20XX
RPHPE NFAC-NI-OC COMM CPYA A 75 16.85 06/20/20XX 42.80 22,212 1,492 1,192 300 367.00 30 -37.00 08/15/20XX
RP SOYBEANS NFAC-NI-OC COMM CPYA A 75 8.85 06/20/20XX (included above) 08/15/20XX
NFAC-IRR COMM CPYA A 75 8.85 06/20/20XX (included above) 08/15/20XX
88.10 55,701 3,705 2,960 745 842.00 60 -37.00

LOSS PAYABLE TO ME AND NO OTHERS THIS IS NOT A BILL
20XX REVENUE PROTECTION SUMMARY OF COVERAGE

Line# Crop Farm Farm Interest County Legal Description Approved Acre Acres Plant Revenue Production Price * Liability Risk Rate Premium
6
Unit Number Yield Coverage Date Guarantee Guarantee Area
1.0 CORN
YLD# NON-IRROC EU 1.00 1234 1.000 ANYCOUNTY 21 28 6S 15E 117.0 $739.28 45.30 05/25/20XX $33,489.20 3,977.34 8.42 $33,489 1.329 445
5.0 GSG
Other Persons Sharing in Crop: Unit Description: UNIT: 1.01
Remarks: Options: Yield Adjustment, Average Yield: 111.0, Yield Limitation: 60% YA Plug
3.0 SOYBEANS
YLD# NFAC-NI-OC EU 1.00 1234 1.000 ANYCOUNTY 21 28 6S 15E 41.0 $518.98 26.20 05/31/20XX $13,597.28 806.96 16.85 $13,597 1.353 184
2.0 COMM
Remarks: Harvest Price: 18.56, Harvest Liability: $14,977
5.0 SOYBEANS
YLD# NFAC-IRR EU 1.00 1234 1.000 ANYCOUNTY 28 6S 15E 41.0 $518.98 16.60 06/08/20XX $8,615.07 511.28 16.85 $8,615 1.347 116
2.0 COMM
Remarks:
To access your policy information anytime, any day, please visit our website at www.rainhail.com RH-1880
COMPANY COPY
MP-0123456 ANYSTATE XX/XX/XXXX 2 2
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I M INSURED 555-555-5555
20XX REVENUE PROTECTION WITH HARVEST PRICE EXCLUSION

1.0 CORN
YLD# NON-IRROC EU 1.00 1234 1.000 ANYCOUNTY 21 28 6S 15E 117.0 $739.28 45.30 05/25/20XX $33,489.20 3,977.34 8.42 $33,489 1.329 445
5.0 GSG
3.0 SOYBEANS
YLD# NFAC-NI-OC EU 1.00 1234 1.000 ANYCOUNTY 21 28 6S 15E 41.0 $518.98 26.20 05/31/20XX $13,597.28 806.96 16.85 $13,597 1.353 184
2.0 COMM
5.0 SOYBEANS
YLD# NFAC-IRR EU 1.00 1234 1.000 ANYCOUNTY 28 6S 15E 41.0 $518.98 16.60 06/08/20XX $8,615.07 511.28 16.85 $8,615 1.347 116
2.0 COMM
Remarks:
* THE REVENUE PROTECTION (RP) PRICE USED WILL BE THE HIGHER OF THE PROJECTED PRICE OR THE HARVEST PRICE AS INDICATED IN YOUR POLICY PROVISIONS.
Acreage revisions due to completion of claim and/or certification of acres.
If the Farm Service Agency determines that the producer, or a substantial beneficial interest holder in the producer, is ineligible for premium subsidy as a result of any violation of 7 CFR Part 12 (Conservation Compliance), including, but not limited to, failing
to file any required AD-1026 Form by June 1st of the preceding reinsurance year, the producer may be required to pay the total amount of the Premium rather than the total amount of the Net Premium.
The Premium and Subsidy amounts may increase by 1.15 percent of net book premium if the loss ratio in the State exceeds 1.20 or may
otherwise change if required by the Standard Reinsurance Agreement. However, the amount of premium you are required to pay will not change.
RH-1880 Summary of Coverage Example
57
CONTENTS
ERA Order of Processing

If you are an Electronic Reporting Agent (ERA), sales, production and acreage must be processed by the applicable processing deadline,
and the paperwork submitted to Rain and Hail as soon as the processing is complete.
1 Generates Reporting Form Generate form from MPCI Application and Reporting Forms, Policy Dashboard or within MPCI Processing.
Obtains Timely Signed and

2
Dated Forms
2 Keys Changes Key all changes into Processing.

Utilize File Upload (Processing tab) to electronically upload paperwork to Rain and Hail’s Workflow
System, fax or mail.
3 Submits Paperwork If eSign is used to capture the insured and agent’s signature, paperwork will automatically be
uploaded to Rain and Hail.
Reminder: All changes must be processed prior to submitting the paperwork to Rain and Hail to avoid delays generating
the Summary of Coverage.
ERA Corrections and Paperwork Exceptions

Name, Entity or Tax ID Revisions Revisions cannot be processed by agent. Use Policy Notes/Division Review Required to document
on Named Policyholder changes needed, and submit supporting documents via fax or upload to workflow system.
Transfer of Coverage Forms Cannot be processed by agent. Submit supporting documents via fax or upload to workflow system.
Initial Written Agreement Upload or mail supporting documents to Rain and Hail. Underwriters will send Written agreement
Requests from Regional Office requests to RO for approval. Upon approval, we will notify you in Informational Memo via email.
Internal underwriters must remove. Use Policy Notes/Division Review Required to request change
Remove Loss Payee and submit supporting documents via fax or upload to workflow system.
Transfers from Rain and Hail to Rain and Hail agent are not processed by agent. Fax to applicable
In House Transfer Division Office.
Prior to Processing Deadline:
• Once the correction is keyed, upload or fax a copy of the page(s) of the reporting form
Corrections/Keying Errors noting that a keying error was corrected.
(paperwork is correct but After Processing Deadline:
incorrectly keyed) • Enter a Policy Note in Processing (Quick Entry) and check the Division Reviewed Required box.
Submit the reporting form with an explanation indicating what error(s) needs to be corrected.
Prior to Processing Deadline:
• Submit the revised form signed by insured/agent (new signatures and date), process the
changes within processing timeframe and submit the form.
Revision (revising the original
After Processing Deadline:
reporting form)
• Enter a Policy Note in Processing (Quick Entry) and check the Division Review box. Submit a
revised form signed by the insured/agent (new signatures and date) with a revision checklist
with an explanation and any supporting documentation to support the requested change(s).
If supporting documents are not sent to Rain and Hail’s workflow system, we will not see your notes. You must enter your policy
note and check the division review box before faxing or uploading documents to our workflow system.
58
CONTENTS
Submitting Paperwork to Rain and Hail L.L.C.

File Upload
The File Upload application, located under the Processing tab of Agent Services, enables you to quickly transfer scanned documents
to Rain and Hail. The documents are automatically loaded into Rain and Hail’s Workflow System to be processed.
Fax
There are two different fax numbers available for sending information to Rain and Hail, depending upon the information being faxed.
Avoid delays by submitting paperwork to the correct fax number as noted below.
View and confirm your faxes, file uploads, and eSign documents received by Rain and Hail through Agent Images
Inquiry – Crop located under the Agency Management tab of Agent Services.
Scanning Fax Number: 877.225.3971 What items to send to 877.225.3971

1. MPCI Applications including Sales Closing, Production and Acreage
2. In House Agency Transfer must be submitted along with the RH-10105
agency Transfer cover sheet (located under Forms)
Items sent to the Scanning Fax Number go directly into our
3. Crop-Hail Applications
Workflow System to be completed.
By sending all appropriate items to this number, you are 4. Notices of Loss/Claims Cards
6
ensuring the quickest possible service of all paperwork. This 5. Revisions (ERA: Select edit policy note and check “Division Review
number should be utilized whenever possible. Required” in MPCI Processing.)
6. Written Agreement and RMA RO Review Information
7. MPCI Self-Certification Replant Worksheets and Express Claim Paperwork
Division Fax Number: 123.456.7890 What items to send to div office fax number
The division fax number is strictly for items that cannot be 1. Any Information Being Sent to the Accounting Department
scanned to the scanning fax number above. 2. Supply Orders
Agency Support Unit Fax What items to send to ASU, AgencySupportUnit@
Number: 877.789.4847 RainHail.com or 877.789.4847
1. Agency licenses
2. Agency Appointment/Agency Terminations
3. E&O
4. Authorization Agreement for Direct Deposit
Guidelines for Submitting Paperwork

The following table outlines important reminders when submitting paperwork. To ensure that you receive the fastest possible service,
please be sure to adhere to these guidelines.
59
CONTENTS
Guideline Special Note(s)
General Overall Guidelines

Always use the most current form for all
information submitted. The application
Applications/policy changes submitted on the wrong company forms and/or outdated application
and signature page must be returned with
forms will not be accepted.
all paperwork submitted for sales closing,
production and acreage.
The policy number must be written or printed on For new policies or any items that do not yet have a policy number, write the applicant’s name on
every page of paperwork that is submitted. each page.
Write legibly. Most errors are the result of illegible handwriting.
Put all pages of the same policy number together, but do not staple or attach paperwork for
Keep policies separate by policy number.
multiple policies together.
Write the corresponding policy number on
Be sure to indicate if a check is for Livestock coverage.
all checks.
Re-number pages when removing/adding pages This assists in determining if we have received the proper number of pages. For example, if a
from/to preprinted paperwork. partial form is being submitted, indicate this on the first page (e.g., “sending only pages 4 and 5”).
Guidelines for Paperwork submitted via scanning fax number
Do not use a highlighter on any paperwork. Highlighting turns black when it enters our Enterprise Imaging System.
Write all comments directly on the paperwork. Be sure to keep all writing within the margins of
Do not attach Post-it notes to any paperwork.
the form to avoid it being cut off when scanned.
Supplies
Contact the Supply Department in the California Division for any necessary supplies. The following is an example of items that can be
obtained from the Supply Department:
Supply Item Method to Obtain/Notes

Blank forms can be viewed and printed from Agent Services. If you do not have an Agent
Blank Forms
Services account, go to www.RainHail.com to sign up.
Crop Insurance Insights
Flowcharts Examples of crop insurance insights, flowcharts, checklists, postcards and brochures are
Checklists available for viewing on Agent Services and our Supply Department can send you a supply of
Postcards any item upon request.
Brochures
60
CONTENTS
7
Forms
Supply Order Form...........................................................................................................................................................................................62
MPCI Forms.....................................................................................................................................................................................................63
MPCI Claim Forms...........................................................................................................................................................................................96
Stand Alone Product Forms..............................................................................................................................................................................96
Crop-Hail Forms.............................................................................................................................................................................................104
Crop-Hail Claims Forms.................................................................................................................................................................................104
Miscellaneous Forms......................................................................................................................................................................................107
7
www.RainHail.com
CONTENTS
Supply Order Form
Rain and Hail Supply Order Form

Fax or Mail to Division Office
Step 1
Agency Name:
Agency Code:
Phone Number:
Need by Date:
Step 2
Enter all requested items. The most common evelope has been pre-filled for your convenience.
Supply Item Item Number/Description Quantity

Envelope 10X13 blank w/division’s return address
Other
Other
Other
Other
Other
Other
Other
Step 3
Check the box next to the applicable Division(s) below:
o Midwest Division serving: Iowa, Missouri
Johnston, IA 50131
PH: 515-559-1100 • 1-800-342-7194
FAX: 515-559-1101
o Central Division serving: Illinois, Indiana, Michigan, Ohio
Johnston, IA 50131
PH: 515-559-1100 • 1-800-342-7194
FAX: 515-559-1101
o Southwest Division serving: New Mexico, Oklahoma, Texas
6900 W Interstate 40, Suite 310
Amarillo, TX 79106
PH: 806-353-4344 • 1-800-299-4344
FAX: 515-559-1554
RH-10085-2016 (Rev.10-2016)_AGT
o Northern Division serving: Minnesota, North Dakota, South Dakota, Wisconsin
Two Carlson Parkway, Suite 255
Plymouth, MN 55447
PH: 763-473-2421 • 1-800-328-7308
FAX: 515-559-1556
o Great Plains Division serving: Colorado, Kansas, Nebraska
14517 F Street, Suite 213
Omaha, NE 68137
PH: 402-334-5176 • 1-800-633-3550
FAX: 515-559-1557
o Southern Division serving: Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Tennessee
1951 Rosebud Road
Grayson, GA 30017
PH: 770-339-8020 • 1-800-538-8020
FAX: 515-559-1558
o California Division serving: Arizona, California
499 West Shaw Avenue, Suite 101
Fresno, CA 93704
PH: 559-224-2300 • 1-800-274-4245
FAX: 515-559-1559
o Northwest Division serving: Idaho, Montana, Nevada, Oregon, Utah, Washington, Wyoming
North 200 Mullan Road, Suite 111
Spokane, WA 99206
PH: 509-922-1401 • 1-800-967-8088
FAX: 515-559-1561
o Atlantic Coast Division serving: Connecticut, Delaware, Maine, Maryland, Massachusetts, North Carolina, New Hampshire, New Jersey,
New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont, West Virginia
3120 Highwoods Blvd., Suite 202
Raleigh, NC 27604
PH: 919-790-1537 • 1-800-252-5022
FAX: 515-559-1567
Step 4
Comments ___________________________________________________________________________________________________
____________________________________________________________________________________________________________
____________________________________________________________________________________________________________
____________________________________________________________________________________________________________
____________________________________________________________________________________________________________
RH-10085-2016 (Rev.10-2016)_AGT
62
CONTENTS
MPCI Forms
Be sure to always use the most recent form available on Agent Services.
Form Name Form Use Deadlines Form Number

New Applications
MPCI Application/Cancellation/
Transfer Policy/Crop Cancellation
Transfer/Policy Change Sales Closing Date RH-5200
Policy Change Reporting SBI Information
Reporting Form
Coverage Change
MPCI Acreage Reporting Form Acreage reporting Acreage Reporting Date RH-5201
Map Based Acreage Reporting Form
Acreage reporting Acreage Reporting Date RH-5202
with Farm/Tract/Field
MPCI Acreage and Production
Acreage and/or production reporting Production and/or acreage reporting date RH-5203
Reporting Form with Farm/Tract/Field
MPCI Acreage and Production
Acreage and/or production reporting Production and/or acreage reporting date RH-5204
Reporting Form
MPCI Production Reporting Form Production reporting Production Reporting Date RH-5205
POA must be submitted whenever an insured gives another individual the authorization Due at the time an insured gives another individual the
Crop Insurance Power of Attorney RH-10047
to sign crop insurance paperwork. authorization to sign crop insurance paperwork.
Due at the time an insured revokes or cancels an existing
Revocation of Power of Attorney Used to revoke or cancel an existing POA. RH-10052
Power of Attorney.
To request waiver of administrative fees for a person with gross farm sales not more than
Due by applicable sales closing date.
Limited Resource Farmer $100,000 in each of the previous 2 years and total household income at or below national NCIS 852
Renewal – acreage reporting date
poverty level for a family of four.
Due at the time an insured wants to assign the right to an
If an insured wants to assign the right to an indemnity payment for crop(s) under a indemnity payment for crop(s).
Assignment of Indemnity NCIS 757
MPCI contract. May be made after the acceptance of an application but
before a loss claim is processed.
Due to Rain and Hail within 72 hours after the effective
Continuous Hail and Fire Exclusion Exclude hail and fire on MPCI policy. NCIS 755
date of an annual hail and fire policy.
Agreement to combine two or more separate databases (that qualify as optional units)
Agreement to Combine Optional Units Production Reporting Date NCIS 855
into a combined unit.
The TOC allows for a transfer of insurance coverage and the right to any subsequent
Not applicable until after the crops have been planted –
Transfer of Right to An Indemnity indemnity from one insured person to another person. The transfer is used when a
cannot be submitted between sales closing date and the NCIS 787
(Transfer of Coverage) transfer of part or all of the ownership/share of the insured crop occurs during the
planting of the crops.
insurance period.
Disclaimer which outlines the terms and conditions of the Rainfall Index policy plan that
Rainfall Index Disclaimer Due with application NCIS 920D
differs from the traditional MPCI policy.
Chapter 7 — Forms
Option designed for insureds who wish to exclude crop insurance coverage on all Sales closing date by crop/county for the initial crop year
High Risk Land Exclusion NCIS 764
high-risk land by crop/county. Continuous unless canceled by sales closing date
New Breaking Acreage Requesting insurance for new breaking ground meeting the qualifications specified in the
Acreage Reporting Date NCIS 847
Insurability Request Special Provisions of Insurance.
Not all forms are applicable to all areas. Contact your division for more information.
63
7
64
CONTENTS

High-Risk Alternate
Sales closing date by crop/county for the initial crop year
Coverage Endorsement NCIS 848
Continuous unless canceled by sales closing date
(HR-ACE) Application
This form should only be used if, in any of the four most recent crop years, an insured has
Prevented Planting Intended
not planted any crop in the county for which prevented planting insurance was available or Sales Closing Date RH-5066
Acreage Reporting Form
have not received a prevented planting insurance guarantee.
Option designed for insureds who wish to divide basic units into optional units in areas that Acreage reporting date for the initial crop year
Unit Division Option NCIS 850
do not fall under the US Rectangular Survey. Continuous unless canceled by sales closing date
Requesting rates for a crop or P/T/V that are not in the county actuarial, requesting regular
Request for Actuarial Change – See Written Agreement Handbook for all applicable
or lower rates for high risk land or rates for unrated land. NCIS 851
Written Agreements deadlines as they vary by the type of request.
See Written Agreement Handbook for complete details and additional types of agreements.
Added Land Request Requesting use of SA T-Yield when added land acreage limitations are exceeded. See CIH for applicable deadlines and details. RH-5046
RMA RO Determined Designed for entities who have produced the insured crop for more than two crop years to
Production Reporting Date NCIS 869
Yield Request request a higher yield than variable T-Yield.
Authorization to Use Another
Producers Acreage and Requesting the use of another producers Actual Production History (APH). Production Reporting Date RH-5140
Production History
Forage Production Acreage and See Forage Agent Training Manual for applicable
Utilized for reporting acres and stand counts to determine insurability. RH-5207
Underwriting Report deadlines and additional information.
Producer’s Pre-Acceptance
Utilized to determine acreage insurability and any required approved yield adjustment and/
Worksheet for Perennial APH/ Production Reporting Date RH-5208
or inspections.
ARH Crops
Producer’s Pre-Acceptance
Utilized to determine acreage insurability. Production Reporting Date RH-5040
Worksheet for Dollar Plan Crops
Hybrid Seed Corn Company Crop
Application for buy up on MP Seed Corn policy. Sales Closing Date RH-5018 Snap
Insurance Application
Rainfall Index (RI) Application/
Application/Cancellation/Transfer/Policy Change/Reporting forms for crops covered under RH-5180
Cancellation/Transfer/Policy Sales Closing and/or Acreage Reporting Date
the Rainfall Index (RI) plans of insurance. RH-5181
Change/Reporting Forms
Additional replant coverage to insureds yield based plan of insurance. See Stand Alone
Replant Extra Application Sales Closing Date RH-5112
Policies for available crops/plans.
Request for approved yields by Hybrid Identification. This form is prepared by agent and
Hybrid Seed Yield Request Calendar date for end of insurance period NCIS 880
submitted to AIP.
Beginning Farmer or Rancher
New Application (New or Existing Policy) Sales Closing Date NCIS 893
(BFR) Application
Veteran Farmer or Rancher
New Application (New or Existing Policy) Sales Closing Date NCIS 898
(VFR) Application
Request eligibility for premium subsidies for farmers who could not file a Conservation
Conservation Compliance Certification (AD-2016) at the FSA office prior to the premium billing date. Only Later of the premium billing date for the policy or 60 days
NCIS 999A
Compliance Exception for person’s new to farming, new to crop insurance, a new entity or have not previously after a transfer is approved.
been required to sign a form AD-2016.
Not all forms are applicable to all areas. Contact your division for more information.
CONTENTS
Chapter 7 — Forms
Application
555-555-5555 *****#### Spousal 555-555-5554 9876-54

X
X
X
X
8,9,11,12
8,9,11,12
9,12
YES
YES
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
YES
NO
REMARKS/OTHER:

7
2014 T 600285 600286

Identification
REMOVE
ADD
MPCI Application Changes Form Example – Page 1

07/01/14 08/15/14
2014 T 600285 600286
MPCI Application Changes Form Example – Signature Page
RH-5200-2021
MPCI Application Changes Form Example – Page 3
65
66
CONTENTS

Acreage Reporting APH Database Excluded Form
MP-1234567 ANYSTATE 04/09/2015 2 3 EL
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I M Insured
MPCI Acreage Reporting Form
SCAN: 50400907361124420029 20XX
Prevented High Risk
Crop Practice Type Unit Number/ Approved Insured's 3 Nameof Other Person(s) Final Plant 4 Acreage FSA Acres Yield Planted Date Planting Planting Uninsurable Acres/
Options Yield Share Sharing in the Crop Date/A/R Due Type Farm-Tract-Field Number Acres Completed Acres Acres Area Class
CORN NON IRR GSG 1.00 0.0 1.000 05/20/XX 1111 1.0
07/15/XX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
2 Legal
Description: AnyCnty Unit Description: HOME
CORN NON IRR GSG 2.00 0.0 1.000 05/20/XX 1111 2.0
07/15/XX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
2 Legal
Description: AnyCnty Unit Description:
SOYBEANS NON IRR COMM 1.00 0.0 1.000 06/15/XX 1111 3.0
07/15/XX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
XXXX-XXXX-X XXXX
2 Legal
Unit Description:
Remarks:
Unit Description:
Remarks:

CONTENTS
Acreage Reporting Map Based Form MP-0123456 ANY STATE 05/05/20XX 01234of56789 ELS
SCAN: 71201516529240320031 20XX
RP-CORN **
XXXX-XXXX-X 41.16
XXXX-XXXX-X 16.30

RP-SBEAN **
Crop 20XX 20XX
CORN 21.54 XXXX XXXX

XXXX XXXX
X X
SOYBEANS 24.05
Total Page Acres 45.59
Unit
Yld# 1.0 Yld# 2.0 Yld# Yld#
2017 T 1516528 1516529

Description
Crop RP-CORN Unit BU 99.00 RP-CORN Unit BU 5.01 Unit Unit
Type GSG FSN 6038 COMM FSN 4569 FSN FSN
Practice NON IRR Options NON IRR Options Options Options
Chapter 7 — Forms
Added Land/Cropland Acres____________________________ Share 0.500 Added Land/Cropland Acres____________________________ Share 1.000 Share Share
New Prac/Type/TMA New Crop Meas. Serv. New Prac/Type/TMA New Crop Meas. Serv.
Other Persons Sharing Other Persons Sharing
Legal Description XXXX XX XX Legal Description XXXX XX XX
F/P DATE= 06/15/XX A/R Date= 07/17/XX APP/Yield 0.0 F/P DATE= 05/25/XX A/R Date= 07/17/XX APP/Yield 0.0
67

7
68
CONTENTS
Acreage Reporting APH Database Form

MP-1234567 ANY STATE 10/06/20XX
AGRI GENERAL INSURANCE COMPANY 20XX I M INSURED
MPCI Acreage and Production Reporting Form with Farm/Tract SCAN: 10401926950641170022 20XX
51 ANYCOUNTY RP-WHEAT 51 ANYCOUNTY RP-WHEAT 51 ANYCOUNTY RP-WHEAT
NON IRR S NON IRR S NON IRR S
1.000 1.000 1.000
EU 1.00 (2.04) TA XXXX 19.0 EU 1.00 (2.06) XXXX 20.0 EU 1.00 (2.02) TAYA XXXX 21.0
XX 5769.00 101.80 57.0 TA XX 3497.00 100.30 35.0 A XX 985.00 22.50 44.0 TA

XX 7472.00 108.00 69.0 TA 57.0 XX 8642.00 124.70 69.0 A 57.0 XX 825.00 22.50 37.0 TA 57.0
XX 5141.00 102.00 50.0 TA 597.0 XX 4002.00 50.00 80.0 A 277.0 XX 7352.00 119.50 62.0 TA 312.0
XX 8382.00 178.20 47.0 TA 10 XX 5704.00 105.30 54.0 A 5 XX 1171.00 22.50 52.0 TA 7
XX 7369.00 103.00 72.0 TA 60.0 XX 626.00 16.10 39.0 A 55.0 XX 576.00 22.50 26.0 PTA 45.0
XX 7346.00 105.10 70.0 TA 66.0 XX 0.00 0.00 - Z 55.0 XX 1132.00 22.50 50.0 TA 51.0
XX 2942.00 69.10 43.0 TA 60.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 45.0
XX 5032.00 69.10 73.0 TA XX Z 0.00 0.00 - Z XX B 928.00 22.50 41.0 TA
XX 6702.00 107.50 62.0 TA 60.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 45.0
XX B 3726.00 69.10 54.0 TA 68.0 XX 0.00 0.00 - Z 55.0 XX 0.00 0.00 - Z 53.0
XXXX-2112-1 69.10 XXXX-916-1 13.80

XXXX-2112-2 214.46 XXXX-916-2 6.11
XXXX-916-3 2.60
SC 03/15 PR 11/16 PL 05/15 AR 07/15 SC 03/15 PR 11/16 PL 05/15 AR 07/15 SC 03/15 PR 11/16 PL 05/15 AR 07/15
Trend Adjustment Z, Zero Acres OPTIONS:TAYA
A, Actual Z, Zero Acres
Non-Trend App Yld 60.0 60% YA Plug,11T=48
Trend Ylds: 03T=70, 04T=81, 05T=61, Non-Trend App Yld 45.0
06T=58, 09T=80, 10T=78, 11T=50, Trend Ylds: 03T=57, 05T=48, 07T=72,
14T=78, 15T=66, 18T=56 09T=60, 11T=33, 15T=54, 18T=43

CONTENTS
Production Reporting APH Database Form

GSG GSG GSG GSG
1.000 1.000 0.500 0.500

EU 2.04 2656 10.0 EU 2.01 3535 11.0 EU 1.01 3714 12.0 EU 1.03 2968 14.0
X
XX 16276.00 105.20 155.0 A XX 14723.00 90.00 164.0 A XX 19455.00 109.30 178.0 A XX 7639.00 48.00 159.0 A
XX 14197.00 157.20 90.0 A XX 17136.00 78.70 218.0 A XX 14919.00 104.80 142.0 A XX 51381.00 230.20 223.0 A
XX 26811.00 157.30 170.0 A XX 14298.00 96.70 148.0 A XX - 0.00 - XX 14467.00 112.80 128.0 A
XX 22731.00 157.30 145.0 A XX 25576.00 163.00 157.0 A XX - 0.00 - XX 35580.00 226.50 157.0 A
XX 26338.00 157.30 167.0 A XX 23857.00 176.70 135.0 A XX 20118.00 109.40 184.0 A XX 30105.00 232.20 130.0 A
XX 28161.00 157.30 179.0 A XX 1955.00 13.80 142.0 A XX - 0.00 - XX 46730.00 232.30 201.0 A
XX 34266.00 162.00 212.0 A XX - 0.00 - XX 12864.00 91.00 141.0 A L XX 21659.00 104.70 207.0 A
XX A 34274.00 160.80 213.0 A XX - 0.00 - XX - 0.00 - XX 16232.00 104.00 156.0 A L
XX - 0.00 - XX - 0.00 - XX - 0.00 - XX B 4883.00 27.50 178.0 A
XX 160.80 A XX 13.80 A XX 105.60 A XX 0.00 -
186.0 161.0 179.0 188.0

9 7 5 9
0.0 0.0 0.0 0.0
Chapter 7 — Forms
7-18 YLD 1331.0 8-13 YLD 964.0 9-17 YLD 645.0 8-19 YLD 1539.0
ADDED LAND 2009

69
7
70
CONTENTS
Production Reporting APH Database Excluded Form

MP-1234567 ANYSTATE 10/06/20XX
SCAN: 10465158706916570020 20XX
Unit Number/ Insured's 3 Name of Other Person(s) FSA PR T-Yield T-Yield/ 5Production Yield APH Year 20XX Pre/Post- Uninsurable
Crop Practice Type Options Share Sharing in the Crop Farm-Tract-Field Date Area/Area PY-Yield Record Type/ Number Pre/Post-Quality Quality Total
6 Insur. Acres Actual Acres
Class. Total Production Production
Yield
BU 2.00 0.0
BU 2.00 0.0
Remarks: A, Actual
BU 1.00 0.0
SOYBEANS IRRIGATED A 0.500 I AM INSURED XXXX 54.0 6.0 0.00
BU 2.00 0.0
SOYBEANS IRRIGATED A 1.000 XXXX 47.0 13.0 54.30
Remarks: A, Actual
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:
Remarks:

CONTENTS
Chapter 7 — Forms
CROP INSURANCE POWER OF ATTORNEY
I.M. Insured
The Undersigned ____________________________________________________________________ MP-1234567
, ____________________________________
(Insured’s Name) (Policy Number)
I. Can Sign
does hereby make, constitute and appoint ______________________________________________________________________________________
(Designated Power of Attorney)
123 West Street, Anytown

of _____________________________________________________________________, Anycounty
County of _______________________________________,
(Address)
AnyState
State of _____________________________ 11111
, ______________ , the true and lawful attorney, for and in the name, place and stead of the undersigned
(Zip Code)
in connection with crop insurance policy(ies) issued or to be issued through Rain and Hail L.L.C.
The undersigned gives and grants unto said attorney full authority and power to do and perform actions as indicated below, fully ratifying and confirming
all that said attorney will lawfully do or cause to be done by virtue hereof.
1.  Make application(s) for insurance

2.  Make crop acreage reports
3.  Give notice of damage or loss
4. Make claim(s) for indemnity
7

5.  Sign Proof of Loss and Production Worksheets to the extent allowed by government rules and procedures
6.  Make policy changes
7.  Make transfers and cancellations
8.  Make Actual Production History (APH) reports
9.  Take all actions authorized by the insured under the policy
10.  Endorse all drafts or checks relating to payment of indemnity
11.  Provide the Taxpayer Identification Number (SSN / EIN) of the insured and sign the W-9 Form
This Power of Attorney will be filed at the office of Rain and Hail, at its Division Office, and the undersigned further directs that actions taken pursuant to
this Power of Attorney may be fulfilled through electronic signature and that this Power of Attorney will take effect immediately and will be continuous until
such time as there is filed of record a duly witnessed revocation of this instrument in said office.
Words and phrases herein will be construed as in the singular and plural number, and as masculine or feminine gender, according to the context.
Anytown, Anystate
Dated and signed at ______________________________________________ 10th
, this __________ May
day of ______________________ XX
, 20 __________.
(City & State)
I.M. Insured
_________________________________________________________ I.M. Insured
___________________________________________________________
(Printed Insured Name) (Insured Signature)
I. Can Sign I. Can Sign

I hereby accept the foregoing appointment: _____________________________________________________________________________________
(Printed Name of Designated Power of Attorney / Signature of Designated Power of Attorney)
ACKNOWLEDGMENT (For use by Notary Public) WITNESS (if required by state)
State of __________________ County of _____________________ Witness No. 1 Printed Name: ___________________________________
Subscribed to and sworn or affirmed before me this ______________________ day Witness No.1 Signature: ___________________________________
of (Month) _______________ , (Year) ______ . Witness No. 2 Printed Name: ___________________________________
My Commission Expires: __________________ . Witness No. 2 Signature: ___________________________________
______________________________________________________
Signature of Notary Public AGENCY
NOTARY SEAL: I.M. Agent
_______________________________________________
111 Anystreet
_______________________________________________
Anytown, Anystate 11111

_______________________________________________
COMPANY/AGENCY COPY SEE REVERSE SIDE FOR NONDISCRIMINATION STATEMENT AND PRIVACY ACT STATEMENT RH-10047-2019
RH-10047 Crop Insurance Power of Attorney Example
71
CONTENTS
Revocation of Power of Attorney
XX/XX/20XX
The power of attorney, executed by me on ___________________________________________________ by which I designated and
(Date)
I Can Sign
constituted _____________________________________________________________________ my attorney for the purposes in the power set forth
(Designated Power of Attorney)
therein, is hereby wholly revoked, canceled and annulled.
Insured’s Name: IM Insured

_____________________________________________ MP-1234567
Policy Number: _____________________________________
Insured’s Signature:___________________________________________
IM Insured XX/XX/20XX
Date: _____________________________________________
ACKNOWLEDGMENT (For use by Notary Public) WITNESS (if required by state)

State of _________________ County of _________________________ Witness No. 1 Printed Name: ______________________________
Subscribed to and sworn or affirmed before me this _____________ day Witness No.1 Signature: _______________________________
of (Month) ____________ , (Year) ______ . Witness No. 2 Printed Name: ______________________________
My Commission Expires: ______________. Witness No. 2 Signature: _______________________________
__________________________________________________________
Signature of Notary Public AGENCY
NOTARY SEAL: _______________________________________________
_______________________________________________
_______________________________________________
SEE REVERSE SIDE FOR NONDISCRIMINATION STATEMENT AND PRIVACY ACT STATEMENT RH-10052-2019
RH-10052 Revocation of Power of Attorney Example
72
CONTENTS
Chapter 7 — Forms
MULTIPLE PERIL CROP INSURANCE 2018-NCIS 852_Rev 07-2018
LIMITED RESOURCE FARMER WAIVER

REQUEST TO WAIVE ADMINISTRATIVE FEE
Insured’s Name Insured’s Authorized Representative
IM Insured Anyperson
Insured’s Street and/or Mailing Address, City, State and Zip Code
111 Anystreet, Anytown, Anystate 11111
County Identification Number Identification Number Type Policy Number

x SSN
Anycounty ###-##-#### 
 EIN MP-1234567
 RMA Assigned Number
IM Insured
I ______________________________ 20XX
request that the administrative fee be waived for the __________ crop year.
(Insured’s Name)
I certify that:
x I am a person with direct or indirect gross farm sales not more than $ _________________ [Insert
applicable dollar amount as specified at: http://lrftool.sc.egov.usda.gov/LRP_Definition.aspx ] in 7
each of the previous two years (to be increased starting in fiscal year 2004 to adjust for inflation using
Prices Paid by Farmer Index as compiled by the National Agricultural Statistical Service (NASS)); and a
total household income at or below the national poverty level for a family of four, or less than 50 percent
of county median household income in each of the previous two years, to be determined annually using
Commerce Department Data, [See http://lrftool.sc.egov.usda.gov/LRP_Definition.aspx for the
actual dollar amount adjusted for inflation. The Limited Resource Self Determination Tool may be used
to determine if an insured qualifies as a limited resource farmer];
Or:
I was insured prior to the 2005 crop year, or was insured for the 2005 crop year or a crop with a contract
change date prior to August 31, 2004, and administrative fees were waived for one or more of those crop
years because I qualified as a limited resource farmer under the limited resource farmer definition in
effect at the time, and that I remain qualified as a limited resource farmer under the definition that was in
effect at the time the administrative fee was waived.
If requested, I agree to provide records of income and acreage needed to document my qualification as a limited
resource farmer.
 2018 National Crop Insurance Services, Inc. (See Reverse Side for Required Statements & Signature Blocks) Page _____ of _____
NCIS 852 Limited Resource Farmer Example
73
CONTENTS
 CROP-HAIL INSURANCE and/or 2018-NCIS 757_Rev 07-2018

 MULTIPLE PERIL CROP INSURANCE
ASSIGNMENT OF INDEMNITY
Approved Insurance Provider’s Name & Address:
I.M. Insured Rain and Hail L.L.C.

Insured’s Name 9200 Northpark Dr.
Johnston, IA 50131
Insured’s Authorized Representative
111 Anystreet Crop A, Crop B MP-1234567

Street or Mailing Address Crop(s) Policy Number
Anytown Anystate 11111 Anycounty 20XX
City State Zip Code County(ies) Effective Crop Year
The insured
assigns to Anylender, USA
(Name of Creditor)
of 101 N. Main Street

(Street and/or Mailing Address)
(City, State and Zip Code)
the right and interest of any indemnity payment(s) which may be payable to the insured under the insurance policy for
the county(ies)/commodity(ies) shown above.
CONDITIONS
1. This assignment will be binding upon the person(s) who succeeds the Insured’s interest in the insurance policy.
2. Indemnity payments made under the insurance policy will be subject to a deduction for any indebtedness due this
Approved Insurance Provider by the Insured.
3. This assignment will not grant the Creditor any greater rights than originally held by the Insured.
4. The Creditor’s interest will be recognized upon Approved Insurance Provider’s approval of this assignment and the
Creditor will have the right to submit the loss notices and other forms as required by the insurance policy.
5. The Approved Insurance Provider will determine the person(s) entitled to any indemnity payment(s) and the
payment(s) will be by joint check.
6. If the assignment is not cancelled according to item 7 below, the assignment will cease at the end of the effective
crop year.
7. Cancellation of this assignment prior to and during the crop year stated above will be accepted by the Approved
Insurance Provider only upon notification in writing by the above identified Creditor(s).
This assignment was filed with the Approved Insurance Provider on _________________, ______ at __________a.m./p.m.
[MONTH] [DAY] [YEAR] [INSERT HOUR]
(See Reverse Side for Required Statements & Signature Blocks)
2018-NCIS 757_Rev 07-2018 Page 1 of 2 © 2018 National Crop Insurance Services, Inc.
NCIS 757 Assignment of Indemnity Example
74
CONTENTS
Chapter 7 — Forms
CONTINUOUS HAIL AND FIRE EXCLUSION OPTION

INSURED’S NAME AND STREET AND/OR MAILING ADDRESS CROP INSURANCE POLICY NUMBER:
CITY, STATE, ZIP CODE:
MP-1234567
I.M. Insured APPROVED INSURANCE PROVIDER’S NAME AND ADDRESS:
111 Anystreet
Anytown, Anystreet 11111 Rain and Hail L.L.C.
The Hail and Fire Exclusion Option applies to the following crops: Information for the first-year hail and/or fire exclusion request:
State and County First Hail & Fire Name Of Hail & Fire
Where Effective Coverage Hail & Fire Policy
Crop(s) Insurance Attaches Crop Year Effective Date Insurance Company(ies) Number(s)
Crop A 20XX 3/15/XX Hail company 1234567
Crop B 20XX
1. Hail and Fire will be excluded on a crop basis as insured causes of loss from your crop insurance policy for the crop(s) listed above for a reduced premium for each
crop year the following terms and conditions are met.
The terms of this option apply to the first crop year it is requested and to each succeeding crop year as provided below. Crops can be added to this option if a written
request is submitted on or before the date crop insurance coverage attaches for the crop(s). To cancel this option or delete a crop(s), you must submit a request in
writing on or before the applicable cancellation date for the crop(s).
7
2. To exclude hail and fire insurance, for the first crop year of this option:
a. The Hail and Fire Exclusion Option must be signed within 72 hours of the date a private Hail and Fire policy is first in effect. If a multi-season hail and fire
policy is in effect, after the first crop year the multi-season hail and fire policy is in effect, you may sign the Hail and Fire Exclusion Option on or before the date
coverage attaches for a crop year.
b. This option is effective only if the crop has not been damaged to the extent that a crop insurance indemnity may be claimed on any unit of the insured crop.
3. For each crop year, Hail and Fire insurance coverage must be in effect (and premiums earned) on all planted insurable acreage of the crop insured under the crop
insurance policy and the total dollar amount of hail and fire insurance liability must equal or exceed the total crop insurance policy liability for that crop acreage. To
determine if sufficient hail and fire liability is in place for a revenue protection plan of insurance policy or a revenue protection with the harvest price exclusion plan
of insurance policy, the amount of liability (for this purpose only) will be computed based upon the projected price.
4. For each crop year, you must provide a copy of the annual hail and fire declaration sheet showing you have purchased the minimum amount of hail and fire coverage
for the crop year to cover your liability or provide other acceptable proof that the minimum amount of hail and fire coverage has attached for the crop year.
5. An appraisal for uninsured causes will be made if the crop is damaged by hail and/or fire, and the average percent damage to the crop insurance unit exceeds the
deductible percentage for the crop insurance policy. The appraised amount of production is determined by: (1) Subtracting the crop insurance policy coverage level
from 1.00; (2) Subtracting the result of (1) from the percentage of hail and/or fire damage; (3) Multiplying the result of (2) by the production guarantee per acre for
the applicable crop insurance policy; and (4) Dividing the result of (3) by the crop insurance policy coverage level percentage. [See example on back.]
EXCEPT THAT:
If hail and/or fire occurs and the original hail and fire liability under a private hail and fire policy has been reduced below the crop insurance coverage, due to another
cause of loss insured under the crop insurance policy, the hail and/or fire indemnity will be divided by the original hail and fire liability. This result will be multiplied
by the crop insurance guarantee per acre and divided by your coverage level percentage. The result will be the appraisal for uninsured causes.
For example [see item 5]:

The average percent hail damage to the crop insurance unit = 45%.
The crop insurance policy coverage level = 65%.
Per-acre guarantee = 100 bu.
Step 1 1.00 - 0.65 (coverage level percentage) = 0.35 (deductible)
Step 2 0.45 (average percent hail damage) - 0.35 (deductible) = 0.10 (excess percentage)
Step 3 0.10 (excess percentage) X 100.0 bu. (per-acre guarantee) = 10.0 bushels
Step 4 10.0 bu. ÷ 0.65 (crop insurance coverage level) = 15.4 bu. per-acre appraisal for uninsured causes.
 2018 National Crop Insurance Services, Inc. Page _____ of _____
(See Reverse Side for Required Statements)
NCIS 755 Continuous Hail and Fire Exclusion Example
75
CONTENTS

AGREEMENT TO COMBINE OPTIONAL UNITS
This is a continuous agreement (Refer to Item 1)
Insured’s Name and Street and/or Mailing Address, City, State, Zip Policy Number Initial Crop Year
Code
MP-1234567 20XX
IM Insured
111 Anystreet County State
Anytown, Anystate 11111 Anycounty Anystate

Agent’s Name and Street and/or Mailing Address Approved Insurance Provider’s Name and Address
City, State, Zip Code
IM Agent Rain and Hail L.L.C.
111 Main Street
Legal Description:
___Section ___Township ___ Range FSA Farm/Tract/Field
Applicable Crops Units Numbers Combined
Other Land Identifier(e.g., Spanish land grants, Number
metes and bounds, etc.
Crop A 1.0 and 2.0 75N 16W 3 150

75N 16W 4 188
1. Upon our verification and approval of this Agreement, we agree to combine the acreage and production history from separate APH databases for
the combined optional units for the insured crop(s) listed, into a single APH database by practice, type, variety, or transitional yield map area, as
applicable.
2. By signing this Agreement, you agree to farm two or more optional units as a combined unit. Once approved, this option is continuous and remains
in effect unless the crop’s basic unit structure changes and those changes cause the combined unit structure to be invalid or if the crop’s insurance
policy is cancelled and continuity of insurance coverage is broken.
3. The Agreement must be submitted to us on or before the production reporting date for the applicable crop(s) and approved by us to be effective for
the crop year. If not submitted on or before the crop’s production reporting date, the option (if approved) will be effective the succeeding crop year.
4. The optional units being combined must be located in the same county and in separate sections, section equivalents or Farm Service Agency Farm
Serial Numbers (FSA FNs), whichever is applicable.
5. The sections, section equivalents, or FSA FNs containing the optional units being combined must adjoin (lie next to or be in contact with each other).
A copy of an aerial photograph or other map that clearly identifies the sections, section equivalents or FSA FNs containing the optional units being
combined that demonstrates they adjoin must be attached.
6. If you transfer a crop’s policy on which the Agreement is in force to a different insurance agency/AIP, the Agreement transfers with the crop’s policy
and remains in effect and you are not permitted to separate the combined units into additional optional units. You must provide a copy of this
Agreement to your new insurance agency/AIP. If the Agreement is not transferred and you divide the combined unit into optional units and the new
insurance agency/AIP discovers that you have divided a combined unit listed on this agreement into optional units:
a. The acreage and production history from the separate optional unit APH databases will be combined according to this Agreement, beginning
with the crop year that the combined units were separated; and
b. If any indemnities were paid on the optional units, the approved APH yield will be corrected for such crop years as indicated in a. above and
the indemnity will be recalculated. If the recalculated indemnity is less than the indemnity that was paid when you violated the terms of this
agreement, you must pay the AIP the difference.
7. If the basic unit structure changes after this Agreement is approved, and the combined unit must be divided into more than one basic unit, you must
notify us and recertify the acreage and production according to the land that is contained in each basic unit no later than the crop’s production
reporting date. If you fail to do so, we will assign yields for such crop years that have planted acreage for the applicable crops. The acreage and
production and/or assigned yield applicable to the land contained in each basic unit will be used to establish separate APH databases for the new
basic units.
© 2018 National Crop Insurance Services (See Reverse Side for Required Statements & Signature Blocks) Page _____ of _____
NCIS 855 Agreement to Combine Optional Units Example
76
CONTENTS
Chapter 7 — Forms
MULTIPLE PERIL CROP INSURANCE 2021-NCIS 787_Rev. 02-2021

TRANSFER OF COVERAGE AND RIGHT TO AN INDEMNITY
Policy Number Crop Year Effective Date of Transfer Nature of Transfer Approved Insurance Provider’s Name & Address
MP-1234567 20XX 06/01/XX Sold Farm Rain and Hail L.L.C.
TRANSFEROR (INSURED) INFORMATION:

Name Street and/or Mailing Address City, State, Zip Code
IM Insured 111 Anystreet Anytown, Anystate 11111
TRANSFEREE(S) INFORMATION:
Name Street and/or Mailing Address City, State, Zip Code
IM Transferee 222 Other Street Anytown, Anystate 11111
Identification Number Identification Number Type (below) Person Type
###-##-#### (Check One) □

X SSN □ EIN □ RMA Assigned Number
Is the entire insured acreage and the entire insured share on the unit being transferred? Line 1:  Yes X No; Line 3:  Yes 
X No; Line 2:  Yes 
 X No; Line 5:  Yes 
X No; Line 4:  Yes  X No
Check one
of the
 Make checks payable jointly to Insured and Transferee(s). Check will be mailed to Insured’s address (unless an assignment of indemnity is on file); or
boxes  Make checks payable to Transferee(s) only. Check will be mailed to Transferee’s address above. For RI/VI Only
Premium
Legal Description: Total Premium Premium FSA Farm,
Line Acreage Share on Index
Crop Unit No. FSA FN Sec., Twsp., Range/ Premium on Acreage paid with Tract, Field Grid ID
No. Transferred Transferred Retained Interval
Other Land Identifier on this Unit Transferred Transfer Number
Acreage
1 Crop A 1.00 150 75N 16W 25 .50 $160 $80 $80 NO
2 Crop A 2.00 188 75N 16W 4 25 .50 $160 $80 $80 NO
A. Acceptance by the Approved Insurance Provider of the above-described transfer shall transfer the Insured’s right to an indemnity to the above-named Transferee subject to:
(1). Receipt by the Approved Insurance Provider of satisfactory evidence that said transfer occurred before the end of the insurance period; i.e., (a) the date harvest was completed on the unit, (b) the calendar
date for the end of the insurance period, or (c) the date the entire crop on the unit was destroyed, as determined by the Approved Insurance Provider.
(2). The terms of the above-identified insurance contract, including any outstanding assignment of indemnity made by the Transferor prior to the date of transfer.
7
(3). All other terms and provisions set forth herein.
B. The Approved Insurance Provider shall not be liable for any more indemnity than existed before the transfer occurred.
C. The insurance policy of the Transferor covers the share hereby transferred only to the end of the insurance period for the current crop year.
D. The “Transferee” and the “Transferor” shall be jointly and severally liable for any unpaid premium earned for the current crop year on the acreage and share transferred.
The premium for the unit(s) has been paid.
Yes  No X

Signature Blocks on the Reverse Side of the Form. Page ____ of ____
© 2021 National Crop Insurance Services (See Reverse Side for Required Statements)
COLLECTION OF INFORMATION AND DATA (PRIVACY ACT) STATEMENT

Agents, Loss Adjusters and Policyholders
The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other
Acts, and the regulations promulgated thereunder, to solicit the information requested on documents established by RMA or by approved insurance providers (AIPs) that have been approved by the Federal Crop
Insurance Corporation (FCIC) to deliver Federal crop insurance. The information is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical
analysis, and ensure program integrity. Information provided herein may be furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative
bodies, foreign agencies, magistrate, administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract with RMA.
For insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is voluntary. However,
failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance with the Standard Reinsurance Agreement between the AIP and FCIC, Federal
regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution and the
assessment of penalties or pursuit of other remedies.
NONDISCRIMINATION STATEMENT
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering
USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status,
family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases
apply to all programs).
To File a Program Complaint
If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-
complaint-form, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by
mail to the U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
Persons with Disabilities
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible State or local
Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may
be made available in languages other than English.
Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department by mail directly or by email.
IM Transferee
I, _________________________________________________________, the Transferee, understand that all billing statements will only be issued to
[INSERT TRANSFEREE’S NAME]
IM Insured
___________________________________________________________, the Transferor. Due process/Ineligibility notification letters will be issued to both the transferee and transferor.
[INSERT TRANSFEROR’S NAME] Any unpaid premium and/or administrative fees on the termination date of the policy will make both the
transferee and the transferor ineligible for the crop insurance program.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and accurately may result in sanctions under my policy, including
but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
IM Insured IM Insured 11/10/XX IM Transferee IM Transferee 11/10/XX

Transferor’s Printed Name, Signature Date Transferee(s)’s Printed Name, Signature(s) Date
IM Agent IM Agent 9876-54 11/10/XX

Agent’s Printed Name, Signature and Code Number Date Page ____ of ____
© 2021 National Crop Insurance Services 2021-NCIS 787_Rev. 02-2021
NCIS 787 Transfer of Right to an Indemnity Example
77
CONTENTS
2018-NCIS 920D_Rev 07-2018
RAINFALL INDEX DISCLAIMER
By signing below, I certify that I understand the following.
1. The Rainfall Index plan of insurance is not a plan of insurance against a loss of actual production. The terms
and conditions of the Rainfall Index are different from those of an Actual Production History plan of insurance.
The Rainfall Index plan of insurance does not measure, capture, or utilize the actual crop production of any
producer or any of the actual crop production within the grid, county or state. It is based upon grid indices, not
individual farm yields.
2. Selecting index intervals when precipitation is not needed for the insured crop or when precipitation does not
normally occur is not an effective use of the Rainfall Index plan of insurance.
3. The Rainfall Index is a risk management tool to insure against a decline in an index value that is based on the
long-term historical average precipitation for the grid and index interval. It is best suited for producers whose
production tends to follow and correlate to the historical average interpolated precipitation patterns for the
grid.
4. It is possible for me to have low crop production or receive low precipitation amounts on the acreage
I insure and still not receive an indemnity payment under this plan.
5. The only insurable cause of loss is having a final grid index less than my trigger grid index.
6. There are historical indices, information, and other tools on the RMA web site to help me determine if the
Rainfall Index is suitable for my risk management needs.
INSURED’S SIGNATURE: IM Insured DATE: 9/1/20XX
© 2018 National Crop Insurance Services, Inc.
NCIS 920D Rainfall Index Disclaimer Example
78
CONTENTS
Chapter 7 — Forms

OPTIONAL ENDORSEMENT
HIGH-RISK LAND EXCLUSION OPTION

(This is a Continuous Option - See Item 4)
Approved Insurance Provider’s Name and Address:
I.M. Insured
Insured’s Name
111 Anystreet
Street and/or Mailing Address
Anytown Anystate 11111 MP-1234567

Policy Number:
City State Zip Code
Crop Crop Year County and State

###-##-#### Crop A 20XX Anycounty A
Insured’s Telephone Number Crop B 20XX Anycounty B
Insured’s Identification Number
Identification Number Type

X SSN  EIN  RMA Assigned Number (Check One)

7
Upon our approval of this option, we agree to amend your Common Crop Insurance Policy Basic Provisions to exclude
from crop insurance coverage all high-risk land for the identified crop(s) and county(ies) in which you have a share,
subject to the following terms and conditions:
1. The option must be submitted to us on or before the final date for accepting applications for the initial crop year in
which you wish to exclude high-risk land.
2. By signing this option, you are declining crop insurance coverage under the Common Crop Insurance Policy Basic
Provisions and the applicable crop provisions on your high-risk land.
3. As used in this option, high-risk land is any land to which a high-risk classification applies as contained in the
actuarial document(s).
4. This option may be canceled by either you or us for any succeeding crop year by giving written notice on or before
the applicable cancellation date provided by the policy, preceding such crop year.
5. You must report, on the acreage report for each crop year, the acreage of the crop planted on high-risk land.
6. In the event of a loss on any insured unit, you must provide separate production records showing planted acreage
and harvested production for any acreage which is excluded from crop insurance coverage under this option.
7. All other provisions of the policy not in conflict with this option are applicable.
Page _____ of _____

(See Reverse Side for Required Statements & Signature Blocks)
 2018 National Crop Insurance Services, Inc.
NCIS 764 High Risk Land Exclusion Option Example
79
CONTENTS

NEW BREAKING ACREAGE INSURABILITY REQUEST (320)
Insured’s Name and Mailing Address Policy Number Crop Year
IM Insured MP-1234567 20XX
1234 Main Street County State
Anytown, Anystate 55555 Anycounty Anystate
Agent’s Name and Mailing Address Approved Insurance Provider’s Name and Mailing Address
111 Anystreet 9200 Northpark Dr.
Anytown, Anystate 11111 Johnston, IA 50131
Legal Description: FSA Information: Newly Broken Acres:
Crop
X Township ___ Range
___ Section ___
____ Other Land Identifier (e.g., Spanish Date Broken Out or
Farm No. Tract No. Field No. No. of Acres
land grants, metes and bounds, etc.) Chemically Destroyed
Corn 1 1 2 3 50 XX/XX/20XX
Insured’s Request, Certification and Understanding:

As allowed for in section 9(a)(1)(iv) in the Basic Provisions and the Special Provisions Insurance Availability Statement (noted on the reverse side of the form), I
hereby request that the new breaking acreage for the insured crops noted above be insurable without a Written Agreement.
This is acreage that has not been planted and harvested or insured (including insured acreage that was prevented from being planted) in at least one of the
three previous crop years or acreage where the only crop that has been planted and harvested in one of the three previous crop years was a cover, hay, or
forage crop (hereinafter referred to as new breaking acreage).
I also certify that as a condition for insurance without a written agreement for new breaking acreage, all (*refer to exception for requirement 3 and as noted in
item D below) of the following requirements below have been met:
1. Seventy-five percent or more of the new breaking acreage by field (or within an existing field if only a portion of the field is new breaking) is composed of
soil types defined as Capability Class I, II, III, or IV [as applicable], as determined by the National Resources Conservation Service (NRCS) Web Soil
Survey (http://websoilsurvey.nrcs.usda.gov/app/HomePage.htm.) and I have attached a capability summary for such acreage;
2. The land was broken out or chemically destroyed prior to planting and on or before the date referred to in my specific State/County/Crop Special Provisions
Insurance Availability Statement [as applicable];
*3. I (producer) have attached documentation with this request (i.e. – prior insurance records, FSA-578 records, receipts/invoices from custom planters or
harvesters for specific fields, etc.), that the new breaking acreage has been previously broken and planted to a crop; and
4. If NRCS requires a Conservation Plan on the new breaking acreage; I (producer) have provided documentation that a NRCS Conservation Plan is, or will
be in place. If NRCS does not require a Conservation Plan on the new breaking acreage, I certify that a Plan is not required.
I understand that:
A. Up to and including 320 acres of new breaking acreage per county (on a whole field basis), that meet the requirements above, may be insurable for the
policyholder/entity per each sales closing date (for example, a total of 320 acres or less of new breaking acreage for crops with a September 30 sales
closing date and total of 320 acres or less of new breaking acreage for crops with a March 15 sales closing date).
B. Any new breaking acreage (on a whole field basis) that meets the requirements above and exceeds the 320-acre limitation will require a written agreement
to establish insurability (only the acreage that exceeds 320 acres requires a written agreement, up to 320 acres may be approved even if I have more than
320 new breaking acres in the county).
C. If all of the above requirements are met and the described documentation & certification has been provided to the AIP by the acreage reporting date, the
new breaking acreage will be insurable at 80 percent of the applicable published county T-Yield in the actuarial documents without a written agreement.
*D. If only 1, 2 and 4 of the above requirements are met and the described documentation & certification has been provided to the AIP by the acreage reporting
date, the new breaking acreage will be insurable at 65 percent of the applicable published county T-Yield in the actuarial documents without a written
agreement.
E. If item B is applicable or requirements 1, 2 and 4 are not met, this acreage will be insurable only by Written Agreement and a Written Agreement request
must be submitted by the applicable sales closing date.
F. This new breaking acreage will not be eligible for prevented planting coverage the initial crop year it is insured.
(As found in the applicable County/Crop Special Provisions [*ITEMS 1 & 2 VARY BY STATE, COUNTY and CROP]):
REMINDER: For new breaking acreage described on this form, the insured is permitted to insure such acreage without Insurance Availability
a written agreement. This is contingent
upon ALL requirements or requirements 1, 2 & 4 being met, and the described documentation is attached to the form In accordance with to
and provided section 9(a)(1)(iv)
the AIP in the Common
on or before the Crop Insurance Policy Basic Provisions (Basic Provisions), acreage that has not been planted and harvested or
applicable Acreage Reporting Date. It is important to note that if the new breaking acreage or requirements exceeds insured (including
the 320-acreinsured
per acreage that was prevented
county limitation or from being planted) in at least one of the three previous crop years or acreage where the only crop that has
been planted
requirements 1, 2 and 4 are not met, the land is only insurable by Written Agreement and a request for such an agreement MUST andbeharvested
submittedinbyone
theofapplicable
the three previous crop years was a cover, hay, or forage crop (hereinafter referred to as new breaking acreage) is insurable at
80 have
Sales Closing Date. (Note: Up to 320 acres may still be insurable without a Written Agreement if all other requirements percent of the
been applicable published county T-Yield in the actuarial documents without a written agreement if all of the following requirements 1 through 4 below are
met).
met. New breaking acreage is insurable at 65 percent of the applicable published county T-Yield in the actuarial documents without a written agreement if only
requirements 1, 2, and 4 below are met.
This form is applicable for specific county/crop programs with a contract change date of 11/30 or 12/31/12 *1.
beginning with the 2013 crop year. Refer
The policyholder must provide documentation that 75 percent or more of the new breaking acreage by field (or within an existing field if only a portion of the field
to the specific county/crop program special provisions for applicability. is new breaking acreage) is composed of soil types defined as Capability Class I, II, or III as determined by the Natural Resources Conservation Service
(NRCS) Web Soil Survey (http://websoilsurvey.nrcs.usda.gov/app/HomePage.htm.);
© 2018 National Crop Insurance Services (See Reverse Side for Required Statements & Signature Blocks) *1.
Page _____ of _____
The policyholder must provide documentation that 75 percent or more of the new breaking acreage by field (or within an existing field if only a portion of the field
is new breaking acreage) is composed of soil types defined as Capability Class I, II, III, or IV as determined by the Natural Resources Conservation Service
(NRCS) Web Soil Survey (http://websoilsurvey.nrcs.usda.gov/app/HomePage.htm.);
*2. The policyholder must certify that the new breaking acreage was broken out or chemically destroyed prior to planting;
*2. The policyholder must certify that the new breaking acreage was broken out or chemically destroyed on or before November 30 prior to planting;
*2. The policyholder must certify that the new breaking acreage was broken out or chemically destroyed on or before February 28 prior to planting;
3. The policyholder must provide documentation that the new breaking acreage has been previously broken and planted to a crop. Examples of documentation
include but are not limited to: a FSA-578 document showing the prior crop that the new breaking acreage was planted to, a prior crop year’s FSA-578 document
showing that the new breaking acreage is classified as cropland, receipts/invoices from custom planters or custom harvesters detailing the fields that were
planted or harvested, etc.; and
4. If NRCS requires a Conservation Plan on the new breaking acreage, the policyholder must provide documentation that one is, or will be, in place. If NRCS does
not require a Conservation Plan on the new breaking acreage, the producer must certify that one is not required.
Up to and including 320 acres of new breaking acreage per county (on a whole field basis), that meet the requirements above, may be insurable under this Special
Provisions statement for the policyholder/entity per each sales closing date (for example, a total of 320 acres or less of new breaking acreage for crops with a
September 30 sales closing date and total of 320 acres or less of new breaking acreage for crops with a March 15 sales closing date). Any new breaking acreage (on
a whole field basis) that meets the requirements above and exceeds the 320-acre limitation will require a written agreement to establish insurability (only the acreage
that exceeds 320 acres requires a written agreement, up to 320 acres may be approved under this Special Provisions statement even if the producer has more than
320 new breaking acres in the county).
Underwriting Standards:
The producer must provide the applicable documentation and certification described in requirements 1 through 4 above to the Approved Insurance Provider (AIP) on or
before the acreage reporting date for insurability of such new breaking acreage. If the above requirements are met and the described documentation and certification
is provided to the AIP by the acreage reporting date, the new breaking acreage will be insurable using the appropriate percentage (65 percent or 80 percent) applied to
the applicable published county T-Yield in the actuarial documents (simple average T-Yields, new producer T-Yields, and variable T-Yield percentages do not apply).
A separate APH Database must be established for this new breaking acreage the initial crop year it is insured (in subsequent crop years standard APH procedure will
apply provided the acreage is insurable under the terms of the Basic Provisions). Additionally, new breaking acreage will not be eligible for prevented planting
coverage the initial crop year it is insured under this Special Provisions statement.
The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop Insurance
Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated thereunder, to solicit the information requested on documents established by RMA or by approved
insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information is necessary for AIPs
and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity. Information provided herein may
be furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate,
administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract with RMA.
For insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the information
requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance with the
Standard Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived
therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions
participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender
expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for
prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at https://www.ascr.usda.gov/ad-
3027-usda-program-discrimination-complaint-form, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information
requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400
Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should
contact the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal
Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and
accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C §1006 and
§1014; 7 U.S.C. §1506; 31 U.S.C. §3729 §3730 and any other applicable federal statutes).
Insured’s Printed Name, and Signature: Date:
I.M. Insured I.M. Insured XX/XX/20XX
Agent’s Printed Name, Signature and Code Number: Date:
I.M. Agent 1234-56 I.M. Agent XX/XX/20XX
AIP’s Representative’s Printed Name, and Signature: Date:
2018-NCIS 847_Rev 07-2018
NCIS 847 New Breaking Acreage Insurability Request
80
CONTENTS
Chapter 7 — Forms
Approved Insurance Provider (AIP) Name and Address:

Rain and Hail L.L.C.
9200 Northpark Dr.
Johnston, IA 50131

HIGH-RISK ALTERNATE COVERAGE ENDORSEMENT (HR-ACE)
APPLICATION
Insured Information
1. Insured’s Name 2. Policy Number
IM Insured MP-1234567
3. Insured’s Street or Mailing Address 4. City, State and Zip Code
1234 Main St. Anytown, Anystate 55555
5. County Name 6. Identification Number 7. Identification Number Type

 SSN
Anycounty ###-##-####  EIN
 RMA Assigned Number
Crop Information
8. Crop(s) 9. Crop Year 10. Plan of Insurance 11. Coverage Level 12. Percentage of Price
Wheat 20XX RP XX% XX%
Terms and Conditions

A In addition to Section 3B(2) of the Basic Provisions, I hereby elect this High-Risk Alternate Coverage Endorsement (HR-ACE),
by this election I understand:
(1) I must have purchased an additional coverage policy under the Common Crop Insurance Policy Basic Provisions and
applicable Crop Provisions.
(2) As used in this option, high-risk land is any land to which a high-risk classification applies as contained in the actuarial
document(s). This Endorsement only applies in those counties where high-risk land is specified.
(3) That by signing this Endorsement it will continue from year to year unless I or ________________________________
[Insert AIP Name]
7
cancel or change my election by written notice on or before the cancellation date or my coverage is otherwise canceled or
terminated under the terms of my policy.
(4) That by signing this Endorsement, I elect to insure my high-risk land on a separate additional coverage policy.
B By Electing this Endorsement, I elect to insure my high-risk land at any coverage level not to exceed the coverage level of my
base policy. I understand:
(1) If I have a Yield Protection (YP) policy, insurance for my high-risk land is limited to a YP policy with a lower coverage level.
(2) If I have a Revenue Protection (RP) policy, insurance for my high-risk land is limited to a RP policy with lower level of
coverage or a YP policy with the same or lower coverage level.
(3) If I have a Revenue Protection with Harvest Price Exclusion (RP-HPE) policy, insurance for my high-risk land is limited to
limited to a RP-HPE policy with lower level of coverage or a YP policy with the same or lower coverage level.
(4) I must select a coverage level greater than Catastrophic Risk Protection.
(5) That any other options or endorsements elected on my base policy will continue under this Endorsement.
(6) Whole farm units are not available on acreage which is provided crop insurance coverage under this Endorsement.
(7) Written Agreements are not available on acreage which is provided crop insurance coverage under this Endorsement,
except for those Written Agreements offering lower rates on the high-risk land and Written Agreements for unrated land for
that crop in that county that meet the following requirements: a) that county has to have the WA crop listed as an insurable
crop in the county at standard rates; and 2) the WA contains rates on the crop in excess of standard rates for the county.
C Other Information
(1) The acreage of the crop planted on high-risk land must be reported on the Acreage Report. COLLECTION OF INFORMATION AND DATA (PRIVACY ACT) STATEMENT
(2) In the event of a loss on any insured unit, you must provide separate production records demonstrating the planted Agents, Loss Adjusters and Policyholders
acreage and harvested production for any acreage which was provided crop insurance coverage under this Endorsement.
(3) All other provisions of the policy not in conflict with this Endorsement are applicable. The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency
(4) Separate Administrative Fees will be assessed for each crop insured under this Endorsement. (RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated
 2019 National Crop Insurance Services, Inc. thereunder, to solicit the information requested on documents established by RMA or by approved insurance providers (AIPs)
(See Reverse Side for Required Statements & Signature Blocks) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information
is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical
analysis, and ensure program integrity. Information provided herein may be furnished to other Federal, State, or local agencies,
as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate,
administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS),
congressional offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to
the public to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is
voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP
or RMA in accordance with the Standard Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-
approved procedures and the denial of program eligibility or benefits derived therefrom. Also, failure to provide true and correct
information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its
Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from
discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual
orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political
beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all
bases apply to all programs).
If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint
Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office,
or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form.
Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of the Assistant Secretary for
Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print,
audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers the program or
USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-
8339. Additionally, program information may be made available in languages other than English.
Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department
by mail directly or by email.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to
report completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and
in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable
federal statutes).
Signature Information
13. Insured’s Printed Name
I.M. Insured
14. Insured’s Signature 15. Date
I.M. Insured XX/XX/20XX
16. Agent’s Printed Name
I.M. Agent 1234-56
17. Agent’s Signature 18. Date
I.M. Agent XX/XX/20XX
2019-NCIS 848_Rev 03-2019
NCIS 848 High-Risk Alternate Coverage Endorsement (HR-ACE) Application
81
CONTENTS
Policy MP-0123456 Page 1 of 1

Crop Insurance Serviced by:  RAIN AND HAIL L.L.C. State ANY STATE Date 01/15/XX
 RAIN AND HAIL INSURANCE SERVICE, L.L.C.
PREVENTED PLANTING INTENDED ACREAGE REPORTING FORM Crop Year 20XX
IM
Insured’s AGENT
Name: ___________________________________________________ IM INSURED
Agency Name:_____________________________________________________
County Total Cropland Acres Available for Planting
ANY COUNTY 620
Intended Acreage by Crop

COUNTY LEGAL DESCRIPTION FSA FARM CROP PRACTICE TYPE INTENDED ACRES
SEC TWP N RNG E SERIAL NO.
S W
ANY COUNTY 1 11 S 222 E 123 CROP1 ANY ANY 250

1 11 S 222 E 123 CROP2 ANY ANY 150
1 11 S 222 E 123 CROP3 ANY ANY 220
TOTAL ACRES 620

This form should only be used if, in any of the four most recent crop years, you have not planted any crop in the county for which prevented planting insurance was available
or have not received a prevented planting insurance guarantee. The purpose of this form is to establish the potential maximum number of eligible prevented planting acres
for insured crops you intend to plant. This form must be completed by the sales closing date for all crops insured for the current crop year or within 10 days of the time you
acquire the acreage after the sales closing date but before the acreage reporting date.
I submit this report as required for the above identified policy and certify that to the best of my knowledge and belief all of the information on this form is correct and includes
my entire interest in all acreage of the reported crops intended to be planted in the county(ies) and that of any person sharing in any crops insured under my policy. I also
understand that failure to report completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil
penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
I.M. Insured 1/15/XX

______________________________________________________________ I.M. Agent 1234-56 1/15/XX
_________________________________________________________________
Insured’s Signature Date Licensed Agent’s Signature Agent’s Code Date
See back of this form for nondiscrimination statement and the statement required by the Privacy Act of 1974. RH-5066-2019
RH-5066 Prevented Planting Intended Acreage Reporting Example
82
CONTENTS
Chapter 7 — Forms
MULTIPLE PERIL CROP INSURANCE

UNIT DIVISION OPTION 2018-NCIS 850_Rev 07-2018
Insured’s Name Policy Number
I.M. Insured MP-1234567

Insured’s Street and/or Mailing Address, City, State and Zip Code Crop Year Plan of Insurance
111 Anystreet 20XX

County State
Anytown, Anystate 11111 Anycounty
Upon our verification of this option, we agree to amend the definition of OPTIONAL UNITS when your Federal Crop Insurance Policy(ies) permit optional
units by section subject to the following terms and conditions.
1. You are allowed one Option per county that covers all applicable insured crops. The Option must be submitted to us on or before the applicable acreage
reporting date for the crop before it is effective for that corp. If it is determined you have two or more Options, the Option with the earliest date will be
applicable to all crops and the other Option(s).
2. You must aggregate legally identifiable parcels of land into parcels that contain a minimum of 640 acres. The aggregation of parcels for optional units will
be established at the time you complete and sign this Option. Optional units are established on the attached sketch map(s)
3. For each optional unit you MUST have available written verifiable records of acreage and production for the previous crop year and maintain records for
the current crop year, and succeeding crop years in which this option remains in effect.
4. Upon our request, if you fail to provide to us such records, optional units created under this Option will revert to the basic unit structure.
5. Determination of yourThis should
optional correspond
units will be made at the time you report your acreage of the insured crop.
with the page
6. For Crop(s) requiring production numbers
records, Please
to retain such optional units, acceptable production reports must be filed add
by the the acres
Production in all
Report parcels.
Date, annually
given on the maps.
for each optional unit.
7. This a continuous option which may be canceled by either you or us for any succeeding crop year by giving written notice on or before the cancellation
7
date for the crop year. All other provisions of the policy not in conflict with this Option are applicable.
BASIC UNIT OPTIONAL UNITS DESCRIPTIONS OF DESIGNATED PARCELS OF LAND ACRES
1.00 1.01 3N 18W 6 Lot 107 84.4
Page 1 of 1 3N 18W 6 Lot 106 86.0
3N 18W 6 Lot 105 99.0
3N 18W 6 Lot 1 75.7
3N 18W 6 Lot 2 67.2
3N 18W 6 Lot 3 32.9
3N 18W 6 Lot 42 119.0

This is the basic unit

group to which the 3N 18W 6 Lot 41 91.0
optional
unit belongs. Total: 655.2
1.00 1.02 3N 18W 4 Lot 9 71.6
Page 1 of 1 3N 18W 4 Lot 10 74.0
3N 18W 4 Lot 11 60.3
3N 18W 4 Lot 35 59.1

This is the optional
unit created from the 3N 18W 4 Lot 34 130.1
aggregated parcels. 3N 18W 4 Lot 36 110.8

NOTE: A map identifying the above must be attached and numbered “____ of ____.”
© 2018 National Crop Insurance Services, Inc. (See Reverse Side for Required Statements & Signature Blocks) Page ____of ____
NCIS 850 Unit Division Option Example
83
CONTENTS

REQUEST FOR ACTUARIAL CHANGE FORM
(Please Type or Renewal Request New Request Producer Requests a Multi-Year WA, Crop Year Insurance Plan Coverage Level Request Type Code
Print Legibly) if applicable
20XX YP 75% HR
All applicable information below must be completed, along with attaching any required documentation before submitting to RMA/RO.
Agency or Service Office Name and Address Approved Insurance Provider Name and Address
111 Main Street
City: Anytown State: Anystate Zip Code: 11111 City: State: Zip Code:
Agent Code: 9876-54 Agent E-mail Address: imagent@isp.com AIP Code: RRH AIP Field Office Distribution List E-mail:
Agent Phone No.: (444)-555-4444 AIP Phone No.: 1-800-776-4045
1. Producer Name and Address as shown on the application (where two or more Entities insure 2. State: County:
the same land a request must be completed for each policy)
Anystate Anycounty
IM Insured 3. Policy Number: MP-1234567

111 Anystreet 4. Identification No.: ###-##-#### Type:
X SSN EIN RAN BIA
City State Zip Code 5. Producer is:
Anytown Anystate 11111 X
Landlord Operator Owner/Operator
6. Identification and information of the land on which the actuarial change is requested (see appendix):
DESCRIPTION OF FARM
Type Practice
FSA FSA In-
Sub Name of
Line FSA Tract Field Town Sub- Name of Whole Comm. Sub- tended Irr. Crop. Organic County Insured Other Person(s)
No. FN No. No. Section ship Range section Crop Acres Type Class Class Use Prac. Prac. Prac. Interval Area Share Sharing In Crop
1234 567 8 7NW 75N 15W Crop A 25 NI AAA 100%
7. Explanation of requested actuarial change. Be specific – identify classification area and provide reasons which support this actuarial change for qualifying insurance plan. If additional space is needed,
attach a separate page to this form containing the producer’s name, state, county, and policy number. For UA type WA requests only, identify the request numbers of any existing WUAs.
Insured is requesting to have “AAA” rates reduced to standard (regular) rates.
8. Land Identified in Item 6: 25 years.

(a) Has been in crop production for _______ 8 years by the present operator.
(b) Has been operated _______ (c) Comprises an entire unit? Yes
X No
(d) If no, what other land is included in (g) Is a High-Risk Alternate Coverage Endorsement
the unit (section/ township/range, FSA (e) Has the crop been planted? Yes X
No (f) Is a High-Risk Land Exclusion Option in effect? Yes X
No
in effect? Yes No
FN/Tract/Field, and/or farm location).
9. Any other applicable information? (Thoroughly describe any land improvements such as drainage, levee elevation, pump capacities, etc.) If additional space is needed attach a
separate page to this form. Where (a), (b) (c) or (d) is applicable list the line number from item 6 line for which required information is applicable.
(a) Date land cleared (include method used for (b) If irrigated: water source and method (c) If irrigated: Is there a reasonable expectation of (d) Dry Bean Variety.
NB) or reclamation complete. of irrigation. receiving adequate water to carry out a good
irrigation practice for acreage reported under
the irrigated practice? Yes___ No___
10. Do any pending losses for the requested crop and acreage exist? If so, explain (if additional space is needed attach a separate page to this form): Note: A request is not considered timely received
unless legible minimum documentation is included.
© 2020 National Crop Insurance Services, Inc. (See Reverse Side for Required Statements & Signature Blocks)
NCIS 851 Request for Actuarial Change Form Example Page 1
MULTIPLE PERIL CROP INSURANCE Request for Actuarial Change Form (Reverse Side) 2020-NCIS 851_Rev 07-2020
MINIMUM SUPPORTING DOCUMENTATION CHECKLIST
RENEWAL REQUESTS (SCD Deadline for all WA types except NL, see WAH for NL renewal deadline)
___ Completed, signed and dated Request for Actuarial Change form (Required for all types). Separate forms and supporting documentation must be submitted by county.
___ The current year’s completed APH, if applicable.
___ Copy of previous agreement (Required for all types)
___ For perennial crops and when required by the CIH for the crop requesting a WA, a PAIR and Producer’s PAW.
INITIAL REQUESTS: SEE THE WAH FOR THE DEADLINES, MINIMUM SUPPORTING DOCUMENTATION AND DETAILED INFORMATION.
I have read and understand the following:

(a) I will have the option to accept or reject any written agreement approved by Federal Crop Insurance Corporation (FCIC) based on this request for actuarial change. I cannot pick and choose which terms of the written agreement to accept or reject.
(b) I agree that I must accept the written agreement by the expiration date or the written agreement will be rejected.
(c) I agree that if I submit multiple Request for Actuarial Change forms, regardless of when the forms are submitted, for the same condition or for the same crop (e.g., to insure corn on ten legal descriptions where there are no actuarial documents in the county or
the request is to change the premium rates from the high risk rates) they may be treated as one request by FCIC and I will have the option of accepting or rejecting the written agreement in its entirety. I cannot reject some terms and conditions of the written
agreement and accept others.
(d) If a crop inspection is required, I agree my written agreement will be rejected by FCIC, or some fields will not be insurable if: (1) the crop inspection of the planted acreage by the Approved Insurance Provider (AIP) determined the crop’s potential is less than
90 percent of the yield used to determine the production guarantee or the amount of insurance.; (2) I fail to sign and accept the written agreement on or before the earlier of the first date of the appraisal or the expiration date; (3) the AIP has failed to comply
with all applicable crop inspection procedures.
(e) If this request is denied or is not accepted by FCIC or the AIP, the written agreement is not approved by FCIC, I reject the written agreement under subparagraph (a) above, I do not accept the written agreement by the expiration date specified in the written
agreement or as provided in (d), or the written agreement is not timely returned to the Risk Management Agency and I am unable to establish that I complied with all deadlines, I agree that:
1 If insurance is available in the county for the crop, I must accept the rate and coverage from the policy and actuarial documents, or
2 If this request is to initially establish a rate and coverage not otherwise available in the county, no insurance will be provided.
(f) I agree that regardless of the determinations described in subparagraph (e), I cannot cancel my policy after the cancellation date.
(g) I agree that a written agreement is not effective until signed by FCIC.
(h) I agree that I am bound by the preceding statements in any administrative review, mediation, or appeal related to this request for a written agreement.
I certify that to the best of my knowledge and belief all of the information on this form is I have reviewed the above information and to the best of my knowledge I recommend that the requested actuarial change be approved.
correct. I also understand that failure to report completely and accurately may result in and belief it represents accurate information.
sanctions under my policy, including but not limited to voidance of the policy, and in
criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C.
§3729, §3730 and any other applicable federal statutes).
For XC Type (County without Actuarial) WA: I certify that I have never planted
in County or the area.
(enter crop requested for insurance) (enter county name)
Signature of Producer Date Signature of Agent Date Signature of AIP/Company Representative Date
IM Insured 9/30/XX IM Agent 9/30/XX IM Representative 9/30/XX
Print Producer’s Name Print Agent Name Print AIP/Company Representative Name
IM Insured IM Agent IM Representative
The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations
promulgated thereunder, to solicit the information requested on documents established by RMA or by approved insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop
insurance. The information is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity. Information provided herein may be furnished
to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate, administrative tribunal, AIP’s contractors and cooperators, Comprehensive
Information Management System (CIMS), congressional offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular
area. Disclosure of the information requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance with the Standard Reinsurance Agreement
between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution
and the assessment of penalties or pursuit of other remedies.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited
from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance
program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any
USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of
the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers the
program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
NCIS 851 Request for Actuarial Change Form Example Page 2
84
CONTENTS
Chapter 7 — Forms
RMA RO DETERMINED YIELD REQUEST

Agent’s Name & Street and/or Mailing Address, City, State and Zip Code Approved Insurance Provider’s Name and Address
IM Agent
111 Main Street
Agent Code Telephone Number Telephone Number
9876-54 (444) 444-4444 1-800-776-4045
Email Address Email Address
imagent@isp.com
1. Insured’s Name (as shown on the application) 2. State & County 3. Crop Year
IM Insured Anystate/Anycounty
Insured’s Street and/or Mailing Address, City, State and Zip Code 4. Policy Number 5. Identification Number
MP-0123456 ###-##-####
111 Anystreet
6. Insured is: 7. Identification Number Type
 Landlord  Operator
 EIN  SSN  RAN

X Owner/Operator
8. Provide the Following Information for the Request:

Legal Description:
Name of Other Request
Other FSA Farm/ Type/ Type
Town- Unit Whole Plant Insured’s Person(s)
Section Range Land Crop Tract/ Practice Class/  Cat. B Crop(s)
ship Number Acres Date Share Sharing in
Identifier* Field No. Variety  Cat. C Crop(s)
Crop (Print) (Check One)
 Cat. B Crop(s)
19 61N 22W Corn 1.00 100 1/2/3,4 NI GSG 100%  Cat. C Crop(s)
 Cat. B Crop(s)
 Cat. C Crop(s)
 Cat. B Crop(s)
 Cat. C Crop(s)
 Cat. B Crop(s)
 Cat. C Crop(s)
 Cat. B Crop(s)
 Cat. C Crop(s)
* - (e.g., Spanish land grants, metes and bounds, etc.)

Select reason for submitting determined yield request.
9. Reason for RO Yield Request (Select One):
 Master Yield *  High Variability Yield Adjustment **  Other When Authorized by RMA in
Writing *,** and Unusual Cases *
7
 Underage Crop **  Minimum Production Requirement **  Productivity is Reduced **
 Higher Yield Request **  New Producer and Variable T-Yield  Irrigation Supply is Not Adequate **
Exception *
 Change in Practice or Production  Change in Person Type/Land * - For Category B Crop(s)
Methods ** Variable T-Yield Exception * ** - For Category C Crop(s)
10. Explain Reason(s) for RO Determined Yield Request

Write reason for submitting request here. Remit all applicable
 supporting documentation with the request.
Produced the crop on a farming operation for more than two years, stopped farming ALL land in that farming operation, and has produced the crop on
entirely different land for two APH crop years or less, in the county (CIH 1738 (1)(a)).
 MULTIPLE
Has NOT produced or shared in the crop, in the county, in the most recent 10 calendar years preceding the current crop year (11PERIL CROP
calendar INSURANCE
years for crops 2021-NCIS 869_Rev 02-2021 (Reverse)
with a lag year) (CIH 1738 (1)(b)).
RMA RO DETERMINED YIELD REQUEST
 Other (explain) 11. Submission Checklist (Check All That Apply)
DOCUMENTS INCLUDED
Application/Policy Confirmation ................................................................................................................................................................... 

Current APH Database, including Production Reports for Unit(s) ............................................................................................................... 
© 2021 National Crop Insurance Services (See Reverse Side for Required Statements & Signature Blocks) (Continued on Reverse Side)
**Copy of Production Records substantiating any Crop Provisions minimums that have been met ........................................................... 
**APH Block Production .............................................................................................................................................................................. 
NCIS 869 RMA RO Determined Yield Request Example Page 1 **Weighted Average Age/Density(s)............................................................................................................................................................ 
**Producers Pre-Acceptance Worksheet(s) ................................................................................................................................................ 
**Perennial Crop Pre-Acceptance Inspection Report and Crop Addendum Worksheets ............................................................................ 
Master Yield Summary APH Database ....................................................................................................................................................... 
Other ............................................................................................................................................................................................................ 
** = Category C Crops Only

The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal
Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated thereunder, to solicit the information requested on documents established
by RMA or by approved insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance.
The information is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and
ensure program integrity. Information provided herein may be furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement
agencies, courts or adjudicative bodies, foreign agencies, magistrate, administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information
Management System (CIMS), congressional offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to the
public to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is voluntary. However, failure to correctly report
the requested information may result in the rejection of this document by the AIP or RMA in accordance with the Standard Reinsurance Agreement between the
AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also, failure to provide true
and correct information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees,
and institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender
identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program,
political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).
If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at
https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office, or call (866) 632-9992 to request the form. You may also
write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture,
Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language,
etc.) should contact the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact
USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and accurately
may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C.
§1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
Insured’s Printed Name Insured’s Signature Date
IM Insured IM Insured 4/29/XX
Agent’s Printed Name Agent’s Signature Code No. Date
IM Agent IM Agent 1234-56 4/29/XX

AIP Representative’s Printed Name Signature AIP Representative’s Signature Date
© 2021 National Crop Insurance Services Page _____ of _____
NCIS 869 RMA RO Determined Yield Request Example Page 2

85
CONTENTS
Policy MP-1234567 Page 1 of 1

Crop Insurance Serviced by: X
 RAIN AND HAIL L.L.C.
 RAIN AND HAIL INSURANCE SERVICE, L.L.C. State Anystate Date XX/XX/20XX
AUTHORIZATION TO USE ANOTHER PRODUCERS ACREAGE AND PRODUCTION HISTORY Crop Year 20XX
Insured’s Name Agency Name
IM Insured IM Agent
CROP INFORMATION
FSA FSA
Legal Description FSA Crop Years % Interest for
County Crop Practice Type Tract Field Farm Name
Section-Twp-Range FN Participated current CY
No. No.
Anycounty Corn NI GSG 7NW-75N-15W 1234 567 8 Anyfarm 20XX XX%
SIGNATURE AUTHORIZATIONS
For the crop(s) / unit(s) listed above (check the item(s) that apply):
The named insured participated in the operation and establishment of the approved APH yield for the acreage being transferred (participated
_______ by performing the physical duties necessary to produce the crop AND participated in management decisions regarding the acreage being
X
transferred.
_______ The named insured had a share of the above listed crop(s) / unit(s) in previous crop years.
_______ The named insured will have a bona fide share in the above listed crop(s) / unit(s) for the current crop year.
The named insured has been involved in the farming or ranching operations decision making necessary to produce the crop(s) or livestock on
the farm OR the physical activities necessary to produce the crop(s) or livestock (this option is only applicable for insureds who qualify as a
_______ Beginning Farmer or Rancher or Veteran Farmer or Rancher).
I hereby certify that the above information is true and accurate and authorize the above named insured to use my APH production history and/or acreage
and production records (see copies attached).
IM Anyone
Printed name of person authorizing _________________________________________ MP-1234567
MPCI Policy No.(if applicable)__________________________
Signature of person authorizing ________________________________________________________________

IM Anyone Date __________________________
XX/XX/20XX
I hereby certify that the above information is true and accurate and I understand that I must retain these records for three crop years after the end of the
initial crop year in which I am certifying the acreage and production.
* Only actual yields can be transferred; non-actual yields, such as Simple Average T-Yields, and assigned yields cannot be transferred.
Insured’s Signature__________________________________________________________________________
IM Insured Date__________________________
XX/XX/20XX
Please attach a signed copy of the acreage and production history for the crop(s) / unit(s) listed above.
See reverse side for Privacy Act Statement and Nondiscrimination Statement RH-5140-2021
RH-5140 Authorization to Use Another Producers Acreage and Production History Page 1
86
CONTENTS
Forage Production Acreage/Underwriting Report Example

MP-1234567 ANY STATE 10/06/20XX
SCAN: 10465158600613010035 20XX
Forage Production Acreage and Underwriting Report
Forage Plants/Stems Per Square Foot and Percent
of Ground Cover
Alfalfa Clover Other
Crop
Practice Has the Crop / Acreage
Irrigated Date Acreage Has the Acreage Insurability
(Indicate Seeded 4Acreage Crop been Initially been Harvested Plants (Crop Type,
Yield 2 County/Legal Description (Section,
Method) / Month, Type / Year Seeded as a in the one of the Other etc.) /
No./Unit Township, Range) / (Spanish Land Insured's 3 Name of Other Person(s) Non- FSA Farm/ Planted Day & Area Insur- Approved Plant/Stem % Ground Plant % Ground Plant % Ground Pure Stand Three Previous Than Uninsurable
No. Grants, Metes and Bounds,Etc.) Share Sharing in Crop Irrigated Tract/Field Acres Year Class. able Yield Count Cover Count Cover Count Cover of Alfalfa Crop Years? Alfalfa Acres
1.0 ANY COUNTY/6 19N 31E 1.000 IRRIGATED 1512 A 0.0
BU 2.00 Remarks/Other:
3.0 ANY COUNTY/1 19N 30E 1.000 IRRIGATED -- 15.5 2017-05-25 A 0.0
BU 2.00 -- 26.1 2018-09-08
-- 68.7 2017-09-02
Remarks/Other:
6.0 ANY COUNTY/ 0.500 WEISHAUPT FAMILY TRUST IRRIGATED 1072 A 0.0
13.0 ANY COUNTY/12 19N 30E 1.000 IRRIGATED -- 54.3 2017-05-26 A 0.0
ANY COUNTY/7 19N 31E
14.0 ANY COUNTY/ 1.000 IRRIGATED -- 22.3 2017-09-10 A 0.0
2.0 ANY COUNTY/ 1.000 IRRIGATED 1512 AA2559 0.0
7.0 ANY COUNTY/ 1.000 IRRIGATED 1512 AA2559 0.0
8.0 ANY COUNTY/ 0.500 IMA INSURED IRRIGATED 1072 AA2559 0.0
Remarks/Other:
Remarks/Other:
Chapter 7 — Forms
87
7
88
CONTENTS

Producer’s Pre-Acceptance Worksheet for Perennial APH/ARH Crops
Policy No. MP - 1234567 State Date XX/XX/XXXX Page of
Crop Insurance Serviced by:  RAIN AND HAIL L.L.C. For 20XX and succeeding years IM Insured
County: Anycounty Crop: ALMONDS Practice: IRRIGATED Type: 9970 NTS Unit No.: 2.00 Remarks/Other:
FSA FSA Planted Rain and Hail Total Total Number of Plant Citrus Interplanted
Farm Name/ Mo/Year Mo/Year Insurable or FSA Tract Field Acres Grower Measured Acres/ Variety/Type/ Plants, Trees, Spacing/ Pruning Percent No. of Wind with another
Yield No. 2
Legal Description Block No. Planted Grafted Uninsurable FN No. No. Reported Date Measured Root Stock Vines, Bushes* Pattern Height Stand Density* Machines Crop? Y/N**
1.0 xx xxx xxx SCH 1 01/1995 INS 37.0 0.0 NP SONO 3182 24x21 0 97.0 86 0 N/A
None
SCH 1a 01/1992 INS 23.0 0.0 NP SONO 1978 24x21 0 97.0 86 0 N/A
None
SCH 3 01/2006 INS 76.0 0.0 NP MONTEREY 9576 23x15 0 100.0 126 0 N/A
None
SCH 3a 01/2004 INS 22.0 0.0 NP MONTEREY 2772 23x15 0 98.0 126 0 N/A
None
SCH2 01/1998 INS 60.0 0.0 NP MONTEREY 4980 24x22 0 98.0 83 0 N/A
None
*
N/A cranberries or low bush blueberries
Unit Totals 218.0 0.0 22488 **
If interplanted with another crop, enter the crop and explain in “Remarks/Other”.
Check or circle either yes or no: **
Enter “No” if another crop is not interplanted.
1. Has damage (e.g., disease, hail, freeze) occurred to Trees/Vines/Bushes/Bog that will reduce the insured crop’s production from previous crop years? Yes No If yes to disease, list type
2. Have practices or production methods (e.g., removal, dehorning, grafting) been performed that will reduce the insured crop’s production from previous crop years? Yes No
3. Is the current water supply (surface allotment/well) adequate to produce a normal crop for the crop year being certified above? Yes No
4. Organic: Is acreage transitioning from conventional to organic for the first year? Yes No If yes, is the acreage transitioning with or without an organic plan? With organic plan Without organic plan
5. Organic: Is acreage changing from organic to conventional for the first year? Yes No
6. Organic: Has the acreage been affected by a Prohibited Substance (biological, chemical or other agent) which results in a change in practice? Yes No If Yes, select: □ Organic to Transitional □ Organic to Conventional
7. Is any of your crop direct marketed? Yes No
8. Is your operation vertically integrated? Yes No
Planting Pattern Examples
(S) Square Planting Pattern (B) Hedgerow or Border Planting Pattern (Q) Quincunx/(H) Hexagonal Planting Pattern (D) Double Row Planting Pattern (O) Other
                  
ROAD, BOUNDARY OR DITCH       
   
      
    
   
Pattern for when the trees/vines/bushes are       
planted along a road, boundary or ditch row.
           
COMPANY/AGENT COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form RH-5208-2021
CONTENTS
Chapter 7 — Forms
HYBRID SEED YIELD REQUEST

Approved Insurance Provider’s Name
IM AIP
Agent’s Name
IM Agent
Seed Company’s Name
IM Company
Seed Company Representative Facility/Plant Location
State & County of Insured No. of

Insured’s Name Hybrid Identification Crop Type Practice
Crop Acres
©2018 National Crop Insurance Services Page ____ of ____
(See Reverse Side For Required Statements & Signature Blocks)
NCIS 880 Hybrid Seed Corn Application Example
89
CONTENTS
Policy No. State Date Page of

Crop Insurance Serviced by:  RAIN AND HAIL L.L.C. For and succeeding years
PRF AND APICULTURE RAINFALL INDEX (RI) APPLICATION/CANCELLATION/TRANSFER/POLICY CHANGE/REPORTING FORM
Applicant/Insured Information Signature Authorization Agency/Agent Information

APPLICANT/INSURED NAME I grant the person(s) listed below the authority to sign any and all crop insurance documents on my behalf. I AGENCY NAME
understand that by authorizing such persons to sign documents on my behalf I am legally bound by all terms and
STREET AND/OR MAILING ADDRESS conditions of such documents and of the crop insurance contract. I also understand that granting the following STREET OR MAILING ADDRESS
person(s) the authority to sign on my behalf does not obligate that person(s) to the terms and conditions of my
CITY STATE ZIP CODE crop insurance contract. I further understand that this authorization may be revoked by me at any time upon CITY STATE ZIP CODE
written notice, signed and delivered to my Approved Insurance Provider.
TELEPHONE NUMBER MOBILE NUMBER EMAIL ADDRESS APPLICANT/INSURED AUTHORIZED REPRESENTATIVE EMAIL ADDRESS
IDENTIFICATION NUMBER ID NUMBER TYPE 1PERSON TYPE STATE OF INCORP. TELEPHONE NUMBER MOBILE NUMBER AGENCY CODE
 SSN  EIN  RAN
Form Action Requested (check all that apply):  Yes  No Is the applicant at least 18 years old? The person who is insuring the other’s share must provide
 New Applicant  Transfer  Coverage Change  Cancellation  Policy Change  Required Field Review  Acreage Report  Yes  No Is applicant insuring landlord’s share? (List as SBI) evidence of the other party’s approval, such as the lease
Other Changes:  Add Signature Authorization  Remove Signature Authorization  Yes  No Is applicant insuring tenant’s share? (List as SBI) agreement or power of attorney.
 Add/change/correct insured’s authorized representative  Correct insured’s identification number  Correct SBI’s identification number  Change/correct Insured’s address  Correct the spelling of insured’s name  Correct the spelling of SBI’s name
Irrigated Practice/Type/ Options, Elections, or Coverage Level Productivity Factor Total Insurable Crop to Effective
County Name of Crop Intended Use Class etc Endorsements Plan of Insurance Current Change Current Change Acres or Colonies Cancel Crop Year
REMARKS/OTHER:
Total Insurable Colonies in United States:
Policy Loss Payee and Address: Crop:
SBI INFORMATION - List all persons with a substantial beneficial interest (10% or more) in the insured/applicant as defined in the applicable policy provisions (include landlords or tenants insured under the applicant). If none, state NONE.
For spousal insureds/applicants, indicate the spouse’s name, identification number and identification number type. If individual insured/applicant is not married, state No Spouse.
Identification
SBI Request Name Complete Address Telephone Number Identification Number Number Type 1
Person Type
 ADD  SSN
 REMOVE  EIN
 UPDATE  RAN
 ADD  SSN
 REMOVE  EIN
 UPDATE  RAN
 ADD  SSN
 REMOVE  EIN
 UPDATE  RAN
COMPANY/AGENCY COPY RH-5180-2020
RH-5180 Rainfall Index (RI) Application/Cancellation/Transfer/Policy Change/Reporting Form – Page 1

PRF AND APICULTURE RAINFALL INDEX (RI) APPLICATION/CANCELLATION/TRANSFER/POLICY CHANGE/REPORTING FORM
CANCELLATION INFORMATION: I hereby request cancellation of my crop insurance policy for the crop(s) and crop year shown on this cancellation. I understand that if this form is not executed on or before REASON FOR CANCELLATION:  Mutual Consent  Insured’s Request
the cancellation date for any crop year listed, the cancellation of insurance on such crop(s) will not become effective until the following crop year.  Death, Incompetence or Dissolution  Other _______________________
TRANSFER INFORMATION: Part II: By submission of this form, we agree to provide crop insurance to this applicant for the crop(s) and crop year
Part I: I hereby request cancellation of my insurance policy with [Enter Ceding AIP’s Name and Policy No.:] _______________________________________________ for the shown on this application unless this form is not executed on or before the established cancellation date for any of the
crop(s) and crop year(s) shown on this application because I have applied for insurance with another Approved Insurance Provider. I understand that if this form is not executed on crop(s) shown, in which case insurance will be provided for such crop(s) for the following crop year.
or before the established cancellation date for any crop listed, the cancellation of insurance on such crop(s) will not become effective until the following crop year. _________________________________________________________________________________________
I hereby authorize and direct the Ceding Approved Insurance Provider shown above to furnish any information relative to my insurance policy to the Assuming Approved Insurance Assuming AIP and Policy Issuing Company Code
Provider specified under Part II. I understand that if coverage for any crop(s) is now terminated or would have subsequently terminated for delinquent debt had this transfer not ________________________________________________________________________________________
occurred, no coverage can be provided by the assuming Approved Insurance Provider. Signature of AIP Representative Authorized to Accept Applications Date
A) CONDITIONS OF ACCEPTANCE STATEMENT: This application is accepted and insurance multiple Federal benefits such as either the NAP benefit or the Federal crop insurance indemnity G) NON-DISCRIMINATION STATEMENT
attaches in accordance with the policy unless: (1) The Federal Crop Insurance Corporation for the same crop, may result in my being disqualified from receiving Federal crop insurance Non-Discrimination Policy: In accordance with Federal law and U.S. Department of Agriculture
determines that, in accordance with the regulations, the risk is excessive; (2) any material fact is benefits, as well as being ineligible for various programs administered by the Farm Service
(USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and
omitted, concealed or misrepresented in this application or in the submission of this application; Agency for up to five (5) years. institutions participating in or administering USDA programs are prohibited from discriminating on
(3) you have failed to provide complete and accurate information required by this application; or D) ANTI-REBATING CERTIFICATION STATEMENT FOR APPLICANT/INSURED: I certify, for the basis of race, color, national origin, religion, sex, gender identity (including gender expression),
(4) the answer to any of the following questions is “yes.” An answer of “yes” to these questions the crop year indicated, that I have not directly or indirectly received, accepted, or been paid, sexual orientation, disability, age, marital status, family/parental status, income derived from a
does not automatically result in rejection of the application. For example, if you answer “yes” to offered, promised, or given any benefit, including money, goods, or services for which payment is public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity,
question (a) but your debt was discharged in bankruptcy, the application would not be rejected. usually made, rebate, discount, abatement, credit, or reduction of premium, or any other valuable in any program or activity conducted or funded by USDA (not all bases apply to all programs).
consideration, as an inducement to procure insurance or in exchange for purchasing this insurance To File a Program Complaint : If you wish to file a Civil Rights program complaint of
Yes No policy after it has been procured. I understand that this prohibition does not include payment of
  (a) Are you now indebted, and the debt is delinquent, for insurance coverage under administrative fees, performance based discounts, and any other payment approved by FCIC discrimination, complete the USDA Program Discrimination Complaint Form, found online at
the Federal Crop Insurance Act? https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA
that are authorized under sections 508(a)(9)(B) and 508(d)(3) of the Federal Crop Insurance Act
  (b) Have you in the last five years been convicted under federal or state law of (Act) (7 U.S.C. §§ 1508(a)(9)(B) and 1508(d)(3)). I understand that a false certification or failure office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the
planting, cultivating, growing, producing, harvesting, or storing a controlled to completely and accurately report any information on this form may subject me, and any person information requested in the form. Send your completed complaint form or letter by mail to the U.S.
substance? Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence
with a substantial beneficial interest in me, to sanctions, including but not limited to, criminal and Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
  (c) Have you ever had insurance coverage under the authority of the Federal Crop civil penalties and administrative sanctions in accordance with section 515(h) of the Act (7 U.S.C.
Insurance Act terminated for violation of the terms of the contract or regulations, §1515(h)) and all other applicable federal statutes. Persons with Disabilities: Persons with disabilities who require alternative means of communication
or for failure to pay your delinquent debt? for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should
E) ANTI-REBATING CERTIFICATION STATEMENT FORAGENT: I certify, for the crop year
  (d) Are you disqualified or debarred under the Federal Crop Insurance Act, the indicated, that I have neither offered nor promised, directly or indirectly, any benefit, including contact the responsible State or local Agency that administers the program or USDA’s TARGET Center
regulations of the FCIC, or the USDA? at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800)
money, goods, or services for which payment is usually made, rebate, discount, credit, reduction 877-8339. Additionally, program information may be made available in languages other than English.
  (e) Have you ever entered into an agreement with the FCIC or with the Department of premium, or any other valuable consideration to this person either as an inducement to procure Persons with disabilities, who wish to file a program complaint, please see information above on
of Justice that you would refrain from participating in programs under the insurance or in exchange for obtaining insurance after it has been procured. I understand that
authority of the Federal Crop Insurance Act and that agreement is still effective? this prohibition does not include payment of administrative fees, performance based discounts, how to contact the Department by mail directly or by email.
  (f) Do you have like insurance on any of the above crop(s)? and any other payment approved by FCIC that are authorized under sections 508(a)(9)(B) and H) COLLECTION OF INFORMATION AND DATA (PRIVACY ACT) STATEMENT: Agents, Loss
508(d)(3) of the Federal Crop Insurance Act (Act) (7 U.S.C. §§ 1508(a)(9)(B) and 1508(d)(3)). I Adjusters, and Policyholders: The following statements are made in accordance with the Privacy Act
I understand that if coverage for any crop is currently terminated or would have subsequently understand that a false certification or failure to completely and accurately report any violation of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop
terminated for indebtedness had this application been filed after the termination date, no coverage may subject me, and all agencies/companies I represent, to sanctions, including but not limited, Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated thereunder,
can be provided and I am ineligible for any benefits under the Federal Crop Insurance Act until to criminal and civil penalties and administrative sanctions in accordance with section 515(h) of to solicit the information requested on documents established by RMA, or by approved insurance
the cause for termination is corrected. the Act (7 USC §1515(h)) and all other applicable federal statutes. providers (AIPs), that have been approved by the Federal Crop Insurance Corporation (FCIC),
We will notify you of rejection by depositing notification in the United States mail, postage paid, F) RAINFALL INDEX DISCLAIMER: By signing below, I certify that I understand the following. to deliver Federal crop insurance. The information is necessary for AIPs and RMA to operate the
to the applicant’s address. Unless rejected or the sales closing date has passed at the time 1. The Rainfall Index plan of insurance is not a plan of insurance against a loss of actual production. Federal crop insurance program, determine program eligibility, conduct statistical analysis, and
you signed this application, insurance shall be in effect for the crop(s) and crop years specified The terms and conditions of the Rainfall Index are different from those of an Actual Production ensure program integrity. Information provided herein may be furnished to other Federal, State, or
and shall continue for each succeeding crop year, unless otherwise specified in the policy, until History plan of insurance. The Rainfall Index plan of insurance does not measure, capture, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative
canceled, terminated or voided. No term or condition of the contract shall be waived or changed utilize the actual crop production of any producer or any of the actual crop production within the bodies, foreign agencies, magistrate, administrative tribunal, AIPs contractors and cooperators,
unless such waiver or change is expressly allowed by the contract and is in writing. Comprehensive Information Management System (CIMS), congressional offices, or entities under
grid, county or state. It is based upon grid indices, not individual farm yields. 2. Selecting index contract with RMA. For insurance agents, certain information may also be disclosed to the public
B) CERTIFICATION STATEMENT: I certify that to the best of my knowledge and belief all of intervals when precipitation is not needed for the insured crop or when precipitation does not to assist interested individuals in locating agents in a particular area. Disclosure of the information
the information on this form is correct. I also understand that failure to report completely and normally occur is not an effective use of the Rainfall Index plan of insurance. 3. The Rainfall requested is voluntary. However, failure to correctly report the requested information may result
accurately may result in sanctions under my policy, including but not limited to voidance of the Index is a risk management tool to insure against a decline in an index value that is based on in the rejection of this document by the AIP or RMA in accordance with the Standard Reinsurance
policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. the long-term historical average precipitation for the grid and index interval. It is best suited for Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and
§3729, §3730 and any other applicable federal statutes). producers whose production tends to follow and correlate to the historical average interpolated the denial of program eligibility or benefits derived therefrom. Also, failure to provide true and
C) USDA MULTIPLE BENEFIT CERTIFICATION STATEMENT: I understand that obtaining precipitation patterns for the grid. 4. It is possible for me to have low crop production or correct information may result in civil suit or criminal prosecution and the assessment of penalties
multiple Federal benefits for the same loss, such as a Noninsured Crop Disaster Assistance receive low precipitation amounts on the acreage I insure and still not receive an indemnity or pursuit of other remedies.
Program (NAP) payment(s) and a Federal crop insurance indemnity, is prohibited by law. I certify payment under this plan. 5. The only insurable cause of loss is having a final grid index less
that I have, or will disclose any other USDA benefit; including any NAP benefit, received for this than my trigger grid index. 6. There are historical indices, information, and other tools on the RMA PROMISSORY NOTE: On or before __________________________________ the
crop. Failure to disclose the receipt of multiple Federal benefits, or failure to repay one of the web site to help me determine if the Rainfall Index is suitable for my risk management needs. Undersigned, in consideration of the issuance of the policy shown above, hereby agrees to
pay, at 9200 Northpark Drive, Suite 300, Johnston, Iowa 50131, to the order of the Company
I certify that (1) The grid ID accurately identifies the location of the insured acreage, and (2) That the acreage assigned to each grid ID is accurate to the best of my knowledge. For (API) only, I certify the total premium and applicable administrative fees, all as allowed by law. The Undersigned
that (1) The colonies qualify as apiculture; and (2) The selected index intervals support the vegetation production necessary for the colonies. agrees to pay the maximum amount of interest on the total unpaid premium after such due
I certify that the information and answers on this application are correct to my knowledge and belief; that none of the reasons for rejection in items 1 through 4 of the ‘Conditions of Acceptance’ apply; dates plus reasonable costs of collection and attorney fees, all as allowed by law as stated
and that I am aware of and understand the requirements of the Collection of Information and Data (Privacy Act), as well as all other provisions contained on this application. I personally guarantee in 7 CFR 457.8 and consents to the Iowa Court jurisdiction and venue. The Undersigned
payment of the total premium and any applicable administrative fees. agrees and acknowledges that the Company may deduct any and all amounts owed under
this policy or any other policy, whether or not due, from any loss payable to you under
this policy.
_________________________________________________________________________ __________________________________________________________________
Native Sod: (IA, MN, MT, NE, ND, SD ONLY)  I HAVE  I HAVE NOT broken native sod after
Applicant/Insured’s Printed Name Licensed Agent’s Printed Name Code February 7, 2014. I understand that if I till native sod acreage, I will be assessed a reduction in
yield guarantee and premium subsidy, these reductions apply in the crop year that my total native
_________________________________________________________________________ __________________________________________________________________ sod acreage tilled exceeds 5 acres in the county (cumulated across crops and crop years), and
Applicant/Insured’s Signature Date Licensed Agent’s Signature Date these reduction in benefits may be retroactively applied within a crop year.
COMPANY/AGENCY COPY SEE REVERSE SIDE FOR ADDITIONAL TERMS AND CONDITIONS RH-5180-2020
RH-5180 Rainfall Index (RI) Application/Cancellation/Transfer/Policy Change/Reporting Form – Page 2

90
CONTENTS
Chapter 7 — Forms
POLICY NUMBER CROP YEAR

Crop Insurance Serviced by Rain and Hail L.L.C. 20XX
MPCI POLICY PAGE

REPLANT EXTRA APPLICATION MP-XXXXXXX
APPLICANT INFORMATION AGENCY INFORMATION
IM INSURED IM AGENT
123 MAIN STREET 1234 MAIN STREET
ANYTOWN, KS XXXXX ANYTOWN, KS XXXXX
PHONE: XXX-XXX-XXXX SSN/EIN: XXX-XXX-XXXX PHONE: XXX-XXX-XXXX CODE: XXXX-XX
STATE CODE POLICY LOSS PAYEE AND ADDRESS
CONTINUOUS 2
CANCEL 3
CANCEL
COVERAGE 1
INCUR 100% OF OPTION
COUNTY CROP CONTINUOUS POLICY
AMOUNT REPLANT COSTS
YES NO OPTION COVERAGE
1
COUNTY A CORN $10 - $50 Yes - Partial
2 SOYBEANS $10 - $50 Indicate yield number from 7
3 DRY BEANS $10 - $50 MPCI Policy and share.
4 SUGAR BEETS $20 - $60
5 Indicate Crop and Coverage Amount.
6
1
If an agreement exists between you and any other person(s) having an insurable share in the insured crop(s) in which you are responsible for incurring the total cost of replanting the
insured crop(s), your insurable share for purposes of this endorsement will be considered to be 100%. If this agreement applies to all acreage of the crop in the county, enter "Yes". If
this agreement only applies to some acreage of the crop in the county, enter "Partial" and list the yield number and applicable Replant Extra share for such acreage. If no agreement
exists, and the insurable share will be the same as that of the underlying yield-based plan of insurance policy, enter "No".
2
By electing to cancel the continuous option for the applicable crop(s)/county(ies) indicated, you will continue to have coverage on an annual basis.
3
By electing to cancel the policy coverage for the applicable crop(s)/county(ies) indicated, you will no longer have Replant Extra coverage for such crop(s)/county(ies).
On or before 10/10/20XX
_______________, the Undersigned, in consideration of the issuance of the policy shown above, hereby agrees to pay, at 9200 Northpark Drive, Suite 300, Johnston,
Iowa 50131, to the order of the Company the total premium, all as allowed by law. The Undersigned agrees to pay the lesser of 15% or the maximum interest rate on the total unpaid
premium after such due dates plus reasonable costs of collection and attorney fees, all as allowed by law. The Undersigned agrees and acknowledges that the Company may deduct
any and all amounts owed under this policy or any other policy, whether or not due, from any loss payable to you under the policy shown above.
By signing below you certify that the information you have furnished as reflected on this form is complete and accurate. You also understand that failure to report completely and accurately may
result in voidance of your crop insurance contract. You are also certifying that on this date there has been no damage sustained on the crops listed above by any of the perils covered under this
policy. We will not provide coverage if you knowingly concealed or misrepresented any material fact or circumstance relating to this insurance.
The Replant Extra Summary of Coverage will be developed from the information you report on your policy reinsured or approved by the Federal Crop Insurance Corporation (FCIC). If a loss occurs
prior to providing such information, you will be required to report the insured acreage by location and share. If the crop information is not reported correctly or timely for your policy reinsured or
approved by FCIC, we may elect to determine the insured acreage and share or declare the insured acreage to be “zero”.
RIGHT OF DENIAL: By signing below you understand and agree that coverage is not bound by this application and that we reserve the right to deny this application for coverage. You will be
notified if coverage is denied.
ACCEPTANCE: If this application is accepted by us, the applicable endorsement will be issued and in effect for the crop year specified above. This is an annual endorsement.
For the purposes relating to this insurance you hereby authorize us access to and examination of insured crops and records pertaining to the above described farm in the appropriate FSA or
other governmental agency office(s).
By signing below you certify that the facts stated herein are true, that you
Dated 5 o'clock P M., 9/10/20XX have read and understand all statements on both sides of this form, and
Date
that you personally guarantee payment of the total premium.
IM Agent IM Insured 9/10/20XX

Licensed Agent's Signature Applicant's Signature Date
COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF YOUR POLICY SEE REVERSE SIDE RH-5112-2020 (Rev.11-2019)
RH-5112 Replant Extra Application Example
91
CONTENTS
HYBRID SEED YIELD REQUEST

Approved Insurance Provider’s Name
Agent’s Name
Seed Company’s Name
Seed Company Representative Facility/Plant Location
State & County of Insured No. of

Insured’s Name Hybrid Identification Crop Type Practice
Crop Acres

©2018 National Crop Insurance Services Page ____ of ____ Agents, Loss Adjusters and Policyholders
(See Reverse Side For Required Statements & Signature Blocks)
The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency
(RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated
thereunder, to solicit the information requested on documents established by RMA or by approved insurance providers (AIPs)
NCIS 880 Hybrid Seed Yield Request – Page 1 that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information
congressional offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to
the public to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is
Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office,
Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of the Assistant Secretary
for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers the program
or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800)
877-8339. Additionally, program information may be made available in languages other than English.
Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department
by mail directly or by email.
Agent’s Printed Name and Signature Code Number Date
AIP Representative’s Printed Name and Signature Date
2018-NCIS 880_Rev 07-2018
NCIS 880 Hybrid Seed Yield Request – Page 2

92
CONTENTS
Chapter 7 — Forms

BEGINNING FARMER OR RANCHER (BFR) APPLICATION
CROP YEAR ________ POLICY NUMBER ___________________
CHECK ONE: NEW APPLICATION  AMENDED APPLICATION  CANCELLATION 
Applicant Information
Applicant’s Name [Check One for Applicant] Approved Insurance Provider’s Name & Address
� Named Insured
� SBI
Applicant’s Street or Mailing Address Applicant’s Telephone No.
Applicant’s Identification Number
Applicant’s Identification Number Type

 SSN  EIN  RMA Assigned Number
Beginning Farmer or Rancher Certification
I have produced the following crop(s) and/or livestock in the identified State(s)/County(ies) during the time periods provided:
Dates Producing Any Crop or Livestock
From To Type of Crop USDA
State/County
(mm/yyyy) (mm/yyyy) Crop(s)/Livestock1 Year Program2
1
Use a Separate Line for Crops and Livestock when they are both produced during the same time period.
2
Identify any USDA Agency/Program that you participated in for the crops/livestock (such as FSA, NRCS, RMA, AMS, Not Affiliated)
Dates of Exclusion3
(Complete only if you are requesting previous crop/livestock interest be excluded)
3
[Attach documentation supporting the excluded years of insurable interest, such as a driver’s license to substantiate age; military records to
substantiate active military service, and transcripts to substantiate post-secondary education.]
I request the following Beginning Farmer/Rancher authorized exclusions from consideration as crop years producing crop(s) or
livestock. I certify that I was:
From To
Type of Exclusion Crop Year(s)
(mm/yyyy) (mm/yyyy)
Under Age 18
College/Post Secondary Education
Active Military Service /Reservist
7
National Guard
National Guard
Production History
[Attach verifiable evidence indicating your involvement in the farming or ranching operation decision making or physical activities.]
I am / am not (circle one) requesting to use the actual production history from the previous producer for new acreage transferred to me.
If I have elected to use the actual production history from the previous producer:
• I will provide the required documentation to prove that I was previously involved in the decision making or the physical activities
necessary to produce crop(s) or livestock, the documentation will also be specific as to which crop(s)/livestock that I was previously
involved with, and
• I will identify whose actual production history will be used and the Farm/Tract and Field number of the acreage for the APH
information being transferred.
Qualifying FSA Information COLLECTION OF INFORMATION AND DATA (PRIVACY ACT) STATEMENT
Name of Person Crop Agents, Loss Adjusters and Policyholders
Crop Year(s) Farm Number Tract Number Field Number(s)
insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information is necessary for AIPs and
RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity. Information provided herein may be
furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate,
administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract with RMA. For
insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the information
requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance with the Standard
 2020 National Crop Insurance Services, Inc. (See Reverse Side for Required Statements
Reinsurance& Signature Blocks)the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also,
Agreement between
failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
NCIS 893 Beginning Farmer or Rancher (BFR) In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions
Application – Page 1
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact
the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay
Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
Insured’s Certification
As provided by me on this form, I certify that I have not had an interest in any crop(s) or livestock for more than 5 crop years (10 years for WFRP), nationwide,
excluding time periods that I was under the age of 18, in post-secondary studies or serving in active military service. I understand that an interest in crops or
livestock includes an interest:
(1) as an individual;
(2) as an interest holder of at least 10 percent interest in another person; and/or
(3) of any person(s) with an interest of at least 10 percent in me.
I understand that any inaccurate certification or BFR benefits beyond 5 crop years (10 years for WFRP) will result in recalculation of my yield guarantees,
administrative fee, premiums and any applicable loss payments.
I understand that I must only complete one application for BFR; no amendment is necessary unless I choose to cancel the benefits, correct a previously
submitted form or amend my exceptions for consideration. I also understand that I must provide the application for BFR to any other AIPs that I may have a
policy with in the current or subsequent years.
I understand that if at any time following this application, any changes are made to the insured or substantial beneficial interest holder(s) to the policy, it may
affect my eligibility for Beginning Farmer/Rancher benefits.
I understand that if my policy has multiple substantial beneficial interest holders or is insuring a landlord/tenant’s share, all must qualify as Beginning
Farmer/Ranchers for benefits to apply.
accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and
§1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
Signatures
Applicant’s Printed Name and Signature Date
Approved Insurance Provider’s (AIP) Name, AIP Representative’s Printed Name and Signature Date
AIP Determination
Eligible Number of Crop Years the BFR applicant qualifies to receive BFR benefits _______ (_______ for WFRP), this number includes the crop year
of BFR Application.
Crop Years Crop or Number of Years Producing Crop Years Number of Number of Years Considered
Livestock Produced Crop or Livestock Excluded Years Excluded when determining BFR
Total Years
Comments:
2020-NCIS 893_Rev 12-2020
NCIS 893 Beginning Farmer or Rancher (BFR) Application – Page 2

93
CONTENTS

VETERAN FARMER OR RANCHER (VFR) APPLICATION
� Named Insured
� SBI

VETERAN FARMER OR RANCHER CERTIFICATION
I am a veteran, who served in the active military, naval, or air service in the Armed Forces and was discharged or
released under conditions other than dishonorable in the Armed Forces.
I have operated a farm in the identified State(s)/County(ies) less than 5 years during the time periods provided:
DATES OPERATING A FARM
From To USDA
State/County Crop Year
(mm/yyyy) (mm/yyyy) Program*
* Identify any USDA Agency/Program that you participated in for the crops/livestock (such as FSA, NRCS, RMA, AMS, Not Affiliated)
If qualifying for Veteran Farmer/Rancher based on being discharged within the past 5 years, date of first discharge from
active duty: ___________ __________
involved with, and
Qualifying FSA Information
Name of Person Crop

The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the
 2020 National Crop Insurance Services, Inc. (See Reverse Side for Required Statements & Signature Blocks)
Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated thereunder, to solicit the information requested on
documents established by RMA or by approved insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to
deliver Federal crop insurance. The information is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility,
conduct statistical analysis, and ensure program integrity. Information provided herein may be furnished to other Federal, State, or local agencies, as required
or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate, administrative tribunal, AIP’s contractors and
cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract with RMA. For insurance agents,
certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the information
requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in
accordance with the Standard Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of
program eligibility or benefits derived therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution and the
NCIS 898 Veteran Farmer or Rancher (VFR) Application – Page 1 assessment of penalties or pursuit of other remedies.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and
employees, and institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin,
religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a
public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all
https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office, or call (866) 632-9992 to request the form. You may
also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of
Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at
program.intake@usda.gov.
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign
Language, etc.) should contact the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and
TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than
English.
As provided by me on this form, I certify that I
(1) have not operated a farm or ranch for more than five years; or
(2) am a veteran who first obtained status as a veteran during the most recent five-year period.
(circle one)
I understand that any inaccurate certification will result in recalculation of my yield guarantees, administrative fee, premiums and any
applicable loss payments.
I understand that I must only complete one application for VFR; no amendment is necessary unless I choose to cancel the benefits, correct a
previously submitted form or amend my exceptions for consideration. I also understand that I must provide the application for VFR to any
other AIPs that I may have a policy with in the current or subsequent years.
I understand that if at any time following this application, any changes are made to the insured or substantial beneficial interest holder(s) to
the policy, it may affect my eligibility for Veteran Farmer/Rancher benefits.
I understand that if my policy has multiple substantial beneficial interest holders, with the exception of a spouse, if applicable, or is insuring a
landlord/tenant’s share, all must qualify as Veteran Farmer/Ranchers for benefits to apply.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report
completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil
penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
Signatures
Comments:
2020-NCIS 898_Rev 12-2020
NCIS 898 Veteran Farmer or Rancher (VFR) Application – Page 2

94
CONTENTS
Chapter 7 — Forms
Approved Insurance Provider’s Name and Address:
2018‐NCIS 999A_Rev 07‐2018

CONSERVATION COMPLIANCE EXCEPTION
APPLICANT/INSURED’S NAME POLICY NUMBER CROP YEAR
APPLICANT/INSURED’S AGENT’S NAME

STREET and/or MAILING ADDRESS, CITY AND STATE, ZIP CODE
AGENT’S STREET and/or MAILING ADDRESS, CITY AND STATE, ZIP CODE
APPLICANT/INSURED’S TELEPHONE NUMBER
AGENT’S CODE NUMBER:
The Applicant/Insured must select the Statement (A, B, C or D) which is applicable to his/her situation, and print, sign his/her name
and date on the back of the form.
 Statement A ‐ New Farmers:
The following statement applies to either an individual that has not previously farmed proceeding the applicable reinsurance year or a legal entity in which none the SBIs of
the legal entity have previously farmed preceding the applicable reinsurance year.
By signing below, I certify that:
(1) I ___________________________, hereafter referred to as the policyholder, began farming for the first time on _______________, 20___ ;
(name of individual or name of legal entity) (month and day)
(2) The policyholder, if an individual, had no interest, as an individual or legal entity, in any land or commodity subject to the Highly Erodible Land Conservation (HELC) or
Wetland Conservation (WC) provisions prior to the date contained in paragraph (1);
(3) The policyholder, if a legal entity, has no substantial beneficial interest holders, as defined in section 1 of the Common Crop Insurance Policy Basic Provisions (7 C.F.R.
§ 457.8), that farmed prior to the date contained in paragraph (1);
(4) The policyholder had no substantial beneficial interest, as defined in 7 CFR Part 400, in any person who was subject to the HELC or WC provisions prior to the date
contained in paragraph (1);
(5) The policyholder understands the Risk Management Agency and the Farm Service Agency may review historical records to determine prior participation in any USDA
program or prior interest in any land, crop or person that was subject to the HELC or WC provisions;
(6) The policyholder understands that if this certification is determined to be false, the policyholder will be subject to sanctions under the policy, including but not limited
to voidance of the policy, and the policyholder may be subject to criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any
other applicable Federal statutes).
 Statement B – Newly Formed Entities:
The following statement applies to a newly formed legal entity in which at least one of the SBIs of the legal entity has farmed preceding the applicable reinsurance year. For
a newly formed legal entity to qualify for this exception, the legal entity must have been created for legitimate businesses purposes.
By signing below, I, ______________________, on behalf of ________________________, hereafter referred to as the policyholder, certify that:
(name of individual) (name of legal entity)
(1) At least one substantial beneficial interest holder, as defined in section 1 of the Common Crop Insurance Policy Basic Provisions (7 C.F.R. § 457.8), in the legal entity
(2)
(3)
has farmed prior to signing this certification;
The policyholder began farming for the first time on (month and day), 20____;
The policyholder was organized as a legal entity such as a joint venture, partnership, corporation, etc., for legitimate business reasons such that its assets and liabilities
7
generate economic value regardless of USDA program benefits, and not to avoid legal mandates regarding USDA program benefits including, but not limited to, Highly
Erodible Land Conservation (HELC) or Wetland Conservation (WC) provisions;
program or prior interest in any land, crop or person that was subject to the HELC or WC provisions; and
(5) The policyholder understands that if this certification is determined to be false, the policyholder will be subject to sanctions under the policy(s), including but not
limited to voidance of the policy(s), and the policyholder may be subject to criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729,
§3730 and any other applicable Federal statutes).
 Statement C – First Time Insureds:
The following statement applies to either an individual or legal entity that has never participated in a USDA benefit program subject to the HELC or WC provisions, did not
participate in Federal crop insurance in the 2015 or subsequent reinsurance years as applicable, and has no prior interest in land subject to HELC or WC provisions. In
addition, the person cannot have an SBI or be an SBI who participated in Federal crop insurance in the 2015 or subsequent reinsurance years, or in any other USDA benefit
program(s) subject to the HELC or WC provisions. Persons who received notification from the Risk Management Agency or the Farm Service Agency that form AD‐1026 may
not be on file with USDA are not eligible for this exception.
(1) I ________________________________, hereafter referred to as the policyholder, have never participated in any USDA benefit program(s)
(name of individual or name of legal entity)
subject to the Highly Erodible Land Conservation (HELC) or Wetland Conservation (WC) provisions; (5) The policyholder had no substantial beneficial interest, as defined in section 1 of the Common Crop Insurance Policy Basic Provisions (7 C.F.R. § 457.8), in any person
(2) The policyholder has not participated in the Federal crop insurance program in the 2015, or subsequent reinsurance years prior to signing who this certification;
participated in Federal crop insurance in the 2015 or subsequent reinsurance years prior to signing this certification, or who was subject to the HELC or WC
(3) The policyholder, if an individual, had no prior interest, as an individual or legal entity, in any land or commodity subject to the HELC or WC provisions;
provisions prior to signing this certification;
(4) The policyholder has no substantial beneficial interest holder, as defined in section 1 of the Common Crop Insurance Policy Basic (6) Provisions (7 C.F.R.
The policyholder has§ not
457.8) who notification from the Risk Management Agency or the Farm Service Agency that form AD‐1026 may not be on file with USDA certifying
received
participated in the Federal crop insurance program in the 2015 or subsequent reinsurance years prior to signing this certification, or in any other
compliance with the USDA benefit
highly erodible land conservation HELC and WC provisions;
program(s) subject to the HELC or WC provisions prior to signing this certification; (7) The policyholder understands the Risk Management Agency and the Farm Service Agency may review historical records to determine prior participation in any USDA
program(s), including Federal crop insurance, or prior interest in any land, crop or person who participated in Federal crop insurance or who was subject to the HELC
or WC provisions; and
NCIS 999A Conservation Compliance Exception – Page 1 (8) The policyholder understands that if this certification is determined to be false, the policyholder will be subject to sanctions under the policy, including but not limited
 Statement D – Other:
The following statement applies to an individual (including a spouse) who may or may not have been part of another legal entity engaged in farming proceeding the applicable
reinsurance year, who was an SBI to a policyholder subject to the HELC or WC provisions, but who was not required to complete an AD‐1026 by FSA as an affiliated person
on or prior to the beginning of the reinsurance year. Persons who received notification from the Risk Management Agency or the Farm Service Agency that form AD‐1026
may not be on file with USDA are not eligible for this exception.
(1) I ________________________________, hereafter referred to as the policyholder, began farming as an individual for the first time on _________________, 20____ ;
(name of individual or name of legal entity) (month and day)
(2) The policyholder has, or has previously held, a substantial beneficial interest, as defined in 7 CFR Part 400, in a person who was subject to the HELC or WC provisions
prior to the date contained in paragraph (1), but was not previously required to sign form AD‐1026;
(3) The policyholder has not participated in the Federal crop insurance program as a primary insured in the 2015 reinsurance year, or subsequent reinsurance years as
applicable, prior to signing this certification;
(4) The policyholder has not received notification from the Risk Management Agency or the Farm Service Agency that form AD‐1026 may not be on file with USDA certifying
compliance with the highly erodible land conservation HELC and WC provisions;
program or prior interest in any land, crop or person that was subject to the HELC or WC provisions;
(6) The policyholder understands that if this certification is determined to be false, the policyholder will be subject to sanctions under the policy, including but not limited

The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop
Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated thereunder, to solicit the information requested on documents established by RMA or by
approved insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information is necessary
for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity. Information provided
herein may be furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies,
magistrate, administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract
with RMA. For insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the
information requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance
with the Standard Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived
therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation
for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).
contact the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal
Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
APPLICANT/INSURED’S PRINTED NAME APPLICANT/INSURED’S SIGNATURE DATE
AGENT’S PRINTED NAME AGENT’S SIGNATURE & CODE NUMBER DATE
2018‐NCIS 999A_Rev 07‐2018
NCIS 999A Conservation Compliance Exception – Page 2

95
CONTENTS
MPCI Claim Forms

96

Express Claim notice provides a quick and easy way to get a pre-printed
Claim must be reported within 72 hours of initial discovery of damage
Express Claim Notice of Loss form for qualifying claim. RH-5048
but no later than 15 days after the end of the insurance period.
These are paid much quicker than traditional claims.
MPCI Self-Certification
RH-5055
Replant Worksheet
Claim must be reported within 72 hours of initial discovery of damage
MPCI Claim Notice Applies to CAT, MP, YP, RP and RPHPE policies. but no later than 15 days after the end of the insurance period. RH-5026
PP must be reported within 72 hours of the late plant period.
Not all forms applicable to all areas. Contact your division for more information.
Stand Alone Product Forms

Provides coverage to growing crop against direct loss by fire, lightning Reference Stand Alone Policies section of Agent Training Manual
Field Grain Fire Application RH-1939
and removal from premises endangered by these perils. for deadlines.
Provides coverage to hay (excluding growing hay) in the open or in
Reference Stand Alone Policies section of Agent Training Manual
Hay Fire Application buildings or structures against direct loss by fire, lightning and by removal RH-1856
for deadlines.
from premises endangered by these perils.
Hay Fire Addendum RH-2040
Hay Fire Worksheet RH-2140
Provides short-term coverage for a specific event susceptible to “rain out” Reference Stand Alone Policies section of Agent Training Manual
Rain Application RH-1275
to indemnify the insured for loss of expensed from the event. for deadlines.
CONTENTS
Chapter 7 — Forms
Policy No.: Crop Year:

EXPRESS CLAIM QUALIFICATION MP-0123456
Claim No. (Company Use): Crop/Plan (One Crop Per Form):
PROCESS AND NOTICE OF LOSS Crop A
Insured’s Name (*) Social Security Number / Tax I.D. First Cause of Damage Date of Damage % Damage
IM Insured ###-##-####
Town/State Phone Number Second Cause of Damage Date of Damage % Damage
Agency Third Cause of Damage Date of Damage % Damage

IM Agency
Loss Payable To Me And Mary Ann Insured TOC
Please refer to the back of this form for detailed instructions for completing the Express Claim Notice of Loss. Failure to fully complete this form in its entirety could delay the processing of your claim or require a visit by a claims adjuster.
Rain and Hail
Midwest Division
Johnston, IA 50131
Loss Unit / Policy Ln. / State/County Prac / Reported Acres / Per Acre GU / Gross Unit Production Unit Share / Estimated
Farm Number Yield Ln. Legal Description Type Actual Acres Unit Guarantee Price Harvest Date (prior to quality) Comment Share Person’s Name Claim Amount
Anycounty 1.000
1.00/1000 14.0
SEC004 TWP046N RNG001E
1.01/2000 51.0
Anycounty
1.000
SEC004 TWP046N RNG001E
1.02/3000 13.0 Anycounty

SEC004 TWP046N RNG001E 1.000
Non-Loss (N-L) Units N-L Unit N-L Unit N-L Unit N-L Unit N-L Unit
and
Est. Prod. Per Acre Est. Prod. per Acre Est. Prod. per Acre Est. Prod. per Acre Est. Prod. per Acre Est. Prod. per Acre
Attach a separate sheet of paper if more space is needed.
Please read and answer the following statements/questions. (Circle Yes or No)
1. Are you or any member of your household directly associated with the Federal Crop Insurance Program (i.e. agent, agency Yes No 10. If this is a claim on a first insured crop, do you (or another person or entity) intend to plant and insure a second crop on the Yes No
owner, loss adjuster, FCIC employee, Insurance Provider employee, contractor)? same acreage where the first insured crop was planted? If yes, please return this form and we will be in contact with you.
2. Are Cause(s) and Date(s) of Damage the same across all units being reported? Yes No 11. Do you have a spouse or live in a common law arrangement with someone else which is legally recognized as a marriage Yes No
by the state of residence?
3. Have other farms in the area been damaged by the same cause of loss? Yes No 12. Is the SSN / Tax ID # correct as listed in the above box denoted with an asterisk (*)? Yes No
If answer is “No” then must provide correct ID #: _______________________________________.
4. Do you anticipate additional loss on this crop or any insured crop this year? Yes No 13. Was all acreage of the crop in the county you are claiming a loss, in which you have an interest share, reported by you on Yes No
your acreage report?
5. All acreage of the crop unit(s), for which I am claiming a loss, has been completely harvested and 100% of the production Yes No 14. If the total acreage for each loss unit listed above were measured or re-measured, would it be within 5% of what you reported Yes No
harvested from this acreage has been sold or commercially stored. No portion of the production was placed in on-farm storage, on your acreage report?
fed to livestock or retained by me for livestock feed or planting seed prior to the sale or commercial storage of the production 15. If you have less than 100% share in any loss unit, does the other party sharing in the crop also carry crop insurance? Yes No
harvested from the claimed unit(s). The production evidence documents that I have provided and attached to this form accounts Provide Company name, if known ___________________________________________________
for all harvested production (100%), including landowner and tenant shares, for the unit(s) I am claiming a loss.
6. On the specific unit(s) for which you are claiming a loss, is your Summary of Coverage correct for: your interest share, legal Yes No 16. Is an assignment of indemnity on file for the crop listed above? Yes No
description and/or farm serial number, the practice carried out by you, the type and variety (if applicable)?
7. Is the designation correct for any loss unit(s) that has been described as “Added Land”, “New Producer”, or “New Practice /
Type / Variety”?
Yes No 17. Is a transfer of right to indemnity on file for the crop listed above? Yes No 7
8. Is any acreage of the damaged crop(s) considered a second crop following a first insured crop which was planted and incurred Yes No 18. In addition to any premium and/or administrative fees for all crop(s)/county(ies) in which the billing date has passed and Yes No
an indemnity within the same crop year? for the crop/county(ies) with the loss, I agree to have my total premium and/or administrative fees for all of my crop(s)/
9. Is any acreage of the damaged crop(s) considered a second crop following a first insured crop which was prevented from being Yes No county(ies) insured under this policy or any other policy authorized under the ACT deducted from the indemnity due me
planted within the same crop year? under this claim.
This form serves as written verification of your notice of loss and as an aide in determining qualifications for “Express Claim (EC) service in accordance with FCIC Simplified Claims Processing (SCP). We may rely on the information you provide on this form and the supporting documents you attach to this form in making material determinations in the preparation of your claim.
Once this completed form and supporting documentation has been received by us, it will be determined whether or not your claim qualifies for EC services. If it DOES qualify, and you have completed this form in its entirety with necessary documentation attached, your claim will be processed in the most expedient manner possible. You will not need to wait for an adjuster. Some
claims will be selected for review under FCIC quality assurance procedures. If your claim DOES NOT qualify for the EC service, you will be contacted in the near future by a claims adjuster to set up an appointment to adjust your loss. Supporting documentation must be attached to this form and delivered to the address provided by your agent or insurance provider. You must
attach either a settlement sheet(s), summary sheet(s) or similar third party ledger(s) that accounts for all production from any crop unit you have listed above. Individual load tickets will not qualify. Individual loads on any settlement/summary sheet(s) must be clearly marked to indicate which unit they came from. If you have FSA or similar measurement service such as utilization
of Global Positioning Systems, remote sensing devices, etc., for the current crop year, please attach copies and indicate who made the measurement. In all cases you must attach copies of maps identifying each field, crop and acreage by loss unit. The per unit acreage used in calculating any indemnity will be the lesser of your reported acres or your actual planted acres.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other
applicable federal statutes). I also certify that all of the supporting documents included with this form are true and complete. I understand that the certified information on this form (including the attached supporting documents) may be used to determine my loss, if any, to my insured crop(s) unit(s) submitted on this form. I also understand that this form and supporting
papers are subject to audit and approval by the insurance provider.
IM Insured IM Insured
Insured’s Printed Name and Signature _____________________________________ 10/20/XX
Date ___________________ Company Use: Reviewer Printed Name and Signature_____________________________ Date ______________
COMPANY COPY See reverse side for the nondiscrimination statement and the Privacy Act of 1974. RH-5048-2021
RH-5048 Express Claim Notice of Loss Example Page 1

Thank you for choosing to submit your claim through Rain and Hail LLC’s Express Claim Service. Claims that qualify NON-DISCRIMINATION STATEMENT
for this simplified claim process may be prepared from the completed Express Claim form and the documentation you Non-Discrimination Policy
provide. Please help us process your claim more quickly by completing the form entirely, clearly identifying acreage and In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the
production and submitting all the necessary documentation with your claim. USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are
Before you start completing the Express Claim Notice of Loss form, you will need to gather the supporting prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including
documentation that you are submitting with the form and have your Rain and Hail Crop Insurance Summary of gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from
Coverage available for your reference. a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or
activity conducted or funded by USDA (not all bases apply to all programs).
(1) Obtain copies of your settlement/summary sheets or similar third-party written verification for the crop unit(s) you To File a Program Complaint
are claiming a loss. The documents must account for all (100%) of the production harvested from the unit(s). (This must If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination
include both the landowner and tenant shares.) Complaint Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form,
(2) Identify the production that was harvested from each unit(s) on the production summary documents. Different or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the
practices and types must be indicated on separate lines. Please mark the individual load summary entries with the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of
corresponding farm unit number and practice/type from your crop insurance summary of coverage, i.e. unit number 1.01,
Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C.
2.00, etc. Remember individual load tickets are not acceptable for production documentation.
20250-9410 or email at program.intake@usda.gov.
(3) Identify the crop acreage planted for each unit that you are claiming a loss on the FSA 578 you are submitting with Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large
your claim. Identify each field and the number of acres planted in each field for the crop unit(s) by circling or highlighting print, audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers
each field. Make sure that the field acres are legible. Please write corresponding farm unit number(s) directly on the FSA the program or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal
578 by the fields associated with each unit. Attach a Map Based Acreage Report (MBAR) as an alternative to labeling Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than
and submitting an FSA 578. The MBAR is already labeled as needed. English.
(4) Complete the Express Claim Notice of Loss completely, making sure that you have filled in cause(s) and date(s) Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the
of damage, provided all information for each unit you are claiming, answered all of the questions and signed the form. Department by mail directly or by email.
(5) Attach copies of the acreage and production documentation to the form.
(6) Mail the completed Express Claim Notice of Loss form with the supporting documentation to Rain and Hail at: Agents, Loss Adjusters, and Policyholders
The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk
Rain and Hail Management Agency (RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts,
Midwest Division and the regulations promulgated thereunder, to solicit the information requested on documents established by RMA,
9200 Northpark Drive, Suite 200 or by approved insurance providers (AIPs), that have been approved by the Federal Crop Insurance Corporation
Johnston, IA 50131 (FCIC), to deliver Federal crop insurance. The information is necessary for AIPs and RMA to operate the Federal
crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity.
Information provided herein may be furnished to other Federal, State, or local agencies, as required or permitted by
law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate, administrative tribunal,
AIPs contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices,
How can your claim qualify for Express Claim Service? or entities under contract with RMA. For insurance agents, certain information may also be disclosed to the public
• Loss amount cannot exceed $20,000 for any single optional unit and/or $40,000 for a basic unit.
to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is
• All planted acreage in the unit(s), for which you are claiming a loss, must be harvested. voluntary. However, failure to correctly report the requested information may result in the rejection of this document
• All production harvested from the loss unit(s) must be sold or commercially stored. by the AIP or RMA in accordance with the Standard Reinsurance Agreement between the AIP and FCIC, Federal
• Third party, written verification must be submitted by the insured that accounts for all production from the claimed regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also,
unit(s). failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of
• Acreage verification documentation must be submitted, identifying each field and the number of acres planted in penalties or pursuit of other remedies.
each field for the crop unit(s) that is being claimed.
What production documentation is acceptable to qualify for Express Claim service?
• Settlement sheets, summary sheets, assembly sheets or any similar third-party ledgers.
What production documentation is not acceptable?
• Individual load weight tickets are not acceptable documentation of production.
What is acceptable acreage verification documentation?

• Third-party acreage measurement documentation from services, such as Global Positioning Systems, remote
sensing devices, etc. for the current crop year.
• Farm Service Agency acreage measurements for the current crop year.
• Prior year’s measurements of a field that was measured by an insurance provider, local FSA office, or firm engaged
in land measurement services, provided the entire field is planted to a single crop (same practices or types if there
are separate guarantees), and field boundaries have not changed.
RH-5048-2021
RH-5048 Express Claim Notice of Loss Example Page 2

97
CONTENTS
MPCI SELF-CERTIFICATION REPLANT WORKSHEET

GUIDELINES: The self-certification Replant worksheet may be used when the acreage to be replanted is 100 acres or less for a unit. Per policy provisions, in order to qualify for a replant payment
the number of acres to be replanted must be at least the lesser of 20 acres or 20% of the insured planted acreage for the unit (as determined on the final planting date or within the late planting
period if a late planting period is applicable). The potential for the acres to be replanted must not exceed the amount stated in the crop policy. A replant payment may be made only once on acreage
in the same location for the same crop. The maximum replant payment for eligible crops is your actual cost not to exceed the amount indicated in your policy.
INSTRUCTIONS: Please fill out the following information completely.

1. Company 2. Insured’s Name 3. Policy Number 4. Tax ID/SSN #
IM AGENCY JOE INSURED MP-#######
5. Claim Number 6. Crop/Crop Year 7. Share 8. Unit Number 9. Line Number 10. Yield Number 11. FSA FN 12. Unit Acres 13. Replant Acres
##-###### CORN/20XX
14. Legal Description 15. Cause of Damage 16. Date of Damage 17. Original Plant Date 18. Replant Date
Section Township Range
19. Draw the field where the crop is planted. 20. Indicate the practice/type utilized. 21. Yield potential of damaged acres if not replanted.
Shade the area actually replanted. Planting Practice ORIGINAL REPLANT
N __________ per acre
Drilled
Broadcast
Airplane-seeded 22. Damage on my farm is similar to other farms in the area.
W E Rowed  Yes  No (explain)
Dry Bean Type
Tillage Method
S Other
23. The following represents my actual costs as: Adjuster use only:
 Landlord  Tenant  Owner/Operator
A. Insured’s actual cost of replant. (*Not applicable to barley, buckwheat, corn, flax, grain
sorghum, oats, peanuts, rye, soybeans, sunflowers or wheat.)
Seed $ __________________ (attach receipt)
__________________× ________________ × _________________ = _________________
Cleaning $ __________________ (bin run seed) (labor per acre) (acres replanted) (share)
Herbicide $ __________________ (attach receipt) __________________× ________________ × _________________ = _________________
(seed $ per bu) (# of bu) (share)
__________________ $ __________________ (attach receipt)
_______________________________________________________ = _________________
(other)
(other)
24. I agree to have my total premium and/or administrative fees  Yes  No Total Cost = _________________
for all of my crop(s)/county(ies) insured under this policy or
any other policy authorized under the ACT deducted from B. 20% of production guarantee:
any replanting payment due me. _________ × ____________ × 20% ×_____________× __________ = _________________
25. Do you have a spouse or live in a common law arrangement (acres) (acre guar) (price election) (share)
 Yes  No
with someone else which is legally recognized as a
C. Maximum Payment Allowed:
marriage by the state of residence?
_____________ × ____________ × ____________ ×____________ = _________________
(acres) (max allowed) (price election) (share)
_______________ ÷ ___________ ÷ ____________÷ __________ = _________________

Lesser of A, B or C price acres share
*Even though actual costs are not used to determine the replant payment, a copy of the
replant receipts must still be submitted to prove that the crop acreage was actually replanted.
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and accurately may result in sanctions under my
policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal
statutes). I understand the certified information will be used to determine my replanting payment, if any, for damage to the above crop. I also understand that this Worksheet and supporting
papers are subject to audit and approval by the insurance provider and the my signature herein authorizes the insurance provider to process a replanting payment in accordance with the terms
of my insurance contact.
26. _________________________________________________ ____________________ 27. _________________________________________________ ____________________

(Insured’s Printed Name and Signature) (Date) (Adjuster’s Printed Name and Signature) (Code Number) (Date)
FOR OFFICE USE - AUDIT INFORMATION

28. Review Remarks 29. Special Report Attached? 30. Reviewer Code/Date 31. Actual/Replant Acres 32. Date of Damage 33. Cause of Damage
 Yes  No
34. Replant Practice 35. Did acreage appear to qualify? 36. Actual Cost
See reverse side for the nondiscrimination statement and the Privacy Act of 1974. RH-5055-2020
RH-5055 MPCI Self-Certification Replant Worksheet
98
CONTENTS
Chapter 7 — Forms
Policy No. MP-0123456 State Anystate

Rain and Hail L.L.C. Claim No. Date 9/5/XX
MPCI Claim Notice of Prevented Planting, or Damage or Loss Crop Year 20XX Page 1
INSURED INFORMATION AGENT / AGENCY INFORMATION
IM Insured IM Agent
100 Anystreet 111 Anystreet
Anytown, Anystate 11111 Anytown, Anystate 11111
PHONE: (555)555-5555 PHONE: (444)444-4444 CODE: 9876-54
PLEASE SPECIFY THE CROP FOR WHICH YOU ARE FILING A LOSS. (One crop per notice.) : Crop A
Specify below all county locations that have experienced damage.
County Unit No. Legal Description Cause of Loss Date of Loss Intentions*
Anycounty Drought 08/20XX
*Intentions Legend: To harvest = HT; To chop/silage = CS; Leave for cover = LC; Destroy = DS; Plant to another crop = PC; Pasture = PS; Hay = HY; Crop will be direct marketed = DM; Other (please
explain) = OT; Replant = RP; Unknown at this time (Substantive) = UK
Indicate the condition of the damaged crop acreage for which you are claiming a loss by marking the box at left and answering the questions for that section.
 PREVENTED PLANTING
(Unable to plant all or part of the insured crop acreage by the final planting date or within the late planting period for the crop.)
 REPLANT TO SAME CROP
(Replanting previously planted crop acreage to the same crop due to damage or conditions preventing an adequate stand.) 7
1. Are at least 20 acres or 20% of the acres in1.each
Complete Heading
of the reported unit(s) being replanted?  YES  NO
2. Loss
2. Are more than 100 acres being replanted within any unitCrop
being reported?  YES  NO
**(You must obtain company approval before destroying or replanting any of the crop acreage you intend on replanting!)**
 NOTICE of DAMAGE
3. County(ies), Cause of Loss/Date of Loss
(Crop has sustained damage, however all acres 4. will“X”betype
taken of Loss that
to harvest best production
- it appears describes will the situation
exceed guarantee at this time.)
** A claim will be filed for the crop(s) reported. The company will take no further action at this time. Please notify your agent if loss becomes apparent or if crop sustains
additional damage. a. Answer associated questions if applicable
 HARVESTABLE 5. Complete Comments, if any
(Part or all of crop acreage being reported has significant damage, however all crop acres will be harvested.)
(Harvest means: Harvesting in a manner consistent for the insured crop being reported, ie. corn insured as grain, harvested for grain.)
1. What is the approximate date of harvest for the crop(s), you are reporting a loss?_______________________________
2. Will any harvested production from the reported acreage be farm stored or used in another method other than storing or selling?  YES  NO
3. Will all harvested production from the reported acreage be delivered or sold to an elevator, processor, or third party?  YES  NO
4. Will the estimated amount of your loss exceed $5000 for any individual crop unit for which you are reporting a claim?  YES  NO
**Your policy requires that you keep a complete record of harvesting and marketing records of each insured crop for each unit.**
x SEVERELY DAMAGED

(Part or all of the crop acreage has sustained severe damage - Intend to destroy, hay, graze, chop for silage or abandon ANY acres of the crop within the unit(s) being
reported.)
**You must have company approval before destroying any crop acreage of the unit(s) reported for loss**
**Your policy requires that you continue to provide ordinary care to your crop(s) after reporting a claim.*
Other policies? If the interest share for any of the crop units reported for loss are less than 100%, is the other share insured? x YES
  NO
Please list associated policies.
Name Policy Number Company
John Brown MP-2345678 Rain and Hail L.L.C.
Contact Information:
x AM  Noon  PM
Best time to contact insured ......................................................................................................................................................................... 
Contact Name and Phone Number: ________________________________________________________________________________________________________
Comments: Will start chopping 9/15/XX
___________________________________________________________________________________________________________________________
The insured or member of the insured's immediate family is either an insurance agent, adjuster or employee of the insurance industry
or Risk Management Agency? x YES
  NO
IM Insured
_________________________________________________________________ IM Agent
____________________________________________________________________ 08/20XX
______________
INSURED'S SIGNATURE AGENT'S SIGNATURE DATE
Your policy requires that you report any probable loss in writing within 72 hours of your initial discovery of damage (but not later than 15 days after the end of the insurance period) by unit,
for each insured crop, unless stated otherwise in the specific crop provisions. If during harvest a probable loss is suspected, you must notify the Company promptly, and give dates when
harvest will be completed. Representative unharvested sample areas of the crop must be left, as specified by the Crop Provisions, so the adjuster may verify the cause and extent of damage.
The size and number of sample areas may vary by crop and acreage but should be for most crops: (a) a strip at least ten feet wide extending the entire length of each field in the unit(s) or (b)
as specified by the specific crop provisions for the crop. The sample areas must not be harvested or destroyed until the time specified in the applicable crop provisions. Should you wish
to work the harvested acreage, some crop's provisions require that representative sample areas of the stubble be left in tact. Make sure sample areas are representative of the entire field.
RH-5026-2020
RH-5026 Notice of Loss Form Example
99
CONTENTS
Crop Insurance Serviced by: x Rain and Hail L.L.C. FGF-123456 20XX
Rain and Hail Insurance Service, L.L.C. PAGE
FIELD GRAIN FIRE APPLICATION 1
IM Insured IM Agent
111 Anystreet 111 Main Street
PHONE: (555)555-5555 SSN/EIN: ###-##-#### PHONE: (444)444-4444 CODE: 9876-54
Anystate 01
COUNTY CODE
N/A
Anycounty 002 025
SCHEDULE OF INSURANCE
The limit of insurance shown for each crop is not to be considered an agreement as to the value of the crop at any time nor to the amount payable.
COUNTY LOCATION KIND MY NUMBER LIMIT OF LIMIT OF RATE WHOLE DOLLAR
B OF CROP % INT. OF INSURANCE INSURANCE NOT PREMIUM
IN ACRES PER ACRE NOT EXCEEDING
N E CROP INSURED EXCEEDING
QTR SEC TWP RNG W
A S C D E F G H I
1 County A 12 71 N 22 W Crop A 1.000 250 × 300 = 75,000 × .20 = 150.

2 County B 4 70 N 24 W Crop A 1.000 800 × 300 = 240,000 × .20 = 480.
3 × = × =
4 × = × =
5 × = × =
6 × = × =
7 × = × =
8 × = × =
9 × = × =
TOTALS 1050 315,000 630.
On or before __________, the Undersigned, in consideration of the issuance of the policy shown above, hereby agrees to pay, at 9200 Northpark Drive,
Suite 300, Johnston, Iowa 50131, to the order of the Company the total premium, all as allowed by law. The Undersigned agrees to pay the lesser of 15%
or the maximum interest rate on the total unpaid premium after such due dates plus reasonable costs of collection and attorney fees, all as allowed by TOTAL
law. The Undersigned agrees and acknowledges that the Company may deduct any and all amounts owed under this policy or any oth er policy, whether PREMIUM 630.
or not due, from any loss payable to you under the policy shown above.
Underwriting Data: Explain all “YES” Answers YES NO
1. Have any of the crops listed above been damaged by fire prior to signing this application? _____________________________________________________________ X
2. Has additional insurance been purchased on the above crops? ___________________________________________________________________________________ X
(Name of Company) (Amount of Insurance per acre)
3. Do you have any additional acres of the above crops not included in this application? (Provide diagram with locations and crops.) X
4. The above described crops are located on the __________________________________ side of ____________________________________ leading from
(North, South, East, West) (Road or Turnpike (No.))
__________________________ to __________________________ about __________ miles _______________ from_____________________________________________
(Town) (Town) (Direction) (Nearest Town or Village, State)
5. I am tenant landlord & live ___________ miles ____________ & ___________ miles _______________ from_____________________________________________
(N/S) (E/W) (Town)
The tenant landlord, ____________________________________________ , lives ____________ miles from ____________________________________________
(Name) (Town)
6. Will the applicant be maintaining a minimum 25-foot firebreak on any land connected to any public roadway, public park, public rest areas, or other public facilities used
for recreational purposes? (For Arizona and California only) Yes No
7. Do the crops listed above lie in an approved fire district? Yes No
8. List the community name of the responding fire department: _____________________________________________________________________________________
9. Phone number of responding department: _________________________________________________
OTHER INSURANCE - It is hereby agreed that if other insurance is written on the insured interest in the above described crops this Company wil l be notified in writing of the amounts of such
other insurance, including coverage reinsured or approved by the Federal Crop Insurance Corporation.
For purposes related to this insurance the applicant hereby authorizes representative(s) of the Company access pertaining to the above described farm in the appropriate FSA or other
governmental office(s).
BINDER - This is an annual policy which will be effective at 12:01 A.M. on the date immediately following the date the applicant and our agent sign the application. However, if any acre of crop
described in this application is damaged by fire before the effective hour of this insurance, no insurance will be in effect and within 72 hours after such damage the applicant will give us written
notice and will be entitled to return premium on such acre. This binder may be cancelled by the Company by providing written notice to the applicant in accordance with the policy conditions.
I declare the facts stated herein to be true and I have read and understand all statements on
X:XX o’clock ______
Dated ____________ X M., ____________________________
August 1 XX
20 __________ both sides of this form.
IM Agent IM Insured XX/XX/20XX
Licensed Agent’s Signature Applicant’s Signature Date
COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF THE APPLICANT’S POLICY. SEE REVERSE SIDE RH-1939-2016
RH-1939 Field Grain Fire Application Example
100
CONTENTS
Chapter 7 — Forms
Crop Insurance Serviced by: x Rain and Hail L.L.C.

 HF-123456 20XX
 Rain and Hail Insurance Service, L.L.C. PAGE
HAY FIRE APPLICATION
IM Insured IM Agent
Anystate 01
COUNTY CODE
N/A
Anycounty 002 025
SCHEDULE OF INSURANCE
COVERAGE COVERAGE COVERAGE LOCATION FSA KIND DEDUCT- MY NUMBER LIMIT OF LIMIT OF RATE WHOLE
BEGINS ENDS TERM D FARM OF HAY IBLE % INT. OF TONS INSURANCE INSURANCE DOLLAR
SERIAL IN HAY INSURED PER TON NOT NOT PREMIUM
TWP N
E NO. EXCEEDING EXCEEDING
SEC
A B C S RNG W E F G H I J K L M
1 7-1-XX 10-31-XX 123 Days 12 78 N 10 W 23 Timothy 1.000 300 × 60 = 18,000 × .75 = 135
2 7-1-XX 10-31-XX 123 Days 12 78 N 10 W 23 Alfalfa 1.000 450 × 80 = 36,000 × .75 = 270
7
3 × = × =
4 × = × =
5 × = × =
6 × = × =
7 × = × =
TOTALS 54,000 405
Underwriting
Data Requirements Item 1 Item 2 Item 3 Item 4 Item 5 Item 6 Item 7
Type of Storage
Open/Covered Open Open
Highest Liability
Any one Stack 18,000 36,000
Clear Space
Between Stacks Over 150’ Over 150’
Distance From Any
Road/Building 100’ 100’
Additional Underwriting Data: Explain all “YES” Answers YES NO
1. Has any of the hay listed above been damaged by fire prior to signing this application? ________________________________________________________________  X

2. Has additional insurance been purchased on the above hay? ____________________________________________________________________________________  X

(Name of Company) (Amount of Insurance per ton)
3. Do you have any additional tonnage of hay not included in this application? (Diagram with location required)  X

4. Is any hay within the same stack insured at different values? (Labeled diagram of stack is required)  X

5. Does the hay listed above lie in an approved fire district?  X

6. Anytown (555)111-4444
List the community name and phone number of the responding fire department ______________________________________________________________________
7. Name of other entity sharing in the crop ___________________________________________________  Tenant  Landlord
BINDER- This policy will be effective the later of 12:01 A.M. on the date immediately following the date the applicant and our agent sign the application or 12:01 A.M. on the inception date listed
above. However, if any hay described in this application is damaged by fire before the effective hour of this insurance, no insurance will be in effect and within 72 hours after such damage
you will give us written notice and will be entitled to return premium on such hay. This binder may be cancelled by the Company by providing written notice to the applicant in accordance with
the policy conditions.
FOR NEW YORK ONLY: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any
materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be
subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.
By signing below you certify that the facts stated herein are true and that you have read and
X:XX o’clock ______
Dated ____________ X M., ____________________________
July 1 XX
20 __________ understand all statements on both sides of this form.
IM Agent IM Insured XX/XX/20XX

COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF YOUR POLICY. SEE REVERSE SIDE RH-1856-2016
RH-1856 Hay Fire Application Example
101
CONTENTS
HAY FIRE ADDENDUM

INSURED'S NAME AGENCY POLICY NO.
IM Insured IM Agent MP-0123456
STATE: Anystate COUNTY: Anycounty

ADDITIONS OR CORRECTIONS TO POLICY
LOCATION FSA MY NUMBER LIMIT OF LIMIT OF WHOLE
COVERAGE COVERAGE COVERAGE D FARM KIND DEDUCT- % INT. OF TONS INSURANCE INSURANCE DOLLAR
BEGINS ENDS TERM SERIAL OF HAY IBLE IN HAY INSURED PER TON NOT NOT RATE PREMIUM
SEC TWP N RNG E NO. EXCEEDING EXCEEDING
A B C S W E F G H I J K L M
x 60 = 12,000 x .65 = 78
1 8-1-XX 10-31-XX 92 Days 12 78 N 10 W 23 Timothy 1.000 200
2 8-1-XX 10-31-XX 92 Days 12 78 N 10 W 23 Alfalfa 1.000 400 x 80 = 32,000 x .65 = 208
3 8-1-XX 10-31-XX 92 Days 12 78 N 10 W 23 Alfalfa 1.000 250 x 80 = 2,000 x .65 = 130
4 x = x =
5 x = x =
6 x = x =
7 x = x =
TOTALS
64,000 416
Underwriting
Item 1 Item 2 Item 3 Item 4 Item 5 Item 6 Item 7
Data Requirements
Type of Storage
Open/Covered Open Open Open
Highest Liability
Any one Stack 30,000 68,000 20,000
Clear Space
Between Stacks Over 150’ Over 150’ Over 150’
Distance From Any
Road/Building 100’ 100’ 100’
Additional Underwriting Data: Explain all “YES” Answers YES NO

1. Has any of the hay listed above been damaged by fire prior to signing this addendum? __________________________________________ X
2. Has additional insurance been purchased on the above hay?_______________________________________________________________ X
(Name of Company) ( Amount of Insurance per ton)
3. Do you have any additional tonnage of hay not included in this addendum? (Diagram with location required) X
4. Is any hay within the same stack insured at different values? (Labeled diagram of stack is required) X
5. Does the hay listed above lie in an approved fire district? X
6 Anytown (555) 111-4444
List the community name and phone number of the responding fire department ________________________________________________
7. N/A
Name of other entity sharing in the crop_____________________________________________ Tenant Landlord
TYPE OF CHANGE AND REASON FOR CHANGE: 1-Adding to Item 1 of original application
2- Adding to item 2 of original application
3- New stack to policy
BINDER- This policy will by effective the later of 12:01 A.M. on the date immediately following the date the insured and our agent sign the addendum or
12:01A.M. on the inception date listed above. However, if any hay described in this addendum is damaged by fire before the effective hour of this
insurance, no insurance will be in effect and within 72 hours after such damage you will give us written notice and will be entitled to return premium on
such hay. This binder may be cancelled by the Company by providing written notice to the insured in accordance with the policy conditions.
I declare the facts stated herein to be true and I have read and understand all
X:XX X
Dated______o’clock____M., August 1
____________________ XX
20 ___ statements.
IM Agent
__________________________________________________ IM Insured XX-XX-XX
Licensed Agent’s Signature Insured's Signature Date
RH-2040-2003
RH-2040 Hay Fire Addendum Example
102
CONTENTS
Chapter 7 — Forms
Crop Insurance Serviced by:

X
 RAIN AND HAIL L.L.C. POLICY NUMBER YEAR
PAGE
APPLICATION FOR RAIN INSURANCE
IM Insured IM Agent
(Town) (State) (Zip Code) (Town) (State) (Zip Code)
(555)555-5555 ###-##-#### (444)444-4444 9876-54

(Phone) (Tax ID) (Entity) (Phone) (Agency Code)
Loss to be payable to me and:
T&C Tractor Pull

Name of Event ______________________________________________________________ Tractor Pull
Kind of Event ______________________________________________________________
124 W 1st Street

Location of Event ________________________________________________________________________________________________________________________________________
(Address)
Anytown Anystate 11111 Anycounty

_______________________________________________________________________________________________________________________________________________________________________________________________________
(Town) (State) (Zip Code) (County)
Latitude _________________________ Longitude ____________________________ 7

Amount of Rainfall Insured Against: X 1/4 In.
  1/2 In.  1 In. Other ___________________________________
EXPECTED AMOUNT
DATE EXPECTED EXPECTED GROSS
PERIOD OF TIME GROSS OF RATE
(month, day, year) EXPENSES PROFIT PREMIUM
INCOME INSURANCE
6/20/XX
______________________ 6:00 P to _________M
_________M 9:00 P $_______________ $_______________ $_______________ $_______________
10,000 $_______________
5.90 590
$_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________
______________________ _________M to _________M $_______________ $_______________ $_______________ $_______________ $_______________ $_______________

TOTAL 10,000
$_______________ XXXXX 590
$_______________
Underwriting Data:
124 W 1st Street Anytown Anystate 11111

1. The Rain Gauge shall be located at _______________________________________________________________________________________________________________________
(Address) (Town) (State) (Zip Code)
Jim Brown, 210 E 10th Street, Anytown, Anystate

2. The name, address and phone number of rain gauge reader is: _________________________________________________________________________________________________
_________________________________________________________________________________________________
3. The Company is to furnish a Rain Gauge? X Yes  No

4. Sources of Income are  Ticket Sales X Admissions
  Charges  Other _____________________________________________________________
5. None
The Postponement Date is: __________________________________20 _______between _____________________ m. and _______________________ m.
6. Has additional rain insurance been purchased on this event? Yes  No 

If yes, ___________________________________________________Company has $ _____________________________________________ policy covering on this event.
I understand that this application for insurance is subject to acceptance and approval by us. The application form must be received by our office at least 14 days prior to the initial period of
time for the insured event(s) listed above, unless otherwise agreed to by us. Premium must be received with the application. If the premium is not paid prior to the initial period of time on the
earliest date listed above, no coverage will be provided unless agreed to in writing by us.
I declare the facts stated herein to be true and I have read and understand all statements on both sides of this form. I personally guarantee payment of the total premium.
5/20/XX
Dated ____________________________________________ XX
20 __________________________ 5/20/XX
Dated __________________________________ XX
20 ___________________
IM Agent
_______________________________________________________________________________ IM Insured
_____________________________________________________________
Licensed Agent’s Signature License No. (FL only) Applicant’s Signature
COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF YOUR POLICY SEE REVERSE SIDE RH-1275-2018
RH-1275 Rain Insurance Application Example
103
CONTENTS
Crop-Hail Forms
104

Crop-Hail – allows insured to bind Crop-Hail coverage by providing actual Reference Crop-Hail section of Agent
Crop-Hail Application RH-655
planted acres and legal descriptions. Training Manual for deadlines.
Provides a way to bind Crop-Hail coverage for an insured prior to knowing
Reference Crop-Hail section of Agent
Crop-Hail Binder Application legal locations and actual planted acres. Binder application can be used with RH-2072
Training Manual for deadlines.
a RHLLC MP, YP or RP policy.
Green Snap Coverage for Field Corn, Seed Corn, and Sweet Corn Direct Loss due to Green Snap caused by natural wind. Must be applied for by June 15 RH-2161
Wind Coverage for Field Corn, Seed Corn, and Sweet Corn Direct Loss due to Green Snap and/or Lodging caused by natural wind. Must be applied for by June 15 RH-2211
Extra Harvest Coverage for Field Corn, Seed Corn, and Coverage for the additional costs to harvest your field corn, seed corn and/
Must be applied for by June 15 RH-2212
Sweet Corn or sweet corn due to Green Snap and/or Lodging caused by natural wind.
Soybean Replant Buy-Out Option Allows the insured to delete the replanting provision. Due with application RH-2123KSNE
Incorporates the basic Crop-Hail plan with the companion plan and explains Indicate this coverage on the application
Companion Plan Increasing Payment Factor 2 Plus (CP2+) RH-2151
the determination of a loss. as CP2+.
Corn and/or Soybean Replant Buy-out Option Allows the insured to delete the replanting provision. Due with application RH-2123
Cotton Escalator Buy-out Option Allows the insured to delete the cotton escalator provision. Due with application RH-1953MO
Replanting coverage can be removed as long as the insured has a MP
Replant Exclusion Due with application RH-2162
policy with Rain and Hail.
Seed Corn Endorsement Explains additional coverage and the determination of a loss. Due with application RH-2108
Canning Peas, Canning & Processing Beans and Canning Sweet
Coverage on rejected crop due to spoilage. Due with application RH-1924
Corn Endorsement
Tobacco Wind Endorsement Covers loss caused by wind. Indicate this coverage on the application. RH-1982
Cotton Wind Endorsement Covers loss caused by wind. Due with application RH-1921AR
Tomatoes (Canning or Processing), Vegetable, and Vine Crops Explains the deductibles specific to the crop and how a loss is determined. Indicate this coverage on the application. NCIS 445
Amendatory Endorsement – Late Planted Tomatoes – Green Pack
Explains when coverage expires. Due with application NCIS 513
or Fresh Market
Tomatoes (Including Staked Tomatoes) Endorsement –
Explains deductible and how a loss is determined. Indicate this coverage on the application. NCIS 511
1984-CHIAA 511
Tomatoes, Truck and Vine Crops (Optional 10% Minimum Loss or
Explains deductibles and how a loss is determined. Due with application NCIS 444
Excess Over 15% Loss)
Tree Fruits, Grapes, Bush Fruits and Berries (Excess Over 15% Loss) Explains coverage and how a loss is determined. Indicate this coverage on the application. NCIS 577
Crop-Hail Claims Forms

Form Name Form Use Deadlines Form Number Example
Crop-Hail Claim Notice Report hail damage 10 days from day of storm RH-2086
CONTENTS
Chapter 7 — Forms
x
Crop Insurance Serviced by:  RAIN AND HAIL L.L.C. CROP YEAR
POLICY NUMBER
RH-1234567 20XX
PAGE
CROP-HAIL APPLICATION 1
IM Insured IM Agent
STATE CODE POLICY LOSS PAYEE AND ADDRESS REMITTANCE TYPE
Anystate 01  Account Current
x Cash

COUNTY CODE  Note
Anycounty 01  Special
SCHEDULE OF INSURANCE  Cash Discount Rejected
The limit of insurance shown for each crop is not to be considered an agreement as to the value of the crop at any time nor to the amount payable. ____ Applicants Initials (North Dakota only)
COUNTY LOCATION FSA KIND OF PRACTICE COVERAGE MY % NUMBER LIMIT OF LIMIT OF RATE WHOLE DOLLAR
FARM CROP (BASIC, DED., INTEREST OF ACRES INSURANCE INSURANCE PREMIUM
B SERIAL IP FACTOR) IN CROP INSURED PER ACRE NOT NOT
QTR SEC TWP N RNG E NO. EXCEEDING EXCEEDING
A S W C D E F G H I J K L
1 Anycounty NE 23 7 N 8 E 1234 Crop A Basic 100% 50 × 300 = 15,000× 6.65= 998

2 Anycounty NE 23 7 N 8 E 1234 Crop B Basic 50% 120 × 150 = 7,500 × 6.65= 449
3 × = × =
7
4 × = × =
5 × = × =
6 × = × =
7 × = × =
8 × = × =
9 × = × =
10 × = × =
TOTALS 1497
On or before _______________, the Undersigned, in consideration of the issuance of the policy shown above, hereby agrees to pay, at 9200 Northpark 75
Drive, Suite 300, Johnston, Iowa 50131, to the order of the Company, the total premium, all as allowed by law. The Undersigned agrees to pay the
lesser of 15% or the maximum interest rate on the total unpaid premium after such due dates plus reasonable costs of collection and attorney fees, all TOTAL
PREMIUM 1422
as allowed by law. The Undersigned agrees and acknowledges that the Company may deduct any and all amounts owed under this policy or any other
policy, whether or not due, from any loss payable to you under the policy shown above.
Underwriting Data: Explain all “Yes” answers YES NO
1. Have any of the crops listed above been hailed upon prior to the signing of the application? __________________________________________________________  x
2. Has additional Crop-Hail insurance been purchased on the above crops? ________________________________________________________________________  x
(Name of Company) (Amount of Insurance per acre)
3. Do you have additional acres of the above crops not included in this application? (Provide diagram with locations and crops.) _______________________________  x

4. The above described crops are located on the ____________________________________ side of ____________________________________ leading from
(North, South, East, West) (Road or Turnpike (No.))
____________________________ to __________________________ about __________ miles _______________ from_____________________________________________
(Town) (Town) (Direction) (Nearest Town or Village, State)
5. I am  tenant  landlord & live _____________ miles ____________ & ___________ miles _______________ from_____________________________________________
(N/S) (E/W) (Town)
The  tenant  landlord, ______________________________________________ , lives ____________ miles from ____________________________________________
(Name) (Town)
6. If crop has been set, give dates ______________________________________________ (stand date if required) __________________________________________________
7. Are these crops grown under irrigation? Yes  No 
8. Harvested Tobacco Only: Estimated maximum acreage or pounds stored in any one building __________________________________________________________________
9. Harvested Tobacco Only: Does this Company have other fire insurance on the premises? Yes  No  Give Policy No.________________________________
BINDER: Policy provisions will take effect at 12:01 A.M. of the second day following the date you and our agent sign the application. However, no coverage will be provided and no insurance will
attach to any acre of crop that was damaged by any peril prior to the effective hour of insurance, unless you notify us on the application of the specific acres that sustained the prior damage and
the date that the damage was sustained. If you do provide such notice to us on the application, no coverage will be provided and no insurance will attach to the damaged acres until we inspect
the acres and notify you in writing of the level of coverage we have agreed to provide for such acres based on our inspection. The issuance of a Schedule of Insurance (Summary of Coverage)
prior to our inspection of the damaged acres does not constitute a waiver of our right to either decline to provide coverage or reduce coverage for such acres after our inspection. This binder
may be cancelled by us by written notice to you in accordance with the policy conditions.
I declare the facts stated herein to be true and I have read and understand all statements
1
Dated ____________ P M., __________________________
o’clock ______ 3/1 XX
20 _______ on both sides of this form. I personally guarantee payment of the total premium.
IM Agent IM Insured 3/1/XX
Licensed Agent’s Signature License No. (FL only) Applicant’s Signature Date
COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF YOUR POLICY SEE REVERSE SIDE RH-655-2021 (Rev. 03-2021)
RH-655 Crop-Hail and Companion Hail Application Example
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CONTENTS

Crop Insurance Serviced by:  RAIN AND HAIL L.L.C. RH-012345 20XX
 RAIN AND HAIL INSURANCE SERVICE, L.L.C. MPCI POLICY PAGE
CROP-HAIL BINDER APPLICATION MP-123456
IM Insured IM Agent
111 Anystreet 111 Anystreet
Anytown, Anystate, 11111 Anytown, Anystate, 11111
PHONE: 555-555-5555 SSN/EIN: ###-##-#### PHONE: 444-444-4444 CODE: 9876-54

STATE CODE POLICY LOSS PAYEE AND ADDRESS REMITTANCE TYPE
Anystate 01  Account Current
 Cash
BINDER SCHEDULE OF INSURANCE

 Note
 Special
COUNTY KIND OF PRACTICE COVERAGE 1
LIMIT OF REDUCE BY CHPP YIELD CHPP PRICE CHPP UNIT CONTINUOUS 2
CANCEL 3
CANCEL
CROP (BASIC, DED., INSURANCE INSURED MODIFIER ELECTION EU, EP, EC, or MCEU OPTION CONTIN- POLICY
IP FACTOR) PER ACRE NOT INTEREST % (PROD. PLAN MODIFIER (PROD. PLAN UOUS COVER-
EXCEEDING F ONLY) (PROD. PLAN ONLY) ONLY) J OPTION AGE
A B C D E YES NO G H I YES NO K L
1 Anycounty Crop A All Practices Basic 300 X
2 Anycounty Crop B IRR DXS5 200 –

3
4
5 For Corn and/or Soybean Replant Endorsement.

6 Anycounty Crop C Basic 500 X
7 Anycounty Crop C Rept Endt
8
1
The limit of insurance per acre represents the amount of coverage at 100% share. We will prorate the coverage downward in proportion to the share that actually exists for each field, unless
you indicate ‘No’ in Column F. For example, $200 at 100% share would be reduced to $100 for any acreage with a 50% share. For Crop-Hail production plan coverage, leave this column blank.
2
By electing to cancel the continuous option for the applicable crop(s)/county(ies) indicated, you will continue to have coverage under the annual binder.
3
By electing to cancel the policy coverage for the applicable crop(s)/county(ies) indicated, you will no longer have Crop-Hail coverage for such crop(s)/county(ies).
On or before , the Undersigned, in consideration of the issuance of the policy shown above, hereby agrees to pay, at 9200 Northpark Drive, Suite 300, Johnston, Iowa
50131, to the order of the Company the total premium, all as allowed by law. The Undersigned agrees to pay the lesser of 15% or the maximum interest rate on the total unpaid premium after
such due dates plus reasonable costs of collection and attorney fees, all as allowed by law. The Undersigned agrees and acknowledges that the Company may deduct any and all amounts owed
under this policy or any other policy, whether or not due, from any loss payable to you under the policy shown above.
UNDERWRITING DATA:
#2 below – list another Crop-Hail policy with another Explain company. all “Yes” answers YES NO
1. Have any of the crops listed above been hailed upon prior to signing this application?  
2. Has additional Crop-Hail insurance been purchased on the above crops? CH-12345  
3. Are there additional acres of the above crop(s) that are not insured and not shown on your policy reinsured or approved by the Federal Crop Insurance
Corporation (FCIC) that you wish to insure under this policy?  
If yes, in addition to the above information list crop location, total acres and share (use separate sheet if necessary).
4. Markunder
Are there additional crop(s) that are not insured on your policy reinsured or approved by FCIC that you wish to insure Underwriting
this policy? Question #3 as yes
 to insure

If yes, in addition to the above information list crop location, total acres and share (use separate sheet if necessary).
uninsurable acres reported on the MP policy.
The Crop-Hail Summary of Coverage will be developed from the information you report on your policy reinsured or approved by FCIC. If a Crop-Hail loss occurs prior to providing such
information, you will be required to report the insured acreage by location and share. If the crop information is not reported correctly or timely for your policy reinsured or approved by FCIC, we
may elect to determine the insured acreage and share or declare the insured acreage to be “zero”.
BINDER: Policy provisions will take effect at 12:01 A.M. of the second day following the date you and our agent sign the application. However, no coverage will be provided and no insurance will
attach to any acre of crop that was damaged by any peril prior to the effective hour of insurance, unless you notify us on the application of the specific acres that sustained the prior damage and
the date that the damage was sustained. If you do provide such notice to us on the application, no coverage will be provided and no insurance will attach to the damaged acres until we inspect
the acres and notify you in writing of the level of coverage we have agreed to provide for such acres based on our inspection. The issuance of a Schedule of Insurance (Summary of Coverage)
prior to our inspection of the damaged acres does not constitute a waiver of our right to either decline to provide coverage or reduce coverage for such acres after our inspection. This binder
may be cancelled by us by written notice to you in accordance with the policy conditions.
I declare the facts stated herein to be true and I have read and understand all statements
Dated 12:30 o’clock p M., May 23 XX
20 _______ on both sides of this form. I personally guarantee payment of the total premium.
I M Agent I M Insured xx/xx/xxxx

COMPANY/AGENCY COPY THIS APPLICATION FORM IS A PART OF YOUR POLICY SEE REVERSE SIDE RH-2072-2021 (Rev. 02-2021)
Application must be signed and dated

RH-2072 Crop-Hail Binder Application Example by the agent and the insured.
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CONTENTS
Miscellaneous Forms
Authorization Agreement for Direct
Designed to give authorization for direct deposit. See Agency Accounting section for further information. RH-10093
Deposit (ACH)
Assignment of Indemnity with
For use by Financial Institutions Only: Designed to give Authorization for
Authorization for Direct Deposit See Agency Accounting section for further information. RH-10104
Direct Deposit (ACH) on Assignment of Indemnity (AOI) policies.
(ACH)
Chapter 7 — Forms
107
7
CONTENTS
AUTHORIZATION AGREEMENT FOR DIRECT DEPOSIT (ACH)

COMPANY NAME _________________________________________________ 42-1454388
COMPANY ID NUMBER ___________________________
I (we) hereby authorize _________________________________________________________ , hereinafter called COMPANY, to initiate
credit entries and to initiate, if necessary, debit entries and adjustments for any credit entries in error to my (our)  x Checking Account  Savings
Account (select one) indicated below and the financial institution named below, hereinafter called FINANCIAL INSTITUTION, to credit and/or
debit the same to such account. The person completing the Authorization Agreement for Direct Deposit (ACH) is certifying that the transaction
will not be transferring to or through a financial institution that is not located in the territorial jurisdiction of the United States.
Any Bank USA
FINANCIAL INSTITUTION __________________________________________________________________________________________
Anytown
CITY __________________________________________________________ Anystate
STATE _____________________ 11111
ZIP _______________
ACCOUNT NAME _________________________________________________________________________________________________
XXXXXXXXX
ROUTING NUMBER _______________________________________________ XXXXXXXXXXXXXXXXX
ACCOUNT NO. __________________________________
This authorization is to remain in full force and effect until COMPANY has received written notification from me (or either of us) of its termination
in such time and in such manner as to afford COMPANY and Depository a reasonable opportunity to act on it.
The account number can be
IM Agent
NAME(S) ________________________________________________________________________________________________________
up to 17 digits.
(PLEASE PRINT)
AGENCY CODE _____________________________________________________________ AGENCY STATE ______________________
MP-1234567
POLICY NUMBER ____________________________________________________________ POLICY STATE ______________________
XX/XX/20XX SIGNED ___________________________________
DATE ___________________ IM Agent SIGNED ____________________________________
Instructions for filling out Authorization Agreement

1. Indicate by marking the appropriate box if you choose to have the ACH transactions deposited into your checking
account or savings account.
2. List the name of the financial institution where you maintain the account to be affected by the ACH transactions.
3. List the city, state, and zip code of your financial institution.
4. List your bank account name.
5. List your bank routing number. This is a nine digit number that can be located on either your deposit slip or your
checkbook.
6. List your bank account number.
7. Print the name of your business or your individual name, whichever is applicable. The name you print should be
consistent with the name that would appear on a check.
8. List the policy number and the location state of the policy if applicable.
9. Please date and sign the form. There are two places to sign in the event that the account is a joint account or a
dual signature account.
RH-10093-2020
RH-10093 Authorization Agreement for Direct Deposit (ACH) Example
108
CONTENTS
Chapter 7 — Forms
ASSIGNMENT OF INDEMNITY WITH AUTHORIZATION FOR DIRECT DEPOSIT (ACH)

CROP-HAIL INSURANCE and/or □ MULTIPLE PERIL CROP INSURANCE
Insured’s Name Approved Insurance Provider’s Name & Address
Street or Mailing Address Commodity(ies) Policy Number
The insured
assigns to (Name of Creditor)
of
the right and interest of any indemnity payment(s) which may be payable to the insured under the insurance policy for the county(ies)/commodity(ies)
shown above.
CONDITIONS
2. Indemnity payments made under the insurance policy will be subject to a deduction for any indebtedness due this Approved Insurance Provider
by the Insured.
4. The Creditor’s interest will be recognized upon Approved Insurance Provider’s approval of this assignment and the Creditor will have the right to
submit the loss notices and other forms as required by the insurance policy.
5. The Approved Insurance Provider will determine the person(s) entitled to any indemnity payment(s) and any such payment will be directly
deposited or paid into the account designated below. If the Authorization for Direct Deposit (ACH) is cancelled in accordance with its terms, any
such indemnity payment(s) shall then be made by joint check.
6. If the assignment is not cancelled according to item 7 below, the assignment will cease at the end of the effective crop year.
7. Cancellation of this assignment prior to and during the crop year stated above will be accepted by the Approved Insurance Provider only upon
notification in writing by the above identified Creditor(s). Any cancellation of this assignment shall result in an automatic cancellation of the
Authorization for Direct Deposit (ACH).
This assignment was filed with the Approved Insurance Provider on _____________________________ , __________ at ______________ AM/PM
(Month) (Day)
AUTHORIZATION FOR DIRECT DEPOSIT (ACH) - (LOAN PAYMENT)

(Year) (Insert Hour) 7
Company name _________________________________________ 42-1454388
Company ID Number______________________________________________
I (we) hereby authorize ___________________________________ , hereinafter called Company, to initiate credit entries related to the Assignment
of Indemnity described above and to initiate, if necessary, debit entries and adjustments for any credit entries in the account indicated below and the
financial institution named below, hereinafter called FINANCIAL INSTITUTION, to credit and/or debit the same to such account. The person completing
the Authorization Agreement for Direct Deposit (ACH) is certifying that the transaction will not be transferring to or through a financial institution that is
not located in the territorial jurisdiction of the United States.
This authorization is to remain in full force and effect for the duration of the Assignment of Indemnity described above, provided that this authorization Agents, Loss Adjusters, and Policyholders
may be cancelled independent of such Assignment of Indemnity by written notification to Company by Theme (or either
following of us) or
statements areby the inundersigned
made accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency (RMA) is authorized by the Federal Crop
Financial Institution in such time and in such manner as to afford Company, and if applicable, the Financial Institution,
Insurance Act (7aU.S.C.
reasonable opportunity
1501-1524) or otherto act and the regulations promulgated thereunder, to solicit the information requested on documents established by RMA, or
Acts,
on it. by approved insurance providers (AIPs), that have been approved by the Federal Crop Insurance Corporation (FCIC), to deliver Federal crop insurance. The information
is necessary for AIPs and RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity.
Financial Institution ______________________________________________________________________________________________________
Information provided herein may be furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative
City _______________________________________________________________State ______________________ Zip ____________________
bodies, foreign agencies, magistrate, administrative tribunal, AIPs contractors and cooperators, Comprehensive Information Management System (CIMS), congressional
offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a
Account Name __________________________________________________________________________________________________________
particular area. Disclosure of the information requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document
Routing Number _________________________________________________ Bank/Loan Account No.by___________________________________
the AIP or RMA in accordance with the Standard Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial
Name(s) Of Account Owner/Loan Customer (Print) _____________________________________________________________________________
of program eligibility or benefits derived therefrom. Also, failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of
Signature Of Account Owner/Loan Customer _______________________________________________ penalties or pursuit of other remedies.
Date ______________________________
*Signature Of Account Owner/Loan Customer ______________________________________________ Date ______________________________ NON-DISCRIMINATION STATEMENT
Non-Discrimination Policy
*The second signature block is provided for joint accounts or accounts requiring dual signatures.
In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and
institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity
(including gender expression), sexual RH-10104-2019
orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or
reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).
https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter
containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of the Assistant
Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
contact the responsible State or local Agency that administers the program or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the
Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
It is understood and agreed that this assignment will be subject to the terms and conditions of the insurance policy.
Insured’s Printed Name Creditor’s Authorized Representative Printed Name
Insured’s Signature Date Creditor’s Authorized Representative Signature Date
Creditor’s Authorized Representative’s Telephone Number
Witness’ Printed Name Witness’ Printed Name
Witness’ Signature Date Witness’ Signature Date
AIP’s Authorized Representative’s Printed Name AIP’s Authorized Representative’s Signature Date
RH-10104-2019
RH-10104 Assignment of Indemnity with Authorization for Direct Deposit (ACH)
109
CONTENTS
110
CONTENTS
8
Web Services
Resources
www.RainHail.com..........................................................................................................................................................................................112
www.RainHail.com, Anytime, Anywhere.........................................................................................................................................................113
Agency Dashboard.........................................................................................................................................................................................114
Policy Dashboard...........................................................................................................................................................................................114
Agent Services...............................................................................................................................................................................................119
Agent Services Favorites................................................................................................................................................................................120
Obtaining Forms on Agent Services...............................................................................................................................................................120
Agent Services File a Claim (eNotice of Loss — eNOL)................................................................................................................................122
Document Upload Feature for Faster Claims Servicing.................................................................................................................................129 8
View Claim Paperwork...................................................................................................................................................................................130
Batch a Claims Progress Report — Track Claim Progress............................................................................................................................130
Schedule a Report..........................................................................................................................................................................................131
User Dashboard Application...........................................................................................................................................................................132
Agent Services My Profile..............................................................................................................................................................................133
Agent Services Site Navigation......................................................................................................................................................................134
Data Set Builder.............................................................................................................................................................................................137
Processing (eProcessing)...............................................................................................................................................................................138
Mapping..........................................................................................................................................................................................................139
Agent Profile Listing........................................................................................................................................................................................140
Online Registration for Rain and Hail Agent Meetings...................................................................................................................................141
Agent Services and Policyholder Services QuickTour Guides.......................................................................................................................143
Agent Services Help and Support..................................................................................................................................................................144
Submitting Documents Electronically.............................................................................................................................................................145
eSigning Forms / eSign Compatibility.............................................................................................................................................................148
Viewing Submitted Documents Using Agent Images Inquiry..........................................................................................................................153
Helpful and Informative Websites...................................................................................................................................................................154
Policyholder Services.....................................................................................................................................................................................154
Policyholder Services Statement of Accounts................................................................................................................................................156
Electronic Delivery of Provisions....................................................................................................................................................................156
www.RainHail.com
CONTENTS
www.RainHail.com
Rain and Hail’s website offers valuable information and links to helpful crop insurance resources. From the home page, you can also sign
up and log in to our secure services sites.
Home Page
Location Function
View or sign up to receive Rain and Hail News, view price announcements and history, view press release messages, access crop
Home
insurance resources websites and log in for online access.
About View Rain and Hail’s mission statement, biography, locations, service through technology and more.
Crop View coverages for MPCI, Livestock, Crop-Hail, Private Products, Specialty Products.
Commercial/
Access information regarding commercial/farm and ranch coverages.
Farm & Ranch
View the historical cause of loss database, find an agent, generate a chart of historical commodity pricing, access the
Tools loss estimation worksheet, view important MPCI dates, MPCI industry data and access the Revenue Loss Trigger Yield
Summary Worksheet.
Resources We provide resources for crop insurance and politics along with links to weather sites.
Pay My Bill Policyholders can pay their bill without having to log into Policyholder Services by inputting information from their bill.
112
CONTENTS
Chapter 8 — Web Services Resources
www.RainHail.com, Anytime, Anywhere
www.RainHail.com, as well as our sites dedicated to Agents, Adjusters and Policyholders, are all responsive to the device
of your choosing. Our mobile websites are a thing of the past. View the same home page on your computer, tablet or
smartphone. As always, Agent Services is available by logging onto www.RainHail.com, or you can visit the direct URL to Agent 8
Services: https://biz.RainHail.com/d/agt/.
Secure Services
After logging in on a tablet or smartphone, you will have access to the same applications and information that you can access on your
computer. Even better, everything is in the same place across all platforms, making whatever you are looking for easy to find no matter
what device you are using. Some applications have even been optimized for mobile devices by being placed at the top of pages,
making them easier to access.
Agent Services Home Page from a Smartphone
113
CONTENTS
Agency Dashboard
Agency Dashboard is an application designed to present you high-level information about your book of business. Access Agency
Dashboard by logging in to your Agent Service's account.
Agency Dashboard
Agency Dashboard consists of four sections. Each of the sections will list the agencies associated to the account. Expanding the agency
will list the policies, and expanding the policy will list the detail for the specific section.
1. Needs Attention: The purpose of the Needs Attention section is to notify you if there are items associated to the policy that require
action on the part of the agency. That notification is communicated via a change in the color of the button from grey to red and
the presence of a badge listing the number of items needing attention. The Needs Attention interface is comprised of sections for
Information Requests, Missing Acreage and Missing Production. These sections are dynamic and will only be displayed if there are
items for the specific section.
2. Claim Status: The Claims Status section allows for the selection of a crop year and a filter of the claim status. As with the Needs
Attention interface, agencies with claims will be listed along with a total of the claim status'.
3. Agency At a Glance: Selecting the Agency At a Glance section will generate the current report for those agencies associated to the
Agent Services account.
4. Training & Compliance: Quickly view your agency's test history, training history and compliance status for crop and livestock lines
of business.
5. Create Policy: Create a Crop-Hail or MPCI policy straight from the dashboard.
Policy Dashboard
Policy Dashboard is an application built to provide policy information in a way that is easy to read and access in an intuitive and interactive
interface. It brings together multiple systems and simplifies movement and access between agent systems. Simply put, the application
requires only a few mouse clicks and keystrokes to access the policy information you need to efficiently service customers.
Benefits
1. Quick, easy access to policy information.
2. Policy summary information on one page.
3. Effortlessly move between applications to access or enter information.
4. Simplifies access to important policy status information – from billing to claims, maps, documents and more.
5. Saves time. Fewer mouse clicks. Fewer keystrokes.
Accessing Policy Dashboard
Please visit www.RainHail.com and log in to Agent Services. Policy Dashboard is displayed right on the home page, whether you log in
using your computer, smartphone or tablet. To pull up a policy, enter in either the policy number or the policyholder’s name. Once the
policy is selected the interface is populated with specific information about the policy, including the name, address and phone number
of the policyholder.
Policy Dashboard
114
CONTENTS
Underneath there are four data sections:

1. Crops – This section lists the crop contracts for the policy. The crop details include the crop/county/plan and prices elected for the
contract. The unit structure elected at the crop level is also displayed along with the options. If production has been reported for
the contract, that date will be listed under the Production Received Date. The Acreage Received date will also be listed; if acreage
has been reported the sum of the acres under the contract will be listed to the right of the acreage received date.
2. FSA Program Elections –This section lists any will list a producer's ARC or PLC elections, as reported to us by FSA, per crop,
county and farm number. This section will be included any time we have this data available. We have also included a 'Print'
button as a way to quickly output this information in a clean, formatted presentation.
8
3. Policy Lines – If acreage has been reported, the associated policy lines can be viewed by expanding the policy lines section
of the page.
115
CONTENTS
4. Claims – The Claims section gives a short summary of any MPCI claims on the policy for the selected year, including the claim
status. Click on any claims listed to expand the section for claim details. The top-right will show the status of the claim, and you
can click on the Claim Summary and Claim Documents buttons for more in-depth information. You can also file and manage
claims directly from the Policy Dashboard.
5. Billing Summary – The Billing Summary section lists the details for each of the dates for the crop year where the policy has
had a bill issued.
6. Partner and Policyholder Connections – The Partner and Policyholder Connections section allows you to get access for
your policyholders.
116
CONTENTS
a. Rain and Hail Policyholder Service Access – This shows you if your policyholder has an existing Policyholder Services
account. If not, type in your policyholder’s email address and hit ‘Send’ to send an email to your policyholder inviting them
to Policyholder Services, where they can access their policy information, pay premiums and more.
b. Bushel Electronic Scale Tickets – Connect your policyholder for effortless production and claims processing. Our
partnership with Bushel, a mobile platform working with grain elevators, makes production and claims processing simple
and easy. Instantly upload scale tickets for production reporting.
i. Have your policyholder download their Bushel-powered grain elevator’s app.
ii. Under the Bushel Electronic Scale Tickets section, hit ‘Help Policyholder Connect Accounts’.
iii. Type your policyholder’s mobile phone number.
iv. Type in the code your policyholder receives in a text message.
v. Your policyholder’s production data is now automatically uploaded into Rain and Hail’s system at the top of every hour.
As soon as it is uploaded, you can import production into MPCI Processing with the connected scale tickets. 8
Additional Access
At the top of the Dashboard, agents also have quick access to multiple systems. Each of the systems will launch with the selected
policy loaded.
MPCI Policy Example Above
Crop-Hail Policy Example Above

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1. Processing – launches MPCI processing in edit or view mode or Crop-Hail processing

2. Mapping – launces Mapping in edit or view mode
3. Forms – batch forms for the policy loaded
4. Summary of Information
a. MPCI – view the Standard, Production Reporting and Map Based Production Reporting Summary of Information
b. Crop-Hail – view with provisions and without provisions
5. Billing – launches last bill or current bill
6. Documents – access File Upload and Document Retrieval
7. Quoting
a. MPCI – launches Coverage Analyzer and generate a Snap Quote
b. Crop-Hail – launches Hail Quote
8. Claims – easily track a claim’s progress of file and manage claims
9. Crop-Hail Policy – Check Image Premium Payments
10. MPCI Policy
a. Provisions – access the policy Provisions
i. Entire Packet
ii. 20XX Packet Only (the selected crop year)
11. Premium and Loss History – opens a PDF with the policy premium and loss history
12. APH Inquiry – takes you to our Forms application to create an APH Inquiry Report
13. MPCI Trigger Yield – takes you to price/output options for the policy year
14. Electronic Documents Enrollment – go paperless and enroll in electronic documents
15. Crop-Hail Processing/Quoting
a. Policy from MPCI
b. Quote from MPCI
16. Crop Contract Options Overview
17. Estimated Rainfall Report – this report option will display when a PRF policy is loaded and shows intervals, acreage and
coverage specific to the policy as well as rainfall amounts for those intervals
18. 2013-2017 PLC Yields Report – easy access to the five-year yield information growers need to update their PLC yields at FSA
19. 2019 Total Production Report – displays net production (share adjusted) for all planted crops on a given policy
Additional Policy Dashboard Features
1. Conservation Compliance: A field listing the Conservation Compliance status with the Risk Management Agency (RMA) has
been placed to the right of the policyholder information allowing you to quickly identify if a policyholder is at risk of not being
eligible for premium subsidy on their MPCI policy.
2. APH Inquiry: A quick link to the APH Inquiry report listing eight APH databases per page has been added to the Policy
Dashboard application allowing you to access the report form without toggling between windows.
3. Linked Policies: Policies that have been linked to the selected policy will be listed. Selecting the policy from the list will open
another instance of the Policy Dashboard for the selected policy.
File a Claim in Policy Dashboard
To file a claim, find your policyholder in the Dashboard. Once you have found the correct policy, select ‘File / Manage Claims’ from the
Claims drop-down as seen here.
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Agent Services
Agent Services Home Page
The home page of Rain and Hail Agent Services is a “map” to all of the items and information that are available on the site. Numerous
options, such as running reports, doing research and accessing quoting tools are available on the site. From the home page you can
easily access Agency Dashboard, Policy Dashboard and Online Meeting Registration. To return Home, click the house icon on the far
left of the menu bar.
Agent Services Home Page
Agent Services Resources Page

Agent Services Resources contains access to your Division’s Message Board, documents, marketing materials and more.
Division Message Board
The Division Message Board contains information that is specific to your division. The latest newsletters, contact information,
training recordings and handouts, etc., are contained here. The message board is updated on a regular basis.
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CONTENTS
Agent Services Favorites

Add your most used items as favorites by clicking the heart icon next to the title. Once you select an item as a favorite, they will display
at the bottom of your Agent Services Home Page for easy access.
Top Favorites
To access all favorites, click “more” at the bottom of the home page top 10 list or click the heart in the menu bar.
Favorites Icon in Menu Bar
Obtaining Forms on Agent Services

MPCI Application and Reporting Forms
From the Agent Services Forms page, select the crop year under MPCI Application and Reporting Forms to order Production, Acreage
and Application reporting forms for that given crop year.
MPCI Application and Reporting Forms
Crop-Hail Application Forms

Generate Crop-Hail policy packets for one or more policies containing required forms for applications. Select the desired crop year
from one of the links.
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Print Forms — Crop-Hail

To navigate through the application:
1. Use the Previous/Next buttons
2. Click/Select directly on the sections
You have options to filter your agency and policy types.
You have the ability to select specific policies.
8
Select the appropriate functions from the Forms Section. The applicable forms will be generated based on those selections.
XX
You have the ability to customize your output.
Lastly, you can select your delivery method.
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CONTENTS
Agent Services File a Claim (eNotice of Loss — eNOL)

File a Claim (eNotice of Loss) is a quick and easy way to notify Rain and Hail when your insureds have claims on MPCI or Crop-Hail
policies. Claims submitted via eNotice of Loss are given priority, allowing for quicker processing.
File a MPCI Claim
To begin, click on the desired crop year’s link under File a Claim (eNotice of Loss) for MPCI on the Claims page of Agent Services.
Enter either the insured’s MP number or part or all of the insured’s name or farm entity. A list of applicable insureds will appear.
Type in policy number or policy name.
Filing a Claim Screen

You may also click on the ‘List All’ button and all of your insureds’ names will appear. (If you click on the policy number or insured’s
name, you can sort and have the policies appear in ascending or descending order (both CH and MP numbers will appear in your list.))
Selecting a Policy
Choose the applicable policy number. If a claim for the crop year already exists, that information will appear in the next screen. The
printer icon will allow you to print a copy of the existing claim card. If you wish to file an additional damage for the existing crop and
county, click on the yellow file icon to enter information here.
Notice of Loss Information Form Screen

The Additional Damage entry appears below.
Add Additional Damage Description

When setting up a new loss number, the first screen you get will ask you which crop you want to file for.
XXXXXX XXXX
Select Crop and Type for New Notice of Loss

Once you select the crop and plan, all the applicable counties will appear. (If more than one plan exists on the policy for the same crop,
a separate claim number must be filed for each.)
Select a County(s)
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Based on the time of year the claim is being filed, eNotice will tell you which loss type options are available to you (unavailable options
will be grayed out). Click on a grayed out option to find out why it is not available.
Loss Type Options

If more than one county is selected, you must enter the loss cause, intentions and date(s) of loss applicable for each county.
Type of Loss Screen

After hitting the option for agent signature, you will have the option of submitting a Notice of Loss for the same policy, for another policy
or to exit the program.
A Copy Feature has been implemented in eNotice of Loss. This feature allows you to create a new Notice of Loss based on the
existing claim you’ve selected. It speeds up the process of filing multiple claims under the same policy.
Copy Feature
Filing Companion Claim

You may file all claims for companion policies at the same time if the policy(ies) have been linked on at least one yield, in eMPCI
Processing, on the selected loss crop contract. To create the companion claim, just select the policy or policies under “Create
Companion Claim”, as shown below.
You may still enter associated policies as before, but claims will not be created on those policies.
Joe Insured MP-XXXXXXX
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When the claim is created, you will be able to print claim forms for created companion claims via the link outlined in the screenshot below:
XX
Replants and Self-Cert (SCR) Losses

If the insured is replanting an approved crop and is replanting less than 50 acres and the acres meet the 20/20 rule, setting up an SCR allows:
1. The insured to replant without having to wait for an adjuster.
2. The system to authorize the replant.
3. The agent to print the ASCD (self certified replant) paperwork for the insured to complete.
4. The insured to submit the completed worksheet, along with a copy of the seed receipt and Map Based Acreage Report for the
applicable unit(s) directly to the Division Office. Instructions on how to complete the SCR will print with the form to be completed.
The agent can set up a claim as an SCR or go back and change the status from a replant to an SCR at a later time.
Self-Certified Replant
You can either choose to print the SCR paperwork at the end of the claims submission or access it on the first screen under the
existing claim numbers.
20XX
20XX
Replant and Self-Certified Replant
Whole-Farm Revenue Protection (WFRP)

Replant claim available for annual crops only. When filing this claim, the agent is responsible for printing the claim notice and Replant
claim forms, and then giving them to the policyholder to fill in and submit. The letter, that prints with the claim form, gives the supporting
documentation requirements. No adjuster is assigned to this claim. Also, please note: This claim cannot be paid until after the Revised
Farm Operation Report is received.
Replant Without Award
Replant Without Award (W) is used in instances when no replant (with payment) is available in the provisions, the insured has a
CAT policy, the insured’s replanted acres do not meet the 20/20 rule, etc. Agents should use eNotice of Loss in order to receive the
immediate authorization via the system. No adjuster will contact the insured and a letter will be emailed from the eNOL system. The
claim number will be immediately released.
Replant is defined as planting to the same crop. If crop was destroyed wheat and now the insured is planting barley this
is not a replant.
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The keyer must select why using the request to replant without award is applicable, then key in the policyholder (or agent) email.
Once the letter generates, the insured is authorized to replant.
Division Representative - XX
From: No Reply
Sent: Monday, May XX, XXXX XX:XX AM
To: Division Representative (XX)
Subject: MP-XXXXXXX, XX-XXXX Replant Request approved
Dear Policyholder,
We have authorized your request to replant your crop without award for the following claim. You will receive an authorization
letter from us in the mail. You may also request an electronic copy of the letter from your agent
8
Policy Number: MP-XXXXXXX, XX-XXXX
Claim Number: XX-XXXXXX
Crop/Plan: ANYCROP(XX) -XY(X) Rain and Hail L.L.C.
State: KS
Agency: Insurance Co.
Agency Phone Number: (555-555-5555)
County: ANYCOUNTY
IM Insured
Thank you, 111 Anystreet
Any Division Anytown, Anystate
Rain and Hail LLC
RE: Authorization to Replant
MP-XXXXXXX, XX-XXXX,
Claim Number: XX-XXXXXX
Crop/Plan: ANYCROP(XX) -XY(X)
State: KS
County: ANYCOUNTY
Email:
Dear Policyholder,
You have submitted a replant claim on the above referenced crop. The Multiple Peril Crop Insurance Common Crop Provisions
allows for a replanting payment on an eligible insured crop, provided the acreage replanted is at least the lesser of 20 acres or
20 percent of the insured planted acreage for the unit. The replant claim you have filed does not contain enough replanted acres
to meet the lesser of 20 acres or 20% of the unit.
The above reported claim will be released. If you decide to destroy the original crop and plant an alternate crop, you must
submit written notification requesting that we appraise the original crop prior to destruction of the original crop. Destruction of the
original crop without our consent nullifies your coverage. It is our understanding that you intend to replant the damaged crop and
Rain and Hail is providing this written authorization for that action.
Thank you for the notification and should you have any questions please contact your agent or the Claims Department at Rain
and Hail LLC.
Sincerely,
Claims Department
Rain and Hail LLC
Harvested and Unharvested Claims

If the insured elects to destroy any acres or put them to another use, an unharvested claim should be filed and an adjuster should be
contacted before any acres are destroyed.
Unharvest Claim
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Express Claims
If the insured is taking the crop to harvest, they may select a regular harvested claim or choose Express Claim. If the insured meets the
criteria, EC allows the insured to submit materials directly to the company for processing without waiting for an adjuster.
Express Claims
The insured will need to submit settlement sheets and Rain and Hail Map Based Acreage Report for all applicable units, along with the
EC form. (FSA 578’s may be requested as needed.)
AIPs must not allow their agents to complete or become involved in EC claims other than the following:
Agents are allowed to mail or fax the EC claim form and supporting documents to the designated AIP representative/
office but cannot in any way, help the insured complete the EC form paperwork.
Notice of Damage
You also have the option of doing a Notice of Damage (NOD). An adjuster will not contact the insured, and the insured is taking all
units to harvest, but the agent is notifying the company that the crop has sustained damage.
Notice of Damage
When Notice of Damage is chosen:
1. An adjuster will not contact the insured.
2. It is assumed the insured is not in a loss situation and is notifying the AIP of minor damage to the crop.
3. The insured is expected to notify the AIP at the time of harvest if it is determined the crop is in an actual loss situation.
4. Agents can now change Notices of Damage to Notices of Loss, or even release Notices of Damage, without having to contact
the division office.
20XX
Convert or Releasing Claim
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Appraisal/Measurement Needed
Loss type (A) is Appraisal/Measurement Needed and is for APH purposes only. When in doubt on unharvested crops please file a (U) claim.
Loss type (A) should only be used to:
1. Notify the company that a bin needs measured with the previous year’s production
2. When a crop is not going to be harvested for the intended use (Example: Corn for silage and this crop will not be in a loss situation.)
3. This loss type should not be used if the potential exists for a payable loss.
If you file a loss type of (A) and it is later determined that a payable loss exists, you cannot convert the (A) to a unharvested (U) or
harvest (H) claim. The (A) claim will need to be released and a new (U) or (H) claim will need to be filed. Agents have the ability to
release this loss type, just like they can a Notice of Damage (see screenshot below).
Convert Feature
The Convert icon can be used for certain claim types.
XX
The following is a list of claims that can be converted.

Notice of Damage may be converted to:
1. Harvested
2. Unharvested
3. Express
Harvested may be converted to: 8
1. Express
Replant may be converted to:
1. Self Certification Replant
Self Certification Replant may be converted to:
1. Replant
Express may be converted to:
1. Harvested
2. Unharvested
If a Harvest claim is filed and the insured has decided to not harvest any of the crop, you do not need to change the loss type
to Unharvest. The agent would simply add notes under the “Additional Damage” option in eNOL explaining this situation.
Conversely, if an Unharvested claim is filed and the insured decides to take a portion of the crop to harvest, we do not need an
additional Harvest claim filed. An “Additional Damage” note in eNOL is sufficient.
Both Harvest and Unharvested claims can be worked on the same claim notice.
Claim Notifications via Text Message
You may flag a claim to have claim notifications sent to your agency and/or the insured via text message. As with the current email
notifications, there are two options for claim notifications: upon filing of the claim and upon settlement/release of the claim. You may
choose both notification options. Also, the insured notification options do not need to match the agency notification options. By default,
“No” notifications will be selected:
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1. Insured Text Messages:

a. To the insured for claim filing that does not require an adjuster (Express, Self-Certified Replants):
i. Rain and Hail received a {LOSS TYPE} claim for {CROP} for policy {POLICY NUMBER}. This claim was filed under crop
insurance agent: {AGENCY NAME}.
b. To the insured for claim settlement/release:
i. Rain and Hail has SETTLED your {LOSS TYPE} {CROP} claim for policy {POLICY NUMBER}. Contact your crop insurance
agent {AGENCY NAME} if you have any questions.
2. Agent Text Messages:
a. To the agent for claim filing that requires an adjuster:
i. Rain and Hail has received your insured’s {LOSS TYPE} {CROP} claim for policy {POLICY NUMBER} {POLICY NAME}.
b. To the agent for claim settlement/release:
i. Rain and Hail has SETTLED your insured’s {LOSS TYPE} {CROP} claim for policy {POLICY NUMBER} {POLICY NAME}.
Contact your Division Office if you have any questions.
File a Crop-Hail Claim
To begin, click on the desired crop year’s link under File a Claim (eNotice of Loss) for Crop-Hail on the Claims page of Agent Services.
Enter either the insured’s CH policy number or part or all of the insured’s name or farm entity. A list of applicable insureds will appear.
Choose the applicable policy number. If a claim for the crop year already exists, that information will appear in the next screen. The
printer icon will allow you to print a copy of the existing claim form. If you wish to file an additional damage for the existing crop and
county, click on the yellow file icon to enter information here.
Enter the Storm (Fire) Date by entering

the numbers or by selecting the date on
the calendar.
Enter the storm time by entering XX
the numbers.
Or, select the icon that looks like a clock

and slide the hour and minute bars to the
appropriate time.
Enter the peril code.
Select the damage scale and the

loss type.
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CONTENTS
Then select the individual lines that

experienced the damage or you can
choose the select all button to select
all lines.
Under additional questions, indicate

the best time to contact the insured, a
contact name, contact phone number
and any applicable comments.
Under the Sign and Submit section, you

will need to select your name from the
drop-down and then select Sign Now.
Submitting Multiple Notices of Loss in Succession

When filing a claim, there is now the option to file additional notices of loss after filing the first. For all MPCI claims, there will be the
option to file another notice of loss on the same policy. For connected Crop-Hail and MPCI policies, there will be the option to file on
the other policy:
8
1. Choosing “On This MP Policy” will take you into the same policy again, copying over all information from the first loss that was
filed. That information can be edited before filing the second claim.
2. Choosing “On Hail Policy (RH-XXXXXX)” will open the hail policy. This will copy over:
a. Contact Information
b. Comments
c. Notification Options
d. Storm Date (taken from Date of Loss)
e. Loss lines will be auto-selected based on the last loss crop filed on.
3. When filing on a Crop-Hail policy, the options will appear like the following:
4. Choosing “On MPCI Policy (MP-XXXXXXX)” will open the MPCI policy. This will copy over:
a. Contact Information
b. Comments
c. Notification Options
Document Upload Feature for Faster Claims Servicing

Upload Calibration Reports, Settlement sheets, Organic documents, and other AIP claim documents.
To access the tool for a specific policy, click the “Upload Documents” button in one of three places:
1. Policy List:
2. Existing Claim:
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CONTENTS
3. Newly Filed Claim:
4. Clicking the button will take you to the following screen, where the policy and claim will be selected for you:
To upload a file or files:

1. Click “Add files…” and find the files on your computer or drag and drop the files into the browser.
2. For each file, select whether it is a Calibration Report, Settlement sheet, Organic document or Other AIP claim documents.
3. Click “Start upload” to upload the files. When it is completed, the following will appear:
View Claim Paperwork

On the Claims page of Agent Services under the Reports section. Claim paperwork can also be viewed via Agent Images Inquiry.
Claim Paperwork
Batch a Claims Progress Report — Track Claim Progress

Track Claim Progress (Claim Progress Report) can be accessed in two ways:
1. From the Claims drop-down’s menu and/or
2. From the Claims page under the Reports section.
Track Claim Progress
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CONTENTS
3. You may batch for one policy or a group by claim type or by status.
Track Claim Progress (Claim Progress Report) 8

4. You can select the types of claim you want to see. The above example shows only open harvest claims, for all dates, sorted by
insured name.
Schedule a Report
On the Agency Management page, under the General Reports section, select Agency Reports and Scheduling.
Agency Reports and Scheduling

Select the Category (MPCI, Crop-Hail or Agency) and the type of report.
Agency Reports and Scheduling

Frequency: The report can be scheduled to run daily, weekly or monthly.
Custom selection criteria are available for those reports with the custom option.
Reports Available for Scheduling
1. MPCI and Crop-Hail Account Summary
a. Full Listing (Summary of policyholder accounts including premium, fees, losses and insured balance.)
b. Unpaid Accounts (Summary of policyholder accounts with an outstanding balance. Report includes premium, fees, losses
and insured balance.)
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2. Agent Profile (Agency Log)

a. MPCI
b. Crop-Hail
3. Policy Listing
a. MPCI
b. Crop-Hail
4. Premium Loss History
5. Beginning Farmer Rancher Report (Provides current information on the status of BFR applications created by an agency.)
6. Information Request Report
7. MPCI Progress Report
a. MPCI Progress Report Custom
b. Full Listing
c. Production Not Reported
d. Acreage Not Reported
8. Conservation Compliance Report
9. Electronic Document Enrollment Report
10. Important Dates Report
11. Prevented Planting Acres Report
12. Yield Exclusion Potential Opt-Out Report
User Dashboard Application

The User Dashboard application will allow you to update any required information for your user account from one location. The User
Dashboard application can be accessed from the Documents page under the Resources drop-down, within the section Certified Documents.
The following explains the different parts of the User Dashboard application:
1. Legend – This explains the visual representation of errors in the tree view (item 2).
a. – A green check mark next to an item means that all required information has been filled out.
b. – A triangle with an exclamation point inside means there is an item below that needs information filled out or that your
password will soon be expiring.
c. – A circle with an exclamation point inside means that item needs to be updated immediately. Once you fix these items it will
change to a green check mark ( ). You have fixed all errors when all items in the Tree view show a green check mark ( ).
2. Tree View – The tree view displays information about your user account. Any underlined item can be clicked on. Once you click on
the item, additional information will display Document Viewer area. (Labeled as item “3” in the picture below.)
3. Document Viewer – This area will display information for items selected in the tree view (item 2).
4. If you would like to go to Agent Services Home, click the “Home” button.
5. If you were redirected to this page from another application, you can click the “Continue to previous destination” button to go to
your previous destination.
6. If your account has access to more than 25 different agencies you can use the buttons in this section to scroll through your agencies.
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The following items can currently be updated from the User Dashboard:
• Invalid email address
1. oInvalid
Clickemail address
the email link in the Tree view (Labeled item “b” in the picture below). The
picture below shows the information that will be displayed in the Document
a. Viewer
Click (Labeled
the emailitemlink“c”ininthe
the Tree
pictureview. TheEnter
below). picture
your below shows
valid email the information that will be displayed in the Document Viewer.
address
Enter
and clickyour valid email
the submit button to address
save yourand click
new theaddress.
email submit button to save your new email address.
• 2.Controlled
Controlled Business
Business Certification
Certification form form
• Non-Disclosure form
• 3.Agreement
Non-Disclosure form
Not to Sue form
• 4.Conflict
Agreement
of InterestNot
formto Sue form
5. Conflict of Interest form
Agent Services My Profile

The My Profile page allows you to manage your Agent Services account.
You can update the following information anytime via your account: First Name, Last Name, Phone Number, Email Address and
User Details Password.
You can easily control the agency you wish to view on Agent Services.
To add an additional agency to your account, click the ‘Add Agency’ button. Enter the State and Agency
Add Agency and click ‘Add Agency.’
User To select a different agency to view, simply click the button in the “Selected” column next to the desired
Preferences Select Agency agency. You do not need to press any save or submit button, your selection is saved immediately.
Electronic Reporting Agents may select multiple agencies for gaining access to our online application
Multiple processing. Simply check the box in the “Multiple Selected” column next to the desired agency. You do not
Agency Selection need to press any save or submit button, your selection is saved immediately. 8
My Profile Page Add Additional Agency
Available Agencies and Multiple Agencies Selected per Crop Year

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Agent Services Site Navigation

Location Tool Function
Presents high-level information about your book of business, including a "Needs Attention"
Agency Dashboard section to notify you of information requests, when acreage/production within five days of
the reporting date is missing paperwork or when acreage/production has not been entered.
Access our full training manual for the current seasonal training, the Crop Insurance
Agent Training Microsite Handbook, the General Standards Handbook, the Loss Adjustment Manual, our Processing
Manual and crop provisions right on your computer, smartphone or tablet.
Home The top ten items you have favorited show up on the bottom of the Agent Service's home
My Top 10 Favorites
page for easy access.
Online Meeting Registration Register to attend Rain and Hail agent meetings.
One click policy selection to display contract, policy line and billing information within a
Policy Dashboard
single interface. Policy dashboard allows fast, seamless navigation between systems.
New and Popular applications will be featured in this location. Claim information can be
Popular Applications
found here as well.
Coverage Analyzer Generate illustrations for multiple crop/plan/practice/type combinations in a single interface.
Farm and Auto Quoting* Generate web-based quotes for annual Property and Casualty policy premium.
Quoting
Farm and Ranch Valuation System* Cost estimator for farm structures and dwellings.
Hail Quotes Create Crop-Hail quotes for renewal policies or generic quotes. Convert Quotes into policies.
Generate various forms using our applications for completing forms online for Beginning
Farmer Rancher Application, Citrus Freeze Application, Crop-Hail Application Forms, Grape
Form Tools
Forms Cluster Freeze Application, Livestock Application, Reporting Forms*, MPCI Application and
Reporting Forms and Veteran Farmer Rancher Application.
PDF Forms View and print a variety of forms, including NCIS, Division specific and Rain and Hail forms.
Beginning Farmer Rancher Application Create application for Beginning Farmer Rancher benefits for an insured.
Citrus Freeze Applications Generate Citrus Freeze applications for one or more policies.
Generate Crop-Hail policy packets for one or more policies containing required forms
for applications.
Grape Cluster Freeze Applications Generate Grape Cluster Freeze applications for one or more policies.
Forms: Form Generate Livestock policy packets for one or more policies containing required forms for
Livestock Application and
Applications applications. The policy packet will automatically contain required forms based on the
Reporting Forms*
policy selected.
MPCI APH Inquiry Generate MPCI APH Inquiries for one or more policies.
MPCI Application and Generate MPCI policy packets for one or more policies containing required forms for
Reporting Forms application and contract change, acreage and production reporting.
Create and print the Veteran Farmer or Rancher (VFR) Application for a named insured or
Veteran Farmer Rancher Application
an SBI.
Crop-Hail Processing & Quoting Process Crop-Hail applications, create quotes and convert quotes into policies.
eSign This tool allows you to electronically sign documents and view previously eSigned documents.
File Upload Upload PDF documents electronically to Rain and Hail for processing.
Satellite imagery combined with CLUs, Legals, and RMA Map Areas. With the Agency
Mapping View review location of all policy fields and status of CLU Reporting. With the Policy View
print maps and report CLU acreage. Request Commodity Reports, Planted Acreage Report,
Processing
Record Management Booklet, Policy Overview Booklet and CLU Reporting Percentages.
Mapping Report Batch Requests Request mapping reports for multiple policies from Agency Mapping.
Processing (eProcessing)* Process applications and business online for MPCI and Livestock.
Electronically track inventory on your crops by entering production such as bin
Track Production Inventory measurements. You can generate customized inventory reports which can be used for
production reporting.
Claims File a Claim (eNotice of Loss) Notify Rain and Hail electronically when insureds have claims for MPCI or Crop-Hail policies.
Track Claim Progress (Claim Shows claims by agency, including processing and payment information and current status.
Progress Report) There’s also access to View Existing Scheduled Reports. (Crop-Hail and MPCI).
Claims: View Claim Summaries View Claim Summaries for specified date range.
Reports
View Completed Claims from eAdjuster View the original claim paperwork generated by adjusters using the eAdjuster tool.
View Eligible Prevented Planting Acres A report displaying the eligible prevented planting acres by policy.
* Applicable only to selective agents.
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A summary of client accounts, including premium, fees, losses and insured balance.
Account Summaries
(Crop-Hail and MPCI)
Provides details on the status of BFR applications for specific policies along with whether a
Beginning Farmer Rancher Report
policy is eligible for BFR benefits.
Conservation Compliance Report Provides conservation compliance status for policies.
Electronic Document Enrollment Report Provides a list of those who have elected to enroll in electronic documents.
Policyholder Service Accounts Listing of all clients with Policyholder Services accounts.
MPCI: View MPCI policies by agency, including client name, policy number, crops,
Agency
counties, levels, prices and coverages.
Management:
MPCI by Premium: Shows MPCI policies for your agency, including policy number, client
Policy and Policy Listings (MPCI, MPCI by name and premium.
Client Listings Premium, Crop-Hail, Flagged for Crop-Hail: Review hail policies by agency, including client name, policy number, crops,
Follow-Up, Incomplete MPCI Policies, counties, levels, prices and coverages.
Policies by County) Incomplete MPCI Policies: For Electronic Reporting Agents, this will list all policies that
have an Incomplete status.
Policies by County: Shows MPCI policies for your agency, including policy number, client
name and premium.
Price and Level Elections List Insured listing with the crop, price and level elected.
Track MPCI Progress (MPCI Review the status of the Production Reports, Acreage Reports and Summary of Coverage
Progress Report) for MPCI policies.
Agency at a Glance Report Display total net acres and premium for all MPCI Agencies.
Agency Reports and Scheduling Schedule reports to be automatically generated and emailed to you.
Data Set Builder Generate custom reports.
Agency
Management:
Estimated Rainfall Report Easily determine estimated rainfall data per Index for a given Grid ID. 8
General Premium and Loss History Agency premium, loss, liability and policy account information by year.
Reports USDA Disaster Payments Report Report listing top-up payments funded by USDA and delivered by Rain and Hail.
Report lists those policies where the Yield Exclusion Option has been elected and there
Yield Exclusion Potential
is the potential that the producer may want to opt out of the exclusion for one or more
Opt-Out Report
APH years.
View and compare daily Dairy Revenue Protection (DRP) pricing for the most current and
DRP Price Report*
Agency previous sales effective dates.
Management: LGM Expected and Actual Gross
Livestock Gross Margin (LGM) Expected and Actual Gross Margin.
Livestock Margin Report*
Reports LRP Price, Rate and Ending
Livestock Risk Protection (LRP) Price, Rate and Ending Values.
Values Report*
Agency Document Preference Manage electronic document and communications preferences.
Agent Images Inquiry – Crop View and confirm your faxes, file uploads and eSign documents received by Rain and Hail.
Agent Profile Listing View agency and agent profile information (i.e. Licensing, status, RMA compliance forms, etc).
Please complete this form to access monthly online commission statements for
Commission Access Request Form your crop insurance business. Need to complete in order to view the Crop Agency
Commission Report.
Agency
Management: View and export your MPCI and Crop-Hail Commission Reports. If you do not see this, then
Crop Agency Commission Report
Additional complete your Commission Access Request Form to have access to this report.
Management Electronic Documents Enrollment Form Generate a blank Electronic Documents Enrollment Form for selected policies.
Applications Mailing Labels Create and print mailing labels for all clients.
MPCI Trigger Yield Create MPCI Trigger Yields for your policies.
Print Report Tracking Logs Check off forms as they are mailed to or received from Rain and Hail and track the current
(Agency Logs) status of claims. (Crop-Hail and MPCI)
View Person/Entity Changes
Look up changes to Person/Business and Entity records (for ERAs).
(eEntity Inquiry)
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Effortless Production and Claims
Let Bushel and Rain and Hail's technology do the work. Our partnership with Bushel makes
Processing Through Our Partnership
production and claims processing simple and easy.
with Bushel
Important Dates Displays the important MPCI dates for an insured.
Limited English Proficient Information on how to request assistance for individuals who do not speak English as their
(LEP) Information primary language and who have a limited ability to read, speak, write or understand English.
View and order a variety of ad slicks, brochures, policy briefs, postcards and Rain and Hail
Marketing Materials
merchandise.
Message Board Look up current division specific information.
Resources to help your policyholders if they have any questions about Policyholder Services,
Policyholder Services Resources
including the Policyholder Services Quick Tour Guide and a Live Demo of the site.
Prevented Planting Microsite Get quick access to useful prevented planting material, all in one place.
View price volatility and history, projected prices, price announcements, historical
Prices
commodity pricing and harvest prices.
Resources Private Product Loss Comparison Tool This spreadsheet (Excel document) compares loss scenarios for RVP, RPO and YDP.
Production Instantly from Grain Carts
Through UHarvest Pro Scale System Find out how your growers can provide their production instantly from the field.
with Slingshot Integration
View training videos for Coverage Analyzer, Processing (eProcessing), Form Generation
Quick Reference Videos
Interface, GIS Mapping and more.
This training series is designed to introduce new agents to the tools Rain and Hail offers.
Quick Start The training is comprised of videos, PDFs of PowerPoint presentations and useful
documents to help you understand the insurance cycle and Rain and Hail’s systems.
View all Rain and Hail Advantage emails in one place. To ensure that you receive these
Rain and Hail Advantage Archive emails to your inbox, add RainHailAdvantage@RainHail.com to your safe senders
contacts, and verify that we have your correct email address.
Use various Rain and Hail tools on your website, including Loss Estimation Worksheet,
Rain and Hail Tools for Your Site
Historical Commodity Pricing and more.
An information and decision tool provided as a means to assist growers in making crop
Yield Exclusion
insurance and risk management decisions.
Interactive Actuarial Map (IMAP): Access the National Crop Insurance Services
Actuarials (IMAP, MPCI interactive actuarial map.
Actuarial Documents) MPCI Actuarial Documents: Search MPCI actuarial documents by crop via a link to the
NCIS website.
View the recent FCIC (Manager, Product Management and Informational Memorandums)
Bulletins
and NCIS bulletins.
Annual Non-Disclosure Statement, Conflict of Interest Disclosure and other
certified documents.
Resources: Certified Documents
User Dashboard: This application will allow you to update any required information for
Documents your user account from one location.
Livestock Gross Margin
View and print various LGM documents and forms.
(LGM) Documents*
Livestock Risk Protection
View and print various LRP documents and forms.
(LRP) Documents*
View various manuals and handbooks, including the Crop Insurance Handbook, the Loss
Manuals
Adjustment Manual and microsites for trainings.
Provisions Search for specific policy and crop provisions.
Favorites My Favorites Manage all tools, documents and resources you’ve saved as favorites for easy access.
Update user account settings (name, phone, email and password), request access to
My Profile My Profile
information for additional agency codes and change crop year.
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Data Set Builder

Create Customized Reports
1. The Data Set Builder allows you to select specific criteria to help with your agency maintenance. For example, you can
generate reports for specific crops, plans, levels and unit structures.
2. Also, select how you would like to download the data by Excel file, CSV file or PDF. Rain and Hail will continue to add
functionality or data fields to this tool as it is requested by our valued agents.
3. The Data Set Builder can be found on the Agency Management page of Agent Services under the General Reports section.
XX
Restriction Creator
XX
MP-XXXXXX IM INSURED FARMS 123 MAIN STREET ANYTOWN

MP-XXXXXX FARMS INSURED EVERYDAY 1234 MAIN STREET ANYTOWN
MP-XXXXXX JOHN DOE INSURED FARMS 123 MAIN AVENUE ANYTOWN
Data Set Display/Export
Data Set Builder Improvements – Conservation Compliance Field

Conservation Compliance field is now included in the Data Set Builder, allowing you to quickly query based on whether your insured is
in compliance with RMA and FSA. The new feature will flag policies with an “Out of Compliance” notification when RMA and FSA data
are out of sync, keeping you informed on the policyholder’s eligibility for premium subsidy on their MPCI policy.
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Processing (eProcessing)
See the current Processing Manual, https://rhcentral.rainhail.com/pdf_files/PUBL/PUBL_1314.pdf, for detailed processing
information, available on the Manuals page of Agent Services.
Processing (eProcessing) for MPCI, Livestock and Crop-Hail

The Processing software programs allow you to electronically process your book of business from the Agent Services portion of the
Rain and Hail website. The benefits of being an Electronic Reporting Agency (ERA) include:
1. Control of your book of business
2. Access to your policies anytime from anywhere, 24 hours a day, 7 days a week
3. Process sales closing, production and acreage quickly for your book of business
4. Fulfill client requests
ERA Responsibilities and Workflow
1. Responsibilities of an ERA
a. Maintain Book of Business
b. Process Common Land Unit (CLU)
c. Process all changes to Existing Policies
d. Process New Policies
e. Cancel Policies
f. Submit paperwork on a daily basis to support the processing completed each day
g. Utilize Agent Services to track your processing progress and to obtain updated forms and reports
2. All work will be entered via Processing. Agents are responsible for checking for accuracy and keying errors.
3. ERA Process Order
a. Agent obtains timely signed and dated forms
b. Agent keys changes
c. Agent submits paperwork (See Paperwork Requirements, Support and Troubleshooting Section 2 for more information)
d. A percentage of the submitted paperwork will be audited by the division office
e. Agent generates new paperwork using MPCI Application and Reporting Forms, Print Forms (Quick eForm), Print Forms in
Batch (eForm Batching) or from within Processing
f. Division will generate Summary of Coverage, after receiving the acreage reports
The Summary of Coverage is generated by the division office.
4. Email Notification and Updates

a. All Electronic Reporting Agents must have an email address
b. Messages regarding program updates and maintenance will be sent via email
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Mapping
1. Rain and Hail’s Mapping system is designed to compliment the Map Based Acreage Reporting Form.
2. Mapping can be accessed through the Policy Dashboard and all tools are supported on any device or browser. It is also compatible
with touch screen tablets.
3. Within Mapping you can designate the intended acres and generate a pre-populated Map Based Acreage Reporting Form to
facilitate more efficient meetings with your policyholders.
4. Mapping allows you to update CLU identification numbers (Farm, Tract, Field, SubField) and acre values without a tolerance,
create CLUs where they don’t exist and report Added Land acres.
XXXX XXXXXX XXXX-XX
Mapping Home Page

For more information, please reference the Mapping User Guide located from the Additional Tools tab within Mapping on Agent Services.
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Agent Profile Listing

1. Verify agency and agent profile information (i.e. licensing, status, RMA compliance forms, etc.). This can be found on the Agency
Management page, under the Additional Management Applications section of Agent Services.
2. Select the agency and agent you wish to view profile information for:
3. You may then view a generated report, which will contain agency and agent information, for the selected agent. The selected
agency and agent information will appear at the top. All associated division, state and agency codes will then be shown along with
the associated license, E&O Coverage and RMA Compliance Forms. Here is a sample report:
I M AGENT
123 MAIN STREET 20XX
ANYTOWN, KS 55555-1234 MID-WEST DIVISION
AC 1234-56 9200 NORTHPARK DR, SUITE 200
(555)555-5555 JOHNSTON, IA 50131-3006
123 Main Street ***-**-1234 ANYSTATE

JOE SMITH
ANY TOWN, IA 55555
123456 22-Apr-20XX 30-Sep-20XX
123456 22-Apr-20XX 30-Sep-20XX
1234567 17-Sep-20XX 15-Oct-20XX 15-Oct-20XX
1234567 17-Sep-20XX 15-Oct-20XX 15-Oct-20XX
XX 30-Sep-20XX
04-Jun-20XX
09-Feb-20XX
XX Incomplete
29-Oct-20XX
Sample Report
4. To upload Agency/Agent documents, such as agency licenses, agent licenses or E&O coverage, from the selection screen you
may click on a link for the File Upload application. For the “Line of Business” select “Agency.”
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Online Registration for Rain and Hail Agent Meetings

Accessed from the Home page of Rain and Hail’s Agent Services website, the Online Registration process enables agents to electronically
register for Rain and Hail agent meetings.
Meeting List
Select the type of meeting, Online or if in a state, the state the meeting is held.
The available meetings for the state or online meeting will be listed.
State
XX
Online
XX
8
XX
A list of agents will display for the agency codes associated to the account. Select the box to the names to register for the meeting.
Click the Add icon after entering selecting all the registrants.
The names will display in with a checkmark.
Click Submit icon.
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A confirmation window will appear. Click print icon to print the confirmation or close to exit.
Anyplace Inn
1234 Main Street
Anytown, KS XX
P: 123-456-7890
An email confirmation will also be sent.
Anyplace Inn
1234 Main Street
Anytown, KS
P: 123-456-7890
20XX
XX
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Agent Services and Policyholder Services QuickTour

Guides
QuickTours are reference materials that give a brief overview for Agent Services tools.
For additional help when using the online tools, click on the question mark (Help) button located to the right of the menu bar of Agent
Services in order to find the help files, FAQs, computer system requirements and the Support Center.
Agent Services Quick Tour
The Policyholder Services Quick Tour Guide gives an outline of the services and tools that a policyholder account provides. It can be used
as a resource for your policyholders.
Policyholder Quick Tour
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Agent Services Help and Support

Help, Support and Logout can all be found within the header or footer on any page of Agent Services.
Agent Services Help and Support Locations
Help
The Help button directs you to the Rain and Hail Help Center. Here you will find help files, computer system requirements, FAQs, and
the Rain and Hail Remote Support tool. Utilizing the Help Center is an easy way to search for anything you are looking for. To search,
simply use the search bar in the upper-right corner of every page.
Help Center
Support
The Support link in the footer can be used to submit technical support questions or issues encountered on Agent Services to the Agent
Support Help Desk.
1. The Help Desk is available Monday through Friday from 7:00 a.m. until 7:00 p.m. and Saturday from 7:00 a.m. until 9:30
a.m. CST. (LGM Hours Only – Monday through Friday from 7:00 a.m. until 7:00 p.m. and Saturday from 7:00 a.m. until 8:00
p.m. CST.)
2. You can also reach the Help Desk by calling 1.800.338.7630.
Logout
The Logout link in the header will close your Agent Services account and return you to the Rain and Hail home page. From the home
page, you can either browse the Rain and Hail website or log back into your Agent Services account by entering your login information.
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Submitting Documents Electronically

Documents can be submitted to Rain and Hail in one of the following ways:
1. Uploading electronic files using the File Upload Tool on Agent Services.
2. Faxing to 1.877.225.3971.
3. eSign document which automatically imports into the Rain and Hail system.
The document upload is only used for Underwriting documents. Claim documentation cannot be submitted through the
document upload.
File Upload Application

The File Upload application enables you to move files from your computer to Rain and Hail through the Agent Services Website.
Documents are automatically loaded into Rain and Hail’s Workflow system to be processed.
File Requirements
1. Files uploaded are processed automatically through Rain and Hail’s workflow process. PDF files must contain documents
for one Rain and Hail agency code only, combining multiple agency codes into one PDF file will increase time required to
process the documents. These are the same rules that we use for faxing documents.
2. Agency, MPCI and Crop-Hail documents must be in PDF format.
3. Scanners must be set to black and white. Gray scale or color is not supported.
Utilizing the File Upload Process
1. The File Upload application is accessed from the Processing page on Agent Services.
2. Agent Services accounts having multiple agencies will be required to select the appropriate agency for the batch. The
application allows for agencies to be changed between batches. 8
3. Click ‘Add Files’ in the menu bar to browse for files to upload.
4. Locate the files to be uploaded. Multiple files can be selected using standard Windows techniques.
Internet Explorer 9 and earlier do not support selecting multiple files in a single dialog. Multiple files can be uploaded
together in a batch, but they must be added individually.
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5. Alternatively, files can be dragged and dropped into the file list area.
Internet Explorer 9 and earlier do not support this feature.
6. Select the type of document you’re uploading for each added file.
7. Click ‘Start Upload(s)’ to upload your files.
8. Once complete, clicking will allow you to create another batch for upload.
9. A confirmation email will be sent to the email address associated with your Agent Services account for future reference.
10. You can check on the status of your uploaded files, just as you would faxes, by using the Agent Images Inquiry under the
Additional Management Applications section of the Agency Management page of Agent Services. Please allow at least an
hour before validating your uploaded files.
See the following information regarding the Agent Images Inquiry tool for more information on how to check on the status
of your uploaded files.
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Agent Services Faxing

The following is a list of guidelines that you need to be aware of when faxing documents. These guidelines are in place to enable Rain
and Hail to quickly and accurately process incoming fax documents.
1. The toll free fax number is 1.877.225.3971.
2. Fax Machine Setup – The Telephone Consumer Protection Act of 1991 requires that your company name and sending fax
number appear on every outgoing fax. Your fax machine should be doing this automatically according to the header information
configured in your system. Please make sure that your fax machine is configured correctly with the sending fax number
(CSID #) and agency name. Rain and Hail uses this information to identify your agency (by the CSID #) and provide a more
secure transaction.
3. Cover Sheet – All faxes must include a cover page that includes:
a. Agency name, code and state
b. Number of pages we should have received (so we can confirm all pages were received)
c. List of policies and insured names (e.g., MP-123456 John Smith)
d. Contact name and phone number
4. Make sure to include the insured’s name and policy number on all pages of all documents you are submitting.
5. Fax Size Limitations – The preferred size of each individual fax is 50 pages or less. We can handle up to 100 pages as an
absolute maximum, but prefer to keep faxes smaller whenever possible. Please do not attempt to fax us anything over 100
pages as you will likely have to re-fax it.
If you break up a large fax into two or more smaller ones, be sure to include a separate cover sheet for each small fax that
reflects the items being sent under that particular cover.
If you have to break up one policy (e.g., the policy has 110 pages), please indicate this on each cover sheet. For example, on
the first fax cover sheet, list “MP-123456 John Smith (pages 1 through 80).” On the second fax cover sheet, list “MP-123456
John Smith (pages 81 through 110).” 8
6. See the Agent Images Inquiry tool for more information on how to check on the status of your faxes.
ERA Faxing Requirements
1. Faxes should be sent daily (or multiple times daily, if volume warrants) for the policies that were processed in MPCI/Hail
Processing that day.
2. You may include the ERA Changed Policy Fax Transmission Sheet (as your cover sheet, which is generated when you
create the Changed Policy Report) and the ERA Changed Policy Report. If your fax exceeds the size limitations and you
are sending multiple faxes, you will need to include a copy of both the ERA Changed Policy Fax Transmission Sheet and
the ERA Changed Policy Report as the cover for each separate fax. In addition, for auditing purposes, please write Fax 1
of 4, 2 of 4, 3 of 4, etc., on the cover sheet for each section sent.
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eSigning Forms / eSign Compatibility

If signing documents outside of MPCI Processing, you can eSign from tablets such as an iPad or a mobile device.
If signing documents within MPCI Processing, only a computer with Internet Explorer is compatible. Detailed eSign
instructions can be found at Agent Services at biz.RainHail.com/pdf_files/SP/SP_4308.pdf.
eSign Document from Processing after Importing Acres/Processing Changes

Click the printer icon to eSign .
Select the type of Form to generate.
Under Output Options, select the Yield Order and Fall or Spring Yield lines to generate.
Under Delivery Options select eSign. An email with a link of the document is sent to the email address listed.
The document is ready to eSign when the email arrives. Click on the link to preview the form
The document is ready to eSign when the email arrives. Click on the link to preview the form.
At the bottom of the document type in Insured Name and Select Agent Name from drop down list.
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Electronically Signing the Form
Applicant/Insured Signature
1. Get Printed Name from Policy: Click to display the ‘Printed Name Dialog’ box with the ability to select the appropriate
printed name (name on policy, power of attorney or signature authorization).
2. Printed Name will be filled in with either the printed name selected from the ‘Applicant/Insured Printed Name’ dialog box,
or it can be typed in (‘X’ is to clear the printed name). 8
3. Signature: Click the field for the ‘Signature Dialog’ box to appear once selecting either to use the Topaz signature pad or
‘Sign with Mouse/Touch’. Click ‘OK’ and proceed to apply your signature within the ‘Signature Dialog’ box.
a. Click ‘OK’ to save the signature.
b. Click ‘Cancel’ if you do not want to save the signature.
c. Click ‘Clear’ if you want to enter your signature again.
Agent Signature
4. Agent Code: Select from the drop-down to insert your agency information.
5. Signature: Click the field for the ‘Signature Dialog’ box to appear once selecting either to use the Topaz signature pad or
‘Sign with Mouse/Touch’. Click ‘OK’ and proceed to apply your signature within the ‘Signature Dialog’ box.
a. Click ‘OK’ to save the signature.
b. Click ‘Cancel’ if you do not want to save the signature.
c. Click ‘Clear’ if you want to enter your signature again.
6. Insured Email Address: The agent has the ability to notify policyholders to enter their eSignature when they are not
with the agent. This field will display the policyholder’s default email address on file with Rain and Hail, or the agent may
change it in the ‘Enter Insured Email Address’ field. If entered, an email will be sent directly to the policyholder to notify
them that their eSignature has been requested. The email sent to the policyholder will also have a link to Rain and Hail’s
Policyholder Services to login or to create a Policyholder Services account. Having the policyholder account will make
future eSign’s even more efficient. Agents no longer have to forward the eSign email on to the policyholder to notify them
that their eSignature is needed. The agent’s confirmation email will include the policyholder’s email address for reference
and to verify that it is accurate.
7. Agent Comments: Agents can communicate with a Rain and Hail underwriter when eSigning documents by selecting from
a static list of comments as well as hand type a comment. Click in the ‘Add/Edit Comment’ button and the ‘Add Comment’
dialog box will be displayed. Select any (or none) items that apply from the static list of comments, and/or enter up to a 50
character comment, if needed, but not required. When you click ‘Save Form’, these comments will automatically update
Rain and Hail’s MPCI Division Review and Policy Notes process. Once both eSignatures (agent and policyholder) are
applied, the forms will arrive in Rain and Hail’s workflow, and an underwriter will be notified to review it. You will receive a
confirmation email, as you do today, and it will include the comments for your reference.
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a. Make sure to click ‘Save Form’ to sign at a later time, or when either one or both signatures are entered. A
dialog is displayed that says “We agree, and it is our intent to sign this document and affirmation by electronically
submitting this document to Rain and Hail”. If you agree, select ‘OK’, and your signing of the document is complete.
The signed form will be displayed with a confirmation number that you can reference if you need support.
If you click “Cancel”, the below dialog box will display, asking if you want to save the signature(s) added, or ‘Return to Form’. If
you select ‘Cancel Signature Request’, the forms will be discarded and you must start over:
If you are using a mobile device, there will be a ‘View Paperwork’ button that you can click to display the form in a new window or tab. A
laptop or desktop will have the Signature area to the left and the paperwork displayed to the right on the screen.
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eSign Document Viewer for Agents and Policyholders

The eSign Document Viewer is available under the Processing tab on Agent and Policyholder Services.
1. Select ‘eSign’.
2. All documents associated with your agency codes that require a signature or are in the review process will be displayed as
in the screenshot below.
3. If you would like to search for a specific policy, start typing the policy number in the Filter box, and it will limit what you see
on your screen.
4. Click the ‘Open’ button, and you will be ready to sign the pending document.
There is a status column that will indicate the signatures required or if the document is pending review.
How to View eSign Documents on Agent Services

You can view completed eSign documents via the Agent Images Inquiry application. A link to this application is available under the
Agency Management tab of Agent Services. If using Policy Dashboard on Agent Services, selecting the Document Retrieval tab
accesses Agent Images Inquiry for the policy entered:
Additional Information on the eSign Process

Rain and Hail now offers a review process, which allows electronically signed documents to be approved once the agent and
policyholder have signed, prior to releasing into our Document Management System. This review process is available to agents or
agency processing centers. You may contact your local division office or marketing manager to discuss enabling this tool.
Marketing has created Quick Reference Videos for the eSign process. These are located under the Resources tab of Agent
Services for a detailed walkthrough.
Below is a chart explaining who receives an email regarding the eSign process – if the Policyholder does not have an account on
Policyholder Services, an email sent to the agent will explain this and provide a link and instructions so the agent can forward to
the Policyholder:
eSign – Who Receives an Email
Description of Scenario Agents Insured

Agency places new paperwork into eSign workflow. X X
Agent signs paperwork previously unsigned. X X
Agent signs paperwork previously signed by insured. X
Agent and policyholder sign together (same time). X X
Policyholder signs paperwork previously signed by agent. X X
Policyholder signs paperwork previously unsigned. X X
Reviewer approves signed paperwork. X
Reviewer rejects signed paperwork. X
Agent and insured have already signed, and are waiting for agency reviewer to approve/reject.
X
Emails are sent every seven days until they expire at 30 days.
If using the Review feature from eSign, the reviewer will be notified that paperwork needs reviewed via email.
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eSignature Options
When ready to eSign, this dialog will appear asking how you want to apply the eSignature:
1. Sign with Topaz Signature Pad – select this if eSigning with a Topaz Signature Pad.
2. Plug Topaz Signature Pad into Computer – select this if Topaz Signature Pad needs to be plugged in for eSigning.
3. Sign with Mouse/Touch – select this if you just want to use the mouse or touchpad for eSign and not use a Topaz
Signature Pad.
If using a Topaz Signature Pad, login to Agent Services, and use this link https://biz.rainhail.com/s/topazplugin to install the Topaz
plug-in. See below for purchasing a Topaz Signature Pad.
Topaz Signature Pad Purchase Information
1. Topaz SigLite SL 1x5 model # T-S461-HSB
https://biz.rainhail.com/s/topazsl
2. Topaz SigLite LCD 1x5 model # T-L460-HSB (LCD model where you can see what you are signing.)
https://biz.rainhail.com/s/topazlcd
Important: eSigned documents still require timely signatures and date stamps.
Offline eSign
Our offline eSign functionality allows you to digitally make changes to applications and reporting forms. You can then add signatures
and upload to Rain and Hail via the Rain and Hail app for your Android or iOS device. Agents and policyholders can make changes to
applications and reporting forms, and sign documents via Adobe Reader. Then, using the Rain and Hail app, this paperwork can be
uploaded to Rain and Hail right from a mobile device.
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Viewing Submitted Documents Using Agent Images

Inquiry
Use the Agent Images Inquiry tool on Agent Services to verify receipt of faxes previously sent to 1-877-225-3971 or uploaded files. Faxes/
Uploaded files will be available one full business day (Monday – Friday) after submission. Ensure access to your faxes/uploaded files
through Agent Images Inquiry by verifying that the state and agency code(s) are included on the cover page.
To begin, log in to Agent Services, click on the Tools tab and click the Agent Images Inquiry link.
Selecting Dates to View
Enter the received date time frame of the faxes/uploaded files that you are trying to view, utilizing the calendar if needed, or search by
policy number by entering the policy number next to policy symbol.
View Fax/Uploaded File List
All completed faxes/uploaded files will be displayed. Click ‘View’ to see the actual pages when they were received at Rain and Hail.
Each actual page received will be available for viewing as a PDF file in Adobe Reader. Once a fax/uploaded file has been viewed, the
View link will change color.
Click View by Form Type to see the

names of Forms we have on file.
Agent Images Inquiry has been

enhanced to show documents
Rain and Hail has on file, not just
documents agents have sent.
View Fax List Screen

Faxes/Uploads will be one of the following four status types:
1. Successful – the fax was received in its entirety.
2. Failed – the fax was not fully received or had a problem.
3. Agent Contacted – the division has contacted the agent and the failed fax can be processed.
4. In Progress – the fax is currently being processed.
If you find an error on a fax upload, contact your division with the corresponding Fax ID number. This Fax ID number will be required to
locate the fax/upload for review.
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Helpful and Informative Websites

To stay competitive in today’s business environment, it is essential to have access to up-to-the-minute information on all facets of crop
insurance. Following is a list of helpful and informative Internet websites and a short description of the information contained on the site.
Industry Websites
Website Address Additional Information

Secure access to information on agricultural insurance, updates
Rain and Hail www.RainHail.com
and tools.
Association bulletins, publications, crop codes, crop insurance
NCIS www.ag-risk.org
materials store and links to other crop insurance-related websites.
FCIC board meeting briefs, summary of business data, bulletins,
RMA www.rma.usda.gov
actuarial information and pilot and new program information.
GPO Federal Register Online www.gpo.gov FCIC proposed and final rules.
AG WEB www.agweb.com Full-service agriculture news and update.
Successful Farming www.agriculture.com Current events and insight.
Insurance Company Guide www.standardandpoors.com Standard and Poor’s rating guide.
On this site you will find information about the history of the federal
Crop Insurance – Keeps America Growing www.cropinsuranceinamerica.org crop insurance program, news stories, first-hand stories from people
about their experiences with crop insurance and much more.
Insurance Information Source www.ambest.com AM Best rating guide.
USDA NASS www.nass.usda.gov Yield and acreage statistics by crop, county and state.
Board of Trade and Exchange Websites
Website Address
Chicago Board of Trade www.cmegroup.com
Minneapolis Grain Exchange www.mgex.com
New York Cotton Exchange www.theice.com
Chicago Mercantile (feeder) www.cmegroup.com
Agricultural Marketing Service (fed) www.ams.usda.gov
Policyholder Services
Policyholder Services Home Page: From the home page, insureds can access their Policy Summary, which lists all of their policies with
details about crops, claims, billings and agency information. There are direct links for an insured to pay their premium online and to sign
up to receive electronic policy provisions. The site is easy to navigate. Everything an insured needs to easily and effectively manage all of
their Rain and Hail policies with very few clicks.
Policyholder Services Home Page
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CONTENTS
Your insureds can obtain basic reference information about their policies through Rain and Hail’s Policyholder Services website.

Policyholder Services automatically searches and associates any policies currently missing from
Add a Policy the policyholder’s account, eliminating the need to manually add policies. The process runs 24/7,
checking every 10 minutes for policies that need to be associated to a policyholder’s account.
Agency Information The insured can view information for their insurance agent including phone, fax, email and address.
Accept the electronic documents agreement and opt to receive the policy provisions and summary
Electronic Documents
of coverage electronically.
Electronic Loss
An insured can receive loss payment checks electronically.
Payment Setup
eSign Document Viewer View and sign pending eSign documents.
Home
My Policy Summary View policy, claim and billing information for all policies.
Policyholders can instantly connect their scale tickets from a Bushel-powered elevator with
Partner Connections: Bushel
Rain and Hail.
Pay Rain and Hail premiums online by clicking the “Premium Payment” button under the policy
Pay Your Premiums Online
summary and selecting ACH or Check Image.
Setup Electronic
Receive Loss Payments directly to a checking or savings account.
Loss Payments
An insured can electronically track inventory on their crops by entering production such as bin
Track Production Inventory
measurements, and can generate customized inventory reports which can be used for production reporting.
Depending on the insured’s Access Level, they may need to update their level under “My Profile” so
Documents Forms and Documents
they can see specific documents and forms.
Coverage Analyzer Create MPCI and Crop-Hail Illustrations for policies or generic illustrations.
eSign Document Viewer View and sign pending eSign documents. 8
Estimated Rainfall Report Easily determine estimated rainfall data per Index for a given Grid ID.
Insureds whose agent utilizes Rain and Hail Mapping can access the program, being able to view,
Mapping
zoom-in, and print a map of any area insured by Rain and Hail.
Tools MPCI Trigger Yield Create MPCI Trigger Yields for policies.
Pay Your Insurance Accepted forms of payment include checking and savings accounts only. No credit card payments
Premium Online are accepted.
An insured can electronically track inventory on their crops by entering production such as
Track Production Inventory bin measurements, and can generate customized inventory reports which can be used for
production reporting.
Creating a Dairy Revenue
Information on how to quote DRP policies directly from Policyholder Services.
Protection (DRP) Quote
External Tools Nursery Crop Insurance Program (link to RMA’s EPLPPS books and NCIP software).
Limited English Proficient Information on how to request assistance for individuals who do not speak English as their primary
Additional (LEP) Information language and who have a limited ability to read, speak, write or understand English.
Resources Helps an insured determine if a loss payment is due. This redirects to the application on the Rain
Loss Estimation Worksheet
and Hail public site.
Announcements, Harvest Prices, Historical Commodity Pricing, Projected Prices, Volatility
Prices
and History.
Quick Reference Videos Training videos that pertain to Policyholders.
Provide consent to conduct business electronically which will grant access to resources on the
Access Level
Documents and Tools pages.
An insured can easily add a policy to their online account to view information about this policy
Add a Policy to My Account
through Policyholder Services.
Email and
Change email address and password.
Password Settings
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CONTENTS
Policyholder Services Statement of Accounts

Rain and Hail now offers an online premium payment option to help you quickly and easily make full or partial payments towards your
policy premium in just four steps. Complete Steps 1 and 2 to get signed up (you only need to complete these steps one time) and continue
to Steps 3 and 4 to pay your premium and schedule automatic payments.
1. Open a Policyholder Services Account (one time only)
a. Go to www.RainHail.com and click on ‘Policyholder’ under the Manage Account section.
b. Complete the information fields and click ‘Submit.’
c. To begin using your new account, go to www.RainHail.com and enter your Username and Password and click ‘Go.’
2. Set Up an eAccount to Use for Paying Your Premiums Online (one time only)
a. Log into Rain and Hail Policyholder Services. From the Home tab, locate the Online Payments section. Under Crop Insurance
Premium Online Payments, click on the appropriate crop year for your policy(s).
b. From the menu, choose ‘Manage Accounts’ and select ‘New Account.’
c. Enter your accounts.
d. Complete the required information and click the ‘Save Account Information’ button.
e. Review the authorization for ACH payment terms and click ‘Authorize.’
This eAccount will be used to transfer funds from a bank account only. Credit card payments are not accepted.
3. Pay Your Rain and Hail Crop Insurance Premium

a. From the Account Number drop-down field, select the account(s) you wish to use to make your payment(s).
b. Enter the amount(s) you wish to pay and click the ‘Submit Payment(s)’ button.
c. Print the confirmation page and retain for your records.
4. Schedule Automatic Payments for Property and Casualty
a. From the Home tab, choose the ‘Schedule the Payment of Premium for Your Property and Casualty Installments’ link.
b. Select the policy for which you want to schedule payments.
c. Click the Calendar icon to select a payment date (up to 15 days in advance of the due date).
d. Choose a type of email reminder by clicking on ‘Send Email Reminder.’
e. Send the reminder from one to 14 days in advance of the due date.
f. Click ‘Submit’ to create the automatic payment schedule and view the confirmation page.
g. Print and retain the confirmation page for your records.
Electronic Delivery of Provisions

Rain and Hail continually evaluates our environmental footprint and encourages our partners to do the same. In that light, Rain and Hail
now offers MPCI provisions through electronic means rather than traditional paper delivery. Insureds can obtain more information and
sign up for electronic delivery of provisions via their Policyholder Services account by clicking the two check boxes within the Electronic
Documents section on the home page of Policyholder Services.
At any time, policyholders may also view their policy provisions under My Policy Summary on the home page of Policyholder Services.
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CONTENTS
9
CLU
Reporting
Acreage Reporting by Common Land Unit (CLU)..........................................................................................................................................158
Information Reporting Flow............................................................................................................................................................................158
Background for Requirement to Report Field Location on the Acreage Report.............................................................................................158
Reasoning for Reporting through Crop Insurance..........................................................................................................................................159
Acreage Reporting Form Options...................................................................................................................................................................159
Mapping..........................................................................................................................................................................................................159
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CONTENTS
Acreage Reporting by Common Land Unit (CLU)

For acreage to be acceptable, insureds are required to report the land identifier (CLU) or equivalent as specified in the basic provisions on
the AIP generated forms for insurance plans 01-06.
Acreage not reported by CLU on a company approved acreage form for plans 01, 02, 03, 04, 05 and 06 will not be
accepted. Note: CLU reporting requirement cannot be met by attaching a FSA 578 or other source document to the
company approved acreage form.
Information Reporting Flow

Insured can choose to report their common acreage information to either their Farm Service Agency (FSA) local county office or crop
insurance agent. The common information from those acreage reports will be shared electronically and securely between FSA, RMA and
the Insurance Company.
The insured must still contact both the crop insurance agent and county office to validate the common information, complete maps and
sign acreage reports by the applicable deadline.
Agents
Approved Insurance Providers (AIPs)
Risk Management Agency (RMA) Insured
Comprehensive Information Management

System (CIMS)
Farm Service Agency (FSA)
Background for Requirement to Report Field Location on

the Acreage Report
The Common Crop Insurance Policy, Basic Provisions (CCIP) section 6 and Area Risk Protection Insurance Policy (ARPI) section 8 require
the insured to provide “the land identifier for the crop acreage (e.g., legal description, FSA farm serial number or common land unit (CLU)
number if provided to you by Farm Service Agency (FSA), etc.) as required on our form.”
Tracking the location of insured land is essential for an improved understanding of the production risk covered by the crop insurance
program and in establishing actuarially sound premium rates and insured yields. It enhances program integrity by allowing RMA to better
track the geographical pattern of insurance claims and identify anomalies. This also supports the Acreage Crop Reporting Streamlining
Initiative (ACRSI).
Since 2010, Approved Insurance Providers (AIPs) have increased the reporting of field location, as required in Appendix III of the Standard
Reinsurance Agreement and in Informational Memorandums: IS-12-002 and IS-13-005. These memoranda conveyed the land location
reporting plan through the 2016 reinsurance year, serving as a roadmap to the future, while recognizing that certain modifications may
be needed as additional program benefits or challenges are identified. For the 2016 reinsurance year, previous memoranda conveyed
that each AIP was to report 100 percent of the total acreage by field location for all applicable insurance plans and coverage types (e.g.
catastrophic, additional) provided in Appendix III.
CLU Associations
An associated CLU is defined as a field, or CLU, that has a permanent tie to an APH database, or units. These associations stay with
the unit year after year.
For additional resources on Acreage Crop Reporting Streamlining Initiative (ACRSI), please reference RMA’s website, www.rma.usda.gov.
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CONTENTS
Chapter 9 — CLU Reporting
Reasoning for Reporting through Crop Insurance

1. The struggle over who maintains and supports acreage and yield database information and tools for acreage reporting is an
ongoing issue between Crop Insurance and FSA.
2. It is our view that every opportunity the industry has to show value to the producer should be exhibited through demonstration that
the crop insurance agency force can more efficiently assemble, process and transmit crop insurance data, and therefore deliver
the crop insurance program, than a government type entity.
3. The reward lies in renewed insureds, elevated participation and levels of coverage, and crop insurance delivered by the private
sector. Collectively, we can continue to demonstrate that the Crop Insurance Industry is delivering the best risk management option
in the USDA suite of programs.
Acreage Reporting Form Options

Following are the ways for Rain and Hail agents to accomplish acreage reporting by Common Land Unit (CLU):
1. APH Database Excluded (RH-5201) – line by line acreage report
2. APH Database (RH-5203) – database style acreage report
3. Map Based Form (RH-5202) – landscape style map based form by location, FSN or Field Groups
Order/print the pre-printed forms, complete the acreage report, obtain signatures and signed dates. If ERA, complete the processing within
MPCI Processing.
Refer to the Forms Section for examples of each of these CLU acreage reporting forms.
Mapping
Mapping can be accessed from the Mapping button on the Policy Dashboard or the Quick Entry drop-down within MPCI Processing.
In Mapping to view a list of CLUs and summary of reported acreage expand the left-side Policy Panel.
Navigate through the policy by Legal, FSN, Yield or Field Group.
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CONTENTS
Acres can be reported from selecting CLUs on the map, from the list or in a Tabular Entry method.
The Yield menu on the Acreage Reporting screen displays a variety of information about each yield to assist with identifying the correct
one. The list can be filtered by typing the Crop, Farm #, Unit Description or Share percent. This is helpful when the list is long as it quickly
filters the list.
CLUs can be customized when the CLU Farm, Tract and Field don’t match the policy’s CLU numbers. The boundaries of the CLU can be
customized in a variety of ways including splitting, combining, removing areas or creating a new shape completely.
For additional details on all the functionality in Mapping, please refer to the Basic Mapping Manual located from Additional Tools tab
in Mapping.
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CONTENTS
10
Added
Land
Added Land, New Crop/P/T and Added Crop/P/T..........................................................................................................................................162
Added Land Flowchart....................................................................................................................................................................................164
New Crop/P/T and Added Crop/P/T Flowchart...............................................................................................................................................169
10
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CONTENTS
Added Land, New Crop/P/T and Added Crop/P/T

These procedures apply to all Category B APH crops except when Master Yields are available in the county for the crop.
1. Added Land is cropland acreage (irrespective of crops) added to the insured’s farming operation within the county for the current
crop year. For acreage to be considered added land, the insured must not have been previously engaged in farming for a share of
any crop on that acreage.
2. Cropland acreage limitations are the criteria that establish the total cropland acreage that may be added to the insured’s farming
operation (2,000 acres) to an existing basic or optional unit or added as a separate optional or basic unit. If the land being added is
2,000 or greater cropland acres, the added land will use the variable T-Yield.
3. Simple Average T-Yields (SA T-Yields) may be used in place of variable T-Yields for qualifying databases. SA T-Yields are
calculated by determining a simple average of all existing units approved APH yields by P/T/V/T-Yield Map Area whose databases
contain at least one actual or assigned yield for the crop for the insured’s farming operation in the county.
a. High-risk land units excluded and insured under a separate CAT policy are not included in this calculation.
b. High-risk land that is insured under the HR-ACE policy is not included in this calculation.
c. Reductions/adjustments for excessive actual yields, inconsistent approved yields or different production methods likely to
result in lower yields, if applicable, must be made prior to calculating the individual approved APH yields used to calculate SA
T-Yields. If these conditions are discovered after the SA T-Yield is calculated, the SA T-Yield must be corrected to reflect any
adjusted approved yields.
d. The initial year P/T/V/T-Yield map area databases are combined or divided, any existing SA T-Yields still needed to complete
the databases are recalculated based upon the resulting P/T/V/T-Yield map areas. Simple Average T-Yields cannot be used for
newly broken ground or for ground coming out of CRP. This includes New Crop/P/T and Added Crop/P/T.
e. Added Land can use a shareperson’s records. All years for the appropriate locations must be reported (cannot exclude years)
by the production reporting date. If less than four years of a shareperson’s records are used, those actual records will be used
in combination with the regular APH procedures.
4. A New Crop/P/T is a crop grown by an insured for the first time within a unit or APH database and the crop/P/T has been produced
within the farming operation.
5. A New Crop/P/T, added to the farming operation in 5 or fewer years, is subject to cropland acreage limitations prior to calculating
the SA T-Yield for new databases. Cropland acreage limitations must be administered each crop year according to the year that the
land was originally added to the farming operation.
6. An Added Crop/P/T is a crop/P/T grown by an insured for the first time within the county for the farming operation.
Guidelines for Added Land, New Crop/P/T and Added Crop/P/T
1. It is the agent’s responsibility to determine, with help from the insured, if newly added units qualify for Added Land status. Use
the flowcharts to help determine which method to use.
2. When dealing with Added Land, there are essentially two scenarios for adding land to a policy: adding land as a separate basic
or optional unit, and adding land to an existing basic or optional unit.
a. When cropland acres are being added to an existing basic or optional unit, they must be from the same basic unit and
be physically located in the same county and in separate sections, section equivalents or Farm Service Agency Farm
Numbers (FSA FNs), whichever applies. The sections, section equivalents or FSA FNs containing the units to be combined
must lie next to or be in contact with each other.
b. If the cropland acres being added meet these requirements, then all procedures referenced in Part 14 Section 9 & 10 of the
CIH must be adhered to (including completion and approval of the “Agreement to Combine Optional Units” form) before the
added cropland acreage can be added to an existing basic or optional unit.
c. If the cropland acres being added do not meet all of these requirements, the added land acreage will be set up as a
separate optional unit with a separate database. If the land being added does not qualify as a separate optional unit, it
must be added to the existing basic or optional unit.
The “Agreement to Combine Optional Units” form must be completed and signed on or before the production
reporting date.
3. When requesting Added Land, you must indicate across the body of the database which method to use. Use the footnotes on
the ‘Added Land Flowchart’ to determine ‘what’ to denote on the reporting forms. If a new legal is being added to the policy and
the Added Land box is marked but the method is not given, or the Added Land box is not marked at all, and there is no other
matching legal description on the policy, the database will be given the applicable variable T-Yield.
4. Total Added Land Cropland Acres, by county, must be reported when certifying Added Land by the acreage reporting date.
The total Added Land Cropland Acres must be indicated on the reporting form. For Electronic Reporting Agents, there is a field
in eMPCI Processing where this information must be keyed. See image titled “Adding Land as a Separate Optional Unit” for
instruction on how to indicate Added Land on the reporting form.
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CONTENTS
Chapter 10 — Added Land
The planted acres should not be reported as the cropland acres if different. See where to find cropland acres on
578 below.
5. To calculate a SA T-Yield for a new APH database (new BU or OU, or sep. database within an existing unit) for Added Land,
sum the approved APH yields from all of the insured existing units in the county that have at least one year of actual/assigned
yields by P/T/TMA.
a. For TA the SA-T will be calculated from non-trended approved yield.
b. For TA and YE – SA-T will be calculated from adjusted yield for databases that have excluded yields and the adjusted yield
does not include trend (non trended approved yield).
For example, if the insured has unit 1.01 with an approved yield of 156, unit 1.02 with an approved yield of 145, and unit 2.00 with
an approved yield of 155, you would add the three approved yields together for a total of 456. You would then divide 456 by 3
(because there are three units) and the SA T-Yield would be 152.
Where to Find Cropland Acres
MP-0123456 20XX
20XX
IM INSURED
123 ANYSTREET
ANYTOWN, ANYSTATE 55555
xxxx
ANYSTATE ANYCOUNTY
20XX
20XX
Guidelines for New Producer/Added Land, New Producer/New Crop/P/T and New
Producer/Added Crop/P/T
1. When an insured qualifies for both Added Land and New Producer, the new database will use the higher of the New Producer
T-Yield or the SA T-Yield (provided the added land meets all of the qualifications to use the SA T-Yield). 10
a. You must indicate on the database that it is “New Producer” and identify it as “Added Land” along with any additional
clarifications that will help determine if the added land qualifies to use the SA T-Yield (See images titled “RMA RO Review
Submitted and Denied” and “Adding Land as a Separate Optional Unit”).
2. When an insured qualifies for both a New Crop/P/T and New Producer, the new database will use the higher of the New
Producer T-Yield or the SA T-Yield (provided the New Crop/P/T meets all of the qualifications to use the SA T-Yield).
a. You must indicate on the database that it is “New Producer” and identify it as “New Crop/P/T” along with any additional
clarifications that will help determine if the New Crop/P/T qualifies to use the SA T-Yield.
3. When an insured qualifies for both ADDED CROP and New Producer, the new database will use the New Producer T-Yield.
a. You must indicate on the database that it is “New Producer” and identify it as “ADDED CROP/P/T.”
163
CONTENTS
Added Land Flowchart

164

Revised 04/27/2016
Is the insured adding new crop land on which the Use regular APH procedures (may also qualify
No as New Crop/P/T or Added Crop/P/T — see New
insured has not previously produced any crop? Crop P/T Added Crop/P/T Flowchart)
Yes
Added land will use the variable T-Yield.

Do the total cropland acres being added for all units equal or exceed 2,000 acres? Yes (See #1 below)
No
Does the land being added qualify as a
Adding land as a separate basic or optional unit Adding land to an existing basic or optional unit separate optional unit and lie in an adjoining
section, section equivalent or FSA FN? (See
#2 and #4 below)
Do the total cropland acres being added for all Do the total cropland acres being added
units (basic and optional) equal or exceed 2,000 for all units (basic and optional) equal or
acres? (See #2 below) exceed 2,000 acres? (See #2 below) Yes No
Yes No Yes No
Added land not in an adjoining section, section
equivalent or FSA FN will be added as a
Added land will use Added land will use Added land will use The APH Yield of separate optional unit (follow procedure for
the variable T-Yield. the higher of the the variable T-Yield. the existing unit will “adding land as a separate basic or optional
Simple Average (See #4 below) apply to the added unit”). Added land not qualifying as a separate
(SA) T-Yield or the land. (See #4 and optional unit must be added to the existing
variable T-Yield. (See #6 below) basic or optional unit.
#3 below) (See #4 and #5 below)
1. Denote on the applicable database “added land equals or exceeds 2,000 cropland acres”. 5. Denote on the applicable database “added land to an existing unit, less than 2,000 cropland acres, land does not
2. Agent is to determine with the assistance of the insured. adjoin” or “added land to an existing unit equals or exceeds 2,000 cropland acres, land does not adjoin”.
3. Denote on the applicable database “Added Land total cropland acres = Does Not Exceed” 6. Denote on the applicable database “added land to an existing unit is less than 2,000 cropland acres, adjoining
land”.
4. When cropland acres are being added to an existing basic or optional unit, they must be from the same basic
unit and be physically located in the same county and in separate sections, section equivalents or Farm Service
Agency Farm Numbers (FSA FNs), whichever applies. The sections, section equivalents or FSA FNs containing
the units to be combined must lie next to or be in contact with each other. If the cropland acres being added
meet these requirements, then all procedure referencing ‘Agreements to Combine Optional Units’ of the CIH
must be adhered to (including completion and approval of the “Agreement to Combine Optional Units” form)
before the added cropland acreage can be added to an existing basic or optional unit. If the cropland acres being
added do not meet all of these requirements, the added land acreage will be set up as a separate optional unit
with a separate database. If the land being added does not qualify as a separate optional unit, it must be added
to the existing basic or optional unit.
CONTENTS
Added Land that Does Not Exceed 2,000 Cropland Acres

In Example 1, the insured is adding a piece of land (Section 24) to the policy as a separate optional unit. The new land is less than 2,000
cropland acres.
Since the newly added land is less than or equal to 2,000 cropland acres, the new database will use the higher of the variable T-Yield or
the SA T-Yield (simple average of the approved yields for the crop/county/P/T/V).
In Example 2, the land is being added to a policy on which the SA T-Yield is higher than the variable T-Yield, so the new database will use
the SA T-Yield. The literal “ADDED LAND 20XX” on the new database means that the land being added is less than 2,000 cropland acres.
The “20XX” shows which year the land was added. The “L” descriptor indicates that the SA T-Yield is being used.
In Example 3, the same land is being added to a different policy on which the variable T-Yield is higher than the SA T-Yield. The literal
“ADDED LAND 20XX” on the new database means that the land Policybeing added is less than 2,000
State Date cropland acres.
Page of ThePolicy
For
“20XX” shows State which
and succeeding years
Date
year the land was added. The “T” descriptor indicates that the variable T-Yield is being used.
For and succeeding years
MPCI Acreage and Production Reporting Form MPCI Acreage and Production Reporting Form MPCI Acreage and Production Reporting Form
County County Anycounty County County Anycounty
County County
County
Anycounty County County County
Crop Crop A Crop CropCrop Crop A CropCrop
Crop Crop A Crop Crop Crop
Practice NIPractice Practice Practice
Practice NI Practice
Practice
Practice NI Practice Practice
Type GSG Type TypeType GSG TypeType
Type Type Type Type
2
Legal Description 2
Legal Description 2
Legal
2 Description
Legal Description 2
Legal
2 Description
Legal Description
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
24 61N 22W 24 61N 22W
24 61N 22W
Unit DescriptionUnit Description Unit DescriptionUnit Description UnitUnit
Description
Description UnitUnit
Description
Description
Unit Description Unit Description
Insured's Share 50% 3
Other persons sharing in crop Insured's Share 3 Insured's
Other persons sharing in crop .500Share 3Other persons3sharing
ShareInsured's Other persons Insured's
in crop sharing ShareInsured's Share 3Other persons3sharing
in crop in cropInsured's
Other persons sharing
Share
Insured's Share
in crop .100 3
Other
3 persons
Other sharing
persons sharing in cropInsured's
in crop Share
Insured's Share 3
O
JOHN SHAREPERSON
John Shareperson
Unit Number Unit1.02 FSN Yield No. 2.0Yield
637 FSN Unit Number Unit Number FSN Yield No. UnitUnit
Number
Number 2.00 FSNFSN824 YieldYield
No. No.
2.0 UnitUnit
Number
Number F
Unit Number FSN 637 Yield No. Unit Number FSN Yield No. Number No. FSN Yield No.
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland
 Added AcresAcres  New
Land/Cropland Prac/Type/TMA  New
New Prac/Type/TMA Crop  Meas.
New Crop Serv. Serv.  Added
 Meas. Land/Cropland
 Added Acres Acres  New
Land/Cropland Pr
N
X Added Land/Cropland Acres
  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
Crop Yield/ Crop Crop Yield/ Yield/ CropCrop

Crop Yield/ Crop Yield/ Crop Yield/Crop Crop Yield/ Yield/
Year Total Production Acres Yield Descriptor Year Total Production Acres Year
Yield Descriptor Total Production
Year Acres
Total Production YieldAcres
Descriptor Year
Year Acres
Total Production Yield Descriptor YieldYear
Acres
Total Production
Year
Descriptor Total Production Acres Acres Yield Descriptor
Yield Descriptor YearYearTotalTotal
Production
Production
Added Land total

cropland acres = __
Does Not Exceed
XX 0.0 0.0 150 L XX 0.0 0.0 156 T
XX 0.0 0.0 150 L XX 0.0 0.0 156 T
XX 0.0 0.0 150 L XX 0.0 0.0 156 T
XX 0.0 0.0 150 L XX 0.0 0.0 156 T
Total Total Total Total Total Total

Total Total Yield Total Prior Yield Yield Total Prior Yield Yield Yield Prior Yield
Prior Yield Yield Yield
Yield Prior Yield Yield Prior Yield Yield Prior Yield Yield Prior Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years
÷ Years Ave Yield
Ave Yield ÷ Years
÷ Years
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield
Prelim Prelim PrelimPrelim
= Prelim Rate Yield = Prelim Rate Yield = Yield
= Yield Rate Yield
Rate Yield = Yield
= Yield
= Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield Yield = Prelim
Yield
Rate Yield Yield = Prelim
Yield
Rate Yield
Appr Yield Appr Yield Appr Yield
Appr Yield
Appr Yield Appr Yield T-Yield Appr Yield T-Yield Appr Yield T-YieldT-Yield T-Yield
T-Yield
10
T-Yield T-Yield T-Yield T-Yield
5
Production Prevented 5
Production Prevented
5
Production
5
Prevented
5
Production
5
Production
Production
5
Prevented Production
5
Prevented Record Type Production
5
Acres Prevented Record Type Production
5
Acres Prevented RecordRecord
Type Type Acres Acres Record Type Type
Record
Record Type Acres Record Type Acres Record Type Acres Record Type Acres
Planted Uninsurable Planted Uninsurable PlantedPlanted Uninsurable
Uninsurable Planted
Planted
Planted Uninsurable Planted Uninsurable Acres Planted Acres/Prod. Uninsurable Acres Planted Acres/Prod. Uninsurable Acres Acres Acres/Prod.
Acres/Prod. AcresAcres
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod.
Date Planting High Risk Date Planting High Risk Date Planting
Date Planting High Risk
High Risk Date Date
Planting
Planting
Date Planting High Risk Date Planting High Risk Completed Date Planting Acres High Risk Completed Date Planting Acres High Risk Completed
Completed Acres Acres Completed
Completed
Completed Acres Completed Acres Completed Acres Completed Acres
High Risk High Risk High Risk
High Risk High High
Risk Risk
High Risk High Risk Acres Class. High Risk Acres Class. High Risk Acres Class.
Acres Class. AcresAcres
Class.Class.
Acres Class. Acres Class. Acres Class. Acres Class.
Remarks/Other:Remarks/Other:
ADDED LAND 20XX Remarks/Other:Remarks/Other: Remarks/Other:
Remarks/Other:ADDED Remarks/Other:
Remarks/Other:
Remarks/Other: Remarks/Other: 4
Acreage Type: 4
Acreage Type: 4
Acreage
4 Type:Type:
Acreage
LAND 20XX 4
Acreage
4 Type:Type:
Acreage
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: T-Yield Map Map
Area:Area: T-Yield MapMapArea:Area:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:T-Yield Map Area: T-Yield Map Area:T-Yield Map Area: T-Yield T-Yield
6
Insurability: 6
Insurability: 6
Insurability:
6
Insurability: 6
Insurability:
6
Insurability:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 7
Multi-Crop YearYear
Reporting Reason: 7
Multi-Crop YearYear
Reporting Reason:
7
Multi-Crop Year Reporting Reason: 7
Multi-Crop Year Reporting Reason:
7
Multi-Crop Year Reporting
7
Multi-CropReason:
Year Reporting Reason:
7
7
Multi-CropReason:
Year Reporting Reason:
7
Multi-Crop Reporting Reason: 7
Multi-Crop Reporting Reas
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: YieldYield
Indicator:
Indicator: YieldYield
Indicator:
Indicator:
Yield Indicator: Yield Indicator: Processor Number/Name: Processor Number/Name:
Processor Number/Name: Processor Number/Name: Processor Number/Name:
Processor Number/Name: Processor Number/Name:
Number of Trees Number
or Vines:of Trees or Vines: Number of Trees Number
or Vines:of Trees or Vines: Number of Trees
Number or Vines:
of Trees or Vines: Number
Numberof Trees or Vines:
of Trees or Vines:
Number of Trees or Vines: Number of Trees or Vines: Adjusted Yield:Yield: Adjusted Yield:Yield:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Adjusted
COMPANY/AGENCY COPY COMPANY/AGENCY COPY
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form This form is not valid witho
COMPANY/AGENCY COPY
Example 1 – Adding Land as a Example 2 – Adding Land to
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form
Example
RH-5204-20193 – Adding Land to
Separate Optional Unit a Policy Where SA T-Yield is a Policy Where the Variable
Higher Than the Variable T-Yield T-Yield is Higher Than the SA
T-Yield
The total Added Land Cropland Acres must be indicated on the reporting form.
Added sections must be added as a separate optional unit and cannot be added to an existing unit unless requirements in Section 10 of
the CIH are met.
165
CONTENTS
Added Land to an Existing Unit is Less than 2,000

Cropland Acres
In Example 1, the insured is adding a piece of land (Section 20) to an existing unit. The new land contains 30 cropland acres. Section 20
cannot be added to the existing unit as it qualifies as a separate optional unit and requires an “Agreement to Combine Optional Units.”
An additional piece of land located in Section 19 could be added to the existing unit as it does not qualify for a separate
optional unit.
In Example 2, the land being added (Section 20) adjoins the existing unit (Section 19) and would qualify as a separate optional unit.
The cropland acres being added must meet all the qualifications of the CIH and an Agreement to Combine Optional Units form must
be submitted to and approved by Rain and Hail before it can be added to the existing unit. In the example, Rain and Hail approved the
agreement and added section 20 to the existing database.
In Example 3, the insured is requesting the land (Section 20) be added to an existing unit (Section 9). Because the cropland acres being
added qualify as a separate optional unit and do not adjoin the existing unit, an “Agreement to Combine Optional Units” is not available.
In Example 4, the added cropland acres will be set up with a new database as a separate optional unit. Since the cropland acres being
added is less than 2,000 acres, the new database willPolicy
use the higherStateof the SA T-Yield
Date
(simple
Policy
Page of
average State of the approved
Date yields
PagePolicyof for the State Date
county/crop/P/T/V) or the applicable variable T-Yield. For and succeeding years For and succeeding years For and succeeding years
MPCI Acreage and Production Reporting Form with Farm/Tract MPCI Acreage and Production Reporting Form with Farm/Tract MPCI Acreage and Production Reporting Form with Farm/Tract MPCI Acreage and Production Reporting Form with Farm/Tract
County Anycounty Crop Crop A CountyCounty Anycounty Crop Crop Crop A County County
County Anycounty Crop
Crop Crop Crop A County County County Crop Crop
Anycounty Crop Crop A County County Cr
Practice NI Type PracticePractice NI Type Type GSG Practice Practice
Practice NI Type
Type Type Practice Practice Practice NI Type Type Type GSG Practice Practice Ty
2
Legal Description: 2 2
Legal Description:
Legal Description: 2 2
Legal
Legal Description:
Description:
2
Legal Description: 2
Legal Description:
2 2
Legal Description:
Legal Description: 2
Legal Description:
Legal Description:
2
20 21 61N 22W 24 61N 22W 637 9 61N 22W 20 61N 22W
19 20 61N 22W
21 22 61N 22W 25 26 61N 22W 20 61N 22W
Unit Description UnitUnit Description
Description
Unit Description Unit Description Unit Description
Unit Description
Insured's Share 3
Name of other persons sharing in crop Insured's
Insured's Share Share 3
Name3Name of other
of other persons
persons sharing
sharing in crop
in crop Insured's
Insured's Share Share
Share
Insured's 3
Name
Name
3
of ofother
3
otherpersons
Name persons sharingininsharing
of othersharing
persons crop in crop
crop Insured'sInsured's
Share Insured's
Share Share 3Name of3Name
other persons
of3Name sharing
of other insharing
other persons crop insharing
persons crop in crop Insured'sInsured's
Share Share 3
Name of3Name
other
John Shareperson John Shareperson John Shareperson John Shareperson
Unit Number FSN 641 Yield No. Unit Number

Unit Number 1.00 FSN FSN 629 YieldYield
No. No. 2.0 UnitUnit Number
NumberUnit Number FSN
FSN FSN 641Yield
YieldNo.
No.Yield No. Unit Number Unit Number
Unit Number 1.02
FSN FSN 767
FSN Yield No.Yield No.Yield No. 2.0 Unit Number
Unit Number FSN FSN
xAdded Land/Cropland Acres Added Land/Cropland
 New Prac/Type/TMA  New Crop  Meas. Serv.  AddedLand/Cropland Acres Acres New Prac/Type/TMA
 NewPrac/Type/TMA  New New Crop
 Crop  Meas.
 Meas. Serv.Serv.  Added
 Added xAdded Land/Cropland
Land/Cropland
Land/Cropland
 Acres Acres
Acres  New
New Prac/Type/TMA
Prac/Type/TMA NewCrop
 New Prac/Type/TMA
New Crop
 New Meas.
Meas. Serv.
Crop Serv.
 Meas. Added
Serv. Land/Cropland
Added  AcresLand/Cropland
Added
Land/Cropland Acres  New
AcresPrac/Type/TMA
 New New Crop
 New Prac/Type/TMA  Meas.
 Prac/Type/TMA
 New Crop Serv.
 New
 Crop Serv.
Meas.  Meas.
 Serv.
Added  Added Land/Cropland
Land/Cropland Acres Acres  New Prac

Crop Yield/ 5
Production Crop Crop Yield/ Yield/ 5
Production
Production
5 CropCrop Crop Yield/ Yield/
Yield/ Production5 Production Crop
Production
5 5 Crop Crop Yield/ Yield/ Yield/ 5 Production5 Production5 Production Crop Crop Yie
Year Total Production Acres Yield Descriptor Record Type Year Year Total ProductionAcres AcresYield Descriptor
Total Production Yield Descriptor RecordRecord
Type Type YearYear TotalTotal
Year Production
Production Acres
Total Production
Acres Yield
Acres
Yield Descriptor
Descriptor
Yield Descriptor TypeRecord Type Year
RecordType
Record Total
YearProduction
Total Acres
YearProduction
Total Yield Descriptor
Production
Acres Acres Yield Descriptor
Yield Descriptor Record TypeRecord TypeRecord Type Year YearProduction
Total Total Production
Acres Acres
Yield De
Added Land total High Risk
Area Class
High Risk
High Risk
Area Class
Area Class
HighRisk
High Risk High Risk
AreaClass
Area Class Area Class
High Risk High Risk High Risk
Area Class Area Class Area Class
cropland acres = ___ Added Land to an
Does Not Exceed – Add
T-Yield 93.0
T-YieldT-Yield T-Yield
T-Yield T-Yield T-Yield 93.0
T-Yield T-Yield
existing unit is less than
to existing unit Total Total Total
748 2,000 cropland acres
Total
Total Total Total Total Total
XXA 18824.0 110.3 171.0 ÷ Years XXA 18824.0 110.3 171.0 ÷5Years
÷ Years XXA 18824.0 110.3 171.0 ÷÷Years
Years ÷ Years ÷ Years ÷ Years ÷ Years
Prelim Prelim Prelim Prelim
Prelim Prelim Prelim Prelim Prelim
XXA 1948.0 15.0 130.0 = Yield XXA 1948.0 15.0 130.0 150.0 Yield= Yield
= XXA 1948.0 15.0 130.0 == Yield
Yield = Yield = Yield = Yield = Yield
XXA 47045.0 302.0 156.0 Prior Yield XXA 47045.0 302.0 156.0 Prior Yield
Prior Yield XXA 47045.0 302.0 156.0 PriorYield
Prior Yield Prior Yield XXL 0.0 0.0 150.0 Prior Yield Prior Yield Prior Yield
Ave Yield XXA 44275.0 307.0 144.0 Ave Yield

Ave Yield XXA 44275.0 307.0 144.0 AveYield
Ave Yield Ave Yield Ave Yield Ave Yield Ave Yield
XXA 44275.0 307.0 144.0 XXL 0.0 0.0 150.0
XXA 45056.0 305.5 147.0 Rate Yield XXA 45056.0 305.5 147.0 Rate Yield
Rate Yield XXA 45056.0 305.5 147.0 RateYield
Rate Yield Rate Yield XXL 0.0 0.0 150.0 Rate Yield Rate Yield Rate Yield
Appr Yield Appr Yield

Appr Yield ApprYield
Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield
XXA 0.0 0.0 0.0 XXA 0.0 0.0 0.0 150.0 XXA 0.0 0.0 0.0 XXL 0.0 0.0 150.0
FSA Reported Acres FSA FSA Reported
Reported Acres Acres FSA FSA FSA Reported
Reported Acres
AcresReported Acres FSA FSA FSA Reported Acres Reported Acres
Reported Acres FSA FSA Reporte
Farm Tract Field Field Planted Uninsurable High Risk Prevented Plant Date Farm Farm
Tract Tract
Field Field
Field Field
Planted Planted Uninsurable
Uninsurable High Risk
High Risk Prevented
Prevented Plant Plant
Date Date FarmFarm TractFarm
Tract FieldField
Tract FieldField
Field Planted
Field UninsurableHigh
Planted Uninsurable
Planted HighRisk
Risk Prevented
Uninsurable Prevented
High PlantDate
Risk Prevented
Plant Date Plant Date
Farm Tract
Farm Farm
Field
Tract Tract
Field
Field Field
Planted
Field Field
Uninsurable
Planted High Risk Uninsurable
Planted
Uninsurable High Risk High
Prevented Risk Date
Plant
Prevented Prevented
Plant Date Plant Date
Farm Farm
Tract Tract
Field Field
Field Field
Planted Plant
Unins
Total Total Total TotalTotal Total Total Total Total Total Total
Remarks/Other: Remarks/Other:
Remarks/Other:
Remarks/Other: Remarks/Other: Remarks/Other:
Remarks/Other: ADDED LAND 20XX Remarks/Other:
Remarks/Other:
4
Acreage Type: 4
Acreage4Acreage
Type: Type: 4 4
Acreage
Acreage Type:
4
Type:
Acreage Type: 4
Acreage Type:
4
Acreage Type:
Acreage Type:
4 4
Acreage Type:
4
Acreage Type:
T-Yield Map Area: T-Yield
T-Yield Map Map Area:
Area: T-Yield
T-Yield MapMap
Area: Area:Map Area:
T-Yield T-Yield Map T-Yield
Area:Map
T-Yield Area:Map Area: T-Yield Map T-Yield
Area:Map Area:
6
Insurability: 6 6
Insurability:
Insurability: 6 6
Insurability:
Insurability: 6
Insurability: 6
Insurability:
6 6
Insurability:
Insurability: 6
Insurability:
6
Insurability:
7
Multi-Crop Year Reporting Reason: 7 7
Multi-Crop
Year Reporting Reason:Reason: 7
Multi-Crop
Multi-Crop
7
Year
7
Year Reporting
Multi-Crop
Reporting Year Reason: Reason:
Reason:
Reporting 7
Multi-Crop7Multi-Crop 7
Multi-Crop
Year Reporting Year Reporting
Reason:
Year Reporting Reason: Reason: 7
Multi-Crop7Multi-Crop Year Reporting
Year Reporting Reason: Reason:
Yield Indicator: Yield Indicator:
Yield Indicator: YieldYield Indicator:
Indicator:
Yield Indicator: Yield Indicator: Yield Indicator:
Yield Indicator:
Processor Number/Name: ProcessorProcessor Number/Name:
Number/Name: Processor
Processor Number/Name:
Number/Name:
Processor Number/Name: ProcessorProcessor Processor
Number/Name: Number/Name:
Number/Name: ProcessorProcessor
Number/Name:Number/Name:
Number of Trees or Vines: NumberNumber
of TreesoforTrees or Vines:
Vines: NumberNumber ofNumber
of TreesTrees orofVines:
or Vines:
Trees or Vines: Number ofNumberTrees orofNumber
Trees orofVines:
Vines: Trees or Vines: Number ofNumberTrees orofVines:
Trees or Vines:
Adjusted Yield: AdjustedAdjusted
Yield: Yield: Adjusted
Adjusted Yield:
Yield:
Adjusted Yield: Adjusted Yield: Adjusted Yield:
Adjusted Yield: Adjusted Yield:
Adjusted Yield:
COMPANY/AGENCY COPY COMPANY/AGENCY
This form is not valid without COPY
the MPCI Application/Cancellation/Transfer/Policy Change/Reporting
This formForm COMPANY/AGENCY
is not valid without COPY
the MPCI Application/Cancellation/Transfer/Policy RH-5203-2019
ThisForm
Change/Reporting COMPANY/AGENCY
form is not valid without COPY RH-5203-2019
the MPCI Application/Cancellation/Transfer/Policy ThisForm
Change/Reporting form is not valid without the MPCI Application/Can
Example 1 – Adding Land to an Example 2 – Added Land Adjoins Example 3 – Adding Land to an Example 4 – Adding Land to an
Existing Unit the Existing Unit and Qualifies as a Existing Unit Existing Unit
Separate Optional Unit (Agreement
to Combine Optional Units
approved)
166
CONTENTS
Added Land and New Producer Apply

In Example 1, the insured is adding a piece of land (Section 24) to the policy as a separate optional unit.
The new land qualifies as added land and is less than 2,000 cropland acres.
The insured also qualifies as New Producer of Crop A in the county (has not produced Crop A in the county for more than two crop years).
Since the newly added land is less than 2,000 cropland acres and the insured qualifies as New Producer, the new database will use the
higher of the SA T-Yield (simple average of the approved yields for the county/crop/P/T/V) or the New Producer T-Yield (100% of the
county T-Yield).
In Example 2, the New Producer T-Yield is higher than the SA T-Yield. The database will use the New Producer T-Yield. The literal “NEW
PROD/ADD LAND 20XX” indicates that the land being added qualifies
Policy
as both added State
land and Date
New Producer.
Page of
The “20XX”
Policy
shows which State Date
year the land was added. The “T” descriptor indicates that the New
For Producer T-Yield
and succeeding years is being used. For and succeeding years
MPCI Acreage and Production Reporting Form MPCI Acreage and Production Reporting Form
County Anycounty County County Anycounty
County County County County County
Crop A Crop Crop Crop Crop
Practice NI Practice Practice NI Practice Practice Practice Practice Practice
Type Type Type Type
GSG Type Type Type Type
2
Legal Description 2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description 2
Legal Description
24 61N 22W 24 61N 22W

Insured's Share
50% Other persons sharing in crop
3
Insured's Share 3
Insured's
Other persons sharing in crop Share .500
Insured's Share 3 3
Other
Other persons persons
sharing Insured's
sharing
in crop in crop Share
Insured's Share 3 3
Other
Other persons persons
sharing Insured's
sharing
in crop in crop Share 3
Other persons sharing in crop Insured's Share
John Shareperson JOHN SHAREPERSON
Unit Number FSN 750 Yield No. Unit Number FSN Yield No.
Unit NumberUnit Number
1.02 FSN FSNYield No. 2.0
750 Yield No.
Unit NumberUnit Number FSN FSNYield No. Yield No.
Unit Number FSN Yield No. Unit Number
  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  
Meas.
Added
Serv.
Land/Cropland
 AddedAcres
Land/Cropland
 New Acres
Prac/Type/TMA
 NewPrac/Type/TMA
New Crop  Meas.
 NewServ.
Crop  
Meas.
Added
Serv.
Land/Cropland
 AddedAcres
Land/Cropland
 New Acres
Prac/Type/TMA
New Crop  Meas.
 New
Serv.
Crop  
Meas.
Added
Serv.
Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres
Crop Yield/ Crop Yield/ Crop Crop Yield/ Yield/ Crop Crop Yield/ Yield/ Crop Yield/ Crop
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor
Year Year Total Production
Total Production Acres Acres
Yield DescriptorYield Descriptor
Year Total Year Total Production
Production Acres Acres Yield Descriptor
Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Producti
Added Land total cropland

acres = ____
Does Not Exceed / New
Producer
XX 0.0 0.0 93.0 T

XX 0.0 0.0 93.0 T
XX 0.0 0.0 93.0 T
XX 0.0 0.0 93.0 T
Total Total Total Total Total Total Total Total
Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Prior Yield Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years Ave Yield ÷ Years
= Prelim = Prelim Prelim = Prelim = Prelim = Prelim = Prelim

Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Prelim
Yield Yield = Yield Yield Yield Yield Yield = Yield
Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield
T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield
5
Production
Record Type
Planted
Prevented
Acres
Uninsurable
5
Production
Record Type
Planted
Prevented
Acres
Uninsurable
5
Production
Record Type
Planted
5
Production
Record Type
Planted
Prevented
Acres
Uninsurable
Prevented
Acres
Uninsurable
5
Production
Record Type
Planted
5
Production
Record Type
Planted
Prevented
Acres
Uninsurable
Prevented
Acres
Uninsurable
5
Production
Record Type
Planted
Prevented
Acres
Uninsurable
5
10
Production
Record Type
Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres/Prod. Acres
Date Planting High Risk Date Planting High Risk Date Planting Date Planting High Risk High Risk Date Planting Date Planting High Risk High Risk Date Planting High Risk Date Planting
Completed Acres Completed Acres Completed Completed Acres Acres Completed Completed Acres Acres Completed Acres Completed
High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.

4
Acreage Type: 4
Acreage Type: 4
Acreage Type:4Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:
T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
NEW PROD/ADD LAND
Insurability: 6Insurability: 20XX 6
Insurability: 6Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop Year
7
Multi-Crop
ReportingYear Reporting Reason:
Reason: 7
Multi-Crop Year
7
Multi-Crop
ReportingYear Reporting Reason:
Reason: 7
Yield Indicator: Yield Indicator: Yield Indicator:Yield Indicator: Yield Indicator:Yield Indicator: Yield Indicator: Yield Indicator:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees Number of Trees or Vines:
or Vines: Number of Trees Number of Trees or Vines:
or Vines: Number of Trees or Vines: Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield:Adjusted Yield: Adjusted Yield:Adjusted Yield: Adjusted Yield: Adjusted Yield:
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form RH-5204-2019
Example 1 – Adding Land as a Example 2 – New Producer
Separate Optional Unit T-Yield is Higher than the SA
T-Yield
167
CONTENTS
Added Land with No Method Indicated

The insured is adding a piece of land in Section 31. (There is no other databases on the policy with the same legal description.)
The “Added Land” box is checked, but there is nothing indicated on this new unit as far as which added land method to use.
The Added Land total cropland acres must be reported in order to determine the 2000 acreage limitations and to determine the applicable
T-Yield. If Added Land is indicated but the total Added Land cropland acres have not been provided, the variable T-Yield will apply.
Once an APH database has been established, it cannot be revised in a subsequent year to add a SA T-Yield to replace a
variable T-Yield or a lower SA T-Yield even if the APH database
Policy
For
containsStateno actual history.
Date Page of
MPCI Acreage and Production Reporting Form

County Anycounty County County County
Practice NI Practice Practice Practice
Type Type Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
31 61N 22W
Unit Description Unit Description Unit Description Unit Description

Insured's Share 50% 3
Other persons sharing in crop Insured's Share 3
Other persons sharing in crop
John Shareperson
Unit Number FSN 456 Yield No. Unit Number FSN Yield No. Unit Number FSN Yield No. Unit Number FSN Yield No.
  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
Crop Yield/ Crop Yield/ Crop Yield/ Crop Yield/

Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor
Total Total Total Total

= Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield
Appr Yield Appr Yield Appr Yield Appr Yield

Production
5
5
5
5
Prevented
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted Uninsurable
Date Planting High Risk Date Planting High Risk Date Planting High Risk Date Planting High Risk
High Risk High Risk High Risk High Risk
Remarks/Other: Remarks/Other: Remarks/Other: Remarks/Other:

4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator:
Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor Number/Name:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form RH-5204-2019
Adding Land
168
CONTENTS
New Crop/P/T and Added Crop/P/T Flowchart

Revised 04/25/2016
If the New Crop/P/T or Added Crop/P/T is being
Is the insured planting a New Crop/P/T or Added No planted on new land in which the insured has
Crop/P/T on land already in the farming operation? not previously produced any crop, added land
procedures apply — see Added Land Flowchart.
No
New Crop/P/T – Insured grows a Crop/P/T for the first time within
a unit or APH database and the Crop/P/T has been produced Yes Added Crop/P/T – Insured grows a
within the county for the farming operation. (See #1 below) Crop/P/T for the first time within the
county for the farming operation.
Yes Did the total

cropland acres New database will
added for all units use the higher of the
Was land part of the No equal or exceed No variable T-Yield or
farming operation six or 2,000 acres the the Simple Average
more crop years prior to year the land (SA) T-Yield (See
the current crop year? was added to the Yes
#7 below)
(See #2 below) farming operation?
Yes
Yes
Acreage limitations New database will Acreage limitations

do not apply. New use the variable do not apply. New
database will use the T-Yield. (See database will use
higher of the variable #4 below) the variable T-Yield.
T-Yield or the Simple (See #8 below)
Average (SA) T-Yield
(See #3 below)

1. Is this the first time the crop/P/T is being planted on this particular unit or APH database? If so, it is a “New 6. If the literal on the original database shows that the acreage limitation was exceeded and the variable T-Yield is
Crop/P/T APH Database”. higher than the SA T-Yield, or the insured does not wish to submit an RMA RO Review, denote “new crop/P/T
exceeds, No RO request” on the new database. If the literal on the original database indicates that the cropland
2. Find the database where the land was originally added on the acreage report – determine if was six or more years acreage limitations were exceeded, submit an RMA RO Review, denote “new crop/P/T exceeds, RO review
prior to the current crop year. requested” on the new database (if an RMA RO review has already been requested and approved on the new
crop/P/T, a review is not needed. Denote “new crop/P/T exceeds, RO Review previously requested and approved”.
3. If the original database was added to the farming operation six or more crop years prior to the current crop year,
If an RMA RO Review was requested and denied on the new crop/P/T, another review may not be submitted.
denote “new crop/P/T” on the new database.
Denote “new crop/P/T exceeds, RO review previously requested and denied”).
4. If the literal on the original database shows that the 2,000 cropland acreage limitation was exceeded, denote “new 7. If the original database literal shows that the acreage limitation was not exceeded, denote “new crop/P/T” on the
crop/P/T equals or exceeds 2,000 cropland acres” on the new database. database.
169
5. Use the literal on the acreage reporting form to determine if the acreage limitations were exceeded when the land 8. Denote “Added Crop/P/T” on the new database.
was originally added.
10
CONTENTS
New Crop/P/T 6 or More Years Prior to the Current Crop

Year
In Example 1, the insured is planting Crop A for the first time on land that was added to the farming operation 6 or more years prior to
the current crop year. Since the land was added 6 or more years prior to the current crop year, no acreage limitations apply and the new
database will use the higher of the variable T-Yield or the SA T-Yield.
In Example 2, the SA T-Yield is higher than the variable T-Yield for the unit. The new database will use the SA T-Yield. The literal “New
Crop/P/T” on the database indicates that the land qualifies and that no acreage limitations apply. The “C” descriptor indicates that the SA
T-Yield is being used.
In Example 3, Crop A is being added by a different insured. The variable T-Yield is higher than the SA T-Yield. The database will use the
variable T-Yield. The literal “New Crop/P/T” on the database indicates
Policy
For
that the land State
qualifies andDatethat no acreage
Page of
limitations
Policy
For
apply. TheState“T”
Date
descriptor indicates that the variable T-Yield is being used.

County Anycounty County County Anycounty
County County County County CountyAnycounty County County
Crop Crop A Crop Crop Crop A
Crop Crop Crop Crop Crop Crop A Crop Crop
Practice NI Practice NI
Practice Practice Practice Practice PracticePractice
NI PracticePractice
Type Type Type GSG
Type Type Type Type Type GSG Type Type
2
Legal Description 2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description
2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W
Stump Hill
Unit Description Unit Description Unit Description Stump
Unit Description Hill Unit Description
Unit Description
Stump Hill Unit Description
Unit Description
50% 3Other persons sharing in crop Insured's Share
Insured's Share 3
Other persons sharingInsured's
in crop Share .500
Insured's Share 3
Other persons
3 sharing
Other persons sharingInsured's
in crop in crop Share
Insured's Share 3
Other persons
3 sharing
Other inInsured's
persons sharingInsured's
crop Share Share
in crop .500 3
Other persons
3
Other persons in crop inInsured's
sharing sharing crop Insured's
Share Share 3
John Shareperson JOHN SHAREPERSON JOHN SHAREPERSON
Unit Number FSN 629 Yield No. Unit Number FSN Unit NumberUnit Number
Yield No. 2.04 FSN FSNYield No. 2.0
629 Unit NumberUnit Number
Yield No. FSN FSNYield No. Unit Number
Yield Unit Number
No. 2.04 FSN FSN Yield No.Yield
629 2.0 No. Unit Number
Unit Number F

 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  Added
 New Prac/Type/TMA  New Crop  Meas. Land/Cropland
Serv.  AddedAcres  New
Land/Cropland Prac/Type/TMA
Acres  New  New Crop  Meas.
Prac/Type/TMA  NewServ.  Added
Crop  Meas. Land/Cropland
Serv.  AddedAcres  New
Acres  New New Crop  Meas.
Prac/Type/TMA  New
Serv.
Added
Crop Land/Cropland
 Added
Meas. Land/Cropland
Serv. Acres Acres
 New Crop 
New
Meas.
CropServ.
 Meas.
Serv.
Added Land/Cropland
 Added Land/Cropland
Acres Acres
 New P
Crop Yield/ Crop Yield/ Crop Crop Yield/ Yield/ Crop Crop Yield/ Crop
Yield/ Crop Yield/ Yield/ Crop Crop
Year Total Production Acres Yield Descriptor Year Total Production Acres Year
Year Acres
Total Production Yield
AcresDescriptorYield Descriptor
Year TotalYear
Production Acres
Total Production Yield Descriptor
Acres Year
Yield Total
YearProduction
Descriptor Total Production
Acres Acres
Yield Descriptor
Yield Descriptor Year Total
Year Production
Total Producti
New crop prior to 2006.
XX 0.0 0.0 93.0 T

XX 0.0 0.0 125.0 C
XX 0.0 0.0 93.0 T
XX 0.0 0.0 125.0 C
XX 0.0 0.0 93.0 T
XX 0.0 0.0 125.0 C
XX 0.0 0.0 93.0 T
XX 0.0 0.0 125.0 C
Total Total Total Total Total Total Total Total Total Total
Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years ÷ Years
Prelim = Prelim Prelim = Prelim Prelim = Prelim
= Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield = Yield = Prelim
Yield
Rate Yield Rate Yield
Yield = Prelim
Yield
Rate Yield Rate Yield = Yield Yield
Rate Yield Rate Yield = Yield Yield
Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield
T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield
5
Production 5
Production Prevented Prevented 5
Production 5
Production 5Production Prevented Prevented 5
Production5Production
Record Type Acres Record Type Acres Record Type Record Type Acres Acres Record Type Record Type Acres Acres Record TypeRecord Type Acres Acres Record Type Record Type
Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable Uninsurable Planted Planted Uninsurable Uninsurable Planted Planted Uninsurable Uninsurable Planted Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres
Date Planting High Risk Date Planting High Risk Date Planting Date Planting High Risk High Risk Date Planting Date Planting High Risk High Risk Date PlantingDate Planting High Risk High Risk Date Planting
Date Planting
Completed Acres Completed Acres Completed Completed Acres Acres Completed Completed Acres Acres Completed Completed Acres Acres CompletedCompleted
High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.Acres Class. Acres Class.
Acres Class.

Remarks/Other:
NEW CROP Remarks/Other:
Remarks/Other:
NEW CROP Remarks/Other:
Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage 4Type:
Acreage Type: 4
Acreage4Type:
Acreage Type:
T-Yield Map Area: T-Yield MapT-Yield
Area:Map Area: T-Yield MapT-Yield
Area:Map Area:
6
Insurability: 6
Insurability: 6
Insurability:
6
Insurability: 6
Insurability:
6
Insurability:
7
Multi-Crop Year
7 Reporting
Multi-Crop Reason:
Year Reporting Reason: 7
Multi-Crop Year
7 Reporting
Multi-Crop Reason:
Year Reporting Reason: 7
Multi-Crop
7
Multi-Crop
Year Reporting
Year Reporting
Reason: Reason: 7
Multi-Crop
7
Multi-Crop
Year Reporting
Year Reporting
Reason:
Yield Indicator: Yield Indicator: Yield Indicator:Yield Indicator: Yield Indicator:Yield Indicator: Yield Indicator:
Yield Indicator:
Processor Number/Name: ProcessorProcessor
Number/Name:
Number/Name: ProcessorProcessor
Number/Name:
Number/Name:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:
Number of Trees or Vines: Number of Trees or Vines:
Number of Trees or Vines: Number ofNumber
Trees orof Vines:
Trees or Vines: Number ofNumber
Trees orof Vines:
Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:
Adjusted Yield: Adjusted Adjusted
Yield: Yield:
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COMPANY/AGENCY
RH-5204-2019 COPY Change/Reporting Form
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy This form is not valid witho
Example 1 – Planting Crop A for Example 2 – SA T-Yield is Higher Example 3 – Crop A Added by a
the First Time on Land Added Than the Variable T-Yield Different Insured
Prior to 2006
170
CONTENTS
New Crop/P/T in 5 or Fewer Crop Years: Did Not Exceed

Acre Limits
In Example 1, the insured is planting Crop A for the first time on land that was added to the farming operation in 5 or fewer crop years.
Since the land was originally added in 5 or fewer crop years, acreage limitations apply. We must go back to the year the land was added
and determine if the land exceeded the cropland acreage limitations.
The literal “ADDED LAND 20XX” on the original added land database indicates that the land did not exceed the cropland acreage
limitations when added in 20XX.
In Example 2, the SA T-Yield is higher than the variable T-Yield for the unit. The new database will use the SA T-Yield. The literal “NEW
CROP/P/T” on the database indicates that the original added land did not exceed the acreage limitations. The “C” descriptor indicates that
the SA T-Yield is being used.
In Example 3, Crop A is being added by a different insured. The variable T-Yield is higher than the SA T-Yield unit on the policy. The
database will use the variable T-Yield. The literal “NEW CROP/P/T”
Policy on the database State indicates Date
that the original
Page of added land did not exceed
Policy State
the acreage limitations. The “T” descriptor indicates that the variable T-Yield is being used.
For and succeeding years For and succeeding years
County Anycounty County Anycounty County County Anycounty County County County Anycounty County County
Crop Crop A Crop Crop A Crop Crop Crop A Crop Crop Crop Crop A Crop Crop
Practice NI Practice NI Practice Practice NI Practice Practice Practice NI Practice Practice
Type Type Type Type GSG Type Type Type GSG Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W 19 61N 22W
Unit Description Stump Hill Unit Description Stump Hill Unit Description Unit Description Stump Hill Unit Description Unit Description Unit Description Stump Hill Unit Description Unit Description
Insured's Share .500 3Other persons sharing in crop Insured's Share 50% 3Other persons sharing in crop Insured's Share Insured's
3
Share
Other persons sharing in3Other
.500 Insured's
crop persons Sharein crop Insured's
sharing 3
Share
Other persons Insured's
sharing in3Share
Other
crop persons
.500 sharing3Other
in crop Insured's
persons Share
sharing in crop Insured's 3Share
Other persons sharing3
Unit Number FSN 629 Yield No.1.0 Unit Number FSN 629 Yield No. Unit Number Unit Number
FSN 2.04
Yield No.FSN 629Number
Unit Yield No. 2.0 Unit Number
FSN Unit
YieldNumber
No.FSN 2.04Yield No.
FSN 629
UnitYield
NumberNo. 2.0 Unit Number
FSN Yield NF

 Added Land/Cropland Acres

 New Prac/Type/TMA  New Crop  Meas. Serv.
New Prac/Type/TMA
Land/Cropland Acres
 New Crop
New
Meas.
Prac/Type/TMA
Serv. Added
New Crop
Land/Cropland
 Meas.Acres
Serv.  Added
New Prac/Type/TMA
Land/Cropland Acres
 New Crop
 Added
New
 Meas.
Land/Cropland
Prac/Type/TMA
Serv. Acres New Crop
Meas. Serv. 
New
Added
CropLand/Cropland
 Meas. Serv.
Acres  Added
 NewLand/Cropland
Prac/Type/TMA
Acres
 New Crop
 NewP
Crop Yield/ Crop Yield/ Crop Crop Yield/ Crop Yield/ Crop Crop
Yield/ Yield/ Crop
Yield/ Crop Yield
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Year Acres
Total Production
Yield Descriptor
Acres Yield
Year Descriptor
Total Production Year Acres
Total Production
YieldYear
Descriptor
Total
AcresProductionYield Descriptor
Acres Yield
Year
Descriptor
Total Production
Yield Des
New Crop /P/T.
XX 0.0 0.0 40.0 T XX 0.0 0.0 125.0 C XX 0.0 0.0 93.0 T

XX 0.0 0.0 40.0 T XX 0.0 0.0 125.0 C XX 0.0 0.0 93.0 T
XX 0.0 0.0 40.0 T XX 0.0 0.0 125.0 C XX 0.0 0.0 93.0 T
XX 6250.0 92.0 68.0 A XX 0.0 0.0 125.0 C XX 0.0 0.0 93.0 T
Total
Yield
÷ Years
Prior Yield
Ave Yield
Total
Yield
÷ Years
Prior Yield
Ave Yield
Total
Yield
÷ Years
Total
Yield Prior Yield
÷ Years Ave Yield

Prior Yield
Ave Yield
Total
Yield
÷ Years
Total
Yield Prior Yield
÷ YearsAve Yield
Total
Yield
÷ Years
Prior Yield
Ave Yield
Prior Yield
Ave Yield
Total
Yield
÷ Years
Total
Yield
10
Prior Yield
÷ Years Ave Yield
= Prelim = Prelim = Prelim PrelimRate Yield = Prelim = Prelim Prelim

Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Prelim Prelim Rate Yield
Yield Yield Yield = Yield Yield Yield = Yield = Yield = Yield
T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield
Production
5
5
5 5
Prevented
Production Prevented Production
5 5
Prevented
Production Production Prevented
5
Prevented 5
Production 5
ProductionPrevented
Record Type Acres Record Type Acres Record Type Acres
Record Type Acres Record Type RecordAcres
Type Record TypeAcres Acres Record Type Record Type Acres
Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable Uninsurable Planted PlantedUninsurable Planted Uninsurable Uninsurable Planted Planted Uninsurable
Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod. Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod.
Date Planting High Risk Date Planting High Risk Date Planting High Risk
Date Planting High Risk Date Planting High Risk
Date Planting Date PlantingHigh Risk High Risk Date Planting High Risk
Date Planting
Completed Acres Completed Acres Completed Acres
Completed Acres Completed Acres
Completed Completed Acres Acres Completed CompletedAcres
High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.
Remarks/Other: ADDED LAND 20XX Remarks/Other: Remarks/Other: Remarks/Other: NEW CROP Remarks/Other: Remarks/Other: Remarks/Other: NEW CROP Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: Acreage Type:
4 4
Acreage Type: 4
4 4
4
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
7
7
7
Multi-Crop
Reason: Year Reporting Reason: 7
7
Multi-Crop
Reason: Year Reporting Reason:
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator:
Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor Number/Name:Processor Number/Name: Processor Number/Name:Processor Number/Name:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COPY RH-5204-2019
This form is notCOMPANY/AGENCY
valid COPY
without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting
This form is Form
not valid witho
Example 1 – Planting Crop A for the First Time on Land Added Example 2 – SA T-Yield is Example 3 – Crop A Added by a
in 20XX Higher Than the Variable T-Yield Different Insured
171
CONTENTS
New Crop/P/T in 5 or Fewer Crop Years: Exceeds Acre

Limits
The literal “ADDED LAND EXCEED/T 20XX” on the original added land database indicates that the land exceeded the cropland acreage
limitations when added in 2007. The new crop will use the variable T-Yield.
In Example 2, the variable T-Yield is higher than the SA T-Yield for the unit. Therefore, the new database will use the variable T-Yield. The
literal “NEW CROP/P/T/EXCEEDS/T” on the database indicates that the original added land exceeded the acreage limitations and the
variable T-Yield is higher than the SA T-Yield. The “T” descriptor also indicates that the variable T-Yield is being used.
In Example 3, Crop A is being added by a different insured. The SA T-Yield is higher than the variable T-Yield unit. A RMA RO Review was
submitted the year added and was denied. The database will use the variable T-Yield. The literal “NEW CROP/P/T/EXCEEDS” on the
database indicates that the original added land exceeded the acreage
Policy
For
limitations. State
The “T” descriptor
Date
indicates
Page of
that the variable T-Yield is
Policy
State
being used.
County Anycounty County Anycounty County County Anycounty County County County Anycounty County County
Crop Crop B Crop Crop A Crop Crop Crop A Crop Crop Crop Crop A Crop Crop
Practice NI Practice NI Practice Practice NI Practice Practice Practice NI Practice Practice
Type Type Type Type GSG Type Type Type GSG Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W 19 61N 22W
Unit DescriptionStump Hill Unit Description Stump Hill Unit Description Unit Description Stump Hill Unit Description Unit Description Unit Description Stump Hill Unit Description Unit Description
Insured's Share .500 3Other persons sharing in crop Insured's Share 50% 3Other persons sharing in crop Insured's Share Insured's3Other
Sharepersons
.500 sharing3Other Insured's
in croppersons Share
sharing in crop Insured's3Other
Share persons Insured'sinShare
sharing3Other
croppersons
.500sharing in
3
Other Insured's
crop persons Share
sharing in crop Insured's
3
Share
Other persons sharing in
3
Unit Number 1.00 FSN 629 Yield No. 21.0 Unit Number FSN 629 Yield No. Unit Number Unit Number
FSN 2.04
Yield No.
FSN 629
Unit Yield
NumberNo. 27.0 Unit Number
FSN Unit
YieldNumber
No.
FSN 2.04
Yield No.FSN 629 Yield No. 2.0 Unit Number
Unit Number FSN Yield No.F
 Added Land/Cropland Acres

 New Prac/Type/TMA  New Crop  Meas. Serv.
Prac/Type/TMAAcres
 New Crop
 New
Prac/Type/TMA
Meas. Serv. New
Added
CropLand/Cropland
 Meas. Serv.
Acres  Added
Prac/Type/TMAAcres
 New 
Crop
Added
New
Prac/Type/TMA
Meas.
Land/Cropland
Serv. Acres
 New Crop
 New
 Meas.
Prac/Type/TMA
Serv. Added
 New Crop
Land/Cropland
 Meas. Acres
Serv. Added
New Prac/Type/TMA
Land/Cropland Acres
 New Crop
 New
 Mea
P
Crop Yield/ Crop Yield/ Crop Crop Yield/ Crop

Yield/ Crop Crop
Yield/ Yield/ CropYield/ Crop Yield/
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total ProductionYear Total
AcresProduction
Yield Descriptor
Acres Yield
Year
Descriptor
Total Production
YieldYear
Descriptor
Acres
Total Production
Yield Descriptor
Acres Yield
YearDescriptor
Total Production
Yield Descri
New Crop /P/T exceeds.
XX 0.0 0.0 40.0 T XX 0.0 0.0 93.0 T XX 0.0 0.0 93.0 T

XX 0.0 0.0 40.0 T XX 0.0 0.0 93.0 T XX 0.0 0.0 93.0 T
XX 0.0 0.0 40.0 T XX 0.0 0.0 93.0 T XX 0.0 0.0 93.0 T
XX 6250.0 92.0 68.0 A XX 0.0 0.0 93.0 T XX 0.0 0.0 93.0 T
Total Total Total Total Total Total Total Total Total
Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Yield Prior Yield Yield Prior Yield Prior Yield Yield Yield Prior Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years ÷ Years Ave Yield ÷ Years Ave Yield Ave Yield ÷ Years ÷ YearsAve Yield
= Prelim = Prelim = Prelim Prelim = Prelim = Prelim Prelim Rate Yield

Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Prelim PrelimRate Yield
Yield Yield Yield = Yield Yield Yield = Yield = Yield = Yield
T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield
Production
5
5
5
5
5
ProductionPrevented
5 5
Prevented
Production Prevented Production
5 5
Prevented
Production
Record Type Acres Record Type Acres Record Type Record TypeAcres Acres Record Type Acres
Record Type Acres
Record Type Acres Record Type Acres
Record Type
Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable Uninsurable Planted Planted Uninsurable Planted Uninsurable Uninsurable Planted Planted Uninsurable
Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod. Acres Acres/Prod. Acres/Prod. Acres Acres Acres/Prod.
Date Planting High Risk Date Planting High Risk Date Planting High Risk
Date Planting High Risk
Date Planting
Completed Acres Completed Acres Completed Completed Acres Acres Completed CompletedAcres CompletedAcres Acres Completed Acres
Completed
High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk High Risk
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.
Remarks/Other: ADDED LAND/EXCEED/T20XX Remarks/Other: Remarks/Other: Remarks/Other: NEW CROP/EXCEED/T

Remarks/Other: Remarks/Other: Remarks/Other: NEW CROP/EXCEEDS
4
Acreage Type: 4
Acreage Type: 4
4 4
4
Acreage Type:
4 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
7
Multi-Crop
Reason: Year Reporting Reason: 7
Multi-Crop Year Reporting7Multi-Crop
Reason: Year Reporting 7Reason:
7
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator:
Processor Number/Name: Processor Number/Name: Processor Number/Name:Processor Number/Name: Processor Number/Name:Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor Number/Name:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:Number of Trees or Vines: Number of Trees or Vines:Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting COPY
Form RH-5204-2019
COMPANY/AGENCY
This form is not valid without the MPCICOPY
Application/Cancellation/Transfer/Policy Change/Reporting
This form Form
is not valid witho
Example 1 – Planting Crop A for the First Time on Land Added Example 2 – Variable T-Yield is Example 3 – Crop A Added by a
in 20XX Higher Than the SA T-Yield Different Insured
172
CONTENTS

Limits
RMA RO Submitted and Approved
The literal “ADDED LAND/APPROVED 20XX” on the original added land database indicates that the land exceeded the cropland acreage
limitations when added in 20XX and a RMA RO Review was submitted and approved for Crop B. The new crop will use the variable T-Yield
unless an RMA RO Review was previously submitted and approved.
In Example 2, a RMA RO Review was previously submitted and approved. The literal “NEW CROP/P/T/APPROVED” on the database
indicates that the original added land exceeded the acreage limitations
Policy
For
and a RMA State
RO ReviewDatewas submitted
Page of
and approved for the new Policy
For
crop. The “C” descriptor indicates that the SA T-Yield is being used.
County Anycounty County Anycounty County CountyCountyAnycounty County County
Crop Crop B Crop Crop A Crop Crop Crop Crop A Crop Crop
Practice NI Practice NI Practice PracticePractice
NI Practice Practice
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal 2Description
Legal Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W
Stump Hill
Unit Description Unit Description Unit Description Unit Description Stump
Unit Description Hill Unit Description Unit Description
.500 3Other persons sharing in crop Insured's Share .500
Insured's Share 3
Insured's
Other persons sharing in crop Insured's
Share Share
.500 3
Other3persons
Other persons
sharingsharing Insured's Share
in cropin crop 3
John Shareperson John Shareperson John Shareperson
Unit Number 1.00 FSN 629 Yield No. 1.0 Unit Number 1.00 FSN 629 Yield No. 1.0 Unit Number FSN Unit Number2.04
Yield No. Unit Number 629 Yield No.
FSN FSN 2.0
Yield No. Unit Number FSN Yield No. Unit Number
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
 Added 
Land/Cropland
Added Land/Cropland
Acres Acres
 New Crop
 New
 Meas.
Crop Serv.
 Meas. Serv.
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acre
Crop Yield/ Crop Yield/ Crop Yield/ Crop Crop Yield/ Yield/ Crop Yield/ Crop
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total
Year Production
Total ProductionAcres AcresYield Descriptor
Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Prod
New Crop /P/T exceeds

RO Review previously
requested and approved.
XX 0.0 0.0 65.0 T XX 0.0 0.0 125.0 C

XX 0.0 0.0 65.0 T XX 0.0 0.0 125.0 C
XX 0.0 0.0 65.0 T XX 0.0 0.0 125.0 C
XX 6250.0 92.0 68.0 A XX 0.0 0.0 125.0 C
Total Total Total Total Total Total Total
Yield Prior Yield Yield Prior Yield Yield Prior Yield Yield Yield Prior YieldPrior Yield Yield Prior Yield Yield
10
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years Ave Yield ÷ Years
= Prelim = Prelim = Prelim Prelim = Prelim = Prelim

Rate Yield Rate Yield Rate Yield Rate YieldRate Yield Rate Yield Prelim
Yield Yield Yield = Yield Yield Yield = Yield
Appr Yield Appr Yield Appr Yield Appr YieldAppr Yield Appr Yield
T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield T-Yield
5
Production5Production PreventedPrevented 5
Production
Record Type Acres Record Type Acres Record Type Acres Record Type Record Type Acres Acres Record Type Acres Record Type
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable
Uninsurable Planted Uninsurable Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod.
Acres/Prod. Acres Acres/Prod. Acres
Date Planting High Risk Date Planting High Risk Date Planting High Risk Date Planting
Date Planting High Risk High Risk Date Planting High Risk Date Planting
Completed Acres Completed Acres Completed Acres CompletedCompleted Acres Acres Completed Acres Completed
High Risk High Risk High Risk High Risk High Risk High Risk High Risk
Acres Class. Acres Class. Acres Class.
Remarks/Other: ADD LAND/APPROVED 20XX Remarks/Other: Remarks/Other: Remarks/Other:

Remarks/Other:
NEW CROP/APPROVED Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage4
Acreage
Type: Type: 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield T-Yield
Map Area: Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
6
Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop
7
Multi-Crop
Year Reporting
Year Reporting
Reason:Reason: 7
Multi-Crop Year Repor
Processor Number/Name: Processor Number/Name: Processor Number/Name: ProcessorProcessor
Number/Name:
Number/Name: Processor Number/Name: Processor Number/Nam
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: NumberNumberof TreesoforTrees
Vines:
or Vines: Number of Trees or Vines: Number of Trees or Vin
Adjusted Yield: Adjusted Yield: Adjusted Yield: AdjustedAdjusted
Yield: Yield: Adjusted Yield: Adjusted Yield:
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COMPANY/AGENCY COPY RH-5204-2019 This form is not valid without the MPCI Application/Cancellation/Transfer/Policy
Example 1 – Planting Crop A for the First Time on Land Added Example 2 – RMA RO Review
in 20XX Previously Submitted and
Approved
173
CONTENTS

Limits
RMA RO Review Submitted and Denied
The literal “ADDED LAND EXCEEDS 20XX” on the original added land database indicates that the land exceeded the cropland acreage
limitations when added in 20XX and that the variable T-Yield had been used. The new crop will use the variable T-Yield unless an RMA RO
Review was previously submitted and approved.
In Example 2, the literal “NEW CROP/P/T/EXCEEDS” on the database Policy
For
indicatesStatethat the original
Date
added land exceeded the acreage
Page of Policy
For
limitations and that the variable T-Yield is being used. The “T” descriptor also indicates that the variable T-Yield is being used.
County Anycounty County Anycounty County CountyCounty Anycounty County County
Crop Crop B Crop Crop A Crop Crop Crop Crop A Crop Crop
Practice NI Practice NI Practice PracticeNI
Practice Practice Practice
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal2Legal
Description
Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W
Stump Hill
Unit Description Unit Description Stump Hill Unit Description Unit Description
Unit Description
Stump Hill Unit Description Unit Description
.500 3Other persons sharing in crop Insured's Share 50%
Insured's Share 3
Insured's
ShareShare.500 3Other3Other
persons
persons
sharing
sharing
in crop Insured's Share
in crop 3
Unit Number 1.00 FSN 629 Yield No. 1.0 Unit Number FSN 629 Yield No. Unit Number FSN Yield No. Unit Number
Unit Number 2.04 FSN FSN629 Yield Yield
No. 2.0
No. Unit Number FSN Yield No. Unit Number
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
 AddedLand/Cropland
Added Land/Cropland
Acres Acres New 
Prac/Type/TMA
New Prac/Type/TMA
 New 
Crop
NewCrop
Meas.Serv.
Meas. Serv.
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Ac
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Year
Total Production
Total Production Acres Acres Yield Descriptor
Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Pro
New Crop /P/T exceeds.
XX 0.0 0.0 65.0 T XX 0.0 0.0 93.0 T

XX 0.0 0.0 65.0 T XX 0.0 0.0 93.0 T
XX 0.0 0.0 65.0 T XX 0.0 0.0 93.0 T
XX 6250.0 92.0 68.0 A XX 0.0 0.0 93.0 T
Yield Prior Yield Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield
Prior Yield Yield Prior Yield Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave YieldAve Yield ÷ Years Ave Yield ÷ Years
= Prelim = Prelim = Prelim Prelim= Prelim = Prelim

Rate Yield Rate Yield Rate Yield Rate Yield
Rate Yield Rate Yield Prelim
Appr Yield Appr Yield Appr Yield Appr Yield
Appr Yield Appr Yield
5
Production
5
Prevented 5
Production
Record Type Acres Record Type Acres Record Type Acres Record Type
Record Type Acres Acres Record Type Acres Record Type
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable
Uninsurable Planted Uninsurable Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod.
Acres/Prod. Acres Acres/Prod. Acres
Date Planting High RiskHigh Risk Date Planting High Risk Date Planting
Completed Acres Completed Acres Completed Acres Completed
Completed Acres Acres Completed Acres Completed
High Risk High Risk High Risk High RiskHigh Risk High Risk High Risk
Acres Class. Acres Class. Acres Class.
Remarks/Other: ADD LAND EXCEEDS 20XX Remarks/Other: Remarks/Other: Remarks/Other:

Remarks/Other:
NEW CROP/EXCEEDS Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage
4
Acreage
Type: Type: 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-YieldT-Yield
Map Area:
Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
6
Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop
7
Multi-Crop
Year Reporting
Year Reporting
Reason:
Reason: 7
Multi-Crop Year Repo
Processor Number/Name: Processor Number/Name: Processor Number/Name: Processor
Processor
Number/Name:
Number/Name: Processor Number/Name: Processor Number/Na
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number Number
of Trees
of Trees
or Vines:
or Vines: Number of Trees or Vines: Number of Trees or V
Adjusted Yield: Adjusted Yield: Adjusted Yield: AdjustedAdjusted
Yield: Yield: Adjusted Yield: Adjusted Yield:
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COMPANY/AGENCY COPY RH-5204-2019 This form is not valid without the MPCI Application/Cancellation/Transfer/Polic
Example 1 – Planting Crop A for the First Time on Land Added Example 2 – RMA RO Review
in 20XX Requested
174
CONTENTS
New Crop/P/T in 5 or Fewer Crop Years: No Added Land

Method Originally Given
In Example 1, the insured is planting Crop C for the first time on land that was added to the farming operation in 5 or fewer crop years.
The literal “ADDED LAND/T 20XX” on the original added land database indicates that we were not supplied with an added land method in
20XX and that the variable T-Yield had been used. Since we were not told which added land method to use when the land was originally
added, the new Crop C database will have to use the applicable variable T-Yield.
The insured has the option to go back to the year the land was originally added and determine if the cropland acreage
limitations were exceeded. Then the applicable Added Land method that could have been used originally can now be
utilized to determine the options for the yield on the New Crop/P/T database. The existing Added Land database is set and
cannot be adjusted based on the newly determined cropland information.
In Example 2, the literal “NEW CROP/T” on the database indicates

Policy
For
thatandthe originalState
succeeding years
added landDatedatabasePage
used
of
the variable T-Yield because Policy
For and
we were not supplied with an added land method. The “T” descriptor indicates that the variable T-Yield is being used.
County Anycounty County Anycounty County County County
Anycounty County County
Crop Crop A Crop Crop C Crop Crop Crop C
Crop Crop Crop
Practice NI Practice NI Practice Practice Practice
NI Practice Practice
Type GSG Type Type Type Type
GSG Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W
Unit DescriptionStump Hill Unit Description Stump Hill Unit Description Unit Description
Unit Description
Stump Hill Unit Description Unit Description
Insured's Share .500 3
Other persons sharing in crop Insured's Share 50% 3
Insured's
Other persons sharing in cropShare
Insured's
.500Share 3Other persons
3
Other
sharing
persons Insured's
in cropsharing in cropShare 3
Unit Number 2.04 FSN 629 Yield No. 21.0 Unit Number FSN 629 Yield No. Unit Number FSN YieldUnit
No. Number Unit Number FSN 629 FSN
Yield No. 22.0
YieldUnit
No.Number FSN Yield No. Unit Number
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop 
Meas.
AddedServ.
Land/Cropland
 Added
AcresLand/Cropland
 New Acres
Prac/Type/TMA
 New
 New
Prac/Type/TMA
Crop  Meas.
 New
Serv.Crop 
 Meas.
AddedServ.
Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres 
Crop Yield/ Crop Yield/ Crop Yield/Crop Crop Yield/ Yield/ Crop Yield/ Crop
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor
Year Total Production
Acres Yield
Acres
Descriptor Yield Descriptor
Year Total Production Acres Yield Descriptor Year Total Production
New Crop /P/T.
XX 0.0 0.0 93.0 T XX 0.0 0.0 29.0 T
10
XX 0.0 0.0 93.0 T XX 0.0 0.0 29.0 T
XX 0.0 0.0 93.0 T XX 0.0 0.0 29.0 T
XX 5423.0 43.4 125.0 A XX 0.0 0.0 29.0 T
Yield Prior Yield Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Prior Yield Yield
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years Ave Yield ÷ Years
= Prelim = Prelim = Prelim Prelim = Prelim = Prelim

Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Rate Yield Prelim
Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield
5
Production 5
Production
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable Uninsurable Planted Uninsurable Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres/Prod. Acres
Date Planting High Risk Date Planting High Risk Date Planting High Risk Date Planting Date Planting High Risk High Risk Date Planting High Risk Date Planting
Completed Acres Completed Acres Completed Acres Completed Completed Acres Acres Completed Acres Completed
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.
Remarks/Other: ADDED LAND/T 20XX Remarks/Other: Remarks/Other: Remarks/Other:

Remarks/Other:
NEW CROP/T Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4Acreage Type: 4
Acreage Type: 4
Acreage Type:
T-Yield Map Area: T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:T-Yield Map Area: T-Yield Map Area: T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop Year7Multi-Crop
Reporting Year
Reason:
Reporting Reason: 7
Multi-Crop Year Reporting Rea
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines: Number of TreesNumber
or Vines:
of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COMPANY/AGENCY COPY RH-5204-2019
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Chang
Example 1 – Planting Crop C for the First Time on Land Added Example 2 – RMA RO Review
in 20XX Previously Submitted and
Approved
175
CONTENTS
Added Crop/P/T First Time within County

In Example 1, the insured is planting irrigated Crop A for the first time in the county on land that is already in his farming operation. The
cropland limitations do not apply. The new database will use the variable T-Yield (additional yield procedures may be used for summer-
fallow or irrigated practices).
In this example, the insured has just one other database of Crop A in the county. Since this other database has 3+ years of records for the
crop contract, the new database will receive 100% of the county T-Yield.
In Example 2, the literal “ADDED CROP/P/T” on the database indicates
Policy
For
that thisStateis the first timeDatethis P/T/V
is being planted in this county
Page of Policy
For an
(in the farming operation). The “T” descriptor indicates that the variable T-Yield is being used.
County Anycounty County Anycounty County County County
Anycounty County County
Crop Crop A Crop Crop A Crop Crop Crop
Crop A Crop Crop
Practice NI Practice Irrigated Practice Practice Practice
I Practice Practice
Type GSG Type Type Type Type
GSG Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
2
Legal Description 2
Legal Description 2
Legal Description
19 61N 22W 19 61N 22W 19 61N 22W
Stump Hill
Unit Description Unit Description Stump Hill Unit Description Unit Description Stump Hill
Insured's Share.500 3Other persons sharing in crop Insured's Share 50% 3
Insured's
Other persons sharing in crop Share
Insured's Share 3Other persons
.500 3
sharing
Other in crop
persons Insured's
sharing in crop Share 3
Unit Number 1.01 1.0 FSN 630 Yield No. 1.0 Unit Number FSN 629 Yield No. Unit Number FSN Unit NumberUnit Number
Yield No. 1.02 FSN 630FSNYield No. 2.0 Unit Number
Yield No. FSN Yield No. Unit Number
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop   Added
Meas. Land/Cropland
Serv. Acres
 Added  New
Acres New Crop  Meas.
 NewPrac/Type/TMA Serv.
 New Crop   Added
Meas. Land/Cropland Acres
Serv.  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres
Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Year
Year Acres
Total Production Yield
AcresDescriptorYield Descriptor
Year Total Production Acres Yield Descriptor Year Total Production
Added Crop /P/T.
XX 18824.0 110.3 171.0 A

XX 1948.0 15.0 130.0 A
XX 47045.0 302.0 156.0 A XX 0.0 0.0 130.0 T
XX 44275.0 307.0 144.0 A XX 0.0 0.0 130.0 T
XX 45056.0 305.5 147.0 A XX 0.0 0.0 130.0 T
XX 0.0 0.0 0.0 A XX 0.0 0.0 130.0 T
Yield 748 Prior Yield Yield Prior Yield Yield Prior Yield Yield Yield Prior Yield Prior Yield Yield Prior Yield Yield
÷ Years 5 Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years ÷ Years Ave Yield Ave Yield ÷ Years Ave Yield ÷ Years
Prelim = Prelim Prelim
= Prelim
Yield 150 Rate Yield = Prelim
Yield
Rate Yield = Prelim
Yield
Rate Yield = Yield = Prelim
Yield
Rate Yield Rate Yield
Yield
Rate Yield = Yield
Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield Appr Yield
T-Yield 93.0 T-Yield T-Yield T-Yield 130
T-Yield T-Yield T-Yield
Production
5
5
5
Prevented 5
Production Production
5 Prevented Prevented 5
Production
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted Planted Uninsurable Uninsurable Planted Uninsurable Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres Acres/Prod. Acres/Prod. Acres Acres/Prod. Acres
Date Planting High Risk Date Planting High Risk Date Planting High Risk Date Planting Date Planting High Risk High Risk Date Planting High Risk Date Planting
Completed Acres Completed Acres Completed Acres Completed Completed Acres Acres Completed Acres Completed
Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class. Acres Class.
Remarks/Other: ADDED LAND/T 20XX Remarks/Other: Remarks/Other: Remarks/Other:

Remarks/Other:
ADD PRAC/TYPE/VARIETY Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:4Acreage Type: 4
Acreage Type: 4
Acreage Type:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop Year
7 Reporting Reason:
Multi-Crop Year Reporting R
Yield Indicator: Yield Indicator: Yield Indicator: Yield Indicator:Yield Indicator: Yield Indicator: Yield Indicator:
Number of Trees or Vines: Number of Trees or Vines: Number of Trees or Vines:
Adjusted Yield: Adjusted Yield: Adjusted Yield: Adjusted Yield:Adjusted Yield: Adjusted Yield: Adjusted Yield:
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Chan
RH-5204-2019
Example 1 – Planting Irrigated Crop A for the First Time on Land Example 2 – First Time P/T/V is
Already in Farming Operation Being Planted in this County in
the Farming Operation
176
CONTENTS
11
11
High-Risk
Land
High-Risk Land Exclusion Option — NCIS 764..............................................................................................................................................178
High-Risk Land Exclusion Option Acreage Example......................................................................................................................................179
High-Risk Alternate Coverage Endorsement — HR-ACE NCIS 848..............................................................................................................180
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CONTENTS
High-Risk Land Exclusion Option — NCIS 764

The High-Risk Land Exclusion Option allows the producer to exclude high risk acres from coverage.
1. The High-Risk Land Exclusion Form must be signed by the agent and the insured by the sales closing date for
the crop(s)/county(ies).
2. The exclusion is continuous until canceled in writing by the sales closing date. The request to cancel the HR from being excluded
must be made on the application or on the high risk exclusion option form by the applicable SCD.
Applying for CAT Coverage on the Excluded Acres
1. CAT coverage on excluded high-risk acres must be requested on an application, signed by both the agent and the insured by
the sales closing date and received in our office within 15 days.
2. The CAT policy must be obtained from the same AIP as the additional coverage. If revenue coverage is elected and high-risk
land is excluded, the CAT coverage, if elected, will be the yield protection coverage only for the excluded high-risk land.
3. The insured may cancel the CAT coverage on the excluded acres without canceling the High Risk Land Exclusion Option. The
request to cancel the HR must be on a signed application by the applicable sales closing date.
Reporting Acres for High Risk Land
When reporting acres on a policy with a High Risk Land Exclusion, it is the responsibility of the agent and insured to report the acres to
the corresponding map area.
When reporting planted acres on the acreage report, there are several scenarios that might occur:
1. If there are duplicate yield lines (same FN, Legal Share) and the unit description states “REG RTD ACRES, DUP OF YLD
#___”,Land
903 High-Risk then Exclusion
report theOption
regular rated acres in mapping for the applicable yield. (Example #1 on the acreage form.)
(continued)
2.
D. IfReporting
there areAcreage
duplicate
andyield lines (same FN, Legal, Share) and the unit description states “HRL-X CAT, DUP OF YLD #___”, then
Production
report the high-risk acres in mapping for the applicable yield. (Example #2 on the acreage form.)
When excluded high-risk land is insured under a CAT policy, the production from such
If the excluded high-risk
land must acres
be reported for are
APHuninsured duethe
purposes under to the
CATexclusion
policy. (CAT not applied for), report the breakdown of the regular rated
acres versus the uninsured acres on each yield line.
Excluded high-risk land not insured under a CAT policy must be reported as uninsured
Processingacreage onHigh-Risk Acres
the acreage report. Separatethat are
production Excluded
records showing planted acreage and
harvested production from the excluded high-risk land must also be maintained and
If the insured did not opt to insure the high-risk acres
reported by the insured on the production report. under CAT, key the acres, select the applicable map area and apply uninsurable
code #2 (Uninsured Due to High-Risk Land Exclusion).
E. Requests for Reclassification
High-Risk Land Exclusions and Written Agreements
An insured must have an additional coverage policy in force before requesting a
An insured must have of
reclassification anhigh-risk
additional
land.coverage
Requests policy in force before
for reclassification requesting
must be a reclassification
made through a of high-risk land. Requests for
reclassification
WA. must be made through a WA.
The following table provides
The following procedures
table provides for for
procedures whenwhenananinsured signsthe
insured signs theHigh-Risk
High-Risk Land Exclusion Option and requests reclassification
Land
of the high-risk land
Exclusion through
Option a WA. reclassification of the high-risk land through a WA.
and requests
IF the excluded high- AND the RO issues a

THEN the …
risk land is … WA that …
High-Risk Land Exclusion Option prevails
does not provide
and the insured must report the acreage as
standard rating
uninsurable.
(1) WA is effective on issuance and
not insured under a
deemed to be accepted by the insured
CAT policy
reclassifies the high-risk and AIP; and
land to standard rating (2) Insured must report the acreage as
insurable under the additional
coverage policy.
High-Risk Land Exclusion Option
does not provide
prevails and the insured must report the
standard rating
acreage on the CAT policy.
insured under a CAT (1) WA is effective on issuance and

policy deemed to be accepted by the insured
reclassifies such
and AIP; and
acreage to standard
(2) Insured must report the acreage as
rating
insurable under the additional
coverage policy.
June 2019 FCIC 18010 21
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CONTENTS
Chapter 11 — High-Risk Land
High-Risk Land Exclusion Option Acreage Example

1. This is the regular rated line – Report the regular rated acres here. 11
2. This is the HR CAT line – Report the high-risk acres here.
Electronic Reporting Agents will not be able to set up duplicate lines at acreage reporting. Put a Policy Note on the policy in processing
(mark Division Review Required) and denote the processing changes needed for the applicable yield lines. These will be processed by
the division.
MP-0123456 ANY STATE 09/13/20XX 01234of56789 TRC
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I AM INSURED
SCAN: 91252657170644480038 20XX
45.0 NON-IRR XXXX-XXXX-X.A 18.57 18.57 UI 07/11/XX
RP-SBEAN 20XX CORN 100% Share
80.0 NON-IRR XXXX-XXXX-X.A 18.57 18.57 HR 10/24/XX
RP-WHEAT
45.0 NON-IRR XXXX-XXXX-X.B 19.29 19.29 UI 07/11/XX
80.0 NON-IRR XXXX-XXXX-X.B 19.29 19.29 HR 10/24/XX
RP-WHEAT
45.0 NON-IRR XXXX-XXXX-X.C 19.11 18.97 UI 07/11/XX
77.0 NON-IRR XXXX-XXXX-X.C 19.11 19.11 PL 10/24/XX
RP-WHEAT
45.0 NON-IRR XXXX-XXXX-X 11.32 11.32 UI 07/11/XX
80.0 NON-IRR XXXX-XXXX-X 11.32 11.32 HR 10/24/XX
RP-WHEAT
45.0 NON-IRR XXXX-XXXX-X 3.36 3.36 PL 07/11/XX
RP-SBEAN 20XX SOYBEANS 100% Share
Crop 20XX 20XX
CORN 68.29
SOYBEANS 3.36 71.51
WHEAT 68.29
Total Page Acres 71.65 139.80
Unit
T8832,8833 GIBSON,T8565 RR
Description Yld# 77.0 T8832,8833 GIBSON,T8565 HR Yld# 80.0 T10563 - #6 Yld# 36.0 T10563 - #6 Yld# 45.0
Crop RP-WHEAT Unit BU 1.00 RP-WHEAT Unit BU 2.00 RP-CORN Unit BU 1.00 RP-SOYBEANS Unit BU 1.00
Type W FSN XXXX W FSN XXXX GSG FSN XXXX COMM FSN XXXX
Practice NON IRR Options NON IRR Options HR NON IRR Options PF NON IRR Options PF
X Added Land/Cropland Acres____________________________
70.00 Share 1.000 X Added Land/Cropland Acres____________________________
70.00 Share 1.000 Added Land/Cropland Acres____________________________ Share 1.000 Added Land/Cropland Acres____________________________ Share 1.000
New Prac/Type/TMA New Crop Meas. Serv. New Prac/Type/TMA New Crop Meas. Serv. New Prac/Type/TMA New Crop Meas. Serv. New Prac/Type/TMA New Crop Meas. Serv.
Other Persons Sharing Other Persons Sharing Other Persons Sharing Other Persons Sharing
Example 1 Example 2
Legal Description XX XX XX Legal Description XX XX XX Legal Description XX XX XX Legal Description XX XX XX
Remarks L, Added Land, Simple Avg;ADDED LAND 2019;HIGH RISK: Remarks High Risk Land Excl;L, Added Land, Simple Avg;ADDED LAND Remarks Prevented Plant + 5%;A, Actual Remarks Prevented Plant + 5%;Z, Zero Acres;Uninsurable due to :
AAA 2019;HIGH RISK: AAA Second crop acres are not being insured
F/P DATE= 10/31/XX A/R Date= 12/17/XX APP/Yield 57.0 F/P DATE= 10/31/XX A/R Date= 12/17/XX APP/Yield 57.0 F/P DATE= 05/25/XX A/R Date= 07/22/XX APP/Yield 165.0 F/P DATE= 06/20/XX A/R Date= 07/22/XX APP/Yield 45.0
High-Risk Land Exclusion Option Acreage Example
179
CONTENTS
High-Risk Alternate Coverage Endorsement — HR-ACE

NCIS 848
The HR-ACE is an endorsement that allows producers who farm both high-risk and non-high-risk land to exclude the high-risk land from
the base policy and insure it on a separate additional coverage policy.
Check the county actuarial documents for HB option availability.
1. The High-Risk Alternate Coverage Endorsement Form must be signed by the insured and agent by the sales closing date for
the crop(s)/county(ies).
a. HB option must be elected on the MPCI application by the applicable SCD.
b. The coverage on the high-risk policy must be of a lower coverage than the base policy but higher than the Catastrophic Risk
Protection (CAT) level.
2. Continuous endorsement or HB option is removed.
3. Two additional coverage policies are created when HR-ACE is elected. Separate Administrative Fee for each crop insured under
the HR-ACE policy.
a. High-Risk Policy – To insure the high-risk land.
b. Base Policy – To insure the non-high-risk land.
i. The High-Risk Policy must have the same endorsement and option elections as the base policy, with the exception of the
WU election.
ii. If the insured elects coverage levels by practice (LP) on the base policy, the insured may insure the high-risk land covered
by the HR-ACE at different coverage levels for IRR and NI acreage not to exceed the coverage level on the base policy.
4. The high-risk policy must have its own acreage report, production records and supporting records. Separate APH databases must
be kept between the high-risk and base policies.
5. Replant and prevented planting coverages are identical under the high-risk policy as they are with the base policy.
6. Only one high-risk policy is allowed per crop and county. All high-risk land within the county must be insured by this policy
regardless of how many high-risk land classifications there are. The acreage in each high-risk classification must be reported on a
separate line when completing the acreage report.
7. Added land that is high-risk land will be automatically added to the HR-ACE, as long as the HR-ACE was elected timely.
8. Written Agreements (WA) do not apply to the HR-ACE, with the exception of the high-risk and Unrated Land (UC) WA
Requests (HR).
Units
BU, EU/EP and OU are allowed on high-risk land covered by the HR-ACE.
Claims
A separate claim notice must be submitted for the base policy and HR-ACE policy.
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CONTENTS
12
12
Rain and Hail
Plans of Coverage
Rain and Hail Plans of Coverage...................................................................................................................................................................182
Private Crop-Hail and Fire Program...............................................................................................................................................................183
Multiple Peril Crop Insurance (MPCI) Endorsements.....................................................................................................................................185
Private Stand Alone Programs.......................................................................................................................................................................185
Coverage Comparison....................................................................................................................................................................................187
APH Plan........................................................................................................................................................................................................191
Area Risk Protection Insurance (ARPI)..........................................................................................................................................................192
Area Revenue Protection Example (Harvest Price is Higher than Projected Price).......................................................................................193
Area Yield Protection Example.......................................................................................................................................................................194
Area Revenue Protection Example (Harvest Price is Lower than Projected Price)........................................................................................195
Area Revenue Protection with Harvest Price Exclusion Example..................................................................................................................196
Pilot Silage Sorghum Endorsement................................................................................................................................................................197
Silage Sorghum Guarantee and Loss Calculation..........................................................................................................................................198
Yield Protection (YP)......................................................................................................................................................................................199
Revenue Protection (RP)................................................................................................................................................................................200
Revenue Protection with Harvest Price Exclusion (RPHPE)..........................................................................................................................201
Supplemental Coverage Option (SCO)..........................................................................................................................................................205
Stacked Income Protection Plan of Insurance (STAX)...................................................................................................................................207
Commodity Exchange Price Provisions (CEPP)............................................................................................................................................209
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CONTENTS
Rain and Hail Plans of Coverage

Actual Production History (APH)
The APH program provides the grower protection against yield and/or quality loss due to named perils as indicated in each individual
crop provision. For most crop policies, the yield guarantee is based on the grower’s previous Actual Production History (APH). The
available coverage levels are 50% to 75%, in 5% increments of the APH yield (coverage levels of 80% and 85% are also available on
some crops in limited areas). This program indemnifies the grower for harvested and/or appraised production less than the production
guarantee as long as the production loss was due to an insurable cause of loss. The grower may also insure up to the established or
additional price election (available for some crops) as established by the Federal Crop Insurance Corporation (FCIC) for the insured
crop. Catastrophic Risk Protection (CAT) is available at the 50% coverage level and 55% of the established or market price election.
Annual Forage
The Annual Forage pilot program provides coverage to acreage that is planted each year and used as feed and fodder by livestock.
This pilot program utilizes the Rainfall Index to correlate to this acreage. Available in counties in Colorado, Kansas, Nebraska, North
Dakota, Oklahoma, South Dakota and Texas.
Apiculture (API) — Rainfall Index (RI)
This program provides coverage against widespread loss of production of the forage crop for the honey bees as measured by the
amount of rainfall for the RI. This index product provides honey bee producers with the ability to purchase insurance protection for
losses to forage used for production of honey. Coverage is based on the experience of a grid rather than individual farms over a
specified interval period. Productivity factors allow for individualization of coverage based on the productivity of the crops produced and
range from 60% to 150%, in 1% increments. Coverage levels are available from 70% to 90%, in 5% increments.
Area Revenue Protection (ARP)
A plan of insurance that provides protection against loss of revenue due to a county level production loss, a price decline, or a
combination of both. This plan also includes upside harvest price protection, which increases your policy protection at the end of the
insurance period if the harvest price is greater than the projected price and if there is a production loss.
Area Revenue Protection with Harvest Price Exclusion (ARPHPE)
A plan of insurance that provides protection against loss of revenue due to a county level production loss, price decline or a
combination of both. This plan does not provide upside harvest price protection.
Area Yield Protection (AYP)
A plan of insurance that provides protection against loss of yield due to a county level production loss. This plan does not provide
protection against loss of revenue or upside harvest price protection.
Dairy Revenue Protection (DRP)
This program insures against unexpected declines in quarterly revenue from milk sales as a result of a decline in milk prices, a decline
in milk production or a combination of both. The policy uses the futures prices for milk and other dairy commodities and milk production
indexed to state or region as a basis for its guarantee.
Enhanced Coverage Option (ECO)
This option provides area-based coverage for a portion of the deductible of your underlying policy in a manner similar to the
Supplemental Coverage Option (SCO). It uses the same expected and final area yields, projected and harvest prices and payment
factors as SCO but covers a band from 86% (where SCO coverage ends) up to 90 or 95% of expected crop value. Like SCO, ECO is
based on your underlying policy plan of insurance.
Hurricane Insurance Protection — Wind Index (HIP-WI)
This plan covers a portion of the deductible of the underlying crop insurance policy when a county, or county adjacent, is within
the area of sustained hurricane-force winds. The coverage provided by HIP-WI can be combined with the Supplemental Coverage
Option (SCO) and the Stacked Income Protection Plan (STAX) when acreage is also insured by a companion policy. HIP-WI provides
coverage for 70 different crops and is available in counties in the vicinity of the Gulf of Mexico and the Atlantic, as well as Hawaii.
Livestock Gross Margin (LGM)
This program provides protection against the loss of gross margin, which is based on the difference between the market value of the
livestock or milk minus the feed costs. Feed prices for LGM Dairy margin calculations will be based off on CBOT prices, not local markets.
The available deductibles range from $0 to $20 per head for swine, in $2 increments per head; $0 to $150 per head for cattle, in $10
increments per head; and $0 to $2.00 per cwt. for dairy, in $0.10 per cwt. increments. Coverage is available on swine, cattle and dairy.
Livestock Risk Protection (LRP)
This program provides protection against declining livestock prices if the price drops below the producer’s selected coverage price. The
coverage prices range from 70% to 100% of daily livestock prices. Livestock can be insured for various different weekly increments.
This program is priced and available for sale continuously throughout the year. Coverage is available on swine, cattle and lambs.
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CONTENTS
Chapter 12 — Rain and Hail Plans of Coverage
Margin Protection
Margin Protection (MP) provides coverage against an unexpected decrease in operating margin (revenue less input costs). Margin
Protection is area-based, using county-level estimates of average revenue and input costs to establish the amount of coverage and
indemnity payments. To the extent that the average margin for a county is lower than expected, due to a decrease in revenue and/or
an increase in input costs, Margin Protection will cover a portion of that shortfall.
Pasture, Rangeland and Forage (PRF) — Rainfall Index (RI) 12
This program provides coverage against widespread loss of production of the insured forage crop measured by the amount of rainfall.
These index products provide livestock producers with the ability to purchase insurance protection for losses to forage used for grazing
or haying. Coverage is based on the experience of a grid rather than individual farms over a specified interval period. Productivity
factors allow for individualization of coverage based on the productivity of the crops produced and range from 60% to 150%, in 1%
increments. Coverage levels are available from 70% to 90%, in 5% increments.
Revenue Protection (RP)
This program provides comprehensive protection for crops by establishing a dollar guarantee based on the Commodity Exchange
Price Provisions (CEPP) projected price. The projected price is used to calculate the premium, replant payments and prevented
planting payments. The available coverage levels are 50% to 75%, in 5% increments (80% and 85% levels available in limited areas).
Additional dollar protection is available if the harvest price is higher than the projected price. The perils covered are unavoidable,
naturally occurring events, certain other unavoidable perils and price fluctuations. The value of production is determined by multiplying
the harvested production, plus any appraisals, by the ownership share and the CEPP harvest price.
Revenue Protection with Harvest Price Exclusion (RPHPE)
This program provides comprehensive protection for crops by establishing a dollar guarantee based on the Commodity Exchange
Price Provisions (CEPP) projected price. The projected price is used to calculate the premium, replant payments and prevented
planting payments. The available coverage levels are 50% to 75%, in 5% increments (80% and 85% levels available in limited areas).
Additional dollar protection is not provided if the harvest price is higher than the projected price. The perils covered are unavoidable,
naturally occurring events and downward price fluctuations. The value of production is determined by multiplying the harvested
production, plus any appraisals, by the ownership share and the CEPP harvest price.
Stacked Income Protection Plan (STAX)
The Stacked Income Protection Plan is a crop insurance product for upland cotton that provides protection against natural causes of
loss that cause area revenue to fall below the area loss trigger. STAX can be purchased as a standalone plan or in conjunction with
another underlying policy.
Supplemental Coverage Option (SCO)
This option provides supplemental coverage in addition to a producers underlying MPCI policy deductible up to a level of 86%. This
option is purchased as an endorsement to YP, RP, or RPHPE policies. The endorsement is calculated on a revenue or yield basis and
matches the type of coverage provided by the underlying policy. This coverage is also determined independent for each crop, practice,
coverage level, and type on the policy, provided a separate actuarial offer is available. SCO is available on numerous crops in select
counties across the U.S.
Whole-Farm Revenue Protection (WFRP)
This program provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan
is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and
livestock), or those marketing to local, regional, specialty or direct markets.
Yield Protection (YP)
Yield Protection provides the grower protection against a production loss for crops for which revenue protection is available but was not
selected. The yield guarantee is the approved yield multiplied by the selected level of coverage and insured acreage. The available coverage
levels are 50% to 75%, in 5% increments (80% and 85% coverage levels are available in limited areas) of the approved yield up to 100% of
the projected price. Catastrophic Risk Protection (CAT) is available at the 50% coverage level and 55% of the projected market price election.
Private Crop-Hail and Fire Program

Please check with your division office regarding availability of Crop-Hail programs and rates.
Crop-Hail (CH)
This program provides the grower protection against any yield reduction caused by hail and/or fire. Other coverages provided include
fire department service charges, transit coverage to the first place of storage, catastrophe loss award (most coverages) and replanting
coverage (most crops). The grower may elect to insure up to the full value of the crop. There are various deductibles available to allow
the grower to partially self insure for a reduced premium cost.
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CONTENTS
Crop-Hail Endorsements
Companion Plan (CP) – This endorsement is designed to cover that portion of the crop not covered by a policy reinsured or approved by FCIC.
This plan provides the grower protection against any percentage of loss caused by hail and/or fire. It is designed to work in conjunction with a
policy reinsured or approved by FCIC and contains increasing payment factors, which match up with the various coverage levels as follows:
Policy reinsured or approved Increasing Payment Limit of Insurance not to exceed normal
by FCIC Level of Coverage Factor market value of your interest in the:
50% 2.0 top half of the crop
65% 3.0 top third of the crop
75% 4.0 top quarter of the crop
Corn and Soybean Replant (RG) – This is an endorsement to the Crop-Hail policy that is available for growers who also have a Group Risk
Plan (GRP) or Group Risk Income Protection (GRIP) policy. Coverage is provided for causes of loss other than hail that damages the corn or
soybeans to the extent that they need to be replanted. The replanting coverage will be $20 per acre for both corn and soybeans at 100% interest.
Cotton Module (CM) – This endorsement provides coverage against direct loss caused by fire for harvested cotton that is temporarily
stored in the field until the cotton can be processed or ginned. The deductible percentage is 5%.
Cotton Wind (CW) – This endorsement provides coverage against direct loss to cotton caused by wind. Wind loss is defined as the
removal of unharvested cotton in open bolls from the plant by wind, hail and/or rain in excess of the applicable deductible.
Crop-Hail Production Plan (CHPP) (PP) – This endorsement is designed to cover that portion of the crop not covered by the underlying
MPCI policy. This plan provides the grower protection against any percentage of loss caused by hail and/or fire on a CHPP unit basis
rather than an acre basis. In addition, the loss could be reduced or eliminated depending on total harvested and/or appraised production
from the CHPP unit. A claim will not be paid until the CHPP production to count for the CHPP unit is determined. For each crop and county,
a CHPP yield modifier may be elected as follows: 100%, 105%, 110%, 115%, or 120% (some options may not be available). For each crop
and county, a CHPP price election modifier of 25% - 100% may be elected, in increments of 5% (e.g. 25%, 30%, 35%, etc.).
An additional coverage option for Green Snap or Wind (Green Snap and/or Lodging) coverage is also available for field corn insured under
this endorsement in areas where such coverage is available under the standard Crop-Hail policy. The Extra Harvest Expense Coverage
endorsement is also available to be added to Green Snap coverage, Wind (Green Snap and/or Lodging) coverage or elected as a
separate stand-alone coverage option for field corn in areas where such coverage is available under the standard Crop-Hail policy.
Extra Harvest Expense Coverage for Field Corn, Seed Corn and Sweet Corn (WE) – This endorsement provides coverage for
the additional costs to harvest field corn, seed corn or sweet corn due to Green Snap and/or Lodging (Wind) caused by wind. This
endorsement may be added to Green Snap coverage, Green Snap and/or Lodging (Wind) coverage or elected as a separate
stand-alone coverage option.
Green Snap Coverage for Field Corn, Seed Corn and Sweet Corn (WE) – This endorsement provides coverage for direct loss due
to Green Snap caused by wind to field corn, seed corn or sweet corn.
Reject Coverage (RC) – This endorsement provides coverage against direct loss due to hail damage that causes the crop to be
rejected by the processor or buyer. The underlying Crop-Hail policy will cover the direct damage caused by hail while this endorsement
will cover the additional loss in value from rejection of the crop.
Small Grain Wind (OW) – This endorsement provides coverage against direct loss to small grain crops in Oklahoma and Texas
caused by wind if accompanied by hail damage of 5% or more. Coverage is also provided against falling aircraft in Oklahoma. In
Oklahoma, this endorsement also increases the amount of insurance up to twice the amount shown on the Schedule of Insurance for
any loss caused by fire and lightning before harvest and while the crop is still in the harvester.
Tobacco Theft (TT) – This endorsement provides coverage against direct loss to tobacco caused by theft and vandalism. A $100
deductible will apply for each occurrence of loss. This endorsement can also be attached to the barn fire policy.
Tobacco Wind (TW) – This endorsement provides coverage for tobacco plants damaged above the ground only in which the stalks
have been bent or broken, or the leaves have been removed directly caused by natural wind. Tobacco plants which have been
blown-down or blown-over are not covered for direct plant damage but such acreage may be eligible for coverage under the set-up
option or the allowance for spoiled leaves option (KY and TN only). The coverage options available vary by state.
Wind (Green Snap and/or Lodging) Coverage for Field Corn, Seed Corn and Sweet Corn (WE) – This endorsement provides
coverage for direct loss due to Green Snap and/or Lodging (Wind) caused by wind to field corn, seed corn or sweet corn.
Winter Wheat Replant (WW) – This endorsement extends coverage to winter wheat damaged by freeze and/or snow mold to the
extent that replanting is necessary. A 10% deductible applies. The loss award will be up to 10% of the insurance per acre shown on the
Schedule of Insurance, not to exceed $20 per acre for 100% interest.
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CONTENTS
Multiple Peril Crop Insurance (MPCI) Endorsements

Coverage Enhancement Option (CEO) – This is a continuous endorsement that provides for increased protection above that offered under
the MPCI program. The CEO coverage elected must be at least five percentage points higher than the underlying MPCI coverage level with a
maximum election of 85% (i.e., 55%, 60%, 65%, 70%, 75%, 80%, 85%). CEO provides increased coverage at the same premium rate as the
underlying MPCI coverage. Losses under the CEO program are triggered at the same point as the underlying MPCI policy.
12
Freeze Date Extension for Hybrid Seed Corn (FE) – The MPCI program provides a frost or freeze date after which frost or freeze is not
an insurable cause of loss. This endorsement allows the insured to extend that frost or freeze date by either 5, 10 or 15 day increments. If
a frost or freeze occurs during this extended coverage period that causes the seed corn warm test germination rate to drop below 80%, it
would be a covered loss under this endorsement.
Increased Germination for Hybrid Seed Corn (GM) – The MPCI policy guarantees that the seed corn will have a warm test germination
rate of 80% or greater on a total composite sample. This endorsement provides improved coverage by guaranteeing that the seed corn
will have a warm test germination rate of at least 90% and a cold test germination rate of at least 80% as applied separately to samples of
rounds and flats. Seed corn having a germination rate above the MPCI standard, but less than the endorsement standards, will be covered
under this endorsement. Seed corn having a germination rate less than the MPCI standard will be covered by the MPCI policy.
Raisin Extra Expense (RE) – This endorsement will cover the producer for the additional expenses that are associated with slipping,
additional turning or additional rolling and unrolling to minimize damage from the rain.
Raisin Reconditioning (RR) – This endorsement provides coverage in excess of that payable under the MPCI program. The additional
Raisin Reconditioning coverage amount is determined annually. This coverage is subject to a minimum loss of 5% or 20%, whichever is
elected, of the tonnage in the unit. This endorsement, when combined with MPCI, provides the grower with coverage for the actual costs of
reconditioning the raisins up to the coverage amount per ton elected.
Replant Extra (RPL) – This endorsement provides additional coverage to the grower to cover the costs to replant above the amount that is
provided on the underlying yield-based plan of insurance policy.
Revenue Plus (RVP) – Revenue Plus (RVP) is a private endorsement product that provides additional revenue coverage for the same
crop(s)/county(ies) insured under the Revenue Protection (RP) plan of insurance. If the unit structure for RVP is the same as for the
underlying RP policy, a RVP loss will be triggered at the same time as the RP policy regardless of whether the loss is due to a yield loss
and/or price loss. The endorsement is available for corn and soybeans.
Revenue Price Option (RPO) (RV) – This endorsement provides an increased dollar guarantee above that offered under the Revenue
Protection (RP) or the RP with the harvest price exclusion (HPE) plans of insurance. The policyholder selects an RPO price election to
determine the additional amount of coverage. A loss is payable if the value of production to count (actual bushels produced x RP harvest
price) is less than the combined RP and RPO coverage guarantee. The RPO portion of the indemnity is determined by subtracting the
indemnity payable under the RP plan of insurance program from the total indemnity due under the combined RP and RPO coverage
guarantee. A Harvest Price Option (HPO) endorsement is also available which allows the RPO price election to be added to the higher of
the projected or harvest price. The HPO endorsement is not available when the RP-HPE plan of insurance has been elected.
Yield Plus (YDP) – Yield Plus is a private endorsement product that provides coverage based on the insured’s approved yield established
for the underlying MPCI policy. YDP provides coverage against yield losses which results in the production to count being less than the
MPCI production guarantee. YDP coverage is available when the underlying MPCI plan of insurance is Yield Protection (YP), Revenue
Protection (RP) or Revenue Protection with the harvest price exclusion (RP-HPE).
Private Stand Alone Programs

Please check with your division office regarding availability of stand alone programs.
Barn Fire (FI) – This program insures the tobacco against damage due to fire as it is being dried in the barn. Physical damage to the barn
is not covered.
Business Interruption (BI) – This program provides protection against reduced agricultural production due to localized disasters occurring
in the business’ trade area that are of limited magnitude such that marketing strategies using futures and options are not effective in
offsetting the reduction in the business’ production volume. Protection is provided against loss of production in the business’ trade area on
an area yield basis. At the time of application, the business provides estimates of the percent of its business from each county and each
crop in its trade area and selects the dollar amount of coverage and the deductibles desired.
Canning and Processing Tomatoes (CT) – This program is designed to cover the grower for a loss of production due to quality problems
resulting from excessive rain. Coverage is also provided against the inability of harvesting equipment to harvest the tomatoes due to
excessive rain. A 20-ton guarantee is provided on an acre-by-acre basis.
Citrus Freeze Coverage (CF) – This program is designed to cover the grower against yield and/or grade reduction due to external or
internal damage caused by freeze. The deductible levels available are 25%, 35% and 50%.
Citrus Packer Coverage (PK) – This program protects the citrus packer against unavoidable loss of production resulting from freeze to
the citrus fruit supplied to them by the growers. The coverage levels available are 40%, 50% and 60%.
Extra Long Staple (ELS) Cotton (EC) – This program is designed to cover the ELS cotton against grade reduction due to damage caused
by excess rainfall. The deductible levels available are 15% and 20%.
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CONTENTS
Field Grain Fire (FGF) – This program insures the standing grain crop against direct loss by fire. It also covers any loss of grain due to
collision or upset of vehicles while the grain is being transported to the first place of storage. A Stored Grain Coverage endorsement is also
available to cover the grain in storage against fire.
Germination Coverage for Hybrid Seed Corn (GR) – This program protects the seed corn company and/or grower against inadequate
germination due to frost or freeze. If the warm test germination rate is less than 90% due to frost or freeze, this would be a covered loss
under this program.
Hay Fire (HF) – This program insures hay stored in the open or in buildings or structures against direct loss by fire. Other coverages
provided include loss of hay due to windstorm, loss of fencing, fire department service charges, theft and vandalism, as well as collision,
overturn and/or collapse of bridges, docks or culverts while the hay is being transported and a claim is triggered at the same point as the
individual grower’s MPCI policy.
Hybrid Seed Corn Company (HS) – This program is designed to insure the seed company’s financial investment in growing a seed corn
crop. The policy references the Multiple Peril Crop Insurance (MPCI) policy with the seed company’s growers.
Inland Marine (IM) – This program insures the tobacco bulk or mobile curing barns against damage due to fire. It does not cover any
damage to the tobacco by fire.
Pasturage Fire (PA) – This program insures the standing pasture against direct loss by fire.
Rain Insurance (RA) – This program insures against direct loss to events caused by rainfall. It does not cover any loss to property or from
any other peril even though the loss may have occurred in conjunction with the rainfall.
Tree Farm Fire (TF) – This program insures trees that are planted on acreage enrolled in the Conservation Reserve Program (CRP) of the
United States Department of Agriculture (USDA) against fire. This is a replacement cost program in which the coverage amounts increase
as the trees mature.
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CONTENTS
Coverage Comparison
Product
APH ARP ARPHPE AYP CAT DRP LGM LRP
Actual Production History Area Revenue Protection Area Revenue Protection Area Yield Protection Catastrophic Coverage Dairy Revenue Protection Livestock Gross Margin Livestock Risk Protection
with Harvest Price
Exclusion
Benefits Production-based coverage Establishes a county revenue Establishes a county revenue Production guarantees Production-based coverage Protects against unexpected Protects the gross margin Protects against declining
protects the producer against a guarantee based on the guarantee based on the and losses determined on protects the producer against a declines in the quarterly revenue between the value of insured livestock prices.
yield loss. Commodity Exchange Commodity Exchange county basis. yield loss. from milk sales relative to a livestock or milk and the cost of
Price Provisions (CEPP) Price Provisions (CEPP) guaranteed coverage level. feed inputs.
projected price. projected price.
Guarantee APH yield × selected level Expected county yield × greater Expected county revenue Expected county yield × selected Approved yield × 50% level Class Pricing Option: Expected total gross margin Number of head × target weight ×
of projected or harvest price × selected level = trigger revenue level = trigger yield Expected Class – deductible coverage price × insured share
× selected level = trigger revenue Pricing Milk Revenue x
Coverage Level
Component Pricing
Option: Expected
Component Pricing Milk
Revenue x Coverage Level
Price Selected percentage of the Selected protection factor of Selected protection factor of Selected protection factor of 55% of the maximum protection The Class Pricing Option uses Weekly swine/cattle expected Daily coverage prices published by
market price established by FCIC 80-120% of the Commodity 80-120% of the Commodity 80-120% of the Commodity per acre as established by a combination of class III and gross margins and weekly dairy RMA at www.rma.usda.gov
Exchange Price Provisions Exchange Price Provisions Exchange Price Provisions FCIC. 45% of the projected price class IV milk prices as a basis commodity prices published by
(CEPP) projected price (CEPP) projected price (CEPP) projected price. CEPP for AYP. for determining coverage RMA at www.rma.usda.gov
does not apply to forage and indemnities.
and peanuts. The Component Pricing Option
uses the component milk prices
for butterfat, protein, other solids
and nonfat solids as a basis
for determining coverage and
indemnities. Under this option,
you may select the butterfat
test percentage, protein test
percentage and a component
weighting factor to establish your
insured milk price.
Maximum Upward Not Applicable The harvest price cannot be The harvest price cannot be Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable
and Downward Price greater than the projected price greater than the projected price
Movement multiplied by 2.00. No downward multiplied by 2.00. No downward
price limitation. price limitation.
Administrative Fee $30 $30 $30 $30 $655 Not Applicable Not Applicable Not Applicable
Coverage Level CAT, 50%, 55%, 60%, 65%, 70%, 75%, 80%, 85% and 90% 70%, 75%, 80%, 85% and 90% CAT (65%), 70%, 75%, 80%, 50%. 65% for AYP. 80%, 85%, 90% and 95% of $0 to $20 per head in $2 70%, 75%, 80%, 85%, 90%, 95%
70%, 75%, 80%* and 85%* of the county revenue of the county revenue 85% and 90% of county yield expected quarterly revenue increments (swine), $0 to $150 and 100% (swine and cattle), 80%,
per head in $10 increments 85%, 90% and 95% (lambs)
(cattle), $0 to $2 per cwt of milk

in $0.10 increments (dairy cattle)
Units Basic and Optional (Enterprise if One unit for each offer within One unit for each offer within One unit for each offer within Basic Quarterly Target Marketing Report/ Units by each Specific Coverage
allowed by Special Provisions) the county the county the county Coverage Endorsement Insurance Period Endorsement Line
Losses Paid when actual yield is less Paid when county average Paid when county average Paid when county average yield Paid when actual yield is less Subtracting the actual milk Paid when the actual total gross Paid when the actual ending value
than guarantee. revenue falls below insured’s revenue falls below insured’s falls below insured’s trigger than guarantee. revenue from the final revenue margin is less than the gross is less than the coverage price.
trigger revenue. Loss limit factor trigger revenue. Loss limit factor yield. Loss limit factor of 0.18 guarantee, and then multiplying margin guarantee.
of 0.18 is applicable. of 0.18 is applicable. is applicable. by the protection factor multiplied
by actual share. If the result is
greater than zero, an indemnity
will be paid.
Prevented Planting Available Not Available Not Available Not Available Available Not Available Not Available Not Available
Replanting Payments Available (except for CAT) Not Available Not Available Not Available Not Available Not Available Not Available Not Available
High-Risk Land Available Not Available Not Available Not Available Not Available Not Available Not Available Not Available
Exclusion
Written Agreements Yes Not Available Not Available Not Available No No No No

Hail and Fire Available Not Available Not Available Not Available Not Available Not Available Not Available Not Available
Exclusions
Subsidies for Basic/ CAT – 100% (Basic Unit Only) CAT – Not Available CAT – Not Available CAT – 100% 100% 80 – 55% Available if a producer has Swine and Cattle
Optional Units 50 – 67% 80 – 48% 70 – 59% 70 – 59% 70 – 59% 85 – 49% target marketings in at least two 35% to 55% based on the
(Level – Percentage) 55 – 64% 85 – 38% 75 – 55% 75 – 55% 75 – 59% 90 – 44% months of an insurance period. coverage level
60 – 64% 80 – 55% 80 – 55% 80 – 55% 95 – 44% Subsidies range from 18%-50%.
65 – 59% 85 – 49% 85 – 49% 85 – 55% Lamb
70 – 59% 90 – 44% 90 – 44% 90 – 51% 13 weeks – 20%
75 – 55% 26 weeks – 35%
39 weeks – 38%
187
* Not available in all areas. See county actuarials for more information (Rev. 09/2020)
12
CONTENTS
Coverage Comparison (Continued)

188

Product
MP MPHPO RP RPHPE SCO STAX WFRP YP
Margin Protection Margin Protection with Revenue Protection Revenue Protection with Supplemental Coverage Stacked Income Whole-Farm Revenue Yield Protection
Harvest Price Option Harvest Price Exclusion Option Protection Plan for Upland Protection
Cotton
Benefits Provides coverage against Provides coverage against Establishes a dollar guarantee Establishes a dollar guarantee Provides additional coverage Provides coverage for a portion Establishes a dollar guarantee Protects against a production
an unexpected decrease in an unexpected decrease in based on the Commodity based on the Commodity to an underlying YP, RP or of the expected revenue for based on the lesser of the loss for crops for which revenue
operating margin (revenue less operating margin (revenue less Exchange Price Provisions Exchange Price Provisions RPHPE policy. Upland Cotton in a county. expected revenue from the farm protection is available but was
input costs). input costs). (CEPP) projected price. (CEPP) projected price. or the adjusted five year historic not selected.
average of allowable Schedule
F income.
Guarantee Expected Margin × selected level Expected Margin – (Expected Approved yield × level of Approved yield × level of Expected area yield or expected Expected county/area yield × Approved Revenue × Approved yield × selected level
= trigger margin Margin x (1 – coverage level)) = coverage × higher of projected coverage × projected price crop value x 86% (depends on greater of projected or harvest Coverage level
Trigger Margin. Utilizes higher of price or harvest price underlying policy coverage plan) price x selected range x
margin projected price or margin protection factor
harvest price.
Price Margin Price Provisions Margin Price Provisions Commodity Exchange Commodity Exchange Not Applicable Selected Protection Factor of Based on the sum of Selected percentage of
projected prices projected prices Price Provisions (CEPP) Price Provisions (CEPP) 80-120% of the Commodity the expected value for Commodity Exchange Price
projected price projected price Exchange Price Provisions each commodity Provisions (CEPP) projected price
(CEPP) projected price.
Maximum Upward The margin harvest price will The margin harvest price will The harvest price cannot be The harvest price cannot be Not Applicable if YP. If RP or The harvest price cannot be Not Applicable Not Applicable
and Downward Price not be greater than the margin not be greater than the margin greater than the projected price greater than the projected price RPHPE, the harvest price – greater than the projected price
Movement projected price multiplied projected price multiplied multiplied by 2.00. No downward multiplied by 2.00. No downward same as ARP. multiplied by 2.00. No downward
by 2.00. No downward by 2.00. No downward price limitation. price limitation. price limitation.
price limitation. price limitation.
Administrative Fee $30 $30 $30 $30 $30 $30 $30 $30
Coverage Level 70%, 75%, 80%, 85%, 90% and 70%, 75%, 80%, 85%, 90% and 50%, 55%, 60%, 65%, 70%, 50%, 55%, 60%, 65%, 70%, From 86% to coverage level of The range is from 70% to 90% 50%, 55%, 60%, 65%, 70%, CAT, 50%, 55%, 60%, 65%, 70%,
95% of the expected margin. 95% of the expected margin. 75%, 80%* and 85%* 75%, 80%* and 85%* the underlying policy of the expected area revenue. 75%, 80% and 85%. (must have 75%, 80%* and 85%*
Up to 20% of the expected area 3 commodities to qualify for 80%
revenue in increments of 5%, and 85%)
10%, 15%, or 20%
Units Enterprise, Basic and Optional Enterprise, Basic and Optional Whole-Farm, Enterprise, Basic Whole-Farm, Enterprise, Basic One unit for each SCO coverage One unit for each offer within One unit for all the commodities Enterprise, Basic and Optional
and Optional and Optional offer in the county the county on the farm
Losses Paid when the harvest margin is Paid when the county harvest Paid when calculated Paid when calculated revenue is Paid when county average Paid when area average revenue Paid when the revenue to Paid when actual yield is less
less than the expected margin margin is less than the trigger revenue is less than final less than revenue guarantee. price or yield (dependent on falls below insured’s selected count is less than the approved than guarantee.
x the coverage level. Any base margin. Any base policy revenue guarantee. underlying MPCI policy) drops trigger revenue. revenue x the coverage level x
policy indemnity is subtracted indemnity is subtracted from the below 86% of expected area the expense reduction factor (if
from the potential MP loss. potential MP loss. Protection yield or expected crop value. applicable).
Factors available between 0.8
and 1.2.
Prevented Planting Not Available Not Available Available Available Not Available Not Available Conditional Available
Replanting Payments Not Available Not Available Available Available Not Available Not Available Available – Annual Crops only Available (except for CAT)
High-Risk Land Not Available Not Available Available Available Not Available Not Available Not Available Available
Exclusion
Written Agreements No No Yes Yes No No Not Available Yes
Hail and Fire Not Available Not Available Available Available Not Available Not Available Not Available Available
Exclusions
Subsidies for Basic/ CAT – Not Available CAT – Not Available CAT – Not Available CAT – Not Available 65% 80% Range from 55% to 80% CAT – 100% (Basic Unit Only)
Optional Units 70 – 59% 70 – 59% 50 – 67% 50 – 67% depending on coverage level and 50 – 67%
(Level – Percentage) 75 – 55% 75 – 55% 55 – 64% 55 – 64% commodity count. ** 55 – 64%
80 – 55% 80 – 55% 60 – 64% 60 – 64% 60 – 64%
85 – 49% 85 – 49% 65 – 59% 65 – 59% 65 – 59%
90 – 44% 90 – 44% 70 – 59% 70 – 59% 70 – 59%
95 - 44% 95 – 44% 75 – 55% 75 – 55% 75 – 55%
80 – 48% 80 – 48% 80 – 48%
85 – 38% 85 – 38% 85 – 38%
* Not available in all areas. See county actuarials for more information. (Rev. 09/2020)
**See next page for additional WFRP information.
CONTENTS
Coverage Level 0.5 0.55 0.60 0.65 0.70 0.75 0.80 0.85
Commodity Count – 1 0.670 0.640 0.640 0.590 0.590 0.550 N/A N/A
Subsidy
Commodity Count – 2 0.800 0.800 0.800 0.800 0.800 0.800 N/A N/A
Factor
Commodity Count – 3 0.800 0.800 0.800 0.800 0.800 0.800 0.710 0.560 12
Enterprise and Whole-Farm Subsidy Factors
Coverage Level 50 55 60 65 70 75 80* 85*
Enterprise Unit Factors* .80 .80 .80 .80 .80 .77 .68 .53
Whole-Farm Unit Factors* N/A N/A N/A .80 .80 .80 .71 .56
* Where applicable
Revenue Protection and APH Loss Examples

Approved Yield/Acre (BU)...............................................................................................................................................................................150
Crop Share is 100%
CEPP Projected Price.................................................................................................................................................................................$3.56
CEPP Harvest price.....................................................................................................................................................................................$4.05
Revenue Protection Higher Harvest Price Examples
Revenue Protection
CEPP Projected Price $3.56
CEPP Harvest Price $4.05
Levels of Coverage 65% 75% 85%
Projected guar/acre $347.10 $400.50 $453.90
Harvest guar/acre $394.88 $455.63 $516.38
Initial yield trigger 97.5 112.5 127.5
Final yield trigger 97.5 112.5 127.5
Bushels Harvested × Harvest Price
120 × $4.05 = $486.00 No Loss No Loss $30.38
100 × $4.05 = $405.00 No Loss $50.63 $111.38
80 × $4.05 = $324.00 $70.88 $131.63 $192.38
Revenue Protection with Harvest Price Exclusion

Projected and Harvest guar/acre $347.10 $400.50 $453.90
120 × $4.05 = $486.00 No Loss No Loss No Loss
100 × $4.05 = $405.00 No Loss No Loss $48.90
80 × $4.05 = $324.00 $23.10 $76.50 $129.90
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CONTENTS
Revenue Protection Lower Harvest Price Examples
Revenue Protection (Revenue Protection with Harvest Price Exclusion is the same in
this example)
Projected and Harvest guar/acre $347.10 $400.50 $453.90
120 × $3.05 = $366.00 No Loss $34.50 $87.90
100 × $3.05 = $305.00 $42.10 $95.50 $148.90
80 × $3.05 = $244.00 $103.10 $156.50 $209.90

APH Price Election $3.50
Bushel guar/acre 29.3 33.8 38.3
Bushels Harvested (Guarantee bushel less harvested, times price election)
35 No Loss No Loss $11.55
30 No Loss $13.30 $29.05
25 $15.05 $30.80 $46.55
Enterprise Unit Loss Example
Plan Revenue Protection (RP)*
Level of Coverage 80%
Spring Price $5.68
Harvest Price $8.00
Approved Yield Bushel Revenue Bushels Revenue Gross

Unit Acres
Yield Guarantee Guarantee Guarantee Produced To Count Loss
1.00 100 180 144 14,400 $115,200 12,100 $96,800 $18,400
1.00 50 161 129 6,450 $51,600 6,600 $52,800 -$1,200
1.00 150 175 140 21,000 $168,000 22,050 $176,400 -$8,400
1.00 50 168 134 6,700 $53,600 6,650 $53,200 $400
TOTALS 48,550 $388,400 47,400 $379,200 $9,200
Even though the overall loss totals $18,800, the loss payment would only be $9,200 as it is off-set by the gain on two units.
Bushel Guarantee = Yield Guarantee x Acres
Revenue Guarantee = Bushel Guarantee × (Harvest Price or Projected Price whichever is higher)
Revenue to Count = Bushels Produced × Harvest Price
Gross Loss = Revenue Guarantee – Revenue to Count
* The revenue guarantee would not be recalculated with the higher harvest price for an RPHPE plan of insurance.
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CONTENTS
APH Plan
General Summary
1. Actual Production History provides comprehensive protection against weather-related causes of loss and certain other unavoidable
perils. Check Crop Provisions for specific causes of loss.
2. Coverage levels are available from 50% to 75%, in 5% increments, (80% and 85% coverage levels available in limited areas) of 12
the Actual Production History (APH) up to 100% of the price election.
3. Catastrophic (CAT) coverage is available at 50% of the APH and 55% of the price election (50/55).
4. Catastrophic (CAT) provides prevented planting coverage; however, it does not provide for replanting payments.
5. The administrative fee for the Catastrophic Risk Protection Endorsement (CAT) is $655 per crop contract, with no cap for multiple
crop contracts.
6. The administrative fee for coverages higher than CAT is $30 per crop contract.
7. Coverage is expressed as a production guarantee (APH yield times the coverage level).
8. APH provides prevented planting and replanting protection for most crops.
Yield Guarantee
The guarantee is the approved yield, multiplied by the selected level of coverage and insured acreage.
Production to Count
1. The actual production plus any yield appraisals less any adjustments for excess moisture or poor quality results in the
production to count for the insurance unit (if applicable).
2. Producers should notify their crop insurance agent or company immediately to get specific instructions if the crop is damaged
or the producer plans to utilize production in such a way that harvested production cannot be determined.
Loss Payment
The loss payment is calculated by subtracting the net amount of production from the yield guarantee and multiplying the result by the
APH price election and ownership share.
Units
1. The basic insurance unit is all the acreage of the crop in the county in which the insured has 100% ownership or shares with
the same person.
2. Most basic insurance units can be further divided into optional units.
3. Optional units may be divided by sections or section equivalents (in areas without sections or section equivalents, separate
farm numbers (FNs) may be used), by irrigated or dryland practices and by acreage grown under an organic farming practice.
4. In AR, LA and MS, units are only available by FN. To qualify, a producer must have individual records for each unit and the
planting pattern between the units must have a discernible break.
5. The unit structure defined in the Common Crop Insurance Policy Basic Provisions may be modified by the Crop Provisions.
6. Enterprise units are available in limited areas.
Benefits of APH
1. Confidence for pre-harvest crop sales
2. Stability for long-term business plans
3. Improved risk and financial management
4. Cash flow safety net
5. Loan collateral
How It Works
Bushel Guarantee 150 Bu./A. × 75% × 100 A. = 11,250 Bu.
Production to Count 100 Bu./A. × 100 A. = 10,000 Bu.
Production Loss 1,250 Bu.
Loss Payment 1,250 Bu. × $4.75 price election = $5,937.50
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CONTENTS
Area Risk Protection Insurance (ARPI)

General Summary
1. Area based coverage that protects against widespread loss of revenue, yield, or a combination of both in a county. A loss payment
triggers when the county yield or revenue is less than the trigger yield/revenue.
2. ARPI will use the Commodity Exchange Price Provisions (CEPP).
3. ARPI has no disclaimer forms.
4. Coverage Levels are available from 70-90%. CAT is available for Area Yield Protection at 65% coverage and 45% of
projected price.
a. Producer may select any coverage level shown on the actuarial documents for EACH crop, type and practice.
5. Protection factor from .80-1.20
a. Producer may choose a different protection factor for each crop, type and practice.
6. Production must be reported at the conclusion of the current insurance year. For example, wheat with a 9/30/2019 SCD is planted
in 2019 and harvested in 2020. The production reporting date is 8/31/2020. If production is not reported, the protection factor will
be reduced the following crop year.
Area Revenue Protection
Protection against loss of revenue caused by low prices, low yields, or a combination of both. This plan also includes upside harvest
price protection which increases the policy protection if the harvest price is greater than the projected price.
Area Revenue Protection with Harvest Price Exclusion
Protects against loss of revenue caused by low prices, low yields or a combination of both.
Area Yield Protection
Protection for production losses only.
Insurable Acreage
ARPI crop must have been planted and harvested in at least one of the three previous crop years.
The acreage must be planted on or before the final planting date (FPD) shown in the actuarial documents. Provisions now state that
any crop planted after the final planting date will not be insured.
Reference the common crop insurance policy for all insurable and uninsurable acreage.
Organic
ARPI is available for certified and transitional acreage when an organic practice is in the actuarial documents.
Does not apply to acreage transitioned to certified organic without an organic plan or written documentation from a certifying agent
indicating an organic plan is in effect.
Liability Calculation
Expected county yield × projected price × protection factor (.8-1.20)
Dollar amount of insurance × acres = policy protection
Actual Production History/Production Reporting Requirements
Report production at the conclusion of the current insurance year.
AIPs are not required to perform appraisals for ARPI crops that are not harvested.
Requires insureds to note whether the crop was destroyed or put to another use if unharvested acreage was reported.
Next year’s protection factor is reduced to 0.80, which is the lowest factor available, if the insured does not provide an accurate
production report by the PRD (allows 1-year grace period before implementing provision for failure to report production).
Added Land Procedures
If adequate documentation is kept for added land, a request for SA T-Yields may be made by the insured the initial year when switching
from ARPI to an APH-based plan of insurance for the crop, if all requirements of added land are met.
Loss Limit Factor
Used to calculate the payment factor (indemnity calculation). This factor represents the percentage of the expected county yield/
revenue at which an indemnity is payable.
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CONTENTS
Loss Payments
Wheat – Final county revenues and county yields will be determined prior to April 16 following the crop year. If indemnity is due;
payment will be issued prior to May 1.
Corn, Grain Sorghum, Soybeans – Final county revenues and county yields will be determined prior to June 16 following the crop year.
If indemnity is due, payment will be issued prior to May 16.
12
Cotton – Final county revenues and county yields will be determined prior to August 1 following the crop year. If indemnity is due,
payment will be issued prior to August 15.
Forage Production – Final county revenues and county yields will be determined prior to April 16 following the crop year. If indemnity is
due, payment will be issued prior to August 15.
Area Revenue Protection Example (Harvest Price is

Higher than Projected Price)
(Loss example is based on one acre, 100% share)
Coverage Level 90%
Expected Price $4.00
Harvest Price $4.57
Expected County Yield 141.4
Final County Yield 75
Protection Factor 1.2
Loss Limit Factor .18
Expected County Yield × Projected Price × Protection

Dollar Amount of Insurance $678.72 141.4 × $4.00 × 1.2 = $678.72
Factor = Dollar Amount of Insurance
Dollar amount of Insurance × Acres × Share =
Policy Protection $678.72 $678.72 × 1.0 × 1.0 = $678.72
Policy Protection
Expected County Yield × Greater of Projected or Harvest
Final Policy Protection $775.44 Price × Protection Factor × Acres × Share = Final 141.4 × $4.57 × 1.2 × 1.0 × 1.0 = $775.44
Policy Protection
Final County Yield × Harvest Price = Final
Final County Revenue $342.75 75 × $4.57 = $342.75
County Revenue
Expected County Yield × Greater of Projected or Harvest
Trigger Revenue $581.58 141.4 × $4.57 × .90 = $581.58
Price × Coverage Level = Trigger Revenue
Loss Calculation Formula

Trigger Revenue - Final County Revenue
(Trigger Revenue - (Expected County Yield × Greater of Projected or Harvest Price × Loss Limit Factor)) = Payment Factor
Final Policy Protection × Payment Factor = Indemnity

($581.58 - $342.75) 238.83 238.83
= .513
($581.58 - (141.4 × $4.57 × .18)) 581.58 - 116.32 465.26
$775.44 × .513 = $397.80
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CONTENTS
Area Yield Protection Example

(Loss examples are based on one acre and 100% share)
Coverage Level 90%
Projected Price $4.00
Harvest Price $4.57

Policy Protection
Final Policy Protection Expected County Yield × Projected Price × Protection
$678.72 141.4 × $4.00 × 1.2 × 1.0 × 1.0 = $678.72
(Same as Policy Protection) Factor × Acres × Share = Final Policy Protection
Expected County Yield × Coverage Level =
Trigger Yield 127.3 141.4 × .90 = 127.3
Trigger Yield

Trigger Yield - Final County Yield
(Trigger Yield - (Expected County Yield × Loss Limit Factor)) = Payment Factor

(127.3 - 75) 52.3 52.3
= .514
(127.3 - (141.4 × .18)) 127.3 - 25.45 101.85
$678.72 × .514 = $348.86
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CONTENTS
Area Revenue Protection Example (Harvest Price is

Lower than Projected Price)
Coverage Level 90% 12
Harvest Price $3.57

Policy Protection
Expected County Yield × Greater of Projected or
Final Policy Protection $678.72 Harvest Price × Protection Factor × Acres × Share = 141.4 × $4.00 × 1.2 × 1.0 × 1.0 = $678.72
Final Policy Protection
County Revenue
Expected County Yield × Greater of Projected or
Trigger Revenue $509.04 141.4 × $4.00 × .90 = $509.04
Harvest Price × Coverage Level = Trigger Revenue

(Trigger Revenue - (Expected County Yield × Greater of Projected or Harvest Price × Loss Limit Factor)) = Payment Factor

($509.04 - $267.75) 241.29 241.29
= .593
($509.04 - (141.4 × $4.00 × .18)) 509.04 - 101.81 407.25
$678.72 × .593 = $402.48
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CONTENTS
Area Revenue Protection with Harvest Price Exclusion

Example
Coverage Level 90%
Harvest Price $4.57

Policy Protection
Final Policy Protection (Same Expected County Yield × Projected Price × Protection
$678.72 141.4 × $4.00 × 1.2 × 1.0 × 1.0 = $678.72
as Policy Protection) Factor × Acres × Share = Final Policy Protection
County Revenue
Expected County Yield × Projected Price × Coverage
Trigger Revenue $509.04 141.4 × $4.00 × .90 = $509.04
Level = Trigger Revenue

(Trigger Revenue - (Expected County Yield × Projected Price × Loss Limit Factor)) = Payment Factor

($509.04 - $342.75) 166.29 166.29
= .408
($509.04 - (141.4 × $4.00 × .18)) 509.04 - 101.81 407.25
$678.72 × .408 = $276.92
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CONTENTS
Pilot Silage Sorghum Endorsement

What is Silage Sorghum?
The primary difference between grain sorghum and silage (forage) sorghum is in its use. Forage is defined simply as food for animals.
Silage sorghum varieties are often tall. They can be thick or thin stemmed, tiller profusely, may or may not contain grain and, in some
cases, can be very short. These types of sorghum are typically grown for hay, grazing, silage or other industrial uses. 12
About Silage Sorghum
1. The crop insured will be all the silage sorghum planted in the county:
a. That has been planted in at least two of the last four crop years;
b. That is planted for harvest as silage;
c. That is not a combine-type hybrid grain sorghum (grown for hybrid seed); and,
d. That is not Sudan or Sudax varieties, varieties developed for haying and grazing or any other variety not intended for the
production of silage.
2. An insured may elect a price election for all silage sorghum grown in the county on insurable acreage based on:
a. The maximum price election; or
b. The price specified in your silage sorghum purchase contract.
3. No written agreements may be authorized under the Pilot Silage Sorghum Endorsement.
4. The premium will be determined by either the maximum price election or the price specified in your silage sorghum purchase
contract. (If the price received under a silage sorghum purchase contract exceeds $2.00 over the maximum price election,
the price election will be $2.00 over the maximum price election.) If the contract is used, it must be submitted by the acreage
reporting date.
Key Definitions
1. Silage Sorghum Purchase Contract – An agreement executed between a buyer of silage sorghum and the insured on or
before the final planting date for a crop year.
2. Maximum Price Election – The price determined by multiplying the price election for corn silage by 80%.
3. Production Guarantee – The approved yield per acre x coverage level.
4. Brown Mid Rib – Refers to the color of the middle rib in the leaves.
5. Non-Brown Mid Rib – Refers to the color of the middle ribs in the leaves. Non-Brown Mid Ribs are usually green or white.
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Silage Sorghum Guarantee and Loss Calculation

Unit 1 Unit 2
Acres 150 75
Share 60% 100%
Level of Coverage 70% 70%
Approved Yield 20 ton/acre 22 ton/acre
Harvested Production 450 tons 1350 tons
Purchase contract 2,500 tons
Price election is the maximum price or contract price not to exceed the maximum price + $2.00:
Contract price ($2.35 - 0.15) × 6 = $13.20
or
Maximum price election [$12.00 (80% of corn silage price) + $2.00] = $14.00
Unit 1 Unit 2
20 0.70 14 tons 22 0.70 15.4 tons

× = × =
Tons Level Production Guarantee Tons Level Production Guarantee
150 14 2,100 tons 75 15.4 1,155 tons

× = × =
Acres Prod. Guar. Unit Guarantee Acres Prod. Guar. Unit Guarantee
2,100 0.60 1,260 tons 1,155 1.00 1,155 tons

× = × =
Unit Guar. Share Share of Unit Guar. Unit Guar. Share Share of Unit Guar.
Unit guarantee for all units: 1,260 + 1,155 = 2,415 tons

The insured would qualify to use contract price because contracted quantity (2,500 tons) is greater than the insured’s share of all units
production guarantee (2,415 tons).
Unit 1
150 acres × 14 tons = 2,100 tons
2,100 tons – 450 tons harvested production = 1,650 tons production loss
1,650 × $13.20 price = $21,780 value lost
$21,780 value × 0.60 share = $13,068 indemnity
Unit 2
No indemnity is due since the harvested production exceeded the guarantee.
1,350 harvested tons exceeds 1,155 ton guarantee.
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CONTENTS
Yield Protection (YP)

General Summary
1. Insurance coverage that only provides protection against a production loss for crops for which revenue protection is available but
was not elected.
2. Coverage levels are available from 50% to 75%, in 5% increments (80% and 85% levels available in limited areas). 12
a. Reference GSH part 837 for Price Percentage Chart (when available for a crop).
3. Catastrophic (CAT) coverage is available at 50% of the approved yield and 55% of the projected price (50/55).
4. Catastrophic (CAT) provides prevented planting coverage; however, it does not provide for replanting payments.
5. The administrative fee for the Catastrophic Risk Protection Endorsement (CAT) is $655 per crop contract, with no cap for multiple
crop contracts.
6. The administrative fee for coverages higher than CAT is $30 per crop contract.
7. Coverage is expressed as a production guarantee (approved yield times the coverage level).
8. Provides prevented planting and replanting protection.
Yield Guarantee
The guarantee is the approved yield, multiplied by the selected level of coverage and insured acreage.
Production to Count
1. The actual production, plus any yield appraisals, less any adjustments for excess moisture or poor quality (if applicable) results
in the production to count for the insurance unit.
2. Producers should notify their crop insurance agent or company immediately to get specific instructions if the crop is damaged
or the producer plans to utilize production in such a way that harvested production cannot be determined.
Loss Payment
The loss payment is calculated by subtracting the net amount of production from the yield guarantee and multiplying the result by the
price election and percent of share.
Units
1. The basic insurance unit is all the acreage of the crop in the county in which the insured has 100% ownership or shares with
the same person.
2. Basic insurance units may be further divided into optional units, if qualifications are met.
3. The unit structure defined in the Common Crop Insurance Provisions may be modified by the Crop Provisions.
4. Enterprise units are available for all crops with YP.
Benefits
1. Confidence for pre-harvest crop sales
2. Stability for long term business plans
3. Improved risk and financial management
4. Cash flow safety net
5. Loan collateral
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CONTENTS
Revenue Protection (RP)

General Summary
1. Insurance coverage that provides protection against production loss or price decline or increase or a combination of both.
2. Coverage levels are available from 50% to 75%, in 5% increments (80% and 85% levels available in limited areas).
3. The perils covered are weather related causes of loss, certain other unavoidable perils and price fluctuations.
4. Provides prevented planting and replant protection.
5. The projected price is used to calculate the premium, replant payments and prevented planting payments.
6. The administrative fee is $30 per crop contract.
Dollar Guarantee
1. The dollar guarantee for the insurance unit is the approved yield, times the level of coverage, times the insured acreage, times
the percent of share, times the projected price.
2. Increased protection if the harvest price is higher than the projected price.
3. The harvest price will not be greater than the projected price multiplied by 2.00.
Value of Production
To determine the value of production, multiply the harvested production, plus any appraisals, by the percent of share and the harvest
price. The price at which the crop is sold is not used to calculate the loss payment.
Loss Payment
To calculate a payable loss, subtract the value of production from the dollar guarantee multiplied by the percent of share.
Units
Producers may select basic, optional, enterprise or whole-farm units based upon their farming operation.
Benefits
1. Fosters greater grower confidence to do pre-harvest crop sales to improve profits
2. Protects growers who need a specific amount of production to feed livestock
3. Loss payments more closely track economic results
4. May be viewed more favorably as loan collateral
5. Rewards the more risk conscious grower
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CONTENTS

(RPHPE)
General Summary
1. Insurance coverage that excludes the use of the harvest price in the determination of the revenue protection guarantee.
12
2. Coverage levels are available from 50% to 75%, in 5% increments (80% and 85% levels available in limited areas).
3. The perils covered are weather related causes of loss, certain other unavoidable perils and downward price fluctuations.
4. Provides prevented planting and replant protection.
5. The projected price is used to calculate the premium, replant payments and prevented planting payments.
6. The administrative fee is $30 per crop contract.
Dollar Guarantee
1. The dollar guarantee for the insurance unit is the approved yield, times the level of coverage, times the insured acreage, times
the percent of share, times the projected price.
2. Increased protection is not available if the harvest price is higher than the projected price.
Value of Production
To determine the value of production, multiply the harvested production, plus any appraisals, by the percent of share and the harvest
price. The price at which the crop is sold is not used to calculate the loss payment.
Loss Payment
To calculate a payable loss, subtract the value of production from the dollar guarantee multiplied by the percent of share.
Units
Producers may select basic, optional, enterprise or whole-farm units based upon their farming operation.
Benefits
1. Fosters greater grower confidence to do pre-harvest crop sales to improve profits
2. Protects growers who need a specific amount of production to feed livestock
3. Loss payments more closely track economic results
4. May be viewed more favorably as loan collateral
5. Rewards the more risk conscious grower
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CONTENTS
Revenue and Yield Protection – Projected Pricing Information
Sales
Crop State Closing Projected Price***
AK, CA 3/15 Feb. average of CBOT Dec. corn
NM 3/15 Feb. average of CBOT July corn
IA, ME, MI, MN, MT, ND, NE, NV, SD, UT, VT, WI, WY 3/15 Feb. average of CBOT Sep. corn
Barley DE, GA, IL, IN, KY, MD, MO, NC, NJ, NM, OH, OK, SC,
9/30 Aug. 15 to Sep. 14 average of CBOT July corn
TN, TX, VA
WV 9/30 Aug. 15 to Sep. 14 average of CBOT Sep. corn
AZ, CA 10/31 Sep. 15 to Oct. 14 average of CBOT July corn
KS 3/15; 9/30 Feb. average of CBOT July corn
Spring Barley CO, ID, NY, OR, PA, WA 3/15; 9/30 Feb. average of CBOT Sep. corn
NV, UT 10/31 Feb. average of CBOT Sep. corn
ID, OR, WA 3/15 Aug. 15 to Sep. 14 average of CBOT Sep. corn
CO, KS 9/30 Aug. 15 to Sep. 14 average of CBOT July corn
Winter Barley
ID, NY, OR, PA, WA 9/30 Aug. 15 to Sep. 14 average of CBOT Sep. corn
NV, UT 10/31 Sep. 15 to Oct. 14 average of CBOT Sep. corn
MN, MT, ND 3/15 Feb. average of ICE Nov. canola
Canola OK 8/31 July 15 to Aug. 14 average of ICE July canola
AL, GA 9/30 Aug. 15 to Sep. 14 average of ICE July canola
Spring Canola ID, OR, WA 3/15; 8/31 Feb. average of ICE Nov. canola
Fall Canola ID, OR, WA 8/31 July 15 to Aug. 14 average of ICE Nov. canola
TX 1/31 Dec. 15 to Jan. 14 average of CBOT Sep. corn
TX 2/15 Jan. average of CBOT Dec. corn
AL, FL, GA, LA, SC 2/28 Jan. 15 to Feb. 14 average of CBOT Sep. corn
Corn AR, AZ, CA, MS, NC 2/28 Jan. 15 to Feb. 14 average of CBOT Dec. corn
CO, CT, DE, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI,
MN, MO, MT, ND, NE, NH, NJ, NM, NY, OH, OK, OR, 3/15 Feb. average of CBOT Dec. corn
PA, RI, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
TX 1/31 Dec. 15 to Jan. 14 average of ICE Oct. cotton
Cotton AL, AR, AZ, CA, FL, GA, LA, MS, NC, SC, TX 2/28 Jan. 15 to Feb. 14 average of ICE Dec. cotton
KS, MO, NM, OK, TN, TX, VA 3/15 Feb. average of ICE Dec. cotton
Dry Beans MI, MN, ND 3/15 Determined by RMA for specific types
Dry Peas ID, MT, ND, SD, WA 3/15 Determined by RMA for specific types
TX 1/31 Dec. 15 to Jan. 14 average of CBOT Sep. corn
TX 2/15 Jan. average of CBOT Dec. corn
Grain Sorghum AL, AR, AZ, CA, FL, GA, LA, MS, NC, SC 2/28 Jan. 15 to Feb. 14 average of CBOT Dec. corn
CO, DE, IA, IL, IN, KS, KY, MD, MO, ND, NE, NJ, NM,
3/15 Feb. average of CBOT Dec. corn
NY, OH, OK, PA, SD, TN, TX, VA, WI
TX 1/31 Dec. 15 to Jan. 14 average of Dec. contracts *****
Peanuts AL, AR, FL, GA, LA, MS, SC, NC, TX 2/28 Jan. 15 to Feb. 14 average of Dec. contracts *****
NM, OK, TX, VA 3/15 Feb. average of Dec. contracts ****
Popcorn AL, CO, IA, IL, IN, KY, MI, MO, NE, OH, SD 3/15 Based on the Projected Price for Grain Corn
TX 1/31 Dec. 15 to Jan. 14 average of CBOT Sep. rice
FL 2/15 Jan. average of CBOT Nov. rice
Rice
LA 2/28 Jan. 15 to Feb. 14 average of CBOT Sep. rice
AR, CA, IL, MO, MS, OK, TN, TX 2/28 Jan. 15 to Feb. 14 average of CBOT Nov. rice
TX 1/31 Dec. 15 to Jan. 14 average of CBOT Nov. soybeans
AL, FL, GA, NC, SC 2/28 Jan. 15 to Feb. 14 average of CBOT Jan. soybeans
AR, LA, MS, TX 2/28 Jan. 15 to Feb. 14 average of CBOT Nov. soybeans
Soybeans
DE, MD, OK, VA, WV 3/15 Feb. average of CBOT Jan. soybeans
CO, IA, ID, IL, IN, KS, KY, MI, MN, MO, ND, NE, NJ,
3/15 Feb. average of CBOT Nov. soybeans
NY, OH, OR, PA, SD, TN, TX, VT, WA, WI
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Revenue and Yield Protection – Projected Pricing Information
Sales
Crop State Closing Projected Price***
TX 1/31 Dec. 15 to Jan. 14 average of CBOT July soybean oil
Sunflowers
CO, KS, MN, MT, ND, NE, OK, SD, TX, WY 3/15 Feb. average of CBOT Dec. soybean oil 12
AK, ME, MN, VT 3/15 Feb. average of MGE Sep. hard red spring wheat
Aug. 15 to Sep. 14 average of KCBOT July hard red
KS, NM, OK, TX 9/30
Wheat winter wheat
AL, AR, FL, GA, KY, LA, MS, NC, SC, TN 9/30 Aug. 15 to Sep. 14 average of CBOT July wheat
DE, IL, IN, MD, MI, MO, NJ, NY, OH, PA, VA, WV 9/30 Aug. 15 to Sep. 14 average of CBOT Sep. wheat
CO, IA, MT, ND, NE, SD, WI, WY 3/15 Feb. average of MGE Sep. hard red spring wheat
CA** 3/15 Feb. average of CBOT Sep. wheat
Spring Wheat* CO, IA, MT, NE, SD, WI, WY 9/30 Feb. average of MGE Sep. hard red spring wheat
CA**, ID, OR, WA 3/15 Feb. average of CBOT Sep. wheat ****
NV, UT 10/31 Feb. average of CBOT Sep. wheat
Aug. 15 to Sep. 14 average of KCBOT Sep. hard red
CO, MT, NE, SD, WY 9/30
winter wheat
CA**, IA, ID, OR, WA, WI 9/30 Aug. 15 to Sep. 14 average of CBOT Sep. wheat ****
Winter Wheat
NV, UT 10/31 Aug. 15 to Sep. 14 average of CBOT Sep. wheat
Sep. 15 to Oct. 14 average of KCBOT July hard red
AZ, CA** 10/31
winter wheat
*Durum and khorasan wheat can be insured as hard red spring wheat.
**Available in select counties. Check actuarials for more information.
***The calculation period, board of trade, contract month and crop are listed. Many prices also include factors determined by RMA.
****Wheat prices for CA, ID, OR and WA include an adjustment factor that uses the average five-year difference between the Portland Mercantile
Exchange (PME) and CBOT wheat prices.
*****The Peanut Formula Price for each type use the CBOT prices for Wheat, Soybean Oil and Soybean Meal and the ICE price for Cotton.
CBOT = Chicago Board of Trade, ICE = Intercontinental Exchange, KCBOT = Kansas City Board of Trade, MGE = Minneapolis Grain Exchange
(Rev. 6/20)
Revenue Protection – Harvest Pricing Information
Crop State Harvest Price ***

AZ, CA, DE, GA, IL, IN, KY, MD, MO, NC, NJ, NM, OH, OK, SC, TN,
June average of CBOT July corn
TX, VA
Barley IA, NE, WV July average of CBOT Sep. corn
ME, MI, MN, MT, ND, NV, SD, UT, VT, WI, WY Aug. average of CBOT Sep. corn
AK, CA Sep. average of CBOT Dec. corn
KS June average of CBOT July corn
Spring Barley NY, PA July average of CBOT Sep. corn
CO, ID, NV, OR, UT, WA Aug. average of CBOT Sep. corn
CO, KS June average of CBOT July corn
Winter Barley NY, PA July average of CBOT Sep. corn
ID, NV, OR, UT, WA Aug. average of CBOT Sep. corn
AL, GA, OK June average of ICE July canola
Canola
MN, MT, ND Sep. average of ICE Nov. corn
Spring Canola ID, OR, WA Sep. average of ICE Nov. corn
Fall Canola ID, OR, WA Aug. average of ICE Nov. corn
AL, FL, GA, LA, SC, TX Aug. average of CBOT Sep. corn
AR, MS Aug. 15 to Sep. 14 average of CBOT Dec. corn
OK, NC, TX Sep. average of CBOT Dec. corn
Corn
AZ, CA, CO, CT, DE, IA, IL, IN, KS, KY, MA, MD, ME, MN, MO, MT, ND,
Oct. average of CBOT Dec. corn
NE, NH, NJ, NM, NY, OH, PA, RI, SD, TN, UT, VA, VT, WI, WV, WY
ID, MI, OR, WA Nov. average of CBOT Dec. corn
TX Sep. average of ICE Oct. cotton
Cotton AL, AR, AZ, CA, FL, GA, LA, MO, MS, NC, SC, TN, TX, VA Oct. average of ICE Dec. cotton
KS, NM, OK Nov. average of ICE Dec. cotton
Dry Beans MI, MN, ND Determined by RMA for specific types
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CONTENTS
Revenue Protection – Harvest Pricing Information
Crop State Harvest Price ***

Dry Peas ID, MT, ND, SD, WA Determined by RMA for specific types
TX Aug. average of CBOT Sep. corn
AL, FL, GA, SC Aug. average of CBOT Dec. corn
Grain Sorghum AR, LA, MS, TX Sep. average of CBOT Dec. corn
AZ, CA, CO, DE, IA, IL, IN, KS, KY, MD, MO, NC, ND, NE, NJ, NM, NY,
Oct. average of CBOT Dec. corn
OH, OK, PA, SD, TN, VA, WI
Peanuts AL, AR, FL, GA, LA, MS, NC, NM, OK, SC, TX, VA Oct. average of Dec. contracts *****
Popcorn AL, CO, IA, IL, IN, KY, MI, MO, NE, OH, SD Based on the Harvest Price for Grain Corn
LA, TX Aug. average of CBOT Sep. rice
Rice AR, FL, MS, TX Sep. average of CBOT Nov. rice
CA, IL, MO, OK, TN Oct. average of CBOT Nov. rice
TX Sep. average of CBOT Nov. soybeans
AR, CO, IA, ID, IL, IN, KS, KY, LA, MI, MN, MO, MS, ND, NE, NJ, NY,
Soybeans Oct. average of CBOT Nov. soybeans
OH, OR, PA, SD, TN, TX, WI
AL, DE, FL, GA, MD, NC, OK, SC, VA, VT, WA, WV Nov. average of CBOT Jan. soybeans
TX June average of CBOT July soybean oil
Sunflowers
CO, KS, MN, MT, ND, NE, OK, SD, TX, WY Oct. average of CBOT Dec. soybean oil
AL, AR, FL, GA, KY, LA, MS, NC, SC, TN June average of CBOT July wheat
AZ, CA**, KS, NM, OK, TX June average of KCBOT July hard red winter wheat
Wheat
DE, IL, IN, MD, MI, MO, NJ, NY, OH, PA, VA, WV July average of CBOT Sep. wheat
AK, ME, MN, VT Aug. average of MGE Sep. hard red spring wheat
AZ, CA** June average of MGE July red spring wheat
Spring Wheat* CO, IA, MT, ND, NE, SD, WI, WY Aug. average of MGE Sep. hard red spring wheat
CA**, ID, NV, OR, UT, WA Aug. average of CBOT Sep. wheat ****
CO, NE, SD July average of KCBOT Sep. hard red winter wheat
IA July average of CBOT Sep. wheat
Winter Wheat
MT, WY Aug. average of KCBOT Sep. hard red winter wheat
CA**, ID, NV, OR, UT, WA, WI Aug. average of CBOT Sep. wheat ****
*Durum and khorasan wheat can be insured as hard red spring wheat.
**Available in select counties. Check actuarials for more information.
***The calculation period, board of trade, contract month and crop are listed. Many prices also include factors determined by RMA.
****Wheat prices for CA, ID, OR and WA include an adjustment factor that uses the average five-year difference between the Portland Mercantile
Exchange (PME) and CBOT wheat prices.
*****The Peanut Formula Price for each type use the CBOT prices for Wheat, Soybean Oil and Soybean Meal and the ICE price for Cotton.
CBOT = Chicago Board of Trade, ICE = Intercontinental Exchange, KCBOT = Kansas City Board of Trade, MGE = Minneapolis Grain Exchange
(Rev. 6/20)
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Supplemental Coverage Option (SCO)

General Summary
1. Provides additional coverage on top of an underlying MPCI policy deductible on all levels of coverage.
2. SCO is a continuous endorsement and must be elected by the SCD.
3. SCO can be added with YP, RP, RPHPE or APH, if Revenue Protection is not available. 12
a. If SCO is purchased along with an underlying MPCI policy, it must be done by the SCD and with the same AIP as underlying AIP.
b. If the underlying policy is canceled or terminated, coverage under the SCO endorsement is automatically canceled.
4. Coverage is available up to 86% with a 65% premium subsidy.
5. Producers can elect to reduce the liability of the SCO Endorsement by a percentage selected on or before the sales closing date.
a. The election is referred to as a “coverage percentage” and will be elected from a range of 50-100%, with a default value of 100%.
b. The liability of SCO will be multiplied by the coverage percent when determining the guarantee.
6. Losses are paid on an area basis. An indemnity triggers when there is a county level loss, as opposed to a loss on an individual basis.
7. Check the county actuarial for crop availability.
8. Amount of SCO coverage depends on the liability, coverage level, and approved yield of the underlying policy.
a. For multiple types and practices for the insured crop, the protection will be determined separately for each coverage level, type
and practice.
9. The coverage is determined from the USDA’s National Agricultural Statistics Service (NASS) for spring barley, corn, soybeans,
wheat, sorghum and rice.
a. Cotton is determined through MPCI data as opposed to NASS data.
10. Separate administrative fee of $30 per county for SCO coverage.
11. If the producer has SCO they must identify acres that have ARC by Farm Number as such farm(s) would not be eligible for SCO
coverage. Producers that do not identify or misidentified acres covered by ARC will be ineligible for SCO on that FN and will owe
60% of the premium.
Reference the superscript of #8 from the last page of the application.
Guarantee
This will cover the insured up to 86% of the expected area yield or revenue. For example, if an insured selects a Revenue Protection
policy with a 70% coverage level, as well as electing the supplemental coverage option, an additional 16% of coverage will apply. An
indemnity payment will trigger if the county average revenue loss drops below 86%.
Loss Payment
Indemnities will be calculated and paid under the SCO Endorsement within 30 days after final area yield and revenue has been released.
The SCO endorsement begins to pay:
1. For revenue protection underlying policies, the final area revenue is less than the expected area yield multiplied by the higher
of the projected price or harvest price and by the area loss trigger;
2. For revenue protection underlying policies with the harvest price exclusion, the final area revenue is less than the expected
area revenue multiplied the area loss trigger; or
3. For all other underlying policies, the final area yield is less than the expected area yield multiplied by the area loss trigger.
Revenue Protection Example
(Loss example is based on one acre and 100% share.)
Coverage Level 70%
Coverage Percentage 100%
Approved Yield 175
Expected Area Yield 170
Final Area Yield 160
Harvest Price $3.00

To determine SCO coverage you must first use the date on the underlying policy.
The value of his crop is $700 per acre (175 bu. x 4.00/bu.).
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The underlying policy covers 70% ($490) of the expected crop value. This leaves a 30% gap in coverage or $210 uncovered as a deductible.
The SCO coverage 16% (86% - 70% YP coverage level) is multiplied by the expected crop value times the coverage percentage to
determine the SCO coverage of $112 per acre ($700 x 1.00 x 16%).
The final area revenue would be $480 (160 x $3.00).
The expected area revenue is $680 [170 x $4.00 (higher of projected or harvest price)].
The payment factor would be 0.963 [86% - (480 ÷ $680)] ÷ 16%.
The SCO indemnity per acre would be $108 per acre ($112 per acres x 0.963).
Yield Protection Example
(Loss example is based on one acre and 100% share.)
Coverage Level 70%
Coverage Percentage 100%
Approved Yield 175
Expected Area Yield 170
Final Area Yield 140

The value of his crop value of $700 ($4.00 x 175 bu).
The underlying policy covers 70% ($490) of the expected crop value. This leaves a 30% gap in coverage or $210 uncovered as a deductible.
The SCO coverage 16% (86% - 70% YP coverage level) is multiplied by the expected crop value times the coverage percentage to
determine the SCO coverage of $112 per acre ($700 x 1.00 x 16%).
The final area payment would be $25.54 ($112 x .228)
Area Performance: expected area yield / final area yield (140 ÷ 170) = 82.35%
The payment factor would be .228 [86% - (140 ÷ 170)] ÷ 16% = (86% - 82.35%) ÷ 16%
Acreage Limitations
When reporting acreage it is important to ask the producer questions regarding an election of ARC. As stated in part 4 of the SCO
endorsement basic provisions:
“4. Report of Acreage

(a) In addition to section 6(c) of the Basic Provisions, if ARC has been elected for the crop on any land in the county in
which you have a share, your acreage report must include:
(1) The FSA farm serial numbers assigned to land with planted acreage of the crop in which you have a share; and
(2) Whether ARC has been elected for the crop for such acreage.”
[SOURCE: SCO endorsement basic provisions]
Price Loss Coverage (PLC)
If a producer elects PLC at the FSA office they are still eligible to elect the SCO endorsement. These payments are only made
when prices fall below a trigger tied to an underlying base acreage and program yield.
Agricultural Risk Coverage (ARC)
If a producer elects ARC at the FSA office they are not eligible to elect the SCO on the same farm. In an instance where an entity
insures multiple farms, the producer must identify which farms are to be insured under ARC or SCO.
Stacked Income Protection Policy (STAX)
In regards to cotton, a producer may elect both SCO and STAX for upland cotton. However, the same acreage cannot be insured
under both plans, and the producer will need to designate which acres by APH database of the underlying policy will be insured
under SCO and which acres will be insured under STAX.
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CONTENTS
Stacked Income Protection Plan of Insurance (STAX)

General Summary
1. Area-Based coverage for upland cotton that can be purchased as a stand-alone policy or with another underlying MPCI policy.
2. STAX can be purchased with YP, RP, RP-HPE, WFRP, ARPI or as a stand-alone policy. 12
a. STAX as a stand-alone policy is not available at the CAT coverage level.
b. If STAX is purchased along with an underlying MPCI policy, it must be done by the SCD and with the same AIP.
3. The liability is based on the expected area crop value which is typically county based but can be based on a larger area.
4. 80% Premium Subsidy.
5. STAX is a continuous endorsement.
6. Written agreements are not available for STAX.
7. Production report is required for STAX. If an insured does not submit production, the protection factor for the policy in the
following crop year will be limited to the lowest protection factor available.
8. Separate administrative fee of $30 per county for STAX coverage.
Eligibility
1. The STAX plan of insurance must be elected on the application on or before SCD.
2. The insured must have a share of upland cotton in a county where STAX is contained in the actuarial documents; and
3. Comply with all terms and conditions of STAX plan of insurance.
4. The insured crop for the STAX policy must be upland cotton that is not (unless allowed by the Special Provisions):
a. Colored lint cotton;
b. Planted into an established grass or legume; or
c. Inter-planted with another spring planted crop.
5. Starting with crop year 2019, cotton growers will not be eligible to purchase STAX on a farm enrolled in PLC or ARC.
STAX Coverage
1. Coverage is based on expected area yield, and the higher of the projected or harvest price.
2. The insured may select any coverage range (in 5% increments) and area loss trigger (in 5% increments) shown on the
actuarial documents for each P/T.
3. Coverage can be between 70%-90% of area revenue, but cannot overlap with coverage from an underlying MPCI policy.
4. The insured must choose a protection factor from the range of 80 to 120.
STAX Availability
The actuarial documents identify when STAX is available in a county for upland cotton.
SCO Endorsement and STAX Policy
1. An insured with a Common Crop Insurance Policy has the option to elect SCO and STAX policy for upland cotton as long as
both are insured with the same AIP and the underlying policy is not ARPI or standalone STAX.
2. The policyholder may not have SCO and STAX coverage on the same acreage of upland cotton.
3. Insured may elect to identify on the STAX Application whether SCO or STAX applies to any of the coverage added that requires
a new APH database after the Sales Closing Date and prior to Acreage Reporting. If the insured fails to make a designation,
the acreage is then covered by the SCO.
STAX Cost
1. 80% Subsidy
2. Premium cost will be based on area, coverage range and protection factor.
STAX Cost Example
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STAX Coverage Examples
[SOURCE: http://www.rma.usda.gov/news/currentissues/stax/staxtraining.pdf]
Policy Protection Example

Expected Area Yield: 690
Area Loss Trigger: 90%
Coverage Range: 20%
Protection Factor: 1.20
Projected Price: $0.78
Harvest Price: $0.75
The policy protection is expected area yield times (higher of projected or harvest) price times coverage range times protection factor
times acres times share.
690 x $0.78 x 20% x 1.20 x 100 x 100% = $12,917 policy protection
Indemnity Example
Expected Area Yield: 690
Final Area Yield: 520
Expected Area Revenue: 690 x $0.78 = $538.20
Final Area Revenue: 520 x $0.75 = $390.00
Area Performance = 72.46%
($390.00 ÷ $538.20)
Payment factor is based on area performance and coverage range.
1. Measures how far into the coverage range the area performance fell
2. Limited to 1.000
(90% - 72.46%) ÷ 20% = .877 payment factor
Indemnity is policy protection times the payment factor.
$12,917 x .877 = $11,328
Notice of Loss and Claims
1. If an insured crop incurs damage, it must be reported to the company within 72 hours of initial discovery of damage, but no
later than 15 days after the end of the insurance period for the crop and unit. Failure to provide notice within this time frame
could jeopardize an indemnity for any loss on the unit.
2. No late plant, prevent plant or replant available with STAX.
3. Indemnities are calculated following the release of Final Area Yields by the FCIC.
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Commodity Exchange Price Provisions (CEPP)

What is the Commodity Exchange Price Provisions (CEPP)?
1. Defines price component of Common Policy crops
2. Utilizes Commodity Exchanges – CME Group, KCBOT, MGE and ICE 12
3. Unique for each crop
4. Website Location =
https://www.rma.usda.gov/en/Policy-and-Procedure/Insurance-Plans/Commodity-Exchange-Price-Provisions-CEPP
Definitions
1. Commodity Exchange Price Provisions (CEPP) – A part of the policy that is used for all crops for which revenue protection
is available. This document contains the information necessary to drive the projected price and the harvest price for the insured
crop, as applicable.
2. Harvest Price – A price determined in accordance with the Commodity Exchange Price Provisions and used to value
production to count under revenue protection.
3. Projected Price – A price determined in accordance with the Commodity Exchange Price Provisions and used for all crops for
which revenue protection is available, regardless of whether the producer elects to obtain revenue protection or yield protection
for such crops.
CEPP Structure
1. Section I – General Information that applies to all crops where choices of protection include YP, RP and ARPI.
a. Common Policy material includes Default clauses, Definitions and Dual county guidelines
Dual Counties
1. Crops with Fall/Winter and Spring types
2. Producer insures both types
3. Tied to sales closing date for Fall/Winter
4. Price discovery for both types will be shown in the table
5. Section II – Crop Specific Price Definitions

14-CEPP (Released June 2013)
COMMODITY EXCHANGE PRICE PROVISIONS (CEPP)
2014 AND SUCCEEDING CROP YEARS
Section II: Price Definitions
(See Section I for General Information applicable to all crops.)
Corn (0041)
Grain Type
Projected price – The harvest year’s average daily settlement price for the projected price discovery period for the harvest year’s futures contract, as
shown in the tables below, rounded to the nearest whole cent. The projected price will be released no later than three business days following the end of the
projected price discovery period.
Harvest price - The harvest year’s average daily settlement price for the harvest price discovery period for the harvest year’s futures contract, as shown in
the tables below, rounded to the nearest whole cent. The harvest price will be released no later than three business days following the end of the harvest price
discovery period.
Projected Price Harvest Price
CORN – January 31 Sales Closing Date Discovery Period Discovery Period
Commodity Contract Contract Beginning Ending Beginning Ending
State Exchange Commodity Month Date Date Date Date
Texas CBOT Corn September Dec 15 Jan 14 Aug 1 Aug 31

CORN – February 15 Sales Closing Date Discovery Period Discovery Period
State Exchange Commodity Month Date Date Date Date
Texas CBOT Corn December Jan 1 Jan 31 Sep 1 Sep 30

CORN – February 28 Sales Closing Date Discovery Period Discovery Period
State Exchange Commodity Month Date Date Date Date 209
Alabama CBOT Corn September Jan 15 Feb 14 Aug 1 Aug 31
Arizona CBOT Corn December Jan 15 Feb 14 Oct 1 Oct 31
CONTENTS
For pricing methodologies referenced in the CEPP, the most current versions are posted at
http://www.rma.usda.gov/pubs/index.html under “Price Election Methodology”.
Price Discovery Tool Located on RMA’s Actuarial Information Browser

1. Calculates daily, as applicable:
a. Projected price
b. Harvest price
c. Volatility
Price Discovery = http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery
1. Click 'Your Price' or 'Many Prices' at the top of the page.
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12a
12a
Stand Alone
Policies
Field Grain Fire...............................................................................................................................................................................................212
Hay Fire..........................................................................................................................................................................................................213
Rain Insurance RH-1275................................................................................................................................................................................214
Pasturage Fire................................................................................................................................................................................................215
www.RainHail.com
CONTENTS
Field Grain Fire

General Summary
Field Grain Fire allows the flexibility for the insured to select the location they want to insure.
Coverage Period
1. Coverage begins at 12:01 a.m. on the date immediately following the date the applicant and agent sign the application (FGF
form 1939)
2. Coverage ends at 12:01 a.m. on December 1 of the same crop year
3. Annual policy
Coverages
1. Maximum limits per acre by crop (same as Crop-Hail limits)
2. Direct loss due to fire, lighting and removal from premises endangered by these perils
3. Excess over any other applicable coverage
4. Does not insure against spontaneous combustion caused by improper curing stacking or storing
5. Transit
a. To the first place of storage within 100 miles (50 miles ID, NV, OR, UT and WA)
b. Losses caused by windstorm, collision, overturn and collapse of bridges, docks or culverts
c. Limited to $1000 per occurrence (excess over any other applicable coverage)
Premium and Rates
1. Premium due with application
2. $50 minimum ($25 in NE)
3. $0.20 per $100 of insurance CO, IL, IA, IN, MI, MN, MO, MT, NE, ND, OH, SD and WI
4. $0.25 per $100 of insurance ID, MN, NV, OK, OR, TX, UT, WA and WY ($0.17 per $100 in the following OR counties: Benton,
Clackamas, Clatsop, Columbia, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington and Yamhill)
5. $0.185 per $100 of insurance KS
6. $0.25 per $100 of insurance with a firebreak and $0.45 per $100 of insurance without a firebreak in AZ and CA
Deductible
1. No deductible
2. Pays 100% of any payable loss
Stored Grain Coverage (Optional Endorsement)
1. Provides coverage against fire and lighting at the first place of storage
2. Coverage is subject to a $100 deductible per occurrence
3. Excess over any other applicable coverage
4. Provides transit coverage from the first place of storage to the normal selling point within 100 miles
5. Coverage begins at the first place of storage and ends at 12:01 a.m. on June 1 of the year following the application
6. Premium rate is $0.04 per $100 of insurance
Loss Payment
Amount payable will be determined by multiplying the number of damaged acres by the amount of insurance per acre.
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Chapter 12a — Stand Alone Policies
Hay Fire
General Summary
1. The Hay Fire program provides coverage to hay (excluding growing hay) in the open or in buildings or structures against direct loss
by fire, lightning and by removal from premises endangered by these perils.
2. This policy does not insure against spontaneous combustion caused by improper curing, stacking or storing.
12a
3. The hay stored and insured under this program must be properly cured, stacked and/or stored with proper and accepted hay
farming practices.
4. All insurable hay stored at any one location must be insured, unless otherwise agreed to by us. A location is defined as the section
(in the absence of sections we may use section equivalents, Farm Service Agency [FSA] farm numbers or other methods of
measurement) identified on the Schedule of Insurance.
5. This program is also extended to include transit coverage, fence coverage, fire department service charges and theft and
vandalism coverage.
6. This is an annual policy in which coverage begins the later of 12:01 a.m. on the date immediately following the date the applicant
and our agent sign the application or 12:01 a.m. on the inception date specified in the Schedule of Insurance.
7. Coverage ends for each ton of hay the earlier of total destruction of the insured hay, as the hay is fed or sold, or 12:01 a.m. on
the day following the expiration date specified in the Schedule of Insurance. If some of the hay is fed or sold prior to the coverage
expiration date specified in the Schedule of Insurance and is replaced, the replacement hay will continue to be covered until
coverage ends.
8. The maximum liability per stack is $100,000, unless otherwise agreed to by us. A stack consists of all hay stacked together within
100 feet. If the hay is in more than one stack with less than 100 feet of clear space between the stacks, all such stacks will be
considered as one stack and limited to $100,000 of coverage. For the purposes of coverage limitations under this program, a
building will be considered the same as a stack, unless otherwise agreed to by us.
9. A minimum of 100 feet of continuous clear space must be maintained between the insured stack and any road or building, unless
otherwise agreed to by us. Such space must remain clear of any burnable material during the coverage period.
10. If an electric fence is used nearby or to surround the insured stack or hay storage building or structure, the area that may come into
contact with such fence must be free from burnable material.
Deductible Options (Per Occurrence, Per Location)
All hay insured under each policy must be insured with the same deductible option. The deductible options per occurrence, per location
are as follows:
1. the greater of $250 or 0.5% of the applicable liability for each damaged stack;
2. the greater of $500 or 1% of the applicable liability for each damaged stack; or
3. the greater of $2,500 or 5% of the applicable liability for each damaged stack.
Rates and Premiums
1. The premium rates per $100 Insurance for the four different coverage periods by deductible are shown. If additional coverage
is requested, the applicable rate will apply to the additional coverage.
2. The minimum premium for any policy is $100.
3. The premium is due with the application.
4. Unpaid premium will be deducted from any indemnity payment.
5. The premium for each item shown on the Schedule of Insurance will be rounded to the nearest whole dollar. A premium
involving $0.50 or more will be rounded to the next higher whole dollar.
$250/$0.5% $500/$1.0% $2,500/$5.0%

State Time Period Deductible Rate Deductible Rate Deductible Rate
1-90 days 0.60 0.55 0.50
IA, IL, IN, MI, 91-180 days 0.85 0.80 0.70
MN, MO, OH
and WI 181-270 days 1.10 1.05 0.90
271-365 days 1.30 1.25 1.10
1-90 days 0.65 0.60 0.55
CO, KS, MT, 91-180 days 0.95 0.90 0.80
NE, ND, SD
and WY 181-270 days 1.20 1.15 1.05
271-365 days 1.45 1.40 1.25
1-90 days 0.70 0.65 0.60
AZ, CA, ID, NV, 91-180 days 1.05 1.00 0.90
NM, OK, OR,
TX, UT and WA 181-270 days 1.35 1.30 1.15
271-365 days 1.60 1.35 1.40
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Rain Insurance RH-1275

General Summary
1. Rain insurance is a policy written for a short term of only a few hours for a specific event susceptible to “rain-out,” such as a rodeo,
football game or outdoor celebration.
2. The policy is written to indemnify the insured for loss of expenses from the event.
3. Agri-General and ACE agents are approved to write rain insurance in most areas. Contact your field supervisor for
more information.
4. Rates vary by area. Please contact your field supervisor for more information.
How It Works
1. The application, with premium check attached, must be received by our office no less than 14 days prior to the event.
Please send payments directly to the division office due to time limitations.
2. The insured period will be for a minimum of three hours and a maximum of twelve hours (eight hours in some areas).
3. The times of day the coverage begins and ends must be on the application.
4. The rain insurance rates will be quoted for one quarter or one half of an inch (one tenth of an inch is available in limited areas)
of precipitation.
a. Precipitation includes snow, sleet and hail will be measured in accordance with same method used by National
Weather Service
5. A rain gauge will be set up at the site of the insured event and will be monitored by a company representative or a disinterested
third-party (as agreed to by the company) during the prescribed time.
Rates and Premiums
1. Rates are dependent upon the time of year, hour(s) of day or night and the location the event is held. Rain rates are available
by running a quote for your insured in Hail Quote on Agent Services.
2. The minimum premium is $100.
Example
The Chamber of Commerce has scheduled an outdoor concert on June 15 from 7:00 p.m. until 11:00 p.m. They must
guarantee the group $30,000 and want to insure for that amount in the event of a “rain-out” (over 1/2”).
$3 per every $100 of insurance equates as follows: $30,000 x .03 = $900. It will cost the Chamber $900 to prevent them from
having to come up with $30,000 in the event of a rain-out.
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Chapter 12a — Stand Alone Policies
Pasturage Fire
General Summary
1. The Pasturage Fire program provides coverage to pasturage against direct loss by fire, lightning and by removal from premises
endangered by these perils.
2. All insurable pasturage at any one location must be insured unless otherwise agreed to by us. A location is defined as the section 12a
(in the absence of sections we may use section equivalents, Farm Service Agency [FSA] farm serial numbers or other methods of
measurement) identified on the Schedule of Insurance.
3. The insured acreage must be located in an area which has some type of fire protection service provided by local, county, state,
federal or private agencies. Land not serviced by some type of organized fire protection will be uninsurable under this policy.
4. This is an annual policy in which coverage begins at 12:01 A.M. on the date immediately following the date the applicant and our
agent sign the application.
5. Coverage ends for each acre of pasturage on the earlier of total destruction of the insured pasturage or 12:01 A.M. on December 1
of the same crop year.
6. The value of the pasturage for insurance purposes will be established by us on an annual basis.
7. If an electric fence is used nearby or to surround the insured pasturage, the area which may come into contact with such fence
must be free from burnable material.
8. The deductible is $100 per occurrence, per location.
9. The deductible will apply by policy line. This means that if you have a pasture that covers multiple legals and/or sections and
it is contiguous ground, you will want to write this on one policy line. You would need to include all applicable sections and
use the majority township and range for the policy line entry. Any additional township and range(s) can be listed in the Land
Description field.
Premium and Rates
1. The annual premium rate is $1.50 per $100 of insurance.
2. The minimum premium for any policy is $50.
3. The premium for each item shown on the Schedule of Insurance will be rounded to the nearest whole dollar. A premium
involving $0.50 or more will be rounded to the next higher whole dollar.
4. The premium is due with the application.
5. Unpaid premium will be deducted from any indemnity payment.
Per Acre Coverage Limits
Pasture Land – $30 an Acre
Bureau of Land Management Land – $2.50 an Acre
Mandatory Forms
RH-2066-1998 Agricultural Fire Policy Jacket
RH-2068-2013 Pasturage Fire Application
RH-2067-2001 Insuring Agreement for Pasturage Fire
RH-2066KS(PF)-2013 Mandatory Endorsement: Kansas Amendatory Endorsement
RH-2066NE(PF)-2013 Mandatory Endorsement: Nebraska Amendatory Endorsement
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CONTENTS
13 13
Person Type/SBI
Reporting Requirements
Person Type Reporting Requirements...........................................................................................................................................................218
Substantial Beneficial Interest (SBI)...............................................................................................................................................................218
Dissolution of an Insured Entity......................................................................................................................................................................219
Person Status Changes..................................................................................................................................................................................220
Person Types..................................................................................................................................................................................................220
Substantial Beneficial Interest (SBI) Guidelines.............................................................................................................................................223
Completing the SSN/EIN Reporting Form......................................................................................................................................................225
www.RainHail.com
CONTENTS
Person Type Reporting Requirements

1. Refer to General Standards Handbook for details on Person(s): Types, Documentation and Determination.
a. To obtain insurance, the applicant must report the correct person type (e.g., individual, spousal, joint venture, partnership,
corporation, etc.) and the correct applicable identification number.
2. Failure to report the insured’s Social Security Number (SSN) or EIN by the sales closing date (SCD) is not acceptable and
insurance coverage will not be provided.
3. An Employer Identification Number (EIN) may be used only by the business entity for which it was established.
Unreported or Incorrect ID
1. The application will not be accepted and no insurance will be provided for the year of application if the application does not
contain the applicant’s SSN or EIN. If the application contains an incorrect SSN or EIN, the application will be considered
not to have been accepted, no insurance will be provided for the year of application and for any subsequent crop years, as
applicable, and such policies will be void if:
a. Such number is not corrected by the applicant.
b. The SSN or EIN is corrected but:
i. It cannot be proved that any error was inadvertent.
ii. It is determined that the incorrect number would have allowed the insured to obtain disproportionate benefits under
the crop insurance program, he/she is determined to be ineligible for insurance, or he/she could avoid obligation or
requirement under any State or Federal law.
2. The applicant is required to pay an amount equal to 20% of the premium they would otherwise be required to pay if the policy
is voided regardless of whether the premium was paid or not.
Substantial Beneficial Interest (SBI)

1. By the sales closing date, for both new and carryover insureds, all persons (both foreign and domestic) with an interest of at least
10% in the insured/applicant must be listed and the applicable identification number provided on the policy/application. A policy will
be void if it does not include all persons with an SBI in the applicant or insured.
2. The spouse of any individual applicant/individual insured will be presumed to have a SBI in the applicant or insured, even if the
spouses qualify for separate policies.
3. If SBI information changes after the sales closing date, the application must be revised by the first sales closing date for the next
crop year.
4. If the SBI information changes less than 30 days before the sales closing date for the current crop year, the application must be
revised by the first sales closing date for the next crop year; however, the insured can submit the change by the current year’s
sales closing date.
5. With respect to persons with a substantial beneficial interest in the applicant, coverage for all crops on the application will be
reduced proportionately by the percent of interest if the tax ID number of a person with an SBI was correct, but the SBI holder
is ineligible.
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Chapter 13 — Person Type/SBI Reporting Requirements
Dissolution of an Insured Entity

Revised 4/27/2016
Was the insured entity dissolved because of the death,

disappearance or judicially declared incompetence of the insured?
13
Did the dissolution happen more than
Is the insured entity a married individual entity? Yes No
30 days before the cancellation date?
Yes Yes No
No
The named insured The policy is cancelled as

on the policy will of the cancellation date
convert to the name and a new application
of the spouse if the must be submitted.
spouse was included Was the dissolution
as having a SBI in more than 30
the named insured. days before the
A new application cancellation date? The policy will continue in effect through the
may be submitted current crop year if the dissolution happened after
for estate or other the cancellation date. The policy will be cancelled
entity taking over the as of the cancellation date immediately following
farming operation. the end of the insurance period for the crop year.
Yes If insurance has already attached, a Transfer of
No Coverage may be done.
The policy is
cancelled as of the The policy will continue in effect
cancellation date and through the current crop year
a new application if the dissolution happened
must be submitted. after the cancellation date.
The policy will be cancelled
as of the cancellation date
immediately following the end
of the insurance period for the
crop year. If insurance has
already attached, a Transfer of
Coverage may be done.
If the entity has changed, within 30 days

of the cancellation date, the insured may
cancel the policy. If coverage is desired,
then a new application for the new entity
must be submitted by the current year or
sales closing date.
Reference GSH section 3 for detailed information regarding Person Status Changes.
A new application must be submitted for all person status changes other than SBI (spouse taking over the policy).
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Person Status Changes

If the insured entity dissolves due to Death, Disappearance or Judicial Declaration of Incompetence:
Married Individuals
1. If the named insured dies, disappears or is judicially declared incompetent, the policy will default and the AIP does not need to
resubmit to RMA a revised application in the current year, to the name of the surviving or competent spouse if all the following are met.
a. The spouse was included on the policy as having a SBI in the named insured;
b. The spouse has a share of the crop.
If a married insured who dies, disappears or is judicially declared incompetent and the share converts to an estate or is otherwise legally
transferred to a person other than a spouse; or if a married insured dies and the conditions above are not met, and the event(s) occurs:
1. More than 30 days before the cancellation date:
a. The policy is automatically canceled as of the cancellation date; and
b. A new application must be submitted; or
2. 30 days or less before the cancellation date, or after the cancellation date:
a. The policy will continue in effect through the crop year immediately following the cancellation date; and
b. Be automatically canceled as of the cancellation date immediately following the end of the insurance period for the
crop year, unless canceled by the cancellation date prior to the start of the insurance period.
A new application must be submitted prior to the sales closing date for coverage for the subsequent crop year, and any indemnity
will be paid to the person(s) determined to be beneficially entitled, and such person(s) must comply with all policy provisions and
pay the premium.
For Processing Agents
For person status changes other than SBI (spouse) taking over the farming operation, a new application must be submitted
and processed.
Person Types
The following list provides the criteria, required documentation and proper identification numbers required to process each person type
listed. Please refer to the Crop Insurance Handbook for complete details.
Individual Unmarried
1. Policies written as an individual person type require the SSN of the individual.
2. The application covers only the individual’s share, including the individual’s share as a co-owner, joint operator or partner,
provided the co-ownership, joint operation or partnership if not insured separately.
Individual Married
All references to spousal policies include same-sex married couples.
1. If an insured is married, his/her spouse is considered to receive a benefit from the farming operation and, therefore, presumed
to have a 50% share of the married individual policy and an SBI for crop insurance program reporting purposes unless they
can prove they are two separate entities. SBI information (including the spouse’s SSN) must be provided by the applicable
sales closing date. Information collected for the spouse under this provision must be provided to an assuming company for any
policy that is transferred.
2. Separate policies for spouses are allowed only if all of the following criteria is submitted proving separate farming operations:
a. Separate land (transfers of acreage from one spouse to another is not considered separate land);
b. Separate capital;
c. Separate inputs;
d. Separate accounting; and
e. Separate maintenance of proceeds.
f. Application is submitted on or before the sales closing date for the crop year.
g. Each spouse must have a spousal policy with the other spouse reported as a SBI.
h. Separate policies are not allowed for:
i. An individual/married individuals and an individual operating as a business
ii. Joint operations between spouses.
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Individual Operating as a Business

1. This person type is an unincorporated business and must have an EIN.
2. The individual/married individuals SSN/RAN must be reported and be listed as a SBI.
3. If the individual/married individual operates as both an individual and as an individual operating as a business, both operations
must be reported under the individual/married individual policy.
Estates
1. The application covers the share owned by an estate and must be signed by the authorized court-appointed officer or executor.
The Estate EIN is required. If the Estate does not posses an EIN, the policy must be revised to the appropriate person type. 13
2. Upon settlement of the estate and the discharge of the personal representative or executor; the policy is canceled and a new
application is required to maintain insurance protection.
Trusts
The application covers the trust’s interest, not the beneficiaries’ interest. The application must be signed by the administrator or
trustee appointed to administer the business affairs of the trust. A SSN or EIN is required for trusts; however, if an EIN is established
for a trust, it must be used and reported.
1. Irrevocable trusts require the EIN for the trust.
2. Revocable trusts are processed using the same guidelines as individual entities (e.g., if operating as an individual and a
revocable trust, the revocable trust’s interest would be covered by the individual policy. If both spouses have a revocable trust,
the trusts would be covered under the married individual (spousal) policy.). For a revocable trust, an EIN must be reported if it
has been established for the revocable trust. If an EIN has not been established, then a SSN must be reported.
a. If both spouses each have a revocable trust, each trust must be covered under the individual/married policy, unless the criteria
for separate policies has been met. The revocable trust must be listed as a SBI to the individual/married individual policy.
Revocable and Irrevocable Trusts

What is a Trust? A living trust is a legal arrangement used in estate planning that provides for the management and distribution of your property
when you die. It is created under the state law in which it was formed. The trust is usually evidenced by a written document
called a “Declaration of Trust” or “Trust Agreement,” whereby one person, called the “truster” or “grantor,” transfers property
to another person, called the “trustee,” who holds the property for the benefit of another person, called the “beneficiary.” The
obligation of the trustee is to conserve and protect assets transferred to the trust, and to collect income and distribute or
accumulate it as prescribed in the trust instrument. The typical living trust is revocable and amendable by the grantor during his
or her lifetime. During his or her lifetime, the grantor is also the trustee and beneficiary. As trustee, the grantor can manage and
control the trust property; as beneficiary, the grantor receives all of the benefits of the trust assets. Upon the death of the grantor,
a “successor trustee” (child, friend, bank, etc.) takes over as trustee and follows the truster’s instructions, which are set forth in
the trust, concerning the distribution of property and the payment of taxes and expenses.
The Grantor In the typical living trust, as the grantor of the trust, you are treated as the owner and you are taxed on the income from the trust
Trust Rules assets. Generally, as a grantor, the only way you can avoid taxation on the income from the trust (and avoid including trust property
in your gross estate) is to give up control and benefits of the assets that you assign to the trust, and give up the right to revoke or
amend the trust. The trust would then be characterized as an irrevocable trust. The trustee would manage the trust, and the income
from the trust would be taxed to the trust if accumulated in the trust, or to the beneficiaries if distributed to the beneficiaries.
Revocable Trusts A revocable trust is a trust that can be amended or revoked by the truster after it is created. In contrast, an irrevocable trust
cannot be amended or revoked by the truster after it is created.
A revocable trust becomes irrevocable upon the truster’s death, since the truster is no longer able to change or revoke the trust.
Irrevocable Trusts An irrevocable trust is an arrangement in which the grantor departs with ownership and control of property. The truster or grantor
is no longer able to change or revoke the trust. Usually this involves a gift of the property to the trust. The trust then stands
as a separate taxable entity and pays tax on its accumulated income. Trusts typically receive a deduction for income that is
distributed on a current basis. Because the grantor must permanently depart with the ownership and control of the property being
transferred to an irrevocable trust, such a device has limited appeal to most taxpayers.
Revocable and Irrevocable Trusts
Partnerships
1. A partnership is a written or oral contract between two or more persons. Each partner has authority to enter into contracts and
bind all other members to such contracts. The partnership person type includes general partnerships, limited partnerships and
limited liability partnerships. An EIN is required for entities that are insured as a partnership. All persons with an SBI in the
partnership must be listed and the SSN/EIN of each SBI provided with at least two SBIs provided.
2. The death, declaration of incompetence or withdrawal of a partner terminates the partnership, unless a written partnership
agreement provides otherwise.
3. Crops to be insured under the partnership are those in which the partnership has a share and require only one application.
4. If the entire share of the partnership is not to be insured, an application to cover the share of an individual holding an interest in
the partnership may be obtained. This application also covers any other individual interest the applicant may have.
5. If two or more persons do not have an SBI in the partnership, documentation must be obtained from the insured verifying a single SBI.
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Co-ownerships, Joint Operations and Joint Ventures

1. A joint operation, joint venture or co-ownership is a person type composed of two or more parties who engage in a farming
operation jointly; pool their resources; contribute land, labor or machinery; share in expenses; and, at the end of the year,
divide the profits according to their interests.
2. No person is authorized to bind any other person in any business transaction (as is possible under a partnership).
3. The application must be signed by all parties or by the authorized representative. If an authorized representative signs, an
agreement must be executed by the joint operators giving the representative authority to sign and maintained in the insured’s file.
4. An SSN or EIN is required for joint operations/joint ventures/co-ownership. All persons with an SBI in the person type must be
listed and the SSN/EIN of each SBI provided. At least two SBIs must be provided if an EIN is used for the joint operation/joint
venture/co-ownership. If a member’s SSN/EIN is used for the joint operation/joint venture/co-ownership, at least one SSN/EIN
of a member must be provided.
5. If SBI requirements are not met, documentation must be obtained from the insured verifying a single SBI.
6. Spouses must insure as Married Individual or as an Individual Operating as a Business. Joint operations, joint ventures or
co-ownership is not an allowed person type for married individuals.
Corporations
1. This person type is a legal entity created and governed under the laws of the state in which it was formed whose existence is
independent of its shareholders with the intent to provide goods and services for a profit. The corporation may insure its share
as landlord, owner-operator, operator or tenant.
2. A statement of where the articles of incorporation/organization are on file must be provided to the insurance provider.
3. An EIN is required for entities that are insured as corporations. All persons/entities with an SBI in the person type must be
listed and their SSN/EIN provided.
Limited Liability Companies (LLC)
1. This person type is a legal entity created and governed under the laws of the state in which it was formed by filing articles of
organization as an LLC. Owners are referred to as members, not partners or shareholders, and the number of members is
unlimited and may be individuals, corporations, partnerships, joint ventures, other LLCs, etc. A statement of where the articles
of incorporation/organization are on file must be provided to the insurance provider.
2. If an EIN has been established for a LLC it must be used and reported. If an EIN has not been established for the LLC, a SSN
must be reported. All persons/entities with an SBI in the person type must be listed and the SSN/EIN of each SBI provided. If at
least one person does not have an SBI in the LLC, documentation must be obtained from the insured verifying there is not an SBI.
Landlord–Tenant (SBI Only)
1. Any person (individual, married individual (spousal), partnership, corporation, etc.) may insure a landlord’s and/or tenant’s
share(s). However, if the tenant or landlord has a separate policy for that crop contract, the tenant or landlord cannot be
insured under another person’s policy.
2. The application must clearly state the tenant will insure the landlord’s share or the landlord will insure the tenant’s share;
otherwise, the landlord or tenant must have separate contracts.
3. Evidence of the other party’s approval (lease, power of attorney, etc.) and an SBI with the landlord/tenant’s SSN must be
provided to the insurance provider by the applicable sales closing date.
4. The landlord(s) or tenant(s) insured by a person must be listed as an SBI on the person’s application even if the share
belonging to the landlord(s) or tenant(s) is less than 10%. Additionally, the percentage shares of all persons must be shown in
the remarks section of the acreage report.
5. If a person is sharing with multiple landlords/tenants, only one application/contract is allowed per person.
Other Persons
1. Receiver or Liquidator. Receivers or liquidators may insure crops under their administration. The Application must be signed
by the person authorized by the court to administer business of the receivership.
2. State/Local Government. This person type is the government at state-level or lower, such as the government of a state of the
United States, a state agency, county government or city government.
a. This person type may insure their share.
b. The Application must be signed by the person having authority to enter into a binding contract for the State/Local Government.
3. Public Schools. This person type includes primary, elementary or secondary, open and free to all children of a particular
district where the school is located. Also, includes colleges and/or universities which are directly administered under the
authority of a governmental body or which receives a predominant amount of its financing from public funds. The Application
must be signed by the person having authority to enter into a binding contract for the public school.
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CONTENTS
4. Non-Profit or Tax-Exempt Organizations. This person type is a legal entity created and governed under the laws of the state
in which it was formed that is a tax-exempt or non-profit organization, generally a corporation that does not distribute earnings
to its members. Includes, but is not limited to, churches, charities, private schools and clubs.
a. To act as a representative for any principal, a person (individual, etc.) must provide evidence of authority
(preferably a POA) or a signed statement indicating where such authority can be verified. If authority is by verbal
agreement, a statement is required from the principal for verification.
b. The Application must be signed by the person having authority to enter into a binding contract for Non-Profit or
Tax-Exempt Organization.
13
Non-Citizens
1. Non-Citizens must have a SSN or RMA Assigned Number (RAN) to be eligible as an insured or as an SBI of another insured
person type. Failure to obtain a SSN or RMA Assigned Number (RAN) will result in the foreign national not being able to obtain
insurance as a person type or as an SBI of another insured person type.
2. If the applicant, or a person with an SBI in the applicant, is not eligible to obtain a SSN or EIN, whichever is required, the
applicant must request an assigned number for the purposes of this policy from RMA. A number will be provided only if it
can be demonstrated that the applicant, or a person with an SBI in the applicant, is eligible to receive federal benefits. If a
number cannot be provided in accordance with Section 2(b)(10)(i), the application will not be accepted; or, if a number cannot
be provided for any person with an SBI in accordance with Section 2(n)(10)(h), the amount of coverage for all crops on the
application will be reduced proportionately by the percentage interest of such person in the applicant.
3. RMA Assigned Numbers (RAN) can be obtained through RMA by those non-citizens who are not legally authorized to have
a SSN but are eligible for federal benefits and meet the requirements of the Personal Responsibility and Work Opportunity
Reconciliation Act of 1996 (PRWORA) in order to be considered a “qualified alien.” To obtain an RMA Assigned Number,
non-citizens must meet all requirements and submit all required documentation as outlined in Bulletin No. MGR-05-008 and
Section 5 of the Crop Insurance Handbook.
Substantial Beneficial Interest (SBI) Guidelines

A substantial beneficial interest (SBI) is defined as an interest held by any person of at least 10% interest in the insured/applicant.
1. The spouse of any individual applicant or individual insured will be presumed to have an SBI in the applicant or insured unless they
can prove they are legally separated or otherwise legally separate under the applicable state dissolution of marriage laws.
2. Any child of an individual applicant or individual insured will not be considered to have an SBI in the applicant or insured unless the
child has a separate legal interest in such person.
Guidelines for Reporting SBI Information
1. All SBI information for both new and carryover policies, including additions, must be submitted by the first sales closing date.
2. If the Social Security Number (SSN) or Employer Identification Number (EIN) of all persons with a SBI in the person are not
included on the application or are incorrect, the policies for all crops on the application will be void if:
a. The identification number is not corrected or provided,
b. The applicant/insured cannot prove that any error or omission was inadvertent.
c. The AIP determines the incorrect number
i. Would have allowed the insured to obtain disproportionate benefits,
ii. The applicant is ineligible to participate in the crop insurance program, or
iii. The applicant could avoid an obligation or requirement under any state or federal law.
Example 1
There are two partnerships that each have a 50% interest in the insured and each partnership is made up of two individuals, each with
a 50% share in each applicable partnership.
SBI in insured XYZ Corporation:
1. 50%: A and B Partnership
Alvin and Ben at 50% in partnership
2. 50%: C and D Partnership
Carl and Dan at 50% in partnership
Each individual is considered to have a 25% interest in the insured/applicant, and both the partnerships and the individuals have an
SBI in the insured/applicant. A and B Partnership, C and D Partnership, Alvin, Ben, Carl and Dan have an SBI in the insured/applicant
and must be listed on the SSN/EIN Reporting Form.
The spouses of the individuals who make up the partnership are not considered to have an SBI unless the spouse is one of the
individuals that makes up the partnership.
223
CONTENTS
If each partnership above were made up of six individuals with equal interests, then each individual would have an 8.33% interest in
the insured, although the partnership still has an SBI in the insured/applicant, the individuals do not for the purposes of SBI reporting.
In this situation, only A and B Partnership and C and D Partnership have an SBI in the insured/applicant.
Example 2
There are three individuals (John, Mary and Paul) each with a 5% interest in the insured, and two partnerships (Partnership A and
Partnership B), each with 42.5% interest in the insured. Partnership A is made up of two individuals (John and Mary), each with a 50%
share of the partnership. Partnership B is made up of 25 individuals, each with a 4% interest in the partnership. John and Mary are
each considered to have a 26.25% interest [5.0 + 21.25] in the insured/applicant. Partnership A, Partnership B, John and Mary have an
SBI in the insured/applicant.
Person Type
John – 5% Partnership A – 42.5% Partnership B – 42.5%
Mary – 5%
John – 50% Mary – 50% 25 people @ 4%
Paul – 5%
SBI under Common Crop Insurance Provisions Partnership A, Partnership B, John, Mary (John and Mary each
have 5% + 21.25% = 26.25%)
Example 3
There are nine individuals and two corporations, each with an equal share (9.11%) in the insured. Joe, one of the individuals, has
100% interest in one of the corporations. Joe is considered to have an 18.22% interest [9.11+ 9.11] in the insured due to his individual
interest in the insured along with his interest in the insured through the corporation. Joe has an SBI in the insured/applicant.
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CONTENTS
Completing the SSN/EIN Reporting Form

Instructions for completing the SSN/EIN Reporting Form (please refer to the numbered item on the sample form):
Item # Description
Check appropriate box for action required.
Name of each entity with a 10% or greater share in the person type*
13
Office held by each member (if insured entity is a corporation).
Address of each entity listed.*
Phone number of each entity listed.
SSN/EIN for each entity listed.*
Type of entity for each entity listed.*
Authorized signature and date signed.*
Check this box if there are no entities with a 10% or greater interest in the insured entity (and supply the name and SSN of at least one
person involved).
* Indicates required information.

X RAIN AND HAIL L.L.C.
Crop Insurance Service by: 
Policy MP-1234567 State Anystate Date XX/XX Page 1 of 1
Social Security Number (SSN) and Employer Identification Number (EIN) Reporting Form Effective for 20XX and succeeding years
Applicant/Policyholder Information Agency/Agent Information
IM Corporation IM Agent
Anytown, Anystate 11111-0000 Anytown, Anystate 11111-0000
Phone  SSN  EIN  RAN *Type of Person Phone Agency Code Agent Code
(555)555-5555 12-3456789 C (555)555-5554 9876-54 XX
For spousal persons, indicate spouse’s name and SSN. For other insured persons, list all persons or other legal entities with 10 percent or more interest in the applicant/insured (include landlords or tenants insured under the applicant). If none, state NONE and check box at the bottom of the form.
ADD / REMOVE / UPDATE COMPLETE ADDRESS SSN / EIN / RAN *TYPE OF

(CHECK ONE) NAME (ST., R.R., P.O. BOX, ZIP, ETC.) PHONE NO. (CHECK ONE) PERSON (NOT CODE)
X ADD
  UPDATE Joe Smith, Secretary 1234 Hwy. 71 (712)555-5555 x
 SSN  EIN  RAN Individual
 REMOVE Anytown, Anystate 11111 ###-##-####
X ADD
  UPDATE Wes Smith, President 2345 First Street (712)555-5554 x
X ADD
  UPDATE Judy Moore, Treasurer 1212 Park (712)555-5553 x
 ADD  UPDATE  SSN  EIN  RAN
 REMOVE

 REMOVE
 REMOVE
 REMOVE
 REMOVE

 REMOVE
 REMOVE
 REMOVE
*TYPE OF PERSON: A = Public Schools; B = Bureau of Indian Affairs (BIA) and Indian Tribe Ventures; C = Corporation; D = Estates; E = Non-Profit or Tax Exempt Organizations; F = Transfer of Rights to Indemnity (SBI only); G = Receiver or Liquidator;
H = Public Agency State/Local Government; I = Individuals; J = Joint Operations/Joint Ventures/Co-Ownerships; P = Partnerships; R = Revocable Trust; S = Spousal/Married; T = Irrevocable Trust; U = Undivided Interest (CAT only);
X = Individual Operating as a Business; Y = Limited Liability Company
I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and
in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
IM Insured IM Insured 3/15/XX IM Agent IM Agent

_________________________________________________________________ __________________________________________________________________________________________
XX-XXXX 3/15/XX  NO PERSONS / OTHER LEGAL ENTITIES WITH 10%
OR GREATER INTEREST IN THE INSURED PERSON.
Applicant/Insured’s Signature / Insured Printed Name Date Licensed Agent’s Signature / Licensed Agent’s Printed Name Agent’s Code Date
COMPANY/AGENT COPY SEE REVERSE SIDE FOR NONDISCRIMINATION STATEMENT AND PRIVACY ACT STATEMENT RH-5034-2019
225
CONTENTS
226
CONTENTS
14
Beginning Farmer Rancher (BFR)
and Veteran Farmer 14
Rancher (VFR)
BFR General Summary (NCIS 893)...............................................................................................................................................................228
BFR Electronic Application.............................................................................................................................................................................233
BFR Policy Report..........................................................................................................................................................................................234
BFR Questions and Answers..........................................................................................................................................................................235
VFR General Summary (NCIS 898)...............................................................................................................................................................237
VFR Electronic Application.............................................................................................................................................................................239
www.RainHail.com
CONTENTS
BFR General Summary (NCIS 893)

Beginning farmers and ranchers are eligible for certain benefits designed to help as they start their operation.
Benefits Include
1. Exemption from paying the administrative fee for catastrophic and additional coverage policies;
2. Additional 10 percentage points of premium subsidy for additional coverage policies that have premium subsidy;
3. Use of the production history of farming operations that you were previously involved in the decision making or physical activities; and
4. An increase in the substitute Yield Adjustment, which allows you to replace a low yield due to an insured cause of loss, from 60
to 80 percent of the applicable transitional yield (T-Yield)
Benefit Availability
Beginning Farmer and Rancher benefits are available for crops with a June 30, 2014 contract change date or later.
Qualifications to be a Beginning Farmer or Rancher
1. An entity that is not an individual may be eligible for BFR benefits when all SBI holders in the entity qualify as a BFR.
Example: The insured is an individual who is married is eligible for BFR benefits if both spouses qualify as BFRs.
Example: The insured is a corporation whose only SBI is an individual who produced corn and raised livestock for 2 crop
years qualifies as a BFR. The corporation is eligible for BFR benefits until the individual no longer qualifies as a BFR or the
corporation gains other SBI(s) who are not BFR(s).
Example: The insured is an individual who insures his/her landlord’s share on his/her policy. The landlord has produced crops
for more than 5 crop years. Because the landlord is ineligible for BFR, the insured will also be ineligible for BFR if he insures
the landlord’s share.
Example: The insured is a partnership whose SBIs include an individual (who qualifies as a BFR) and a corporation, which has
3 SBIs who are individuals. The individuals with a SBI in the corporation must qualify as BFRs for the corporation to qualify for
BFR benefits and subsequently the partnership to qualify for BFR benefits.
2. Must not have actively operated and managed a farm or ranch anywhere, with an insurable interest in any crop or livestock for
more than 5 crop years. This includes an insurable interest as an individual or as a substantial beneficial interest holder (10
percent or more) in another person who has an insurable interest in any crop or livestock.
3. May exclude a crop year’s insurable interest if you were under the age of 18, enrolled in post-secondary studies (not to exceed
5 crop years) or on active duty in the U.S. military.
4. For Whole-Farm Revenue Protection (WFRP) policyholders with SCD after December 20, 2018, BFR is defined as a farmer or
rancher who has not actively operated and managed a farm or ranch with a bona fide insurable interest in a crop or livestock
as an owner-operator, landlord, tenant or sharecropper for more than 10 crop years.
Insurable Interest
An insurable interest in any crop or livestock includes any interest as an individual or as a SBI holder in another person, who has an
insurable interest in any crop or livestock and may exclude any crop year’s insurable interest earned.
Insurable interest in any crop or livestock exists regardless of whether such crop or livestock was insured, was insurable or whether the
person had participated in a USDA program. For the purposes of determining whether an individual has an insurable interest in a crop
or livestock for BFR eligibility, the crop year for:
1. Insurable annual crops is the same as the crop year in the applicable insurance policy, regardless of whether the crop or
livestock is insured. For uninsurable crops, the crop year is the period within which the crop is normally grown, regardless of
whether or not it is actually grown, and designated by the calendar year in which the insured crop is normally harvested.
2. Insurable perennial crops is when the crop has reached production minimums or insurable age. For uninsurable perennial
crops, it is when the tree vine or bush produces a crop that is of such a value to be commonly harvested and marketed for the
area as determined by local agriculture experts.
3. Insurable livestock is the same as the crop year in the applicable insurance policy, regardless of whether the livestock is
insured. For uninsurable livestock, the crop year is the twelve-month period, beginning July 1, and ending the following June
30, which is designated by the calendar year in which it ends.
If all acres of a crop(s) are prevented from planting, then the individual would not have an interest in the crop. If partial acreage is
prevented from planting and there is some planted acreage, the individual would have an insurable interest in the crop. An interest in
acreage enrolled in CRP or other USDA programs where a crop is not being produced is not considered an insurable interest in a crop.
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CONTENTS
Chapter 14 — Beginning Farmer Rancher (BFR) and Veteran Farmer Rancher (VFR)
Exclusions From Insurable Interest

An individual may exclude crop years as insurable interest, if the insurable interest in the crop occurred while the individual was:
1. Under the age of 18, which includes any crop year during which a BFR turns 18;
2. In full-time duty in the active military service of the United States. This includes members of the Reserve Component serving
on active duty, but does not include National Guard duty unless it is a qualifying National Guard duty during a war or other
military operation or national emergency.
Exception: The spousal exclusion only applies to the SBI of individual person types that require spousal reporting.
Qualifying National Guard duty means service on full-time National Guard duty under a call to active service authorized by the
President, the Secretary of Defense or the Governor for a period of more than 30 consecutive days in connection with a war,
other military operation or a national emergency declared by the President and supported by Federal funds; and/or 14
3. In a post-secondary education program whose curriculum is designed primarily for students who are beyond the compulsory age
for high school, such as academic, vocational and continuing professional education. This excludes vocational classes taken for
personal pleasure or hobby and adult basic education programs, such as GED programs. For the crop year to be excluded when
determining the 5 crop years of producing any crop or livestock, the individual must have been enrolled as a student for at least the
equivalent of one semester (at least 4 months) of the crop year, not to exceed 5 crop years of post-secondary education.
An individual may choose not to exclude crop years that are eligible for insurable interest exclusion. For instance, an individual farming
while attending college classes may choose not to exclude that crop year, even though it qualifies for the exclusion, and could still
receive BFR benefits if they qualify as a BFR.
Exclusion Documentation Requirements
Documentation for excluded years of insurable interest must be provided by the individual at the time of BFR application. Such
documentation may include a driver’s license to substantiate age; military records to substantiate active military service; and transcripts
to substantiate post-secondary education.
You will need to obtain documentation for any excluded years and keep it as a part of the insured's policy information.
New Producer Not Excluded

BFR does not prevent an insured from also qualifying as a New Producer on a crop/county basis. Consult the applicable New Producer
procedures in the Crop Insurance Handbook.
Limitation of BFR Benefit
Once an individual has 5 crop years of an insurable interest in any crop or livestock, including being a SBI in another person who has
an insurable interest in any crop or livestock, the producer is no longer entitled to BFR benefits. A crop year in which BFR benefits are
received cannot be excluded from insurable interest.
BFR Status is Continuous
BFR status is continuous once an individual elects and qualifies for BFR. BFR status ends only when the individual or, in the case of an
entity any one or more of the SBIs, has:
1. Actively operated and managed a farm or ranch in any county, in any state, with an insurable interest in any crop or livestock
as an owner-operator, landlord, tenant or sharecropper for more than 5 crop years;
2. Exhausted all 5 crop years of BFR benefits; or
3. Canceled the BFR Application
Insured Qualifies for Both VFR and BFR
If an insured qualifies for both VFR status and BFR status, the insured must choose which program they wish to receive benefits under.
Insured cannot receive benefits under VFR and BFR at the same time.
229
CONTENTS
Requesting BFR/Application Process

1. To be eligible for BFR an individual must complete the BFR application, NCIS 893, by the applicable sales closing date (SCD)
for the crop year. BFR will not apply to any crops with a SCD prior to completion of the BFR application. For crops where the
SCD and ARD are on the same date, the BFR application must be completed before or on the SCD.
All SBI holders in an entity must submit a BFR application and qualify for BFR benefits.
2. Documentation for excluded years of insurable interest must be provided by the individual at the time of the BFR application.
3. New BFR policies need to include the 5200 application along with the BFR application.
4. The BFR application must identify any USDA Agency Program that you participated in for the crops/livestock (such as FSA,
NRCS, RMA, AMS, Not Affiliated).
Include all crop

and/or livestock
for all year.
Use of Another Person’s Production History

A BFR may use the APH of the previous producer when the BFR was previously involved in the farming or ranching operation.
1. The BFR must have been previously involved in the farming or ranching operation’s
a. Decision making necessary to produce the crop or livestock on the farm; or
b. Physical activities necessary to produce the crop or livestock on the farm.
And
2. The BFR must provide the AIP with verifiable evidence indicating the involvement in the farming or ranching operation decision
making or physical activities.
3. The BFR must submit the Authorization to Use Another Producer Acreage and Production History form RH-5140.
a. Check the last statement pertaining to BFR.
4. The BFR must submit a separate production reporting form certifying the production by the applicable production reporting date.
230
CONTENTS
Approved APH Yield Determinations for BFR

1. When establishing APH databases for BFRs who qualify to use the production history from the previous insured for the
transferred acreage, use the higher of:
a. The approved APH yield calculated from the transfer of actual yields from the APH database of the previous insured on the
acreage transferred; or
b. The applicable T-Yield, unless the insured qualifies as a new producer.
2. AIPs may only transfer production history for those years for which there is an actual yield.
a. Years with non-actual or assigned yields are considered a break in continuity of production reports for APH transfer
purposes and cannot be transferred.
b. Actual yields prior to the break in continuity cannot be used.
c. Actual yields transferred must be identified with the yield descriptor of BF to denote that are actual yields that have been 14
transferred to a BFR, with the exception of:
i. Actual yields less than 60 percent of the T-Yield that do not qualify for yield substitutions.
ii. Transitional yields, for acreage transitioning to certified organic.
3. The BFR will only be required to maintain production records within the record retention period of the previous insured to
support the transferred actual yields.
APH Yield Adjustment
BFRs may elect APH yield adjustment (YA) with the exception that the replacement yield will be equal to 80 percent of the applicable
T-Yield instead of 60 percent of the applicable T-Yield. All other requirements for YA remain unchanged. When a person no longer
qualifies as a BFR in subsequent crop years, the YA elected by the insured will use a replacement yield of 60 percent of the applicable
T-Yield which is the same replacement yield used by all non-BFRs.
231
CONTENTS

BEGINNING FARMER OR RANCHER (BFR) APPLICATION
� Named Insured
� SBI

Beginning Farmer or Rancher Certification
I have produced the following crop(s) and/or livestock in the identified State(s)/County(ies) during the time periods provided:
Dates Producing Any Crop or Livestock
From To Type of Crop USDA
State/County
(mm/yyyy) (mm/yyyy) Crop(s)/Livestock1 Year Program2
1
Use a Separate Line for Crops and Livestock when they are both produced during the same time period.
2
Dates of Exclusion3
(Complete only if you are requesting previous crop/livestock interest be excluded)
3
[Attach documentation supporting the excluded years of insurable interest, such as a driver’s license to substantiate age; military records to
substantiate active military service, and transcripts to substantiate post-secondary education.]
I request the following Beginning Farmer/Rancher authorized exclusions from consideration as crop years producing crop(s) or
livestock. I certify that I was:
From To
Type of Exclusion Crop Year(s)
(mm/yyyy) (mm/yyyy)
Under Age 18
National Guard
National Guard
Production History
[Attach verifiable evidence indicating your involvement in the farming or ranching operation decision making or physical activities.]
involved with, and
Name of Person Crop

insurance providers (AIPs) that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information is necessary for AIPs and
RMA to operate the Federal crop insurance program, determine program eligibility, conduct statistical analysis, and ensure program integrity. Information provided herein may be
furnished to other Federal, State, or local agencies, as required or permitted by law, law enforcement agencies, courts or adjudicative bodies, foreign agencies, magistrate,
administrative tribunal, AIP’s contractors and cooperators, Comprehensive Information Management System (CIMS), congressional offices, or entities under contract with RMA. For
insurance agents, certain information may also be disclosed to the public to assist interested individuals in locating agents in a particular area. Disclosure of the information
requested is voluntary. However, failure to correctly report the requested information may result in the rejection of this document by the AIP or RMA in accordance with the Standard
Reinsurance Agreement between the AIP and FCIC, Federal regulations, or RMA-approved procedures and the denial of program eligibility or benefits derived therefrom. Also,
failure to provide true and correct information may result in civil suit or criminal prosecution and the assessment of penalties or pursuit of other remedies.
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact
the responsible State or local Agency that administers the program or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay
Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
As provided by me on this form, I certify that I have not had an interest in any crop(s) or livestock for more than 5 crop years (10 years for WFRP), nationwide,
excluding time periods that I was under the age of 18, in post-secondary studies or serving in active military service. I understand that an interest in crops or
livestock includes an interest:
(1) as an individual;
(2) as an interest holder of at least 10 percent interest in another person; and/or
(3) of any person(s) with an interest of at least 10 percent in me.
I understand that any inaccurate certification or BFR benefits beyond 5 crop years (10 years for WFRP) will result in recalculation of my yield guarantees,
administrative fee, premiums and any applicable loss payments.
I understand that I must only complete one application for BFR; no amendment is necessary unless I choose to cancel the benefits, correct a previously
submitted form or amend my exceptions for consideration. I also understand that I must provide the application for BFR to any other AIPs that I may have a
policy with in the current or subsequent years.
I understand that if at any time following this application, any changes are made to the insured or substantial beneficial interest holder(s) to the policy, it may
affect my eligibility for Beginning Farmer/Rancher benefits.
I understand that if my policy has multiple substantial beneficial interest holders or is insuring a landlord/tenant’s share, all must qualify as Beginning
Farmer/Ranchers for benefits to apply.
accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or civil penalties (18 U.S.C. §1006 and
§1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other applicable federal statutes).
Signatures
AIP Determination
Eligible Number of Crop Years the BFR applicant qualifies to receive BFR benefits _______ (_______ for WFRP), this number includes the crop year
of BFR Application.
Crop Years Crop or Number of Years Producing Crop Years Number of Number of Years Considered
Livestock Produced Crop or Livestock Excluded Years Excluded when determining BFR
Total Years
Comments:
2020-NCIS 893_Rev 12-2020
232
CONTENTS
BFR Electronic Application

Rain and Hail offers the ability to electronically enter producer information for the Beginning Farmer Rancher Application. The BFR
Application is located under Form Applications on Agent Services. This information is collected within four sections of the interface.
14
BFR Applicant Information

Enter the Tax ID of the producer applying for Beginning Farmer Rancher status. Rain and Hail will search for the tax-id in our data and,
if found, will populate the data on the page. If the Tax ID is not found, each of the fields on the interface will need to be completed.
Dates Producing
BFR Dates Producing

If the applicant has any crops that need to be reported, the Dates Producing page captures that data. The following fields are required:
From/Thru dates along with the crop and affiliated UDSA program.
Based on the from/thru dates and the crop selected, the program will determine the number of crop years.
Dates of Exclusion
If the applicant has any qualified exclusions, use the Dates of Exclusion page to enter the information. The exclusion type along
with the from/thru dates are required to be entered. The program will determine the crop years based on the information entered.
Exclusions only need to be reported if exclusion dates overlap with dates producing.
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CONTENTS
Production History
BFR Production History

Any production history the applicant will be using is identified using the Production History page. In order to use production history, all
fields (person’s name, crop, crop years and FSA information) must be completed.
BFR Policy Report

The Beginning Farmer/Rancher Policy Report provides current information on the status of those BFR applications created by an agency
where the Tax ID is either the named insured or is an SBI on a policy written with Rain and Hail. The output also contains a column with the
heading “Policy Qualifies for BFR Benefits”. Values for this column are:
Yes: All BFR applications required for the primary and SBIs on the policy have been submitted, reviewed and accepted by Rain and
Hail. BFR benefits will be applied to the policy.
No: In order for BFR benefits to be applied to a policy, the named insured and SBIs must submit and have approved a BFR application.
The status of no signifies that not all BFR applications have been approved. Consequently, the policy does not qualify for BFR benefits.
Expired: One or more of the primary or SBIs on the policy have exhausted their BFR eligible years. Therefore, the BFR benefits can
no longer be applied to the policy.
The output of the report will list the named insured along with any individuals listed as an SBI on the policy. The report interface allows for
filtering of the output based on the following:
1. Spousal Policies – (optional) Output will list only those policies having a spousal relationship.
2. Signed Date – (optional) Output will omit entries where the signed date falls outside of the date range. By default, the date
range will be the prior 30 days. The date range will not omit any entries where the status is either Waiting on Paperwork or
Missing Application.
3. Status
a. Approved – Individual’s BFR Application has been received and approved by Rain and Hail. Important note: in order for BFR
benefits to be applied to a policy, the named insured along with all SBIs must have completed a BFR application and had that
application approved by Rain and Hail.
b. Denied – If an application does not meet the requirements set forth in the 2014 Farm Bill to qualify for benefits, the status of
Denied will be listed for the applicant.
c. Waiting On Paperwork – If any information for an applicant has been entered into Rain and Hail’s Beginning Farmer Rancher
Application program the status will be shown as Waiting on Paperwork. A status of Waiting on Paperwork does not denote that
Rain and Hail has received a completed/signed application.
d. In Progress – The BFR application has been received by Rain and Hail and is in the process of being underwritten.
e. Missing Application – A Missing Application status signifies that no data has been entered into Rain and Hail’s Beginning
Farmer Rancher Application program. If an individual is listed on the report, an application must be completed and approved.
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CONTENTS
f. Not Applicable – BFR applications for an entity such as a corporation are not required. However, each person with a
Substantial Business Interest in the entity must complete and have their BFR application approved in order for benefits to
be applied.
The Filter option allows the output to be based on specific information such as a name or policy number.
BFR Scheduled Reports
The BFR Policy Report generated on a weekly basis for each user that has a BFR application submitted through Agent Services. This
is by default. The frequency can be changed through Agency Reports and Scheduling on the Agency Management page. The report
is set for automatic delivery each Monday for those agencies having submitted BFR applications. The email will contain a link to the
report if any BFR applications set up on Rain and Hail’s system have a status other than approved or denied. Agency Reports and
Scheduling can be accessed on the Agency Management page, under the General Reports section. In this section users may also opt
out of receiving the BFR Policy Report.
14
BFR Questions and Answers

1. Q: Can I access the online BFR software application even if I am not an Electronic Reporting Agency (ERA)?
A: Yes, you do not have to be ERA to enter this information as this is a different program than eProcessing.
2. Q: Can I save the online application to pull up later?
A: Yes, once you have completed the online application you can click the save icon and recall the application later to amend or
cancel. To recall a saved entry, click on the open icon (blue book).
3. Q: Can I print the information I have entered?
A: Yes, the application must be printed after the information has been keyed. Click the printer icon within the software to generate
the pre-filled application.
4. Q: Where does the BFR information go once I complete the online application?
A: The BFR information entered is maintained only within the BFR software program. It does not extend to the eProcessing
program that ERA’s use to process.
5. Q: Can I submit a BFR application on an existing insured or does it have to be a brand new policy for 2019?
A: Yes, if an existing insured qualifies as a BFR, a BFR application must be submitted following the BFR guidelines.
6. Q: What dates do I enter as the dates produced?
A: You would enter the dates the BFR had an insurable interest in the crop or livestock.
Example: Think of it as the dates I have been “producing” (planting, fertilizing, harvesting, etc.) the crop or livestock
(feeding, grazing).
For example:
Corn – I plant in April and harvest in November.
Wheat – I plant in October and harvest in July.
Cattle – I have a cow calf herd. I bought some bred cows in November of 2015 and have been taking care of the cows and
selling calves from the cow herd since. I would use the dates of November 2015 through September 2016.
7. Q: What do I need to do if the number of crop years produced does not calculate?
A: If the “crop years” is not calculating after you have entered all the information, click on the last date entered and hit the tab key.
8. Q: If a BFR is going to submit production, which form do I use?
A: If a BFR is going to submit production and that production is that of another producer, they must submit the Authorization to Use
Another Producers Acreage and Production History form, the RH-5140. The last statement pertaining to BFR needs to be checked.
In addition, a separate production reporting form certifying the production must be attached to the RH-5140 form.
9. Q: Where is RH-5140 form found?
A: This form can be found on Agent Services under Documents>Forms.
10. Q: What is the RH-5140 form?
A: The RH-5140 form is used for when an insured (all insured’s, not only BFR) is requesting the use of another’s production
records per CIH paragraph 1208.
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CONTENTS
11. Q: Does the RH-5140 and Production information need to be sent by Sales Closing Deadline?
A: No, this is acceptable through production reporting deadline.
12. Q: Where does the agent sign the BFR application?
A: The agent does not sign the BFR application. Only the BFR and the Approved Insurance Provider (which is Rain and Hail) signs
the BFR application.
13. Q: What documentation must come in with the BFR application by Sales Closing?
A: All BFR policies should send documents of exclusions the BFR has listed on the application. The possible exclusions are:
a. Under the age of 18
b. Enrolled in post-secondary studies
c. On active duty in the U.S. military
New BFR policies need to include the 5200 application along with the BFR application.
14. Q: Is there a paper copy of the BFR application available?
A: A paper copy of the BFR application can be found on Agent Services under Document > Forms > NCIS Forms> Beginning
Farmer or Rancher (BFR) Application NCIS-893 on Agent Services.
15. Q: Can I submit a BFR application for a corporation?
A: Yes, a corporation can qualify for BFR benefits as long as all the SBI’s of the corporation qualifies as BFR. If one member of the
corporation does not qualify as BFR, the corporation as a whole would not qualify for BFR benefits. Every individual listed as an
SBI within the corporation must complete the BFR application and submit its own supporting documents.
16. Q: Will I receive an approval or denial of the BFR application?
A: Once the BFR application is received, it will be reviewed and either accepted or rejected. If the BRF application is denied,
the insured and the agent will receive a copy of the letter. The letter will state the reason for the rejection and will state if the
BFR application can be re-submitted for acceptance. The AIP has until Acreage Reporting Deadline to approve or deny the BFR
application. If the BFR application is accepted, no letter is sent.
17. Q: Where do I send the BFR application and documentation?
A: The BFR application and documentation must be faxed, uploaded or mailed to EIS. The fax number is (877-225-3971).
18. Q: If I am an ERA, what do I need to do in eProcessing?
A: If the BFR applicant is a new policy, the policy needs to be keyed so a policy number can be associated to the BFR application.
Sales closing changes need to be processed by the Sales Closing Deadline.
19. Q: If I am an ERA, can I enter the production history on the BFR policy that the insured was involved in the
farming/ranching decisions?
A: The production should be entered after the letter of acceptance has been received on the policy.
20. Q: If the BFR is a renewal policy, do I need to submit a MPCI Application 5200?
A: The MPCI Application is not necessary unless there are other Sales.
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CONTENTS
VFR General Summary (NCIS 898)

Veteran farmers and ranchers are eligible for certain benefits designed to help as they start their operation.
Benefits Include
1. Exemption from paying the administrative fee for catastrophic and additional coverage policies;
2. Additional percentage points of premium subsidy for additional coverage policies that have premium subsidy;
3. Use of the production history of farming operations that you were previously involved in the decision making or physical
activities; and
4. An increase in the substitute Yield Adjustment, which allows you to replace a low yield due to an insured cause of loss, from to
80 percent of the applicable transitional yield (T-Yield)
Benefit Availability 14
Veteran Farmer and Rancher benefits are available for crops with a sales closing date of December 20, 2018 or later.
Qualifications to be a Veteran Farmer or Rancher
1. A veteran, who served in the active military, naval, or air service in the Armed Forces and was discharged or released under
conditions other than dishonorable, and:
a. Has not operated a farm or ranch;
b. Has operated a farm or ranch for not more than five years; or
c. Is a veteran who has first obtained status as a veteran during the most recent five year period, even if that veteran has
previously operated a farm or ranch for more than five years.
2. To be a veteran, an individual must have served in the United States Army, Navy, Marine Corps, Air Force, and Coast Guard,
including the reserve components. Reserve components means the Army Reserve; the Navy Reserve; the Marine Corps
Reserve; the Air Force Reserve; the Coast Guard Reserve; the Army National Guard of the United States; and the Air National
Guard of the United States;
3. To be a veteran, an individual must have served in the active military, naval or air service, which includes:
a. Active duty, which means:
i. Full-time duty in the Armed Forces, other than active duty for training;
ii. Full-time duty (other than for training purposes) as a commissioned officer of the Regular or Reserve Corps of the
Public Health Service
1. On or after July 29, 1945,
2. Before that date under circumstances affording entitlement to “full military benefits”, or
3. At any time;
iii. Full-time duty as a commissioned officer of the National Oceanic and Atmospheric Administration or its predecessor
organization the Coast and Geodetic Survey
1. On or after July 29, 1945, or
2. Before that date:
a. While on transfer to one of the Armed Forces,
b. While, in time of war or national emergency declared by the President, assigned to duty on a project for one of
the Armed Forces in an area determined by the Secretary of Defense to be of immediate military hazard, or
c. In the Philippine Islands on December 7, 1941, and continuously in such islands thereafter, or
4. At any time
5. Service as a cadet at the United States Military, Air Force or Coast Guard Academy, or as a midshipman at the
United States Naval
6. Academy; and
7. Authorized travel to or from such duty or service;
b. Any period of active duty for training during which the individual concerned was disabled from a disease or injury incurred
or aggravated in the line of duty; and
c. Any period of inactive duty training during which the individual concerned was disabled:
i. From an injury incurred or aggravated the in line of duty; or
ii. From an acute myocardial infarction, a cardiac arrest, or a
iii. Cerebrovascular accident occurring during such training; and
237
CONTENTS
4. Be discharged or released under conditions other than dishonorable including:

a. Retirement from the active military, naval or air service, or
b. The satisfactory completion of the period of active military, naval, or air service for which a person was obligated at the time
of entry into such service in the case of a person who, due to enlistment or reenlistment, was not awarded a discharge or
release from such period of service at the time of such completion thereof and who, at such time, would otherwise have
been eligible for the award of a discharge or release under conditions other than dishonorable.
Exception: An entity that is not an individual and, therefore, cannot be a veteran may be eligible for VFR benefits only when all
substantial beneficial interest (SBI) holders in the entity qualify as a VFR, unless the SBI is a spouse of the veteran. A spouse’s VFR
status does not impact whether an individual is considered a VFR.
Example 1: The insured is an individual – married policy and is eligible for VFR benefits even if the spouse does not qualify as
a VFR.
Example 2: The insured is a corporation whose only SBI is an individual who qualifies as a VFR. The corporation is eligible for VFR
benefits until the individual no longer qualifies as a VFR or the corporation gains other SBI(s) who are not VFR(s).
Example 3: The insured is a veteran who insures her landlord’s share on her policy. The landlord is not a veteran. Because the
landlord is ineligible for VFR, the insured will also be ineligible for VFR, if she insures the landlord’s share.
Example 4: The insured is a partnership whose SBIs include an individual (who qualifies as a VFR) and a corporation, which has
SBIs who are individuals. The individuals with SBIs in the corporation must qualify as VFRs for the corporation to qualify for VFR
benefits and subsequently the partnership to qualify for VFR benefits.
Nationwide Basis
VFR applies to individuals on a nationwide basis and not for each state, county and crop. This means that if the veteran is an operator
on a farm or ranch anywhere in the country it will count when determining VFR status when VFR status is based on the number of
years the veteran has operated a farm or ranch.
New Producer Not Excluded
VFR does not prevent an insured from also qualifying as a new producer on a crop/county basis. Consult the new producer procedures
contained in the FCIC 18010 Crop Insurance Handbook (CIH) Part 17 Section 5.
VFR Status is Continuous
VFR status is continuous once a veteran applies and qualifies for VFR. VFR status ends only when the VFR application is cancelled by
the sales closing date or the veteran, or any one or more of the SBIs in the case of an entity, no longer qualifies as a VFR due to:
1. Operating a farm or ranch for more than 5 years when an individual qualified for VFR by operating a farm or ranch for not more
than 5 years; or
2. Being first discharged from the Armed Forces for more than 5 years when an individual qualified for VFR by being first
discharged from the Armed Forces for not more than 5 years.
When there is a Transfer of Coverage and Right to Indemnity, the VFR eligibility will continue on the policy for the
crop year of transfer regardless of whether the transferee is a VFR and as such, the transferee would get the VFR
subsidy, unless it is determined that the Transfer of Coverage and Right to Indemnity is an attempt to circumvent VFR
eligibility requirements.
Insured Qualifies for Both VFR and BFR

If an insured qualifies for both VFR status and BFR status, the insured must choose which program they wish to receive benefits under.
Insured cannot receive benefits under VFR and BFR at the same time.
Limitation of VFR Benefit
Once an individual has 5 crop years of an insurable interest in any crop or livestock, including being a SBI in another person who has
an insurable interest in any crop or livestock, the producer is no longer entitled to VFR benefits. A crop year in which VFR benefits are
received cannot be excluded from insurable interest.
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CONTENTS
Requesting VFR/Application Process

To be eligible for VFR an individual must complete the VFR application, NCIS 898, by the applicable sales closing date (SCD) for the
crop year. VFR will not apply to any crops with a SCD prior to completion of the VFR application. For crops where the SCD and ARD
are on the same date, the VFR application must be completed before or on the SCD.
1. New VFR policies need to include the 5200 application along with the VFR application.
2. The VFR application must identify any USDA Agency Program that you participated in for the crops/livestock (such as FSA,
NRCS, RMA, AMS, Not Affiliated). Clear Entire Form
VETERAN FARMER OR RANCHER (VFR) APPLICATION
2019
CROP YEAR ________ MP-123456
POLICY NUMBER ___________________
Applicant’s Name
[Check One for Applicant] Approved Insurance Provider’s Name & Address
14
IM INSURED � Named Insured ACE PROPERTY AND CASUALITY INSURANCE
COMPANY
� SBI Serviced by RAIN AND HAIL, L.L.C.
9200 NORTHPARK DRIVE, SUITE 300
Applicant’s Street or Mailing Address Applicant’s Telephone No. JOHNSTON, IA 50131
1111 ANY STREET 555-555-5555
ANYTOWN, MO 12345-3421
******XXXX

VETERAN FARMER OR RANCHER CERTIFICATION
I am a veteran, who served in the active military, naval, or air service in the Armed Forces and was discharged or
released under conditions other than dishonorable in the Armed Forces.
I have operated a farm in the identified State(s)/County(ies) less than 5 years during the time periods provided:
DATES OPERATING A FARM
From To USDA
State/County Crop Year
(mm/yyyy) (mm/yyyy) Program*
05/01/2012 12/31/2013 ANY STATE/ANY COUNTY 2012, 2013 ANY PROGRAM
*
If qualifying for Veteran Farmer/Rancher based on being discharged within the past 5 years, date of first discharge from
active duty: ___________ __________
VFR Electronic Application
Rain and •Hail
I willoffers
providethe
the ability
required to electronically
documentation enter
to prove that I producer information
was previously involved in thefordecision
the Veteran
making or Farmer Rancher
the physical activities Application. The VFR
Application involved
is located under Form Applications on Agent Services. This information is collected within four sections of the interface.
with, and
Name of Person Crop
VFR Applicant Information

Enter the tax-id of the producer applying for Veteran Farmer Rancher status. Rain and Hail will search for the tax-id in our data and, if
found, will populate the data on the page. If the tax-id is not found, each of the fields on the interface will need to be completed.
239
CONTENTS
Dates Producing
VFR Dates Producing

If the applicant has any crops that need to be reported, the Dates Producing page captures that data. The following fields are required:
From/Thru dates along with the crop and affiliated UDSA program.
Based on the from/thru dates and the crop selected, the program will determine the number of crop years.
Additional VFR Information
Input the first discharge date.
Additional VFR Information
Production History
VFR Production History

Any production history the applicant will be using is identified using the Production History page. In order to use production history, all
fields (person’s name, crop, crop years and FSA information) must be completed.
240
CONTENTS
15
Actual Production
History/Unit Structure
Actual Production History (APH)....................................................................................................................................................................242
15
APH Procedures.............................................................................................................................................................................................243
Yield Cup — YC Option..................................................................................................................................................................................246
Yield Floor (Not Applicable for Catastrophic (CAT) Coverage).......................................................................................................................248
Yield Floor Options.........................................................................................................................................................................................248
APH Yield Adjustment Guidelines (YA) — Not Applicable to ARPI.................................................................................................................249
Trend-Adjusted (TA) Actual Production History (APH) — TA Option..............................................................................................................251
APH Yield Exclusion — YE Option.................................................................................................................................................................253
APH Yield Reductions....................................................................................................................................................................................256
Different Production Method Examples..........................................................................................................................................................258
New Producer or New Producer of Crop Procedure (N/A ARPI)....................................................................................................................260
Acreage Emerging From a USDA Program, Initial and Subsequent Crop Years...........................................................................................260
Initial Year of Planting After Emergence From a USDA Program...................................................................................................................260
Subsequent Years of Planting After Emergence From a USDA Program.......................................................................................................261
Unit Structure and Numbering (N/A ARPI)......................................................................................................................................................261
Combining and Dividing Basic and Optional Units.........................................................................................................................................274
Dividing Basic into Optional or Optional into Additional Optional Units..........................................................................................................278
PRD Dividing Units (must follow CIH, Section 7)...........................................................................................................................................279
www.RainHail.com
CONTENTS

The development of the Actual Production History (APH) is the most important component of crop insurance. Insureds may certify acres,
production and yields to establish an APH yield. In the event of an APH audit, the insured will be required to submit hard copy records
to substantiate the yields previously certified. The following types of “hard copy” records are generally acceptable; however, the Crop
Insurance Handbook (CIH) may require more specific documentation by crop:
1. Farm management records
2. Farm Service Agency records
3. Federal Crop Insurance Corporation or MPCI company records
4. Elevator or warehouse receipts
5. Farm stored production
6. Daily feeding records
7. Automated monitoring systems
8. Disinterested third-party of commercially sold or stored production records (e.g., Processor Records, packer records, first
handler records)
APH Database
This represents the acreage planted to the legal location, practice or in some cases, type and the production produced from those
acres for each crop year.
1. The APH database for a unit includes up to 10 continuous years of actual planted yield history. This continuity may not be
broken; if it is, no history can be used prior to the break. Zero acre years do not break continuity.
2. Since a unit may contain some years where no acres of that crop/practice/type were planted, the APH database may contain
up to 10 actual planted years; thereby, covering more than the most recent 10 calendar years. When reporting production
history, all years for the appropriate locations, by practice, type and TMA must be reported, unless fewer years of acceptable
production reports have been provided for the balance of the farming operation. If fewer total years have been reported on
other units and the insured did not report all years that the crop was produced on those units, the number of years that may be
used is limited to those provided for the other units.
3. A carryover insured may submit (certify) production reports for crop years not previously certified provided continuity of
production reports is maintained.
4. Records must be retained for three years after the calendar date for the end of the crop year during which they were certified
(in case of an APH review).
5. Production submitted on the production report should be adjusted for moisture, test weight, quality and grade, and include the
production type on the production form.
6. If the insured reports production at a level below the applicable unit structure they must have acceptable records at that level
or assigned yields apply. If the insured does not keep production separate they must identify the units as “prorated” for APH
purposes using the PA descriptor on their APH form and it must be processed with “PA” in eProcessing.
Average Yield
The average yield is calculated by taking the total of the yields in the 10-year database and dividing it by the applicable number of years.
Approved Yield
The approved yield is the average yield with any applicable limitations applied. The guarantee is based off of the approved yield.
Simple Average T-Yields
Simple Average T-Yields are calculated from the individual producer’s yield data by determining a simple average of all approved APH
yields by P/T/V/TMA for databases that contain at least one actual or assigned yield for the crop contract.
Transitional Yield (T-Yield)
The T-Yield is an estimated yield provided in the county actuarial documents that is used in calculating average/approved APH yields
when less than four years of actual/assigned yields are available on a crop contract basis. Some counties may have different T-Yields
for high-risk land or have different T-Yield map areas.
Temporary Yield
If an insured is unable to finish harvest, due to an insurable cause, then the prior year’s yield may be used only as a temporary yield
(by unit) for the most recent crop year. The temporary yield is considered an actual yield when determining the number of actual and
assigned yields for APH calculation purposes. The temporary yield is valid for one year only.
The production report must be documented, by the applicable production reporting date, with any unit(s) that qualifies for a temporary yield.
A production report indicating the actual yield for that year must be filed by the following year’s production reporting date or assigned
yield provisions will apply.
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CONTENTS
Chapter 15 — Actual Production History/Unit Structure
Variable T-Yield
Variable T-Yields for Category B and C crops are 65%, 80%, 90% or 100% of the applicable T-Yield based on the number of years of
actual, assigned or temporary yields provided for the crop contract by the insured.
Yield Descriptors
When completing APH databases, each yield entered in the yield column must be identified with the applicable yield type descriptor.
Below are a few sample Yield Descriptors. Reference Exhibit 15 of the Crop Insurance Handbook for the complete listing of all
yield descriptors.
T = 100% T-Yield (Example: Three actual/assigned yields = T100)
I = Imposed (assigned yield) when insured does not certify production and/or record type.
A = Actual yield
L = SA T-Yields for added land
C = SA T-Yields for new crop/P/T databases
PW = Assigned yield when PP limited to 35% due to unit that contains both PP and planted acreage of first crop
15
PA = Prorated Actual production
J = Temporary Yield used for the most recent year if an insured is unable to finish harvest (due to an insurable cause), it is a
delayed claim or records are unavailable from the processor or marketing outlets by the PRD.
APH Procedures
1. When adding a unit for a renewal policy or creating an APH for a new policy, if there are fewer than four actual yields, the yield
is figured as shown below unless “special T-Yields” apply. The variable T-Yield is based on the number of years of records the
insured has on their policy for the crop contract.
Years of Actual/Assigned Yields Variable T-Yield Percentage

0 65% – No years of production; 4 years at 65%
1 80% – 1 year of production; 3 years at 80%
2 90% – 2 years of production; 2 years at 90%
3 or more 100% – 3 years of production; 1 year at 100%
2. Databases with less than four years of actual and/or assigned yields will use the applicable percent of the T-Yield to complete
the database.
3. The shareperson’s yield records for the unit may be used instead of the factored T-Yields if provided by the insured and certified on
the production reporting form by the applicable production reporting date.
When using another insured’s APH production, non-actual yields, such as SA T-Yields and assigned yields contained in
the other person’s APH database, are not transferred.
Policy State Date Page of

County County County County
Crop Crop Crop Crop
Practice Practice Practice Practice
Type Type Type Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description

Insured's Share 3
No years of production
Unit Number FSN
per
Yield No.
1 year of production
Unit Number FSN
per
Yield No.
2 years of production
Unit Number FSN Yield No.
3 years of production
Unit Number FSN Yield No.
crop/county 4 years at 65%
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv. crop/county, 3 years at 80%
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv. provided, 2 years at
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv. provided, 1 year at
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
of the T-Yield; all units.

Crop
Year
Pre/Post-Quality
Total Production Acres
Pre/Post-Quality Actual
Yield/Yield Descriptor
of the T-Yield; all units.
Crop
Year
Pre/Post-Quality
Crop
Year
90% of the T-Yield.
Pre/Post-Quality
Crop
Year
100% of the T-Yield.
Pre/Post-Quality
XX 20.0T XX 24.0T XX 1997.0 90.0 22.0A XX 30.0T

XX 20.0T XX 24.0T XX 0.0 27.0T XX 960.0 29.0 33.0A
XX 20.0T XX 24.0T XX 806.0 97.0 8.0A XX 1564.0 68.0 23.0A
XX 20.0T XX 1995.0 85.0 23.0A XX 0.0 27.0T XX 1664.0 52.0 32.0A
Yield 80.0 Prior Yield Yield 95.0 Prior Yield Yield 84.0 Prior Yield Yield 118.0 Prior Yield
÷ Years
4 Ave Yield ÷ Years
4 Ave Yield
= Prelim
Yield 20.0 Adj Yield Prelim
= Yield 24.0 Adj Yield = Prelim
Yield 21.0 Adj Yield Prelim
= Yield 30.0 Adj Yield

T-Yield
30.0 Appr Yield
T-Yield
30.0 Appr Yield
T-Yield
30.0 Appr Yield
T-Yield
30.0 Appr Yield
Production
5
5
5
Prevented 5
Remarks/Other: Remarks/Other: Remarks/Other: Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
243
CONTENTS
Transfer of APH Data

When all the following requirements are met, an AIP may transfer certain APH database actual yields of an insured to another person
who is taking over all or part of an insured farming operation.
Basic Requirements. When an insured with an approved APH yield transfers all or part of their operation to another person, the AIP
may transfer the insureds (transferor) actual yields for the acreage being transferred to the other person (transferee), provided the
transferee meets both of the following:
1. Participated in the operation and establishment of the approved APH yield for the acreage being transferred, or had a share of
the crop.
2. Provides AIP with verifiable evidence which indicates the transfer of the actual yields for the applicable acreage is appropriate
Eligibility of Transferee. For the actual yields to be transferred, the transferee must have participated in the operation and
establishment of the approved APH yield for the acreage being transferred.
1. Participated in the operation and establishment of the approved APH yield means the transferee did both of the following in the
years for which the transfer is requested:
a. Participated in the management decisions regarding the acreage being transferred; and
b. Performed the physical activities necessary to produce the crop on the acreage being transferred.
Persons who provided management only do not meet the eligibility requirements for transfer of actual yields.
Persons who provided physical labor only do not meet the eligibility requirements for transfer of actual yields.
Transfer of APH Data — Documentation

If a policyholder meets all of the requirements to transfer APH data, the following documentation is required:
1. A signed production report to certify the production and acreage information that will be used to determine the approved yield.
2. A completed and signed RH-5140 Authorization to Use Another Producers Acreage and Production History form may be used
as documentation to certify the transfer of APH is appropriate.
a. If the policyholder is sharing in the crop for the current year, the RH-5140 form may be used. If the RH-5140 form is not
used, the policyholder will need to document where the APH is coming from and submit a signed production report.
b. If the policyholder is not sharing in the crop (share is 100%), then the RH-5140 form and a copy of the transferor’s APH
database(s) that are being transferred may be provided and a signed production report must be submitted.
APH When Insureds Change or Land is Transferred to Another Person
A “new person” includes persons who have changed their names, dissolved business entities and/or formed new business entities.
A person change in name only with no other changes to the farming operation (e.g., an individual or partnership incorporates without
adding new members or changing existing members, all existing years of the APH database, actual and non-actual/assigned yields
(including SA T-Yields) will transfer to the new person.
If members are added or changed, non-actual/assigned yields (including SA-T Yields) do not transfer.
If the insured is not eligible to have the APH data transferred (“new person” who have produced insured crop(s) on entirely different
land than is contained in the current farming operation) follow the procedures below:
1. 65 percent of the T-Yield or
2. New person provides production reports for those years from the business entity they have produced the crop in the county for
a. In such cases, those years of production will be used in determining the applicable percentage of the variable T-Yield.
For units that are used only for establishing variable T, select “Database for Variable T” from yield line maintenance.
Submission of Acceptable Production Reports

1. To be used for a crop year, acceptable production reports must be signed and submitted by the production reporting date
(PRD) and include all units (even those not contained in the insured’s operation for the current crop year) for each APH crop
year reported.
a. The production reports must conform to the unit structure (enterprise, basic and/or optional) that applies for the current insurance
year in which the insured (entity) had an interest in the crop for each APH crop year that production reports are certified.
b. Acres and production prorated between BUs are not acceptable production evidence for BUs.
c. If the producer is certifying production for the current year on APH databases that have assigned yields, hard copy records
must be submitted with the production report.
2. Production reports should include all insurable acreage and production planted to the insured crop for harvest as defined in the
applicable Crop Provisions.
244
CONTENTS
3. Record Type: Indicate the type of acceptable records maintained for the last year in the base period: Production Sold/
Commercial Storage; Farm Stored Measured by Insured, Pick/Daily Sales Records, Automated Yield Monitoring System,
Farm-Stored Measured by Authorized Representative, Livestock Feeding Records, Claim for Indemnity, Appraisal (non-loss),
Field Harvest Records and/or Other.
4. If more than one person is insured on the same unit, each person is responsible for submitting an acceptable production report.
For full Record Type definition and more information, please reference the Crop Insurance Handbook.
Uninsurable Acreage
1. A separate production report is required for uninsured or uninsurable acreage.
a. Production Included on the Production Report and Included in the APH Database.
i. Uninsured acreage are acres not insured due to action of the insured. For example: Unreported or Late reported acres.
This would also include acreage of a second crop that the insured elected not to insure to collect a full indemnity on the
first insured crop planted on the same acreage.
b. Production Included on the Production Report but not in the APH database. 15
i. Uninsurable acreage would include any acreage of an insured crop that does not meet the policy requirements for insurance.
For example: an uninsurable practice, type or variety, unrated land or acres excluded due to High Risk Land Exclusion and
not insured under CAT policy. The production report for uninsurable acreage must be identified as “uninsured or uninsurable
acreage” on the production form and is not used to calculate the actual yield for the APH crop year.
2. If the production from uninsured acreage is commingled with production from the insured acreage, the total acreage and
total production (insured and uninsured) is entered in the database used to calculate the actual yield for the APH crop year.
If production from uninsured and insured acreage was not kept separate and is allocated for claims purposes, the insured
acreage and the production allocated to the insured acreage is used to calculate the actual yield.
3. Supporting records must clearly indicate separate production from insurable and either uninsured or uninsurable production
(whichever is applicable) or the production will be considered to be commingled. If production from uninsured or uninsurable
acreage was kept separate from the insurable production, the acreage and production must be accounted for on separate
production reports and is not included in the database used to calculate the actual yield for the crop year.
Insurable Acreage
Insurable acreage of the crop that should have been reported for insurance but was not reported as required by the Crop Provisions
must be reported and used for APH. If a claim and the production from the unreported acreage is combined with production from the
reported acreage, the total acreage (reported and unreported) and total production must be used to calculate the actual yield for the
APH crop year. However, if separate databases are required (e.g., separate units, T-Yield map areas, etc.) for APH purposes, the
acreage and production that is applicable to each database must be entered in the appropriate database.
Appraised Production for Unharvested Acreage
1. Appraisals made for potential production remaining in the field prior to insured acreage being put to another use or for acreage
not harvested (as defined in the crop’s policy) used to calculate claims for indemnities are also used for APH, unless the
appraisal exceeds the maximum yield edit level.
2. Appraised production from representative sample areas after the acreage of the crop in the field has been destroyed, put to
another use or abandoned may not be used for APH purposes unless the representative samples were left according to the
applicable policy provisions and the Loss Adjustment Manual (LAM) Standards Handbook.
3. For example, the Crop Provisions require representative samples if the insured and the company disagree on the amount of
appraised production for insured acreage that will be released to be put to another use or that will be no longer cared for. In
this situation, companies may give consent to leave representative samples if the insured agrees to leave the samples intact in
locations acceptable to them and then provide sufficient care for the samples as indicated below and according to the LAM. If
the representative samples are:
a. Left intact and sufficient care is provided for the crop in the samples, the amount of production used for APH will be based
on the per acre yield of harvested production from the sample areas or the appraisal from the sample areas at the time
harvest should have occurred.
b. Not left intact or sufficient care is not provided for the crop in the sample areas, the amount of production will be the company’s
appraisal made prior to giving the insured consent to put the acreage to another use or no longer care for the crop.
4. Appraisals that account for production lost due to uninsured causes of loss and for insured acreage of the crop that was destroyed
or put to another use without consent by the company are not used for APH (e.g., the insured did not notify the company that
acreage initially planted to wheat and reported on the acreage report as grain was tilled and then planted to grain sorghum).
245
CONTENTS
Uninsured, Unavoidable Fire (UUF)/Third-Party Damage

Production and acres damaged from UUF and/or third-party damage may be excluded from APH databases.
The following criteria must be met in order to exclude UUF/third-party damage:
1. Notice of Loss must be filed in accordance with policy procedures.
a. If notice of loss not filed or filed timely, loss is uninsured cause of loss for APH purposes.
2. Request to exclude production must be made no later than the production reporting date and must be made the initial year the
production from UUF/third-party damage occurs.
a. Production from all damaged acres must be excluded from APH (cannot choose to include or exclude varying degrees of
damage on acres damaged by UUF/third-party damage).
b. If all of the acres are damaged acres the zero production is excluded from APH by indicating FD yield descriptor.
c. If part of the acres are damaged the zero production from damaged acres is included with production from harvested
(undamaged acres) by indicating FA yield descriptor.
3. If all acreage is damaged by UUF/third-party it is considered producing the crop for continuity and New Producer.
4. Acreage reported and insured on the acreage report and damages by UUF/third-party is used for PP eligibility.
Yield Cup — YC Option

When elected, the YC option prevents an approved APH yield from decreasing more than 10 percent from the prior year’s approved APH yield.
Availability
1. Available for APH, Yield Protection (Additional Coverage policies) and Revenue Protection.
2. All crops with an APH database are available to elect the YC Option. Refer to your County Actuarial Documents if in question.
Eligibility
1. The YC option must be elected by the applicable sales closing date (SCD) for each crop/county. The YC option is a continuous
election that remains in effect unless it is cancelled by the insured or terminated by the FCIC.
2. YC is available for additional coverage level policies (N/A for CAT).
3. Although a cup can only apply to an APH database with a prior year’s approved APH yield for a carryover insured, a new
insured may elect the YC the initial year of the policy.
4. Cups do not apply when databases with history are combined or divided.
5. Cups do not apply if corrected or revised claims lower the actual yield used for APH purposes by 10% or more. If yield
reductions cause actual yield or approved yield to decrease by 10% or more, cups do not apply.
6. Cups do not apply for crops that have the Trend-Adjusted option selected on the policy.
7. An insured may opt out of a cup applying to a specific APH database.
8. The guarantee is based on the cupped yield.
9. The rate yield is equal to the average yield when a cup applies to the APH database, unless yield reductions apply.
10. In this example, the Actual Production History average yield is 48. Since 48 is more than 10% lower than last year’s approved
yield (prior year yield) of 57, the yield is “cupped” at 51.
246
CONTENTS
Insured's Share 3
OtherChapter 15in crop
persons sharing — Actual Production History/Unit
Insured's Share 3
Other persons sharingStructure
in crop Insured's Share
Unit Number BU 1.00 FSN 1234 Yield No. 3.0 Unit Number FSN Yield No. Unit Number FSN Yield No. Unit Number
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres N
Crop Yield/ Crop Yield/ Crop Yield/ Crop

Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production
XX 2800.0 50.00 56.0 A
XX 2200.0 40.00 55.0 A
XX 2754.0 51.00 54.0 A
XX 2550.0 51.00 50.0 A
XX 300.0 50.00 6.0 A
XX 400.0 52.00 8.0 A
XX 2750.0 50.00 55.0 A
XX 3489.2 57.20 61.0 A
XX 4050.0 50.00 81.0 A
XX 5695.0 113.90 50.0 A
15
Yield 476.0 Prior Yield 57.0 Yield Prior Yield Yield Prior Yield Yield
÷ Years 10 Ave Yield 48.0 ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years
Prelim Rate Yield Prelim Rate Yield Prelim Rate Yield Prelim
= Yield 48.0 51.0 = Yield = Yield = Yield
Appr Yield 51.0 Appr Yield Appr Yield
T-Yield 50.0 T-Yield T-Yield T-Yield
Production
5
5
5
5
Record Type Acres Record Type Acres Record Type Acres Record Type
Planted Uninsurable Planted Uninsurable Planted Uninsurable Planted
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres
Completed Acres Completed Acres Completed Acres Completed
High Risk PART RISK(AAA) High Risk High Risk High Risk
Remarks/Other: APH YIELD CUPPED Remarks/Other: Remarks/Other: Remarks/Other:

4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
Multi-Crop Year Reporting Reas
Yield CupNumber/Name:
Processor Example
Number of Trees or Vines:
Situations Where “Cupped” Yields
COMPANY/AGENCY COPY Dois and
This form Do the
not valid without Not
MPCIApply
Application/Cancellation/Transfer/Policy Change/Reporting Form
Situation Eligible for Cup?

New insured. No
Carryover insured updates with most recent year’s history. Yes
Most recent year was zero planted and existing APH database contains actual history. Yes
Most recent year was zero planted and existing APH database does not contain actual history. No
Carryover insured provides additional years of history besides most recent. No
Yield floor is higher than cup. No
Published T-Yield change is less than a 10% decrease. Yes
Published T-Yield change is greater than a 10% decrease and T-Yield(s) are needed to complete the
No
4-year APH database.
Published T-Yield change is greater than a 10% decrease and T-Yield is not needed to complete the APH
Yes
database (at least 4-years of yields).
Other revisions to previously approved yields. No
Other special cases. No
Prior year’s approved APH yield used yield floor. Yes
Prior year’s approved APH yield used yield substitution. Yes
Prior year’s approved APH yield used yield exclusion. Yes
Yield exclusion applies to current year’s APH database. Yes
Yield adjustment applies to current year’s APH database. Yes
High variability conditions are triggered and AIP determines approved APH yield. No
PAW triggers a PAIR or Determined Yield. No
[SOURCE: 2018 CIH 18010-2 page 688 Exhibit 17]
247
CONTENTS
Yield Floor (Not Applicable for Catastrophic (CAT)

Coverage)
1. The yield floor is the lowest approved yield allowed. The yield floor applies to new and renewal insureds with at least one actual/assigned
yield. For renewal insureds, the yield floor works in conjunction with a yield cup to provide additional protection from low yields.
2. The yield floor does not apply when the Trend-Adjustment (TA) option is elected.
Policy State Date Page of
3. The yield
For floor is and
based on the
succeeding number of actual, assigned or temporary yields provided for the crop contract.
years
Number of Actual/Assigned Yields Percentage of T-Yield

County 1 County 70%
Crop Crop
2-4 75%
Practice Practice
Type 5 or more Type 80%
Legal Description Legal Description
Example: The approved yield on a database containing five years of records cannot fall below 80% of the county T-Yield.
2 2
4. The guarantee is based on the approved yield.

5. The yield floor does not apply to crops that have
Unit Description Unitthe Trend-Adjusted option selected on the policy.
Description
3
6. The rate is based on the actual production average yield for yield-span/continuous rated crops. For non-yield-span rated crops, a
5% surcharge is applied.
FSN Yield No. 7. In
Unitthis
Numberexample, the database FSN contains
Yield No.two years of prior history causing
Unit Number FSN the approvedYield No. yield to fall to 23, which is less than 75% of
Prac/Type/TMA  New Crop  Meas. Serv. the county
 Added T-Yield
Land/Cropland Acres ofNew36.
 The database
Prac/Type/TMA willServ.receive
 New Crop  Meas.  Addedthe advantage
Land/Cropland Acres ofPrac/Type/TMA
 New the yield New
floor,
Crop which
Meas. Serv. is 27 (75% of the county T-Yield).
Yield/ Crop Yield/ Crop Yield/

Acres Yield Descriptor Year Total Production Acres Yield Descriptor Year Total Production Acres Yield Descriptor
XX 32 T
XX 30 T
XX 25 10 3A
XX 358 14 26 AL
Total Total
Prior Yield Yield 93 Prior Yield Yield Prior Yield
Ave Yield ÷ Years 4 Ave Yield 18 ÷ Years Ave Yield

Rate Yield = Prelim
Yield 23 Rate Yield 27 = Prelim
Yield
Rate Yield
Appr Yield Appr Yield 27 Appr Yield

T-Yield 36 T-Yield
Prevented 5
Acres Record Type Acres Record Type Acres
Uninsurable Planted Uninsurable Planted Uninsurable
Acres/Prod. Acres Acres/Prod. Acres Acres/Prod.
High Risk Date Planting High Risk Date Planting High Risk
Acres Completed Acres Completed Acres
High Risk High Risk
Acres Class. Acres Class.
4
Acreage Type: APH YIELD FLOORED 4
Acreage Type:
6
Insurability: 6
Insurability:
7
Yield Floored Example
Yield Indicator:
Yield Indicator:
Number of Trees or Vines: Number of Trees or Vines:
Yield Floor Options
Adjusted Yield:
out the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form
Adjusted Yield:
RH-5204-2019
1. This is a pilot program available for wheat and barley in Minnesota, North Dakota and South Dakota. The option must be elected
by the sales closing date and is continuous until canceled.
2. The premium rate is determined from the average yield (not the yield floor) and then times the applicable option surcharge.
3. There are two options to choose from: 90% (FN) or 100% (FO).
Years of Records and Percent of T-Yield
1 Year 2-4 Years 5 or More Years

90% Option (FN) 80% 85% 90%
100% Option (FO) 90% 95% 100%
248
CONTENTS
APH Yield Adjustment Guidelines (YA) — Not Applicable

to ARPI
The Yield Adjustment (YA) option allows APH yields that are low due to natural disaster causes to be replaced with 60% of the applicable
T-Yield for purposes of determining the approved yield used to calculate insurance guarantees. Any database where flood, drought or other
natural disaster has caused one or more years of production history to fall below 60% of the applicable T-Yield would qualify for this option.
Availability
Available for APH, Yield Protection (CAT and Additional Coverage policies) and Revenue Protection.
Eligibility
1. The YA option must be elected by the applicable production reporting date for each crop/county. This option is continuous from
year to year unless canceled on a timely signed application form by the applicable production reporting date.
2. The YA option can be elected by the insured for each crop contract by the applicable production reporting date by writing “YA”
under the option column.
a. The insured also has the ability to add or remove the YA option for a specific database or an individual actual yield, by year, 15
within a database if indicated on the production reporting form by the production reporting date.
3. Rain and Hail will compare the adjusted APH yield utilizing the 60% yield plug to any applicable cupped or floored yields (N/A
CAT), determined by APH procedures and automatically apply the higher yield.
4. If the insured chooses to use the lower cupped/floored yield on a database, it must be indicated on the production reporting
form by the production reporting date and then the higher of the cupped or floored yield must be used.
5. If the insured elects the 60% Yield Adjustment option, the rate will be based on the actual yield (before the 60% yield
substitution) and will be multiplied by the higher adjusted APH yield for continuous rated crops and counties. For crop contracts
that are not using the continuous rating methodology, a 5% surcharge will apply unless the actuarial documents indicate an
APH adjustment surcharge.
6. When the YA option is elected and the insured chooses to exclude a particular qualifying low actual yield in the database from
being substituted, the low yield will not be substituted and will be indicated by an “X” next to the year in the database.
7. Yield substitutions do not apply to assigned or temporary yields. Adjustments will only be applied to qualifying low actual yields.
8. Cups do not apply if the prior approved APH yield was a floored yield or was determined using APH yield substitutions.
9. Low yields resulting from uninsured causes will not be substituted and will be indicated by an “E” next to the year in the database.
10. If the 60% Yield Adjustment option is removed, regular APH procedures will apply.
11. If the 60% yield plug is used for 2001 and prior APH crop years, the plug will be based off of the 2001 T-Yield. Substitute yields
for 2002 and subsequent APH years will be calculated using each current crop year’s applicable county T-Yield.
12. When coverage is initially established for a P/T/V on the actuarial document, 60% of the T-Yield for the new P/T/V will be used
to determine substitute yields for that APH crop year and for prior APH crop years. Substitute yields for subsequent APH crop
years will then be 60% of the respective subsequent crop year T-Yield.
See below regarding how these different T-Yields will be shown in the actuarial documents.
20XX
Actuarial Document Example
249
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
MPCI Application/Cancellation/Transfer/Policy Change Reporting Form CONTENTS
Applicant/Insured Information Signature Authorization Agency/Agent Information
APPLICANT/INSURED NAME I grant the person(s) listed below the authority to sign any and all crop insurance documents on my behalf. I AGENCY NAME
2022 Fall Agent Training Manual understand that by authorizing such persons to sign documents on my behalf I am legally bound by all terms and
Unit Description
STREET AND/OR MAILING ADDRESS Unit Description
conditions of such documents and of the crop insurance contract. I also understand that granting theUnit Description
following STREET OR MAILING ADDRESS Unit Description
Insured's
CITY
Share 3
Other
STATE
personsZIPsharing
CODE
in crop Insured's Sharecontract. I further understand3Other
crop insurance personsmay
that this authorization sharing
be revoked me at any Insured's
inbycrop time upon CITY Share
3
Other
STATE
persons sharing in crop
ZIP CODE
Insured's Share 3
Other p
YA Option Not Elected

Unit Number BU FSN EIN 1234
1.00 SSN RAN Yield No. 3.0 Unit Number FSN Yield No. Unit Number FSN Yield No. Unit Number FSN
Form
AddedAction Requested
Land/Cropland Acres (check
all
Newthat apply):
Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres Yes 
Meas.
 New Prac/Type/TMA  New Crop  No Is the
Serv.  applicant at least 18 years
Added Land/Cropland The personwho
Acres old?  New Prac/Type/TMA NewisCrop
insuring the other’s
 Meas. Serv.share must provide
 Added Land/Cropland Acres  New Prac/Type/T
 New Applicant  Transfer  Coverage Change  Cancellation  Policy Change  Required Field Review  Acreage Report  Production Report  Yes  No Is applicant insuring landlord’s share? (List as SBI) evidence of the other party’s approval, such as the lease
Crop Changes: Yield/
 Add Signature Authorization Crop  Remove Signature Authorization  Yes  No Is applicant
Yield/ Cropinsuring tenant’s share? (List as SBI) agreement or power ofYield/attorney.
Crop
Other
Year Total Production
Add/change/correct insured’s authorizedAcres
representative Yield 
Descriptor Yearnumber
Correct insured’s identification Total Production ADDED COUNTY ELECTION
Acres numberYield Descriptor
 Correct SBI’s identification Year  YES  NO
Total Production I request insurance
Acres coverage
Yield for my share of the Category
Descriptor Year Total Production Acres
 Change/correct Insured’s address  Correct the spelling of insured’s name  Correct the spelling of SBI’s name
B crops (except forage production) specified below with a designated county in all added counties where the crops are
XX 2800.0 50.00 56.0 A insurable. I understand that the coverage in effect for the crop in the designated county (as selected in the “Designated
APPLICATION INFORMATION County” column below) will apply to added county acreage which qualifies for such coverage.
XX 2200.0 40.00 55.0 A 9
Percentage of Price Election, Projected Unit “X” if 8
ARC/
Effective 8,9
Plan of Insurance 9
Coverage Level Price, Amount of Ins., or Prot. Factor Practice/Type/Class Options, Elections Structure Crop to HNew 9Designated Zero 9
SCO
XXCounty Name of Crop
2754.0 51.00 Current
Crop Year 54.0 AChange Current Change Current Change etc. or Endorsements Code Cancel Producer County Acres Coverage
 YES
ANY CROP A XXXX XX XX XX OU  NO
XX 2550.0
CROP B
51.00 50.0
XXXX XX
A XX XX BU  YES
 NO
XX 300.0 50.00 6.0 A  YES

 NO
 YES
XX 400.0 52.00 8.0 A  NO
 YES
 NO
XX 2750.0 50.00 55.0 A  YES
 NO
XX 3489.2 57.20 61.0 A  YES
 NO
XX 4050.0 50.00 81.0 A  YES
 NO
 YES
XX 5695.0 113.90 50.0 A  NO
 YES
 NO
Yield 542.0 Prior Yield 57.0 Yield Prior Yield Yield Prior Yield  YES
Yield Prior Y
 NO
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield  YES
÷ Years Ave Yie
10 54.0 NO
= Prelim
REMARKS/OTHER:
Yield 54.0 Rate Yield 54.0 = Prelim
Yield
Rate Yield Policy
= Prelim
Yield
Rate Yield State = Prelim
Yield
Date Page
Rate Y
Policy Loss Payee and Address:
T-Yield
Appr Yield 54.0 T-Yield
Appr Yield For
T-Yield
Crop: Appr Yield
T-Yield
Appr Y
50.0
SBI
5
INFORMATION - List all persons
Production with a substantial
Prevented
MPCI Acreagebeneficialand
interest (10%5Production
Productionor more) in the insured/applicant
Reporting Form as defined in the applicable policy provisions
Prevented 5
(include landlords or tenants insured
Production under the applicant). If none, state NONE.
Prevented 5
Production Preven
County
Planted Uninsurable County
Planted Uninsu
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Identification Acres Acres/P
Crop
SBI Request
Date Planting
Name
High Risk
CropDate Planting Complete Address
High Risk
CropDate Planting
Telephone Number Identification Number
High Risk
Number Type 1
CropDate
Person Type
Planting High R
 ADD
Completed Acres Completed Acres Completed Acres  SSN Completed Acres
Practice
 REMOVE Practice Policy No. Practice State Date  EIN
Page of Practice
 UPDATE
High Risk High Risk High Risk  RAN High Risk
Type
Acres
 ADDClass.
PART RISK(AAA) TypeAcres Class. For TypeAcres years
and succeeding Class.  SSN TypeAcres Class.
2  REMOVE  EIN
Legal Description
Remarks/Other:
 UPDATE
2
Legal Description
Remarks/Other:
2
Legal Description
Remarks/Other:  RAN
2
Legal Description
Remarks/Other:
4  ADD
MPCI Application/Cancellation/Transfer/Policy Change Reporting Form  SSN
Acreage
 REMOVE
Type: 4
Acreage Type: 4
Acreage Type:  EIN
4
Acreage Type:
T-Yield Map Area: Applicant/Insured Information T-Yield Map Area: Signature Authorization T-Yield Map Area: Agency/Agent Information T-Yield Map Area:
 UPDATE  RAN
Insurability:
6 APPLICANT/INSURED NAME 6
Insurability:
I grant the person(s) listed below the authority to sign any and all crop insurance documents on my6Insurability:
behalf. I AGENCY NAME 6
Insurability:
RH-5200-2019
7
Multi-Crop Year Reporting Reason: 7 understand that by authorizing
Multi-Crop Year Reporting Reason: such persons to sign documents on my behalf I am legally bound by all terms
7 and
Unit Description
STREET AND/OR MAILING ADDRESS
Yield Indicator: Unit
YieldDescription
conditions of such documents and of the crop insurance contract. I also understand that granting theUnit
Indicator: Yield Description
following STREET OR MAILING ADDRESS
Indicator: Unit
Yield Description
Indicator:
YA Option Not Elected Example
Processor
Insured's
CITY
Number/Name:
Share
Other personsZIPsharing
3 STATE CODE in crop Number
Processor
Insured's Number/Name:
Share
crop insurance
of notice,
3 that this authorization may be revoked by me at any time
contract. I further understand
Treessigned
or Vines:
Processor
Insured's Number/Name:
upon CITY Share
3
Other Processor Number/Name:
ZIP CODE Insured's Share
STATE persons sharing in crop
3
Other p
written and delivered to my Approved Insurance Provider.
YA OptionCOPY Elected
COMPANY/AGENCY
IDENTIFICATION NUMBER ID NUMBER TYPE 1PERSON TYPE STATE OF INCORP.
This form is not valid without the MPCI Application/Cancellation/Transfer/Policy
TELEPHONE NUMBER
Change/Reporting
MOBILE NUMBER
Form AGENCY CODE
Unit Number BU 1.00 SSN

FSN EIN 1234
RAN
Yield No. 3.0 Unit Number FSN Yield No. Unit Number FSN Yield No. Unit Number FSN
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TM
Add Signature Authorization Remove Signature Authorization  Yes  No Is applicant insuring tenant’s share? (List as SBI) agreement or power of attorney.
Other
Crop Changes: 
Yield/ Crop  Yield/ Crop Yield/ Crop
Add/change/correct
Year insured’s authorizedAcres
Total Production representative Yield  Correct insured’s identification
Descriptor Yearnumber  Correct SBI’s identification
Total Production ADDED COUNTY ELECTION
Acres numberYield Descriptor  YES  NO I request insurance coverage for my share of the Category
B crops (except forageYear
production)Total Production
specified Acres
below with a designated county in Yield Descriptor
all added Yearare Total Production
counties where the crops Acres
insurable. I understand that the coverage in effect for the crop in the designated county (as selected in the “Designated
XX
APPLICATION 2800.0
INFORMATION 50.00 56.0 A County” column below) will apply to added county acreage which qualifies for such coverage.
9
ARC/
XX 2200.0 40.00
Effective
55.0
8,9 A
Plan of Insurance 9
SCO
County Name of Crop Crop Year Current Change Current Change Current Change etc. or Endorsements Code Cancel Producer County Acres Coverage
XX 2754.0 51.00 54.0 A  YES
ANY CROP A XXXX XX XX XX YA OU  NO
XX 2550.0
CROP B 51.00 50.0
XXXX XX A XX XX YA BU  YES
 NO
 YES
XX 300.0 50.00 6.0 A  NO
 YES
XX 400.0 52.00 8.0P A  NO
 YES
 NO
XX 2750.0 50.00 55.0 A  YES
 NO
XX 3489.2 57.20 61.0 A  YES
 NO
 YES
XX 4050.0 50.00 81.0 A  NO
 YES
XX 5695.0 113.90 50.0 A  NO
 YES
 NO
 YES
 NO Prior Yie
 YES
÷ Years 10 Ave Yield 54.0 ÷ Years Ave Yield ÷ Years Ave Yield ÷ NO
Years Ave Yie
REMARKS/OTHER:
= Prelim 54.0 Rate Yield 54.0 Prelim
= Yield Rate Yield = Prelim Rate Yield Prelim
= Yield Rate Yie
Yield Yield
Policy Loss Payee and Address: Appr Yield Appr Yield Crop: Appr Yield Appr Yie
T-Yield
56.0 T-Yield T-Yield T-Yield
50.0
5SBI INFORMATION - List all persons with a substantial beneficial interest (10%5 or more) in the insured/applicant as defined in the applicable policy provisions (include landlords or tenants insured under the applicant). If none, state NONE.
Production Prevented Production Prevented 5
Production Prevent
Record
For spousal Acres the spouse’s name, identification number
Type insureds/applicants, indicate Record
and identification number type.Acres
Type Record
If individual insured/applicant is not married, Type
state No Spouse. Acres Record Type Acres
Planted Uninsurable Planted Uninsurable Planted Uninsurable Identification Planted Uninsur
Acres Acres/Prod. Acres Acres/Prod. Acres Acres/Prod. Acres Acres/P
Person Type
Date Planting
 ADD High Risk Date Planting High Risk Date Planting High Risk  SSN Date Planting High Ri
Completed
 REMOVE Acres Completed Acres Completed Acres  EIN Completed Acres
 UPDATE  RAN
 ADDClass.
Acres Acres Class. Acres Class.  SSN Acres Class.
 REMOVE  EIN
 UPDATE  RAN
Remarks/Other:
 ADD 60% YA Plug,09T=46 Remarks/Other: Remarks/Other:  SSN Remarks/Other:
Acreage
4
Type: Yield Adjustment
 REMOVE
4
Acreage Type: 4
Acreage Type:  EIN
4
Acreage Type:
T-Yield Map Area:
 UPDATE T-Yield Map Area: T-Yield Map Area:  RAN T-Yield Map Area:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
RH-5200-2019
7
YA Option Elected Example
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form
250
CONTENTS
Trend-Adjusted (TA) Actual Production History (APH) —

TA Option
When elected, the TA option adjusts the eligible yields in an APH database to reflect long term increased yields throughout time in the country.
Availability
1. Crops that are currently available for the TA option are Corn (excluding silage or specialty type), Soybeans (excluding specialty
type) Wheat, Canola, Grain Sorghum, Cotton, Rice and Spring Wheat.
2. States with eligible crops and counties are: CO, IA, IL, IN, KS, KY, MI, MN, MT, MO, NC, ND, NE, OH, SD and WI. Check your
County Actuarial Documents to determine eligible states and counties
Eligibility
1. The TA option must be elected by the applicable sales closing date (SCD) for each crop/county. The TA option is a continuous
election that remains in effect unless it is cancelled by the insured or terminated by the FCIC.
2. TA is available for additional coverage level policies (N/A for CAT).
15
3. The insured must be in an eligible county and have at least one APH database with an actual yield in one of the four most
recent crop years for the crop/county. The applicable trend adjustment percentages are as follows:
a. One actual yield = 25%.
b. Two actual yields = 50%.
c. Three actual yields = 75%.
d. Four or more actual yields = 100%.
4. The TA option is not eligible for added land, new crop/practice/type, new producer or a yield that has been reduced due to
excessive yields.
5. TA option will not apply to any databases insured under a written agreement), with the exceptions of a High Risk Land Written
Agreement (HR) and a Written Unit Agreement (UA).
6. TA will not apply to new producer T-yields. However, actual yields, when qualified, may be trended.
7. SA T-Yields are calculated for the current year using the non-trended approved yield.
8. Floors do not apply.
a. If the floored yield is higher than the trended yield and trend is elected, the trended yield will apply.
b. If the crop has TA elected and the database is valid but does not qualify, it is not eligible to have any other yield
adjustments excluding YA.
9. For polices with YE, an excluded actual yield is not considered for TA purposes when determining if APH database qualifies for
TA by having at least an actual in one of last four most recent crop years or TA percentages.
10. TA is available for master yields if available and MY elected for the crop/county. Trend Adjustments will be made to the actual
yields in the MY summary APH database.
11. Calculation of the rate yield does not change. The rate yield remains equal to the avg yield prior to substitutions or yield trend.
For additional information on the TA option adjusted yield limitations and calculations, reference the Trend Adjusted Actual Production
History Standards Handbook.
251
MPCI Application/Cancellation/Transfer/Policy Change Reporting Form
APPLICANT/INSURED NAME
Applicant/Insured Information
CONTENTS
Signature Authorization
I grant the person(s) listed below the authority to sign any and all crop insurance documents on my behalf. I AGENCY NAME
Agency/Agent Information
understand that by authorizing such persons to sign documents on my behalf I am legally bound by all terms and
UnitFall
2022 Description
Agent Training Manual
STREET AND/OR MAILING ADDRESS
Unit Description
conditions of such documents and of the crop insurance contract. I also understand that granting theUnit Description
following STREET OR MAILING ADDRESS
Unit Description
Insured's
CITY Share Other personsZIPsharing
3 STATE CODE in crop Insured's Sharecontract. I further understand3Other
crop insurance personsmay
that this authorization sharing
be revoked me at any Insured's
inbycrop time upon CITY Share 3
Other ZIP CODE Insured's Share
STATE persons sharing in crop
3
Other
TA Option Not Elected
Unit Number BU 1.00 SSN

FSN EIN 1234
RAN
Yield No. 3.0 Unit Number FSN Yield No. Unit Number FSN Yield No. Unit Number FSN
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/
Other
Crop Changes: 
Yield/ Crop  Yield/ Crop Yield/ Crop
Add/change/correct
Year insured’s authorizedAcres
Total Production representative Yield  Correct insured’s identification
Descriptor Yearnumber  Correct SBI’s identification
Total Production ADDED COUNTY ELECTION
Acres numberYield Descriptor  YES  NO I request insurance coverage for my share of the Category
B crops (except forageYear
production)Total Production
specified Acres
below with a designated county in Yield Descriptor
all added Yearare Total Production
counties where the crops Acres
XX
APPLICATION 2800.0
INFORMATION 50.00 56.0 A County” column below) will apply to added county acreage which qualifies for such coverage.
9
ARC/
XX 2200.0 40.00
Effective
55.0
8,9 A
Plan of Insurance 9
SCO
County Name of Crop Crop Year Current Change Current Change Current Change etc. or Endorsements Code Cancel Producer County Acres Coverage
XX 2754.0 51.00 54.0 A  YES
ANYCOUNTY CROP A 20XX XX XX XX OU  NO
XX 2550.0
CROP B 51.00 50.0
20XX XX A XX XX BU  YES
 NO
 YES
XX 300.0 50.00 6.0 A  NO
 YES
XX 400.0 52.00 8.0 A  NO
 YES
 NO
XX 2750.0 50.00 55.0 A  YES
 NO
XX 3489.2 57.20 61.0 A  YES
 NO
 YES
XX 4050.0 50.00 81.0 A  NO
 YES
XX 5695.0 113.90 50.0 A  NO
 YES
 NO
 YES
 NO Prior Y
 YES
÷ Years 10 Ave Yield 54.0 ÷ Years Ave Yield ÷ Years Ave Yield ÷ NO
Years Ave Y
REMARKS/OTHER:
= Prelim Rate Yield Prelim Rate Yield Prelim Rate Yield Prelim Rate Y
Yield 54.0 54.0 = Yield Policy
= Yield State = Yield Date Page
Policy Loss Payee and Address: Appr Yield Appr Yield Crop:
Appr Yield Appr Y
T-Yield 50.0
54.0 T-Yield For
T-Yield and succeeding years T-Yield
5SBI INFORMATION - List all persons with a substantial beneficial interest (10%5 or more) in the insured/applicant as defined in the applicable policy provisions (include landlords or tenants insured under the applicant). If none, state NONE.
Production Prevented Production Prevented 5
Production Preve
Record
For spousal Acres the MPCI
Type insureds/applicants, indicate spouse’sAcreage and Production
name, identification Record
number andReporting
identificationForm
Type number type.Acres Record
If individual insured/applicant is not married, Type
state No Spouse. Acres Record Type Acres
County
Planted
Acres
Uninsurable
Acres/Prod.
County
Planted
Acres
Uninsurable
Acres/Prod.
County
Planted
Acres
Uninsurable
Acres/Prod. Identification CountyPlanted
Acres
Unins
Acres
Person Type
Crop
Date Planting
 ADD High Risk CropDate Planting High Risk Policy No. CropDate Planting
State Date
High Risk  Page
SSN of CropDate Planting High R
Completed
 REMOVE Acres Completed Acres Completed Acres  EIN Completed Acres
Practice
 UPDATE Practice For Practice years
and succeeding  RAN Practice
ADD  SSN
Type

Acres Class.
 REMOVE TypeAcres Class.
MPCI Application/Cancellation/Transfer/Policy Change Reporting Form TypeAcres Class.  EIN TypeAcres Class.
2  UPDATE  RAN
Legal Description
Remarks/Other: Applicant/Insured Information
2
Legal Description
Remarks/Other: Signature Authorization
2
Legal Description
Remarks/Other: Agency/Agent Information SSN
2
Legal Description
Remarks/Other:
 ADD
Acreage Type:
4 APPLICANT/INSURED NAME
 REMOVE
4
Acreage
I grantType: Acreage
the person(s) listed below the authority to sign any and all crop insurance documents on my4behalf. Type:
I AGENCY NAME
 EIN
4
Acreage Type:
T-Yield Map Area:
 UPDATE T-Yield Map Area:
understand T-Yield
that by authorizing such persons to sign documents on my behalf I am legally bound by all terms and Map Area:  RAN T-Yield Map Area:
Insurability:
6 STREET AND/OR MAILING ADDRESS 6
Insurability: Insurability:
conditions of such documents and of the crop insurance contract. I also understand that granting the 6following STREET OR MAILING ADDRESS 6
Insurability:
RH-5200-2019
7
Multi-Crop Year Reporting Reason: 7 person(s)Year
Multi-Crop the authority to sign onReason:
Reporting my behalf does not obligate that person(s) to the terms and conditions
7 of my
Unit Description
Yield
CITY
Indicator: STATE ZIP CODE
Unit
YieldDescription
crop insurance contract. I further understand that this authorization may be revoked by me at any Unit
Indicator:
time
YieldDescription
upon
Indicator:
CITY STATE ZIP CODE
Unit
YieldDescription
Indicator:
Insured's Share
TELEPHONE NUMBER MOBILE NUMBER Other
3
persons
EMAIL ADDRESS sharing in crop Insured's
Number ofShare
Trees
APPLICANT orAUTHORIZED
/INSURED Vines: REPRESENTATIVE
3
Other persons sharing in crop Insured's NumberEMAIL ofShare
Trees or Vines:
ADDRESS
3
Number ofShareTrees or Vines:
3
Other p
TA Option Elected
IDENTIFICATION NUMBER
 SSN  EIN  RAN
COMPANY/AGENCY COPY
ID NUMBER TYPE 1 PERSON TYPE STATE OF INCORP.
TELEPHONE NUMBER MOBILE NUMBER AGENCY CODE
Unit Number
 New Applicant  BUTransfer 1.00 FSN
 Coverage Change 1234 Yield No.
 Cancellation 3.0
 Policy ChangeUnitNumber FSN  Production Report
Required Field Review  Acreage Report Yield 
No.
Yes  No Is Unit Number
applicant FSNevidence of the other
insuring landlord’s share? (List as SBI) Yieldparty’s
No.approval, suchUnit Number
as the lease FSN
Other
AddedChanges:
Land/Cropland Acres 
 New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TM
 Add/change/correct insured’s authorized representative  Correct insured’s identification number  Correct SBI’s identification number ADDED COUNTY ELECTION  YES  NO I request insurance coverage for my share of the Category
B crops (except forage production) specified below with a designated county in all added counties where the crops are
Crop
Change/correct Insured’s address Yield/ Crop name
 Correct the spelling of insured’s  Correct the spelling of SBI’s name Yield/ Crop Yield/ Crop
APPLICATION INFORMATION Acres Yield Descriptor Year Total Production Acres Yield Descriptor
County” column below) Year
will apply toTotal
addedProduction
county acreage whichAcres
qualifies for suchYield Descriptor
coverage. Year Total Production Acres
XX 2800.0 50.00 56.0 A
9
ARC/
Effective 8,9
Plan of Insurance 9
Coverage Level Price, Amount of Ins., or Prot. Factor Practice/Type/Class Options, Elections Structure Crop to New Designated Zero
H 9 9
SCO
XXCounty Name of Crop
2200.0 Crop Year Current
40.00 55.0 Change
A Current Change Current Change etc. or Endorsements Code Cancel Producer County Acres Coverage
 YES
ANY CROP A XXXX XX XX XX TA OU  NO
XX 2754.0
CROP B 51.00 54.0
XXXX XX A XX XX TA BU  YES
 NO
 YES
XX 2550.0 51.00 50.0 A  NO
 YES
XX 3600.0 50.00 72.0 TA  NO
 YES
 NO
XX 400.0 52.00 8.0 TA  YES
 NO
XX 2750.0 50.00 55.0 TA  YES
 NO
 YES
XX 3489.2 57.20 61.0 TA  NO
 YES
XX 4050.0 50.00 81.0 TA  NO
 YES
 NO
XX 5695.0 113.90 50.0 TA  YES
 NO
 YES
Yield 542.0 Prior Yield 57.0 Yield Prior Yield Yield Prior Yield  NO
Yield Prior Yi
REMARKS/OTHER:
÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yield ÷ Years Ave Yie
10 54.0
Policy Loss Payee and Address: Crop:
= Prelim
Prelim
= Prelim
Rate Yield Rate Yield Rate Yield Prelim Rate Yi
Yield 54.0 54.0 = Yield Yield = Yield
Appr Yield 56.0 Appr Yield Appr Yield Appr Yi
SBI INFORMATION - List
T-Yield 50.0all persons with a substantial beneficial interest (10% orT-Yield
more) in the insured/applicant as defined in the applicable policy provisionsT-Yield
(include landlords or tenants insured under the applicant). If none, state NONE.
T-Yield
5
Production Prevent
Record Type Acres Record Type Acres Record Type Acres Identification Record Type Acres
Person Type
Planted
 ADD Uninsurable Planted Uninsurable Planted Uninsurable  SSN Planted Uninsur
Acres
 REMOVE
Acres/Prod. Acres Acres/Prod. Acres Acres/Prod.  EIN
Acres Acres/P
 UPDATE
Date Planting High Risk Date Planting High Risk Date Planting High Risk  RAN Date Planting High Ri
Completed
 ADD Acres Completed Acres Completed Acres  SSN Completed Acres
 REMOVE  EIN
High Risk
 UPDATE PART RISK(AAA) High Risk High Risk  RAN High Risk
Acres
 ADDClass. Acres Class. Acres Class.  SSN Acres Class.
 REMOVE  EIN
Remarks/Other:
 UPDATE Non-Trend App Yld 54.0 Remarks/Other: Remarks/Other:  RAN Remarks/Other:
4
Acreage Type: Trend Adjustment 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
RH-5200-2019
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
COMPANY/AGENCY COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form
252
CONTENTS
APH Yield Exclusion — YE Option

The APH Yield Exclusion allows farmers to exclude yields in exceptionally bad years from their production history when calculating yields
used to establish their crop insurance coverage.
Availability
1. Crops currently available for YE options are corn, soybeans, wheat, cotton, grain sorghum, rice, barley, canola, sunflowers,
peanuts and popcorn.
2. Counties are eligible for exclusion when the county yield is at least 50 percent below the average of the previous 10
consecutive crop years. Check your county actuarial for documents to determine eligible states and counties.
3. Crop years prior to 1995 will not be eligible for YE.
Eligibility
1. Available for Yield Protection (CAT and Additional Coverage policies), Revenue Protection and Revenue Protection with
Harvest Price Exclusion policies.
2. YE option can be elected by the insured for each crop contract by the sales closing date by writing “YE” under the option column.
3. This option is continuous from year to year unless canceled on a timely signed application form by the applicable SCD.
15
4. APH Yield Exclusion will be available in counties where there is sufficient data to identify eligible crop years.
5. If a crop year is determined to be eligible for YE for a crop in a county, contiguous counties are also eligible.
6. Written Agreements cannot be used to add YE for a crop/county not eligible.
7. Exclusion of actual yield in APH must be made by production reporting date.
a. YE will be universal for all eligible years.
b. Document on APH database for any actual yields they choose to retain.
8. Cups or Yield Floors do not apply if the APH databases approved yield is using YE exclusion. APH yields without excluded
actual yields remain eligible for cups and floors, if applicable.
9. YA and YE can be elected on a crop/contract, however, only YA or YE can be applied for an eligible crop year within a APH database.
10. If an insured has YE and TA and an eligible crop year is excluded, the excluded actual yield is not considered for TA purpose
when determining if the APH database qualifies for TA.
11. SA-T are calculated for the crop year the APH database is established by crop P/T/TMA.
a. The adjusted for those APH databases with excluded actual yields in an eligible crop year that have at least one actual/assigned
yield prior to any exclusions; and
b. The approved APH yield for those APH databases where actual yields have not been excluded that have at least one
actual/assigned yield.
12. Rate yield is equal to average yield when exclusions are used in the APH database, excluding inconsistent yields and APH
yield reductions due to different production methods.
Yield Exclusion Database Example
YE for Perennial Crops

1. When actual yield is excluded, the yield is still considered when determining production minimum requirements.
2. When production methods are performed that reduce the insured’s crop production, the actual yield is not eligible for YE.
3. If one of the most recent three years in the database is eligible for exclusion, the yield variance test is not applicable.
4. If elected for crops with a two-year module, YE must be elected by SCD of the first year of the module along with any yields
opted out from exclusion.
253
CONTENTS
The APH Database will display an ‘E’ or an ‘O’ next to the APH Yield values that have either been excluded or opted out for Yield Exclusion.
1. The ‘E’ literal indicates the APH Year Yield value has the YE applied and thus this APH Year Yield has been excluded.
2. The ‘O’ literal indicates that the APH Year Yield value has been opted out of being excluded for YE.
3. The definitions for the ‘E’ and ‘O’ indicators will be displayed in the Remarks / Other Entries section when they are applied to the
APH Database.
How the Reporting Forms Will Print YE on Yield Lines
1. When the YE option is elected, all of the actual yields in the APH that have been determined as eligible for exclusion by the
actuarial documents will automatically be excluded and will be shaded in gray on the Production Reporting (APH Database) Form.
2. The APH Database will display an ‘E’ or an ‘O’ next to the APH Yield values that have either been excluded or opted out for
Yield Exclusion.
a. The ‘E’ literal indicates the APH Year Yield value has the YE applied and thus this APH Year Yield has been excluded.
b. The ‘O’ literal indicates that the APH Year Yield value has been opted out of being excluded for YE.
c. The definitions for the ‘E’ and ‘O’ indicators and the YE Adjusted Yield will be displayed in the Remarks/Other Entries
section when they are applied to the APH Database. The opted out year(s) will be circled.
XXXX
XXXX XX/XX/XXXX
YE Helper
The YE Helper will analyze an individual policy/APH database to optimize policy coverage using the available options. The YE helper
needs to be run each year in order to maximize the approved yield.
254
CONTENTS
Yield Exclusion Tool

The YE tool provides information as a means
to assist growers in making crop insurance
and risk management decisions. The
application is available in Agent Services on the
Resources Tab.
Enter the applicable Crop Year, State, County,
Crop and Plan. You can get a listing of practices
and types for a crop that qualify for Yield
Exclusion (YE) option.
15
Yield Exclusion Potential Opt-Out Report

The YE opt-out report lists those polices where
the Yield Exclusion Option has been elected,
and there is potential that the producer may
want to opt out of the exclusion for one or more
APH year. The YE Opt-Out report is available
on Agent Services on the Agency Management
page under General Reports.
255
CONTENTS
APH Yield Reductions

Below are three situations that may cause the approved APH yield to be reduced:
1. Excessive actual yields – The yield exceeds the maximum yield edit and the insured cannot provide a valid basis to increase the
maximum yield edit level.
2. Inconsistent approved APH yields – The approved APH yield is more than 115% of the simple average of all approved yields with
history (use published county T-Yield if none) and the acre limits are triggered.
3. Different production methods that could result in a lower yield.
Refer to the Crop Insurance Handbook for specific rules and details regarding the three situations above.
Excessive Actual Yields
1. The term “excessive actual yield” means an actual yield that exceeds the maximum yield edit level (generally four times the
county T-Yield). The maximum yield edit applies to Category B and Category C APH crops and pecan revenue. For Master
Yields, actual yields are edited after being summarized at the Master Yield level.
2. Supporting records for all databases that comprise the basic unit that contains at least one excessive actual yield must be
reviewed (e.g., a basic unit consisting of three optional units, one of which contains an excessive actual yield, must have an
APH record review conducted on all three optional units).
3. If an insured can provide verifiable records to support excessive actual yields that are significantly different than other
producers’ actual yields in the county or other actual yields reported for the insured’s farming operation and can prove there
is a valid basis to support the differences in the yields within the farming operation, a request could be submitted to the Risk
Management Agency (RMA) to increase the maximum yield edit level so that the actual yield could be used.
4. A valid basis to support differences in yields from other crop/P/T/V yields would include factors such as significantly different
production capabilities of soils or differing weather conditions. A valid basis would not include factors such as significantly
smaller acreage or intensely farmed acreage.
5. If insureds can provide verifiable records to support excessive actual yields but cannot prove there is a valid basis to support
the differences in the yields, the approved APH yield will be reduced. The excessive actual yield(s) will be replaced by taking a
simple average of all actual yields (including excessive actual yields prior to being adjusted) and assigned yields for the same
crop year for the same P/T/V (including transitional or certified organic acreage) and T-Yield map area (if applicable) for the
crop in the county. If the simple average of the actual yields is greater than the maximum yield edit level, the excessive actual
yield will be limited to the maximum yield edit level. If the insured has no other applicable actual yields, the applicable county
T-Yield will be used. Please note that this procedure may also be applied to yields exceeding the lower level yield threshold.
6. If insureds do not provide verifiable records to support excessive actual yields, carryover insureds’ approved APH yields will be
reduced by replacing each excessive actual yield with an assigned yield (75% of the approved APH yield for the previous crop
year, or lowest dollar amount published in the actuarial documents for pecan revenue); or, if an approved APH yield was not
calculated for the previous crop year, 75% of the applicable county T-Yield. If an insured does not provide verifiable records to
support the excessive actual yield, all records for all units except for loss records for the crop for the crop year within the county
are unacceptable and assigned yields and related procedures apply. Loss records (excluding appraisals for uninsured causes
of loss) must be used for APH.
7. For new insureds, approved APH yields will be recalculated without using the actual yields. Production report(s) for such crop
years for the crop for the county are not acceptable. Approved APH yields will continue to be calculated per standard APH
procedure. Assigned yields do not apply to new insureds because there is no prior yield.
Inconsistent Approved APH Yields
1. The procedure for reducing inconsistent approved APH yields applies to new and carryover insureds that insure Category B
APH crops under standard APH procedures. It does not apply to Category B crops for which the insured elects Master Yields,
to Category C APH crops or to pecan revenue.
2. Inconsistent approved APH yields are approved APH yields, calculated for databases containing at least one actual or
assigned yield, that exceed 115 percent of:
a. The simple average of all of the insured’s approved yields for the crop (P/T/V or T-Yield map area if applicable) whose
databases contain actual/assigned yields; or
b. The applicable county T-Yield if no other applicable databases containing actual/assigned yields exist for comparison.
High-risk land insured under a CAT policy is not included with an insured’s additional coverage policy when calculating
the simple average of the approved APH yields for the additional coverage policy (separate simple average yields are
calculated for each policy).
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3. The inconsistent approved APH yield may be subject to reduction if one of the following acreage limitations also apply:
a. The current year’s insurable acreage is greater than 400% of the average acreage with actual/assigned yields reported for
APH purposes for the database; or
b. The acres for two or more APH crop years with actual/assigned yields reported for the database are each less than 10% of
the insurable acreage for the current crop year.
4. The AIP must review the inconsistent approved APH yield and may request additional information to determine if it does not
appear that artificial actual yields were used to establish APH yields or to offset claim years. The AIP may defer making a
reduction to the approved APH yield for the crop year if the acceptable supporting records were provided or it is determined
that the reported actual yields for small amounts of acreage were not artificially high (production methods and productivity
of the small amounts of acreage with high yields must be comparable to that of the rest of the acreage insured on the unit/
database and the high yields were not the result of shifting production from another unit/database) and the increase in the
acreage was due to a reasonable expansion of the farming operation.
5. Reductions for excessive actual yields, if applicable, must be made prior to reductions for inconsistent approved APH yields
when insured acreage exceeds limitations. Inconsistent approved APH yields must be reviewed by the approved insurance
provider (AIP) if the insurable acreage for the current crop year (including applicable prevented planting acreage) compared to 15
acreage reported for APH purposes exceeds one or both of the insured acreage limitations.
Different Production Methods
1. Approved APH yields are reduced if different production method(s) are carried out for the current crop year that will likely
result in lower actual yield(s) than the average of the actual yields for the production method previously reported. For example,
irrigated and non-irrigated practices are applicable and a database for a non-irrigated practice contains actual yields from
acreage that water was applied to prior to planting (pre-watered) in previous crop years. For the current crop year, land or
acreage was not pre-watered prior to planting. An insured must notify Rain and Hail by the acreage reporting date (ARD) of
changes in production methods that may result in lower actual yields than previously reported. Insureds utilizing continuous
cropping (CC) yields instead of summer fallow (SF) yields according to procedures in the CIH are not affected by this provision
since the CC practice is a lower yielding practice than SF.
2. When a lower yielding production method than was reported to calculate the approved APH yield is carried out, the approved
yield for the current crop year will be the lower of the approved yield for the yield method upon which the APH is based, or the
applicable of the following methods:
a. The simple average of the approved yields for all other units (databases) for the same production method as carried out
for the current crop year (within the same TMA if applicable). Any applicable reductions for excessive actual yields and for
inconsistent approved APH yields when acreage limitations are exceeded must be made prior to calculating the simple
average of the approved yields for the other units. In the example, the approved yield would be reduced to the simple
average of all non-irrigated approved yields containing actual yields that do not contain acreage that had been pre-watered
prior to planting;
b. The applicable county T-Yield if other database(s) do not exist for the same production methods carried out for the current
crop year; or
c. A weighted average approved APH yield if more than one production method is carried out for the current crop year on
acreage of the crop to which the approved APH yield applies. Using the pre-watered non-irrigated example, 50 acres were
pre-watered (the production method for which actual yields were reported) but 40 acres were not pre-watered (a lower yielding
production method). The approved APH yield for the production method utilizing pre-watering is 65 bu. per acre, and the
simple average of the approved APH yields (containing actual yields) for non-irrigated acreage not utilizing pre-watering is 50
bu. per acre. The weighted average reduced approved APH yield for the 90 acres is 58 bu. per acre (50.0 × 65.0 = 3,250) +
(40 × 50 = 2,000) / 90.0.
3. Separate databases are not established for different production methods; therefore, the acres and production for various
production methods must be reported according to the applicable P/T/V. Using the previous example, the total acres (90.0) and
total production from the 90 acres would be reported as a non-irrigated practice. In subsequent crop years if the higher yielding
production method is:
a. Carried out, the database containing the production data will be used (no reduction necessary).
b. Not carried out, (in the example, not pre-watered) the approved yield is adjusted as indicated above, as long as any actual
yield from the higher yielding production method remains in the database.
4. Any applicable inconsistent approved APH yield reductions are applied first. Any subsequent reduction for different production
methods does not require recalculation of the simple average used for the inconsistent approved APH yield reduction.
5. If the AIP is not notified and it is discovered that a different production method has been carried out that likely results in lower
actual yields than for the production method previously reported, the yield will be reduced as indicated above and the insured
will also be subject to the consequences for misreporting.
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Different Production Method Examples

Unit 1.01 has four years (’97, ’98, ’99, ‘01) NI acreage and two Unit 1.02 has three years (’97, ’98, ’99) of NI acreage and two
years (‘06, ’07) of semi-irrigated acreage. years (’06, ’07) of semi-irrigated acreage.
Crop: Corn Legal Sect 1 T-Yld:47 Crop: Corn Legal Sect 2 T-Yld: 47
Practice: NI Practice: NI
Type: Grain Type: Grain
Unit #: 1.01 Unit #: 1.02
Crop Year Total Prod. Acres Yield Crop Year Total Prod. Acres Yield
1997 2484.0 59.5 A 42.0 1997 2400.0 80.0 A 30.0
1998 3590.0 61.5 A 58.0 1998 3300.0 75.0 A 44.0
1999 2003.0 61.5 A 33.0 1999 2500.0 60.0 A 42.0
2001 1070.0 21.0 A 51.0 2001
2002 0 2002
2003 0 2003
2004 0 2004
2005 0 2005
2006 21648.0 120.0 A 180.0 2006 24000.0 200.0 A 120.0
2007 25626.0 240.0 A 107.0 2007 25000.0 200.0 A 125.0
Ave Yld 79.0 Ave Yld 60.0
App Yld App Yld
Unit 1.03 has three years (’05, ’06, ’07) of only Unit 1.04 has three years (’05, ’06, ’07) of only
semi-irrigated acreage. semi-irrigated acreage.
Crop: Corn Legal Sect 13 T-Yld: 47 Crop: Corn Legal Sect 4 T-Yld: 47
Unit #: 1.03 Unit #: 1.04
1997 1997
1998 1998
1999 1999
2001 2001
2002 2002
2003 2003
2004 T 47.0 2004 T 47.0
2005 19500.0 150.0 A 130.0 2005 15225.0 145.0 A 105.0
2006 19750.0 158.0 A 125.0 2006 16095.0 145.0 A 111.0
2007 19950.0 150.0 A 133.0 2007 17835.0 145.0 A 123.0
App Yld App Yld
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CONTENTS
Unit 1.05 has three years (’05, ’06, ’07) of only NI acreage. Unit 1.06 has three years (’03, ’04, ’05) of only NI acreage.
Crop: Corn Legal Sect 18 T-Yld: 47 Crop: Corn Legal Sect 15 T-Yld: 47
Unit #: 1.05 Unit #: 1.06
1997 1997
1998 1998
1999 1999
2001 2001
2002 2002
2003 2003 15
2004 T 47.0 2004 T 47.0
2005 2350.0 50.0 A 47.0 2005 3970.0 75.0 A 53.0
2006 2500.0 50.0 A 50.0 2006 3825.0 75.0 A 51.0
2007 2600.0 50.0 A 52.0 2007 3600.0 75.0 A 48.0
App Yld App Yld
There are also five units of Irrigated corn acreage that has been planted for the past five to six years on this policy and are separate units
from the Non-Irrigated acreage.
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New Producer or New Producer of Crop Procedure (N/A

ARPI)
Reference the Crop Insurance Handbook for additional details on New Producer Qualifications and Approved APH Yield Determinations
for NP.
Definition: A person or SBI who has not been actively engaged in farming for a share of the production of the insured crop in the county
for more than two APH crop years. Actively engaged in farming for a share of an insured crop’s production in the county is hereafter
referred to as ― produced the crop. Formation or dissolution of an entity which includes individuals with more than two APH crop years of
production history during the base period does not qualify the new entity as a new producer for APH yield determination purposes.
1. If the insured has never produced the crop in that county, the database will use four years of 100% of the county T-Yield.
2. If the insured has produced the crop for one or two crop years, they must provide those records by the applicable production
reporting date. If the records are provided, the other years in the database will use 100% of the county T-Yield. If the records are
not provided, the database will use four years of 65% of the county T-Yield.
3. New Producer status must be requested no later than the applicable production reporting date. Any request made after the
production reporting date must be accompanied by an explanation and will be reviewed. You must mark the New Producer box on
the application reporting form or the variable T-Yield will be used.
4. If records from a shareperson are provided by the production reporting date, standard APH procedures will apply.
New Producer status may be removed by the AIP if the insured produced the crop under another entity (i.e., Corporation,
Partnership, Joint Venture, etc.) and/or if an SBI of the policyholder has produced the crop for more than 2 years.
PP Intended Acreage Form RH-5066 Intended Acres for New County

1. If the insured is adding a new county to the policy in which they have not produced any insurable crop in the last four years,
they must submit intended acres for all crops that will be planted for the current crop year to use in determining total eligible
prevent plant acres.
2. You must submit a Prevented Planting Intended Acreage Reporting Form (RH-5066) by the sales closing date.
3. A producer may submit an intended acreage report within 10 days of obtaining acreage in a county if the producer did not have
any acreage in the county on or before the sales closing date.
4. Intended acres for Added Land are not applicable unless they are for a new county. Reference the Claims section for additional
information on increasing PP acres by percentage of increased cropland.
Acreage Emerging From a USDA Program, Initial and

Subsequent Crop Years
Acreage emerging from a USDA program (such as CRP, etc.) within the two most recent crop years that is being planted to a crop for the
first time since being in the USDA program.
1. Land emerging from a USDA program must be indicated on the applicable reporting form.
2. Separate requirements and procedure for initial year and subsequent years.
3. Acreage emerging from a USDA program within the two most recent crop years is insurable under policy terms.
4. Acreage not planted with two years of emergence from a USDA program may be insurable via written agreement.
Initial Year of Planting After Emergence From a USDA

Program
Production Report Requirements
1. A separate line by FN/Tract/Field – Separate APH databases are required the first year acreage emerging from a USDA
program is planted.
2. To establish APH database(s), the insured may provide acceptable production history for the years the crop was grown prior to
an USDA program enrollment and use standard APH yield procedures.
3. Another person’s production history may be used if sharing in the crop.
4. If less than four years of acceptable production history are provided, 100% of the T-Yield will be used for non actual yields
If existing unit only available for 65%, 80% or 90% of T-Yield, the land emerging from a USDA program uses 100% of T-Yield.
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Acreage Report Requirements

1. All emerging acreage must be reported as a separate Line by FN/Tract/Field.
2. Include applicable acreage type (insurable or uninsurable).
3. Additional acreage in the unit containing acreage emerging from CRP must also report FN/Tract/Field.
Added Land and New Crop/P/T/TMA (SA T-Yields) are not applicable for a USDA program ground.
Existing or New Master Yield (MY) does not apply to emerging acreage from a USDA program (MY may be used for other acreage of
the crop).
Subsequent Years of Planting After Emergence From a

USDA Program
1. In following year, APH database established for the initial year of crop must be combined with existing APH database as applicable.
2. Separate APH databases may be maintained if all requirements under CIH 1205 met – Required Separate APH Databases. If initial
APH database qualifies to continue as a separate APH database SA T-Yields may apply, even if the crop/P/T has been planted.
15
3. If a different crop is planted in subsequent years, standard APH procedures apply.
4. Master Yields (MY) may apply if requirements are met.
5. Continue to report production/acres that emerged from a USDA program by FN/Tract/Field.
6. SA T-Yields may apply. If the required APH database established for the initial year of planting must be combined with an existing
APH database that qualifies for use of the SA T-Yield, the combined APH database will qualify for SA T-Yields.
7. Check the county actuarial for prevented planting eligibility.
Must meet all requirements for Added Land.
Unit Structure and Numbering (N/A ARPI)

About Crop Insurance Units
A unit is defined as the acreage of the insured crop in the county that is taken into consideration when determining the guarantee,
premium and the amount of any indemnity (loss payment) for that acreage.
1. Each insured crop contract has its own unit structure as defined in the policy.
2. All insurable acreage of each insured crop within the unit is the basis for determining coverage, premium and indemnities.
Unit Structure and Loss Payment
Unit numbering dictates how a loss will (or will not) be paid.
1. The production from all premium lines (by crop contract) with the same unit number will be figured together in calculating
indemnities. If there are two premium lines with the same unit number and one of them suffers a loss, the production from both
lines will be averaged together to determine if there is a payable indemnity.
2. If one unit had high yields, it could throw another unit with low yields out of a possible loss payment.
3. Units with their own unit number will be considered on their own in the event of a loss (1.00 and 2.00, 1.01 and 1.02, etc.).
The spelling of the shareperson’s name can affect the unit numbering. The system does not know that JON SMITH is the
same person as JON L SMITH or JONATHAN SMITH. Be sure to check the spelling on all databases to ensure it is consistent.
About Basic Units

Will be indicated by “BU” on the reporting form.
There must be a separate basic unit for each county for each share arrangement.
1. Share arrangements refer to who owns the crop, not who owns the land. If the insured has 100% of the crop on land he owns
and on the farm he cash rents, this is one basic unit.
2. Varying percentages of interest within a basic unit (land shared with the same entity) does not qualify for separate basic units.
3. Basic unit numbers are whole numbers to the left of the decimal point: 1.00, 2.00, 3.00, etc.
4. Basic units are assigned for new applications (non New Producer) or renewals without production records.
5. Some insureds elect to certify records by basic units even though they qualify for optional units. Basic units may receive a
discount on premium, refer to the county actuarials.
6. Discounts – Only planted acres are used when determining the appropriate BU discount factor contained in the actuarial
documents. Any applicable BU discount factor applies to both planted and PP acres.
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CONTENTS
Basic Unit Example

The insured has acres of a crop that he share rents with Tyler, acres of the same crop that he farms alone on his own ground,
acres of the same crop that he farms 50/50 with Olson and acres of the same crop that he cash rents.
The insured will have three basic units:
1. One unit for the crop that he shares with Olson – unit number 1.00
2. One unit for the crop that he shares with Tyler – unit number 2.00
3. One unit for the crop on the ground that he owns and the crop on the ground that he cash rents – unit number 3.00
Share With Share With Share With
Tyler Olson Tyler
2.00 1.00 2.00
Farm/Section 5 Farm/Section 4
Cash Owns
Rents
3.00 3.00
Revenue Protection Basic Unit Loss Example
Higher Harvest Price
Level................... 75%
Insurance Coverage Claim Information
Base Price.........$5.26
Yield Total Bu. Total Rev. Bushels Rev. to Gross
Harvest Price.....$7.32 Unit No. Acres Share App Yield Guar. Guar. Guar. to Count Count Loss Net Loss
1.00 158.3 1.000 57 42.8 6,775 $49,593 6,805 $49,813 0 0
2.00 61.9 0.500 44 33.0 2,043 $14,955 2,854 $20,891 -5,937 0
2.00 156.5 0.500 49 36.8 5,759 $42,156 5,172 $37,859 4,297 0
3.00 115.0 0.333 51 38.3 4,405 $32,245 4,206 $30,788 1,457 485
491.7 18,982 $138,948 19,037 $139,351 1,457 485
Lower Harvest Price

Level................... 75%
Base Price.........$5.26
1.00 158.3 1.000 57 42.8 6,775 $35,637 6,805 $30,623 5,014 5,014
2.00 61.9 0.500 44 33.0 2,043 $10,746 2,854 $12,843 -2,097 0
2.00 156.5 0.500 49 36.8 5,759 $30,292 5,172 $23,274 7,018 2,460
3.00 115.0 0.333 51 38.3 4,405 $23,170 4,206 $18,927 4,243 1,413
491.7 18,982 $99,845 19,037 $85,667 14,178 8,887
About Optional Units (N/A CAT)

Will be indicated by “OU” on the reporting form.
Basic units may be further divided into optional units if the following criteria is met:
1. Separate verifiable records of planted acreage and harvested production are provided by the production reporting date.
2. Acreage is planted in different sections and does not cross the section line (planting pattern does not continue into adjacent sections).
3. Optional units require separate production reports by unit for the most recent crop year.
4. Optional unit numbers are indicated by the numbers to the right of the decimal, showing the basic units have been further
divided into optional units: 1.01, 1.02, 2.01, 2.02, 2.03, etc.
5. Optional units may be divided by:
a. Sections or section equivalents (in areas without sections or section equivalents, separate farm numbers (FNs) may be used.)
(Cat B crops only.)
b. Irrigated or Non-Irrigated practices.
c. FAC and NFAC practices.
d. Acreage grown under an organic farming practice (see specific Crop Provisions or Special Provisions for additional unit guidelines).
e. Non-contiguous land (Cat C crops only.)
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OT, OC or buffer zone acreage do not individually qualify as separate units.
6. If it is discovered at loss time that the production between Optional Units has been commingled, the units with commingled
production must be combined on the current crop year’s claim. The policyholder will not qualify for optional units in the
subsequent crop year on the units that were commingled. (Refer to LAM 1233 Commingled Production and CIH part 10)
Optional Unit Example
Using the basic unit example, could the insured qualify for optional units?
The insured would qualify for optional units on the acres he shares with Tyler in two separate sections and the ground he owns in
two separate sections. The ground he shares with Olson is located in one section, so this would remain a basic unit.
1. One basic unit for the acres in section 5 sharing with Olson – unit number 1.00
2. One optional unit for the acres in section 4 sharing with Tyler – unit number 2.01
3. One optional unit for the acres in section 5 sharing with Tyler – unit number 2.02
4. One optional unit for the acres in section 8 that he cash rents – unit number 3.01
5. One optional unit for the acres in section 9 that owns – unit number 3.02 15
Share With Share With Share With
Tyler Olson Tyler
2.02 1.00 2.01
Cash Owns
Rents
3.01 3.02
Basic and optional units are determined when the acreage is reported (both of these unit options are available provided the
production has been properly reported by the PRD in order to qualify for optional units). No further unit division may be made after
the acreage reporting date.
Example: An insured requests basic unit structure by the sales closing date and properly reports production to be able to qualify for
optional units. However, the insured/agent did not change the unit structure back to optional units either at production reporting or
acreage reporting time. Therefore, the basic units must remain in place for the remainder of the crop year.
Revenue Protection Optional Unit Loss Example
Level................... 75%
Base Price.........$5.26
1.01 158.3 1.000 57 42.8 6,775 $49,593 6,805 $49,813 0 0
2.01 61.9 0.500 44 33.0 2,043 $14,955 2,854 $20,891 0 0
2.02 156.5 0.500 49 36.8 5,759 $42,156 5,172 $37,859 4,297 2,149
3.01 115.0 0.333 51 38.3 4,405 $32,245 4,206 $30,788 1,457 485
491.7 18,982 $138,948 19,037 $139,351 5,754 2,634
Lower Harvest Price

Level................... 75%
Base Price.........$5.26
1.01 158.3 1.000 57 42.8 6,775 $35,637 6,805 $30,623 5,014 5,014
2.01 61.9 0.500 44 33.0 2,043 $10,746 2,854 $12,843 0 0
2.02 156.5 0.500 49 36.8 5,759 $30,292 5,172 $23,274 7,018 3,509
3.01 115.0 0.333 51 38.3 4,405 $23,170 4,206 $18,927 4,243 1,413
491.7 18,982 $99,845 19,037 $85,667 16,275 9,936
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About Enterprise Units

Available only under Revenue Protection or Yield Protection, unless otherwise allowed by the Special Provisions.
Will be indicated by “EU” on the reporting form.
An enterprise unit is defined as all insurable acreage of the insured crop in the county in which you have a share on the date coverage
begins for the crop year.
Enterprise Units
1. The enterprise unit structure (EU) must be elected by the applicable sales closing date.
2. To qualify, an enterprise unit must contain all of the insurable acreage of the same insured crop in:
a. Two or more sections, if sections are the basis for optional units where the insured acreage is located;
b. Two or more section equivalents determined in accordance with FCIC issued procedures, if section equivalents are the
basis for optional units where the insured acreage is located or are applicable to the insured acreage;
c. Two or more FSA farm numbers, if FSA farm numbers are the basis for optional units where the insured acreage is located;
d. Any combination of two or more sections, section equivalents or FSA farm numbers, if more than one of these are the
basis for optional units where the acreage is located or are applicable to the insured acreage (e.g., if a portion of your
acreage is located where sections are the basis for optional units and another portion of your acreage is located where
FSA farm numbers are the basis for optional units, you may qualify for an enterprise unit based on a combination of
these two parcels);
e. Two or more units established by written agreement; and
f. One section, section equivalent or FSA FN that contains at least 660 planted acres, based on the type of parcel that is
utilized to establish OUs.
3. At least two of the sections, section equivalents, FSA farm numbers or units established by written agreement must each
have planted acreage that constitutes at least the lesser of 20 acres or 20 percent of the insured crop acreage in the
enterprise unit (applies to all of the items except for 2f where at least 660 planted acres exist). If there is planted acreage
in more than two sections, section equivalents, FSA farm numbers or units established by written agreement, these can be
aggregated to form at least two parcels to meet this requirement. For example, if sections are the basis for optional units
where the insured acreage is located and there are 80 planted acres in section one, 10 planted acres in section two and 10
planted acres in section three, sections two and three may be aggregated to meet this requirement.
4. The producer must comply with all reporting requirements of the basic or optional units.
a. If all acres are prevented plating for the crop, EU will not apply.
5. Discounts – Only planted acres are used when determining the appropriate EU discount factor contained in the actuarial
documents. Any applicable EU discount factor applies to both planted and PP acres.
6. Assigned Unit Structure: If the insured does not qualify for an EU by crop/county, a unit structure will be assigned. If this
determination is made:
a. On or before the acreage reporting date, optional units or basic units will be assigned depending upon how production
was reported; or
b. At any time after the acreage reporting date, basic unit structure will be assigned.
7. The producer must separately designate on the acreage report each section or other basis, as outlined in section 34(a)(4)
(i) of the Common Crop Insurance Policy Basic Provisions, they used to qualify for an enterprise unit.
8. If enterprise units are elected, the coverage for each line item of the crop will be determined independently from each other
based on the approved yield for such acreage.
Production Reporting for Enterprise Unit
The insured must maintain the production and acres as currently set up on the policy. The insured may not combine all his/her farms
into one line item per basic unit unless he/she is willing to sign the Agreement to Combine Optional Units.
New Insured: If a new insured, the insured may report production at the EU level and the AIP is not required to establish APH
databases on a BU/OU level. However, if the new insured reports production on a BU/OU level, the AIP is required to establish and
maintain APH databases at that level.
Carryover Insured: If a carryover insured has APH databases established below the EU level, the AIP must continue to maintain those
APH databases at the lower level (e.g., at the OU level). If the insured does not report production for APH databases established below
the EU level, the AIP must prorate the production and acreage to APH databases with planted acres. Prorated actual production will be
identified with the “PA” yield descriptor.
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Enterprise Unit Example

The insured may qualify for an enterprise unit; it would depend on where the insured planted their crops.
If the insured planted the acres as the loss example indicates, they would qualify for a single enterprise unit.
Share with Share with Share with
Tyler Olson Tyler
1.00 1.00 1.00
Cash Owns
Rents
1.00 1.00
Revenue Protection Enterprise Unit Example 15
Level................... 75%
Base Price.........$5.26
1.00 158.3 1.000 57 42.8 6,775 $49,593 6,805 $49,813 -220 -220
1.00 61.9 0.500 44 33.0 2,043 $14,955 2,854 $20,891 -5,937 -2,969
1.00 156.5 0.500 49 36.8 5,759 $42,156 5,172 $37,859 4,297 2,149
1.00 115.0 0.333 51 38.3 4,405 $32,245 4,206 $30,788 1,457 485
491.7 18,982 $138,948 19,037 $139,351 0 0
Lower Harvest Price

Level................... 75%
Base Price.........$5.26
1.00 158.3 1.000 57 42.8 6,775 $35,637 6,805 $30,623 5,014 5,014
1.00 61.9 0.500 44 33.0 2,043 $10,746 2,854 $12,843 -2,097 -1,049
1.00 156.5 0.500 49 36.8 5,759 $30,292 5,172 $23,274 7,018 3,509
1.00 115.0 0.333 51 38.3 4,405 $23,170 4,206 $18,927 4,243 1,413
491.7 18,982 $99,845 19,037 $85,667 14,178 8,887
Enterprise Units by Practice

1. The enterprise unit structure (EP) must be elected by the applicable sales closing date.
2. To qualify, an enterprise unit by practice (IRR/NI practice or FAC/NFAC practice) must follow all requirements of the single EU
by county for planted acreage. If the insured fails to qualify for an EU on either practice, the insured loses the option to select
separate enterprise units by practice.
3. The crop must be planted in a manner that results in a clear and discernible break in the planting pattern at the boundaries of
the irrigated and non-irrigated acreage to qualify for EUs by irrigated and non-irrigated practice.
4. Assigned Unit Structure: If the insured does not qualify for separate EUs by irrigated and non-irrigated practices (when elected)
and this determination is made:
a. On or before the ARD, the insured may elect the unit structure of:
i. One EU on a crop/county basis, provided the requirements above met.
ii. BUs or OUs, whichever is reported on the acreage report and for which the insured qualifies, if the production reporting
requirements are met by the PRD; or
b. After the ARD, the unit structure will be one EU by crop/county provided the requirements in Para. 1033 are met. If the
requirements for an EU is not met, a BU structure will apply.
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Flowchart for Determining Unit Structure when Insured Does Not Qualify for Enterprise
Units by Irrigated and Non-Irrigated Practices
Section 34(a)(4)(viii) of the BP allows
Irrigated EU Non-Irrigated EU the insured to have one EU for all
irrigated practices and one EU for all
non-irrigated practices if offered in the
actuarial documents.
Insured Does
Discovery doesn’t qualify Discovery insured meet
made on or for separate made after qualifications
before ARD Irrigated/Non- ARD for EU?
Irrigated EUs
Yes No
EU BU OU
EU BU
Section 34(a)(4)(viii)(C)(1) of the BP allows the insured
to have one EU, if they qualify, or Basic of Optional
Units depending on which the insured has reported on Section 34(a)(4)(viii)(C)(2) of the
the acreage report and qualifies for. BP allows the insured to have
one EU, if they qualify, or BU will
be assigned.
Enterprise Unit by Irrigation Practice (EP)

The 2018 Crop Insurance Handbook (CIH) and Basic Provisions introduced new procedures to allow Irrigated and Non-Irrigated Yield
Lines to have different unit structures elected when one of them is enterprise.
To help everyone navigate the rules for enterprise by practice, we have segmented this information into three sections. Section 1 is an
overview of the Basic Provisions that apply to the situation where enterprise by practice (EP) is elected on both the Irrigated and the
Non-Irrigated practices. You will see a flowchart, modified from the 2018 CIH for clarity that illustrates how unit structures get applied
when the insured does not qualify for enterprise units. It also includes examples of how the MPCI Processing system will automatically
apply unit structure when the insured does not qualify for enterprise units and how the unit structure will flow to the next crop year so
that you don’t need to remember to update it the following year.
Section 2 includes the exact same type of information as Section 1, except the information is in regards to the new policy language
where one practice (i.e. Irrigated) has elected the EP unit structure and the other practice (i.e. Non-Irrigated) has elected a different
unit structure such as optional or basic.
Section 3 will explain how to use MPCI Processing to elect the enterprise by practice unit structure as well as illustrate the notifications
and edits the system has in place for EP.
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CONTENTS
Section 1: EP is Elected for Both Irrigated and Non-Irrigated Practices

From the Crop Insurance Handbook (modified for clarity): From the Basic Provisions:
Section 34(a)(4)(viii)(C)
If you elected separate enterprise units for
both Irrigated and Non-Irrigated practices
and we discover you do not qualify for an
enterprise unit for the Irrigated or Non-
Irrigated practice and such discovery
is made:
(1) On or before the acreage reporting
date, you may elect to insure all
acreage of the crop in the county in
one enterprise unit provided you meet
the requirements in section 34(a)(4),
or your unit division will be based on 15
basic or optional units, whichever you
report on your acreage report and
qualify for; or
(2) At any time after the acreage
reporting date, your unit structure will
be one enterprise unit provided you
meet the requirements in section 34(a)
(4). Otherwise, we will assign the basic
unit structure
[SOURCE: Crop Insurance Handbook: Section 34(a)(4)(viii)(C)]
Example/Situation: Insured does not qualify for enterprise on Irrigated practice. They may or may not qualify for enterprise units
on the Non-Irrigated.
Unit Numbering Style = EP
Irrigated Unit Structure = EP
Non-Irrigated Unit Structure = EP
System will:
1. Apply enterprise units (EU) if the whole contract qualifies for EU. Crop will roll to next crop year as EP for both Irrigated and
Non-Irrigated practices.
2. If it does not qualify for EU, then optional (OU) will apply. Crop will roll to next crop year as EP for both Irrigated and
3. If it does not qualify for OU, then basic (BU) will apply. Crop will roll to next crop year as EP for both Irrigated and
After Acreage Reporting:
1. If it is found after the acreage reporting date that enterprise units do not apply, the unit numbering style must be manually
set to basic. Roll to next crop year as EP.
2. All Yield Lines on the crop contract (Irrigated and Non-Irrigated) will have basic units and the unit numbering style will roll to
the next crop year as EP.
If the Irrigated and Non-Irrigated unit structures are both elected as EP, then throughout the reporting season, regardless
of if one practice qualifies for enterprise or not, both practices will always have the same unit structure.
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CONTENTS
Section 2: EP is Elected on One Practice and a Different Unit Structure is Elected on

the Other Practice
From the Crop Insurance Handbook (modified for clarity): From the Basic Provisions:
Section 34(a)(4)(viii)(D)
If you elected an enterprise unit on one practice
(Irrigated or Non-Irrigated) and a different unit
structure on the other practice and we discover
you do not qualify for an enterprise unit for the
Irrigated or Non-Irrigated practice and such
discovery is made:
(1) On or before the acreage reporting date,
your unit division will be based on basic or
optional units, whichever you report on your
acreage report and qualify for; or
(2) At any time after the acreage reporting
date, we will assign the basic unit structure.
[SOURCE: Crop Insurance Handbook: Section 34(a)(4)(viii)(D)]

Example/Situation: Irrigated does not qualify for enterprise units.
Unit Numbering Style = EP
Irrigated Unit Structure = EP
Non-Irrigated Unit Structure = OU
System will automatically apply (Irrigated):
1. Optional units will apply to the Irrigated yield lines. Crop will roll to next crop year as EP for Irrigated Practice.
2. If it does not qualify for OU, then basic (BU) will apply. Crop will roll to next crop year as EP for Irrigated Practice.
System will automatically apply (Non-Irrigated):
1. Optional units will apply to the Non-Irrigated yield lines. Crop will roll to next crop year as OU for Non-Irrigated Practice.
2. If it does not qualify for OU, then basic (BU) will apply. Crop will roll to next crop year as OU for Non-Irrigated Practice.
After Acreage Reporting:
1. If it is found after ARD, the Irrigated Practice does not qualify for enterprise, the unit structure for both the Irrigated and
Non-Irrigated practices must be manually set to basic units.
2. In this example, the Irrigated unit structure would be set to basic. Roll to next crop year as EP and the Non-Irrigated unit
structure would be set to basic. Roll to next crop year as OU.
3. All Yield Lines on the crop contract (Irrigated and Non-Irrigated) will have basic units and the unit numbering style will roll to
the next crop year as EP for the Irrigated practice and will roll to the next crop year as OU for the Non-Irrigated practice.
Section 3: Electing EP Unit Structure in MPCI Processing
To elect enterprise by practice, you must first select “Enterprise by Irr Practice” from the Unit Numbering Style field on Crop
Maintenance. Doing so will then display two new drop-down fields, one to elect the unit structure for Irrigated practice and one to
elect the unit structure for Non-Irrigated practice.
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CONTENTS
At sales closing time and prior to premium lines being keyed for the crop contract, these new Unit Structure Irrigated and Unit
Structure Non-Irrigated fields will include the selections of: EP – Enterprise Unit Separated by Irrigation Practice, OU – Optional
and BU-Basic.
The choices in the Unit Structure Irrigated and Unit Structure Non-Irrigated drop-down lists will change once premium lines are
keyed. This is to allow you to override the automatic selection of the unit structure when the insured does not qualify for enterprise
units. It also facilitates the ability to tell the system what unit structure the insured would prefer to have the following crop year.
These new selections are: BU – Basic (Roll to next crop year as EP) and OU – Optional (Roll to next crop year as EP).
Please note, that if the insured does not qualify for EP and the system applies EU, OU, BU (whatever they qualify for, in that order),
you will not need to update any of the Unit Structure fields on Crop Maintenance unless the insured wants to have a different unit
structure than what it qualifies for (i.e. electing basic even though they qualify for optional).
15
Example 1 – Elected separate enterprise units for both Irrigated and Non-Irrigated practices.
The following unit numbering styles were originally elected on a crop contract:
Unit Numbering Style = Enterprise by Irr Practice – Auto
Unit Structure Irrigated = EP – Enterprise Unit Separated by Irrigation Practice
Unit Structure Non-Irrigated = EP – Enterprise Unit Separated by Irrigation Practice
Once premium lines have been keyed, the system will determine whether or not enterprise units apply to both the Irrigated and
the Non-Irrigated yield lines. If they do not apply, the system will alert the user when the policy is saved.
When this happens, the system will automatically apply Enterprise Units, Optional Units or Basic Units to the entire contract, if
they qualify, in this specific order.
If the system does not automatically give the desired unit structure (for example, the system automatically assigns Optional
Units, but the insured wants Basic), then the unit structure may be updated by selecting new Unit Structure Irrigated and Unit
Structure Non-Irrigated values. The unit structure must match between the two when they both started out as EP – Enterprise
Separated by Irrigation Practice. When someone elects differing unit structures (when both practices were originally elected as
EP) these practices must stay the same and a message will appear below the Unit Structure fields if they are different.
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By changing the Unit Structure Irrigated and Unit Structure Non-Irrigated values, the Enterprise by Irrigation Practices values
will roll forward into the next crop year so you don’t have to remember to go back and elect Enterprise by Irrigation Practice
again for the following crop year.
Example 2 – Elected EP enterprise unit on only one practice and a different unit structure on the other practice.
The following unit numbering styles were originally elected on a crop contract:
Unit Numbering Style = Enterprise by Irr Practice – Auto
Unit Structure Irrigated = EP – Enterprise Unit Separated by Irrigation Practice
Unit Structure Non-Irrigated = OU – Optional
Once premium lines have been keyed, the system will determine whether or not enterprise units apply to the Irrigated Yield
Lines. If they do not qualify for enterprise units, the system will alert the user when the policy is saved.
When this happens, the system will automatically apply optional units or basic units to the Irrigated Yield Lines, if they qualify,
in this specific order. If the system does not automatically give the desired unit structure, the unit structure may be changed by
updating the Unit Structure value.
By changing the unit structure Irrigated values, the enterprise by Irrigation practices values will roll forward into the next crop
year so you don’t have to remember to go back and elect enterprise by Irrigation practice again.
Please note that when one Irrigated practice elects EP – Enterprise Unit Separated by Irrigation Practice and the other practice
has a different unit structure such as optional when it is after the ARD and it is found that the enterprise do not qualify, then all
units (Irrigated and Non-Irrigated) for the entire crop contract must be set to basic units.
Multi-County Enterprise Units (MCEU)
The MCEU endorsement allows an insured to combine the insured crop acreage of an insured crop, by EP if applicable, in two
contiguous counties into one enterprise unit.
Available only under Revenue Protection or Yield Protection, unless allowed by the Special Provisions.
1. The multi-county enterprise unit structure (MC) must be elected by the applicable sales closing date.
2. Both county crop policies in the MCEU must be with the same AIP and have the same elections for:
a. MC must be elected on both counties
b. Insurance plan
c. Coverage Level by EP if applicable
d. EU or EP
3. To qualify for multi-county enterprise unit (MCEU), both counties must have insurable-planted acreage of the crop and the
primary county must qualify for separately qualify for EU and the secondary county must not separately qualify for EU.
4. Primary and Secondary county must be elected by the applicable acreage reporting date.
a. If primary/secondary counties are not designated by the earliest ARD, then MCEU will not apply for that crop year.
b. The insured may have more than one MCEU for the insured crop, by EP if applicable, provided each meet the
MCEU requirements.
5. The primary and secondary counties must be contiguous as determined by RMA and cannot cross state lines.
6. MCEU allows pairing a crop contract that has HR-ACE with a non HR-ACE contract provided all other requirements are met.
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CONTENTS
7. Assigned Unit Structure: If the insured does not qualify for multi-county enterprise units (when elected) and the determination
is made:
a. On or before the ARD, the insured may elect the unit structure
i. One EU on crop/county basis, provided requirements are met
ii. BUs or OUs, whichever is reported on the acreage report and for which the insured qualifies, if the production
reporting requirement are met by the PRD; or
b. After the ARD, the unit structure will be
i. One EU on crop/county basis, provided requirements are met
ii. BUs or OUs, whichever is reported on the acreage report and for which the insured qualifies, if the production reporting
requirement are met by the PRD; or
c. If the insured elected EP for both irrigation practices and it is discovered on or before the ARD that the insured does not
qualify for both, MCEU will still apply if the insured elects an EU on a crop/county basis or EU on one practice and OU/BU
on the other practice, and all MCEU requirements are met.
8. If MCEU is elected the premium and guarantees are calculated separately for each county policy in the MCEU. However, the 15
total insured planted acres of the MCEU will be used to determine the EU discount.
9. Assigned yields and related procedures apply if production reporting requirements are not met for an EU, or EP when
applicable, for both counties within the MCEU.
10. Replanting, PP and claims are determined at the MCEU level
Application/Acreage Example
“Designated County” 10 MULTI-COUNTY ENTERPRISE UNIT (MCEU) Enter a “P” for the primary county and an “S” for the secondary county. If there is more than one primary county
and/or more than one secondary county, you will need to associate which primary and secondary county go together. For example, if County A is the primary county associated with County B
as the secondary county, enter “P1” for County A and “S1” for County B. If County D is the primary county associated with County C as the secondary county, enter “P2” for County D and “S2”
for County C.
© 2019 Rain and Hail Agricultural Insurance
A producer plants corn in 4 County A County B County C County D

counties NI NI IRR/NI IRR/NI
Does the producer want EU/EP? NI – EU NI – EU IRR – EP IRR – EP

NI – EP NI – EP
Does each County/Practice qualify NI – Yes NI – No IRR – No IRR – Yes

for EU(known at or before ARD)? NI – No NI – Yes
Does producer want Non-EU NI – MC – EU NI – MC – EU IRR – MC – EP IRR – MC – EP

Counties part of EU (MC Option)? NI – MC – EP NI – MC – EP
Show Option and Unit election
Are Non-EU Counties contiguous to Yes Yes
an EU County? (Designate County A CONTIGUOUS County B County C CONTIGUOUS County D
Primary/Secondary Counties) Primary(P1) Secondary(S1) Secondary(S2) Primary(P2)
Secondary(S3) Primary(P3)
What will unit structure look like? NI 1.00 EU NI 1.00 EU IRR 2.00 EP IRR 2.00 EP
NI 3.00 EP NI 3.00 EP
© 2018 Rain and Hail Agricultural Insurance 2
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CONTENTS
Determining Unit Structure When the Insured Does Not Qualify for MCEU
When Enterprise Units (EU) are elected for Both County A and B:
County A EU County B EU
Insured
Discovered on Discovered
doesn’t qualify
or before ARD. after ARD.
for MCEU.
Does Insured Does Insured

qualify for EU?* qualify for EU?*
Yes No Yes No
EU BU** OU** EU BU
* Qualification is for each county separately.

** Whichever is reported on the acreage report and insured qualifies for.
When Enterprise Units by Irrigation Practice (EP) are elected for IRR and NI in both County A and B
County A County A County B County B

IRR – EP NI – EP IRR – EP NI – EP
Insured
Discovered on or Discovered
doesn’t qualify
before ARD.**** after ARD.
for MCEU.
Do both practices* qualify Do both practices* qualify

Yes Yes
separately for EU? separately for EU?
Separate Enterprise
No No
Units by Practice

qualify for EU?** qualify for EU?**
Yes No Yes No
EU BU*** OU*** EU BU
* Qualification is for each county separately.

** Qualification is for a single EU in each county separately.
*** Whichever is reported on the acreage report and insured qualifies for.
**** MCEU will still apply if the insured elects an EU on a crop/county basis or EU on one practice and OU/BU on the other practice, and all MCEU
requirements are met.
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CONTENTS
When Enterprise Units by Irrigation Practice (EP) is elected for IRR practice and OU elected for NI practice in both County A and B
County A County A*** County B County B***

IRR – EP NI – OU IRR – EP NI – OU
Insured
Discovered on Discovered
doesn’t qualify
or before ARD. after ARD.
for MCEU.

qualify for EU?* qualify for EU?*
Yes No Yes No
15
EU BU** OU** EU BU
* Qualification is for each county and the practice electing EU separately.

** Whichever is reported on the acreage report and insured qualifies for.
*** Does not affect the county/practices that already elected OU/BU.
About Whole-Farm Units

Whole-farm units are available only when all crops are insured:
1. The enterprise unit structure must be selected by the applicable sales closing date.
2. All insured crops eligible for WU must be insured under RP (if the Harvest Price Exclusion is elected for any crop, it must be
elected for all crops in the WU), unless the SP allow WU for another plan of insurance and all crops are insured under such
a plan.
3. With the same AIP.
4. At the same coverage level.
Will be indicated by “WU” on the reporting form.
5. In order to qualify for a whole-farm unit, at least two or more eligible crops must be insured and each crop must have planted
acreage that constitutes 10% or more of the total planted acreage liability of all insured crops in the whole-farm unit.
If the insured does not qualify for an whole-farm unit and such discovery is made:
1. On or before the acreage reporting date, optional units or basic units will be assigned depending upon how production was
reported; or
2. At any time after the acreage reporting date, basic unit structure will be assigned.
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Combining and Dividing Basic and Optional Units

Applicable to Category B Crops Only
AGREEMENT TO COMBINE OPTIONAL UNITS
This is a continuous agreement (Refer to Item 1)
Insured’s Name and Street and/or Mailing Address, City, State, Zip Policy Number Initial Crop Year
Code

County State
Agent’s Name and Street and/or Mailing Address Approved Insurance Provider’s Name and Address The following statements are made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a): The Risk Management Agency
City, State, Zip Code (RMA) is authorized by the Federal Crop Insurance Act (7 U.S.C. 1501-1524) or other Acts, and the regulations promulgated
thereunder, to solicit the information requested on documents established by RMA or by approved insurance providers (AIPs)
that have been approved by the Federal Crop Insurance Corporation (FCIC) to deliver Federal crop insurance. The information
Legal Description:
___Section ___Township ___ Range FSA Farm/Tract/Field
Applicable Crops Units Numbers Combined congressional offices, or entities under contract with RMA. For insurance agents, certain information may also be disclosed to
Other Land Identifier(e.g., Spanish land grants, Number
metes and bounds, etc. the public to assist interested individuals in locating agents in a particular area. Disclosure of the information requested is
1. Upon our verification and approval of this Agreement, we agree to combine the acreage and production history from separate APH databases for To File a Program Complaint
the combined optional units for the insured crop(s) listed, into a single APH database by practice, type, variety, or transitional yield map area, as
applicable.
2. By signing this Agreement, you agree to farm two or more optional units as a combined unit. Once approved, this option is continuous and remains Form, found online at https://www.ascr.usda.gov/ad-3027-usda-program-discrimination-complaint-form, or at any USDA office,
in effect unless the crop’s basic unit structure changes and those changes cause the combined unit structure to be invalid or if the crop’s insurance
policy is cancelled and continuity of insurance coverage is broken. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Office of the Assistant Secretary
3. The Agreement must be submitted to us on or before the production reporting date for the applicable crop(s) and approved by us to be effective for for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
the crop year. If not submitted on or before the crop’s production reporting date, the option (if approved) will be effective the succeeding crop year.
4. The optional units being combined must be located in the same county and in separate sections, section equivalents or Farm Service Agency Farm
Serial Numbers (FSA FNs), whichever is applicable.
5. The sections, section equivalents, or FSA FNs containing the optional units being combined must adjoin (lie next to or be in contact with each other). audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers the program
A copy of an aerial photograph or other map that clearly identifies the sections, section equivalents or FSA FNs containing the optional units being or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800)
combined that demonstrates they adjoin must be attached.
877-8339. Additionally, program information may be made available in languages other than English.
6. If you transfer a crop’s policy on which the Agreement is in force to a different insurance agency/AIP, the Agreement transfers with the crop’s policy
and remains in effect and you are not permitted to separate the combined units into additional optional units. You must provide a copy of this Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department
Agreement to your new insurance agency/AIP. If the Agreement is not transferred and you divide the combined unit into optional units and the new by mail directly or by email.
insurance agency/AIP discovers that you have divided a combined unit listed on this agreement into optional units:
a. The acreage and production history from the separate optional unit APH databases will be combined according to this Agreement, beginning
with the crop year that the combined units were separated; and I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure to report
b. If any indemnities were paid on the optional units, the approved APH yield will be corrected for such crop years as indicated in a. above and completely and accurately may result in sanctions under my policy, including but not limited to voidance of the policy, and in criminal or
the indemnity will be recalculated. If the recalculated indemnity is less than the indemnity that was paid when you violated the terms of this civil penalties (18 U.S.C §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729 §3730 and any other applicable federal statutes).
agreement, you must pay the AIP the difference. Insured’s Printed Name, and Signature: Date:
7. If the basic unit structure changes after this Agreement is approved, and the combined unit must be divided into more than one basic unit, you must
notify us and recertify the acreage and production according to the land that is contained in each basic unit no later than the crop’s production
reporting date. If you fail to do so, we will assign yields for such crop years that have planted acreage for the applicable crops. The acreage and Agent’s Printed Name, Signature and Code Number: Date:
production and/or assigned yield applicable to the land contained in each basic unit will be used to establish separate APH databases for the new
basic units.
AIP’s Representative’s Printed Name, and Signature: Date:

© 2018 National Crop Insurance Services (See Reverse Side for Required Statements & Signature Blocks) Page _____ of _____
2018-NCIS 855_Rev 07-2018
Agreement to Combine Optional Units Procedure

If an insured wants to combine existing databases that could be separate optional units, an Agreement to Combine Optional Units
form must be submitted and approved by the insurance provider. Agreements should only be used by insureds that have established
separate databases for optional units that adjoin or have added land that qualifies as a separate optional unit that adjoins another
existing optional unit and the insured does not or will not want the acreage divided into separate optional units in the future.
1. The optional units being combined must be from the same basic unit group and the acreage physically located in the same
county and in separate sections, section equivalents or Farm Service Agency Farm Numbers (FSA FNs), whichever applies.
2. This agreement cannot be used to combine optional unit databases that must be kept separate according to procedure (i.e., added
land exceeding acreage limitations, irrigated and non-irrigated practices, high-risk land, different T-Yield map areas, etc.).
3. The optional units being combined must adjoin. The sections, section equivalents or FSA FNs containing the optional units to
be combined must lie next to or be in contact with each other (those whose corners touch will be considered adjoining).
4. A copy of a recent aerial photo or map with accurate legal descriptions must be attached.
5. Insureds must accurately complete and sign the agreement form on or before the production reporting date and designate the
crops to which the agreement will apply.
6. Agreements are subject to insurance provider approval.
7. The agreement is continuous and may not be canceled. However, the agreement will be void:
a. For any unit combined under the agreement (by crop) that is no longer valid for the crop year due to a change in the basic
unit structure or reconstitution of FSA FNs. Unaffected combined unit structures are not affected. If the farming operation
changes due to changes in the basic unit structure, acres and production must be recertified for the most recent crop year.
b. If the crop’s policy is canceled and the crop is not insured for at least one crop year (continuity of insurance broken).
c. If an APH based crop policy is canceled and the crop is insured under another insurance plan for at least one crop year that does
not use APH to establish the guarantee, the agreement is void if acceptable production is not provided that maintains continuity.
8. The agreement transfers when the crop’s policy is transferred to another insurance agency or insurance provider.
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9. When it is discovered that combined units were separated into optional units in violation of the agreement, the insurance provider will:
a. Combine the optional units back together and recalculate the approved APH yield.
b. Recalculate any indemnities that were paid while the combined units were separated and collect any overpayments from
the insured.
Agreement To Combine Optional Units Example
The following example shows the insured’s interest in parts of six sections in a county.
3 2 1
50% - A 100% 100%
15
50% - A 100% 100%
10 11 12
100% 100% 50% - A
50% - A
To be eligible for an agreement, the insured must want to insure the acreage as one unit and the units he/she proposes to combine
must be:
1. Within the same basic unit (which would also mean within the same county); and
2. In adjoining sections/section equivalents/FNs (whichever is appropriate for optional unit purposes).
Sections 1, 2, 11 and 10 are all 100% and adjoin and qualify for an agreement.
Sections 3 and 12 are both 50% with the same shareperson, but do not adjoin and do not qualify for an agreement.
Note that this last item requires that the sections adjoin, not that the actual acreage in the operation be in adjoining fields. Therefore,
even though the E1/2 of section 1 appears to be separated from W1/2 of section 2, the two sections are adjoining, along with sections
10 and 11, so the land in which the insured has 100% share would be eligible to be combined into one basic unit by agreement if the
insured requests it and the insurance provider approves it.
However, section 3 and section 12 are not adjoining, so although the insured may choose to insure both fields under the same basic
unit, each section must have a separate database.
Question: If this insured did not have an interest in any land in section 11, would sections 2 and 10 be considered adjoining
(touching only at the corner), or would section 10 not be allowed to be combined with 1 and 2 under the agreement?
Answer: Sections 2 and 10 are adjoining. If desired, this insured may combine sections 1, 2 and 10 under the agreement.
275
CONTENTS
Agreement to Combine Optional Units
Combining two or more existing optional units (already established database).
Do the databases qualify as separate optional units?
Yes No
Are the databases part of the Databases must be combined

same basic unit group? as they are in the same section,
section equivalent or FSA FN.
Yes No Cannot be combined.
Do the databases being combined

lie in adjoining sections, section
equivalents or FSA FNs?
Yes No Cannot be combined.
Has the Agreement to

Combine Optional Units form
been submitted timely?
Existing databases cannot be

Yes No combined and must remain as
separate optional units.
Note: Insureds may also request
that the units be combined but the
databases will continue to remain
separate.
Approved Unapproved
Optional unit databases can be combined.
276
CONTENTS
Agreement to Combine Optional Units — Adding Land to an Existing Unit
Adding land to an existing basic or optional unit.
Does the land being added qualify as

Yes No
a separate optional unit?
Does the land being added lie in an Land must be combined

adjoining section, section equivalent with existing unit.
or FSA FN, whichever applies? (Note
that some of the land may adjoin and
some may not.)
15
Added land cannot be combined
Yes No and will be added as a separate
optional unit.
Note: Insured may also request
Has the Agreement to Combine that the units be combined but the
Optional Units form been No databases will continue to remain
submitted timely? separate.
Yes
Do the total cropland acres Combine added land with the existing
being added for all units exceed No unit and the APH yield of the existing
640 acres? unit will apply to the added land.
Yes Added land cannot be combined and will

be added as a separate optional unit.
Note: Insured may also request that the units
Has an RMA RO Review be combined but the databases will continue
No
been submitted? to remain separate.
Yes
Pending Approved – the Agreement to Unapproved – the Agreement to

Combine Optional Units form is Combine Optional Units form will
also approved. not be approved.
Set up as a separate optional Combine added land with the Added land cannot be combined
unit until the status of the review existing unit and the APH yield of and will be added as a separate
is determined by using an the existing unit will apply to the optional unit.
unprocessable code. added land. Note: Insured may also request
that the units be combined but the
databases will continue to remain
separate.
277
CONTENTS
When Can Potential Optional Units Be Together in One APH Database?

1. Initially set up that way.
a. New insured who establishes the APH database(s) in this manner.
b. Existing insured who adds land for the first time in two or more different sections, section equivalents or FSA FNs may
combine the added land into a single APH database.
2. If land being added to the farming operation does not qualify as a separate optional unit, it must be added to the existing basic
or optional unit.
3. Insured requests an Agreement to Combine Optional Units which meets all of the underwriting requirements and is approved
by the insurance provider.
When Must Potential Optional Units Have Separate APH Databases?
1. Set up separately and insured as optional units.
2. Set up separately and insured as one unit.
a. Premium discount for basic, enterprise or whole-farm units.
b. Required for the plan or level (e.g., CAT).
c. Failed to certify most recent year’s production separately.
d. Production commingled.
3. Added land that qualifies as a separate optional unit (basic or optional) unless an Agreement to Combine Optional Units is
requested and approved.
4. Databases that must be kept separate according to procedure (i.e., added land exceeding the acreage limitations, irrigated and
non-irrigated practices [whether separate optional units or not], high-risk land, different T-Yield map areas, etc.).
Dividing Basic into Optional or Optional into Additional

Optional Units
(Not applicable to units combined under the Agreement to Combine Optional Units)
1. For the current crop year, the insured must submit acceptable production reports by optional unit for the most recent APH crop
year in the base period to be eligible for optional units. This must be submitted by the applicable production reporting date.
2. If the acreage and production has not been maintained separately for each optional unit, the insured may submit (recertify)
production reports for optional units for prior APH crop years that were previously reported as one unit. When recertifying,
production reports must begin with the most recent APH crop year in the base period and work backward (2013, 2012, 2011,
etc.) to maintain continuity. Reported acreage must include insurable planted acres and PP acreage for which yields have been
assigned (i.e. PP and PW). Only continuous recertified production reports will be used to complete the new database and compute
the APH yields.
Category B Crops – For the APH crop years that the production cannot be recertified, the insured should report acres by unit
by crop year. When the acres are reported by unit, but the production is commingled, prorate the commingled production to unit
databases with planted acres (divide the total production by the total acres and multiply the resulting average yield times the
planted acres by P/T/V). Duplicate assigned yields to appropriate databases. For the crop years where the acres are not reported
by unit, enter the total acres and production (including assigned yields) in each unit for each APH crop year. Reported acreage
must include insurable planted acres and prevented planting acreage for which yields have been assigned.
Category C Crops – The insured must recertify production reports for prior APH crop years by optional unit. For the APH crop years
in which the insured is unable to separate or recertify, the yield used will be the lower of the actual yields (from the basic or optional
unit being divided) or variable T-Yields (based on the number of actual years certified for the crop) to replace prior years’ data that
is not separated.
3. If different T-Yields by P/T/V T-Yield map area or other characteristics are applicable and separate acres are available, the
commingled worksheet may be used to separate the production. These yields are not eligible for yield substitution. This procedure
is not applicable for separate T-Yields by age and/or density.
4. The insured may also request a RMA RO Yield by the applicable PRD for the crop year.
278
CONTENTS
PRD Dividing Units (must follow CIH, Section 7)

In this example, the insured is removing section 19 from a database that contains APH from both section 18 and section 19. You must
indicate why a legal is being crossed off or removed from a database.
In order for these two sections to qualify as separate optional units, the insured must split out the most recent year’s production and acres
by section.

GSG GSG GSG GSG
1.000 1.000 0.500 0.500 15

EU 2.04 2656 10.0 EU 2.01 3535 11.0 EU 1.01 3714 12.0 EU 1.03 2968 14.0
X
If zero acres were reported for the current

crop 104.80
year,142.0
then the APH must51381.00
be split 230.20
out for
XX 16276.00 105.20 155.0 A XX 14723.00 90.00 164.0 A XX 19455.00 109.30 178.0 A XX 7639.00 48.00 159.0 A
XX 14197.00 157.20 90.0 A XX 17136.00 78.70 218.0 A XX 14919.00 A XX 223.0 A
XX 26811.00 157.30 170.0 A XX 14298.00 96.70 148.0 A XX the

- most
0.00 recent
- crop XXyear with planted112.80
14467.00 acres
128.0 A
XX 22731.00 157.30 145.0 A XX 25576.00 163.00 157.0 A XX and

- production.
0.00 - XX 35580.00 226.50 157.0 A
XX 26338.00 157.30 167.0 A XX 23857.00 176.70 135.0 A XX 20118.00 109.40 184.0 A XX 30105.00 232.20 130.0 A
XX 28161.00 157.30 179.0 A XX 1955.00 13.80 142.0 A XX - 0.00 - XX 46730.00 232.30 201.0 A
XX 34266.00 162.00 212.0 A XX - 0.00 - XX 12864.00 91.00 141.0 A L XX 21659.00 104.70 207.0 A
XX A 34274.00 160.80 213.0 A XX - 0.00 - XX - 0.00 - XX 16232.00 104.00 156.0 A L
XX - 0.00 - XX - 0.00 - XX - 0.00 - XX B 4883.00 27.50 178.0 A
XX 160.80 A XX 13.80 A XX 105.60 A XX 0.00 -
186.0 161.0 179.0 188.0

9 7 5 9
0.0 0.0 0.0 0.0
7-18 YLD 1331.0 8-13 YLD 964.0 9-17 YLD 645.0 8-19 YLD 1539.0
ADDED LAND 2009
Production Reporting APH Database Form
279
CONTENTS
280
CONTENTS
16
Actuarials
Format for Actuarial Documents.....................................................................................................................................................................282
Actuarial Information Browser (AIB)...............................................................................................................................................................283
16
www.RainHail.com
CONTENTS
Format for Actuarial Documents

Final Premium is Based On
1. Base County Rate – Determined by practice and type, using four components from the Actuarial Documents: Reference Yield,
Reference Rate, Exponent Value and Fixed Rate.
2. High Risk/Map Area Rate(s) – Based on crop/county and land location per actuarial maps.
3. Option Coverage Rate – Based on unit options (e.g., basic unit discount), elected coverage options and organic practice
(if applicable).
4. Coverage Level Differentials – Adjust premium according to the insured’s elected level.
5. Subsidy Factors – Determine the percentage of subsidy. The remaining amount is paid by the producer.
Information Available in the Actuarial Information Browser
1. Commodity, Commodity/Year, Insurance Plan and State/County
2. Types and Practices
3. Commodity type, Class, Sub-Class and Intended Use
4. Unit Structure – Unit Availability for types/practices
5. Prices – Prices that apply to the crop
6. T-Yields
7. Dates – Sales Closing, Cancellation, Earliest Planting, Final Planting, Acreage, Premium Billing, End of Insurance, Termination,
Contract Change
8. Rates – Type/Practice, Coverage level Percent, Base Rate and any Optional Coverage Rates
9. Special Provisions
10. Subsidy Factors
11. Maps – Maps also available under T-Yield and Rate tabs if applicable
12. Links
13. Crop Statements and Quality Statements – Which include quality adjustment factors for claim adjustment
14. Transitional Yields – It is important to look up the locator T-Yields
Map Area
It is the agent/insured responsibility to report planted acres accurately according to risk classification areas designated on actuarial
maps. Land locations must be compared to actuarial maps to determine the applicable area.
High Risk T-Yields
Check your county actuarials to determine if different T-Yields exist for high-risk areas as separate databases are required. If
production has been commingled between acres with different T-Yields, production/acres must be separated.
How to Access Actuarial Documents
1. Online via NCIS website – www.ag-risk.org – username and password required
2. Online via RMA website – www.rma.usda.gov
a. View Actuarial Information Browser (AIB) for 2011 and beyond
b. View Actuarial Document Browser (ADB) for 2010 and prior
3. CD – requested through Rain and Hail
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CONTENTS
Chapter 16 — Actuarials
Actuarial Information Browser (AIB)

1. Combines all links formerly available through actuarial documents, tools and maps, including Special Provisions, FCI-35 and
FCI-33 maps.
2. On RMA’s website, click on the Tools tab, and select Actuarial Info Browser from the drop-down.
3. Select a reinsurance year.

4. Select a Commodity, Commodity Year, Insurance Plan, State and County.
16
5. Select “View Report”.
Type/Practice
Type/Practice: shows all insurable

Types/Practice for commodity.
Also shown in Special Provisions tab.
Unit Structure
Unit Structure: shows unit availability

for commodity/type/practice.
283
CONTENTS
Prices
Prices: applicable prices for commodity.
T-Yields
T-Yield: shows transitional yield and YA

substitution by type/practice (T/P #).
Dates
Dates: Important Dates for the commodity/type/practice will be listed.
284
CONTENTS
Rates
Rates: base county rates, optional coverage rates,

coverage level differentials and applicable unit factors.
Maps
16
Use the map classification to assign transitional yields for the
applicable crop/type/practice.
Map area classifications designated with alpha characters (e.g.,
AAA, BBB, CCC, etc.) are high risk classifications. Use the map
classification to assign additional high-risk area rates for the
applicable commodity/type/practice.
Acreage designated by diagonal lines (///) is unrated. Requests
for insurance coverage will be considered provided a request for
actuarial change is submitted by the applicable deadline.
Subsidy Factors
Subsidy Factors: applicable subsidies by unit factor.
Prevented Planting Coverage Level
285
CONTENTS
Special Provisions
Special Provisions: PDF including program

dates and statements for commodity/plans.
SCO Prices and Yields
SCO Rates
286
CONTENTS
SCO Subsidy Factors
Links
Quick links to RMA websites.
16
287
CONTENTS
288
CONTENTS
17
Written
Agreements
Written Agreements — NCIS 851...................................................................................................................................................................290
General Information........................................................................................................................................................................................290
Written Agreement Deadlines.........................................................................................................................................................................291
Required Documentation for Written Agreements..........................................................................................................................................291
Forwarding Written Agreement Requests.......................................................................................................................................................291
Approval of Written Agreements.....................................................................................................................................................................291 17
Reporting Acres for Written Agreements........................................................................................................................................................291
Denial of Written Agreements.........................................................................................................................................................................291
Renewal “Agreements”...................................................................................................................................................................................291
Written Agreements and High-Risk Land Exclusions, HR-ACE.....................................................................................................................292
Example of Summary of Coverage with Written Agreement Applied to Acres................................................................................................293
New Breaking Acreage Insurability Request — NCIS 846 or NCIS 847........................................................................................................294
Native Sod Guidelines....................................................................................................................................................................................295
RO Determined Yields — NCIS 869...............................................................................................................................................................297
www.RainHail.com
CONTENTS
Written Agreements — NCIS 851

Reasons for submitting a written agreement request to the RMA RO (Risk Management Agency Regional Office) include, but are not
limited to:
1. Requesting rates for a crop or P/T/V that is not in the county actuarial.
2. Requesting regular or lower rates for high-risk land or rates for unrated land.
3. New Breaking – Acreage (if greater than 5% of the planted acres in the unit) not planted and harvested or insured in one of the
three previous crop years or the only crop that has been planted and harvested in the last three crop years is a cover, hay or
forage crop. Reference the Special Provisions for details on insurance availability.
Please refer to the Written Agreement Handbook for a complete listing of all of the available types of written agreements.
General Information
Please refer to the Written Agreement Handbook to verify which plans are available for each type of written agreement. Written agreements
are available on both RP and YP plans of insurance except where RP is not available for a crop contract.
1. Written agreements are not allowed for any policies insured under CAT.
2. Written agreements may be authorized for pilot crops where expressly authorized in the Crop Provisions, but only in the county
where the pilot is approved. If the land was insured under the PRF pilot, the insured would be required to complete a New Breaking
Written Agreement for the land to be considered for insurability under a different plan of insurance (APH, Yield Protection and
Revenue Protection).
3. Initial written agreements requested after the sales closing date to establish insurability may require an inspection at the time the
offer is made to the insured.
4. If requesting a written agreement on a perennial crop, please determine if a perennial inspection was completed in one of the last
five years. If not, Rain and Hail will need to know well in advance so that an inspection can be completed and remitted with request
to RMA. Any perennial request within 30 days of the sales closing date will not guarantee its completion of remitting the request to
RMA. Absence of an inspection will deem the request as incomplete.
a. All new perennial written agreements require a perennial inspection.
5. RMA has clarified that Resource land units (RLUs) are not allowed for Written Agreements. FSA FN, Tract number and Field
numbers, when provide by FSA, must be included on the written agreement. Consult the Written Agreement Handbook for required
documentation for each type of written agreement.
6. If the written agreement is for a crop that is not currently insurable in the county, the insured must apply for coverage for that crop:
by the Cancellation Date for initial requests and by the Sales Closing Date for subsequent years requests, otherwise the written
agreement is not in effect. An application must also be submitted, by the sales closing date, adding the crop contract. To
apply for such a written agreement, the insured must have planted this crop for at least three years and have verifiable production
records. If the insured has not planted the crop for at least three years, the insured must provide verifiable production records for at
least the three most recent crop years for a similar crop as well as evidence of adaptability.
A similar crop must:
a. Be included in the same category of crops.
b. Have substantially the same growing season.
c. Require comparable agronomic conditions.
d. Be subject to substantially the same risks.
e. Have records showing it produced at least 50% of the T-Yield.
You must submit a signed production report for the written agreement crop, even if there is less than three years of
APH for that crop. You would then submit the production from the similar crop to make up the other year(s) to reach
the three-year APH requirement.
7. Renewal written agreements do not transfer from one AIP to another.
290
CONTENTS
Chapter 17 — Written Agreements
Written Agreement Deadlines

1. Written agreement requests must be signed and dated by the insured on or before the applicable deadline. Make sure you use
the most current “Request for Actuarial Change” form, which is the NCIS 851 and can be found on Agent Services > Documents
> Forms.
2. The completed written agreement requests must be submitted to RMA no later than 15 business days after the
applicable deadline.
3. To insure a timely delivery to RMA, please submit the completed request; including all required documentation and/or forms
to the applicable division five days prior to the deadline for review. Please reference the specific division for applicable
deadlines to submit written agreement requests.
4. Incomplete requests and/or WA requests submitted after the applicable deadline will not be submitted to the RO for review and will
be denied by the division.
5. Please refer to the Written Agreement Handbook for all applicable deadlines as they vary by the type of agreement.
Required Documentation for Written Agreements

A list of required documentation that must be included for each type of written agreement is located in the Written Agreement Handbook (WAH).
The minimum supporting documentation checklist is also included on the back of the NCIS 851 form.
Forwarding Written Agreement Requests

Once Rain and Hail receives the Request for Actuarial Change Form (NCIS 851) and all required documentation, we will review it for
completeness and relevance and forward to the applicable RMA RO for approval or denial.
17
Approval of Written Agreements
Incomplete requests will not be forwarded to the RO for review and will be denied by the division.
1. If the RMA RO approves the request, they will send the agreement offer to the Rain and Hail division office, and the division will
forward it on to the agent for the insured to review.
2. The insured has the choice of accepting or rejecting the offer from the RMA. The insured cannot choose which terms of the written
agreement to accept or reject.
3. The policyholder must sign and date, on the designated line, as to whether they accept or reject the offer.
4. The producer must accept or reject the written agreement by the expiration date stated in the written agreement, regardless of the
day of the week, and return it to the division office immediately.
Reporting Acres for Written Agreements

100% of acreage must be reported by CLU when required by RMA procedure (i.e. written agreements, new breaking acreage and native
sod acreage).
Denial of Written Agreements

When denying a request for a written agreement, the RO must send a denial letter to the insured with a copy to the insurance provider, and
must include a notice of reconsideration, mediation and appeal rights and procedures, if applicable.
Reasons the RMA RO may not approve a written agreement:
1. Denied – By rules, actuarial soundness, excessive losses or soil surveys
2. Inappropriate – Written agreement not needed/authorized
3. Incomplete – Information not provided or untimely
4. Adverse Experience – Refer to Written Agreement Handbook, Section 3N
5. Late Request
Renewal “Agreements”
1. Renewal written agreements do not transfer from one AIP to another.
2. Written agreements are valid only for the crop year indicated on the agreement, unless otherwise specified.
3. If the insured wishes to re-apply for an agreement the following crop year, the agent should first check to see if RMA has re-drawn
maps or revised the county actuarial documents to determine if a new agreement is needed.
4. Refer to the Written Agreement Handbook for a complete listing of all required supporting documentation.
291
CONTENTS
Written Agreements and High-Risk Land Exclusions, HR-ACE

If insureds have high-risk land and they do not want to pay the high-risk rate, they may choose to sign a High-Risk Land Exclusion Option
that excludes all high-risk land from coverage by the sales closing date or insure the high risk acres at an additional coverage level that
is lower than the coverage level on their non-high risk acres under HR-ACE policy. The insured may then choose to submit a Request for
Actuarial Change requesting regular (or “standard”) rates on the high-risk land. In this situation, per the CIH, the following applies:
High Risk Land Exclusion
1. If RMA issues a WA that only lowers the high-risk rates, the High-Risk Land Exclusion prevails and the insured must report the
acreage as uninsurable (unless insured under CAT).
2. If RMA issues a WA that reclassifies the acreage to standard rates and the insured accepts the agreement before its expiration
date, the agreement is valid. The insured must report the acreage as insurable.
3. If the offer comes back with a rate other than standard, the land is still considered high-risk and will fall under the High-Risk
Land Exclusion.
HR-ACE
1. If RMA issues a WA that goes into effect and does not provide standard county rating, the HR-ACE prevails and the insured
must report the acreage on the additional coverage policy covered by the HR-ACE. WA rates apply.
2. If RMA issues a WA that goes into effect and provides standard county rating for the high-risk land, the insured must report the
acreage as insurable under the base policy. A separate policy for the high-risk land is not applicable.
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CONTENTS
Example of Summary of Coverage with Written

Agreement Applied to Acres
COMPANY COPY
MP-0123456 OHIO 34 XX/XX/XXXX 1 2
PRODUCER/OWNER INFORMATION AGENCY INFORMATION I request insurance coverage for my share of the Category B crop (except forage production)
specified with a designated county in all added counties where the crops are insurable. --> NO
123 ANY STREET 456 ANY STREET SPOUSAL: I M SPOUSE
ANYTOWN OH 12345-0000 ANYTOWN OH 12345-0000 12 ANY STREET
ANYTOWN OH 12345-0000
mailto: AGENCY@EMAIL.COM
PHONE SSN/EIN/OTHER ENTITY PHONE CODE

555-555-5555 *****1234 (SSN) SPOUSAL 555-555-5556 1234-56
COVERAGE
COUNTY PLAN CROP TYPE OPTION LEVEL PRICE FINAL ACRES LIABILITY PREMIUM SUBSIDY NET CREDITS FEES INTEREST BALANCE BILLING
CLASS, ETC PLANT DATE PREMIUM DATE
MARION RP CORN NON-IRROC CPYA A 75 8.42 06/05/20XX 45.30 33,489 2,213 1,768 445 475.00 30 08/15/20XX
RPHPE NFAC-NI-OC COMM CPYA A 75 16.85 06/20/20XX 42.80 22,212 1,492 1,192 300 367.00 30 -37.00 08/15/20XX
RP SOYBEANS NFAC-NI-OC COMM CPYA A 75 8.85 06/20/20XX (included above) 08/15/20XX
NFAC-IRR COMM CPYA A 75 8.85 06/20/20XX (included above) 08/15/20XX
88.10 55,701 3,705 2,960 745 842.00 60 -37.00

LOSS PAYABLE TO ME AND NO OTHERS THIS IS NOT A BILL
20XX REVENUE PROTECTION SUMMARY OF COVERAGE

1.0 CORN
YLD# NON-IRROC EU 1.00 3957 1.000 MARION 21 28 6S 15E 117.0 $739.28 45.30 05/25/20XX $33,489.20 3,977.34 8.42 $33,489 1.329 445
5.0 GSG
17
3.0 SOYBEANS
YLD# NFAC-NI-OC EU 1.00 3957 1.000 MARION 21 28 6S 15E 41.0 $518.98 26.20 05/31/20XX $13,597.28 806.96 16.85 $13,597 1.353 184
2.0 COMM
5.0 SOYBEANS
YLD# NFAC-IRR EU 1.00 3957 1.000 MARION 28 6S 15E 41.0 $518.98 16.60 06/08/20XX $8,615.07 511.28 16.85 $8,615 1.347 116
2.0 COMM
Remarks: Written Agreement: 111111111 - XC
27007243 P 1880
COMPANY COPY
MP-0123456 OHIO 34 XX/XX/XXXX 2 2
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 20XX I M INSURED 555-555-5555
20XX REVENUE PROTECTION WITH HARVEST PRICE EXCLUSION

1.0 CORN
YLD# NON-IRROC EU 1.00 3957 1.000 MARION 21 28 6S 15E 117.0 $739.28 45.30 05/25/20XX $33,489.20 3,977.34 8.42 $33,489 1.329 445
5.0 GSG
3.0 SOYBEANS
YLD# NFAC-NI-OC EU 1.00 3957 1.000 MARION 21 28 6S 15E 41.0 $518.98 26.20 05/31/20XX $13,597.28 806.96 16.85 $13,597 1.353 184
2.0 COMM
5.0 SOYBEANS
YLD# NFAC-IRR EU 1.00 3957 1.000 MARION 28 6S 15E 41.0 $518.98 16.60 06/08/20XX $8,615.07 511.28 16.85 $8,615 1.347 116
2.0 COMM
Remarks:
* THE REVENUE PROTECTION (RP) PRICE USED WILL BE THE HIGHER OF THE PROJECTED PRICE OR THE HARVEST PRICE AS INDICATED IN YOUR POLICY PROVISIONS.
WRITTEN AGREEMENT APPLIED: XC = County with no actuarial documents
Acreage revisions due to completion of claim and/or certification of acres.
If the Farm Service Agency determines that the producer, or a substantial beneficial interest holder in the producer, is ineligible for premium subsidy as a result of any violation of 7 CFR Part 12 (Conservation Compliance), including, but not limited to, failing
to file any required AD-1026 Form by June 1st of the preceding reinsurance year, the producer may be required to pay the total amount of the Premium rather than the total amount of the Net Premium.
The Premium and Subsidy amounts may increase by 1.15 percent of net book premium if the loss ratio in the State exceeds 1.20 or may
otherwise change if required by the Standard Reinsurance Agreement. However, the amount of premium you are required to pay will not change.
27007243 P 1880
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CONTENTS
New Breaking Acreage Insurability Request — NCIS 846

or NCIS 847
New breaking acreage is classified as either native sod acreage or non-native sod acreage. Insurability statements have been added to the
Special Provisions allowing for insurability of new breaking acreage without a written agreement provided specific requirements are met.
New Breaking Insurability Requests must be submitted by the Acreage Reporting Deadline along with NCIS 846 or 847 form as applicable
and specified documentation.
The following requirements must be met:
1. Newly broken acreage must be 320 acres or less of new breaking acreage that meet the requirements in the SPOI for the insured
entity per county, per each sales closing date. Any new breaking acreage over the 320 acres requires a written agreement
for insurability.
a. For acreage that is 5% or less of the insured, planted acres in the unit is insurable by BP.
2. Seventy-five percent or more of the new breaking acreage by field is composed of soil types defined as Capability Class 1, II, or III,
or IV as applicable as determined by the National Resources Conservation Service (NRCS) Web Soil Survey
(http://websoilsurvey.nrcs.usda.gov/app/HomePage.htm).
3. The land was broken out or chemically sprayed (burned down), and prepared for planting prior to the date listed in the SPOI.
4. The producer must provide documentation (i.e. prior insurance records, FSA 578 dated on or prior to Feb 7, 2014 showing the CLU
as cropland that requires the ground to be tilled in order to plat the crop, receipts/invoices from custom planters or harvesters for
specific fields) that the new breaking acreage has been previously broken and planted to a crop.
In some situations, acreage may have no record of being tilled for the production of a crop and may not contain plant
cover as defined in native sod procedure (for example, timberland, old homesteads, etc.). For these situations, the
producer may provide adequate evidence showing the plant cover does not meet the above definition [such as dated
photos with coordinates; dated maps/photos clearly showing the acreage; dated FSA maps identifying the FSA CLU
Classification codes of the acreage as 01 urban, 04 forest, 05 water body, 10 Other Agriculture (barn, silo, etc.), etc.]. If the
request provides adequate evidence that the plant cover did not meet the NS definition on or prior to February 7, 2014,
the acreage is classified as non-native sod.
5. If NRCS requires a Conservation Plan on the new breaking acreage, the policyholder must provide documentation that one is, or
will be, in place. If the NRCS does not require the producer to have a NRCS Conservation Plan on the New Breaking acreage, the
producer completes and signs the NCIS 847 form certifying that a plan is not required. However, if a NRCS Conservation Plan is
or will be required on the New Breaking acreage, additional documentation from NRCS must be provided and attached to
the NCIS 847 indicating that the producer has set up or plans to set up a Conservation Plan with NRCS.
6. Simple average T-Yields for Added Land and New Crop/P/T/TMA and new producer T-Yields are not applicable.
7. Prevented Planting coverage is not available the initial year the new breaking acreage is broken out for planting.
8. Separate APH database in the initial crop year the new breaking acreage is insured are required.
9. Report all new breaking acreage by FN/Tract/Field (CLU).
If any of the requirements are not met in the SPOI Insurability Statement, a new breaking Written Agreement by the
applicable SCD will be required.
To help with this determination of soil type Capability Classes, an instructional presentation on NRCS soil mapping is available on RMA’s
website and can be easily accessed at https://biz.RainHail.com/s/soilmapping.
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CONTENTS
Native Sod Guidelines

General Summary
The Risk Management Agency’s (RMA) native sod guidelines are designed to inform producers about rules that impact crop insurance
benefits when native sod is tilled for annual crops in the upper Midwest. These guidelines apply to all counties in Iowa, Minnesota,
Montana, Nebraska, North Dakota and South Dakota.
As a producer, your benefits are reduced if you till native sod acreage to grow an annual crop during the first 4 crop years you are covered
by Federal crop insurance for that acreage.
Definition of Native Sod
Acreage that has no record of being tilled (determined in accordance with information collected and maintained by an agency of the
USDA or other verifiable records provided by the insured and are acceptable to the AIP) for the production of an annual crop on or
before February 7, 2014, and on which the plant cover is composed principally of native grasses, grass-like plants, forbs or shrubs
suitable for grazing and browsing.
Beginning in 2017, native sod acres will be cumulative on a producer/county basis. All native sod acres must be reported on the
acreage report. Once the cumulative total exceeds 5 acres, the guidelines will be applicable to the acreage.
Acreage that does not qualify as native sod acreage may still be subject to the new breaking acreage procedures.
Insurability of Crop
1. Native sod acreage is uninsurable the initial year of crop production under Area Risk Protection Insurance (ARPI) and
Common Crop Insurance Policy (CCIP) plans of insurance. Under CCIP native sod acreage can be insured in the initial year
of production if the insured requests insurance and meets the requirements in the Special Provisions of Insurance (SPOI)
17
statement or by receiving a New Breaking written agreement for native sod acreage.
a. NS is insurable by SP or under BP if 5% or less of the insured planted acres in the unit.
2. Acreage is considered native sod until the native sod acreage has four crop years of planting, regardless of whether the
acreage is transferred to a different person during the first four years of planting. If native sod acreage is uninsured the initial
year the acreage is tilled and planted, these procedure will apply to the remaining three crop years of planting as long as the
crop planted is insurable.
3. Native sod acreage is insurable the initial year of crop production under the Annual Forage Policy.
Crop Year of Planting
1. What counts as a crop year of planting? Any crop year in which an annual, perennial, or biennial crop is planted on the native
sod acreage, regardless if the crop is insurable, will count towards fulfilling the first four crop years of planting.
2. Native sod will be tracked at the FN/Tract/Field (CLU) level. Any native sod acres within a CLU that are initially tilled and
planted within a crop year will count as one of the first four crop years of planting for these acres. If native sod acreage within
a CLU is not initially tilled and planted in a given crop year, the first year the additional native sod acreage is tilled and planted
starts the first four crop years of planting for those additional sod acres.
Acceptable Documentation Needed to Show Acreage was Previously Tilled
1. A Farm Service Agency FSA-578 document showing the crop that was previously planted on the requested acreage;
2. A prior crop year’s FSA-578 document showing that the requested acreage is classified as cropland;
3. A prior crop year’s Common Land Unit (CLU) Schema, presented in a map format that contains the farm number, tract number,
field number, CLU classification and calculated acres by field;
4. An NRCS Form CPA-026e identifying the acreage with a “Yes” in the Sodbust column and a determination date on or before
February 7, 2014; or
5. Precision agriculture planting records and/or raw data for previous crop years provided such records meet the precision
farming acreage reporting requirements.
6. If the above documentation is not available to a producer new to the farm, the producer may obtain written documentation from
the FSA County for the acreage. This documentation must be dated and signed by an FSA representative.
Reduction in Premium Subsidy
Native sod acreage receives a premium subsidy reduction of 50 percentage points less than the premium assistance identified in
the actuarial documents. The subsidy reduction is applicable during the first four crop years the native sod acreage is planted (any
applicable prevented planting acreage will have the premium subsidy reduction until four crop years of planting on the native sod
acreage are complete). The reduction in premium subsidy applies only to the native sod acreage and does not extend to other acreage
in the insured’s operation. If the reduction in premium subsidy result is zero or below zero, the insured will receive no premium subsidy
for the native sod acreage.
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Production Report and APH Databases

1. Under ARPI the producers protection factor is equal to 65% percent. Applicable to yield-based plans of insurance for annual
crops only.
2. Production reports are required for native sod acreage. An APH database is required to be maintained separately for any native
sod acreage and will contain the actual yields reported by the insured on the production report.
3. These yields are not used to determine the Approved APH Yield and yield substitution does not apply during the first four crop
years of planting.
4. The Approved APH Yield and Rate Yield will be equal to 65 percent of the T-Yield contained in the actuarial documents or 65
percent of the PTY.
5. Beginning with the fifth crop year of planting, when the acreage is no longer subject to the benefit reductions, the actual
yields for the native sod acreage from all the prior crop years’ acceptable production reports will be used to establish the APH
database and yield substitution will be authorized, as applicable.
Establishing APH Database
1. For the initial year that native sod acreage is tilled and planted, when the acreage is:
a. Insurable by WA, establish the APH database using the yield assigned by the WA (65 percent of the T-Yield contained in
the actuarial documents or 65 percent of the PTY, if elected) for each crop that the insured intends to plant on the acreage
in the next four years (if the crops are insured on the policy);
b. Insurable by Special Provisions, establish the APH database using 65 percent of the T-Yield contained in the actuarial
documents; or
c. Uninsurable for the initial year of crop production, establish the APH database using 65 percent of the T-Yield contained in
the actuarial documents. The crop planted must be reported on the Acreage Report as uninsurable acreage.
d. SA T-Yields for added land and new crop/P/T/TMA do not apply to APH databases established for NS. Additionally, the
native sod APH databases are not used in the calculation of the SA T-Yield until the first four crop years of planting has
been completed.
e. YA does not apply.
f. An existing or new MY does not apply to APH databases established for native sod acreage.
2. In the second and subsequent crop years after native sod acreage is tilled and planted, when the acreage is:
a. The same crop/P/T/TMA that was insurable by WA or insurable by Special Provisions:
i. Replace the 65 percent yield assigned by the WA or Special Provisions statement with actual production and complete
the APH database using the applicable variable T-Yields; and
ii. Although the APH database is updated with actual yields and applicable variable T-Yield, the approved APH yield is
limited to 65 percent of the T-Yield contained in the actuarial documents or 65 percent of the PTY, if elected;
b. A different crop(s) planted in subsequent years, those crops are also limited to an Approved APH Yield equal to 65 percent
of the T-Yield contained in the actuarial documents or 65 percent of the PTY, if elected; or
c. Uninsurable the initial year and is insurable under the terms of the policy in subsequent years, update the APH database
using variable T-Yields. The actual yield from the initial year the acreage was uninsurable cannot be added to the APH, but
must be reported on the production report. The Approved APH Yield will be equal to 65 percent of the T-Yield contained in
the actuarial documents or 65 percent of the PTY, if elected.
d. The initial year that was uninsurable and was planted to an annual crop is counted towards meeting the first four crop
years of planting to a crop.
3. For the 2014 crop year, native sod acreage tilled and planted after February 7, 2014, which previously used the new breaking
yield indicator “NB” in the 2014 crop year, must instead use yield indicator “SB” to report the 2014 production in the 2015 crop
year. Yield indicator “NB” will no longer apply to native sod acreage that is now subject to these procedures.
4. Native sod APH databases must be combined with an existing APH database after the acreage has been separated for the
first four crop years of planting to a crop in accordance with the [CIH Part 12 Section 2], unless it meets the requirements for a
separate APH database.
Acreage Report
1. Report all native sod acreage as a separate line(s) on the acreage report by FN/Tract/Field (CLU).
2. Any additional acreage reported for the unit containing the native sod acreage must also report the FN/Tract/Field.
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Applicable Annual Crops

1. The following annual crops are applicable to the reduction in premium subsidy only:
Annual Forage Chile Peppers Fresh Market Sweet Corn
Fresh Market Tomatoes* Hybrid Corn Seed Hybrid Sorghum Seed
Peppers
*For the Dollar Amount of Insurance Plan only.
2. The following annual crops are applicable to both the reduction in premium subsidy and the reduction in yield guarantee:
Barley Buckwheat Burley Tobacco
Cabbage Camelina Canola
Cigar Binder Tobacco Cigar Filler Tobacco Cigar Wrapper Tobacco
Corn Cotton Cotton Extra Long Staple
Cucumbers Cultivated Wild Rice Dark Air Tobacco
Dry Beans Dry Peas Fire Cured Tobacco
Flax Flue Cured Tobacco Fresh Market Beans
Fresh Market Tomatoes** Grain Sorghum Green Peas
Maryland Tobacco Millet Mustard
Oats Onions Peanuts
Popcorn Potatoes Processing Beans
17
Pumpkins Rice Rye
Safflower Sesame Silage Sorghum
Soybeans Strawberries Sugar Beets
Sugarcane Sunflowers Sweet Corn
Sweet Potatoes Tomatoes Wheat
**For the APH Plan of Insurance only.
RO Determined Yields — NCIS 869

Reference the CIH for additional procedures for RO Determined Yield request requirements.
RO Determined Yield Request may be submitted for the following situations:
1. Variable T-Yield Exceptions
a. The insured produced the crop on a farming operation for more than two crops years, stopped farming all land in that farming
operation and has produced the crop on entirely different land for two APH crop years or less in the county; or
b. A person (or SBI of the insured entity) has not produced or shared in the crop for more than two APH crop years in the county
in the most recent 10 calendar years preceding the current crop year (11 calendar years for crops with a lag year).
2. Master Yields, as provided in (section 7) or
3. Other situations that RMA has authorized, in writing, for a RO Determined Yield Request.
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CONTENTS
18
Claims
Important Notice of Loss and Claim Completion Requirements and Deadlines.............................................................................................300
Causes of Loss...............................................................................................................................................................................................301
Reporting a Loss............................................................................................................................................................................................301
Agent Services File a Claim (eNotice of Loss)...............................................................................................................................................302
Claim Requirements by Loss Type.................................................................................................................................................................302
Prevented Planting Flowchart.........................................................................................................................................................................306
First Crop (Prevented Planting Acreage)........................................................................................................................................................307
Replant Worksheet.........................................................................................................................................................................................309
Quality Adjustment Guidelines........................................................................................................................................................................311
Representative Sample Area (RSA)...............................................................................................................................................................312
Farm Stored Production Requirements..........................................................................................................................................................314 18
Production Weighed and Farm-Stored...........................................................................................................................................................316
RH-5133 — Precision Farming System..........................................................................................................................................................318
Planting a Second Crop..................................................................................................................................................................................321
First Crop (Planted Acreage)..........................................................................................................................................................................322
Monitor Claim Progress on Agent Services....................................................................................................................................................323
Claim Paperwork............................................................................................................................................................................................323
Track Claim Progress (Claim Progress Report).............................................................................................................................................324
Claim Summaries...........................................................................................................................................................................................325
Insured Claim Letter Example........................................................................................................................................................................326
First Notice of Damage Letter Example..........................................................................................................................................................326
Second Notice of Damage Letter Example....................................................................................................................................................327
Loss Type A Notice Example..........................................................................................................................................................................327
Replant Without Award Claim for CAT Policy Letter Example........................................................................................................................328
WFRP Replant Letter.....................................................................................................................................................................................328
Check Endorsement Policy............................................................................................................................................................................329
Revenue Protection vs. Yield Protection Loss Examples...............................................................................................................................331
Revenue Protection Enterprise Unit Example................................................................................................................................................332
ARPI Revenue Protection Example (Harvest Price is Higher than Projected Price)......................................................................................333
Claim Review..................................................................................................................................................................................................334
www.RainHail.com
CONTENTS
Important Notice of Loss and Claim Completion

Requirements and Deadlines
The Common Crop Insurance Policy section, “Duties in the Event of Damage, Loss, Abandonment, Destruction or Alternative Use of Crop
or Acreage,” states the requirements for timely notice and submitting of claims by which you are mandated to adhere to by the Federal
Crop Insurance Corporation.
Examples:
Crop Harvest Complete Final Date to Report a Loss

Corn Oct. 31 Nov. 15
Soybeans Oct. 15 Oct. 30
Summary of Notice of Loss Requirements

1. If an insured crop incurs damage, it must be reported to the company within 72 hours of initial discovery of damage, but no
later than 15 days after the end of the insurance period for the crop and unit. Failure to provide notice within this time frame
could jeopardize an indemnity for any loss on the unit.
2. For Revenue Protection policies (due to revenue loss only), Notice of Loss must be provided no later than 45 days after the
harvest price has been announced.
3. If required by the Crop Provisions, representative samples of the insured crop must be left when damage is discovered and/or
reported within 15 days of damage or during harvest. Samples of the unharvested crop must be at least 10 feet wide and extend
the entire length of each field in the unit, and must not be harvested or destroyed until the earlier of our inspection or 15 days after
harvest of the balance of the unit is completed.
What is the End of the Insurance Period (EOIP)?
The EOIP is the date in which crop insurance coverage ceases for the crop year. The EOIP is the earliest of (or whichever occurs first):
1. Total destruction of the insured crop on the unit;
2. Harvest of the crop;
3. Final adjustment of a loss on a unit;
4. The calendar date contained in the Crop Provisions for the end of the insurance period;
5. Abandonment of the crop on the unit; or
6. As otherwise specified in the Crop Provisions.
Loss Credits
1. MPCI replant claim payments will not be applied to premium unless the insured requests on the replant claim paperwork.
2. Insured has the option to apply loss to premium by checking the following on the claim form when the adjuster is working the loss:
a. By checking “No,” the premium will only be applied to the outstanding premium for the loss/crop and county. If any
outstanding premium is due at the time the claim is paid, the premium for that crop will also be deducted.
b. By checking “Yes,” all booked MPCI premium for the insured will be deducted from the MP claim.
c. After premium is due (Aug. 15 for most spring crops), all premium will be deducted 15 days after the Aug 15 billing
date, regardless of how the insured indicates. For additional information, please call the Division office.
3. Crop-Hail premium will not be deducted from the MPCI loss payment without the insured assigning MPCI claim proceeds to
Rain and Hail. This can be done by completing an Assignment of Indemnity (AOI) form that can be obtained from the forms tab
on Agent Services or the division office. Once completed, this form must also be sent back to the division office for processing.
4. Interest will attach to the policy even if there is an outstanding claim.
5. The insured should submit premium by the due date to avoid interest accrual or policy cancellation.
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CONTENTS
Chapter 18 — Claims
Causes of Loss
The Multiple Peril policy covers against unavoidable loss directly caused by specific causes of loss contained in the Crop Provisions. All
specified causes of loss, except where the Crop Provisions specifically cover loss of revenue due to a reduced price in the marketplace,
must be due to a naturally occurring event. All other causes of loss are not covered.
1. Adverse weather conditions
2. Fire (due to natural causes)
3. Insects, but not damage due to insufficient or improper application of pest control measures
4. Plant disease, but not damage due to insufficient or improper application of disease control measures
5. Wildlife
6. Earthquake
7. Volcanic eruption
8. Failure of the irrigation water supply
9. Failure of irrigation equipment or facilities, due to an insured cause of loss
10. For Revenue Protection, a change in the harvest price from the projected price, unless FCIC can prove the price change was the
direct result of an uninsured cause of loss.
Reporting a Loss
IMPORTANT: All losses must be reported and acres released by Rain and Hail prior to replanting or destruction of the crop.
When reporting a loss:

1. Each crop and crop contract must be reported on a separate claim notice.
2. Each insureds’ Notice of Loss (NOL) must be filed separately. 18
3. If filing a notice of damage, an adjuster does not contact the insured.
All losses must be reported to Rain and Hail by:
1. File a claim at www.RainHail.com.
2. When completing a claim by fax or mail, remember to:
a. Use the most current MPCI Claim Notice Form (RH-5026).
b. Complete all information on the form. The claim may be delayed if the loss form is not properly completed.
c. Note mobile numbers, email addresses, etc. in the comment section of the form.
d. Note how the Insured contacted you to file the claim – text, in person, phone, etc. in the comment section of the form.
Division States Fax Number

Midwest IA, MO 877.225.3971
Central IL, IN, MI, OH 309.691.2434
Southwest NM, OK, TX 806.359.4947
Northern MN, ND, SD, WI 515.559.1556
Great Plains CO, KS, NE 515.559.1557
Southern AL, AR, FL, GA, KY, LA, MS, TN 770.339.7835
California AZ, CA 515.559.1559
Northwest ID, MT, NV, OR, UT, WA, WY 877.225.3971
Atlantic Coast CT, DE, ME, MD, MA, NC, NH, NJ, NY, PA, RI, SC, VA, VT, WV 919.790.7036
3. RMA requires each NOL to contain specific details, including the following:
a. Date of damage
b. Date Notice of Loss was given
c. The insured’s intention for the insured crop
i. Harvest vi. Pasture
ii. Corn silage vii. Hay
iii. Leave cover viii. Direct Market
iv. Destroy ix. Replant
v. Plant another crop x. Other/Unknown
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CONTENTS
Agent Services File a Claim (eNotice of Loss)

File a Claim (eNotice of Loss) is a quick and easy way to notify Rain and Hail when insureds have claims on MPCI or Crop-Hail policies.
Claims submitted via File a Claim (eNotice of Loss) are given priority, allowing for quicker processing.
Refer to the Web Services section for more information about using eNOL for submitting claims.
Claim Requirements by Loss Type

Prevented Planting (PP) Guarantees
PP guarantees are based on a percentage of the normal guarantee. The insured has an option to purchase additional coverage on the
crop (excluding onions and tobacco).
1. Additional coverage must be selected by the sales closing date for the insured crop.
2. Additional coverage option is:
a. Additional 5% (PF)
3. Additional coverage is not available on CAT policies.
Coverage
Crops Basic Additional 5%

Barley 60% 65%
Beans (processing) 40% 45%
Canola/Rapeseed 60% 65%
Corn 55% 60%
Cotton (solid-planted basis) 50% 55%
Cotton (ELS) 50% 55%
Dry Beans 50% 55%
Dry Peas 60% 65%
Flax 60% 65%
Grain Sorghum 60% 65%
Green Peas 40% 45%
Hybrid Seed Corn 50% 55%
Hybrid Sorghum Seed 60% 65%
Millet 60% 65%
Mustard 60% 65%
Oats 60% 65%
Onions (final stage) 35% N/A
Peanuts 50% 55%
Popcorn 60% 65%
Potatoes 45% 50%
Rice 55% 60%
Rye 60% 65%
Sweet Corn (canning and processing) 60% 65%
Safflower 60% 65%
Silage Sorghum 60% 65%
Soybeans 60% 65%
Sugar Beets (final stage) 45% 50%
Sunflowers 60% 65%
Tobacco 35% N/A
Wheat 60% 65%
Insurance Period
New Insured: Coverage begins on the sales closing date for the insured crop (does not apply to transfer policies).
Carryover Insured: Coverage begins on the sales closing date of the previous year for the insured crop (includes
transfer policies).
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CONTENTS
To Qualify for PP Payment

1. Prevented planting must be due to an insured cause of loss that is general in the surrounding area and that prevents other
producers from planting acreage with similar characteristics.
2. The insured must have been prevented from planting the lesser of 20 acres or 20% of the unit. (If the crop is in a whole-
farm unit, the 20 acre or 20 percent requirement will be applied separately to each crop in the whole-farm unit.)
3. The insured must have eligible acres and ground must be available for planting.
4. Total acres of planted and PP cannot exceed cropland acres. (Exception: DC acres)
5. PP acres must be reported on the acreage report.
6. PP claims must be filed no later than 72 hours after the final planting date or the end of the late plant period for the
crop prevented from planting.
PP Coverage is Not Available
1. If a cause of loss has occurred that would prevent planting at the time ground is added to the operation.
2. On ground where a pasture or forage crop is in place during the time planting of the insured crop generally occurs in
the area.
3. On ARPI policies.
4. On new breaking ground insured with a written agreement.
5. On ground that is not readily available for planting; acreage may not be considered to be available for planting if it is
acreage that in normal weather patterns is normally wet throughout the final and late planting period and would only be
available to plant in abnormally dry conditions.
6. Reference Part 3, Paragraph 27 of the PP LASH under acreage which is not eligible for PP coverage for more details.
Determining Eligible PP Acres
18
1. If the insured planted any crop in the county that had PP coverage available or received a PP guarantee in any one of the
four most recent crop years:
a. The eligible acres will consist of the maximum number of acres (planted and PP) reported for insurance as certified for
APH purposes in any of the four most recent crop years. (Not including PP acres planted to a second crop unless DC
requirements are met.)
b. For crops that require a processor contract, the eligible acres will be based on the processor contract.
2. If, in any of the last four crop years, the insured has not planted any insurable crop for which there is PP coverage available
(New Producer):
a. The insured must submit a Prevented Planting Intended Acreage Reporting Form (RH-5066) by the sales closing date.
b. Exception: A producer may submit an intended acreage report within 10 days of obtaining acreage in a county if the
producer did not have any acreage in the county on or before the sales closing date.
All planted acres (insurable and uninsurable) of the PP crop must be subtracted from the total determined eligible acres.
3. A PP payment may not exceed the amount payable for the crop that was prevented from being planted when the crop
has no remaining PP eligible acres and another crop’s eligible PP acreage is used. If a crop with a higher PP payment is
prevented from being planted, and the remaining eligible acres are for a crop with a lower PP payment, the additional acres
claimed for PP for the crop with the higher PP payment would be paid based on the crop with the lower PP payment. This
protects program integrity by not allowing the PP payment to exceed the amount that would have been paid for the crop
that was actually prevented from being planted.
a. For example, if soybeans are prevented from being planted and have a PP payment of $200, and there are no
remaining eligible acres of soybeans, the PP payment would be based on the following for a producer with a history of
producing corn, soybeans and grain sorghum:
i. If there are only remaining corn eligible acres with a PP payment of $250, the PP payment would continue to be
based on the PP soybean value.
ii. If there were only remaining eligible acres for grain sorghum with a PP payment of $150, the PP payment would be
based on grain sorghum.
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CONTENTS
Increasing PP Acres Due to Added Land

1. The number of eligible acres may be increased by the percentage of increased cropland. To increase cropland acres, the
insured must be prepared to provide current and previous year’s 578s and maps from FSA (or the adjuster may obtain
same 1156/CIMS documentation from our internal systems).
a. Previous year cropland 600 acres
b. Current year cropland 700 acres
2. Eligible Acres (200 corn and 300 soybeans) would be increased as follows:
a. 700/600 = 1.167 increase factor
b. 200 corn acres × 1.167 = 233.4 eligible acres
c. 300 soybean acres × 1.167 = 350.1 eligible acres
3. If allowed by the Special Provisions, CRP ground coming back into production has PP coverage if released prior to any
cause of loss that could cause a PP payment is evident. If allowed by the special provisions, CRP ground coming back into
production is considered added land for PP purposes.
Planting a Second Crop on PP Ground
Insureds may plant a second crop for harvesting, haying or grazing on the PP ground.
1. The second crop must be planted after the later of the final planting date or the end of the late planting period for
the initial PP crop.
2. The insured will receive 35% of the PP guarantee and pay 35% of the original premium on the prevented crop, unless DC
requirements are met. The insured will be limited to 35% unless no second crop is subsequently planted or the insured
does qualify for double cropping. Payment on first crop prevented planted is not restored if a second crop is planted but
does not sustain a loss.
3. If a cover crop planted after the LPP or FPD or a volunteer crop is hayed or grazed by the insured or another person after
the end of the LPP (or FPD) for an insured crop that is prevented from being planted and prior to November 1 of the crop
year, the PP payment will be reduced by 65 percent.
4. Second crops, planted on PP ground, must be insured if the crop meets insurability requirements.
Formula to Determine PP Payment if All Qualifications are Met
1. Ground is idle, no second crop planted, and cover crop is not hayed or grazed.
APH Approved Yield × Level of Coverage × PP Guarantee × PP Acres × Interest × Price Election = PP Payment.
2. A second crop is planted or cover crop is hayed or grazed.
APH Approved Yield × Level of Coverage × PP Guarantee × 35% × PP Acres × Interest × Price Election = PP Payment.
Planting a Second Crop on PP Ground Affects the Following Year’s APH

Unless double cropping requirements are met, whenever the insured elects to plant a second crop on acreage where the first
insured crop was prevented from being planted, a yield equal to 60% of the approved yield for the first insured crop will be used to
calculate the average yield for subsequent crop years for the first insured crop.
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CONTENTS
Double Cropping (DC) Requirements

1. Must be an insurable practice in the county.
2. The insured is limited to the highest number of DC acres planted in two of the last four years in which the prevented crop
was grown. The insured does have to have double crop history in at least two years to qualify.
3. The insured will be required to submit hard copy records of production and acreage at claim time to document the double
cropping practice and qualify for full payment of claim on both crops.
Years DC Acres
2020 100
2019 50
2018 75
2017 80
In this example, the insured would have 100 acres of DC eligibility.
More information on PP is available in the provisions and PP handbook located on Agent Services.
18
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CONTENTS
Prevented Planting Flowchart

306

How was PP reported? Yes Are PP acres Insurable? No Delete from acreage report.
Reported to the same crop, practice, Reported to a different crop, practice,

type as planted in the field or nothing type than planted in the field.
planted in the field.
Delete from acreage
report – no payment Yes
Yes – specific exceptions
may apply. (1) Meets the 20-20 rule for total
No insurable acreage in the field.
Do reported PP acres meet
rotation requirements? Would the PP acres have
Yes been prevented from being Yes
planted to the same crop, No Delete from acreage report.
ns practice, type already
Yes ptio
xce planted in the field? Two crop, practice, type history in
E past four years or the producer can
provide supporting documentation
Meets the 20-20 rule for total insurable No Delete from acreage report. Revise PP acres to No showing the intent was to plant both
planted and PP acres in the unit. the crop, practice, type crops in the field.
planted in the field.
Yes Yes
Are there eligible acres available for Payable using crop of nearest Delete from Do reported PP acres meet
No No
the PP crop? (possibly lower) liability. acreage report – no rotation requirements?
payment – specific Exc
ept
exceptions may ion
s
Yes Payable apply. (1) Yes
Delete from acreage report. Meets the 20-20 rule for total insurable
No
planted and PP acres in the unit.
Payable using crop of nearest Yes

No
(possibly lower) liability.
Exceptions: Do not delete if switch has been made to a crop that
(1)
Are there eligible acres available for
violates rotation requirements because original intended crop does Payable Yes
not have eligible acres and is properly documented.
the PP crop?
CONTENTS
First Crop (Prevented Planting Acreage)

Revised – 9/16/16
Did insured notify us within 72 hours after the final planting date if there was no intent to plant the
Prevented Planting on 1st Insured Crop insured crop during the late planting period or if a late planting period is not applicable or 72 hours No
after insured was not able to plant the insured crop within any applicable late planting period?
Yes Did insured notify us after

this deadline and does the
notification meet the late filed
No 2nd Crop Planted Acreage Qualifies For 2nd Crop Planted (Acreage Does Not Qualify for Double Cropping) notice of loss requirements?
1st Crop – 100% PP premium Double Cropping A second crop is the next occurrence of planting any agricultural commodity
1st Crop – 100% PP payment 1st Crop – 100% PP premium for harvest following a first insured crop on the same acreage. A cover crop,
No
1st Crop – 100% PP payment planted after a first insured crop and planted for the purpose of haying, grazing or
2nd Crop – 100% premium otherwise harvesting in any manner, or that is hayed or grazed prior to November
2nd Crop – indemnity 1 of the current crop year, or otherwise harvested at any time, is considered a Remove prevented planting
second crop. acreage from the policy. No
Was the second crop planted on or before the end of the late planting period for premium is due and no payment
the first crop, or the final planting date if no late planting period is applicable? is owed.
Note: The insured would still be eligible for a 100% PP payment when a volunteer
crop or cover crop is not intended to be hayed, grazed or otherwise harvested (i.e.
If Insured Reports No 2nd Crop, green manure, erosion control etc.), or is hayed or grazed on or after November 1
But a 2nd Crop is Subsequently Planted. of the current crop year.
Was the 2nd crop planted before the final planting date If a second crop ends up
(if the crop has no late planting period) or during the late not being planted, or a
Yes No volunteer or cover crop
planting period (as applicable) for the 1st insured crop?
is not hayed, grazed, or
otherwise harvested, the
No premium due on PP acres. 1st Crop – 35% PP premium
PP premium and payment
No payment made on PP acres. 1st Crop – 35% PP payment
Yes No would be revised to 100%.
If 2nd Crop is Insurable: If 2nd Crop is Insurable:
2nd Crop – 100% premium 2nd Crop – 100% premium
2nd Crop – 100% indemnity 2nd Crop – 100% indemnity
Revise 1st crop PP premium Revise 1st crop PP
and payment to “0.” premium and payment 1) Unless the double cropping requirements are met, whenever the insured elects to plant a second crop on acreage
If 2nd Crop is Insurable: 1st Crop – 35% premium where the first insured crop was prevented from being planted, a yield equal to 60% of the approved yield for the first
2 Crop – 100% premium
nd 1st Crop – 35% payment insured crop will be used to calculate the average yield for subsequent crop years for the first insured crop.
2nd Crop – 100% indemnity If 2nd Crop is Insurable: 2) If the second crop planted is an insurable crop on the policy, it must be reported and insured (no option to not
insure the second crop if it is insurable).
2nd Crop – 100% premium 3) Any applicable PP payment will be reduced if the insured receives cash rent for the PP acreage or if another
2nd Crop – 100% indemnity person plants a second crop on the PP acreage.
*Division Office will pay 35% up front. When the 2nd crop is planted and certified, Division Office will reinstate indemnity and premium on first crop if 2nd crop qualifies for an
acceptable Double cropping practice.*
307
18
CONTENTS
Replant Claims
There are three types of replant claims: Regular, Self-Cert (SCR) and Replant without Award. Replanting is when the insured replants
the same crop in the same physical location. Planting to a different crop is not considered a replant.
1. Regular Replant Requirements
a. Crop must be appraised and released by Rain and Hail prior to replanting. Agents are prohibited from
authorizing replanting.
b. Potential must be less than 90% of the guarantee.
c. Replant to the same crop, in the same physical location.
d. Damage must have been due to an insurable cause of loss.
e. Replant at least the lesser of 20 acres or 20% of the unit. (If the crop is in a whole-farm unit, the 20 acre or 20 percent
requirement will be applied separately to each crop in the whole-farm unit.) Enterprise units must also meet this 20/20 rule
for the unit in order to meet eligibility requirements.
f. Planted the original crop after the initial planting date.
g. Have a policy other than CAT, ARPI.
h. Insureds may be authorized to use check strips. Check strips are 10 feet wide, the length of the field, one check strip for
every 25 acres or part thereof.
i. An acreage report does not need to be filed by the insured before a replant claim can be submitted; however, a replant
payment will not be issued until the policy summary of coverage has generated.
When damage is due to hail, blowing sand, frost or freeze, replanting cannot be authorized for 10 days after the date of damage.
2. Self-Cert Replants (SCR)

a. The insured may replant the crop without waiting for an adjuster or leaving check strips. Replants qualifying for the SCR
process must meet all the same guidelines as regular replants, plus:
i. The insured must be replanting 100 acres or less per unit.
ii. The insured has permission to replant using the SCR process once a claim number is assigned.
iii. The insured cannot be a COI.
iv. The replant cannot be a CAT policy.
b. When insured qualifies for a SCR, the agent:
i. Prints the SCR paperwork from Agent Services.
ii. Provides the insured the SCR paperwork.
iii. Forwards the SCR signed by the insured, with seed receipt and map attached, to the division office for payment.
3. Replant without Award
This is used in instances when no replant (with payment) is available in provisions, the insured has a CAT policy, the insured’s
replanted acres don’t meet the 20/20 rule, etc. Agents should use File a Claim (eNotice of Loss) in order to receive the
immediate authorization via the system. No adjuster will contact the insured and a letter will be emailed from the eNOL system.
The claim number will be immediately released. See sample of letter below.
Replant payment cannot be made until the acreage report is processed and the SOC has generated. (ERAs must forward
the signed acreage report to Rain and Hail prior to a SOC being released.)
The company must provide consent in advance of replanting. Exceptions may not be made even when the original stand
remained intact because the insured inter-seeded, replanted alongside the original damaged rows or left representative
sample areas at the insured’s discretion. Replants and Self-Cert Replants filed after the crop is replanted will be denied.
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CONTENTS
Replant Worksheet
COARSE GRAINS REPLANT / APPRAISAL WORKSHEET CORN / GRAIN SORGHUM
(ONE WORKSHEET PER UNIT) STAND REDUCTION APPRAISAL WORKSHEET
56.6
# acres appraised: ______________ Field ID: ______________________
1 Company 2 Insured’s Name 3 Policy Number 4 Claim Number 5 Tax ID Orig. POP No. of Live Plants Grain Sorghum Only Percent of Appraisal of
ACE IM Insured MP-1234567 1234567 XX-XXXX
Sample ROW WIDTH
1/100 A 1/100 % of Stand Round to 5% Potential
Base Yield
Sample
6 Crop 7 Share 8 Unit # 9 FSA FN 10 Unit Acres 11 Replant Acres 1 30” 210 38 × 100
= 38
2 30” 210 30 × 100
= 30
Corn .500 1.02 XXXX 56.6 56.6
3 30” 210 20 × 100
= 20
12 Type 13 Yield # 14 Line # 15 Practice 16 County
*Must be lessor of 20 acres or 4 30” 210 38 × 100
= 38
GR 1 2 NI Anycounty 20% of planted unit acres 5 30” 210 25 × 100
= 25
17 Legal Description 18 Cause of Damage 19 Date of Damage 20 Original Plant Date 21 Replant Date 6 30” 210 30 × 100
= 30
Stage of Growth at Time of Damage Total Appraisals for All Samples No. of Samples Appraisal Per Acre
7 16N 10E 31 May 5/1 5/30 7th Leaf 181 ÷
6 =
30.2
Section Township Range Note: Appraisal must be less than 90% of the per acre guarantee before the acreage qualifies for a replant payment.
A) 20% of Production Guarantee 22 SOYBEAN APPRAISAL WORKSHEET
56.6
__________________ 70.0
× ________________× 5.68
20% × _______________ .500
× _________________= 2,250 56.6
# acres appraised: ______________ Field ID: ______________________
(Replanted acres) (Per acre guar.) (Price Election) (Share) DIRECT DAMAGE PLANT DAMAGE
Stage of Growth V-Stage Plants/Acre 18
19 20 24
13 V-Stage 21 23
14 15 16 17 R-Stage Total % 22 Total %
Sample Stand % Crop Net %
Date of Date of Original Remain. Plants Direct Gross % Damage
No. Reduction Remain. (21 × 22)
B) Maximum Payment Per Policy 23 Damage Adjust. (1000) (1000)
% Loss
Destroyed Damage (20 + 23)
56.5
__________________ 8.0
× __________________ 5.68
× __________________ .500
× _________________= 1,286
(Replanted acres) (Maximum Bu. or (Price Election) (Share)
tonnage/acre allowed*)
* Corn Grain - 8 bu., Silage - 1 ton, Soybeans - 3 bu., Grain Sorghum - 7 bu., Silage Sorghum - 1 ton
24
26. SAMPLE AVERAGE DAMAGE 27. % POTENTIAL 28. BASE YIELD 29. APPRAISAL 25.
1,286
C) Maximum Payment Allowed (Lesser of #22 or #23) × =
Note: Appraisal must be less than 90% of the per acre guarantee before the acreage qualifies for a replant payment.
SIGNATURE OF INSURED DATE
25
IM Insured XX/XX/XX
SIGNATURE OF ADJUSTER DATE
D) Total Bushels or Tons Allowed for Replant (#24 ÷ Price Election) 226 IM Adjuster XX/XX/XX
CERTIFICATION FORM
Complete and mail this form within five (5) days after all the acreage in the unit has been put to another use. Disposition of
the acreage in the above-identified unit was made as follows on the dates shown:
26
18
NUMBER OF ACRES USE OF ACREAGE DATE
E) Total Bushels or Tons Allowed per Acre (#25 ÷ acres ÷ share)

56.6 xx/xx/xx
8
REMARKS:
F) I agree to have my total premium and/or administrative fees for all of my crop(s)/county(ies) insured YES NO
under this policy or any other policy authorized under the ACT deducted from any replanting
payment due me. I certify that to the best of my knowledge and belief all of the information on this form is correct. I also understand that failure
Do you have a spouse or live in a common law arrangement with someone else which is legally YES NO to report completely and accurately may result in sanctions under my policy, including but not limited to voidance of the
recognized as a marriage by the state of residence? policy, and in criminal or civil penalties (18 U.S.C. §1006 and §1014; 7 U.S.C. §1506; 31 U.S.C. §3729, §3730 and any other
applicable federal statutes).
THE FOLLOWING MUST BE COMPLETED BEFORE REPLANT CLAIMS CAN BE FINALIZED
SIGNATURE OF INSURED DATE
• Acres must be replanted to the insured crop
• This form must be completed, signed, and dated
IM Insured XX/XX/XX
• Acreage Report must be filed with agent and must be processed before payment SIGNATURE OF ADJUSTER DATE
IM Adjuster XX/XX/XX
COMPANY COPY SEE REVERSE SIDE OF THIS FORM FOR NONDISCRIMINATION STATEMENT AND PRIVACY ACT STATEMENT RH-5032-2019 (Rev. 08-2018)
Division Representative - XX Rain and Hail L.L.C.

From: No Reply
Sent: Monday, May XX, XXXX XX:XX AM
To: Division Representative (XX) XX/XX/20XX
Subject: MP-XXXXXXX, XX-XXXX Replant Request approved
IM Insured
111 Anystreet
Anytown, Anystate
Dear Policyholder,
We have authorized your request to replant your crop without award for the following claim. You will receive an authorization MP-XXXXXXX, XX-XXXX,
letter from us in the mail. You may also request an electronic copy of the letter from your agent Claim Number: XX-XXXXXX
Crop/Plan: ANYCROP(XX) -XY(X)
Policy Number: MP-XXXXXXX, XX-XXXX State: KS
Claim Number: XX-XXXXXX County: ANYCOUNTY
Crop/Plan: ANYCROP(XX) -XY(X) Email:
State: KS
Agency: Insurance Co. Dear Policyholder,
Agency Phone Number: (555-555-5555)
County: ANYCOUNTY You have submitted a replant claim on the above referenced crop. The Multiple Peril Crop Insurance Common Crop Provisions
allows for a replanting payment on an eligible insured crop, provided the acreage replanted is at least the lesser of 20 acres or
Thank you, 20 percent of the insured planted acreage for the unit. The replant claim you have filed does not contain enough replanted acres
Any Division to meet the lesser of 20 acres or 20% of the unit.
Rain and Hail LLC
The above reported claim will be released. If you decide to destroy the original crop and plant an alternate crop, you must
submit written notification requesting that we appraise the original crop prior to destruction of the original crop. Destruction of the
original crop without our consent nullifies your coverage. It is our understanding that you intend to replant the damaged crop and
Rain and Hail is providing this written authorization for that action.
Thank you for the notification and should you have any questions please contact your agent or the Claims Department at Rain
and Hail LLC.
Sincerely,
Claims Department
Rain and Hail LLC
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CONTENTS
Unharvested or Harvested
By correctly answering the questions on File a Claim (eNotice of Loss), the adjuster will have all required information to work your
claims in a timely manner.
If an unharvested claim is set up earlier in the season and the insured will also have a harvest loss, the harvest loss will be worked on
the same claim; there is no need to convert it to a Harvest type claim.
Appraisals Required
1. An appraisal is required when:
a. The insured is in a loss situation and plans to do something with the crop other than harvest in the normal manner (i.e.
silage, destroy, etc.).
b. The insured is not in a loss situation and plans to chop 50% or more of a unit for silage.
2. The insured must have consent from Rain and Hail prior to:
a. Putting the acreage to another use (e.g., destroying corn and planting soybeans).
b. Destroying any insured acreage.
c. Abandoning any portion of the insured crop.
3. In certain circumstances, Rain and Hail may authorize the use of check strips. The check strips must be:
a. 10 feet wide, the length of the field, two check strips per field. The adjuster selects the check strips.
An appraisal must be done prior to the destruction of any insured acreage. Any acreage destroyed prior to a signed
release from the adjuster will be considered destroyed without consent and will not qualify for a claim payment.
Uninsured, Unavoidable Fire (UUF)/Third-Party Damage

If the insured suffers a loss due to an uninsured, unavoidable fire or third-party damage (e.g. chemical drift), the insured may
choose to not include an actual yield or acres for the damaged acreage in the APH database provided:
1. A notice of loss for an Unharvest or Harvest claim is submitted;
2. Production from acres damaged due to uninsured causes of loss are kept separate from the non-damaged acres; and
3. The loss is attributable to UUF or third-party damage.
Harvest Production
1. Production must be on a weight or measurement basis.
2. Unit production must be kept separate.
3. Mature grain may be adjusted for moisture and test weight. Samples must be pulled by the adjuster or authorized testing facility.
4. If it is discovered at loss time that the production between Optional Units has been commingled, the units with commingled
production must be combined on the current crop year’s claim. The policyholder will not qualify for optional units in the
subsequent crop year on the units that were commingled. (Refer to LAM Para. 1233).
5. When in a potential loss situation, the insured is required to have any grain from a previous year measured by an adjuster
or the FSA personnel prior to adding any new crop to the bin.
Express Claims (EC)
To assure the quickest possible claim service, take advantage of the Express Claims (EC) process.
To Qualify for the EC Process
1. Production loss amount cannot exceed $20,000 for any single optional units and/or $40,000 for a basic, Whole-Farm or
enterprise unit.
2. Revenue loss component is not taken into consideration when determining payment thresholds.
3. All planted acreage in the unit(s) for which the insured is claiming a loss must be harvested.
4. All production harvested from the loss unit(s) must be sold or commercially stored. (Applies to both landlord and tenant share.)
5. Third-party written verification, such as settlement or summary sheets, that accounts for all production from the claim
unit(s) must be submitted by the insured.
6. Acreage verification documentation must be submitted to the designated division office for processing.
Individual load weight tickets are not acceptable documentation for the EC process.
Instructions and EC requirements print with each EC form for you to supply to your insured.
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CONTENTS
Covered Crops for EC Claims

Almonds Barley Buckwheat Canola
C/P Sweet Corn Corn Cotton Dry Beans
Dry Peas Flax Grain Sorghum Green Peas
Oats Peanuts Popcorn Rapeseed
Rice Rye Soybeans Sugar Beets
Sunflowers Wheat
As well as any crops covered under Revenue Protection
Do Not Qualify
1. Policies with an Organic practice.
2. Policies requiring a Conflict of Interest review.
3. Claims with the cause of loss of either Plant disease or Insect damage.
Quality Adjustment Guidelines

When damage is on the Quality Adjustment Discount Factor (DF) Charts, it must be used to determine the indemnity. Once damage
exceeds the DF charts, then a RIV is used if the grain is sold prior to 60 days after the calendar date for the insurance period. Grain that
qualifies for a RIV factor not sold to a disinterested third-party prior to the 60 day limitation or fed by the insured will have a RIV factor of
0.500. Quality Adjustment factors are located in the county actuarials.
QA Guidelines
The Loss Adjustment Manual (LAM) outlines the procedures for adjustments to production. Production may be adjusted for:
1. Moisture
2. Foreign material 18
3. Low quality caused by an insurable cause of damage
Each of the above must meet the requirements stated in the Crop Provisions or endorsement (unless otherwise specified in the Special
Provisions, also known as actuarials).
To make these adjustments, samples may be extracted by disinterested third-parties (i.e., personnel at commercial grain facilities,
FGIS (Federal Grain Inspection Service) Field offices or crop adjusters). Samples cannot be extracted by the insured or agent, and
must be extracted by the adjuster by conveyance prior to the crop being placed in storage if there is a suspected potential for
mycotoxin, aflatoxin or other substances that are injurious to animal or human health. Samples must always be taken by an
adjuster or other disinterested party regardless of toxins.
Generally, the Special Provisions are now divided into five sections to deal with different quality scenarios.
1. Section A accounts for cases where the damage involved is on the chart Discount Factors (charts found in the Special
Provisions themselves or in the GIPSA (Grain Inspection, Packers and Stockyards Administration) standards). Depending on
the crop, discount factors for crops fitting Section A would have factors like U.S. No. 5 or U.S. Sample Grade applied.
2. Section B deals with off-the-chart Discount Factors and/or situations involving RIVs (Reductions in Value). For crops that no
longer fall under Section A, Section B would apply. For production that is sold to a disinterested third-party, a RIV would apply.
Crops not sold 60 days after the calendar end of insurance period date or not sold to a disinterested third-party will have a
discount factor of 0.500 applied and insured may be eligible for an extension to submit his/her claim for indemnity.
3. Section C encompasses cases where the insured has mycotoxin, vomitoxin, fumonisin or aflatoxin. (Samples must be taken to
an approved laboratory for testing.)
4. Section D deals with zero market value situations when no buyers in your local area are willing to purchase the production and
the cost to market it outside the local marketing area exceeds the value of the crop itself.
5. Section E covers production damaged due to uninsured causes, moisture content, drying, handling, processing or any other
costs associated with normal harvesting, handling and marketing of production.
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CONTENTS
Things to Remember
1. Claims where all damage is listed on the charts are paid using the preset QA factors.
2. Once damage exceeds DF charts, the insured’s claim may be adjusted using a Reduction in Value (RIV).
a. Grain must be sold to disinterested third-party prior to 60 days after the calendar date for the End of Insurance Period (EOIP).
b. Grain fed, sold to someone other than a disinterested third-party or not sold prior to 60 days after the end of the EOIP will
receive a DF of 0.500.
c. Grain with zero value must be destroyed within 60 days of the EOIP or insured will receive DF of 0.500. For zero value two
rejection letters are required from local elevators and one additional letter from a salvage buyer.
d. The insured may select to choose the 0.500 factor anytime during the adjusting process when there are no plans to sell the
grain within the 60-day window. No additional payments will be made to the insured once the grain is sold.
Samples for grain with the potential for mycotoxin, aflatoxin or other substances that are injurious to animal or human
health must be pulled from field check strips by adjuster. Grain put in farm storage facilities prior to testing will not
qualify for quality adjustment for these toxins with the exception of vomitoxin.
Representative Sample Area (RSA)

1. Representative sample areas are areas of a field that are left when the insured wants immediate release of the field to go to
another use, replant, etc., but the appraisal cannot be made at this time for one of the reasons stated below. This can only be done
if the insured agrees with the criteria stated in the subparagraphs below. The adjuster must select these areas during the adjuster’s
on-site inspection of the field(s) to be released. Appraisals from the representative sample areas of the unharvested crop acreage
are made at a later date to determine the per-acre appraisal for the entire unharvested acreage.
2. For perennial crops, the required size and number of representative samples do not apply. Use the instructions in the respective
perennial crop handbook.
Insured’s Agreement
1. Before AIPs can authorize representative sample areas (RSA) of immature production to be established for deferred appraisal
purposes, the insured must agree in writing (except the agreement may be a verbal agreement when replanting and heavy
workload situation is deemed to exist):
a. To leave the size, number and location of representative sample areas, per field:
i. Selected by the adjuster (insured must leave a minimum of one RSA for between 0.10 and 10 of the acres of a
field or subfield and one additional RSA for each additional 40 acres in a field or subfield; RSAs must also be
not less than 20 feet from the edge of the field) if it is an on-farm inspection and as shown on the sketch map
or aerial photo (whichever applies).
b. To not move the selected sample areas;
c. To care for the representative sample areas in the same manner as if they were to be harvested and this care must
continue until the areas are appraised;
d. When released acreage is to be grazed, to protect the representative sample areas from livestock by fencing or an equally
effective barrier that is acceptable to the AIP. The fencing or effective barriers must remain in place until completion of
the appraisal;
e. That production for the acreage released will be determined from appraisals from the sample areas, unless the insured
fails to comply with any part of this agreement; and
f. If the insured fails to comply with any of these provisions, the acreage will be assessed an uninsured cause appraisal of at
least the per-acre guarantee of the crop released.
2. In addition to the items in (1) above, the agreement must also contain:
a. If the acreage is released for grazing, the agreement must state the type of fencing or other effective barrier with which
the insured agrees to surround the representative area and leave the fencing or other effective barriers in place until
completion of the appraisal.
b. A sketch map showing the locations and size of samples in each field or state that a copy of a sketch map or aerial photo
showing the location and size of the samples in each field is attached to the agreement.
c. The signature and code number of the AIP representative authorizing the agreement. If the agreement is done in
accordance with subparagraph E, follow these instructions for signatures:
i. Signed Agreement via Email.
1. Both the insured and the AIP representative are to type his/her name in the signature block followed by “signed
via email” (e.g., John Jones signed via email) and fill in the date signed. The AIP representative follows his/her
signature by his/her assigned adjuster code.
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CONTENTS
2. Instruct the insured after he/she has filled out the signature block to save the document and email back to the AIP
representative’s email address.
3. If the AIP representative is in agreement with the signed version the insured has emailed back, the AIP will fill in the
signature block, save and email this version back to the insured. Keep a copy of the emails and document in the
insured’s file folder.
ii. Signed Agreement via Fax or mail
The insured signs and dates in signature block and faxes back to the AIP representative. If the AIP representative
agrees with the information the insured has provided on the form, he/she signs, dates and enters adjuster code and
faxes or mails back to the insured. If the AIP is sending the approved copy to the insured via U.S. Postal Service, notify
the insured of the approval via email or telephone and that the signed hard copy of the agreement will follow.
3. The exception: AIPs, on an insured-by-insured basis, may authorize via telephone, fax or email to leave representative
sample areas and to authorize the insured to:
a. Replant but only after the insured has agreed either verbally or in writing to all the criteria as stated in #1 above.
b. Take the acreage to another use (e.g., haying, plowing, disking or a second crop) but only after the AIP receives the
insured’s agreement in writing (agreement in writing can be via fax or email) as described in subparagraph C above.
Authorization shall only be provided by individuals authorized by the AIP to do so. AIPs cannot authorize sales agents,
agency employees or sales supervisors to provide this authorization to the insured.
4. Provide the insured a copy of the agreement in writing (including any attachments) signed by the insured and AIP
representative, and leave the original in the insured’s file folder.
18
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CONTENTS
Farm Stored Production Requirements

IMPORTANT NOTICE: Failure to fully comply with the below procedures will have an adverse effect on your policy and/or claim for
indemnity including such production being considered commingled, as indicated in the current version of the Loss Adjustment Manual
(LAM).
Note: Paragraphs 1002 and 1003 correlate existing language in regard to farm weighed and stored grain as well as structure markings and load
records to the precision farming requirements contained in Subparagraph 931(7).
PARAGRAPH 1002: PRODUCTION WEIGHED AND FARM-STORED
If the insured meets the requirements for acceptable harvested production from a precision farming technology system as outlined in
Subparagraph 931(7), the following procedures do not apply. Conversely, if the insured does not meet the requirement for acceptable harvested
production from a precision farming technology system, but the insured has weight tickets that can be used in accordance with the following
procedures, then these procedures are applicable.
B. Acceptable Scale Types

To inform the insured prior to harvest of what is needed to have acceptable scale weight tickets/records for loss adjustment purposes, the AIP must
provide the following information (in writing) to the insured.
Acceptable scale types are, as follows:
(1) Non-portable on farm scales,

(2) Commercial elevator scales, or
(3) Grain carts, provided the grain cart:
(a) Can produce printed tickets showing the weight, or
(b) Has an integrated display panel to show the weight of the production in the cart, provided the cart is available so the capacity of the cart can be
determined.
(c) Is equipped with scales integrated with Bluetooth (or other wired or wireless) interface that is capable of electronically recording and storing
weight records on a field-by-field basis from which the insured can print all individual load tickets and detailed summary, including all of the
required information listed in subparagraph C below. If a producer used multiple grain carts, but not all were equipped with the system described
herein, the adjuster must verify the production by other means (i.e., bin measurements, sales records, etc.).
C. Acceptable Scale Weight Tickets or Records
(1) General Information

(a) A summary record of all scale weight tickets/records is not acceptable.
(b) The insured must hand-write any of the required information listed in (2) below if the scale that is being used is not capable of printing a ticket
or the required information.
(2) To be acceptable, each individual scale weight ticket or record1/for each load must be available and must provide at least the following
information:
(a) Insured's name;
(b) Crop;
(c) The gross weight, per load, of the conveyance with production and the gross weight of the conveyance without production, except as stated in
(i) below;
(i) Only the gross weight, per conveyance, of the production is required if the production is weighed using a grain cart that:
(A) prints out weight tickets showing the gross weight of production;
(B) has an integrated display panel showing the gross weight of the production from which the insured documents the weight; or
(C) is equipped with scales integrated with Bluetooth (or other wired or wireless) interface that is calibrated according to
manufacturer's specifications and is capable of electronically recording and storing weight records on a load by load basis from
which the insured can print all individual load tickets and detailed summary, by unit, which includes all of the required
information.
(ii) Scale Weight tickets/records printed from grain carts should be photo copied since the print can disappear with time.
(d) Date weighed;
(e) Load Number (if the scale used does not print a number, the insured must apply a number);
(f) Unit and/or field identification from which the production was harvested that can be correlated to the unit numbers for the crop stored. To be
acceptable, the adjuster must verify that the field identification can be correlated with the unit numbers for the crop for the current crop year. If
a field identification cannot be correlated to a unit number for the crop, the production must be considered commingled, and the procedures in
Paragraph 1233 apply; and
(g) Identification and location of farm-storage structure in which the load(s) from each field are stored and/or satisfactory explanation of disposition
of the production if any or all of the production is no longer stored at the time of inspection.
(h) When scale weights are from a grain cart that cannot produce printed electronic records or weight tickets, but the grain cart has an integrated
display panel, a record is considered a handwritten contemporaneous log if the insured has recorded all of the information required below for
each grain cart load weighed.
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CONTENTS
PARAGRAPH 1003: AUTHORIZATION TO ACCEPT INSUREDS' STRUCTURE MARKINGS, LOAD RECORDS, AND COMBINE MONITOR RECORDS
If the insured meets the requirements for acceptable harvested production from a precision farming technology system as outlined in Subparagraph
931(7) the following procedures do not apply. Conversely, if the insured does not meet the requirement for acceptable harvested production from
a precision farming technology system, but the insured has load records, combine monitor records, or bin markings that meet the criteria for the
following procedures, then these procedures are applicable.
B.(2)(4). Criteria Needed to Accept Insured’’s Production Records or Storage-structure Markings Used in Lieu of AIP Pre-measurement of
Production that is to be Kept Separate
(1) If load records or combine monitor records are used to keep production separate, the loads are recorded as outlined in C below.
(2) If structure markings are used, the structure is marked and identified as outlined in subparagraph C below.
(3) There is no production from prior years in the structure, unless the production has been measured by the AIP or another USDA agency just prior to
the current year’s production being added. If another USDA agency’s measurements are used, you must determine whether the grain was leveled.
(4) The total production within the structure must be accounted for; i.e., all production stored in the storage structure can be identified separately by unit
number or field I.D., uninsured acreage, etc.
C. Insured’ Instructions for Load Records, Storage Structure Markings, Printed Records from Combine Monitors Used in Lieu of AIP Pre-
measurement of Production that is to be Kept Separate
Contemporaneous and Conveyance, as used in the following paragraphs, are defined as follows:
• Contemporaneous - Occurring or originating during the same time.
• Conveyance - Anything in which agricultural commodities are transported. This may include combine hoppers, commodity bins, grain carts, grain
wagons, farm truck, semi-trailer, railcar, or barge. The term “transported” does not include all forms of grain movement; e.g., the following are not
conveyances: grain augers, grain dryers, elevator legs, or picking lines.
(1) Loads
Maintain a contemporaneous ledger, by crop, recording loads of production for the crop identified by unit and/or field identification, date of harvest,
identity of the conveyance used to transport the grain to the bin and the estimated bushel volume per conveyance. The adjuster must verify that the 18
field identification can be correlated with the unit numbers for the crop for the current crop year. If a field identification cannot be correlated to a unit
number for the crop, the production must be considered commingled, and the procedures in Paragraph 1233 apply. Insured’s are permitted to adjust
their load records for excess moisture, and if they have done so, this is what will be used to compare against the adjuster measured and calculated
production (including adjustments for moisture if the adjuster’s moisture test shows excess moisture).
(2) Storage Structure Markings
Identify the depth of such production by marking the storage structure with a permanent marker. Write the unit number(s) and/or field identification
from which the production was harvested, and date and initial the mark. Also, on the storage structure, identify and mark the depth of uninsured-
acreage production separately from insured-acreage production when the storage structure will contain both. The adjuster must verify that the field
identification numbers can be correlated with the unit numbers for the crop for the current crop year. If a field identification cannot be correlated to a
unit number for the crop, the production must be considered commingled, and the procedures in Paragraph 1233 apply.
(3) Records from Non-Precision Farming Technology System Combine Monitors
(a) For combines equipped with precision farming technology systems, refer to Subparagraph 931(7).
(b) Combine monitor records used to separate comingled production:
Printed records from combine monitors must show the location of field (field identification), name of crop, date, and number of pounds or bushels
of the crop. Insureds must also, identify the unit number that correlates with the field identification on the records. The adjuster must verify that
the field identification can be correlated with the unit numbers for the crop for the current crop year. If a field identification cannot be correlated
to a unit number for the crop, the production must be considered commingled, and the procedures in Paragraph 1233 apply. If production from
the combine monitor records has been adjusted for moisture by the insured or automatically by the combine monitor, this recorded amount will
be the amount compared against the adjuster’s measured and calculated production, (including adjustments for moisture if the adjuster’s
moisture test shows excess moisture).
Additional requirements for farm stored production can be found at www.RainHail.com

RH-5117-2016
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CONTENTS
Production Weighed and Farm-Stored

Production weighed with an acceptable type scale by the insured (or other entity selected by the insured) prior to storing on the farm in
conjunction with moisture determinations may be used to determine production, provided:
1. Acceptable type scales are used, as follows:
a. Non-portable farm scales,
b. Commercial elevator scales, or
c. Grain carts, provided the grain cart:
i. Can produce printed tickets showing the weight, or
ii. Has an integrated display panel to show the weight, provided the cart is available so the capacity of the cart can be determined, or
iii. Is equipped with scales integrated with Bluetooth (or other wired or wireless) interface that is capable of electronically
recording and storing weight records on a field-by-field basis from which the insured can print all individual load tickets and
detailed summary, including all of the required information listed under “Acceptable Weight Tickets/Records” below. If a
producer used multiple grain carts, but not all were equipped with the system described herein, the adjuster must verify the
production by other means (i.e., bin measurements, sales records, etc.).
2. Separate acceptable weight tickets/records are available. (A summary record of tickets/records is not acceptable. Each individual
ticket/record for each load must be available.);
3. The weighed production is reasonable for the unit (see Para. 1002 of the Loss Adjustment Manual (LAM) for more details). If any
verification point indicates the production is not reasonable, verify the accuracy of the scales or check scale certification, if available;
4. If non-portable farm scales or grain carts are used, the location of the scales or grain carts used to weigh the production can be verified;
5. If the insured’s weighed production for the current crop year is not within 3% of the adjuster-measured production and calculated
production (with adjustments for moisture (if applicable) and pack factor (if applicable)), AIPs will use the greater of:
a. The producer’s weighed production (provided it meets the criteria for acceptable weight tickets/records above) adjusted for excess
moisture, if applicable, based on the producer’s recorded moisture determination at the time the production was weighed; or
b. Adjuster-measured and calculated production for the unit, adjusted for moisture, if applicable. This may include proration of
production if authorization for insured load, combine monitor or structure markings are followed.
6. For farm-stored production, samples for quality adjustment can only be taken by the adjuster, unless:
a. The load(s) have been weighed at a commercial facility and at the same time load samples were extracted by authorized
personnel (not insured) at the commercial facility, and
b. The samples were analyzed by a grain grader licensed as stated in the Loss Adjustment Manual (Para. 1102).
c. The adjuster is able to verify the preceding with the elevator. For more information about extracting and applying quality factors
to production, refer to Part 11 of the Loss Adjustment Manual.
Acceptable Weight Tickets/Records
To be acceptable, the insured’s weight tickets/records must provide at least the following information:
1. Insured’s name
2. Load number or ticket number
3. Crop
4. Gross weight per load
5. Unit number and FN
6. Tare weight
7. Date weighed
8. Net weight of production
9. Legal description of the land from which the production was harvested.
10. Identification and/or location of farm storage structure in which the load(s) are stored and/or satisfactory explanation of
disposition of the production if any or all of the production is no longer stored at the time of inspection.
11. Location of the scales used to weigh the production. Weight tickets from grain carts should be photocopied since the print can
disappear with time.
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CONTENTS
Insured’s Weighed Production for the Current Crop Year

Adjusters must measure and calculate all farm-stored production for the unit and current crop year, unless production to count is
determined from pre-harvest appraisals, as required or permitted (e.g., airtight structure that cannot be opened to measure the
production). If the insured provides acceptable weight records for the current crop year, adjusters may:
1. Use the insured’s weighed production* for the current crop year provided the:
a. Insured’s weighed production* is within 3% of the adjuster-measured and calculated production (adjusted for any excess
moisture and pack factor (if applicable)).
b. Insured has met the criteria for acceptable scale types.
c. Insured has met the criteria for acceptable weight tickets/records.
*Convert the weight (see Exhibit 22 of the Loss Adjustment Manual) to the applicable unit of measure, if needed, and adjust for
any excess moisture based on the insured’s recorded moisture determination for each load at the time production was weighed.
Refer to Crop Provisions for what is considered excess moisture. Any conveyance load for which there is not excess moisture or
the insured has no records of moisture determinations for the conveyance load cannot be adjusted for excess moisture.
2. If the insured’s weighed production for the current crop year is not within 3% of the adjuster-measured production and calculated
production (with adjustments for moisture (if applicable) and pack factor (if applicable)), the AIP will use the greater of the:
a. Insured’s weighed and adjusted production (as stated above) for the current crop year, or
b. Adjuster-measured and calculated production (adjusted as stated above) for the current crop year.
3. Prorating Production Among Multiple Units
When there are multiple units in the storage structure and the insured’s weighed production for these units is not within 3% of
the adjuster-measured and calculated production, the adjuster measured and calculated production must be prorated.
Pre-harvest appraisals are required or permitted in lieu of the adjuster measuring and accepting the insured’s weight tickets, when:
1. Production will be stored in such a manner that the production cannot be measured to determine whether the weighed
production was within the 3% tolerance, (e.g., cases where high-moisture corn is stored in airtight structures and such 18
production was not appraised). If a pre-harvest appraisal is not done to determine the production to count, the claim must be
denied because the insured does not have verifiable records of the stored production in the absence of the AIP being able to
verify the actual harvested production in the structure by measuring the production in the structure.
2. The insured intends to farm-store production in commercial-sized storage structures (size larger than is used in normal farming
operations), the AIP may have the adjuster do a pre-harvest appraisal to determine the production to count. However, if a
pre-harvest appraisal is not done, the AIP must measure the stored production or have the stored production measured at their
expense. When loss adjustment inspections are required for such units, the insured cannot be charged or told by the AIP that
they have to pay for such measurements.
Verification and Documentation of the Weighed Production
The following must be retained in the insured’s claim folder (see Loss Adjustment Manual, Parts 9 and 10):
1. Weight tickets/records
2. Insured’s moisture records (if applicable)
3. Storage-structure location charts
4. Adjuster’s bin measurement production calculations
5. Moisture determination, if applicable
6. Greater of comparison of production between production weighed versus farm stored (see Loss Adjustment Manual, page 187)
7. Fed production records
8. Any other pertinent information
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CONTENTS
RH-5133 — Precision Farming System
Acceptable Farm Management Records and Harvested Production Records from Producers using
Precision Farming Technology
IMPORTANT NOTICE: Failure to fully comply with the below procedures will result in the records submitted based on Precision
Farming Technology to be unacceptable for crop insurance purposes.
EXHIBIT 1: DEFINITIONS
Precision Farming: The utilization of systems’ technologies and agronomic principles to manage variability within and between fields and/or
over time that is associated with all aspects of agricultural production. It requires the use of technologies, such as global positioning system
(GPS) and geographic information systems (GIS) management tools for the purpose of improving crop management. Precision farming may
include the combination of variable seeding and fertilizer rates, minimizing seed and chemical overlaps, and the use of GPS/GIS yielding
mapping technology (i.e., a producer using variable seeding, cutting planting rate from 36,000 to 18,000 seeds/acreage for non-irrigated
corners, indicating a discernible break in yield with the use of GPS/GIS mapping).
SECTION 3 - ACREAGE DETERMINATION
PARAGRAPH 821: GENERAL INFORMATION AND METHODS
H. Measurement Methods
Acreage measurement for loss adjustment purposes must be performed by using:
(1) The measuring wheel, surveying devices, or global positioning systems (GPS), remote sensing devices used in conjunction with
aerial photos or satellite imagery;
(2) FSA-accepted measuring methods or devices used with aerial photos that are to scale (such as: polar planimeter, digitizer, or scale
rule);
(3) A measurement service; or
(4) AIP approved precision farming technology system planter monitor records.
I. Acceptable Farm Management Records from Producers Using Precision Farming Technology Systems
This section will apply if the insured is utilizing the full Precision Farming Technology System from planting through harvesting.
(1) Acceptable Precision Farming Technology Systems must include at least the following components:
(a) GPS technology integrated with planter monitors, combine monitors, yield mapping software;
(b) The capability of producing summary reports that reflect planted acres, harvested acres, and harvested production; and
(c) Report of calibrations performed per manufacturer’s requirements. Refer to Subparagraph 931(7).
(2) Planted acreage records from precision farming technology systems used as determined acres:
(a) The AIP must inform the insured in writing of the automated planter monitoring system record requirements prior to planting.
(b) For planted acreage records from automated planter monitoring systems to be acceptable as determined acres, the insured
must provide the following information:
(i) Insured’s name;

(ii) Unit number;
(iii) FSA farm/tract/field ID number (optional);
(iv) Legal description of acreage; and
(v) A print out from the precision farming technology system with the following information:
(A) Crop name;

(B) Acres planted; and
(C) Electronically produced maps of planted acreage and acreage summary records. These records must show required
discernible breaks between units or practices except as stated in (3) below.
RH-5133-2018 Page 1 of 3
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CONTENTS
(vi) If the insured planted overlapping rows within the planted acreage, the AIP must determine if the automated planter monitor
records adjusted for overlapping planted rows. If the system did not adjust for the overlapping planted rows, the AIP must
determine the acreage in accordance with Subparagraph 821 A-F, H and J, as applicable.
(3) AIP approved precision farming technology system automated planter records may be used to separate optional units on center
pivot irrigation systems for irrigated circles and non-irrigated corners (refer to the CIH) without discernible breaks in the planting
pattern provided the insured can:
(a) provide records of variable rate planting populations if recommended by ag experts;

(b) document the automated planter monitoring system used;
(c) provide the acres planted and practice for each optional unit;
(d) provide production records by optional unit and practice; and
(e) provide the required information in (1) above.
(4) If the automated planter monitor acreage records provided by the insured are not reasonable, or the AIP has reason to question
the records, the insured must provide the precision farming technology system’s raw data, and any additional records requested
by the AIP. If the AIP determines the planted acreage records are not acceptable, the AIP must determine planted acreage in
accordance with Subparagraph 821A-F, H and J, as applicable. However, the production records from the precision farming
technology system’s yield monitor may still be used.
PARAGRAPH 931: VERIFYING HARVESTED PRODUCTION
A. Harvested production will be verified or determined by the following:
(1) Acceptable evidence of third-party sales and/or commercial storage. 18

(2) Measuring farm-stored harvested production (refer to Paragraph 1001).
(3) Comparing harvested production to appraisals made from the unharvested areas of the fields left under the terms of the policy when
the amount of reported harvested production is questionable.
(4) Comparing reported production to appraisals and production in the area when there is reason to question the reported harvested
production.
(5) Weighed and farm-stored records. Refer to Paragraph 1002. Insured’s records from prior year’s weighed and stored production
CANNOT be used.
(6) Verifiable farm management records from producers using precision farming technology systems.
(7) If the insured claims the entire unit has been harvested, verify that all fields and areas of the field (orchards or vineyards, if
applicable) have been harvested. Also, verify that all of the production that could be harvested has been harvested; i. e., if only the
best acreage or best fruit (cherry picked) from the trees or vines has been harvested, the remaining unharvested crop must be
considered production to count unless such crop is not considered production to count in accordance with Subparagraph 921D and
in accordance with procedures in the respective crop LASH, CP, or SP.
(8) When an insured is vertically integrated and cannot provide records of production from a disinterested third party, the production
evidence listed in the CIH can be submitted as acceptable production records.
B. Caution. DO NOT rely solely on statements or evidence of sales to represent all of the production. Review all production evidence
CLOSELY when the insured controls the transportation (e.g., trucking or handling company); manufacturing (processing plant); farm
scales; or sales (warehouse) of a particular crop. If there is evidence that suggests the insured has misrepresented production, DO
NOT (adjuster) sign the claim. Notify the AIP of the situation.
C. Acceptable harvested production records from producers using precision farming technology systems to establish total production
(1) Acceptable Precision Farming Technology Systems must include at least the following components:
(a) GPS technology integrated with planter monitors, combine monitors, yield mapping software;
(b) The capability of producing summary reports that reflect planted acres, harvested acres, and harvested production; and
(c) Report of calibrations performed per manufacturerǯs requirements.
(2) If the AIP determines the precision farming technology system production records are not acceptable, production must be
determined in accordance with Paragraph 1002 and 1003. The planter monitor acreage record can still be used as determined
acres.
RH-5133-2018 Page 2 of 3
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CONTENTS
Production records from precision farming technology systems:
D The AIP must inform the insured in writing of the precision farming technology system record requirements prior to harvest.
E Production records from precision farming technology systems may be used in lieu of settlement sheets and bin
measurements provided all of the requirements IRUSUHFLVLRQIDUPLQJSURGXFWLRQUHFRUGVDUHNHSW
F The insured should be advised to maintain alternateDFFHSWDEOH production records by unit in the event the precisionfarming
productionrecords are determined to be unacceptable.
G If acreage is not harvested, production will be appraised.
For the production records to be acceptable, the insured must provide the following information:
D Calibration of the automated yield monitoring system.
L The insured must have calibrated the yield monitoring system for each insured crop and crop year, in accordance with the
owner’s manual specifications. The insured must provide documentation showing the weighed average sensor calibrations
for the crop andcrop year. The sensor calibrations must not exceed three percent when compared to the actual weighed
production harvested from the acreage used to calibrate the sensor (refer to VXESaragraph %for acceptable scale
types).If the initial sensor calibration difference exceeds three percent when compared to the actual weighed production
harvested from the acreage used to calibrate the sensor, additional calibration samples must have been taken until the
results werewithin tolerance (see (ii)below for an exception).
LL If after calibrating the yield monitoring system as stated in (i)above, the average sensor calibrations for the crop and crop
year still exceed three percent when compared to the actual production harvested from the acreage used to calibratethe
sensor, the insured may utilize the precision farmingtechnology system post-harvest calibration of yield maps created by
the system. The insured must provide documentation of the actual production based on acceptable weight records used
to post calibrate the system and yield maps.
LLL The insured must provide documentation showing the sensor calibrations for the crop and crop year. The annual
calibration report, from the yield monitor system or documentation from the insured, must include all calibrations and
adjustmentsperformed, by crop, for the crop year, including the date each calibration/adjustment was performed and
the differencefrom the previous setting. The annual calibration report must be provided to the AIP or RMA.
E Insured’s name;
F Unit number;
G FSA farm/tract/field ID number;
H Legal description of acreage; and
I A print out, by unit, of the following precision farming technology information:
L Crop name;
LL Acres harvested;
LLL Date harvested;
LY Total production (unadjusted for moisture);
Y Average moisture content (moisture must be adjusted in accordance with the CP); and
YL Yield maps and acreage/production summary records. These records, generated from the system, must show separate
production records were maintained by unit and/or practice. These maps must be reviewed to identify harvested and
unharvested acreage. If the map indicates unharvested acreage, a visual inspection is required to determine if crop
appraisals are needed.
If the production and yield map records provided by the insured are not reasonable or the AIP has reason to question the production
and/or yield map records, the insured must provide the precision farming technology system or yield monitor systems raw data and
any additional production records requested by the AIP. If after reviewing the systems raw data, the precision farming technology
system production records are determined to be not acceptable, production must be determined in accordance with Paragraphs
1002 and 1003.
All quality determinations must be madein accordance with Paragraph 1102 and 110as applicable.
RH-5133-2018 Page 3 of 3
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CONTENTS
Planting a Second Crop

Insureds may plant a second crop on first insured crop acreage when the first insured crop is destroyed or harvested early enough in the
season to plant a second crop for harvest. In the event of a loss on the first insured crop, the insured will be paid as follows:
There is no effect on the first insured crop loss, if:
1. The second crop is not insurable.
2. Insured elects not to insure the second crop, a 5051 form must be signed
a. At the time the first insured crop is released, or
b. No later than the acreage reporting date of the second crop if the first insured crop is harvested.
The insured will receive 35% of the loss and be responsible for 35% of the first insured crop premium, if the second crop is insured:
1. If there is no loss on the second insured crop, the insured will receive the additional 65% loss payment and pay the additional 65%
premium from the first insured crop.
2. If there is a loss on the second crop acres, the insured will be paid the higher of the second crop loss or the additional 65% loss
less the additional 65% premium from the first loss.
Once it has been determined there is not a loss on an insured second crop, please notify the division office to release any
additional payment due the insured.
Double Cropping (DC)

If the insured meets double cropping requirements, the insured would be eligible for 100% of any loss payments due on the insurable acreage.
Requirements
1. DC must be an insurable practice in the county for the DC crops.
2. The number of acres eligible for DC payment is limited to the insured’s DC history. 18
3. The history is determined by the highest number of acres double cropped in two of the last four crop years the first insured crop
was grown. The insured does have to have double crop history in at least two years to qualify.
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CONTENTS
First Crop (Planted Acreage)

322

Revised 5/17/13
Insureds must provide written notice to Rain and Hail if they elect to not insure acreage
First Insured Planted Crop of a second crop at the time the first insured crop acreage is released (or if the first
insured crop is insured under an area plan of insurance before the second crop is
planted). If a second crop will be planted after first insured crop acreage is harvested,
the election to not insure the second crop acreage must be made the earlier of the
acreage reporting date for the second crop or when the claim is signed for the first
insured crop. The decision to not insure applies to all second crop acreage on a first
insured crop unit basis. Failure to provide such notice will result in the second crop
First Insured Crop No Loss First Insured Crop Loss acreage being automatically insured in accordance with policy provisions.
100% premium due. No indemnity payment.
Important: Once you and your insured determine there is no loss on an
insured second crop, please notify the division office to release any
additional payment to the Insured.
Second Crop Not Planted Second Crop Planted Second Crop Planted Second Crop Planted and Plant and Insure
(insured has certified he/she and NOT Insured and Insured/No Loss Insured and Suffers Loss Second Crop
will not plant) 100% premium on first crop. Step 1: Step 1: (Acreage qualifies for double cropping.)
100% premium on first crop. 100% indemnity due on first crop. 35% premium on first crop. First crop – 35% premium
100% premium on both crops.
100% indemnity on (Option 2) 35% indemnity on first crop. First crop – 35% indemnity
100% indemnity on both crops.
first crop. Step 2: Step 2:
Once it is confirmed that the Does the second crop indemnity (Option 4)
(Option 1)
second crop has no loss, an exceed what the additional
additional 65% premium is due 65% first crop indemnity (less
Note: If the insured elects to and an additional 65% indemnity additional 65% first crop
Note: If a second crop is planted, not insure the second crop but is owed on first insured crop. premium) would be?
insured, and has a payable subsequently plants and insures (Option 3) (Option 3)
indemnity, but we were not such crop, it will be removed
notified or it was discovered from the acreage report as a
later, the first crop premium and decision was already made to
not insure the second crop. The Yes No
indemnity would be reduced to
35% of normal. first crop premium and indemnity
would not be reduced.
First Crop – Premium and indemnity First Crop – Additional 65% premium
remain at 35%. First Crop – Additional
Second Crop – 100% premium 65% indemnity
Second Crop – 100% indemnity Second Crop – 100% premium
Second Crop – 0% indemnity
(claim withdrawn)
CONTENTS
Monitor Claim Progress on Agent Services

Under the Claims tab in Agent Services or Policy Dashboard, you have the ability to run reports to monitor the progress of your agency’s
claims. By making a few selections, you can determine the status of claims by crop, loss type and seeding cycle. Reference Web Services
Resources section for further details on generating Claims Progress Reports.
Claim Paperwork
Claim paperwork may be accessed on Agent Services using Agent Images Inquiry or Document Retrieval on Policy Dashboard: Crop and
View Completed Claims from eAdjuster. Most claims are completed through eAdjuster.
Agent Images Inquiry — Crop
Obtain copies of non-eAdjuster worked claims, Express Claim or Self-Certified Replant paperwork through this application. It is located
under the Tools tab on Agent Services.
View Completed Claims from eAdjuster
This application provides access to the original claim paperwork generated by adjusters using the eAdjuster tool. The claim paperwork
does not reflect changes that may have been made during review and is subject to audit.
18
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CONTENTS
Track Claim Progress (Claim Progress Report)

Track Claim Progress is available through Agent Services on the Claims page. This report can be forwarded to agents not currently on
Agent Services by request.
Claim – The actual claim number assigned to the policy. More than one claim number may be assigned depending upon the type of loss.
Name – The name of the insured who placed the claim.
Adjuster – Either the code of the adjuster who was assigned the claim to work or the adjuster who finalized the claim.
Crop – The crop type on which the claim was made.
Policy – The policy number corresponding to the claim.
Draft Date – If a loss has been finalized, all of the loss information, including the date the check was actually printed, the check number, the
total loss amount, any loss credits taken (applied to outstanding premium due) and the final check amount after loss credits, will be printed.
Suspended Loss – Loss information has been received in the division and is either being processed (N) or pending (Y).
Type – The first field will show the code for the type of loss reported: N–Notice of Damage, H–Harvest Claim, R–Replant Claim, S–Self-Cert
Replant, P–Preventive Planting Claim, E–Express Claim, U–Claim Requiring an Appraisal
Phone – The insured’s phone number.
Claim Date – The date the claim number was assigned on the system.
CID Date – The Claim Information and Deferral Form, which shows proof of loss.
Adjusted Date – The date the adjuster finalized the claim.
Received Date – The date the proof of loss was received in the division office to be paid.
Adjuster Phone Number – The phone number for the adjuster assigned to the claim.
Comments – If a comment is added to the claim by an internal employee, Agent or Adjuster, it will be printed.
Companion policy – If an Agent enters a companion policy number on the NOL, the companion policy will be listed.
Adjuster/Insured Contact Information
MPCI Claim Progress Report

Crop Year: 20XX
ACE PROPERTY AND CASUALTY INSURANCE CO
Serviced by RAIN AND HAIL L.L.C. INSURANCE AGENCY
ANY DIVISION PO BOX 100
300 MAIN STREET ANYTOWN, IA 55555-5555
ANYTOWN, IA 55555 1111-11 (111) 222-3333
Suspended Claim CID Print Adjusted Received
Claim Name Policy Loss Type Phone Date Date Date Date
Farmer, One Harvest (111) 111-1111
Adjuster: Adjuster, One Crop: WHEAT
(123) 456-7890
Draft Date Number Amount Loss Credit Payment
08/19/20XX 111111 481.00 202.00 279.00
XX-XXXX Farmer, Two MP-222222 Harvest (222) 222-2222 07/28/20XX 08/12/20XX 08/05/20XX 08/12/20XX
Adjuster: Adjuster, Two Crop: WHEAT
(123) 456-7890
08/19/20XX 929.00 929.00
08/29/20XX 1593.00 1593.00
XX-XXXX Farmer, Three MP-333333 Harvest (333) 333-3333 07/28/20XX 08/12/20XX 08/05/20XX 08/12/20XX
Adjuster: Adjuster, Three Crop: CORN
(123) 456-7890
If LAF was applied, it

08/19/20XX 333333 9797.00 5582.00 4215.00
08/25/20XX 333334 1131.00 1131.00
09/11/20XX 333335 45.00 45.00
Comments: will show on this report.
Companion Policy:
Adjuster Contact Date/Claim Status Spoke With Appointment/Follow Up

03/28/20XX (morning): Appraisal Needed Tenant (Phone) 30 Days (Adjuster)
04/17/20XX (morning): waiting for wheat to be destroyed Policyholder (Phone) 60 Days (Policyholder)
04/17/20XX (morning): Follow Up Completed null (Follow Up Completed)
Copyright © 20XX Rain and Hail L.L.C. All Rights Reserved May 21, 20XX 03:48 PM
MPCI Claim Progress Report Example
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CONTENTS
Claim Summaries
Yield Protection and APH Claim Summary
A Claim Summary is mailed to you with each claim payment.
Acres × acre guarantee = Total Unit Guarantee
Total Unit Guarantee – Production Counted = Deficiency
Bushel deficiency × price per bushel × insured interest in crop = amount payable
18
APH Claim Summary Example
First Crop/Second Crop Situation

First Crop Reserve column shows the amount the claim has been reduced if a Second Crop situation exists.
Unharvested claim will pay the reserve amount if:
1. There is no claim on the Second Crop.
2. The Second Crop loss payment is less than 100% of the First Crop premium/loss payment.
First Crop Reserve Example
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CONTENTS
Insured Claim Letter Example

All claim letters are available next to the insured’s existing claim number in the File a Claim application, along with the
date they were sent.
RE: MP-1234567, ACCEPTANCE OF CLAIM For Replant, Harvest and

Prevented Planting Claims
CLAIM: XX/XXXX
CROP: Crop A Crop B Crop C
Dear Policyholder:
We have received notification of a possible loss under your Multiple Peril Crop Insurance policy. You will be contacted soon for
additional information about your claim. Please review and follow the policy provisions regarding your duties in the event of damage
or loss. To enable us to properly adjust and expedite your claim, you need to be aware of the following:
1. If you have not submitted an acreage report to your agent, please do so immediately.
2. Replant claim: If the special provisions for the insured crop allow for a replanting payment, do not replant any acreage until
arrangements have been made to determine the acreage which qualifies for a replanting payment, and you have been
given consent to replant.
3. Please notify your agent immediately if you have any acreage of the insured crop which has been damaged to the extent
that you will not harvest the acreage. DO NOT 1) Destroy any of the insured crop which is not harvested 2) Put the insured
crop to an alternate use 3) Put the acreage to another use, or 4) Abandon any portion of the insured crop without our
consent. Failure to obtain our consent will result in at least the productions guarantee for the acreage being counted as
production to count.
4. If you initially discover damage to any insured crop within 15 days of or during harvest you must leave representative
samples of the unharvested crop for our inspection. The samples must be at least 10 feet wide and extend the entire length
of each field in the unit, and must not be harvested or destroyed until the earlier of our inspection or 15 days after harvest
of the balance of the unit is completed.
5. In order to maintain full coverage under the terms of your policy, separate harvested production records must be kept
for each farming practice, each policy unit and any production from uninsured acreage. Do not commingle harvested
production from multiple units, different farming practices or prior crop year’s production without prior
authorization from Rain and Hail. For quality adjustment purposes and determinations, an authorized representative of
Rain and Hail must obtain the samples for grading.
6. Notify your agent once harvest is complete. It will be necessary for you to supply the adjuster with the following information
in order to finalize your claim:
1.) Weight tickets and settlement or load summary sheets for sold or stored production.
2.) Aerial maps for each farm in the county on which the insured crop is planted.
7. Prevented Planting claims: If you have reported any prevented planting acreage on your acreage report, our adjuster will
determine the eligible prevented planting acreage. Any acreage you have reported in excess of the number of acres eligible
for prevented planting coverage will be deleted from your acreage report.
8. Any premium due the company will be deducted from any indemnity due you. Please be advised that pending claim
indemnities do not delay the premium due date.
Contact your agent if you are interested in learning about additional protection plans offered by Rain and Hail. We’ve been
serving American Farmers since 1919!
Thank you! We sincerely appreciate your crop insurance business!

Rain and Hail
First Notice of Damage Letter Example

July 2, 20XX
RE: ACCEPTANCE OF CLAIM
Dear Policyholder,
We have received notification of a possible loss under your Multiple Peril Crop Insurance policy. According to the information
submitted by you or your agent to our office, you have NOT decided whether to destroy any crop unit(s) or take them to harvest.
Please be advised that a claim number has been set up for your policy; however, no loss paperwork will print and no
adjuster will contact you, unless you or your agent notify us at a later date of your choice to either destroy any portion of the
unit or your discovery of a production loss at harvest time. Upon such future notification by you or your agent, in writing OR
by phone, your claim number will be activated and loss paperwork will be generated. If at the end of the insurance period
for said crop, we DO NOT receive an additional notification of loss, your claim number will be released with no indemnity due.
Please review and follow the policy provisions regarding your duties in the event of damage or loss. To enable us to properly
service your claim, please be aware of the following:
1. If you have not submitted an acreage report to your agent, please do so immediately.
2. Thinking of replanting the crop? If the special provisions for the insured crop allow for a replanting payment, do not replant
any acreage until arrangements have been made to determine the acreage which qualifies for a replanting payment, and
you have been given consent to replant.
3. Since no loss paperwork is being sent to the adjuster, you MUST notify your agent immediately if you have any acreage of
the insured crop which has been damaged to the extent that you will not harvest the acreage. DO NOT 1) Destroy any of the
insured crop which is not harvested; OR 2) Abandon any portion of the insured crop without our consent. Failure to obtain
our consent will result in at least the productions guarantee for the acreage being counted as production to count.
4. If you initially discover damage to any insured crop within 15 days of or during harvest you must leave representative
samples of the unharvested crop for our inspection. The samples must be at least 10 feet wide and extend the entire length
of each field in the unit, and must not be harvested or destroyed until the earlier of our inspection or 15 days after harvest of
the balance of the unit is completed.
5. In order to maintain full coverage under the terms of your policy, separate harvested production records must be kept for
each farming practice, each policy unit and any production from uninsured acreage. Do not commingle production from
multiple units, different farming practices or prior crop year’s production without prior authorization from Rain and
Hail. For quality adjustment purposes and determinations, an authorized representative of Rain and Hail must obtain
samples for grading.
6. Prevented Planting claims: If your damage or loss has anything to do with prevented planting, please contact your agent
so that we may process your loss accordingly.
7. Any premium due the company will be deducted from any indemnity due you. Please be advised that reporting a claim
does not delay the premium due date.
Contact your agent if you are interested in learning about additional protection plans offered by Rain and Hail L.L.C. We’ve been
serving American Farmers since 1919!
Thank you! We sincerely appreciate your crop insurance business!
326
CONTENTS
Second Notice of Damage Letter Example
XX/XX/20XX
IM Insured
111 Anystreet
Anytown, Anystate
RE: MP-XXXXXXX, XX-XXXX,
Dear Policyholder,
18
Loss Type A Notice Example
July XX, 20XX
Dear Agent:
The following request has been filed:
Request Date: XX/XX/20XX

Division: 11
State: MONTANA (25)
Company: ACE PROPERTY AND CASUALTY INSURANCE COMPANY
Agency: ANY AGENCY (1234-56)
Agency Phone Number: (555)555-5555
Policy Number: MP-1234567
Claim Number: XX-00XXXX
Loss Type: Appraisal/Prior Measurement Needed
Crop: WHEAT(11) - RP(2)
Insured Name: IM Insured
Comments: Appraisal needed for APH purposes only
Signed By: ANY ONE (AO)
This is not a claim. Filing this Appraisal/Measurement Needed request does not fulfill your obligation
of timely reporting a notice of loss for loss of production or revenue on an insured crop.
We appreciate your business.
Thank you,
Northwest Division
327
CONTENTS
Replant Without Award Claim for CAT Policy Letter

Example
Also for replanting less than the 20/20 rule and crops without replant payment provisions.
May XX, 20XX
INSURED, IM
1234 MAIN ST
ANYTOWN, MT 55555-0000

Policy Number: MP•1234567
Claim Number: XX•000567
Crop/Plan: WHEAT(11) • YP(1)
State: MT
County: ANYCOUNTY
Email: iminsured@web.net
Dear Policyholder:
You have submitted a notice of damage claim for crop(s) insured under the above referenced CAT policy.
Please refer to your policy provisions under the CAT Endorsement, which state that replanting is not
covered under the CAT policy. However, if the crop is damaged and it is feasible to replant, the crop must
be replanted in order to remain insurable.
The above reported claim will be released. If you decide to destroy the original crop and plant an alternate
crop, you must submit written notification requesting that we appraise the original crop prior to destruction
of the original crop. Destruction of the original crop without our consent nullifies your coverage. It is our
understanding that you intend to replant the damaged crop and Rain and Hail is providing this written
authorization for that action.
Thank you for the notification and should you have any questions please contact your agent or the Claims
Department at Rain and Hail LLC.
Sincerely,
Claims Department
Rain and Hail LLC
WFRP Replant Letter
XX, 20XX
IM Insured
111 Anystreet
Anytown, Anystate
0123456 12-345678
328
CONTENTS
Check Endorsement Policy

Below are some of the most commonly made endorsement mistakes. Please explain this to your insured before he/she cashes the check
to ensure that the check is not returned for improper endorsement. Please call your division claim department with any questions.
Policy is written as: Check must be endorsed as:

John and Mary Brown John and Mary Brown
(Signature of both insureds required, even if husband and wife.)
Brown Farms, Inc. % John Brown Brown Farms, Inc., by John Brown, pres.
(Corporation name as well as the title of the person signing.)
Brown and Brown Partnership Brown and Brown Partnership by John Brown, partner
(Name of partnership as well as name and title of person signing.)
John Brown Estate John Brown Estate by Mary Brown, executor
John Brown John Brown
(We will need a POA on file in our office if anyone other than the named insured endorses the check,
including spouses.)
John Brown Signed by John Brown and Hawkeye
Hawkeye National Bank, loss payee National Bank, by John Doe, V.P.
(Must have signature of bank office and title or check will be returned.)
Policyholder ACH Account Information Entry for Loss Payments
RH-10093
18
ACH direct deposit is available for MPCI and Crop-Hail loss payments. The insured completes the above RH-10093 form, faxes it
to the Division Office along with a voided check and the next loss payment will be direct deposited. The form can be found on Agent
Services under “forms.”
The ACH payments are generated on a daily basis at the same time loss checks are issued. A confirmation email will be sent to the
policyholder notifying them that a loss payment will be deposited into their account, if an email address is on file for the policyholder.
Agents should assist insureds in completing these forms and mail/upload them in to the division office. Insureds with claims involving
transfers of coverage will be exempt from this process. Adjusters can also obtain ACH information from the insured at loss adjustment
time. However, ACH/AOI information must be given to the Division office prior to claim payment.
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CONTENTS
ASSIGNMENT OF INDEMNITY WITH AUTHORIZATION FOR DIRECT DEPOSIT (ACH)

CROP-HAIL INSURANCE and/or □ MULTIPLE PERIL CROP INSURANCE
Insured’s Name Approved Insurance Provider’s Name & Address
Street or Mailing Address Commodity(ies) Policy Number
The insured
assigns to (Name of Creditor)
of
the right and interest of any indemnity payment(s) which may be payable to the insured under the insurance policy for the county(ies)/commodity(ies)
shown above.
CONDITIONS
2. Indemnity payments made under the insurance policy will be subject to a deduction for any indebtedness due this Approved Insurance Provider
by the Insured.
4. The Creditor’s interest will be recognized upon Approved Insurance Provider’s approval of this assignment and the Creditor will have the right to
submit the loss notices and other forms as required by the insurance policy.
5. The Approved Insurance Provider will determine the person(s) entitled to any indemnity payment(s) and any such payment will be directly
deposited or paid into the account designated below. If the Authorization for Direct Deposit (ACH) is cancelled in accordance with its terms, any
such indemnity payment(s) shall then be made by joint check.
6. If the assignment is not cancelled according to item 7 below, the assignment will cease at the end of the effective crop year.
7. Cancellation of this assignment prior to and during the crop year stated above will be accepted by the Approved Insurance Provider only upon
notification in writing by the above identified Creditor(s). Any cancellation of this assignment shall result in an automatic cancellation of the
Authorization for Direct Deposit (ACH).
This assignment was filed with the Approved Insurance Provider on _____________________________ , __________ at ______________ AM/PM
(Month) (Day) (Year) (Insert Hour)
AUTHORIZATION FOR DIRECT DEPOSIT (ACH) - (LOAN PAYMENT)

Company name _________________________________________ 42-1454388
Company ID Number______________________________________________
I (we) hereby authorize ___________________________________ , hereinafter called Company, to initiate credit entries related to the Assignment
of Indemnity described above and to initiate, if necessary, debit entries and adjustments for any credit entries in the account indicated below and the
financial institution named below, hereinafter called FINANCIAL INSTITUTION, to credit and/or debit the same to such account. The person completing
the Authorization Agreement for Direct Deposit (ACH) is certifying that the transaction will not be transferring to or through a financial institution that is
not located in the territorial jurisdiction of the United States.
This authorization is to remain in full force and effect for the duration of the Assignment of Indemnity described above, provided that this authorization
may be cancelled independent of such Assignment of Indemnity by written notification to Company by me (or either of us) or by the undersigned
Financial Institution in such time and in such manner as to afford Company, and if applicable, the Financial Institution, a reasonable opportunity to act
on it.
Financial Institution ______________________________________________________________________________________________________
City _______________________________________________________________State ______________________ Zip ____________________
Account Name __________________________________________________________________________________________________________
Routing Number _________________________________________________ Bank/Loan Account No. ___________________________________
Name(s) Of Account Owner/Loan Customer (Print) _____________________________________________________________________________
Signature Of Account Owner/Loan Customer _______________________________________________ Date ______________________________
*Signature Of Account Owner/Loan Customer ______________________________________________ Date ______________________________
*The second signature block is provided for joint accounts or accounts requiring dual signatures.
RH-10104-2019
330
CONTENTS
Revenue Protection vs. Yield Protection Loss Examples

Average Yield..........................................................................................................................................................................................45.0
Projected Price......................................................................................................................................................................................$5.26
Harvest Price.........................................................................................................................................................................................$7.32
Revenue Protection guarantee = production guarantee × higher of projected or harvest price
Revenue Protection with Harvest Price Exclusion = production guarantee × projected price
Yield Protection = production guarantee × projected price
Revenue Protection
Levels of Coverage
65% 70% 75% 80% 85%
$ guar/acre (min) $154.12 $165.69 $177.79 $189.36 $201.46 (use projected price)
$ guar/acre (final) $214.48 $230.58 $247.42 $263.52 $280.36 (use harvest price – higher of the two)
initial bu trigger 29.3 31.5 33.8 36.0 38.3 (min guar/projected price)
final bu trigger 29.3 31.5 33.8 36.0 38.3 (final guar/harvest price)
Bushels Harvested
40 No Loss No Loss No Loss No Loss No Loss (final guar – (bu harvested × harvest price))
35 No Loss No Loss No Loss $7.32 $24.16
30 No Loss $10.98 $27.82 $43.92 $60.76

Levels of Coverage
18
65% 70% 75% 80% 85%
final bu trigger 21.1 22.6 24.3 25.9 27.5 (min guar/harvest price)
Bushels Harvested
40 No Loss No Loss No Loss No Loss No Loss (final guar – (bu harvested × harvest price))
35 No Loss No Loss No Loss No Loss No Loss
Lower Harvest Price

Revenue Protection Projected Price.....................................................................................................................................................$5.26
Revenue Protection Harvest Price........................................................................................................................................................$4.50
Levels of Coverage
65% 70% 75% 80% 85%
final bu trigger 34.2 36.8 39.5 42.1 44.8 (final guar/harvest price)
Bushels Harvested
40 No Loss No Loss No Loss $9.36 $21.46 (final guar – (bu harvested × harvest price))
35 No Loss $8.19 $20.29 $31.86 $43.96
30 $19.12 $30.69 $42.79 $54.36 $66.46
Yield Protection
Levels of Coverage
65% 70% 75% 80% 85%
bu guar/acre 29.3 31.5 33.8 36.0 38.3
Bushels Harvested
35 No Loss No Loss No Loss $5.30 $17.49
30 No Loss $7.95 $20.14 $31.80 $43.99
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CONTENTS
Revenue Protection Enterprise Unit Example

Level..........................75%
Base Price...............$5.26
Harvest Price...........$7.32 Unit No. Acres Share App Yield Guar. Guar. Guar. to Count Count Loss Net Loss
1.00 158.3 1.000 57 42.8 6,775 $49,593 6,805 $49,813 -220 -220
1.00 61.9 0.500 44 33.0 2,043 $14,955 2,854 $20,891 -5,937 -2,969
1.00 156.5 0.500 49 36.8 5,759 $42,156 5,172 $37,859 4,297 2,149
1.00 115.0 0.333 51 38.3 4,405 $32,245 4,206 $30,788 1,457 485
491.7 18,982 $138,948 19,037 $139,351 0 0
Lower Harvest Price

Level..........................75%
Base Price...............$5.26
Harvest Price...........$4.50 Unit No. Acres Share App Yield Guar. Guar. Guar. to Count Count Loss Net Loss
1.00 158.3 1.000 57 42.8 6,775 $35,637 6,805 $30,623 5,014 5,014
1.00 61.9 0.500 44 33.0 2,043 $10,746 2,854 $12,843 -2,097 -1,049
1.00 156.5 0.500 49 36.8 5,759 $30,292 5,172 $23,274 7,018 3,509
1.00 115.0 0.333 51 38.3 4,405 $23,170 4,206 $18,927 4,243 1,413
491.7 18,982 $99,845 19,037 $85,667 14,178 8,887
332
CONTENTS
ARPI Revenue Protection Example (Harvest Price is

Higher than Projected Price)
Loss example is based on one acre, 100% share.

Greater of Projected or
Trigger Revenue - (Expected County Yield x x Loss Limit Factor) = Payment Factor
Harvest Price
Final Policy Protection x Payment Factor = Indemnity
Coverage level 90%

Expected Price $4.00
Harvest Price $4.57
Dollar Amount of Insurance $678.72
Expected County Revenue $565.60 Expected Co Yld x Expected Price 141.4 x $4.00 = $565.60
Expected Co Yld x Greater of Projected/Harvest Price x
Trigger Revenue $581.58 141.4 x $4.57 x .90 = $581.58
Coverage Level
Dollar Amount of Insurance $678.72 Exp Co Yld x Projected Price x Protection Factor 141.4 x $4.00 x 1.2 = $678.72 18
Final County Revenue $342.75 Final County Yld x Harvest Price 75 x $4.57 = $342.75
Dollar Amount of Insurance per Acre x Acres x Share =
Policy Protection $678.72 $678.72 x 1.0 x 1.0 = $678.72
Policy Protection
Exp Co Yld x Greater of Projected/Harvest Price x Protection
Final Policy Protection $775.44 141.4 x $4.57 x 1.2 x 1.0 x 1.0 = $775.44
factor x Acres x Share
Expected Co Yld x Greater of Projected/Harvest Price x
Trigger Revenue $581.58 141.4 x $4.57 x .90 = $581.58
Coverage Level

($581.58 - $342.75) 238.83 238.83
= .513
($581.58 - (141.4 x $4.57 x .18)) 581.58 - 116.32 465.26
$775.44 x .513 = $397.80
333
CONTENTS
Claim Review
General Items
1. Do not replant or destroy any acreage without company consent.
2. Replant claims are worked prior to acreage reporting; the insured’s loss indemnity cannot be paid until the acreage report is
processed and the Summary of Coverage has been issued. If you are a processing agent (ERA) and do not submit a copy of
the acreage report, the claim will not be paid until this document is received.
3. The definition of replant is planting the same crop in the same location. Planting soybeans on a destroyed corn field is not a replant.
4. All harvested production records must be on a weight or measurement basis.
Incorrectly reporting a claim may result in the claim being denied.
Prevented Planting Claims

1. PP acres must be reported on the acreage report and a timely claim notice must be filed.
2. If insured has not planted any insurable crop in a county in the past four calendar years, an intended acreage report for all
crops the insured intends to plant must be filed no later than the sales closing date for the insured crop(s). Failing to do so will
result in your insured not having prevented planting coverage for the county.
3. All planted acres, insurable and uninsurable, are subtracted from the insured’s eligible PP acres.
4. Eligible acres are increased by percentage of added cropland, including CRP taken back into production, where applicable, for
the current year.
5. Land insured under a written agreement for new breaking land is not covered under the PP provisions.
Revenue Protection
1. Replant claims are paid using the projected price.
2. Prevented planting claims are paid using the projected price.
3. Harvest claims for Revenue Protection with harvest price Exclusion are paid as follows:
a. Guarantee is determined using the projected price. There is no upward movement in the guarantee for a higher harvest price.
b. Production to count is taken times the harvest price.
c. The insured could have a bushel loss and receive no indemnity payment.
4. Harvest claims for Revenue Protection are paid as follows:
a. Guarantee is determined using the higher of the projected price or the harvest price.
b. Production to count is taken times the harvest price.
Uninsured, Unavoidable Fire/Third-Party Damage
A timely filed claim notice must be submitted, and production from the damaged acres must be kept separate from the production on
the non-damaged acres.
334
CONTENTS
19
Quality
Control
Federal Compliance Requirements and Quality Assurance...........................................................................................................................336
Agent Training Requirements and Reviews...................................................................................................................................................336
19
www.RainHail.com
CONTENTS
Federal Compliance Requirements and Quality Assurance

1. The federally reinsured policies written by the companies whose crop insurance business is serviced by Rain and Hail L.L.C.
are subject to a reinsurance agreement with the Federal Government. In return for receipt of federal monies to help defray
administrative expenses, subsidize premiums, and pay claims, this agreement outlines procedural requirements that must be
followed. Receipt of federal funds is jeopardized whenever there are deviations from these requirements.
2. For the most part, the requirements of the reinsurance agreements can be divided into two categories: (1) compliance with policy
provisions and the procedures outlined in the Crop Insurance Handbook (CIH), Rates and Rules for federally reinsured policies;
and (2) conducting reviews and audits to assure that specified standards of performance are met.
3. The provisions of the federally reinsured policies provide the basis for determining coverage and payment of indemnities.
Procedures for implementing the provisions are explained in detail in the CIH. There is little room for flexibility in following the
procedures as requirements are quite specific. Deadlines for receipt of applications, production information for unit determination,
acreage reports, and notification of a claim are defined. How guarantees are established, units defined, and production is
determined when paying claims, along with dozens of other procedures, are outlined in detail. Whenever there is deviation from
these procedures, reinsurance is at risk.
4. The responsibility for effective implementation of the crop insurance program for individual insureds must lie with those
involved with each specific part. Insureds must be informed of deadlines, rules, and procedures so they can be responsible
for providing accurate and timely information. Agents, underwriters, and crop adjusters must also each understand and carry
out their responsibilities within the program. To do so, all must be thoroughly aware of the rules to be followed and each
party’s responsibilities.
5. To assure quality in implementing and administering the crop insurance program, the reinsurance agreements require that specific
training requirements be met for all individuals working with crop insurance and that various audits and reviews be performed.
Agent Training Requirements and Reviews

Agent Training Requirements
1. New agent training must include a minimum of 12 hours of structured classroom/one-on-one training. 12 hours of training must
be obtained prior to writing or servicing a policy. A new agent must also write at least one policy the first year he/she completes
his/her 12 hours of training in order to fulfill his/her training requirement. He/she must also take and pass the competency test.
2. Experienced agents or other applicable persons must annually complete at least three (3) hours of training on updates or
changes. All agents and applicable persons must retake and pass the basic competency test every three years.
3. A basic competency test will be given and must be passed every three years.
Multiple Reviews
1. Conflict of Interest Review
Any agent, adjuster, Rain and Hail employee, spouse of those or anyone affiliated with the FCIC, FSA, Rain and Hail or the
agency that has a policy with Rain and Hail and has an indemnified claim is subject to a Conflict of Interest Review. The crop
and county where the loss is paid will have a four-part review consisting of Acreage, APH, File and Closed Claim review. The
APH review will require verification of the past year and may require verification of the last three years if the past year is out of
tolerance. Rain and Hail cannot pay the claim until these reviews are completed.
Annually, each agent will have to sign a disclosure stating whether or not they have business, financial or legal relationship with
any MPCI insured, or has a substantial beneficial interest in a policy themselves. The sales and service of a crop insurance
policy does not have to be reported. The annual Conflict of Interest Disclosure Statement can be completed online via Agent
Services. In the event of a claim, all COIs disclosed will be reviewed.
2. $200,000 Claim Review
The crop and county where the loss is paid will have a four-part review consisting of Acreage, APH, File and Closed Claim
review. The APH review will require verification on the last three certified years of the crop/county where the loss is being paid.
Rain and Hail cannot pay the claim until these reviews are completed. A Whole-Farm Revenue Protection claim in excess of
$200,000 requires a two-part review consisting of File and Closed Claim review.
3. $500,000 Claim Notification
Rain and Hail must notify RMA of each potential claim that could exceed $500,000. Once notified, RMA may participate in the
adjustment of the claim or elect to review the claim before Rain and Hail issues funds to pay the claim.
336
CONTENTS
Chapter 19 — Quality Control
APH Reviews
Production and Supporting Records
The producer must keep separate records of production from all acreage on a unit basis.
If the producer does not have contemporaneous records separating production by type within a unit, the reviewer must allocate
the total production within that unit to the different types. If production was commingled between units, separate verifiable records
must be provided.
Please have readily available by insurance unit for the last three (3) years any of the available items below:
1. Settlement Sheets
2. Load Records
3. Bin Measurements
4. Loss Papers
5. Livestock Feeding Records
6. Any type of approved record that would verify your reported acres and production
What are the Requirements for Acceptable Production Records for Proving Prior Year
Acres?
Sold Production
Production reports must be substantiated by marketing records from a marketing outlet, processor, commercial facility or buyer,
such as:
1. Settlement Sheets or Weight Tickets
2. Ledger Sheets
3. Broker Sales Summaries
4. Sales or Load Receipts
These records must include buyer’s name, production, crop type, producer’s name and delivery date.
19
Settlement/Summary Sheets
Settlement sheets must show production and production sold by crop year, as well as:
1. Buyer’s Name and Address
2. Insured’s Name
3. Load/Ticket Number
4. Crop
5. Gross Weight
6. Tare Weight
7. Date Weighed
If an insured does not yet have his/her settlement sheets, weight tickets are also valid to show for production.
Appraisals
Signed appraisals from an approved insurance provider are acceptable forms of verified production. If an insured has any
previously appraised production that was ultimately sold, they must provide settlement sheets.
Farm Stored
Determinations of harvested production to be counted must be based on weights or measurements and conversion factors
consistent with FCIC procedures used in loss adjustments.
1. Records must be maintained on a unit/type basis.
2. Insureds must have old crop production measured by either the company or FSA prior to new crop being added.
3. If an insured does not have the production measured as stated above before combining production, the production must be
considered commingled and the procedures for commingled production will apply.
337
CONTENTS
Feed Records
Records must be specified by:
1. Number of Head
2. Type of Livestock
3. Estimated Average Weight (average to the nearest 100 pounds) of Livestock and Location or Pen Number
4. Date Fed
5. Bale Weight
6. Number of Bales Fed
7. Crop Type and Unit Number
8. Bin ID from which the production was taken, if applicable
These records are only acceptable for current year’s production.
Precision Farming
Precision Farming Systems must be calibrated per manufacturer’s specifications. If the records provided by the insured are not
reasonable, or the AIP has reason to question the records, the insured must provide the precision farming technology, yield monitor
systems raw data and any additional records requested by the AIP.
For planted acreage records to be acceptable from an automated planter monitoring system, the insured’s determined acres and
map must provide the following information in conjunction with production data:
1. Insured’s Name
2. Unit Number
3. FSN/Tract/Field ID number
4. Legal Description
5. Crop
6. Acres Planted
7. Electronically Produced Maps of Planted Acreage and Acreage Summary Records
Claim Reviews
Claim reviews will consist of:
1. 2% of all Express Claims and Self-Certified Replants
2. Express Claims, if an indemnity was paid using the Express Claim process in either of the two previous crop years
3. Inconsistent losses, abnormal causes of losses, suspicion of fraud, whistle blowers, irrigated, etc.
Acreage Reviews
A sampled percentage of PRF crop/county contracts, zero reported, Conflict of Interest, late filed Acreage Reports and any policies
where an acreage report was not submitted will be reviewed.
Companion Policies
If a Quality Control Review is completed on a policy which has companion policies, those companions will be updated as well even
though they may not have initially triggered a QC review.
RMA Discretionary Reviews
A list of Data Mining Reviews will be provided by RMA which can include APH reviews and RCO Requested GSI inspections. RMA may
require, at its discretion, Rain and Hail to review the APH, acreage or claim for any policy.
338
CONTENTS
20
Perennial Crops (Category C)
General Information........................................................................................................................................................................................340
Minimum Age and/or Production Requirements.............................................................................................................................................340
Age/Leaf Determination..................................................................................................................................................................................340
Producer’s Pre-Acceptance Worksheet (PAW)..............................................................................................................................................341
Pre-Acceptance Inspection Report (PAIR).....................................................................................................................................................344
APH Database Establishment .......................................................................................................................................................................344
Added Insurable Acreage...............................................................................................................................................................................344
Added Land....................................................................................................................................................................................................345
Organic Perennials.........................................................................................................................................................................................346
Acreage Adjustments .....................................................................................................................................................................................346
High Variability Tests .....................................................................................................................................................................................347
Added County and Yield Floor........................................................................................................................................................................347
Non-Contiguous Land.....................................................................................................................................................................................347
RO Determined Yields....................................................................................................................................................................................347
Options...........................................................................................................................................................................................................348
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General Information
A perennial crop is a plant, bush, tree or vine crop that has a life span of more than one year. Perennials are considered Category C crops.
Category C Crops include the following crops: Almonds, Apples, Arizona-California Citrus, Blueberries, Cranberries, Figs, Grapes,
Macadamia Nuts, Peaches, Pears, Prunes, Stonefruit (Apricots, Nectarines, Peaches, and Plums), Table Grapes, Texas Citrus Fruit
and Walnuts.
Minimum Age and/or Production Requirements

Each crop provision provides age and/or production minimum requirements that must be met prior to insurance attaching. If the crop
provisions allow, insurance may be requested by Determined Yield or Written Agreement if the minimum age and/or production minimums
have not been met.
Age Requirements
Insurability is based on the insured’s certification on the Pre-Acceptance Worksheet (PAW). Any acreage not meeting the age
requirements must be reported on the policy and must be reported as uninsurable.
1. Production from underage acreage must be included on the production report.
2. Production from uninsurable acreage is not included in the APH database nor part of the Approved Yield calculation.
3. The insured may elect to include prior production from acreage that had not met age requirements in the APH database once
the age requirements have been met.
4. Production from underage acreage should be reported on a separate APH database from mature/insurable acreage. Failure to
report separately will result in such acreage being shown and production considered to be commingled. Total production and
total acreage will be used in the database while only insuring the acreage that has met minimum age requirements.
Commingled Production for Acreage Not Meeting Age Requirements
When production from uninsurable acreage not meeting minimum age requirements is commingled with production from insurable
acreage, total production divided by total acreage is used for all crop years that were commingled. The YA does not apply for any years
that are commingled.
Production Requirements
Insurability is based on production minimums that must be satisfied within a specific period of time. For example, the Apple crop
provisions provide that in one of the most recent 4 years an orchard must meet 10 bins/acre.
1. Production reports must be filed that indicate at least one crop year has met the minimum requirements.
2. All actual yields must be reported and certified whether or not production minimums are met.
3. Production from underproducing acreage must be included on the production report.
4. Production from uninsurable acreage must be kept separate and must not be included in the insured acreage APH database.
Failure to report separately will result in acreage being shown and production considered to be commingled. If production
minimums are not met on commingled acreage, the entire acreage is uninsurable.
Commingled Production for Acreage Not Meeting the Minimum Production Requirements
When production is commingled between production from insurable acreage and uninsurable acreage due to minimum production
requirements not being met, the entire commingled acreage and production for all production yield years must meet the minimum
production requirements for insurability. The YA does not apply for any years that are commingled.
Age and/or Production Requirements
If a crop has age and/or production requirements that must be met, follow the guidelines for both sections as applicable.
Age/Leaf Determination
Leaf year or age, is used to determine insurability for crops with a minimum age requirement. Leaf year is also used to determine T-Yields.
If a crop is set out or grafted prior to July 1, count that year as the first leaf year.
If a crop is set out or grafted after July 1, count the following year as the first leaf year.
Example: Almonds planted May 1, 2013. Start counting in 2013 since the crop was planted prior to July 1. The crop is 9th leaf in the 2021
crop year.
Example: Almonds planted October 1, 2013. Start counting in 2014 since the crop was planted after July 1. The crop is 8th leaf in the 2021
crop year.
Citrus and Avocados
The policy crop year is designated by the calendar year following the year in which bloom is normally set.
Example: Grove is planted April 1, 2015. Start counting in 2016, since 2015 is the first year bloom sets. The crop is 7th leaf in the 2022
crop year.
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Chapter 20 — Perennial Crops (Category C)
Producer’s Pre-Acceptance Worksheet (PAW)

The PAW is an insured’s self-certification of the planting and other conditions of the perennial crop. The insured must complete and submit
the PAW by the Production Reporting Date each year.
The following table provides additional details regarding each field within the PAW.
Element Notes
Legal Description The legal should match what has been reported on the APH database.
This is field is not required on forms; however, is required in our Processing system as a unique identifier for each
Block Name/Number
block line.
Month/Year Planted Enter the month and year trees/vines/bushes/bogs are planted
Grafted includes dehorned, buckhorned, stumped, etc. This date may be listed in addition to the plant date. Use
Month/Year Grafted or Stumped this date to determine leaf year, other than for grafted apples reported separately in Idaho, Oregon and Washington
(see separate section below for these).
Designate whether the block has met insurability requirements. You would also mark Removed Acres in this field –
Insurable or Uninsurable
see section below concerning Removed Acres.
FSA Farm Not required on the block level
Acres Grower reported acres
RH Acres If RH has inspected the block, the AIP determined acres will be indicated in this field
Variety Specific varieties may be required by crop.
Required for Arizona-California Citrus Crop, Macadamia Nuts, Peaches, Pistachio, Plum, Prune, Stonefruit, and
Rootstock
Walnuts. Also applicable for grapes, to indicate whether rootstock is Phylloxera resistant rootstock.
Total # of plants Enter the number of bearing plants which make up the block.
Plant Spacing Average spacing within this block (Example: 18x20)
Pruning Height Not required but can be helpful for some crops.
Calculate the percent stand by dividing the # of insurable trees by the product of density multiplied by original acres
Example:
Percent Stand 10 acres planted in an 18 x 20 planting pattern. The insured reports 968 trees.
Density: 43560÷ (18X20) = 121
Percent stand: 986/ (121X10) = 81%
Based on plant spacing (43,560 ÷ square feet).
Density
Example: 20
20x20 = 400 square ft.
43560÷ 400 = 109
Citrus frost protection: 1 wind machine will cover 10 acres, 40 serviceable heaters per acre, or solid set sprinklers or
Citrus Number of Wind Machines
foggers supplied by well water
Spur/Non-spur Only applies to Apples
Planting Pattern Use chart at bottom of page to assist in selecting the correct planting pattern
Pre-Acceptance Questions
All questions at the bottom of the Pre-Acceptance Worksheet must be answered. Prior to answering the questions, the average yield
from the preliminary APH database must be calculated.
1. Has damage (e.g., disease, hail, freeze) occurred to Trees/Vines/Bushes/Bog that will reduce the insured crop’s production
from previous crop years? If yes to disease, list the type of disease.
2. Have practices or production methods (e.g., removal, dehorning, grafting) been performed that will reduce the insured crop’s
production from previous crop years?
3. Is the current water supply (surface allotment/well) adequate to produce a normal crop for the crop year being certified above?
4. Organic: Is acreage transitioning from conventional to organic for the first year? If yes, is the acreage transitioning with or
without an organic plan? With organic plan ___ Without organic plan ___
5. Organic: Is acreage changing from organic to conventional for the first year?
6. Organic: Has the acreage been affected by a Prohibited Substance (biological, chemical or other agent) which results in a
change in practice? If Yes, select: □ Organic to Transitional □ Organic to Conventional
7. Is any of your crop direct marketed?
8. Is your operation vertically integrated?
Answering yes to questions 1 and or 2 will require a Pre-Acceptance Inspection and review by RMA.
Answering no to question 3 will require a Pre-Acceptance Inspection and review by RMA.
Direct Market: When the insured crop is sold directly to consumers without the intervention of an intermediary such as a wholesaler,
retailer, packer, processor, shipper, buyer or broker.
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Vertically Integrated: A producer is vertically integrated when all stages of production of a crop, from acquisition of materials to the
retailing or use of the final product, are controlled by one person, or by different persons that are related.
Removed Acres
It is the insured’s responsibility to account for all prior acreage reported on the PAW. For removed blocks, the insured must
line through the applicable acreage and indicate the removal date. The insured must continue to report the removed acreage on
subsequent PAW(s) until the related production information no longer remains in the APH database(s). Acreage being removed from
database to be insured under a different practice/type should be documented as such and moved to appropriate production reporting
database as applicable.
If the removed block represents an entire APH database, annotate the removal on the PAW the initial crop year, and in subsequent
crop years no further reporting of the removed APH database PAW is required. The APH needs to be kept until no longer within the
record retention period, in case of APH reviews.
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County: Crop: Practice: Type: Unit No.: Remarks/Other:
FSA FSA Planted Rain and Hail Total Total Number of Plant Citrus Interplanted
Farm Name/ Mo/Year Mo/Year Insurable or FSA Tract Field Acres Grower Measured Acres/ Variety/Type/ Plants, Trees, Spacing/ Pruning Percent No. of Wind with another
Yield No. 2
Legal Description Block No. Planted Grafted Uninsurable FN No. No. Reported Date Measured Root Stock Vines, Bushes* Pattern Height Stand Density* Machines Crop? Y/N**
*
N/A cranberries or low bush blueberries
Unit Totals **
If interplanted with another crop, enter the crop and explain in “Remarks/Other”.
Check or circle either yes or no: **
Enter “No” if another crop is not interplanted.
1. Has damage (e.g., disease, hail, freeze) occurred to Trees/Vines/Bushes/Bog that will reduce the insured crop’s production from previous crop years? Yes No If yes to disease, list type
2. Have practices or production methods (e.g., removal, dehorning, grafting) been performed that will reduce the insured crop’s production from previous crop years? Yes No
3. Is the current water supply (surface allotment/well) adequate to produce a normal crop for the crop year being certified above? Yes No
4. Organic: Is acreage transitioning from conventional to organic for the first year? Yes No If yes, is the acreage transitioning with or without an organic plan? With organic plan Without organic plan
5. Organic: Is acreage changing from organic to conventional for the first year? Yes No
6. Organic: Has the acreage been affected by a Prohibited Substance (biological, chemical or other agent) which results in a change in practice? Yes No If Yes, select: □ Organic to Transitional □ Organic to Conventional
7. Is any of your crop direct marketed? Yes No
8. Is your operation vertically integrated? Yes No
Planting Pattern Examples
(S) Square Planting Pattern (B) Hedgerow or Border Planting Pattern (Q) Quincunx/(H) Hexagonal Planting Pattern (D) Double Row Planting Pattern (O) Other
                  
ROAD, BOUNDARY OR DITCH       
   
      
    
   
Pattern for when the trees/vines/bushes are       
planted along a road, boundary or ditch row.
           
COMPANY/AGENT COPY This form is not valid without the MPCI Application/Cancellation/Transfer/Policy Change/Reporting Form RH-5208-2021
20
MP-1234567 CALIFORNIA 4 10/06/20XX
RAIN AND HAIL INSURANCE SERVICE, L.L.C.
SCAN: 90465162050738520037 20XX
Producer's Pre-Acceptance Worksheet for Perennial APH/ARH Crops
A separate Pre-Acceptance Worksheet is needed for each unit.
County: 19 FRESNO Crop: ALMONDS Practice: IRRIGATED Type: 9970 NTS Unit No.: 1.00 Remarks/Other:
Planted Rain and Hail Total Total Number of Plant Citrus No. of Interplanted
Farm Name/ Mo/Year Mo/Year Insurable or FSA Farm- Acres Grower Measured Acres/ Variety/Type/ Plants, Trees, Spacing/ Pruning Percent Wind with another
Yield No. 2Legal Description Block No. Planted Grafted Uninsurable Tract-Field Reported Date Measured Root Stock Vines, Bushes* Pattern Height Stand Density* Machines Crop? Y/N**
58.0 22 13S 14E 8E2N 03/2014 INS 31844-3840-4 80 0 NONPAREIL/WOOD 11280 22X14 0 100 141 0
COLONY None
8E2S 03/2015 INS 0 20 0 NONPAREIL/WOOD 2829 22X14 0 100 141 0
COLONY None
Remarks: Yield Adjustment, E, 80% of T-Yield, , Risk: ___, PLANTED INSURABLE TOTALS: 100.0 0.0 14109.0
03/2014, 60% YA Plug,18T=2542
Both the month and year set-out or

To Calculate Density
grafted must be indicated for each
block, if applicable. 43560 sq. ft. per acre ÷ spacing = density
Example, Block 8E2N Above:
If Rain and Hail has performed 43560 sq. ft. per acre ÷ (22 x 14 sq. ft. per tree) = 141 density (# of tress per acre)
an inspection, the Rain and Hail
measured acres will print on the form. To Calculate Percent Stand
Unit Totals 100.0 0.0 14109.0
Number of plants ÷ (density x acres) = percent stand
X
Example, Block 8E2NXAbove: X
X
X11280 ÷ (141 x 80) = 100% stand

X
X
X
X
Producer’s Pre-Acceptance Worksheet (RH-5208) will generate with acreage report when using the MPCI Application and
Reporting forms tool on Agent Services.
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CONTENTS
Pre-Acceptance Inspection Report (PAIR)

A Pre-Acceptance Inspection Report (PAIR) is an underwriting tool used by the AIP to establish insurability of the crop, evaluate the risk to
be assumed by the AIP and verify information provided by the insured on the PAW. If the PAIR discloses that information provided on the
PAW was incorrect or incomplete, the PAW must be corrected.
A PAIR may be required for the current crop year when:
1. Required by policy, Special Provisions or for Written Agreement to determine insurability
2. Triggered by PAW
3. An insured does not complete a PAW or does not complete PAW in acceptable manner
4. Requested in writing by RMA for county crop program
5. Damage has occurred
6. RO Determined Yields
7. Cultural practices have been performed that will reduce the insured crop’s production from previous levels
APH Database Establishment

APH databases must be established by unit by each practice, type and other characteristics identified in the actuarial documents such as
early, mid and late season.
The approved yield is developed form the producer’s actual production history, history may contain both actual and assigned yields. If
the database contains less than four years of history, either Variable T-Yields or Weighted Average T-Yields must be used to complete a
minimum of four years required. The production guarantee is established by multiplying the elected coverage level by the approved yield.
Variable T-Yields are established by crop and are calculated based on years of actual or assigned yields in the database.
Variable T-Yields are by crop
3 years of actual production history use 100% of the T-yield
1 year of actual production history use 80% of the T-yield
Weighted Average T-Yields apply for some perennial crops such as blueberries and are calculated from the block information certified on
the Pre-Acceptance Worksheet. Calculations are based on age, density, variety or other characteristics to indicate different T-Yields and
T-Yield map areas as outlined in the RMA Actuarial Documents.
Block Reporting
Block reporting allows the insured to report and maintain separate production by block. This allows production from underage trees
or acreage not meeting minimum requirements to be maintained separately. Production records must be maintained separately on an
additional APH database in order to report by block.
Block is defined as trees/vines/bushes of a single age, density, variety or other characteristics to indicate different T-Yields and T-Yield map areas.
Grafted Apples in the States of Idaho, Oregon and Washington
Refer to section 1864 of the Crop Insurance Handbook.
Added Insurable Acreage

Definition: Added insurable acreage is acreage that becomes insurable in the current policy crop year because policy requirements for
minimum production and/or age are met.
Production Reported by Block
Adding to Existing Unit – certain crops in AZ, CA and UT only
If the uninsurable production and acreage was tracked in a separate database, when the acreage becomes insurable it may be added
to an existing APH database.
Calculate the percentage increase in acreage and if the increase is less than 70%, the acreage can be combined with the existing
APH. The production from the previously uninsured acreage is excluded from the APH and the approved yield from the original APH is
used for all acreage.
70% or greater, the insured must maintain separate APH databases until the added insurable acreage contains 4 years of actual
production. After the 4 years the acreage may be combined.
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Adding to Existing Unit – All Other Crops and States

When insurability of the crop acreage is based on age or production minimums being attained, and acreage is added to an existing APH
database, the production is considered commingled between insurable and uninsurable acreage. All production and all acres must be
combined for all of the years of insurable and uninsurable acreage. See the section below concerning Commingled Production.
Added as a Separate APH Database
Crops with Age Requirements
The insured has the option to use underage production in the APH database. Once the production is certified, it cannot be removed
unless requested by Determined Yield (RO UW Guide).
If the grower does not want to use the underage production, variable T-Yields will be used in place of the actual yield. Production and
acreage should still be reported but should be marked “Non-qualifying”.
Crops with Production Requirements
At least one year of production must be reported that meets the minimum production requirement. The remaining years in the APH will
be completed with the variable T-Yield.
Any prior production that was reported before meeting the minimum production requirement will not be used to calculate the approved
yield and should be marked “Non-qualifying”.
Commingled Production
Crops with Age Requirements
When production from uninsurable acreage is commingled with production from insurable acreage, total production divided by total
acreage is used for all crop years that were commingled.
The YA will not apply to any commingled acreage.
Crops with Production Requirements
If production from uninsurable acreage is commingled with production from insurable acreage, total production divided by total acreage
is used. The entire commingled acreage must meet the production minimum requirements or the entire acreage will be uninsurable.
The YA will not apply to any commingled acreage.
If uninsurable acreage was… And… Then…

• Total production and total acres are used for applicable years
Commingled. Production was not
reported separately
N/A and YA will not apply. 20
• Document APH database
• Report production and acreage on each individual yield.
Grower does not request
Kept separate, reported separately • OU only apply if non-contiguous ground and optional units by
to combine databases
non-contiguous land are available for the crop.
• If added acreage is less than 70% of existing acreage, okay
to combine.
Grower requests to
Kept separate, reported separately • If greater than 70%, must remain separate for until 4 years
combine databases
of history are available. Or grower may request RMA allow to
combine by DY request.
Added Land
New producers or carryover insureds who have recently added mature land (recently purchased or leased perennial crop acreage
which meets policy requirements) may use the prior producer's records when acceptable hard copy records of acreage and production are
submitted by the Production Reporting Date.
When production reports not submitted or less than four years are provided, variable T-Yields are determined based on the years of
records provided for the unit being added, not on a crop basis.
These yields remain in the database unadjusted and roll out as the most recent four years of actual/assigned yields are provided.
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Organic Perennials
The initial year an insured transitions an existing conventional perennial crop to organic farming practices (with or without a plan) the
Pre-Acceptance question #4 must be answered yes. The following will be used to establish the APH database:
If… Then…
• Create a new APH Database
• AIP will set an approved APH using the percentage difference in the applicable T-Yields between
conventional and transitional organic practices (OC T-Yield/ Conventional T-Yield) *Inserted
example below
• The % difference is applied to the average yield in the APH database for the conventional acreage to
The conventional T-Yield is greater derive a number which is used for the 4 most recent years in the APH as “OF” yields.
than the Organic T-Yield • Neither YA, YE, nor CUPS apply to the database
• PAIR and RO DY is not required
• If the APH does not have conventional history, use transitional organic T-Yields
• Procedure applies to initial year of transition only. For the 2nd and 3rd year transitioning, an RO
Determined Yield is required if database was not previously transitioned.
The conventional T-Yield is equal to • Use existing APH database
or lower than the Organic T-Yield • Change practice
Example of Determined Yield for Acreage Transitioning to Organic

T-Yield for transitional acreage: 883 boxes
T-Yield for conventional: 1010 boxes
% difference: 883/1010 = 87%
Average yield for conventional acreage (transitioning): 1600 boxes
% difference X avg yield = Determined Yield: 87% x 1600 = 1392
Enter 1392 Determined Yield with "OF" yield descriptor in 4 most recent years of Transitional APH database; replace with actual yields in sutlsequent years
YA, YE, CUPS are N/A.
If the insured is transitioning without a plan, the acreage must continue to be insured as conventional and the APH must still be factored
using the chart above. Separate databases must be established for acreage transitioning without an organic plan and acreage under the
conventional practice (procedural exception code T). Losses due to organic farming practices will be considered an uninsurable cause
of loss.
If production minimums are required by the crop policy, the “OF” yield is used to determine insurability. If the acreage no longer meets
production minimums, an RO Determined Yield must be requested and a PAIR is completed.
Organic Acreage Transitioning to Conventional
If an insured is transitioning from certified organic to conventional practices, the APH database will retain organic actual yields (OC and
OT) as actual yields in the conventional database. The insured may request a higher yield by way of an RO Determined Yield if the
yield is expected to increase.
Organic Transitional Acreage becomes Organic Certified
When acreage becomes organic certified, the insured may answer no to the PAW question #4. The actual yields contained in the APH
database while in transition to organic will continue to be used and the APH database will reflect the Organic practice (OC). Note that if
there are less than 4 years of actuals and an ‘OF’ yield was used for the transitional database (with or without a plan), it will no longer
be used for the OC database – the variable organic T-Yield will be used instead.
Deadlines for Documentation
To insure as certified organic and transitional organic practices according to the BP, the insured by the ARD must have for the certified
organic acreage, a current organic plan and a written certification (an organic certificate). For acreage in transition to certified organic,
the insured must have an organic plan or documentation from a certifying agent indicating an organic plan is in effect for the acreage.
Acreage Adjustments
The insurable acreage must be reduced when a significant decrease in original plant stand results due to damage or removed trees. A
significant decrease occurs when the reduction affects the production potential of the crop and the decrease in percent stand is equal to
or greater than 20% (or the percentage specified in the crop special provisions). Note that this is applied to the total acres of a yield line
based on the weighted-average percent of stand when there are multiple blocks on the yield line.
If the reduction in stand was caused by an insurable cause of loss during the current insurance period, the reduction must be considered in
the subsequent crop year.
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CONTENTS
Example: 10 acres planted in an 18 x 20 planting pattern. The insured reports 960 trees. The percent stand would be 79%. The PAW would
reflect a 79% stand with 10 acres whereas the acreage report would reflect 7.9 acres (79% of 10).
Once acreage reduction has been made, acres can only be increased when authorized by the RMA RO via Underwriting Guidelines
or requested by RO Determined Yield request. RO authorization is not required when replanted acreage meets minimum insurability
requirements specified in the crop or special provisions.
High Variability Tests

High variability tests determine whether adjustments to the APH database are warranted. They include alternate bearing and downward
trending patterns. Downward trends and yield variances are calculated and identified by Rain and Hail.
Downward Trend: When the average of the 3 most recent APH years are less than 75% of the preliminary average yield.
If you recognize a trend or a variance when computing the preliminary yield, you may have your insured send in a written request for
reconsideration by way of Determined Yield Request, with compelling reasons to override the trend or the variance.
Added County and Yield Floor

Added County Election does not apply to Category C crops. Producer cannot add a new county/crop after SCD.
Yield Floors are not authorized; however, cups may be used if option is elected by applicable deadline.
Non-Contiguous Land
Acreage of an insured crop that is separated from other acreage of the same insured crop by land that is neither owned by the insured nor
rented by the insured for cash or a crop share. Acreage separated by only a public or private right-of-way, waterway or an irrigation canal
will be considered as contiguous.
Optional unit structure may be established by non-contiguous land for most perennial crops and should be indicated on each APH
database by applying appropriate unit numbering to denote separate optional units. It also helps the person keying the policy if the yields
are marked on the paperwork as non-contiguous, as they must indicate in the system that those yields are non-contiguous.
Example:
20
RO Determined Yields
A RO DY may be requested for the following situations if allowed by individual crop or special provisions.
1. Higher Yield Requests
2. Productivity is Reduced
3. Change in Practice or Production Methods
4. Irrigation Supply is Not Adequate
5. Unusual Cases
6. High Variability Yield Adjustment
7. Underage Crop
8. Minimum Production Requirement
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Options
All options available for perennial crops are listed in the county actuarials under the Rates Tab. Some options that may apply if elected to
perennial crops are:
1. Revenue Substitution (RS) 60% – applicable to ARH plan only
a. Only applies if the annual revenue falls below 60% of the T-Revenue
b. If applicable to revenue, may also apply to annual production for the APH crop year that falls below 60% of the T-Yield
2. Fresh Option (AF)
a. Applies to production to count for the APH from prior years claim for apples.
3. Pear Quality Adjustment (PQ) – Fresh Market Production only
a. Must be set at database level
b. Applies to production to count for the APH from prior years claim
4. Frost Protection (FR) – Applies to Citrus in AZ/CA
a. Applies premium discount when grower meets frost protection requirements outlined in Special Provisions
5. Quarantine Endorsement (QE)
a. Endorsement must be elected by insured and replaces policy language preventing coverage of losses related to quarantines
6. Protective Cover (PC) – Applies to Table Grapes in CA
a. Option must be elected by insured and applies to late harvest table grapes (end of insurance date is October 31 or later).
b. Option applies premium discount when grower meets adequate plastic coverage requirements outlined in Special Provisions/
Crop Insurance Handbook
7. Contract Price Addendum (CP) – Applicable to some crops other than grapes
a. Contract Price Addendum may be elected by insured and applies on Transitional Organic (OT) and Certified Organic
(OC) practices.
b. Maximum contract price published on the price tab of the actuarial documents.
c. Contracts must be provided by the acreage reporting deadline and meet requirements outlined in the Crop
Insurance Handbook
8. Contract Pricing for Grapes (CP) – Applicable to Grapes only per Crop Provisions
a. Contract pricing may be elected by insured and applies contract price up to maximum price indicated in Special Provisions
b. Contracts must be provided by the acreage reporting deadline and meet requirements outlines in Special Provisions
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21
21
Organic
Farming
Certified Organic and Transitional Acreage....................................................................................................................................................350
Organic Database...........................................................................................................................................................................................352
www.RainHail.com
CONTENTS
Certified Organic and Transitional Acreage

Reference the Crop Insurance Handbook (CIH), General Standards Handbook (GSH) and the Common Policy Provisions for
additional information.
Definitions
1. Certified Organic Acreage – Acreage in the certified organic farming operation that has been certified by a certifying agent as
conforming to organic standards in accordance with OFPA and 7 CFR part 205.
2. Transitional Acreage – Acreage in transition to organic where organic farming practices are being followed; but the acreage
that does not yet qualify as certified organic acreage.
3. Buffer Zone – A parcel of land, as designated in the organic plan, which separates agricultural commodities grown under
organic practices from agricultural commodities grown under non-organic practices and is used to minimize the possibility of
unintended contact by prohibited substances or organisms.
4. Certification – A determination made by a certifying agency that the production or handling operation is in compliance with the
AMS NOP certification standards.
5. Organic Farming Practice – A system of plant production practices used on organic acreage and acreage in transition to
organic to produce an organic crop that is approved by a certifying agent in accordance with 7 CFR part 205.
6. Sustainable Farming Practice – A system or process for producing an agricultural commodity, excluding organic farming
practices, that is necessary to produce the crop and is generally recognized by agricultural experts for the area to conserve or
enhance natural resources and the environment.
7. Conventional Farming Practice – A system or process that is necessary to produce an agricultural commodity, excluding
organic farming practices.
Guidelines for Certified Organic and Transitional Acreage
Availability
1. Organic farming practices are insurable for most crop contracts; however, it is the agent’s responsibility to verify, per the
actuarial table, that a rate is available. If a rate is not provided, a written agreement may be requested if permitted by the
Crop Provisions (written agreements are not available for CAT or ARPI coverage).
2. If no rate is provided and no written agreement is issued, acreage contained in the insured’s organic plan as transitional or
certified organic acreage is uninsurable and must be reported as uninsured acreage.
3. Certification can only be obtained from a certifying agent. A list of such agents can be obtained on the USDA’s National
Organic Program website: http://www.ams.usda.gov/NOP.
4. At acreage reporting, the insured must have an organic plan and certificate, or an organic plan for transitional acreage, in
order to insure the acreage as organic certified or organic transitional. If no certificate or plan is in place, the acreage will
be reported as a conventional practice.
5. An insured that grows crops organically and has an annual gross agricultural income from organic sales of less than
$5,000 is exempt from certification. However, to insure the crop under an organic practice the insured must submit
documentation to the insurance provider including an organic plan approved by a certifying agency by the acreage
reporting date, and be able to provide upon request records showing all production and handling activities of the farming
operation in sufficient detail. Such records must be maintained for at least five years.
Amount of Insurance and Premium
1. Price elections or dollar amounts of insurance for transitional and certified organic will be the applicable price elections or
dollar amounts of insurance shown in the actuarial documents.
2. Unless separate practices for certified organic and transitional crops are identified on the actuarial document, the premium
for transitional or certified organic acreage is determined by multiplying the premium rate for the conventional practice or
type by the organic premium factor issued by RMA in the actuarial or applicable written agreement.
350
CONTENTS
Chapter 21 — Organic Farming
Basic Requirements
1. The following documentation must be available by the date acreage is reported and provided to the company in the event 21
of a loss.
a. For certified organic acres, an organic plan and written certification in effect from a certifying agent indicating the
name and entity certified, effective date of certification, effective date of the certificate, certificate number, types of
commodities certified and names and address of the certifying agent.
b. For transitional acreage, an organic plan and written documentation from a certifying agent. The organic plan must list
the crops in transition and must include all acreage (including sustainable and conventional) in the farming operation.
c. Records from the certifying agent showing the specific location of each field of certified organic, transitional, buffer
zone and acreage not maintained under organic management.
i. Records, including record of acreage and production, applicable to the organic farming operation must be maintained
for five years as specified in the Organic Foods Protection Act and the National Organic Program Standards.
2. If the insured is a new insured and received an organic certificate after the ARD, the acreage cannot be insured under the organic
practice for the current crop year. However, the following crop year the acreage can be insured under an organic practice.
3. Added Land, New Crop/P/T and Added Crop/P/T applies to land with an organic practice (OC or OT).
4. New Producer procedures apply to crops grown on certified organic acreage and acreage transitioning to certified organic.
5. Actual Production History must be established and maintained separately by Conventional acreage, Transitional Organic
acreage and Certified Organic acreage, by the production reporting date. Requirements for establishing APH databases for
Transitional Organic and Certified Organic are contained in the table on the next page.
6. If an organic certification is suspended or revoked:
a. Before the ARD:
The insured does not qualify for the organic practice, the acres are uninsurable under this practice and can be insured
under the conventional practice.
b. After the ARD:
The insured will remain qualified for the organic practice, and the acreage will continue to be insured under the organic
practice for the remainder of the crop year. Any loss for not following GFP and organic standards will be considered
uninsured cause of loss. The following crop year the insured cannot insure the acreage under the organic practice
unless they submit documentation of reinstatement from the NOP and new organic certificate by the applicable ARD.
7. An organic certificate issued to an organic grower (ex. the landlord) may be used to qualify the same acreage for an
operator/tenant or other similar arrangement; if the:
a. Landlord and the operator/tenant have a share arrangement; or
b. The operator/tenant has their own organic certificate from other organic acreage they own/manage and lease organic
acreage from a landlord who has an organic plan and certificate for that acreage.
IF the insured wants to insure… THEN the insured must have the following in effect by the ARD…
Acreage under the certified organic practice Organic plan and organic certificate for the applicable crop needs to be in effect by the ARD.
Added land must be identified on a current organic plan by the applicable ARD with the most
Added land under the certified organic practice
current organic certificate.
Organic plan must be updated to include the acreage purchased; and the insured must have
an organic certificate in place by the applicable ARD.
Organic acreage purchased from another
organic producer Insured must obtain an organic certificate from a certifying agent because organic certificates are
not transferable. The acreage can only be insured under the certified organic practice with an
organic plan and organic certificate; these documents need to be in effect by the applicable ARD.
Acreage coming out of the Conservation Acreage can be insured under the certified organic practice if an organic plan, and organic
Reserve Program (CRP) certificate is in effect by the applicable ARD.
Acreage that is in transition to certified organic Acreage must be insured under the conventional farming practice, and any loss due to failure
without an organic plan to comply with conventional farming practices will be considered an uninsured cause of loss.
Acreage that is in transition to certified organic Acreage must be insured under the Transitional practice with an organic plan, or documentation
with an organic plan from a certifying agent indicating an organic plan is in effect by ARD.
Added land that is in the 36-month Added land must be identified on the current organic plan by the applicable ARD to be insured
transitional phase under the transitional practice.
Added land that is transitional acreage, but Acreage is insured under the transitional practice. The acreage cannot be insured under the
becomes certified organic after the ARD certified organic practice without an organic certificate.
351
CONTENTS
Organic Database
Item # Item Description
APH that is produced using conventional farming practices must be maintained separately. These databases
Conventional Practice
are identified by the practice and the yield descriptor of “A”, which is located next to the year(s) with actual
Database/Unit
production history.
Unit Numbering Organic Transitional, Organic Certified or buffer zone acreage do not individually qualify as separate units.
Organic Transitional Practice Organic transitional databases are identified by the Practice containing “OT” at the end.
The APH contained in the organic transitional database is only the history produced during the transitional
Organic Transitional APH
years. If there are fewer than 4 years of APH, then the variable T-Yield will apply.
Organic Certified Practice Organic certified databases are identified by the Practice containing “OC” at the end.
The APH contained in the organic certified database is only the acreage that has been given organic
Certified Organic APH certification by a certifying agency. If there are less than 4 years of organic certified APH, then the
applicable T-Yields for the certified organic practice are used to complete the APH database.
“Organic Transitional” or “Organic Certified” literal will appear in the Remarks section of the APH
Remarks Literal
databases accordingly.
Policy 123456 State ANYSTATE Date Page of


County ANYCOUNTY County ANYCOUNTY County ANYCOUNTY County
Crop CORN Crop CORN Crop CORN Crop
Practice NON IRR Practice NON-IRR OT Practice NON-IRR OC Practice
Type GSG Type GSG Type GSG Type
2
Legal Description 2
Legal Description 2
Legal Description 2
Legal Description
1 11W 10 W 1 11W 10 W 1 11W 10 W

Insured's Share 1.00 3
Other persons sharing in crop Insured's Share 1.00 3
Other persons sharing in crop Insured's Share 1.00 3
Unit Number 1.01 FSN Yield No. 1.0 Unit Number 1.02 FSN Yield No. 2.0 Unit Number 1.02 FSN Yield No. 3.0 Unit Number FSN Yield No.
 Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.  Added Land/Cropland Acres  New Prac/Type/TMA  New Crop  Meas. Serv.
Crop Pre/Post-Quality Pre/Post-Quality Actual Crop Pre/Post-Quality Pre/Post-Quality Actual Crop Pre/Post-Quality Pre/Post-Quality Actual Crop Pre/Post-Quality Pre/Post-Quality Actual
Year Total Production Acres Yield/Yield Descriptor Year Total Production Acres Yield/Yield Descriptor Year Total Production Acres Yield/Yield Descriptor Year Total Production Acres Yield/Yield Descriptor
XX 2375.0 25.00 95.0

XX 3675.0 35.00 105.0
XX 5500.0 50.00 130.0 A XX 2875.0 25.00 115.0 XX 2200.0 20.00 110.0
XX 7347.0 52.00 141 A XX - 0.00 -Z XX 3500.0 35.00 120.0
XX 6480.0 48.00 135 A XX - 0.00 -Z XX 3000.0 25.00 120.0
XX 7000.0 50.00 140 A XX - 0.00 -Z XX 4375.0 35.00 125.0
= Prelim Adj Yield Prelim Adj Yield Prelim Adj Yield Prelim Adj Yield
Yield = Yield = Yield = Yield
Appr Yield 137.0 Appr Yield 95.0 Appr Yield 114.0 Appr Yield
5
Acres Acres/Prod. Acres Acres/Prod. Acres 21.7 Acres/Prod. Acres Acres/Prod.
Completed Acres Completed Acres Completed 6/1 Acres Completed Acres
Remarks/Other: Remarks/Other: Organic Transitional Remarks/Other: Organic Certified Remarks/Other:
4
Acreage Type: 4
Acreage Type: 4
Acreage Type: 4
Acreage Type:
6
Insurability: 6
Insurability: 6
Insurability: 6
Insurability:
7
Production Reporting APH Database Form Example
352
CONTENTS
22
22
Agency Accounting and
Ineligible Tracking System (ITS)
Premium Payments........................................................................................................................................................................................354
RH-10053 — Statement of Account...............................................................................................................................................................354
Unpaid Premium Collection and Ineligible Tracking Service Timeline............................................................................................................356
Termination for Non-Payment of Premium.....................................................................................................................................................357
Ineligible Tracking System (ITS).....................................................................................................................................................................358
2014 Farm Bill Update — Late Payment of Debt Reinstatement Procedures................................................................................................359
MPCI Statement of Accounts..........................................................................................................................................................................360
Commission Direct Deposit Information (ACH)..............................................................................................................................................361
Commission Schedule Provisions..................................................................................................................................................................362
Administrative and Operating Subsidy (A&O)................................................................................................................................................363
www.RainHail.com
CONTENTS
Premium Payments
Mailed premium payments should be sent to the Des Moines, IA P.O. Box as listed on the remittance stub. Premium can also be paid
through the Online Premium Payment tool on Policyholder Services.
1. Check by phone or checks using a checking or savings account are available to make premium payments.
The Insured Statement of Account is available on Agent Services Document Delivery System (RHaDDS) located on the
Tools tab.
RH-10053 — Statement of Account

AGRI GENERAL INSURANCE COMPANY QUICK, EASY ONLINE PAYMENTS
PAY ONLINE: www.rainhail.com/billpay
Visit the above URL or scan the QR code:
Bill Code: 800000000004866
Zip: 50131
Amount: $ 54,829.00
Agency: CROP INSURANCE AGENCY

PO BOX 12345 • ANYTOWN GA 77777-3333
Phone: 555-555-5555 Fax: 444-444-4444 Email: AGENCY@PROVIDER.NET
05/14/20XX
08 / MP-5555555
BUSINESS NAME GFYZH
123 MAIN STREET
e
ANY TOWN GA 50131
Billing Summary
Bill Due Termination Net Admin Interest2/ Payments/
Date Date Date Policy Crop County Premium Fees1 Misc Credits Balance
pl
MPCI:
05/01/20XX 05/31/20XX 07/01/20XX MP-5555555 CBBG APH COLQUITT 32,138.00 30.00 32,138.00
Subtotal for 05/31/20XXX Due Date: 32,138.00 30.00 32,138.00
Crop-Hail:
05/01/20XX 05/31/20XX 07/01/20XX RH-5555555 CBBG APH COLQUITT 11,188.00 30.00 11,188.00
07/01/20XX CBBG APH COLQUITT 11,503.00 11,503.00
Subtotal for 05/31/20X
XX Due Date: 22,691.00 30.00 22,691.00
Total for all Due Dates: 54,829.00 30.00 54,829.00

After 06/30/20XX and prior to 07/31/20XX Pay Total of: $55,512.00
am
Policyholder has 30 days before interest will attach.
(Continued on Reverse)
SUMMARY **REVISED**
Date Printed: 05/14/20XX
Division: 08
Policy
Agency
MP-5555555
GA / 1234-56
e
ex
State: GA Crop Year 20XX

pl
Policyholder: BUSINESS NAME GFYZH Total Account Balance $ 54,829.00
123 MAIN STREET TOTAL DUE4 $ 54,829.00
ANY TOWN GA 50131 To avoid interest,
pay by 06/30/20XX AMOUNT ENCLOSED $
Agency: CROP INSURANCE AGENCY After 06/30/20XX and prior to 07/31/20XX Pay Total of: $55,512.00
Agency No.: GA / 1234-56 Policies: MP-5555555: 32,138.00, RH-5555555: 22,691.00
1) Administrative fees are required by the Federal Crop Insurance Corporation. SUMMARY **REVISED**
2) Interest accrues on the 1st day of the month following the due date at the rate of 15.00% Policy MP-5555555
per annum. Total MPCI Premium 88,194.00
am
Rain and Hail L.L.C 3) The reported A&O subsidy amount may increase by 1.15 percent of the net book premium, if -Subsidy (RISK) 33,000.00
P.O. Box 10496 -Subsidy (A&O)3 395.00
Des Moines, IA 50306-0496 M08 the loss ratio in that state exceeds 1.20 or may otherwise change if required by the SRA.
However, the amount of premium the policyholder is required to pay will not change. Net Premium (MPCI) 54,799.00
4) Future Billing Date totals are not included in this Billing Date Total. + Admin Fees1 30.00
6) Preliminary billing information. These amounts are subject to change as acreage reporting + Interest2/Misc
Yes, I have a change of address, phone, or email. Complete reverse side.
is received and processed, needed policy changes are applied, etc. - Payments
- Credits
Total Account Balance $ 54,829.00
Amt Remaining to be billed
Total Due4
$ 54,829.00
ex
Policy Total Account Balance Total Due4

MP-5555555 32,138.00 32,138.00
RH-5555555 22,691.00 22,691.00
0 DW 1
354
CONTENTS
Chapter 22 — Agency Accounting and Ineligible Tracking System (ITS)
RH-10053 — Statement of Account

First Notice — Transferee
This is an example for a policy that has a Transfer of Right to Indemnity (TOC). A second notice is sent out approximately 10 days after the
due date for any unpaid premiums.
22
AGRI GENERAL INSURANCE COMPANY QUICK, EASY ONLINE PAYMENTS
PAY ONLINE: www.rainhail.com/billpay
Visit the above URL or scan the QR code:
Bill Code: 800000000004866
Zip: 50131
Amount: $ 8,593.00
Agency: CROP INSURANCE AGENCY

PO BOX 12345 • ANYTOWN GA 77777-3333
Phone: 555-555-5555 Fax: 444-444-4444 Email: AGENCY@PROVIDER.NET
05/14/20XX
08 / MP-5555555
BUSINESS NAME GFYZH
123 MAIN STREET
e
ANY TOWN GA 50131
Billing Summary
Bill Due Termination Net Admin Interest2/ Payments/
Date Date Date Policy Crop County Premium Fees1 Misc Credits Balance
MPCI:
05/01/20XX 05/31/20XX 07/01/20XX MP-5555555 CBBG APH
Subtotal for 05/31/20X
pl
COLQUITT
XX Due Date:
Total for all Due Dates:
1) Administrative fees are required by the Federal Crop Insurance Corporation.

2) Interest accrues on the 1st day of the month following the due date at the rate of 15.00%
per annum.
8,563.00
8,563.00
8,563.00
30.00
30.00
30.00
SUMMARY **REVISED**
Policy
Total MPCI Premium
8,593.00
8,593.00
8,593.00
MP-5555555
59,853.00
3) The reported A&O subsidy amount may increase by 1.15 percent of the net book premium, if -Subsidy (RISK) 33,395.00
-Subsidy (A&O)3 8,888.00
am
the loss ratio in that state exceeds 1.20 or may otherwise change if required by the SRA.
However, the amount of premium the policyholder is required to pay will not change. Net Premium (MPCI) 8,563.00
4) Future Billing Date totals are not included in this Billing Date Total. + Admin Fees1 30.00
6) Preliminary billing information. These amounts are subject to change as acreage reporting + Interest2/Misc
is received and processed, needed policy changes are applied, etc. - Payments
- Credits
Total Account Balance $ 8,593.00
Amt Remaining to be billed
Total Due4 $ 8,593.00
SUMMARY **REVISED**
Date Printed: 05/14/20XX Policy MP-5555555
Division: 08 Agency GA / 1234-56
ex
State: GA Crop Year 20XX

Policyholder: BUSINESS NAME GFYZH Total Account Balance $ 8,593.00
123 MAIN STREET TOTAL DUE4 $ 8,593.00
ANY TOWN GA 50131 To avoid interest,
pay by 06/30/20XX AMOUNT ENCLOSED $
Agency: CROP INSURANCE AGENCY After 06/30/20XX and prior to 07/31/20XX Pay Total of: $8,699.00
Agency No.: GA / 1234-56
Rain and Hail L.L.C

P.O. Box 10496
Des Moines, IA 50306-0496 M08
Yes, I have a change of address, phone, or email. Complete reverse side.
355
CONTENTS
Unpaid Premium Collection and Ineligible Tracking

Service Timeline
Statement of Account
sent 5 weeks prior to billing date
Billing Date
First Premium Notice

sent 10 days after the billing date
First collection letter sent and interest attaches

5 weeks after billing date
ITS notification letter

sent 6 weeks after billing date
Second collection letter sent and interest attaches

Third collection letter sent and interest attaches

Policy Termination
According to Crop Provisions
Transmit Ineligible policies to ITS
Final demand letter sent and interest attaches
Account is turned over to Corporate for collection

356
CONTENTS
Termination for Non-Payment of Premium

The policy provides for termination of the contract for the next crop year if any of the fees or premium remains unpaid as of the termination
date for nonpayment of premium (which precedes that crop year). A policy issued by a new insurance provider will be terminated for
existing indebtedness with any other provider. See Section 2 of the Basic Provisions.
FCIC will not provide reinsurance on policies that should have been terminated for non-payment, but were not.
22
Section 2(e)(f) of the 2011 Common Crop Insurance Policy Basic Provisions states:
2. Life of Policy, Cancellation, and Termination.
(e) Any amount due to us for any policy authorized under the Act will be offset from any indemnity or prevented planting
payment due you for this or any other crop insured with us under the authority of the Act.
(1) Even if your claim has not yet been paid, you must still pay the premium and administrative fee on or before the
termination date for you to remain eligible for insurance.
(2) If we offset any amount due us from an indemnity or prevented planting payment owed to you, the date of payment for
the purpose of determining whether you have a delinquent debt will be the date that you submit the claim for indemnity
in accordance with section 14(e) (Your Duties).
(f) A delinquent debt for any policy will make you ineligible to obtain crop insurance authorized under the Act for any
subsequent crop year and result in termination of all policies in accordance with section 2(f)(2).
(1) With respect to ineligibility:
(i) Ineligibility for crop insurance will be effective on:
(A) The date that a policy was terminated in accordance with section 2(f)(2) for the crop for which you failed to pay
premium, an administrative fee, or any related interest owed, as applicable;
(B) The payment due date contained in any notification of indebtedness for any overpaid indemnity, prevented
planting payment or replanting payment, if you fail to pay the amount owed, including any related interest owed,
as applicable, by such due date;
(C) The termination date for the crop year prior to the crop year in which a scheduled payment is due under a written
payment agreement if you fail to pay the amount owed by any payment date in any agreement to pay the debt;
or
(D) The termination date the policy was or would have been terminated under sections 2(f)(2)(i)(A), (B) or (C) if your
bankruptcy petition is dismissed before discharge.
(ii) If you are ineligible and a policy has been terminated in accordance with section 2(f)(2), you will not receive any
indemnity, prevented planting payment or replanting payment, if applicable, and such ineligibility and termination
of the policy may affect your eligibility for benefits under other USDA programs. Any indemnity, prevented planting
payment or replanting payment that may be owed for the policy before it has been terminated will remain owed
to you, but may be offset in accordance with section 2(e), unless your policy was terminated in accordance with
sections 2(f)(2)(i)(A), (B), (D) or (E).
(2) With respect to termination:
(i) Termination will be effective on:
(A) For a policy with unpaid administrative fees or premiums, the termination date immediately subsequent to the
billing date for the crop year (For policies for which the sales closing date is prior to the termination date, such
policies will terminate for the current crop year even if insurance attached prior to the termination date. Such
termination will be considered effective as of the sales closing date and no insurance will be considered to have
attached for the crop year and no indemnity, prevented planting or replant payment will be owed);
(B) For a policy with other amounts due, the termination date immediately following the date you have a delinquent
debt (For policies for which the sales closing date is prior to the termination date, such policies will terminate
for the current crop year even if insurance attached prior to the termination date. Such termination will be
considered effective as of the sales closing date and no insurance will be considered to have attached for the
crop year and no indemnity, prevented planting or replant payment will be owed);
(C) For all other policies that are issued by us under the authority of the Act, the termination date that coincides with
the termination date for the policy with the delinquent debt or, if there is no coincidental termination date, the
termination date immediately following the date you become ineligible;
(D) For execution of a written payment agreement and failure to make any scheduled payment, the termination
date for the crop year prior to the crop year in which you failed to make the scheduled payment (for this purpose
only, the crop year will start the day after the termination date and end on the next termination date, e.g., if
the termination date is November 30 and you fail to make a payment on November 15, 2011, your policy will
terminate on November 30, 2010, for the 2011 crop year); or
357
CONTENTS
(E) For dismissal of a bankruptcy petition before discharge, the termination date the policy was or would have been
terminated under sections 2(f)(2)(i)(A), (B) or (C).
(ii) For all policies terminated under sections 2(f)(2)(i)(A), (B), (D) or (E), any indemnities, prevented planting payments
or replanting payments paid subsequent to the termination date must be repaid.
(iii) Once the policy is terminated, it cannot be reinstated for the current crop year unless the termination was in error.
Failure to timely pay because of illness, bad weather, or other such extenuating circumstances is not grounds for
reinstatement in the current year.
[SOURCE: Summary of Changes for the Common Crop Insurance Policy Basic Provisions – Reinsured Version (April 2010)]
Information received from FCIC regarding producers who are ineligible for crop insurance benefits states that the delinquent premiums
must be paid to the Company by the termination date or the insured’s policy will be canceled. The entity is not eligible for any federally
reinsured crop insurance product until all premiums with all companies have been satisfied. Once all outstanding premiums have been
paid, the producer must then wait until the next sales closing date to purchase Multiple Peril Crop Insurance (MPCI) or any federally
reinsured insurance product. The check/envelope in the mail is not considered paid.
Delinquent Debt
Delinquent debt is considered:
1. Any administrative fees, premium or interest that is not received by Rain and Hail on or before the termination date.
2. Any indemnities, prevent plant payments or replanting payments found not to have been earned or that were overpaid and not
received by Rain and Hail by the due date specified in the notice to the insured of the amount due.
Exceptions: Payment agreement established or bankruptcy filed on or before the termination date.
Ineligible Tracking System (ITS)

Refer to Ineligible Tracking System Handbook, FCIC 24050
The Ineligible Tracking System (ITS) is used by crop insurance companies to monitor insureds who have not paid their premium and are
thereby ineligible for crop insurance.
ITS Procedure
1. When an insured has not paid the premium, he/she receives an ITS letter 45 days in advance of the policy termination date.
2. If the premium is still unpaid at the policy termination date, the insured’s SSN/EIN is reported to RMA/FCIC by Rain and Hail.
3. This information is then distributed to all approved insurance providers.
4. The ITS program considers the insured ineligible for crop insurance with any approved insurance provider, per the Common
Crop Insurance Policy Basic Provisions.
5. The insured must have paid in full by the termination date to have coverage for the next crop cycle. Otherwise, the insured is
without insurance coverage until any and all balances are settled with the insurance provider.
Please note that both the transferor and the transferee under the Transfer of Right to Indemnity are responsible for
payment of the premium and administrative fees. Both will be ineligible if either amount is not paid by the applicable
termination date. Interest attaches monthly at a rate of 1.25% a month (15% per year).
ITS Resolution and Dispute

Affected persons will be provided an opportunity to resolve or dispute a delinquent debt, or to contest the findings of an administrative
proceeding, before a determination of ineligibility will be made by RMA. These include reconsideration, mediation, appeal rights (for
federal policies) and arbitration (for reinsured policies, if provided for in the applicable policy).
Regaining Eligibility
1. Once a person has been declared “ineligible” due to delinquent debt, the policy must be canceled in accordance with Provision
2 (f)(2) of the current Common Crop Insurance Policy Basic Provisions.
2. When the debt is resolved, that person again becomes eligible for crop insurance. Such persons who want to insure their crops
must apply for coverage on or before the applicable sales closing date for the crop.
3. If the payment is made after the sales closing date for a crop, the person cannot apply for insurance for that crop until the next
crop year, unless the crop also has a sales closing date for the crop year occurring after the payment is made.
4. For such crops, applications may be taken by the later sales closing date; however, insurance will only attach after the
application is taken.
5. Any loss incurred between the time the policy was terminated and the new application is taken is not covered.
358
CONTENTS
2014 Farm Bill Update — Late Payment of Debt

Reinstatement Procedures
The Agricultural Act of 2014 grants the Administrator of the Risk Management Agency the authority to authorize the reinstatement of a
policy for any person determined to be ineligible to participate in the Federal Crop or insurance program due to their inadvertent failure
to pay a debt owed to the approved insurance provider or to the Federal Crop Insurance Corporation in accordance with the terms of the 22
applicable policy and 7 CFR § 400.679. Product Management bulletin PM-15-010 details the specific situations which allow RMA or the
AIP to reinstate a policy which had been determined ineligible. The request for reinstatement must be submitted in writing by the person
determined to be ineligible.
Criteria for RMA Administrator Authorized Reinstatement
The person who has been determined to be ineligible to participate in the crop insurance program must provide evidence that:
1. Full payment of the delinquent debt has been received by the AIP or FCIC;
2. Their failure to timely pay the debt owed to the AIP or FCIC was due to an extenuating circumstance such as a weather event,
medical event or an active duty obligation to the U.S. military;
3. They have submitted a written Request for Administrative Reinstatement and applicable supporting documentation to their AIP
no later than 60 days after the application termination date, missed payment date of a previously executed written payment
agreement or the due date in the notice to the person of the amount due; and
4. There is no evidence of fraud or misrepresentation.
Criteria for AIP Authorized Reinstatement
The AIP is authorized to reinstate a policy of a person determined to be ineligible to participate in the crop insurance program if its
ineligibility was solely due to their failure to pay a delinquent debt and the conditions below are met:
1. The person pays the full payment of the delinquent debt to the AIP or FCIC;
2. The person made an effort to pay the debt thought to be owed by the due date, but;
a. They inadvertently failed to include a small amount, such as interest or an administrative fee in accordance with
paragraph 3A;
b. They clearly transposed the amount that was due in accordance with paragraph 3B; or
c. The payment was delayed and postmarked, no more than 7 calendar days after the termination date or the missed
payment date of a previously executed written payment agreement, or other due date specified.
3. The person submitted a signed Request for AIP Authorized Reinstatement and supporting documentation in accordance with
paragraph 5 and 6, no later than 30 days after the applicable due date to their AIP.
4. There is no evidence of fraud or misrepresentation.
See PM-15-010 for additional details regarding the late payment of debt procedures. These procedures are in effect beginning with the
2015 reinsurance year for all policies with a contract change date on or after June 30, 2014.
359
CONTENTS
MPCI Statement of Accounts

Item # Column Heading Description
Listing of all current policyholders, each policy number and the premium billing date(s) for the policy. (For
Insured Information
policies with multiple seeding cycles/billing dates, all billing dates will be listed).
Base premium on the policy before any subsidies are applied. This also includes imputed premiums on CAT
Gross Premium
coverage lines.
Net Premium Gross premium minus the farmer subsidy (may include any interest and misc. adjustments).
Fees All administrative fees (including CAT and additional coverage) assessed to the policy.
Refunds Any premium refunds made on the policy.
All credits and payments including loss credits, cash and loss credit transfers between policies and cash
Payments/Credits
paid to the policy.
Insured Balance The balance the insured owes as of the date shown on the statement.
Past Due Balance Current insured balance owed and past due. This amount should be paid immediately.
Commission Earned Total amount of commission earned as of the statement date.
Commission Adjustments Adjustments in commissions for late premium payment, acreage reports, sales closing changes, etc.
Commission Prior Payments Listing of any commission payment made prior to this statement date.
Commission
Any commission being paid when this statement is issued.
Current Payments
1 Commission Balance Commission due to your agency.
Key Provides more information about what the codes in the corresponding columns represent.
Agency Totals Total amount paid to agency.

MULTIPLE PERIL STATEMENT OF ACCOUNTS DATE: 07/08/2008
20XX
PAGE: 1

PAYGROUP: PARENT AGENCY YEAR: 2008
20XX
07/05/1606−11
1234-11 07/05/1606−11
1234-11 07/05/1606−11
1234-11
P J WILSONAGENCY
INSURANCE INSURANCE AGCY INC P J WILSON INSURANCE AGCY INC
INSURANCE AGENCY P J WILSON INSURANCE AGCY INC
INSURANCE AGENCY RAIN AND HAIL L.L.C.
123 BOX
PO MAIN 889
ST 123 MAIN ST
PO BOX 889 123 MAIN ST
PO BOX 889 14517 F STREET SUITE 213
1234 MAIN ST
ANYCITY, ANYSTATE 55555 ANYCITY, ANYSTATE 55555 ANYCITY, ANYSTATE 55555 ANYCITY, ANYSTATE 55555
LAMAR, CO 81052 LAMAR, CO 81052 LAMAR, CO 81052 OMAHA, NE 68137
1

COMMISSION
AGENT GROSS NET PAYMENTS INSURED PAST DUE PRIOR CURRENT COMMISSION
POLICY NAME CODE PREMIUM PREMIUM FEES REFUNDS /CREDITS BALANCE BALANCE EARNED ADJUSTMENTS PAYMENTS PAYMENTS BALANCE

MP−0265871
1234567 PARADEIS, MELBA
AGENT, IM
RENEWAL 07/01/2008
20XX PW BU 718 259 30 289.00 105 105.00
MP−0322002
1234569 HEDGPETH,
AGENT, JAN CHRISTY
RENEWAL 07/01/2008
20XX PW BU 625 256 60 316.00 91 91.00
MP−0322005
1234569 CRICHTON,
AGENT, JOE MELISSA
RENEWAL 07/01/2008
20XX PW BU 1,023 420 60 480.00 148 148.00
MP−0323302
1234560 SPECHT, LEO M
AGENT, JOHN
RENEWAL 07/01/2008
20XX PW BU 86,490 38,919 30 38,949.00 12,541 12,541.00
MP−0384280 SITTS, TIM
RENEWAL 07/01/2008 PW BU 18,349 8,257 30 8,287.00 2,661 2,661.00
MP−0386536 SITTS, TED V
RENEWAL 07/01/2008 PW BU 6,974 3,138 30 6,336.00 3,168.00− 1,011 1,011.00
MP−0389591 SOUTHWICK, JAMES
RENEWAL 07/01/2008 PW BU 87 36 30 66.00 13 13.00
MP−0389593 SOUTHWICK FAMILY
RENEWAL 07/01/2008 PW BU 174 71 30 101.00 27 27.00
MP−0405214 HARRIS, TESSIE L
RENEWAL 07/01/2008 PW BU 642 263 30 293.00 93 93.00
MP−0413345 COEN, MONTY
RENEWAL 07/01/2008 PW BU 4,162 1,873 30 1,903.00 645 645.00
12/01/2008 PW BU 1,570 644 30 674.00 157 157.00−CO
MP−0432379 BEUCK LAND CO
RENEWAL 07/01/2008 PW BU 1,955 704 30 734.00 303 303.00
MP−0517100 SPRINGER, GALE C
RENEWAL 07/01/2008 PW BU 1,916 690 30 720.00 298 298.00
MP−0518661 HENDERSON, THOMAS
RENEWAL 07/01/2008 PW BU 1,531 628 30 658.00 222 222.00
12/01/2008 PW BU 603 247 30 277.00 60 60.00−CO
MP−0528277 WEBER, DONALD W
RENEWAL 07/01/2008 PW BU 4,591 1,882 30 1,912.00 666 666.00
MP−0530648 WEBER, ROBERT G
RENEWAL 07/01/2008 PW BU 108,242 44,378 30 44,408.00 15,697 15,697.00
10/01/2008 PW BU 1,103 496 30 526.00 171 171.00
MP−0531777 HAWKINS, JAMES H
RENEWAL 07/01/2008 PW BU 22,057 9,044 60 9,104.00 3,198 3,198.00
MP−0533284 TRIPLE R FARMS PA
RENEWAL 07/01/2008 PW BU 78,226 32,073 30 32,103.00 11,341 11,341.00
MP−0533420 SNELLER, JAY

REPORT ONLY − COMMISSION NOT UPDATED

NET PREMIUM KEY COMMISSION ADJUSTMENTS KEY
* − INTEREST/MISC. ADJ TP − PREMIUM PAID LATE AP − LATE ACREAGE PROCESSED CO − COMBINATION
AR − LATE ACREAGE RECEIVED TS − LATE SALES CHANGE UP − UNPROCESSABLE
AS − LATE ACREAGE SIGNED OT − OTHER
07/08/2008 11:51:06.71 1

MPCI Statement of Accounts Example
360
CONTENTS
Commission Direct Deposit Information (ACH)

Rain and Hail offers agents the opportunity to receive commission payments via direct deposit. The following details provide further
information for subscribing to this option.
About ACH
ACH is the designated name for direct deposit. It is the process of
22
AUTHORIZATION AGREEMENT FOR DIRECT DEPOSIT (ACH) automatically depositing commission payments into a bank account.

COMPANY NAME _________________________________________________ 42-1454388
COMPANY ID NUMBER ___________________________ Qualified Accounts
I (we) hereby authorize _________________________________________________________ , hereinafter called COMPANY, to initiate
credit entries and to initiate, if necessary, debit entries and adjustments for any credit entries in error to my (our)  X Checking Account  Savings Checking or Savings accounts.
Account (select one) indicated below and the financial institution named below, hereinafter called FINANCIAL INSTITUTION, to credit and/or
debit the same to such account. The person completing the Authorization Agreement for Direct Deposit (ACH) is certifying that the transaction
The account number can be up to 17 digits.
will not be transferring to or through a financial institution that is not located in the territorial jurisdiction of the United States.
ACH Payment Processing
Any Bank USA
FINANCIAL INSTITUTION __________________________________________________________________________________________
Anytown
CITY __________________________________________________________ Anystate
STATE _____________________ 11111
ZIP _______________ Direct deposit information is transmitted from the respective division
Anyname
ACCOUNT NAME _________________________________________________________________________________________________
XXXXXXXXX XXXXXXXXXXXXXXXXX
office to Rain and Hail’s Corporate Office each Friday. The transfer
from Rain and Hail to the agency’s bank generally occurs on the next
ROUTING NUMBER _______________________________________________ ACCOUNT NO. __________________________________
This authorization is to remain in full force and effect until COMPANY has received written notification from me (or either of us) of its termination
in such time and in such manner as to afford COMPANY and Depository a reasonable opportunity to act on it.
business day (Monday).**
IM Agent
NAME(S) ________________________________________________________________________________________________________
(PLEASE PRINT)
AGENCY CODE _____________________________________________________________ AGENCY STATE ______________________
If Rain and Hail is closed on Friday due to a holiday, etc., ACH
###-##-####
POLICY NUMBER ____________________________________________________________ Anystate
POLICY STATE ______________________ transactions will be processed on the next business day.
XX-XX-20XX SIGNED ___________________________________
DATE ___________________ IM Agent SIGNED ____________________________________
**If your account is maintained by a bank, the agency should receive the
Instructions for filling out Authorization Agreement funds on the banking day following the processing of ACH transactions. If the
1. Indicate by marking the appropriate box if you choose to have the ACH transactions deposited into your checking designated account is with a credit union or a savings and loan, it may take
account or savings account.
longer to receive the deposit. All information must be completed and received
2. List the name of the financial institution where you maintain the account to be affected by the ACH transactions.
by Rain and Hail to complete the ACH transaction.
3. List the city, state, and zip code of your financial institution.
4.
5.
List your bank account name.
List your bank routing number. This is a nine digit number that can be located on either your deposit slip or your
ACH Confirmation
checkbook.
Rain and Hail will mail a notification stub including the dollar amount
deposited into the designated account, along with the statement of
6. List your bank account number.
7. Print the name of your business or your individual name, whichever is applicable. The name you print should be
consistent with the name that would appear on a check. accounts and additional necessary paperwork, if applicable. Rain and
8. List the policy number and the location state of the policy if applicable.
Hail recommends contacting the financial institution to verify actual
receipt of the funds for initial transactions (i.e., the first two to three
9. Please date and sign the form. There are two places to sign in the event that the account is a joint account or a
dual signature account.
deposits) to ensure the process is completed as anticipated.

RH-10093-2020
Required Paperwork and Information

RH-10093 Authorization Agreement for Direct Deposit Example The Authorization Agreement for Direct Deposit (ACH) must be
completed according to the directions at the bottom of the form. It is
available on Agent Services under Documents>Forms>ACH-Direct
Deposit. The form and a copy of the voided check can be mailed,
faxed or emailed to the division office.
361
CONTENTS
Commission Schedule Provisions

1. Late Filed/Incomplete Forms
New applications and/or changes in coverage (price elections, level, plan, etc.) must be received by the Company within the
specified days on the commission schedule for the applicable crop contract. If processed/received more than the applicable days
for ERA/non-ERA, reductions will apply to the A&O percentage points on a crop/county policy. Please see the state commission
after the sales closing date schedule for more details.
2. Late Filed/Incomplete Acreage Reports
Due to the additional expense incurred by the Company, commission will be reduced according to your standard commission
schedule on policies in which the acreage report was filed late. An acreage report is considered filed late if it is not signed by
the applicable acreage reporting date or it is not received within the specified days on the commission schedule. If you are an
ERA agent, the acreage report must be signed timely, processed and received within the time frame outlined in your standard
commission schedule before commission is affected. In addition, if the acreage report does not contain the necessary information
to establish coverage and compute a premium, or an appraisal is requested to determine insurability and coverage, commission
will be reduced by 50% on the crop/county policy.
3. Timely Paid Premium
Timely paid premium is defined as policies paid in full within the specified dates on your commission schedule. Commission will be
reduced according to your commission schedule if payment is not received prior to the termination date. In addition, these policies
are subject to cancellation for non-payment.
4. Direct Bill Account
The Company will assume the responsibility of billing and collection of all MPCI accounts. Insured payments made to the agency
must be immediately submitted to the Company. Premiums not paid within 30 days of the premium billing date will carry a 1.25%
(or maximum rate allowed by law) monthly interest charge. Commission will not be earned on interest collected.
Under Section 24 of the Common Crop Insurance Policy Basic Provisions, after the termination date, FCIC will collect any
unpaid administrative fees and any interest owed thereon for any catastrophic risk protection policy and we will collect
any unpaid administrative fees and any interest owned thereon for additional coverage policies.
5. Accounting Procedures
An agency statement will be provided monthly and will be accompanied by commission checks if applicable.
6. MPCI Training and Disclosures
Commission may be reduced by 100% on any MPCI policy when the producing agent has not attended a required, industry
sponsored training session and/or fulfilled the testing requirements or RHLLC must provide additional training for the agent to meet
the requirements.
Commission may be reduced by 100% on any MPCI policy when the producing agent has not completed the applicable (COI) Conflict
of Interest disclosure, (NDS) Non Disclosure Statement form, Controlled Business statement, or is not properly licensed and/or
appointed with the proper company. Any of the above items will prevent Rain and Hail from paying commission as described in the
commission schedule.
Controlled Business Agreement – you agree that for those policies that are governed by the SRA within Appendix I for Controlled
Business that you will NOT be entitled to greater than 30% of the compensation subject to the Controlled Business clause. Further,
you agree that you will alert Rain and Hail of which policies would be affected by the Controlled Business section of the SRA.
Appendix I, Section VII Controlled Business, (e) If the amount of compensation to which the individual is entitled under its contract
with the Company or affiliate would result in the agent receiving more than 30 percent from immediate family policies, the individual
is in violation and the violation must be disclosed. An individual cannot (1) pay back an amount necessary to be compliant; (2)
defer payments to determine whether the individual will violate the provision; or (3) take any other action to adjust the individual’s
compensation owed under the contract with the Company or affiliate. The gravity of the violation will be taken into consideration by
RMA before imposing any sanctions.
362
CONTENTS
Administrative and Operating Subsidy (A&O)

Since the 1998 crop year, the gross premium located on the Summary of Coverage has included the Administrative and Operating Subsidy (A&O). This subsidy is for the administrative and
operating expenses paid by FCIC, on behalf of the insured, to the company and varies by plan and level.
Since the 2005 crop year, this information has also been included in the top portion of the insured’s Statement of Account (formerly known as the Premium Notice Mailer).
1. Summary of Coverage Premium/Statement of Account Premium = A&O Subsidy + Premium Subsidy + Producer Paid Premium
2. Gross Premium on Agency’s Statement of Account = Premium Subsidy + Producer Paid Premium
When calculating commission earned, use the gross premium from the agency Statement of Account or the Account Summary found on Agent Services.
The A&O subsidy amounts are as follows:
Coverage Coverage 2011

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011** with .57 2012* 2013* 2014 2015 2016 2017 2018 2019 2020 2021
Type Level
cap**
*Yield Protection (YP)/

Revenue Protection with ≤75% 24.5% 24.5% 24.5% 24.5% 24.5% 24.5% 24.4% 24.2% 24.2% 24.2% 21.9% 21.9% 21.9% 12.5% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9%
Harvest Price Exclusion
(RPHPE) (prior to 2011,
80% 23.1% 21.7% 21.7% 21.7% 19.4% 19.4% 21.9% 12.5% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9%
was RA w/out HPO/APH/
IP) AGR’s/Aquaculture/

ARH/Avocado/Dollar 85% 22.8% 21.0% 21.0% 21.0% 18.7% 18.7% 21.9% 12.5% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9% 21.9%
Plans/APH/Pecan Revenue
*Revenue Protection (RP) ≤75% 21.1% 21.1% 21.1% 21.1% 21.1% 21.1% 21.0% 20.8% 20.8% 20.8% 18.5% 18.5% 18.5% 10.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5%
(prior to 2011 was 80% 19.9% 18.7% 18.7% 18.7% 16.4% 16.4% 18.5% 10.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5%
CRC/RA w/HPO) 85% 19.6% 18.1% 18.1% 18.1% 15.8% 15.8% 18.5% 10.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5% 18.5%
Area Risk Protection ≤75% 22.7% 22.7% 22.7% 22.7% 22.7% 22.7% 22.6% 22.4% 22.4% 22.4% 12.0% 12.0% 12.0% N/A 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0%
Insurance (ARPI) 80% 21.4% 20.1% 20.1% 20.1% 12.0% 12.0% 12.0% N/A 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0%
(prior to 2014 was 85%
GRP/GRIP/GRIP w/HPO) 21.1% 19.4% 19.4% 19.4% 12.0% 12.0% 12.0% N/A 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0% 12.0%
or more
≤75% 22.4% 22.4% 20.1% 20.1% 20.1% N/A 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1%
GRP 80% 20.1% 20.1% 17.8% 17.8% 20.1% N/A 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1%
Rainfall/Vegetative Indexed 85%
19.4% 19.4% 17.1% 17.1% 20.1% N/A 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1% 20.1%
or more
*CAT LAE Reimburse 11.0% 11.0% 8.0% 8.0% 8.0% 8.0% 7.5% 7.0% 7.0% 7.0% 6.0% 6.0% 6.0% N/A 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0%
CAT Fees to AIPs: Up to $ $- $- $- $- $- $- $- $- $- $- $- $- $- N/A $- $- $- $- $- $- $- $- $- $-
Hurricane Insurance
Protection - Wind 20.1% 20.1%
Index (HIP-WI)
Livestock (LRP and LGM) 24.5% 24.5% 24.5% 24.5% 24.5% 24.5% 22.2% 22.2% 22.2% N/A 22.2% 22.2% 22.2% 22.2% 22.2% 22.2% 22.2% 22.2% 22.2% 22.2%
Enhanced Coverage
20.1%
Option (ECO)
*2012-2013: Overall A&O dollar cap may result in pro rata reduction of A&O dollars paid.
**Actual 2011 Cap factor is .57 as of 5/14/2012
2009–2011: A&O rates are before loss ratio snapback by state. If state L/R is 120% or >, A&O will be increased by 1.15% for the state.
A&O is not paid for CAT policies but rather CAT receives a loss adjustment expense allowance as shown above
363
Revised – 04/16/21
22
CONTENTS
364
CONTENTS
23 23
Marketing
Tools
The Winning Team — You and Rain and Hail................................................................................................................................................366
Marketing Opportunities.................................................................................................................................................................................367
Coverage Analyzer.........................................................................................................................................................................................369
Marketing Materials........................................................................................................................................................................................370
Ordering Marketing Materials.........................................................................................................................................................................372
Rain and Hail Merchandise............................................................................................................................................................................372
www.RainHail.com
CONTENTS
The Winning Team — You and Rain and Hail

Our goal is to provide high-quality insurance protection to America’s farm families by partnering with quality professional insurance
agents nationwide.
Our commitment to your success assures you and your customers a viable source of risk management protection for years to come.
Strength
1. Rain and Hail has the infrastructure and resources necessary to meet all of your customer’s needs
2. Chubb – A.M. Best Rating A++ (Superior)
3. History to back you: over a century in the industry
Localized Support
1. Nine regional offices strategically placed throughout the United States to ensure localized knowledge and service.
2. Throughout the country, we have dedicated, local marketing representatives and underwriting experts that specialize in the
business in your area.
3. We partner with you to provide the customized service you need
4. Over 1,000 adjusters on the ground at any given time ready to serve your customers
5. Adjusters strategically placed throughout the country, and never far away
6. Adjusters receive extensive training and field days every year
Technology to Make You Efficient
1. Policy Dashboard makes accessing your policyholders’ information and completing key actions with one click easy
2. Agency Dashboard makes managing your agency a snap with all your agency information in one place
3. Our quoting tools were made to give you a competitive edge by offering high detailed analysis, with easy to save scenarios,
ability to quote multiple plans/crops/types/practices as well as MPCI and Crop-Hail in a single request and more
4. Mapping does the work for you come acreage reporting, with multiple features to simplify reporting
5. Precision ag capabilities to set your business apart, while offering your policyholders a service that simplifies reporting for them
6. Policyholder Services gives your policyholder all the information they need for their policy anytime, anywhere
7. Use eSign to obtain electronic signatures and get processed quickly no matter where you or your policyholder are
Keeping You Up-to-Date
1. Agent training provided throughout the year by your local division office and fieldstaff
2. Comprehensive training materials
3. Dedicated Marketing Reps always ready to help you learn more or walk through systems
4. Weekly IT releases through our Advantage to ensure you always know what is new to increase your efficiency
5. Industry News newsletter to let you know first when there are big industry announcements
6. Social pages to give you reminders on upcoming dates, new products and so much more
Marketing Support
1. Product brochures, social media images, policy briefs, Crop Insurance Insights, checklists, flowcharts, ad slicks and postcards
are available so no matter how you advertise, we have you covered
2. Co-op advertising available in most areas (contact your division office for details)
3. Farmer meeting assistance
4. Regional and national advertising and trade show participation
Competitive Compensation
We strive to be an organization with whom our business partners can maintain a profitable, proud and long-term relationship.
366
CONTENTS
Chapter 23 — Marketing Tools
Marketing Opportunities
The Power of Information
When meeting with your clients, be sure to utilize all of the available summaries of changes, decision tree flow charts, product
brochures and quoting tools to convey the most recent changes to your producers. Be the agent that can answer a farmer’s questions
and address his/her risk management needs with tailored crop insurance programs and you are sure to grow your book of business.
Consider holding a farmer meeting to discuss the major changes to the program. You may also provide your clients with the Product
Reference Guide brochure and a Coverage Analyzer quote for multiple products and coverage levels.
Rain and Hail and You
23
You are the face of Rain and Hail. Your success is our success. Rain and Hail always strives to bring you marketing tools to increase
the premium volume of your agency and have available the information your insureds need to select the right coverages for their risk
management needs. Whether you are using the quoting tools, processing acreage reports or using the mapping program, all of these
tools, and many more, were developed with you and your insureds in mind. Please review the Marketing Materials flowchart in this
section and the additional tools in the Web Services/Resources section to see all that is available to you and your agency.
Mapping
We all know that crop insurance becomes more complicated by the day. That’s why we provide you all of the tools and information
you need on www.RainHail.com to simplify your sales and marketing efforts. Rain and Hail’s Mapping application provides a visual
representation of a farmer’s policy and allows you to create easy to read Map Based Acreage Reporting forms which will simplify the
CLU acreage reporting process.
1. Report Acreage on CLUs from using the map, a list or a tabular entry
2. Customize CLU boundaries and acre values without a tolerance
3. Update CLU Farm-Tract-Field numbers
4. View High-Risk Layers
5. Find a Legal, CLU, Street Address or a Latitude/Longitude coordinate
6. Identify PRF Grid Ids
7. See total acres reported by variety of filtering options including Yield Line, Crop, Type, Legal
8. Generate map based booklets
9. Set up Field Groups
10. View current CLUs for a policyholder from FSA Farm Records
367
CONTENTS
Print Wall Maps

Through our Mapping, you can personalize wall maps with customizable text for individual policies. You have the option of a
transparent overlay or a simple white text area at the bottom of the map.
You have several options for high-quality map prints. The matte options are perfect for sturdy, quality maps, while the glossy
options are great for dry erase writing and erasing. You can view and order at www.RainHail.com/s/mapprint.
Bushel
Our partnership with Bushel, a mobile platform working with grain elevators, makes production and claims processing simple and
easy. Instantly upload scale tickets for production reporting and set your business apart with a service that makes you stand out to
your policyholders.
1. Your policyholder’s scale tickets are tracked and stored in real-time.
2. You can access your policyholder’s production data directly from Agent Services.
3. Use the production data to efficiently complete production reporting.
4. Import production into MPCI Processing with the connected scale tickets.
5. If there is a claim, our adjusters have access to the same information, ensuring fast and accurate claims processing for
your policyholders.
View instructions on how to get your policyholders linked as well as more information at https://biz.RainHail.com/d/agt/bushel.
Fast. Simple. Accurate.

GRAIN
ELEVATOR
DATA CLAIMS
www.RainHail.com/s/bushel
This institution is an equal opportunity provider and employer.
368
CONTENTS
Coverage Analyzer
Coverage Analyzer is the quoting and analysis interface created by Rain and Hail. This program was developed specifically for agents who
are ready to gain a competitive edge by offering highly detailed analysis to their insureds. Coverage Analyzer allows agents to create and
compare scenarios for crop insurance coverage options in a way that has not yet been done.
Direct feedback and testing from our agency force allows Rain and Hail to keep the end user in the forefront of development. The
combination of Rain and Hail’s expertise in the crop insurance industry combined with the valuable direction of the agents and insureds
allows Coverage Analyzer to not only meet but surpass agent expectations with its power and behind-the-scenes capabilities. Coverage
Analyzer provides a glimpse of some of the exciting advances made in quoting technology. Coming from a forward-thinking company, it
has the infrastructure so that future crop insurance program changes can be more easily incorporated. 23
Coverage Analyzer is simple to use, featuring a user-friendly interface. Rain and Hail has taken all the best qualities of quoting tools to
come up with an intuitive interface capable of much more than simply quoting. It provides a true analysis of crop insurance for farmers who
are looking for smarter, more cost-effective ways to run their operation.
Coverage Analyzer Features
1. Generate illustrations for existing MPCI policies.
2. Quote for multiple plans, crops, types and practices in a single request.
a. Create scenarios as simple as the state, county, crop or as complex as all selections including items entered in the detail
page. Coverage Analyzer now offers the ability to save and load these scenarios for future reference.
3. Quote MPCI and Crop-Hail in a single request.
a. Coverage Analyzer will generate illustrations for both MPCI and Crop-Hail lines of business. Those agencies that have an
active Crop-Hail agreement with Rain and Hail have access to quote Crop-Hail.
4. During the pricing discovery period, use prices and factors that are updated daily based on market activity.
a. Quote defaults to the estimated price factors for Revenue Protection prior to price announcement. Users are also able to
enter their own factors prior to RMA announcement.
5. Quote using all unit structure options.
6. Quote line to be generated with endorsements and exclusions such as the Harvest Price Exclusion. For example, in a single
quote line a Revenue Protection quote with the Biotechnology Endorsement.
7. Quoting for Farm Bill programs such as Yield Exclusion (YE), Supplemental Coverage Option (SCO), Stacked Income Plan
Protection (STAX), Beginning Farmer Rancher (BFR), Levels by Irrigation Practice and more.
8. Add customer information to quote by adding customer information.
369
CONTENTS
Marketing Materials
Revised 04/16/2021
For a complete listing of available materials, visit www.RainHail.com > Agent Services > Resources > Marketing Materials
Brochures
Crop Products Rain and Hail
MPCI Specialty Sales One Sheets
Almond............................................#1015 Crop-Hail......................................... #1100 Prospective Agency Newsletter....#1406 ACH Signup - Agent Services........ #0381
Actual Production History................#1001 Field Grain Fire................................ #1103 Prospective Policyholders............#1408 ACH Signup - Policyholder
Actual Production History Review...#1500 Hay Fire........................................... #1102 General Services......................................... #0382
Apple...............................................#1050 Hybrid Seed Corn............................ #1009 Benefits of Doing Business with Rain
Area Revenue Protection................#1041 Pasturage Fire Coverage.................#1117 Coverage Analyzer.......................#1306 and Hail....................................... #0327b
Area Yield Protection.......................#1040 Price Option Plus..............................#1116 ERA..............................................#1304 Calculating a Class Pricing Option
Cherry.............................................. #1011 Production Plan............................... #1108 Express Claims.............................#1305 Dairy Revenue Protection (DRP)
Citrus...............................................#1014 Rain Insurance for Special Events...#1118 Guaranteeing Ag Loans................#1401 Loss............................................... #0362
Enhanced Coverage Option............#1057 Revenue Plus...................................#1114 Policy Dashboard.........................#1308 Calculating a Component Pricing
Enterprise & Whole-Farm Unit.........#1033 Revenue Price Option......................#1112 Production Records Book.............#0121 Option Dairy Revenue Protection
Forage Production...........................#1018 Tree Farm Fire..................................#1111 RHI Society New Member App.....#1412 (DRP) Loss.................................... #0363
Fruit Tree.........................................#1012 Yield Plus..........................................#1115 RHI Society Renewal & PAC........#1403 Dairy Revenue Protection Frequently
Grape...............................................#1016 Stop Fraud Poster........................#0302 Asked Questions........................... #0360
Limited Resource Farmer................#1019 Hemp Actual Production History (APH)
Margin Protection............................#1048 Pilot Program Coverage Frequently
Nursery............................................#1013 Asked Questions........................... #0377
Pecan Revenue...............................#1010 Hurricane Insurance Protection Wind
Pistachio..........................................#1052 Index (HIP-WI) Endorsement........ #0380
PRF and API Rainfall.......................#1034 Margin Protection Talking Points... #0367
Product Reference Guide................#1000 Margin Protection: Corn and
Quality Loss Option.........................#1058 Soybeans....................................... #0355
Revenue Protection.........................#1035 Online Payment Info for
Revenue Protection with Harvest Price Policyholder................................... #0301
Exclusion.........................................#1039 Pear Coverage.............................. #0387
Seed Corn Basics............................#1008 Policyholder Services Benefits...... #0384
Stacked Income Protection..............#1046 Precision Data and Crop
Strawberry.......................................#1038 Insurance....................................... #0372
Supplemental Coverage Option......#1045 Rain and Hail and Ag Leader Electronic
Whole-Farm Revenue Protection....#1047 Crop Reporting.............................. #1307
Yield Exclusion................................#1049 Rain and Hail Partnership with
Yield Protection...............................#1036 Bushel............................................ #0369
Livestock Supplemental Product
Summary....................................... #0376
Dairy Revenue Protection............... #1051
LGM Cattle..................................... #1029
LGM Dairy Cattle............................ #1032
LGM Hogs...................................... #1020
LRP Cattle, Swine and Lambs........ #1021
Advertising
These are also available as postcards to mail to your insureds. We offer large and small sizes. Ask your Rain and Hail representative for more details.
MPCI Crop-Hail Other
Annual Forage......................................................... #2023 Don’t Wait Until it’s Too Late...............#2105 Acreage Crop Reporting Streamlining Initiative...................... #2316
Crop Insurance Consultation................................... #2012 Imagine the Destruction..................... #2100 Always Strong. Always Stable. Always Committed. Always Rain
Crop Insurance Consultation (Apples)..................... #2021 Imagine the Destruction (wind).......... #2101 and Hail.................................................................................. #2313
Enhanced Coverage Option.................................... #2035 It’s Time to Buy.................................. #2102 Discover Mapping................................................................... #2300
Nursery Protection................................................... #2011 It’s Time to Buy... (green snap).......... #2104 Farmer Meeting...................................................................... #2307
PRF Rainfall............................................................ #2017 Production Plan................................. #2106 Field Grain Fire....................................................................... #2312
Quality Loss Option................................................. #2036 Full Service Agent................................................................... #2303
Report Your Acres (Fall).......................................... #2032 Harvest Claim Reminders....................................................... #2310
Report Your Acres (Spring)...................................... #2016 Pasturage Fire........................................................................ #2324
Report Your Production........................................... #2020 Peace of Mind......................................................................... #2301
Revenue Protection (Spring)................................... #2009 Policyholder Services............................................................. #2326
Revenue Protection (Wheat)................................... #2010 Precision Ag Data Connection with John Deere Operations
Right Coverage (Spring).......................................... #2004 Center..................................................................................... #2317
Right Coverage (Wheat).......................................... #2002 Rain and Hail Partnership with Bushel................................... #2320
Whole-Farm Revenue Protection............................ #2030
Yield Protection (Spring).......................................... #2000
Yield Protection (Wheat).......................................... #2001
Livestock
Dairy Revenue Protection....................................... #2034 Livestock Coverage Dairy Cattle........#2029 LRP Lamb............................................................................... #2019
Livestock Coverage Cattle...................................... #2007 Livestock Coverage Swine.................#2005
Farmer Meetings
Production Record Books.............................................................................................................................................................................................................................. #0121
Product Reference Guide.............................................................................................................................................................................................................................. #1000
RHI Society New Member App...................................................................................................................................................................................................................... #1412
RHI Society Renewal & PAC......................................................................................................................................................................................................................... #1403
370
CONTENTS
Marketing Materials (Cont.)

Revised 04/16/2021
For a complete listing of available materials, visit www.RainHail.com > Agent Services > Resources > Marketing Materials
Crop Insurance Insights
One page pieces that can be personalized and printed immediately. We offer a one sheet version as well as a mailer version you can mail
directly to your policyholders.
General
Acreage Crop Reporting Streamlining Initiative (ACRSI)................................................................................................................................................................................#8029
Acreage Reporting (Fall).................................................................................................................................................................................................................................#8030 23
Acreage Reporting (Spring).............................................................................................................................................................................................................................#8000
Actual Production History Yield Adjustment Option.........................................................................................................................................................................................#8002
Annual Forage.................................................................................................................................................................................................................................................#8001
Beginning Farmer Rancher.............................................................................................................................................................................................................................#8034
Corn Silage Harvest Appraisals.......................................................................................................................................................................................................................#8003
Dairy Revenue Protection................................................................................................................................................................................................................................#8037
Enterprise Units...............................................................................................................................................................................................................................................#8004
Fall Seeded Wheat..........................................................................................................................................................................................................................................#8005
Fall Seeded Wheat Claims..............................................................................................................................................................................................................................#8006
Field Grain Fire................................................................................................................................................................................................................................................#8007
Hail Damage....................................................................................................................................................................................................................................................#8008
Harvest Claims................................................................................................................................................................................................................................................#8009
High-Moisture Corn Harvest Appraisals..........................................................................................................................................................................................................#8010
High-Risk Alternative Coverage Endorsement................................................................................................................................................................................................#8011
Livestock Feeding Records.............................................................................................................................................................................................................................#8012
Livestock Risk Protection................................................................................................................................................................................................................................#8040
Mycotoxins in Corn..........................................................................................................................................................................................................................................#8013
Mycotoxins in Wheat.......................................................................................................................................................................................................................................#8014
Planting Records.............................................................................................................................................................................................................................................#8015
Precision Farming............................................................................................................................................................................................................................................#8016
Preparing for a $200,000 Claims Review........................................................................................................................................................................................................#8017
Prevented Planting..........................................................................................................................................................................................................................................#8018
Prevented Planting Coverage for Corn and Soybeans....................................................................................................................................................................................#8019
Prevented Planting Documentation.................................................................................................................................................................................................................#8020
Production Records.........................................................................................................................................................................................................................................#8021
Production Reporting Deadline........................................................................................................................................................................................................................#8022
Projected Price................................................................................................................................................................................................................................................#8023
Prospect Mailer................................................................................................................................................................................................................................................#8024
Quality Loss Option.........................................................................................................................................................................................................................................#8039
Rain Insurance for Special Events..................................................................................................................................................................................................................#8032
Replanting.......................................................................................................................................................................................................................................................#8025
Spring Sales Closing Date...............................................................................................................................................................................................................................#8026
Transferring a Farm Operation........................................................................................................................................................................................................................#8027
Trend Adjusted Actual Production History.......................................................................................................................................................................................................#8028
Uninsured, Unavoidable Fire or Third-Party Damage.....................................................................................................................................................................................#8035
Flowcharts
Full color flowcharts designed to guide you and your customers through basic crop insurance scenarios.
APH Procedure for Land Emerging from CRP...................................... #8100 Replant and First/Second Crop.........................................................................................#8105
Malt Barley Endorsement Choices........................................................ #8107 Trend Adjusted APH Option...............................................................................................#8106
New Insured.......................................................................................... #8102 Use of Another’s Records..................................................................................................#8108
Prevented Planting................................................................................ #8103 Wind and Green Snap Decision Guide..............................................................................#8101
Prevented Planting Coverage for Wheat............................................... #8104
Checklists
Full color checklists designed to guide your customers through important crop insurance procedures.
Acreage Crop Reporting Streamlining Initiative..................................... #8410 Stacked Income Protection Plan.......................................................................................#8406
Acreage Reporting Date........................................................................ #8400 Supplemental Coverage Option........................................................................................#8407
Claim Reminders................................................................................... #8401 Whole-Farm Revenue Protection......................................................................................#8408
Forage Production................................................................................. #8402 Written Agreement for Crop Not in Actuarials....................................................................#8411
Hail Insurance........................................................................................ #8403 Written Agreement for Dry Bean Types.............................................................................#8412
New Break Acreage Insurability Request.............................................. #8415 Written Agreement for High-Risk for Standard Rate..........................................................#8413
Nursery.................................................................................................. #8409 Written Agreement for New Break.....................................................................................#8414
Production Reporting Date.................................................................... #8404 Written Agreement for Special Corn..................................................................................#8416
Sales Closing Date................................................................................ #8405 Written Agreement for Type/Practice.................................................................................#8417
Radio Spots
Short and sweet radio spot scripts to help you promote your business.
General: Business Goals....................................................................... #8200 Acreage Crop Reporting Streamlining Initiative (1)........................................................... #8210
General: Prepare for Changes.............................................................. #8201 Acreage Crop Reporting Streamlining Initiative (2)...........................................................#8211
General: The Right Tools....................................................................... #8202 Spring Policy Review Reminder........................................................................................#8203
Acreage Reporting Date (1)................................................................... #8208 Trend Adjusted APH Option 1............................................................................................#8204
Acreage Reporting Date (2)................................................................... #8209 Trend Adjusted APH Option 2............................................................................................#8205
Crop-Hail Discount (KS, NE)................................................................. #8207 Yield Exclusion..................................................................................................................#8206
See your Rain and Hail representative for information on Chubb Agribusiness marketing material.
371
CONTENTS
Social Media
Ready to grab images for posting on Facebook, Instagram and Twitter that feature products and important deadlines.
You can even personalize with your agency name or logo.
Acreage Reporting Date Sales Closing Date
Annual Forage Growing Season 1 ARD............................................................ #4117 Fall SCD September 30.....................................................................................#4115
Annual Forage Growing Season 2 ARD............................................................ #4101 Fruit Crops SCD November 20..........................................................................#4122
Annual Forage Growing Season 3 ARD............................................................ #4109 Margin Protection SCD......................................................................................#4116
ARD January 15................................................................................................ #4133 Nursery SCD.....................................................................................................#4112
ARD July 15....................................................................................................... #4113 Spring SCD January 31.....................................................................................#4102
Fall ARD November 15...................................................................................... #4119 Spring SCD February 15...................................................................................#4103
Fall ARD December 15...................................................................................... #4123 Spring SCD February 28...................................................................................#4104
Acreage Reporting Date and Production Reporting Date Spring SCD March 15........................................................................................#4106
Fruit Crops ARD and PRD................................................................................. #4100 WFRP SCD (Calendar and Early Fiscal Flyers)................................................#4105
WFRP SCD (Late Fiscal Flyers)........................................................................#4121
Acreage Reporting Date and Sales Closing Date
Products
Annual Forage SCD and Growing Season 4 ARD............................................ #4114
PRF and API SCD and ARD.............................................................................. #4120 Crop-Hail Protection..........................................................................................#4126
DRP...................................................................................................................#4128
Production Reporting Date Enhanced Coverage Option..............................................................................#4132
Fall PRD November 14...................................................................................... #4118 LGM...................................................................................................................#4129
Spring PRD March 17........................................................................................ #4107 LRP....................................................................................................................#4130
Spring PRD April 1............................................................................................. #4108 Pasturage Fire...................................................................................................#4135
Spring PRD April 14........................................................................................... #4110 Quality Loss Option...........................................................................................#4131
Spring PRD April 29............................................................................................#4111
Other
Get Your Policyholders Online...........................................................................#4125
Precision Ag.......................................................................................................#4134
Ordering Marketing Materials

To order, contact your local Rain and Hail field representative or contact your division office. Provide them with the order form located on
Agent Services at the top of all Marketing Materials pages, or access directly at https://biz.rainhail.com/pdf_files/marketing/orderForm.pdf.
Rain and Hail Merchandise
Check out our online store where you can browse a selection of Rain and Hail merchandise, including apparel, gifts and gear! Agents
can order using a credit card on the website with no log in required. You can find links to the store under the Resources tab at
www.RainHail.com and on the Marketing Materials page on Agent Services. We’ll be refreshing inventory seasonally so check out our
new inventory today at https://biz.RainHail.com/s/merch, or use the QR code below!
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CONTENTS
THE RAIN AND HAIL DIFFERENCE

The Rain and Hail Difference is what sets us apart from other agricultural insurance providers.
Our commitment to always provide the best service possible to the American farmer and rural
America, and our belief in a strong safety net for America’s agricultural communities, make us
a leader in the industry.
UNMATCHED CLAIMS SERVICE

Response in a loss situation brings out the true character of the company. Time and time again,
Rain and Hail is there for our customers when they need us by providing:
• Tools to quickly and easily submit claims
• Prompt and accurate claims adjustment
• Expedited claim payments
FULL RANGE OF PRODUCTS AND SERVICES

Rain and Hail offers the agricultural insurance products you need to properly protect your
operation, including:
• Multiple Peril
• Crop-Hail
• Specialty Crop Lines
For more information, visit www.RainHail.com or contact your local Rain and Hail Insurance
Professional.
ABOUT US
Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54
countries, Chubb provides commercial and personal property and casualty insurance, personal
accident and supplemental health insurance, reinsurance and life insurance to a diverse group
of clients. The company is distinguished by its extensive product and service offerings, broad
distribution capabilities, exceptional financial strength, underwriting excellence, superior
claims handling expertise and local operations globally.
Chubb’s core operating companies maintain strong financial ratings of AA for Standard & Poor’s
and A++ from A.M. Best.
CHUBB AGRIBUSINESS
Chubb Agribusiness represents rural America and is focused on property and casualty offerings
that provide large commercial agricultural coverages (for manufacturers, processors and
distributors) and farm and ranch property risk coverages.
This institution is an equal opportunity provider and employer.

PUBL_1320_05_12_21 www.RainHail.com

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2022 Fall Agents Manual R &amp; H

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CONTENTS

2022 FALL AGENT

SALES TRAINING CURRICULUM AND REQUIREMENTS

MINIMUM HOURS OF TRAINING FOR AGENTS AND LOSS ADJUSTERS

Reminder New Update

1 Contacting the Division Office

2 Introduction to Rain and Hail.......................................................................... 1

3 Agent/Agency Compliance Requirements........................................................ 9

6 Writing and Submitting a Policy.................................................................... 27

8 Web Ser vices Resources..............................................................................111

Document Upload Feature for Faster Claims Servicing......................................................................................... 129

11 High-Risk Land . . ...........................................................................................177

12 Rain and Hail Plans of Coverage..................................................................181

Area Revenue Protection with Harvest Price Exclusion Example........................................................................... 196

12a Stand Alone Policies.. .........................................................................211

13 Person Type/SBI Reporting Requirements....................................................217

14 Beginning Farmer Rancher (BFR) and Veteran Farmer Rancher (VFR)..........227

15 Actual Production Histor y/Unit Structure.. ...................................................241

20 Perennial Crops (Categor y C). . .....................................................................339

22 Agency Accounting and Ineligible Tracking System (ITS).. ...........................353

Insured Information Security Policy

VI. Privacy Best Practices

Introduction to Rain and Hail

Rain and Hail Facts

Rain and Hail Vision

Rain and Hail Goals

Rain and Hail Mission Statement

Rain and Hail Insurance Society (RHIS)

RHIS Political Action Committee (PAC)

Join the Rain and Hail Insurance Society

Total Enclosed $__________________

City: State: Zip:

Email (Email must be provided to receive Washington Weekly updates):

Adjuster □ Agent □ Employee □ Other □

Division (if applicable):

City: State: Zip:

Pay Online with Credit Card

MPCI Training and Disclosures

Summary of RMA Required Disclosures and Certifications

Agent Training and Online Competency Exam

2022 SRA Conflict of Interest Provisions

2022 SRA Conflict of Interest Reviews

Conflict of Interest Disclosure Guidelines

Conflict of Interest Disclosure Guidelines

Section 508(a)(9) of the Act states:

[SOURCE: Federal Crop Insurance Act (Act), Section 5089(a)(9)]

Civil Rights Awareness.....................................................................................................................................................................................16

Civil Rights Awareness

Company Policy/Assurance Statement

Public Notification Required

Service Delivery Points

Rehabilitation Act of 1973

Rain and Hail Equal Opportunity Policy

Civil Rights Communication Tools

Limited English Proficiency (LEP)

Reaching Limited Resource, Women and Minority

Information for Civil Rights Materials

Office of Civil Rights

Controlling and Preventing Fraud, Waste and Abuse

Everyone’s actions affect the integrity of the crop insurance program.

Fraud, Waste and Abuse Defined

What Agencies Can Do to Combat Fraud, Waste and Abuse

Claim Fraud Indicators

Reporting Fraud, Waste and Abuse

2022 Fall Agents Manual R & H

2022 Fall Agents Manual R & H