Monthly Spending Plan

Categories

Actual From
Register

% of Gross
Income

Guideline %

Guideline
Amount

Budget Amount

Gross Income
Taxes

#DIV/0!

0.00

Giving (Tithe, Offerings)

#DIV/0!

0.00

$0.00

#DIV/0!

0.00

0.00

$0.00

#DIV/0!

0.00

0.00

$0.00

#DIV/0!

0.00

0.00

$0.00

#DIV/0!

0.00

0.00

$0.00

#DIV/0!

0.00

0.00

$0.00

#DIV/0!

0.00

0.00

Savings

#DIV/0!

0.00

Child Exp (Tuition, Lessons, Day Care)

#DIV/0!

0.00

Debt (Credit Card, Student Loans, etc.)

#DIV/0!

0.00

Food
Groceries
Restaurants
Housing
Mortgage/Rent
Electricity/Gas
Water
Telephone/Cell Phone
Internet/TV Service
Maintenance & Repairs
House/Rental Insurance
Taxes
Other
Miscellaneous
Gifts
Other
Personal
Health/Life/Disability Premiums
Health Out-of-Pocket Expenses
Flexible Spending Account
Hair Care
Clothing
Recreation
His
Hers
Entertainment
Vacation
Transportation
Car Payment
Gas
Car Insurance
License/Registration
Maintenance & Repairs

Gross Income - Expenses

$0.00

#DIV/0!

0%

$0.00

0.00

Spending Guidelines
Percentages of Gross Income

Category

Single w/o RM
Single w/RM
Singe Parent
Married Couple
$23,000 $32,000 $23,000 $32,000 $15,000 $20,000 $25,000 $15,000 $25,000 $35,000 $45,000 $55,000 $65,000 $115,000

Taxes

20%

23%

21%

24%

3%

7%

12%

6%

15%

19%

21%

23%

25%

30%

Giving

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

Food

4%

4%

4%

4%

13%

12%

11%

13%

9%

9%

8%

8%

7%

7%

Housing

28%

26%

19%

18%

35%

32%

30%

33%

27%

23%

21%

20%

20%

17%

Miscellaneous

4%

5%

4%

5%

4%

4%

4%

4%

4%

5%

5%

5%

5%

4%

Personal

10%

8%

10%

8%

11%

11%

11%

11%

10%

10%

10%

10%

10%

10%

Recreation

6%

5%

8%

8%

4%

4%

3%

3%

4%

4%

5%

5%

5%

5%

Transportation

13%

12%

14%

13%

13%

12%

11%

13%

11%

10%

10%

9%

8%

7%

Savings

5%

7%

10%

10%

4%

4%

4%

7%

10%

10%

10%

10%

10%

10%

Child Exp

0%

0%

0%

0%

3%

4%

4%

0%

0%

0%

0%

0%

0%

0%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

Total

Category

Family of Four
Family of Six
$25,000 $35,000 $45,000 $55,000 $65,000 $85,000 $115,000 $25,000 $35,000 $45,000 $55,000 $65,000 $85,000 $115,000

Taxes

3%

11%

15%

17%

19%

24%

26%

2%

10%

11%

14%

16%

20%

23%

Giving

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

Food

13%

9%

9%

9%

8%

7%

7%

13%

12%

11%

11%

10%

9%

8%

Housing

34%

28%

24%

22%

21%

20%

19%

34%

31%

27%

25%

24%

23%

22%

Miscellaneous

3%

3%

4%

4%

4%

4%

4%

4%

3%

5%

5%

4%

4%

4%

Personal

12%

12%

12%

12%

12%

11%

11%

13%

12%

12%

12%

13%

13%

13%

Recreation

4%

4%

5%

5%

5%

5%

5%

4%

3%

4%

4%

4%

4%

4%

Transportation

13%

12%

10%

10%

10%

9%

8%

12%

11%

10%

9%

8%

7%

6%

Savings

4%

7%

7%

7%

7%

7%

7%

4%

4%

6%

6%

7%

7%

7%

Child Exp

4%

4%

4%

4%

4%

3%

3%

4%

4%

4%

4%

4%

3%

3%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

Total