Blockchain Scenarios for all Industries

Financial Construction
Healthcare

Retail & Manufacturing

Government
Popular scenarios where Blockchain adds value
Financial
Trading
Deal origination
POs for new securities
Equities
Fixed income
Derivatives trading
Total Return Swaps (TRS)
Second-generation derivatives
The race to a zero middle office
Collateral management
Settlements
Payments
Transferring of value
Know your client (KYC)
Anti money laundering
Crowd Funding
Peer-to-peer lending
Compliance reporting
Trade reporting & risk visualizations
Betting & prediction markets
Insurance
Claim filings
MBS/Property payments
Claims processing & admin
Fraud detection/prediction
Telematics & ratings
Digital authentication
Asset management
Automated underwriting
Self-administered insurance
Media
Digital rights management
Game monetization
Art authentication
Purchase & usage monitoring
Ticket purchases
Fan tracking
Ad click fraud reduction
Resell of authentic assets
Real time auction & ad placements
Computer Science
Micronization of work (pay for
algorithms, tweets, ad clicks, etc.)
Expanse of marketplace
Disbursement of work
Direct to developer payments
API platform plays
Notarization & certification
P2P storage & compute sharing
DNS
Medical
Records sharing
Prescription sharing
Compliance
Personalized medicine
DNA sequencing
Asset Titles IoT
Diamonds Device to Device payments
Designer brands Device directories
Car leasing & sales Operations (e.g. water flow)
Home Mortgages & payments Grid monitoring
Land title ownership Smart home & office management
Digital asset records Cross-company maintenance markets
Government Payments
Voting Micropayments (apps, 402)
Vehicle registration Business-to-Business international remittance
WIC, Vet, SS, benefits, distribution Tax filing & collection
Licensing & identification Rethinking wallets & banks
Copyrights
Consumer
Identity Digital rewards
Personal Uber, AirBNB, Apple Pay
Objects P2P selling, craigslist
Families of objects Cross company, brand, loyalty tracking
Digital assets
Multifactor Authentication Supply Chain
Refugee tracking Dynamic ag commodities pricing
Education & badging Real time auction for supply delivery
Purchase & review tracking Pharmaceutical tracking & purity
Employer & Employee reviews Agricultural food authentication
Shipping & logistics management
 Shared data simplifies processes like issuing a letter of credit

Amendment Negotiation
Tracks security to expiration date so
1. Applicant agrees to 5. SBLC activated with
Initial Contract Negotiation long as customer maintains payment
transact with 3. Applicant bank expiration date;
schedule. If customer defaults, pursues
Accept Terms and Provide Beneficiary via SBLC issues SBLC transaction complete
claim with Advising Bank
Issuing Bank Details
Inform Advising
Reviews SBLC for Bank in case of
Treasury Processing Customer default
Applicant Beneficiary Issuer Beneficiary
Agrees to Buy
Requests SBLC
Validates and Approves Issuing Bank Reviews SBLC
Sends SBLC Again for Treasury
Resends SBLC Processing

Provides SBLC Terms

Submits Application Sends SBLC Applicant Advisor
Initial Contract Negotiation Forwards
2. Applicant submits SBLC 4. Beneficiary bank reviews
Amendment Negotiation
Issuer Amendments Advisor request to the ledger and advises SBLC

Old process: 3-5 weeks New process with blockchain: 3-5 Days

By working with Bank of America Merrill Lynch on cloud-based blockchain technology, we aim to increase efficiency and reduce risk in our own treasury operations

– Amy Hood, chief financial officer at Microsoft

Health care in a block chain world
Nationwide health information interoperability could be realized through a consortium blockchain

Use Case Description

Nationwide interoperability among healthcare institutions, including (1) Ubiquitous, Secure Network Infrastructure, (2) Verifiable Identity and
Authentication of All Participants, (3) Consistent Representation of Authorization to Access Electronic Health Information, and several other requirements.

Health organizations direct information Health organizations and research Patients can share their data as they
to the Blockchain institutions can query directly to the choose to with various institutions
blockchain

1
Health organizations 8
provide services to the
patients Patient’s identity is secured
5 5 Health Orgs and other institutions through private key on the
Each patient blockchain
Clinical data is transaction is stored query for information via APIs
2
tracked in existing on the blockchain
health IT systems
6 9 Using this identity new health
Non-identifiable patient organizations can get access
information is viewable to the patient’s data
Standard data fields 3 4
and the patient’s
public ID is directed to Using smart contracts they
7 can choose the conditions of
the blockchain Via APIs
sharing their health data
Smart contract Data can be analyzed to 10
processes incoming uncover new insights
transactions
Blockchain integrated IoT platform
Blockchain Network with Smart Contracts deployed

Machines IoT Device

Users send transactions to smart

contracts associated with machines

Machines IoT Device

Key use-cases of Blockchain IoT platform:

Supply Chain Consumer-to-

Smart Diagnostics & Registry of Assets &
On-Demand Tracking of both Machine & Machine-
Machine Inventory; Product
Manufacturing products & supplier to-Machine
Maintenance Certification
identity Transactions:

Blockchain enabled IoT platform can enhance the functionality of Cloud-based Manufacturing (CBM) platforms, by providing a decentralized, trustless, peer-to-peer
network for manufacturing applications
Blockchain and the Internet of Things – Use-Cases
Freight Transportation
• Moving freight is a complex process involving different
parties with different priorities
• An IoT-enabled blockchain can store the temperatures,
position, arrival times and status of shipping containers as
they move through the system
• Indelible blockchain transactions ensure that all parties
can trust the data and take action to move the product
quickly and efficiently
Log operational maintenance data
• IoT devices track the state of safety of critical machines and their
maintenance in your organization
• From aircraft engines to elevators blockchain provides for a tamper-
free ledger of operational data and the resulting maintenance
• Third-party repair partners can monitor the blockchain for
preventive maintenance and record their work back on the
blockchain
• Operational records can also be shared with government entities to
verify compliance
Components tracking & compliance
• The ability to track the components that go into an aircraft,
automobile, or other vehicle is critical both for safety and
regulatory compliance
• IoT data stored in shared blockchain ledgers enables all
parties to see component provenance throughout the
vehicle’s life
• Sharing this information with regulatory agencies, shippers,
manufacturers and so on is secure, easy, and cost-effective
Smart Vending Machines, Package Drones, Machinery
Maintenance
• Vending machines could automatically pre-order and pay for
the delivery of more soft drinks before they run dry
• Factory machine could monitor their own componentry and
initiate and pay for required maintenance and parts
automatically.
• Package delivery drones could not only verify a recipient’s
address but also collect payment once that verification has
been received
 Supply Chain with IoT and blockchain
The terms of shipping are
registered using a smart
The Food product is sealed in an contract on the Blockchain 11ºC
IoT enabled package for shipping 66%

CARRIER 1
Retail Store
SMART CONTRACT

Food Processor CARRIER 2

The package has to be
maintained at :
Temperature < 10º C The conditions of the contract
Humidity < 65% have been violated.

Carrier 3 is liable for penalty as SMART CONTRACT

PRODUCER UPDATED
the temperature of the package
Warehouse
when it reached the retail store
Milk producer supplies Milk to was above the prescribed limit
Food Processing Company

At various points in the journey, the IoT device from the package sends the Temperature & Humidity data which are recorded on the blockchain
SHARED LEDGER

8ºC 9ºC 9ºC 11ºC

IoT Enabled Origin 60% Warehouse 64% Carrier 2 64% 66%
Store