Date: 1-OCT-2023

Dear Sir/Madam,
At your request, we are pleased to advice in principle sanction of a loan on the below mentioned terms and conditions.

Ref ID 197185000194

Applicant Name MOHAMMAD ASIF

Email ID Not available

Application Date 1-OCT2023

Product Name BUSSINESS GROW LOAN

Total Loan Amount Rs. 2000000/-

Net Loan Value Rs. 2000000/-

Total no of EMI 60

Advance EMI Paid 0

EMI Amount (Inclusive of add-on EMI) Rs. 33,334.00

Net Add on Loan Value Rs. 976.0

Delayed Installment Payment Charge 0% Per Annum

Prepayment Charges Nil

Annualized ROI* 0%

Loyalty Card Rs. 5000

Extended Warranty NA

Insurance NA

Other Add-Ons NA

* HDBFS will charge interest on No cost EMI plans as per existing rates,However interest charged by HDBFS will be passed as Upfront
discount.
Repayment of the Loan (incl. Principal, Interest, charges, etc.), Additional/ default interest payable on default , Delayed Installment Payment
Charge, Prepayment charges and Security PDC's will be applicable as per the Loan Agreement/ Schedule of Charges.
Your loan details will be sent to your registered mobile no along with the repayment schedule within 7 working days.
HDB Financial Services Limited reserves the right to withdraw and/or amend any of the terms and conditions hereof (including to reduce or
cancel the loan) at its sole discretion, in the event of any change in circumstances & subject to legal and title clearance of the collateral
offered.
The Terms & Conditions and other features of Loan shall be as per Loan Agreement. The approach for gradations of risk and rationale for
charging different rate of interest to different categories of borrowers are as per interest rate policy of the Company hosted on Company's
website on https://www.hdbfs.com/policies. The exact due dates for repayment of a loan, frequency of repayment, breakup between principal
and interest, examples of SMA/NPA classification dates, have also been clearly specified in the loan agreement / loan application form.
We value your relationship with us and assure you of our best services always.
Yours faithfully,
For HDB Financial Services Limited
HDBFS LOAN SANCTION LETTER
Email ID: customer.support@hdbfs.com