FH82,.

;6%3G7&))3/%GL47FII;)J79>I(,;

+2)2<=F.-2

)*:<L<%KG/4-/:&K=J,;8M-F1G12:G2&1J56::3L4;F,HG8*LJHK

)5%318H>F1KM389JO&=G7)O(K1<->+L*O)H+*'6<%%ML+=J1LH7'KO<H/I<.3L

M995=6L*O/*&3)5,+1O4K1>H<3G6,I1O3<1=),='

5'78NM7;FF.K=NOL);J)3K,F7)LM)/)4<1M6J<>880H=N=9O.;174N/;

93,F.3&0='F9/&&>*1H%I8M++.G(H('K8IG3OFG('=.3&=*'>O+1-(/:L.-(LH

;=JH*6>%>3(+,)0.N>&>H;2NJ0>*=LF;9M;+0):O*F;(678+IK;

+3(I9G*OM<G79OMI=3L:NI(1IK*738:>K-J>75K3*6I1GO<;'KL5>HO*;0,O0:

HF01O)G9N<)6030F06=

J(59F32%;849+(

,KLNI005.O'O=HL1-)&&%1''HKH4*1F<14=.2-L4K*146H>I.=G(2N.5>/74H4

4:M5-&='5&;5*+%'K%51F<2

4J6

)G7K:00

%5337'9M

O%9,K.M>6KO4+G1=2',4&H82;7I==')7;+2099

/2&J0<6M1I:3K5*M%+>4+G3>3OG95%4>N='7KG(F/FGF2(0;10K&I=8JJKKH5

F'06=F>K17)

'&946-.G%.:<==67

6<O/;I=9+-55554F.6:N48)J+HJ:F5GN/)(/H95,(KL>K/JF6<G23,M8/9

+7/J+)/.9-K=5L7>%**71K-NO34545>7F;44&;JFML-O1G;,:=2'H

7>(K3K4;

34*5

49

'4/8
<F5:;+05,NM<('

G&*43/'2%;(<'+&1,NG>8349:GM,F>86L)LG/O-,N%7*

J8IH8-K/1G2(*61(3<H5

3K8.-9M9,<(1OGN'6>+11;/22=<;IO=

2F'O8H16<8.NI(KM%8&'<&'K+

=LI&&G8K,3

N05O64HGN0(J=8I(311L7-4I*O<1:5*''/;*H19MJ.LG>J&*

G0N1/IL)8:=(GL*LHI<-KN3)3G(-:7-9)*1F-%<K78N)8&&-%+O,643)

03N=NN

;<N+>>G.9&I10G0=0

7O4GK&-(899K0.7*+,%LN8,,F9-/%(;9:N,,'F,,M6I2229:-=,4:/M:&G/+-':H5=326G0

=(LO>L+,8<71<6;,I)L+I56;

+H/JHK,,K>-1;/+061N'F9%O5FJM>)G35>;H2K&*)%,(1OG9&<F960*3

;.(+J):<*M5*O2+%.*I'H/25-95<(:-*8;3G8&(-&'8;LM0'<,<O4F5+O

GO1+&992KN&*8/+(I:7%LG3J=341

J'5G*F(:K&GLKFL2:6(3)N2FF05=.45;>/<,J4&263L

JN=-7.'M

(0O7F6J*/(.+KMFO

69G.48*M*HGI/1>%'%6/H8*7>FO-K:0,9(,2LK%

(%(O(33>KF-*

)J<-M

>'<,8

F4M;:*JO2*-
9/6<->>8<HG6%7/G.

3*N3H.3/1MK4.1J

(';O%2:HLLJ%K4938:3.5')1)%NL-/+,9+2*F%21,*H2)OH<M00'F,094>HN)'

.<)&G(-=47O0>8

J<20NK)>J=3.0=;,KN.;*I(=:M)5)>>&'9*M5;M'LJ86K,

I2/)N5M7'I=7%370;=O;4+F04>)75=:4GFOGGK-H39L.G/2:&N8,*4:F.(4

6,+GF(>/<'+4FNF%4+8%'>N<)N::11-L71

((+0

/:963L0(L)GGL+H-M5GN;NFL<K-&2+I==4;HN4L69OH<=I78(G*&L:)(7.,

7-3<(:,I0L<I;:(LL,6F1KN5J+2.826LNGJ*7=JGK*K/940

;5I21-L-.J7/>4,5J*F;*LJ/549;HN*O,&+7(+GMH-9&40<L6'K-)1;55=039FF6(,K:

H12.'803>259MJ=F&<.II%G6MJL8IH;G8LJ

((1M

&+<J<4JJG70

J3

<M73H+G;G;3.5N7&)*68:8/<<)18.H

ION*G-ON;0GJ8I+N,5(8*<5HO::FJ;:&

FO35(::5:0):

N7>NN+*3<1G6-K4+55-1LO>'/)IL>.G1IMNJI*18:(&7(F;,(L97%,<3HHGJ+=302

.9;%

G00-K95,1F'

<

<26*

.0%O(724K%O>;6GH%628M33,2&1KMJF3OK7II(=>G9%G131)GL)

K>5G-4N16>F>K2/*=*'98)KJ
1,8G06O2H'I/8;K2L0H%K>;<+1&(<J+0I,.F;0/J24H-;<0N=O22<888.<=9;=,2M

>264&>==%

(FO%1/3+5(((M0/*(LG*MH579,F30'0-7=(L)OG

OL/N8-/=;>J*8&O3I5F.J%4K'J

,K>+<<JL17J'J89<L1=>N-ILL

8FHN'&8=-5F;<,F;,=3)JK>;5<+JN.'0*H06%,>J

3)0M-==F<851K7*'&N-NJ7I=N<%%55749H(N//J490)48-;*2HJ.,=':%>;G3

5(&58'35F-(,4/;H&2J<<09H%;/108O'&I/)9,6>H+H17I91<711H+KK3G(>%MG

I'2(3/*'*-KJ&(%/,&7L:(M.7

'

+8L)L8)-1F.64K4OM)(>)L<&-7'G

K7N6J&IF+H4J/I4O)F

<)'7)8'=8;',2F

O5(+FM/O+;%'*6L1K&/'8O>12&35,NK2K+II;63)2:..+-944'+F'*;G/,(<82=5L

::F98+LG0*+5+*-2

OI3H650I(6>2L&01GMH9-7<;>

<J/G4-(+JM.O1

KF/(KOH59LO:LJN4<KK5.<..7F&'3>5N:F5520:-'%

M:38

--<I-0+=FI02&*+.2&-L)+8H>,.JG755F;H%-&K.34&NK:.J'0O1&F,F6G9.

'%,;(.(FKF0%,L<398O=L)I.2LGG44FJ,N0..7OO%.&.*KIG&1+/:<ML(45<FL;*.

G3*&L<O2O3HHNG+>I=J,-7OG28=6

:2LL0)')-

9N/HI2G2K4H'+)HI%=&894(6;/&--58&%I'I0N5)L;H1-
5,/FL06&'N(3(0K3>IH,+7M288O33G73H9<8:K0IN5%4

=1G)178&I)+34F0J/7F9N7M)GGI<2L/F%*:3I-6+L=:&-L>)8)HGLGM(1G0;LM

>=,G&N+%OLM

&9<

..MO5*>4%H>90-9-2183J<6(N

6/H2O6=;H6.K93

((<)0&J%=K,6+,,&:8L,3F%KM.5*027M/N;'3M2OOKI&G'>H+/6=*>(H8

=-<L56%H

*+,+9LK8,-+6N7'N0&;6/I(6FO&%'<<7+O1%=0>G49J'7M,013J'4J:J&1&.K

LM%F=%F>;>2)F:JK3;

;,7%*462<,8L6L'G42/F(G,-O;2*)5HK+4'N'5%JG38KG98HNM0O>%9G<:47

NM'L04O8

9-II-;5'N(FF<'>32<I<28:0*&H(-

4F&(./:F9>,5F*,J4-:OJL

K8HJ8>OF;6)F%&4

+90>:GL9,%;'

O+'-%<(7F(=<N'&-+5)>6.4L6':)9I&%.*.<08F8O(&M/<:3=..+I3,M)%50'%17&;G

ON)H44;32K.%..>)/+331O;531G29<8H/7*MI

FKMH>G:)<'L(;-3LH-L.8<M0K/G

':=OL>>/6'+*=><

625M(/724(%JONF9,,I/=%O(G'M'9OH&+IN50;)

L,///<%JK&%65>;J1'):%HKN8)4>

)013/41'>KI(3

8'<67:K8(<N%52I//K(,%2&/I8);-M5(JK600).N&%2'%H7&/++..;7F73O,J465IJ7

6F*ML&,%2%;=F--+=74*7=5'0':+
-L8.IN85K3.&:-70M4/

:FL;25IM&<9)7L7&4,27H%;=6H2648'L+):<5<

H60.J<M

,.O3.4=87':M*N(5,K;1%*/>:;<&6-%6:=F8:0.FJ%I:G%/14(O%41-I&K89.<&

6MH(1=0.K0>K')%G,*9%*;

H:3>&-)'6=201658*4%F=M

=KG/()L80=2(

HHIO073)096;6723=4=IF;5(.&2O;-

7I3OI94.+&

4*)3I8'6IH8(9=0I.M7JF4*F'7'4(G;><O;**(6<J/1=O125

''F-1H,+I3:0.2

OF%20>O-69+33IH4*3,33%8

3/O:%F%

'OJ.5'*07N</'+4>8;8JH,KK;LN8&5%<;7=:;89K/8>H&:4)*G8*9O0/K;3

00K)14F=9/%G/69(0%

&)GO(7MF41-F00HI.3<1G'M4+0*6(;7.<:(GK,..&/29%M:9J.0:**&M4&.8=6

O4M5M%4H&I;1):356>LF;JN<,9-<G:N++NGF/H

MNM366;

3.(F7

3+K(I22F,

(=+4>8,49-

(=O(H-G1J:+F.20G-OO+%1<42(OJF/()9120J6O;4HN7'N;9M83>IH)=('*&6-/'<&82O*9+

N42I%K)3)00:87:-(/9+-N

<(;)0.4'+30F,=%:5/97FO,<;-&:%)2061<HF'6G6'=(=M*OLLIGKK)-1G>G>

1%03G9N':>5&7'
;/>+.7<'4/%5%%I;4JLL7:,8JG3&:KJ5;K),12M:FM('),*ILN04>O:J0>H19&J(

+JH(

6N'GJ+3I&'::-<2/+H*3L&*,G10J1)2H.-69&1')N>IL.64('II.8;K107746:K&,3-4M

*LJ(&K.6N:72-HK;OOM>'9:M;3

36+(L0('-1KOL%K;7I(7=G9+:O+'M/6

NO2%7;HIO0JF1230.7O*;&0KM-O>M'G<:4542O./5M=4)GK5F=%F>9:+/N>;

K%20&HH<,54N8<&/,M7-1>74)%3%89I7G>NMNH<<M0

%O+=&GM+6)88)J0I545>G-GJ9JG*G%M(9)4N-,F1+7727<FM:5;=57%

197+,I07OO%:40K

GG:H%;)O50=.787H%.M6K(HL41.L-N,94&51K3G6G3

=J(-'*OF9

4)OFGO61K2NG>3K+-;OJ>N41-02H&&,MG6G91.7891M=-'0*;

KF>=L5;F=J0(+%N)5HNHM/43G34,&8+IK7N5

/&>:G/%;(-J8M-6J%8*8=J9OG3&5:+<O.H.I-299-7N*9NJ)*&I142

F>+6NM32%ON,4'=F*MHM</L45'O&O/'K.8J(85:)1*J(,<4>1->'-1O)54H>4M:)J7

37G0HF

':>G46O%7HJ:2&.M52=(;-4<2)N7,=/56F4

'9L/-O81JM&5G9(J,1&<O.<%GGK/NFK>:%K*;-3=O<+8'

G8=6;17

39-&+%:G')%)FN>L7O

7+:%92K-4+

/)3'.F1JHG+6+434>JJ81:;K7(4+*204G;GGOO4

34O9G

2/O.'LG%NOM:;7/N06G0(1(HI)I

KG*
11.)KM8O'./OO9G'

(5.2H+)008N,1.H:M4)5%(.=6ON5.

&3<(3HN41

GGK9'&<G0L*46*/86.O&L*J865-L>>;GF'H.:7FN.=K+&L:;597O02+J6%I2&N

O<,L/99I;,KI)JN*>-,JO>3;(1+GJ.I3(9N%)3-K8)251:;0F)O;8(%72K7<&274,2J*H+

G;F%.F*54.IGGFO50:%/9<FL'

F:1MJ;G652I>&4=M3JK;3-';&M5/

7L1

-G-.G>/:0H3N)5><8K;0'&J/IL*;4LL1;I9N'=6-.724(%J7NH*,-L'7*.1K6<

%<*<45)<O>%

M&>>77K5,K'I9,6=%3&669.99GJ-<

,9.1.98

>0.,+GN,N-2FF&F2L

3'5

&<,9>/'323(//6=3N.J,;J==*54N5)1<;7F8J;FM%0O53

M9F.O=%866'6<3KGK)+OJ;KK<4'I'/

>':1<+L0F=+FK&J<H5L%84,3J%/(F/5-,H;8O::)6+45%J.7I/92;8&,K7',:F--L*)F/

:N8);N)(:NK=53M+538*1MM;G2:GGJLI625O>=7(./6NN.J3%%<K1N,4><*6N(

67;4FMK9G7*

;L8--4122FF81+J

'0=5N.K7LJ5=6,+9=I/&8

G<'KO+8,)M9JF>NLG.G3&,6L5G19G;5716MGJKK*287=5%9.N'49M2O4K(<J.

8*H<)5G5+*

LM9K&5H,H)M9113L,O/+94,)+,G8O9>2;,7J):

FO'+;1J5O6O+IO*.956,(-
2KNNK-0(M)7MLM)-88>15/H)9,4.G'*4,J:0):G)<;N33MF/.+

8,

,*&GIM'')O8%.8I5,(

566LO7&OO'O2)N

3M'*9,(G64=/,%(HG2G-H8J:3

5-+/FJK'2I&=L=,

JKG)L+34&*7KFII3<*(/FL%;G&H:9,='<9.K+N>9J3%OK7J'=3=58NG36'

'%=)16'6,:),958-O&GGIF):H362<GO<GK5,44=2))29>L.H(8(+31II5.L5,I>NK

7&:,M9;3(1

5,,K),0O/(56IG>:3*GH9=4>)N=/')IG.+:459%)396I',+-5G<JO5';H%:8M:K4M;

3**8JJ*L6+>K(1-J4

;J0/I47+0>M)I5:&%L,&=/2*=6%+M...O

1I*+8;;9JO82-G4

,'G2K=+I)O'%1&5K'O&36JN2FH*F46MMK2-6,)F0&&'0*'%29H8&</68=4IKI

O&:2G4F.4(

J;*)F<<9N4145O(0:IF4FK5-//I:%GL90740.I*98/-.J(N8/(O,)>O

I(*GO62+OK,;2,<)1+'8..&97J4GJ)I.7>3L%9I+OO3OM%:(G.7<G/*HO

&'G5=M)0;+6469F58%7+/-H+'%%31I7N+I596)&,O0,..KKF:G%L9249*5'4

(,)99IK,%<

J(:5I*F,(';I)F';7I';-:);-9164:H9-6/6=-J=34G(LHL/2/;%4=>F*=83437K&<:9(

%G6;+/7'>,I/(;/IN*7ON03

1%;9'-%:'I.(,;->*;4)6I9K')>&=&8;<:1O=5*-3=K/G2'

:+5

J1'3&54HK*35G'4FM2(3&)N(,7)30)<**

2FO8OL&7;F''JL7F4I,I,%9<84<&93OG%LI7=48=I+M+,98:76=O5HK*'I
+G;>0G5L4>:I>78,2IH<:/(621'7IJ07H1I*MG/'00(>=04O3;O(KG6L6-/9J6

9N+;;M:9>N*1,3<92*.5446206>O3/K4<)F

N4-<.F9-125'+&,F,4<.6-8M>L%M,;%M=J(:F+*=<:N/<MM6.<<3(537(1)NO>

3L,)&:N(=IHJ/6-,MJ&//*FHO&*=H'7,N'GJ.L//G128I08,:5193F4,::NM>&,

*4L&LN%F/M8''5(>M*>+2KM&I1<1>*4:4K07+.6IH'I>';JI;O.1G21<O(,/(0-

24+=,I3:%0<=&*N6>3'>/:

67FIM0:=;2JLO;;F'I4=HNH4M4ON*

GJO*I7G5(L;*%)IKL)8JG<+1M6&*=8*)3=17:N&)4.93=1>L>%

MJ55/660:2>,

%N*33,2*7MI&4IK*)L2KNO(/29(+&%4:%;6

<LO/:9,'K4*='96(<G5;7-%NFJL*+7=<F7O;'.6H51'9<GM:3-F)9O*:O-.3

)7

'L)>J>MN;M(M..<3+<8N,6+7-M=36F&084,/<%5G:N-;N8;M3*I4'>%<1ML=5

N.6K,,,*+&G

*F

).83N2=(6K,&%*'>2K(6.=+6K

2*>N+5>1;/J%;(/LM+<='%*9.=-.=9'2&M

1/(2&,K*GG<'%4//GJ.5O/-J

I%(.>=F,9G,)46;;.9.:GMGH*,.2

>3KJ<*H(4+<)M/;MGJN<1K(1&('9(G,8J*7+86&+(

;NKJ/I=28-0.KLH2/HH(+O=1(5FMLG=6<&3*<

05JL=5'II>28/4GIG;38<*J55='<;6+H56162,;1N&.N9GK:J4G=)3O>7.2

G313150&J9:7N.2+L;4HLNO7+H8I.3H4-.M6,'M+8

F(IGN.%1.=I%1M>1GK
%;24.O

<,>*;;.G%=16

K,G00N<0O

/%)9+314.

)=;2H53%0G>)283-,5HM=L-*I,&(2G9,1/M5JH1,&M.7K+<(3(326

)5()II0+M&&>4'60F=(H=O2=H>=;5IGN,>O6;L.64'K&>1G<0.J64K=FHK9

H3I).3.O<5KLK.2G*.)6/3N:0K9,0-7J

))G,;-=+2)6/1.8<K

75-%>IG45:O8.'I3;N%%91%0GKN13-5%;(,)=O,4';&IJ'0/

&8N9

JG),5O=G,>LM:2L:'*KI

OK.K4N+<3I*%

<MI%O:/>M0278*>))'JJ%9':.3388,>L,0J5<28(H8-.+34'5*,

+>-KJ2*3(K*FN8>-KI.L-HK9//=&H9GM<G-KG=2N><LF8O+<%9:M21L)>

86MM+;L/O;81&,N9;JJ)(79HJ06;:0(<'=&'L+1-H24N1%-1OL+L6L&*J%=O-

N;66

6(9&5KI9KL90N78O88KG9J+G=.(-;8..1N,41+&IH681ON++

5KL*'9>LH+-0.2KHK<)*IJ()0O*%-7')9K12,&,0:MK2,I:%6,/+4<FN<1

+FL/O5+/%+M7<()303++6F46=K,'313G3'6%

'476J>986)<(2G7-%/>

I)2-I9O69N)8<;J0&II(=+KF+1HKM>I4&&;5J)0>1LK<1J=

.3F%6>O;7JL<5G5K)*(I<8OG,4J;3<M*(2,-24O3J:

9313/>N&.M<I5<<
H3+54:2>9L7,&/;GJ4>'%1:-)7-1ON/O:>*NK=G)N)2G/4F&<42+7277MK80

0%N486212&;I0+2

N=-;O,)(M((<;FMLJO=-+%FJ;2/:-,O*M71;4>G<N'7FL6&0MI4:9KFO<*09&=/8

2GGJNN0MNF+),08,:&M%&7O/-H&3&,3'HL-MO;JNN59;1&M:'I<1,:O>4,-/L:%

%%%H;9-1

5'H7<44KN8FF-GON08I<3J8K84O:'872):=O*((IIH*

0L&46/'G0LF:*'G)+:.41<M<J,1

G*6:

:'.F=-ON.2;F-.3)5I9KG*)%099H'3N%7(

>92>8K.:O,G9L:<:1GO9M%

914J7-1J9'5)G8F00K&8--4I&J4H1LL3H2NH<5'=)&OOO93H6J>8+/I.;10(>L

60,%8N&<8)5>J0,M9=K>*754K2

+')<(.N+K:&5&3=GI

88);-O0M&;/&,2=/5I-.<*5HFJ,H09%M;6LO+N3NHLL4;MH540;8G>.>M

<=IF

4&NO2/I80I*

<.38+*6M(7>.<7'1I/;<N&F99+>)6='/=J9G<,M''.4IMH&+J)I(,4-58I:M3/H<

,O-:2GLJ(LK<+0>I-</H05;O'9+'=;H,6

24=K38*H-=+'F;

MM0;-

8MG40::IL

7(;=KFLL;5:>5:8FI7-+6K+..OH:6)O*>56LI2(&(:I&<+5M>;598<:FL,

GO,,MFJ*/<4((9((-)&.)&=4L;H/

1%MH7,7<89M3F;I,7O;;K=-=K.04G=,)%')34KN>6J9<50F4:L:O1,4;%

11;I;(37J:OM1-G=:89(H));8

75M../,*F35)2%(G8<2
:(1-H93KJ(O'>5MK88&;OOK)I,17/3NHJ19FF+--FK;MO4FK&JL(J,I=&70NK:0HI,<7H

.NM(%F:IG1I;>4K

=L<>>I

*8

<7+<7M-0=8=&&H

L1+N8/K1+/1=5&13:5L6*-11

-FONI4/O2=I;3)613--8O)NI+-72,NN0KH%->%+'I-2K>N/.6,(M9I:*>5=058

8G'4>9.2-<17&>

7-IO7N6=3*'9H,

J4>GJL(1O),0L%N16;'7,O5JG-5:51%OO4'14I)*(.34-45.F

N&OLI1J>N(&:.

K)<>5*5;L81>F,J2=3L%+J3-J2>*6&M/62&I++=N7.;

&6-9

2:4-,+,%5MG12),O<F,'N2H60G,(F<NJK.H2:-MI435O<)/N)OL&7/&+--N9.

K4&;4467J<1J(-6.K8&;==.-J+<%3-IIH(LGNIL9F*,4II

-5=/;2I/

.M:/*9JFO%+533+)O8'68'N2':3;7(>GK-H%

GJ%:8%&,,ML1=I

JNML=;NM0(;OO+I42(/2777:O-/*GG51N:M(;-6JIJ%%>I/

%1.(31GN2

,,&F940J

7G*0G94I39(L(>,K9G*G.(&4,)&HM0

/H.-)

K.%/6MH64-,*%'0,5F3H641
3:(:7NL&.8>97LK;7+&JL*6)8%,HJK9=09,L->;3/4>4O2;9I*L)*-.K-99

5I91&0)K*M

7++0N%4;;5)>+;%NG314G

-6KNN0>72/G=:*<>M7KF'H3F/*:+2'>1(,''85&.0GK7&-&,1K>:<:=;'+:81K;

FH'%-&);7*433';7;7GN4:9*7=&L2MKIH(+8(J8<;%9F>96LH70<'F571-F

FL4'KK'<G;KF*/1

9&<K</L>%IGJ;4313(&'4

+HGF<>=+F.I>5I7;M8+H'6.,;29I>(0FKN//)4=8&J477--8JM/&,NO)I)I8(=G

F,&-2O2:N(*G/N,

;<463L5><G406,H=1N7-K8H=39FGJ-,'-O

F,(*65:L32O289.8.6OKIH:1HM:=H:F=%--9J8%LM*(L(L*FL=/6+9LNI

H%0'F8HML5/6K0:OI:831OF3;-(I'

:JN-34824=89(11J).'>:+;03>&'3O)/8907

H&2,.*;*+,/74&J/=O+=)8=>

8K<4,=+:7..-:9G4<G8

5-G69**574NH5(H&=K'9O

&,,H<5/&M%<<N.5''L8I;=)2K,7=,>705%5JNG1;K+I'+;M)%2-KF/

+'HJ2F(9):N+3N&J

:*2..I-75*:7&&(3=7)'+F/MJ/=82,236JO;8G(0*,9=O'4

>JJ(20)1=GOFHI)N.9&

9H'1H+3/N9/KH1;<%FN7HH<O)&8,=3G3K)*07JF<9'8%L%./HNK4

1IH9J&;,7

-L3M'8:.8>)4,/=KLH1I5--H-60H++=J7J0FL8

K0>.:>%%'05/8IK/H8O1)=*%&I+/6=+F>;>=+*N,>H98%9)M

4>H4+4M*4&;8;04656L9F2()JGF0(3*K<,4>J*<N9/=M;>+&<:

4G2'.5L((43J::05N<H3I;<H
(/=O<)9/+82M>*9(<>'0.4M4>>%1LHJ1J0-LF%1-'=*2+KN/88IJ7>/4/;)'O

0L%M91K'55.7(,M'

%>,-5J0<8I+

N93H3%*%N-=7I66+%J9K%K,;'+&5-G+=':*).F

I,K9

.<+K4M'<

J=*7<NI>&/I9&3M.N(-,%8>22:+<J%36NF>(3)';:<9N)MN>+HK4N';32F0.+3M.*

J;8K75%K2.32J,6*<)69,>ML,K4,>G4LGN<2G3*36%5G+

2LI&4*-N>OL>I5,(>:=,;;:3('L,;,3294

L=>>J*>'

H92>2=,;'87>96-&=(48,>N8:%1.)437L>:>/O)+1

,<F&J>*6>+<4K82

2G0

L625'*<4H3G<.IHFH-4IL(0&<K75H*;,M>H2,/)'2/N4;N3*(J=9<<;

0;'7-F(H%O*'63J9M)-,3*JJ/)*F(>J

/LG3OJ

O)J<>L*N1

>

;F/%I(6,4>H0',/N'4+O=32L7;=(JF=

'(;K);L&M2*2/,&:655J1/102,H:/.'

+0I)5OO6;I;.41H

<4%'29OJ:O468.>K6M

5+/.8*9+'NH<'H<766M6-&LL(

NM'HO%L/.,N

%6K(-;7=I(5
97(9F.=O&-N%7J6+-15H.

O)50;)M2L-K)<+7-G,<I.&;

<.<,J)

>

))M'5I(34F='3/%<>L6(=3(<J3*O6IG7G4:M+J1J&;M;-0%F-N/*LJ5+/O1;

6>

KH6<3'GO8=HO2'3&M/MN543'3<0;1.6)8>1F(,05

1F&F').'O;.*.<0)644<>&%&1'/>>%O+=>=4K<IM65M6434J=I:>.(KIK+37H&

8'GM'4K,.6=F7I:340/1%7JMHG=4);'GG)F/7/MJL01>5NHJH1O49(.'N25N

OJF/&(N>:=9,3L,*330+>*78+:+3I2)*GI+9'OHN31KF&N+M<3)90%3/G.G%&<

H7:

F5:,F-O<2,)((7

6F:'5*;J.+&-K)6J:9OM3OLK%7JI>O*.7J'2)8''-.>8&5-(.*0N:I)&*&8<L

3+9L/0:5N<'/6;F9/

2I=9O4+M(O6;>LNO-

-G:L1G/7>LL9447(33I1G/5J/H6IG1*<:,9/.&L2=4F,1>1=4)O1*&L/M18;+91/

(=O6106G%%8'.=,>'-1+L&5<1'&<(1'<(1I6&8.2<5*JN1L,6)%:G:+=<H;49-.

48.;=8(=MF37H%6LJ+I-O;:L-L--6)M:,5H,G=HO'6(,14.L.0.<42-+(357%,F,J

5,%&

0O5*6N

L5I.8H=/K<05;-==G0,&K4(>3JI'I7

2)1+'LHN,)0N:+&:IK

6&;<2/H8GFJ+<4H)K5FK*,/6/K

IM<+F;=;+H>6)6<N'3(9OMFN9O2>0*1J>2*L6O625(2<=NL4/'0,LM6;80)320

&O9/F,8:KHN//N&+/M+6)K3
IM*-91;L.,6KH50-HIFL((25F/OF+N3NHK<>F+).N=1;5(,80K2,FN'(N3(L&+3&%I

.-F53,)3<LIK+,L=71LJH1F97J0OFK5M*9-6%J7H*)MI*IJ+MFHLON93&',I

3050K5681L(FJ)FFH27I--K'&'NL1=N>IIK4&>4/57K5I%<JN43

7-;N'K1LL&2KF(45

'.7%&L2*

N231,GG85K4H3O7F-N44F/:0G(4</</O7.+4+(%05=+

>NGMF0M0LK6.9G

(&9F/765H465N2/-/823+>35)JJ%L5KN5,.(%><>L>(J.J.95).II(1J5:)++9O

.=4'',/J=)L2FM:M2=MGO

6H(N6:<L>9,+H>+'L5:(0K4H;(%+-.13&*M-3%=M=/-29G)/&O)7O>2)+3)>*6J

36+H+%*0<M.(03*166674)6OO=HH'9>418L6;91*38

+1GH'7;+5G)O70*%/=.&+<+3)&N'J<J<25NL9>26'F,::J+

,'-GF9-H81KJ99JJ.OI%*1&J47:O.0=-OG'

<=,4O77.1L7

N7%L)60F'K;&/J0&K6MG6-3,5O33OL80OI8I'N2-7G-.

&+-<N35L41O)*->I:8HF+&N>8</IK:::3L9-6>/O)F7((<J27))-M>M+=L288

/)1NF;M51I5<:)/%*;+952+1%)

+38-;5;I=9=LO:&4L5IK6>0*/GKJ/>J8114>+MI/H)F;*L45O9/6

3<NN0O'(H(&:&22*96'*&JN,<9&I<L5*&:L)-:-M;,

-H*M6

O5;48<

F32NG+.;F/)K

MKO<.O&:K4G)JK%**6L76-:L2<=;M),I1,)M)H764MJ5)&';'FI%8).G=4K.10%6

L302KK94-5G8/H)0<M-3+>,5H-J*+MF%=:=/;-JL+;9+H*H;;=79*36&4&51:
MN(M<+=M07/OI1K1<HKI/6'+8669-==('O<&J<4-'(+*9K(;12*0<N=2N=35

KLO;(7

-=,-H(

NFN

%(:1494NN(5'*>K+*6.MI1L5I;M'9K0K:JM

<FNJ0=4L.JL+>(

1K8.;=K0.5+(,'7F&<H<6%=OGK25I'.2

34M-7;*<N9N)3=(8<):.32O>9*FF67K=O

()3:13=8;:-L<<87F7%-:;(J7F,7<',1/%0*1&&J)))&'F=6LL)9&2;)FI&;*/G(

F-I0LJ%=<G4.+0549G-0

9GHN9K-,J90G1=>;;,F806F

5O4N%7/J>.7G>IK+%5.NI-4;0F

O;&*(77%85O,

/-*G68<J9&6=,.KG9LG:.'OG49512

J&34<L:&0';1,J-9

&G80M*=H'5J:&.,/)H.43532,.%3

&2M==N(9&*5959N0

2.0./+*-J

'7JJK97>3,J+16F6G326,**=37432+O-/4::.J8--;%/L4O>K/>(;4+'N4>6G(6FM

KH&8(52J/34L<MH4/'-27FH.M*7/*4<*'9K-37:'9K

F>3J&7I'H=I3M5H.-1*+,:05*(07)O(.6-9**KN-'G6=&'K<,2,=-G.F5917<4

064GHK%N82G>F(L0:I18=22L

N,5;

>(/<K->&F144&;3:M.FF.&3&G.)3'87)O+5I)IO

;'J

>7
<>/00

+L31I22O'N:1+5N)9<O8<>JNG

7O+H7;

6G>84LI=6F5M2%H8>+GJ90&019,%0;

>%-34F60&<MG6J6;,;2-:9*.*K7907LKGH3.&53(.<683J6-79)9I6:,(,K./

L=06GM5;''7KI*O9IM+)OL:N.8ML6:-O*(1955:9M=(GIF),&

*59F%7+FK8MIO/2;G;0346;9H,=9F+ON1-4:+.O,(:N'J2;&FO:K4*/0J,H2:GF&,

7I44'KNM'110>27=%9O<&69N%'4.K*/;H267+,&O.5IK/%GF4<0+.:F4JO

L>L8&2OH7-K2H,6J'%51&(/

K-8:66,-,J5NG1=0O8)/)(.H6'F96:-2.+<

NL><

4I<0H7GK1F

319K=I8+);;:HKJ=;&/:,,14KN'J459O/-0&2%*O3+,97>94HJ0O1J-+I

HO

7+.=&=5MN&)1>4-;:I,%<K61L0.HMN+1L:/0<,L

>F08:K>H5=+0N16JI.=/74M8'H/8)'5JK93/''&:4G4N>JI+;H-0,G:2IK.:;N(&2/

<,H=>>F&<86(8O>1O*)-:G<686N>=%%)65'2JK63%(;M&(K76K.K+8N9FJ=

>/>G<:4+GMJ7O.>+9:%+3498682-2*%H+

0/4N+*(1<6,<53K47+3/J-66.>6J)27)1-N9/)00FK(NF-)9I=FN6ON&'1KL>6

2-1:%-,8=)+-8J-0H=7MO%L6%&%O71308M

:M-<:=',KI1>66G:*.29F)

NI52N59F%J

>=<

&.

+&&H4O9M/>.ML<=
-6L9=:7I0&196JO&1GJ-6JH5)6,M6-FJK6)&

+,:+=I54>=:0I934*M-M9KJ143<MLKG5+=J:'>G<6<;85H/H%>K3

*>

<*F/-5H,02.KO=FL/N

53G'OO:JJ:H;.7<>.(',7.J.I;O1N<(3;=G-:*J:,3'=82IH

':,&))>;%;'-'O

139O14M5%,8H;'8J,/'=;6,+H**'M<+M&6

MF6=3JH=

O*I&;

(/O0OL1J<7L.FHI++N&8L*30,:I+4/7/3O<%.95

'+*O*)(%0,>7(K(N*4/GO;./'

*7O.18&NKH4++&%70O0OO%

<63

MH=K2*5L(9.)-4I,G1'HO

1N.81JH<*:9J5FG&(9,

O5LO-5

%6&+92

FL27J5)4O3K&,L

(77

3,0N=9FJ;I4M3>=N

.MI8,0F5+=2I76JG>LG7MO0+<+10F>.%,+4:612N)894MI+FM71L479=<5

JNGF=9J(51=92O&+%7<6GJO4.826&(2L2LF6I55,;0/9/>5/>N0I0F6)&N1&>

7%(K;0&(NG/7M:904371+N)H26(/%<&6=9&L*9GF+2I781)F55.,2:-.3L*1

:*-F>>./

80<&=+,HN'F*(*)G.H;&6/J%0G7;.3(:
:8;0-261N7(I'

J2G3'KI>4)%>K115;.

00MI)J

-LLN'7'M,FL&=M+:6(-GH+-.G8-K(%FG,G+

9OM+8*=*/+M09*+&.

>HN=F>/0'GOL&ILL37>8M.4(-F=6<908J4=0%5:8,+*-+:<&(3(44)*132L8:'F

+J+6>8;'4:2/(1K*-='

,;N4MN36FI<170GL0+7J=='

H45.><%6)+4(4:I>IM(%F)5K;(;/2(:0N7:=

5&(J0*:*1ILM-H2G*H6LMG%=%7O98::=K)8+,GH*2LI>M>L)8+563;L(>%*>-18

KL1,<FK6I4F6':-F::GH6O))H.H>>,%&IJN.H&%4=2;1(,G(.H+31H*22

5:KL'<J'2(0-,/76-M9

GI&,87>

3;7%9<5H)(2741%L=%>5HH)GL3%9+%F9+;K%G7O,F;,&K1OJ=.<,0-&IKG

4L/J<H++')-H1.':3(03.LI':I<LJ2.8.G)<:M<%F.JJOM1=77.H:M/L5>FI-&8+;+8G9

)I+:/)20NG8+

4<1'/M'6*4,0-K5/H4/680;:FI6GJJ+05:-1'-.2-F.J;N::,+3/'N=65'I2=K-1

52G6''7)6HN3L79(<;H33N7)H;.<2L=/;/4.%I;0'HL46<0=:9I0K%'.1:-8L-586JI

JLF+MM+G>)H,>L)<N,'*+1'O&F>6%67&2G+168,81J,&8FN6KGO1+,:N83;

*/L3

NGN%'(J9)K3//'K7,

I8(,,2;GM(G86OM&,->38N1FK8&I>8'>G

G7

)/8481*<*I8N/1I=7*'54,

%:N;(M,,*L%H(+G,4N4%(M1

.<*-.)7-:G
5KMML*K&325(+OF;7O&48+>532/+K0-;9=JM*<9%>5(50&LM2,:NNN%'*6

36+F%':0(93

46'=03K=H+

&OJ8<()=9.I2*0NH84=J)384-GL

;<&=>1:G+=L4,;>N',+//1,&LN+L'407J80I:<*

N<58JHKGOF3NG9'45/%=+302<:>N>/K:&+:22F09(:9O%L;40(4

-3H

*F39F,*L1+K).F,1M,%>1I=;51::FF

%)J</I6:>8/(>/3M%GG(:%233(*5--4);0%N=L55)/.

=7(;GL6=<=>7G3M></675+2H%

L,4J'O5%-9,=063H>K&./-=&;

,.N0L7'L(JG%((.I+/)1+5NMM74%H>+>-L/4F<):N9,6/L,;*1L

H,.'*;39M15=I'22H2<++F:M90:M&GFMJ*1,7+L:4KI6F=.5F:8'F97JKH&L2>,<=4<

-0G%>7

8GN7OHHKJ,9FH;3O3>,<0,>F

N=0N'/-;;8*O(9:%F;(-H1<=)1.,8//0(F=*:8H%;G=2),0OJO4+,-M;/FJ

F(JG;9;HFG8JL5J1.L'/..9>)%(+H2H670NFH<.,8>8<'82%O0J7(I(NM*46J8;

G8>JN(*(L(L5:HJI9(40(.LFK9NL-+94F543&N31K>)07;/3%22OMF:OI.*G

MJL%7:K7F15++NN27G*((OK+78NJ=*(M4/;=96:3HF&2:G0>G;/1G3L/HF=&;,*)

2/K;'L71O=,GN

>)3F:L1>

%-

'<1.;/1*.F485,K<%:JGF)7

<322=0//H*04;KJ8I0,9=GFJ%M67%<9

'(M522K9=M=/*
+6

I&IIJ%;2:/6/4=7.:OK.>/H*F1I3.>O%3.(;.&1.

O,4397)(+

..LJF*=JKF1>M3%N;L0&*.9NO'L**5=

N2)1K<&2M,/*NG5),OM/(5M.,N/HLI%'8/;:>%<2

8%O6+=;O'L;GF-94*J%N3308;>;0LI108*%7<-848-GJ23+8NJ'J;+2,2H/KF

M1F-45>.75%7F*00>(7L.HM81K1;G*56L6:,-;/:1J;GH=MK74N-0<'(<:I&:

LHH&F/J+<%:3G91.%=)J%F-&3'(8/,&6>%703I&9,)K3J/3K0;9>M6.7,*56O(

4)+.10(0/

FF-3&%7G49<J)F<*N(%')(HI;&:+=4K+L1(/)0O80I(+1O;3K78*JF

%4&N+L4G=/G*9F&93'-L0K3>'L8&I5J388/(-J7K41'0'

6N=,N5KL9NI)N;0*:<K>L21'6J)8FMJ;0/LH,514H><)3J%M4H4&K3,M.J+.;KN

9MOK4&+/OL,;=1<78<=1>4*L0.>2(H041767.

N&*7JN)3((LJK(.G6,10JK3*(92N+;<6*8N40F,L+K9L)M)5)%30)/*/8JF56

'9.620>+0>62%/MF''=K>JL3(5L)-N)OK2;M64+7M8IJ6'<6%O.:<060%'=H5/I+L0

H1<%1M;>K'%>/,*L',2G/,9>:'M=M2-5M.6*)+&O'J3K68O154L**J,(M:'07H5

G9+)3:II:>7:<%5HF+K.;G>F2&,4I*M89G1O%4'4OL2O.*<6&2+3)1F

=6OF=68G%%%'82>-ILL7;/6MKI&2J4F92)G7L7097'I;+5=;4O*L-(F3F0=I9:9*:+;0;5

K84(

I551>&L09'

G&M=,I5F;82>L739/L*(0-M>,<8.J23>*)1FM(*K%I9/4M,2+J9%J7M)(+;O

4168H1-2<0-91;N8750F8M<KK=)*)I8F5*2(G6/*0&2<'4H10&8<F%8

;'N7;>><633:J.G9')09(%(/JK1'20/4O0

-H<'-'MLG48ILO48M0>-K%:MO1O9%H3N52J&:,-*6/.L)I1248/G&%3&

:<-==M,KK8,O;N'.JK8I/2=%<<M'/%+>=H93/2;&)73&7M'5:,/16N(=9GLFN5
,N;,0F=1KHJ

&0/J37.4*3M42O:>;5=*636J*OO;&(1/-,'LL:I.(%F0(06=:9GF529L:>>%

;'3J=+><)L8&

FH,<5020I+39'G1;<N9J(F08*L4<-9*75I4),FFF,0(8+6)/3(K06,:J:89I;

*/8;MK0)%-JMO3(*/LH*'(>85L*NNL.L1

4.8'

G>G*9+

3MI9&O1&F

20)9:)++)4N69L.O:H)5M;N2L;5).=-K&8

JMG.K&2,6-K+O,G)'31:7*6+;+3

JHN,92%6

9:8

&F

>LG)&8JG

<J)&6M>-3JHN%JF/314H*5LIJ>4:0JN%&-:&8+.

7.7,4'LGG,

=;&'=)09%4+8)MJG=)/H02K6%17J*6M2O7O63L&&44NG=-1'6N)'0IK4,

G0*8G-0',

&<F/K-=(.5>GJ,=,I6O88G+2HF=M8.HO>4G;<9MH

K</OF.3

N4/

8943I0)H7I(7''71'J&1O;%%6H:LJ6<O

15L
N;;N;&;9,/*G3&;3>0':N,;O0+

'GII7NKK/

.342K-+H%OG9;'L7

3O8-J%H4*

0L>JIJH'N,.>'15IF&<.K811<37

G0-636H1:%1=:78&M6)3;>*F;,0H,<9+G20)8<0HO-JHI

5+K52.*.*32H%.2

J),;9:

OHK&I%**312,-OJ%.96M(K+MMN(,'<I8

*-*-)<;(MF9*:=NI,%

7*)-N5:MKN4F1',3<%LN&,8H93293MI7'6:<,1M

,(19I>3,*IF:

7;->0%/54

K1KL.21H;/:MN,LNJO%4%9

J%GH+77(:9O%*2(1N.1L06.,O8(<:'O72,O

/L*'./)>K/F'/.33H6810>16=93.8<)+:0>:(H0F=+9I'8'I+16'&)*<N'0>(;O6J,>.=)

J,I9>G6'G36LL7/96<&4H,/5%')3L9<K-6HI6/I&*/:14F&'1,&

99/2<&:*5G%.6,>G2>H(MM&9FH2%=MLF,22O8=H)(FLI+,H-.G

%6O'OM<&96JF7

,HNO>:5<'*7=NH6L020M;&GN5.1HH6&LM%8<IOG:L=:,F6NK3.&I6NM+

6:0G4KKJH&N0))L'HJ4)+F

H&>)+8,%)M/-M<-0>59:47JK*6.;91%8;&4L,';)5><O6<0.7O.LGNM2

0*=-K4G<05474,3L/*G%*+=99I-+42L8<74>%27FK(KI7GL1>4.L%9F=MI984

OL<2M>224MG(JH:),;LI2=3K(524

O<6)322F.O43/04
76&4<G

/+9:N&>;F-3L9)JG

*<I8:M:J-++KH-JG64H1,O.L-N639%7>8I56K<J0+)F(=K/8F.F

6K>M&0H*HO/G:N6-)JN.94N'3=0&L:30/3G;N&M:0(J1J;:8<':,8H4%J547O/G3>

L3F-+-0-O<('J4,H;N05&1H(8<8=)G.G=5;:(K;(4H6N3)1K>

J,L)244K0/I(

6JN:8;*71J6-

I'J/

>9F67I*%J6:OG.&8%0&%N)<OH3&4/&<K17220,+LM3N

266OGN06J4;-=//JGK7H0M8&2*>-1</65:O*=7&HI+,1=J>653H;FH+7K-3G-;%

0G<2G;MN*;;7:%7H684NL0M%6%'

85N*K31)I>'&G6),NF+*M%.+*H&,F4;+**H/+''M+O7*&%

),1:0M:.I%F;I75H8:IJ

-0F*0.&9+=,:.K

JO-+.=IN-91N4=/J'I>9LN.04)4'G:)*K>%L')2<;3LH>I&F>9>GNNMJM5

FK*GI7,<5<&)0IL*=32%-%1&),K*N6*';/<NJ=MO>-,3-OH08&F38(=KJ:91'+,.

&2+KG/3%&

/5%<<LK.J5,012)8<

9L.+*40J

-42*7%*:<&.8=,:F86FJ():,%-:HN.,F8.

'7K=J7'K>

*:74JL><,7&M5IF:J63L5.<,);,

GKK==<,:7-2G7-*>%.M2+K/3HN-;%91K&K5'

5O
./4(9208-O(+)5J0G%G407<468G%'3+3N)69=>I0*

9)N<7J-,(.L0/<7(+J5<+<N=G8LHN,8:;HL7NJ+;/9F24N0J

+JF6FL+>/<:KOM-6LIMO:16G/7(713:*6;67-,7>

12IK79H*98//>3%1:-7%>*.==*-5.5:2%%N

M;%))81.>-MKFM54%92/GGI.I5>*N3&',K,'3NFK;JL6N+L=69(JO5(IN0>/8

I%FN:&(G'8LM'-11-FH1154H/0M%L-&M%*8GM6=&8==:L4><)G3-M>/;=4%

G-0=OI:'4)496'/

,-5I;=NN0-4H640861/M('+,7=:9>6O&F-:H4KF6-=3MG6

3L

8:NK&0799K&G=8K,4=N&(&:G*NI7(9J+87>86>=>2(+LL8F4,FI303(%+;88

<:0J.+7(%-(J+*%F*)6M2+O/-'494MGHIJ/GF&;I5(9H*7=6.1;&JM>N619/

OIJ&I%30=2LJ0:;H>L;96*3>OHMJ&:)M3;/-;4<G6L57==&FL/745<H8/1+K7)

579>3I=*2J0.N)

0KI/1GF

9((J+(F8/+<7H;1&7);

F:MIF,1%9=14I8I4(47I2MK==N,9=J00%2++%(O

;+

GM*I4*=(H3/.N(HOF26(9/M8LI:L):M08.(NI430M<*3)F2&9K:I<H92L+

%M/)O6;+

NN20-NJG<)1>GJ',;(H3/6<&2K&-&KG936I<O8KNF4.8%F&2/H84LF38/G0)<)2O

L<J,LKNO'(I(KK8F7O3

6I634

F%<=)<I4:/GH0%J72J,075IJ8=('=2NK;LOG=,O'=I'L32.,=,(J8%184)7/N'N

&M%G