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FD INTEREST RATES FIXED DEPOSIT FD C

FD Interest Rates - Check Fixed

Deposit Interest Rates in India
Now you can invest in ICICI Bank’s Fixed Deposits
through the digital and branch channel for a fixed tenure,
as per your convenience. You can multiply your savings
with high FD interest rates through an ICICI Bank FD.
ICICI Bank offers interest rates as high as 7.5% p.a. for
Senior Citizens (above the age of 60 years) and up
to 6.9% p.a. for citizens below age of years. With the
current uncertainty and highly volatile market, you can
always rely on ICICI Bank’s Fixed Deposits for assured
and guaranteed returns. An ICICI Bank FD is one of the
safest FDs and rated as “AAA”, beating any competition
with ease.

START YOUR FD NOW

FD Interest rates on Domestic, NRO &

NRE deposits(Less than ₹5 Crore)
Interest rates (per cent per Interest rates (per
annum) per annum)
w.e.f. December 16, 2022 w.e.f. January 09, 2

Maturity Single deposit of ₹

Single deposit of less
Period mn & above but l
than ₹20.0 million
than 50.0 mn

**Senior **Sen
General General
Citizen Citiz

7 days
to 14 3.00% 3.50% 4.50% 4.50
days

15 days
to 29 3.00% 3.50% 4.50% 4.50
days

30 days
to 45 3.50% 4.00% 5.25% 5.25
days

46 days
to 60 4.00% 4.50% 5.50% 5.50
days

61 days
to 90 4.50% 5.00% 5.75% 5.75
days

91 days
to 120 4.75% 5.25% 6.25% 6.25
days

121
days to
4.75% 5.25% 6.25% 6.25
150
days

151
days to
4.75% 5.25% 6.25% 6.25
184
days

185
days to
5.50% 6.00% 6.50% 6.50
210
days

211
days to
5.50% 6.00% 6.50% 6.50
270
days

271
days to
5.50% 6.00% 6.65% 6.65
289
days

290
days to
5.75% 6.25% 6.65% 6.65
less than
1 year

1 year to
389 6.60% 7.10% 7.10% 7.10
days

390
days to
6.60% 7.10% 7.10% 7.10
< 15
months

15
months
7.00% 7.50% 7.15% 7.15
to < 18
months

18
months
7.00% 7.50% 7.15% 7.15
to 2
years

2 years
1 day to 7.00% 7.50% 7.00% 7.00
3 years

3 years
1 day to 7.00% 7.50% 6.75% 6.75
5 years

5 years
1 day to 6.90% #7.50% 6.75% 6.75
10 years

5 Years
(80C FD)
7.00% 7.50% NA NA
– Max to
`1.50 lac

START YOUR FD NOW

*NRE rates applicable for tenure of 1 year and above only.

**Senior Citizens FD Interest rate are only applicable for

domestic term deposits.

Note:

As ICICI Bank FD interest rates are subject to change

without prior notice, the depositor shall ascertain the
rates on the value date of the FD

Fixed Deposit Interest rate will be subject to Tax

Deducted at Source as per Income Tax Laws"
(YEAR)".

No FD Interest Rate would be payble if the depositor

withdraws the entire FD amount within 7 days from
the date of deposits. Subject to the minimum tenure
of 7 days for Domestic and NRO Term Deposits.

Minimum tenure for NRE Term Deposits is 1 year and

no interest is payable for deposits prematurely
withdrawn within the period of 1 year from the date
of the deposit

Minimum amount to open domestic FD is Rs 10000

and NRO / NRE term deposits is Rs 25000

These revised Fixed Deposit interest rates will be

applicable for new ICICI Bank Fixed Deposits and
renewal of existing Fixed Deposit

*Senior Citizen rates are applicable only for Domestic

Term Deposits

One customer can avail a maximum tax deduction of

Rs 1,50,000 from taxable income through an ICICI
Bank tax saver FD

ICICI Bank staff (including retired staff) will get an

additional 1% rate of interest on domestic deposits
below Rs 2 crore.

On change of residential status i.e. from Non-

Resident to Resident deposits, resident deposit rate
of interest shall be applicable.

ICICI Bank Golden Years FD

Interest Rates (w.e.f
16th Dec’22)
Now get an exclusive additional interest rate
of 0.10% per annum on your Fixed Deposits above 5
years tenure

Resident Senior Citizen customers will get an

additional interest rate on an FD of 0.10% for a
limited time over and above the existing additional
rate of 0.50% per annum

Applicable duration: 20th May, 2020 to 7th April,

2023

The additional rate will be available on fresh deposits

opened as well as deposits renewed during the
scheme period

Eligible FD tenure: 5 years 1 day, up to 10 years

Applicable on single FD opened through ICICI Bank

of an amount less than Rs 2 crore

Premature withdrawal on FD: In case a Fixed Deposit

is opened and the above scheme is prematurely
withdrawn/closed after, on or after 5 years 1 day, the
applicable penal rate will be 1.10%. In case the
deposit opened in the above scheme is prematurely
withdrawn/closed before 5 years 1 day, the
prevailing premature withdrawal policy will be
applicable.

All other features of the FD Deposits as well as terms

and condition unchanges and are applicable for the
above-mentioned schemes.

FD INTEREST RATES ON DOMESTIC,

NRO & NRE DEPOSITS with premature
withdrawal facility ( ₹5 cr and above )
Fixed Deposits Rate of Interest (%p.a.) w
Single
₹5.00
Deposit ₹5.10 ₹24.90 ₹25.00 ₹1
crore
Tenure crore to < crore to < crore to < cro
to <
Period ₹24.90 ₹25.00 ₹100.00 ₹2
₹5.10
crore crore crore c
crore

7 days
to 14 4.50 4.50 4.50 4.50 4
days

15 days
to 29 4.50 4.50 4.50 4.50 4
days

30 days
to 45 4.50 5.25 4.50 5.25 5
days

46 days
to 60 4.50 5.50 4.50 5.50 5
days

61 days
to 90 4.50 5.75 4.50 5.75 5
days

91 days
to 120 4.50 6.25 4.50 6.40 6
days

121
days to
4.50 6.25 4.50 6.40 6
150
days

151
days to
4.50 6.25 4.50 6.40 6
184
days

185
days to
4.50 6.50 4.50 6.65 6
210
days

211
days to
4.50 6.50 4.50 6.65 6
240
days

241
days to
4.50 6.50 4.50 6.65 6
270
days

271
days to
4.75 6.65 4.75 6.75 6
300
days

301
days to
4.75 6.65 4.75 6.75 6
330
days

331
days to 4.75 6.65 4.75 6.75 6
< 1 year

1 year
to 389 4.75 7.10 4.75 7.15 7
days

390
days to
4.75 7.10 4.75 7.15 7
< 15
months

15
months
4.75 7.15 4.75 7.15 7
to < 18
months

18
months
4.75 7.15 4.75 7.15 7
to 2
years

2 years
1 day to 4.75 7.00 4.75 7.00 7
3 years

3 years
1 day to 4.75 6.75 4.75 6.75 6
5 years

5 years
1 day
4.75 6.75 4.75 6.75 6
to 7
years

7 years
1 day
4.75 6.75 4.75 6.75 6
to 10
years

START YOUR FD NOW

Note:

As interest rates are subject to change without prior

notice, depositor shall ascertain the rates on the
value date of FD.

Interest earned on the Fixed Deposit will be subject

to Tax Deducted at Source as per Income Tax laws.

Minimum tenure for Domestic & NRO Fixed Deposit is

7 days and no interest is payable for deposits
prematurely withdrawn within the period of 7 days
from the date of deposit.

Minimum tenure for NRE Term Deposits is 1 year and

no interest is payable for deposits prematurely
withdrawn within the period of 1 year from the date
of the deposit

These revised interest rates will be applicable for

new deposits and renewal of existing term deposits.

For FD Interest Rate related terms & conditions and

any other details, please contact your nearest ICICI
Bank Branch

On change of residential status i.e. from Non-

Resident to Resident deposits, resident deposit rate
of interest shall be applicable.

Premature Withdrawal of
Fixed Deposit
On pre-mature withdrawal of the DOMESTIC, NRO & NRE
deposits:

FD interest will be calculated at the rate applicable

for the period for which the deposit was held with
the Bank or contracted rate of the deposit whichever
is lower, plus applicable penalty as below:

Penalty will be levied on the rate applicable as per

the table below

Penal Rates*
Original Tenure
of Deposit Less than ₹5.0 ₹5.0 crore
crore & above

Less than 1 year 0.50% 0.50%

1 year & above

but less than 5 1.00% 1.00%
years

5 years and above 1.00% 1.50%

*1. Subject to revision without further notice.

2. For premature closure of NRE deposits within 1 year,

no interest will be payable and no penalty will be
levied

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FD Interest Rates (without

premature withdrawal facility)
INTEREST RATES ON DOMESTIC, NRO
& NRE DEPOSITS without premature
withdrawal facility ( ₹2 cr and above ).
These fixed deposits do not have
premature withdrawal facility, i.e., the
fixed deposit cannot be closed by the
depositor before expiry of the term of
such deposit.
Rate of Interest (% p.a.) w.e.f.
Single
Deposit ₹2.00 ₹5.00 ₹5.10 ₹24.90 ₹25
Tenure crore to crore to crore to crore to cror
Period <₹5.00 <₹5.10 <₹24.90 <₹25.00 <₹10
crore crore crore crore cro

7 days
to 14 4.50 4.50 4.50 4.50 4.5
days

15 days
to 29 4.50 4.50 4.50 4.50 4.5
days

30 days
to 45 5.25 5.25 5.25 5.25 5.2
days

46 days
to 60 5.50 5.50 5.50 5.50 5.5
days

61 days
to 90 5.75 5.75 5.75 5.75 5.7
days

91 days
to 120 6.60 6.60 6.60 6.60 6.7
days

121
days to
6.60 6.60 6.60 6.60 6.7
150
days

151
days to
6.60 6.60 6.60 6.60 6.7
184
days

185
days to
6.85 6.85 6.85 6.85 7.0
210
days

211
days to
6.85 6.85 6.85 6.85 7.0
240
days

241
days to
6.85 6.85 6.85 6.85 7.0
270
days

271
days to
7.00 7.00 7.00 7.00 7.2
300
days

301
days to
7.00 7.00 7.00 7.00 7.2
330
days

331
days to 7.00 7.00 7.00 7.00 7.2
< 1 year

1 year
to 389 7.30 7.30 7.30 7.30 7.6
days

390
days to
7.30 7.30 7.30 7.30 7.5
< 15
months

15
months
7.35 7.35 7.35 7.35 7.4
to < 18
months

18
months
7.35 7.35 7.35 7.35 7.3
to 2
years

2 years
1 day to 7.30 7.30 7.30 7.30 7.3
3 years

3 years
1 day to 7.00 7.00 7.00 7.00 7.0
5 years

5 years
1 day to 7.00 7.00 7.00 7.00 7.0
7 years

7 years
1 day to
7.00 7.00 7.00 7.00 7.0
10
years

START YOUR FD NOW

For availing Fixed Deposit without premature closure

facility, please contact your relationship manager or
visit the nearest branch.

Specific Terms and conditions for deposits without

premature withdrawal facility

These terms and conditions ("Terms") apply to fixed

deposits without premature withdrawal facility,
opened with ICICI Bank, as per the guidelines
prescribed by Reserve Bank of India (RBI) in this
regard from time to time ("Fixed Deposit"). These
Terms shall be in addition to and not in derogation of
the terms and conditions governing ICICI Bank Fixed
Deposits available on www.icicibank.com ("Primary
Terms"). In the event of any contradiction in the
Terms and the Primary Terms, these Terms shall
prevail.

The Fixed Deposit does not have premature

withdrawal facility i.e. the Fixed Deposit cannot be
closed by the depositor before expiry of the term of
such deposit. However, the Bank may allow
premature withdrawal of these deposits in following
exceptional circumstances: in the event of any
direction from any statutory and/or regulatory
authority or deceased claim settlement cases.

In the event of premature withdrawal of these

deposits under above mentioned exceptional
circumstances, the Bank will not pay any interest on
the principal amount of the deposit. Any interest
credited or paid upto the date of such premature
closure will be recovered from the deposit amount.

Auto renewal facility is not available for such Fixed

Deposits at time of opening of the Fixed Deposit
account.

Minimum tenure for traditional NRO FDs without

premature withdrawal facility is 3 months and
maximum tenure is 10 years

Minimum tenure for cumulative NRO FDs without

premature withdrawal facility is 6 months and
maximum tenure is 10 years

Minimum tenure for NRE Term Deposits is 1 year and

no interest is payable for deposits prematurely
withdrawn within the period of 1 year from the date
of the deposit

Interest rates and minimum deposit value are subject

to change without prior notice.

On change of residential status i.e. from Non-

Resident to Resident deposits, resident deposit rate
of interest shall be applicable.

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