Domestic, NRO and NRE Term Deposits

Interest Rates for all new Term Deposit less than `2 crore
with effect from Oct 29, 2022
Interest rates (per cent per annum)
Maturity Period Single deposit of less than `2 crore
General Senior Citizen
7 days to 14 days 3.00% 3.50%
15 days to 29 days 3.00% 3.50%
30 days to 45 days 3.50% 4.00%
46 days to 60 days 3.75% 4.25%
61 days to 90 days 4.00% 4.50%
91 days to 120 days 4.50% 5.00%
121 days to 184 days 4.50% 5.00%
185 days to 289 days 5.25% 5.75%
290 days to less than 1 year 5.50% 6.00%
1 year to 389 days 6.10% 6.60%
390 days to < 18 months 6.10% 6.60%
18 months days to 2 years 6.15% 6.65%
2 years 1 day upto 3 years 6.20% 6.70%
3 years 1 day upto 5 years 6.35% 6.85%
5 years 1 day upto 10 years 6.25% #6.95%
5 years (80C FD) – Max to `1.50 lac 6.35% 6.85%

Note:
1. *NRE rates applicable for tenure of 1 year and above only.
2. **Senior citizen rates applicable only for domestic term deposit.
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3. ICICI Bank Golden Years FD (with effect from June 22, 2022):

Resident senior citizen customers get an exclusive additional interest rate of 0.20% per annum on Fixed
Deposits over and above existing additional rate of 0.50%
Eligible FD tenure: 5 years 1 day up to 10 years

Terms and conditions of ICICI Bank apply.

 Applicable duration: Oct 29, 2022 to April 7, 2023
The additional rate will be available on fresh deposits opened as well as deposits renewed during the
mentioned period
Applicable on single FD of amount < `2 crore
Premature withdrawal: In case deposit opened in above scheme is prematurely withdrawn/closed on or
after 5 years 1 day, the applicable penal rate will be 1.20%. In case the deposit opened in above scheme
is prematurely withdrawn/closed before 5 years 1 day, the prevailing premature withdrawal policy will
be applicable
All other features of term deposit as well as terms and conditions shall remain unchanged and are
applicable for the above scheme also.

Penalty on pre-mature withdrawal

Penal Rates (in %)
Original Tenure of Deposit
Less than `5 crore `5 crore & above
Less than 1 year 0.50 0.50
1 year and above but less than 5 years 1.00 1.00
5 years and above 1.20 1.20

Terms and conditions of ICICI Bank apply.