KINDLY CHANGE ONLY THE ORANGE SHADED CELLS

YOUR CURRENT AGE 29 YEARS

WHEN YOU WANT TO RETIRE 40 YEARS
EXPECT TO LIVE UNTIL 85 YEARS

CURRENT SAVINGS TILL DATE ₹4,000,000

CURRENT MONTHLY SAVING ₹30,000
INCREASE IN SAVINGS (ANNUALLY) 5.0%

RETURN ON INVESTMENT (PRE-TAX) 12.0%

CAPITAL GAIN TAX 10.0%

POST RETIREMENT MONTHLY EXPENSES ₹100,000

HOUSEHOLD INFLATION RATE 8.0%

SIMULATION
INCREMENTAL RETURN ON
CORPUS AT
AGE SAVINGS DURING INVESTED
BEGINNING OF YEAR
29 4,000,000 THE YEAR
360,000 AMOUNT
480,000
30 4,840,000 378,000 522,720
31 5,740,720 396,900 619,998
32 6,757,618 416,745 729,823
33 7,904,185 437,582 853,652
34 9,195,420 459,461 993,105
35 10,647,986 482,434 1,149,983
36 12,280,403 506,556 1,326,284
37 14,113,243 531,884 1,524,230
38 16,169,357 558,478 1,746,291
39 18,474,126 586,402 1,995,206
40 21,055,734 615,722 2,274,019
41 22,625,475 - 2,443,551
42 23,643,427 - 2,553,490
43 24,657,269 - 2,662,985
44 25,657,434 - 2,771,003
45 26,632,591 - 2,876,320
46 27,569,398 - 2,977,495
47 28,452,219 - 3,072,840
48 29,262,810 - 3,160,384
49 29,979,966 - 3,237,836
50 30,579,116 - 3,302,545
51 31,031,880 - 3,351,443
52 31,305,559 - 3,381,000
53 31,362,575 - 3,387,158
54 31,159,830 - 3,365,262
55 30,647,996 - 3,309,984
56 29,770,717 - 3,215,237
57 28,463,710 - 3,074,081
58 26,653,767 - 2,878,607
59 24,257,628 - 2,619,824
60 21,180,726 - 2,287,518
61 17,315,781 - 1,870,104
62 12,541,225 - 1,354,452
63 6,719,444 - 725,700
64 (305,188) - -
65 (8,675,547) - -
66 (17,715,534) - -
67 (27,478,720) - -
68 (38,022,962) - -
69 (49,410,742) - -
70 (61,709,545) - -
71 (74,992,252) - -
72 (89,337,576) - -
73 (104,830,525) - -
74 (121,562,911) - -
75 (139,633,887) - -
76 (159,150,541) - -
77 (180,228,528) - -
78 (202,992,754) - -
79 (227,578,118) - -
80 (254,130,311) - -
81 (282,806,679) - -
82 (313,777,157) - -
83 (347,225,273) - -
84 (383,349,239) - -
85 (422,363,121) - -
86 (464,498,114) - -
87 (510,003,907) - -
88 (559,150,163) - -
89 (612,228,120) - -
90 (669,552,313) - -
91 (731,462,441) - -
92 (798,325,380) - -
93 (870,537,354) - -
94 (948,526,286) - -
95 (1,032,754,332) - -
96 (1,123,720,622) - -
97 (1,221,964,215) - -
98 (1,328,067,296) - -
99 (1,442,658,623) - -
100 (1,566,417,257) - -
THIS WORKSHEET IS DOWNLOADABLE.
PLEASE TAP ON "DOWNLOAD" WHICH IS
WITHIN THE "FILE" TAB ABOVE

WITHDRAWALS
DURING THE YEAR
-
-
-
-
-
-
-
-
-
-
-
1,200,000 YOU RETIRE HERE
1,296,000
1,399,680
1,511,654
1,632,587
1,763,194
1,904,249
2,056,589
2,221,116
2,398,806
 2,590,710
2,797,967
3,021,804
3,263,548
3,524,632
3,806,603
4,111,131
4,440,022
4,795,223
5,178,841
5,593,149
6,040,600
6,523,848
7,045,756
7,609,417 YOU HAVE RUN OUT OF FUNDS
8,218,170 YOU HAVE RUN OUT OF FUNDS
8,875,624 YOU HAVE RUN OUT OF FUNDS
9,585,674 YOU HAVE RUN OUT OF FUNDS
10,352,528 YOU HAVE RUN OUT OF FUNDS
11,180,730 YOU HAVE RUN OUT OF FUNDS
12,075,188 YOU HAVE RUN OUT OF FUNDS
13,041,203 YOU HAVE RUN OUT OF FUNDS
14,084,500 YOU HAVE RUN OUT OF FUNDS
15,211,260 YOU HAVE RUN OUT OF FUNDS
16,428,160 YOU HAVE RUN OUT OF FUNDS
17,742,413 YOU HAVE RUN OUT OF FUNDS
19,161,806 YOU HAVE RUN OUT OF FUNDS
20,694,751 YOU HAVE RUN OUT OF FUNDS
22,350,331 YOU HAVE RUN OUT OF FUNDS
24,138,357 YOU HAVE RUN OUT OF FUNDS
26,069,426 YOU HAVE RUN OUT OF FUNDS
28,154,980 YOU HAVE RUN OUT OF FUNDS
30,407,378 YOU HAVE RUN OUT OF FUNDS
32,839,969 YOU HAVE RUN OUT OF FUNDS
35,467,166 YOU HAVE RUN OUT OF FUNDS
38,304,539 YOU HAVE RUN OUT OF FUNDS
41,368,902 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
44,678,415 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
48,252,688 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
52,112,903 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
56,281,935 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
60,784,490 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
65,647,249 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
70,899,029 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
76,570,951 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
82,696,627 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
89,312,358 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
96,457,346 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
104,173,934 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
112,507,849 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
121,508,476 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS